Search found 23500 matches

by LadyGeek
Wed Jan 26, 2011 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: recovery of bond fund nav after rise in interest rate
Replies: 76
Views: 11943

I don't understand what part of duration is under contention in the wiki. What quote was not modified? Forum thread: Duration question sscritic's example: Bond Fund and Higher Interest Rates (an Example) Bill Bernstein: The Duration of Stocks , where he explains the "point of indifference" Wiki arti...
by LadyGeek
Wed Jan 26, 2011 8:19 pm
Forum: Investing - Help with Personal Investments
Topic: 401k question
Replies: 3
Views: 630

I'm not an expert, but maybe this IRS web site might help: Are there different types of ACAs for retirement plans

This might help until an expert can give you a better answer.
by LadyGeek
Wed Jan 26, 2011 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Question for those married: do you have separate accounts?
Replies: 90
Views: 11947

No problem. I have more income than my spouse, so there goes the stereotype. We simply balance the bills to match the payment ability. It's like Swamproot says - I pay the mortgage and insurance, my spouse pays for the groceries and utilities. He also does the food shopping...:)
by LadyGeek
Wed Jan 26, 2011 7:37 pm
Forum: Personal Consumer Issues
Topic: thoughts on Solid State drive for a personal laptop?
Replies: 49
Views: 5523

I don't own an SSD, but like to keep informed on the latest tech. I'm reading that SSD reliability is somewhat compromised (it won't last as long) if you let Windows use it for the pagefile. Solutions are to set the pagefile to zero and let RAM take care of it. That's subject to debate, however. Win...
by LadyGeek
Wed Jan 26, 2011 5:47 pm
Forum: Personal Consumer Issues
Topic: Netflix vs. Cable
Replies: 84
Views: 13422

For outdoor antennas, there are a lot of great DIY videos on youtube. Check out: http://www.youtube.com/watch?v=EWQhlmJTMzw. They are ugly looking, but I did some reading that said they are good. AVS forum is chock full of DIY antennas: How to build a UHF antenna... . For those looking at indoor an...
by LadyGeek
Mon Jan 24, 2011 9:47 pm
Forum: Personal Finance (Not Investing)
Topic: Question for those married: do you have separate accounts?
Replies: 90
Views: 11947

Separate checking and savings accounts. Also credit cards. Both myself and my spouse earn a decent salary, which may contribute as to why we want to control our own finances. We arrange for who pays which bill. No need to ask permission to buy anything. We have a joint savings account and CDs, which...
by LadyGeek
Mon Jan 24, 2011 9:07 pm
Forum: Personal Consumer Issues
Topic: Digital TV with Antenna
Replies: 18
Views: 3052

I don't use antennaweb.org, TV Fool is much better. As I posted on another thread: Go to TV Fool's Check Your Address for Free TV and enter in the information. This will tell you if you have a decent chance to pick up Over-The-Air channels. A very nice feature of this site is that it gives you a URL...
by LadyGeek
Mon Jan 24, 2011 8:50 pm
Forum: Personal Consumer Issues
Topic: Netflix vs. Cable
Replies: 84
Views: 13422

I too am curious who here uses an indoor digital antenna with any luck? About 2 years ago I tried one with no channels coming in clearly. Brand and model would be appreciated.Thanks, Josh As sscritic alludes, let me give you some help here. First, brand or cost doesn't matter to a point. It's all l...
by LadyGeek
Mon Jan 24, 2011 5:02 pm
Forum: Forum Issues and Administration
Topic: cleaning up test post thread
Replies: 19
Views: 2094

sscritic wrote:How does my sig look?
What sig? (it's blank)
by LadyGeek
Sun Jan 23, 2