Search found 22781 matches

by LadyGeek
Thu Jun 10, 2010 4:54 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

Congrats to the BlackHawks. :sharebeer

That was an incredible game. Wow. The Flyers ran out of steam early and that cost them.

I'm glad it went to an Original Six team. And that it's not the Penguins.
by LadyGeek
Wed Jun 09, 2010 9:18 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETFs Share Class Status
Replies: 9
Views: 2312

Maybe the OP is asking about Vanguard's VIPER patent on share classes, which claims better tax efficiency than other ETFs. Try this thread, which shoots a few holes in that theory: Gus Sauter comments on Vanguard ETF structure For some basic info, try the wiki. Please see Exchange Traded Funds on th...
by LadyGeek
Wed Jun 09, 2010 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Computer question
Replies: 28
Views: 3535

I was going to suggest an Ubuntu Live CD . On second thought, don't let them get close to one. Linux has full run of the Windows hard drive. There's absolutely no access control from the Linux side, which is why it's great to use when MS Windows gets hosed. Absolutely not for this situation. However...
by LadyGeek
Wed Jun 09, 2010 7:56 pm
Forum: Investing - Theory, News & General
Topic: Style boxes - Why the differences? Some questions
Replies: 15
Views: 3788

Style boxes - Why the differences? Some questions

I'm updating the wiki to include some basic information about style boxes. When I looked at the fixed income style boxes, Morningstar uses either duration (interest rate sensitivity) or average effective maturity to calculate the style box. Vanguard uses average weighted maturity . Morningstar claim...
by LadyGeek
Mon Jun 07, 2010 8:40 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 198157

Thanks for the update!

Please see Pentagon Federal Credit Union on the Bogleheads Wiki.

Hint: The sentence above was created by copy-n-paste of text in the gray box that's at the bottom of every page (How to Cite). It's an easy way to get a clearly readable link to the wiki.
by LadyGeek
Sun Jun 06, 2010 7:11 pm
Forum: Investing - Help with Personal Investments
Topic: 529 plan for Pa. question
Replies: 5
Views: 954

The wiki may provide some insight.

Please see 529 Plans on the Bogleheads Wiki.

And for PA: Please see Pennsylvania 529 Plan on the Bogleheads Wiki.
by LadyGeek
Sun Jun 06, 2010 6:48 pm
Forum: Personal Consumer Issues
Topic: "Destination" weddings? Indulgent or good idea?
Replies: 67
Views: 8898

Who had the idea for a destination wedding - the parents or the bride and groom?

Of the ones that I'm familiar with, only the closest relatives and a few friends were invited.
by LadyGeek
Sun Jun 06, 2010 4:43 pm
Forum: Investing - Theory, News & General
Topic: Fat Tails & Volatility Clustering in Stock Returns
Replies: 112
Views: 13182

Excellent tutorial (post #1)- thanks. I also learned that a Kalman filter is used for something other than GPS receivers. An engineer's perspective: Everything boils down to time constants - the length of time used to bin the data. The research was based on the order of years and now I see comments ...
by LadyGeek
Sat Jun 05, 2010 5:14 pm
Forum: Investing - Theory, News & General
Topic: DB Pensions Replace Bonds in Asset Allocation?
Replies: 16
Views: 3260

What bothers me, as someone who has some years until retirement, is that pensions are defined benefits. They're not an entitlement like Social Security.

My pension plan's assets are at risk if the company fails, or, if they decide to cut pension payouts for some reason.
by LadyGeek
Sat Jun 05, 2010 2:08 pm
Forum: Investing - Help with Personal Investments
Topic: managing others' accounts
Replies: 48
Views: 5859

The other side is that you let things slide in 08 and 09. That's 2-1/2 years of neglect. How responsible can this be?

I concur with the others and give them copies of both the Bogleheads Guide To Investing and the Bogleheads' Guide to Retirement Planning.
by LadyGeek
Sat Jun 05, 2010 1:06 pm
Forum: Investing - Theory, News & General
Topic: Fundamental Indexing
Replies: 75
Views: 10043

I added this thread to the wiki page. Please see Alternative Indices on the Bogleheads Wiki.
by LadyGeek
Sat Jun 05, 2010 12:28 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

My boss is from Chicago (works locally). Friday morning, there was a brand spanking new Blackhawks jersey hanging on his office door. We (not me :wink:) stole it. He got nervous. It was fun watching him look out the window to see if anyone was burning it. I told him that he should wear it all day, t...
by LadyGeek
Thu Jun 03, 2010 7:56 pm
Forum: Personal Finance (Not Investing)
Topic: Now availabe for pre order new John Bogle book
Replies: 2
Views: 940

With the forum referral tag: Don't Count on It: Reflections on Investment Illusions, Indexing, Capitalism, Mutual Funds, Entrepreneurship, Idealism, and More (Hardcover)

I've got to buy one of his books for the convention as well. Maybe it'll come out in paperback.
by LadyGeek
Wed Jun 02, 2010 7:00 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard ETF risk versus corresponding mutual fund
Replies: 14
Views: 2652

1. See if this answers the ETF vs. Mutual fund question: Why the big deal with ETFs? Are mutual funds going away?
2. The wiki has an ETF page to help with the education. Please see Exchange Traded Funds on the Bogleheads Wiki.
by LadyGeek
Wed Jun 02, 2010 6:35 pm
Forum: Investing - Theory, News & General
Topic: A case for actively managed bond funds
Replies: 21
Views: 2999

I just tripped across this Vanguard paper. An interesting discussion using projected forward rates, yield curves, and bond indexes. The bottom line is that you need to diversify.

Deficits, the Fed, and rising interest rates: Implications and considerations for bond investors, published 4/1/2010
by LadyGeek
Tue Jun 01, 2010 7:42 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

It was still a great game, despite the soft goal. I was doing some bond index research and happened to click on a link to the CBOE (Chicago Board Options Exchange). I've never been to that web site before. So, the game comes on and what ad is on the boards behind the goalie? CBOE. :shock: To offset ...
by LadyGeek
Mon May 31, 2010 8:24 pm
Forum: Investing - Theory, News & General
Topic: Remind me, what's wrong with 529 plans?
Replies: 7
Views: 1979

Please see 529 Plans on the Bogleheads Wiki. Some downsides are listed in the blue box on the right side of the page.
by LadyGeek
Mon May 31, 2010 7:15 pm
Forum: Personal Consumer Issues
Topic: Best Digital Camera for $150-$200 or less
Replies: 25
Views: 3473

You want a "Point & Shoot" camera. Go to a reputable online camera store and look for the user reviews.

Like this one from Adorama: Digital Cameras $150 - $200 (ignore the discontinued models)

I've purchased from them before. Be sure that you get a valid US warranty.
by LadyGeek
Mon May 31, 2010 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: ARG! Can I reduce my car expense?
Replies: 84
Views: 10316

1. If you car calls for premium unleaded, and I'll bet it does, I have read that most cars will run just fine on regular. You can do a little research about that, but I would at least go down to medium grade. Tom Caution. Use what's recommended in the owner's manual. Shop for the cheapest price, bu...
by LadyGeek
Mon May 31, 2010 2:56 pm
Forum: Personal Consumer Issues
Topic: math software
Replies: 21
Views: 2747

Why a book? Check out Make Magazine. Tons of fun stuff for kids to do, all educational. No software required, except to look at the web site.

Maybe you could sit down with your kid and pick out a couple of projects together.
by LadyGeek
Mon May 31, 2010 1:03 pm
Forum: Personal Consumer Issues
Topic: Phils' Roy Halladay pitches perfect game
Replies: 31
Views: 4723

I also went to Connie Mac with my parents, but I was just barely old enough to remember it. I saw Cookie Rojas, Dick Allen (the guy who Mike Schmidt replaced :) ), and Jonny Callison (RIP) play. I believe his correct full name was Richie (call me Dick) Allen. :wink: ...and, if I'm not mistaken, he ...
by LadyGeek
Mon May 31, 2010 11:15 am
Forum: Investing - Help with Personal Investments
Topic: Concerns about Total Bond Market Index in recent article
Replies: 47
Views: 9394

This is a little off topic, but I have seen "Stable Value fund" in a few posts and was wondering how this differs from a conventional bond fund; also, when I logged onto my Vanguard 403b account, I could not find it as a listed fund -- is it only available to some employers? thanks! Basically they ...
by LadyGeek
Sun May 30, 2010 6:38 pm
Forum: Personal Consumer Issues
Topic: Phils' Roy Halladay pitches perfect game
Replies: 31
Views: 4723

P.S. It’s time to go watch another record-setting Phillies pitcher. Record-setting Moyer fires two-hit shutout Mike Just finished watching that. The flip side of this whole affair is that the Phillies offense hasn't done squat in support of this incredible pitching. Jamie Moyer is one of my all-tim...
by LadyGeek
Sun May 30, 2010 4:50 pm
Forum: Personal Finance (Not Investing)
Topic: Simple question (I think) on synchronizing my checkbook
Replies: 18
Views: 2539

Perhaps this is what the OP is looking for: Are both computers connected to the internet at the same time? If so, that means they are connected together via a router and can see each other's hard drive . In Win XP, just allow the folder with the Quicken file to be shared. You can setup security to l...
by LadyGeek
Sun May 30, 2010 11:32 am
Forum: Personal Consumer Issues
Topic: Phils' Roy Halladay pitches perfect game
Replies: 31
Views: 4723

You want to talk about stress? The Phillies game started at 7 PM. I watched for a few innings, no Marlin reached first. Victorino made a great catch in center field, that's normal for him. The Flyers game started at 8 PM, so I flipped over to the Stanley Cup playoffs. The only time you start thinkin...
by LadyGeek
Sun May 30, 2010 7:22 am
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

OK, game 1 to the Hawks. They earned it. Great action. This was a case where being a half-step slower and missed passes made the difference. Not to mention a few misdirected shots at Niemi. There's still 6 games left. I missed the beginning of the second period. Why? I was watching the last few inni...
by LadyGeek
Sat May 29, 2010 8:43 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Trgt Ret Fund – Pass. to Active Managed, Fee Increase
Replies: 7
Views: 2736

Curious about the numbers in 2010 and 2015. I wonder if they actually have them backwards? I suspect you are going to have to wait till you see the real list. Being an engineer, the first thing I did was to dig into the real list (Morningstar fact sheet as of 12/31/2009). The only thing I could fin...
by LadyGeek
Sat May 29, 2010 11:33 am
Forum: Investing - Help with Personal Investments
Topic: 401k Trgt Ret Fund – Pass. to Active Managed, Fee Increase
Replies: 7
Views: 2736

401k Trgt Ret Fund – Pass. to Active Managed, Fee Increase

A few days ago, my employer notified me of a fee increase for the 401(k) target date funds. 99.7% of my 401(k) is in a target date fund. The rest is from employer matching contributions to ESOP, which I periodically transfer to the target date fund. Why the change? They were shifting some assets fro...
by LadyGeek
Sat May 29, 2010 7:29 am
Forum: Investing - Theory, News & General
Topic: Zvi Bodie Video on Investing for Retirement
Replies: 15
Views: 4104

I watched the entire video. After the presentation, someone asked about immediate annuities. He discussed a company called Income Solutions, which would give you some price quotes. Amazing coincidence. My employer just added a new product: an institutionally priced annuity from Income Solutions (by ...
by LadyGeek
Sat May 29, 2010 6:25 am
Forum: Investing - Help with Personal Investments
Topic: Question about Morningstar ratings and Index vs. Active Fund
Replies: 23
Views: 5810

Re: Question about Morningstar ratings and Index vs. Active

Do you have link(s) for this kind of information? The investment options in a retirement plan at work changed. I'm pretty sure they went by Morningstar Ratings. There are no low-cost funds. Here you go: http://papers.ssrn.com/sol3/papers.cfm?abstract_id=168668 First, that download wouldn't work unl...
by LadyGeek
Fri May 28, 2010 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Is this churning?
Replies: 15
Views: 3874

Former Ameriprise client. Download the Client Relationship Guide and read very carefully. From this site: How our advisors are compensated Towards the end of the guide (Appendix A), you'll see a list of firms who compensate Ameriprise to promote their product. If this advisor is recommending any of ...
by LadyGeek
Fri May 28, 2010 6:14 am
Forum: Investing - Help with Personal Investments
Topic: Do ETFs have Names?
Replies: 20
Views: 2696

I'm swamped with TLA (Three Letter Acronyms). Another way is to add yet another button to the edit box, perhaps on the right-hand side. "Ticker" would insert a URL to Yahoo Finance. For example, selecting text with CPI (another acronym conflict) would expand to: [url=http://finance.yahoo.com/q?s=cpi...
by LadyGeek
Thu May 27, 2010 8:07 pm
Forum: Investing - Theory, News & General
Topic: How much do you know about ETFs?
Replies: 15
Views: 2331

Yes it was. Got 1 wrong. It wasn't this one, but I didn't know that you could have leveraged ETFs, which are strongly discouraged for newbie investors. Look for 2X and 3X in the ETF name.

(Leveraging is strongly discouraged for long-term investing.)
by LadyGeek
Thu May 27, 2010 7:41 pm
Forum: Personal Consumer Issues
Topic: Jumping Cursor in IE???
Replies: 8
Views: 1296

It might be a driver problem. Google search: hp pavillion ie win 7 cursor jump
by LadyGeek
Thu May 27, 2010 7:32 pm
Forum: Investing - Help with Personal Investments
Topic: Analysis paralysis...
Replies: 21
Views: 2437

Some basic info is available on the wiki. Please see Bogleheads Investing Start-Up Kit on the Bogleheads Wiki . Were you aware of 529 plans? That could be one way to save for baby's college. I just thought to mention it. However, this is not my background. If it's too early to save for baby, then fo...
by LadyGeek
Thu May 27, 2010 7:26 pm
Forum: Personal Consumer Issues
Topic: The NFL is nuts - Super Bowl in New Jersey in February?
Replies: 47
Views: 4792

Good thinking. It's a way to guarantee attendance as the chances are minimal that the Giants might actually be in the Super Bowl.

From an Eagles fan.
by LadyGeek
Thu May 27, 2010 7:18 pm
Forum: Personal Consumer Issues
Topic: Jumping Cursor in IE???
Replies: 8
Views: 1296

I was going to say that, but held off.

There's absolutely nothing running on this web site that would cause something like that. I'd clear your cache, remove add-ins, run malware check. Especially since Office is OK. Maybe it's a conflict or Win 7 compatibility problem with an IE add-in?
by LadyGeek
Thu May 27, 2010 7:14 pm
Forum: Personal Consumer Issues
Topic: Faulty postage stamps
Replies: 31
Views: 4363

If you want to see what the post office sells, just go online. No coils of Forever stamps. Stamps - Coils . (Slightly OT - Philly area Bogleheads might be interested in today's release of the new Kate Smith commemorative stamp, just in time for the Stanley Cup playoffs. New stamp honors Kate Smith, ...
by LadyGeek
Wed May 26, 2010 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: Help with funds
Replies: 5
Views: 1029

To add to grok87's comment: Please see 529 Plans on the Bogleheads Wiki.

Some basic info if you are interested in portfolio help: Please see Bogleheads Investing Start-Up Kit on the Bogleheads Wiki.

The top of this page has the link to the sticky for asking portfolio questions.
by LadyGeek
Wed May 26, 2010 8:44 pm
Forum: Investing - Theory, News & General
Topic: Multiple commissions on partially filed ETF orders
Replies: 11
Views: 1652

tc101 wrote:We are talking about very small amounts of money here. This is a good learning experience.
Speaking of learning, I just added your example to the wiki.

Please see Orders on the Bogleheads Wiki.

Comments / questions / corrections are welcome.
by LadyGeek
Wed May 26, 2010 7:51 pm
Forum: Investing - Help with Personal Investments
Topic: Do ETFs have Names?
Replies: 20
Views: 2696

Agree with retiredjg. Perhaps we could add a button group to the right of the edit box. Like picking an Emoticon, but filled with about 50 different tickers. :shock: For example, clicking on VSS would expand to: Vanguard FTSE All-Wld ex-US SmCp Idx ETF (VSS) This thread might be a better topic under...
by LadyGeek
Wed May 26, 2010 7:04 pm
Forum: Personal Consumer Issues
Topic: Faulty postage stamps
Replies: 31
Views: 4363

But, wouldn't it have been more Boglesque to get "Forever" stamps? In fact I thought we were going to have a postage rate increase happening soon. Anyone have any information? "Forever" stamps are only good inside the US. International mailings require a denomination on the stamp, which the "foreve...
by LadyGeek
Wed May 26, 2010 6:48 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

Yo! Flyers fans! Take a look at the stamp the US Post Office is issuing on Thursday. It's official! The US Government has recognized the Flyers! Legendary Entertainer Kate Smith Appearing on Stamp On May 27, the Postal Service honors Kate Smith (1907-1986), a much beloved singer and entertainer best...
by LadyGeek
Wed May 26, 2010 4:59 pm
Forum: Investing - Help with Personal Investments
Topic: sell my mutual funds for ETFs?
Replies: 7
Views: 1435

Additional info:

Please see Exchange Traded Funds on the Bogleheads Wiki.

And to explain Morgan's comment about limit orders: Please see Orders on the Bogleheads Wiki.
by LadyGeek
Wed May 26, 2010 4:55 pm
Forum: Personal Consumer Issues
Topic: Faulty postage stamps
Replies: 31
Views: 4363

Yes, you can take them back. I found it in a FAQ.
Stamps cannot be exchanged unless mistakes were made when originally purchased, or your stamps were defective when purchased.
(as part of an answer to another question)
by LadyGeek
Mon May 24, 2010 9:28 pm
Forum: Investing - Theory, News & General
Topic: How do sell stop loss orders and sell limit orders work?
Replies: 25
Views: 4827

I did some administrative clean-up. The examples should be easier to read. I added / reorganized the forum links to show which ones discuss "live" ETF examples, which are very educational. Please see Orders on the Bogleheads Wiki . The ETF examples discuss transactions occurring within seconds. Hope...
by LadyGeek
Mon May 24, 2010 9:15 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

Thanks. I understand your pain. I'm an Eagles fan. :) The only thing that worries me: Richards picked up the Prince of Whales trophy. Toews did not pick up the Clarence S. Campbell bowl. (Superstition states that you only get to hold one trophy. Save it for the Stanley Cup.) I think everyone knows h...
by LadyGeek
Mon May 24, 2010 8:34 pm
Forum: Personal Consumer Issues
Topic: Hockey playoffs
Replies: 93
Views: 10730

It's Official!! Bring on the 'Hawks!! :sharebeer

Carter's back. Laperriere's back. Leighton's unbelievable. Life is good. :)

Patrick Sharp, Patrick Kane, and Ben Eager are ex-Flyers.
by LadyGeek
Mon May 24, 2010 5:15 pm
Forum: Investing - Theory, News & General
Topic: How do sell stop loss orders and sell limit orders work?
Replies: 25
Views: 4827

I used the SEC definition for market order (see the top section of the page). A market order is an order to buy or sell a security at the current market price. Unless you specify otherwise, your broker will enter your order as a market order. From a "textbook" approach, "buy or sell as soon as possi...
by LadyGeek
Sun May 23, 2010 3:25 pm
Forum: Investing - Help with Personal Investments
Topic: Is it just me, or are more Bogleheads switching to ETFs?
Replies: 16
Views: 2099

You might find some answers in my paranoid thread about ETFs: Why the big deal with ETFs? Are mutual funds going away?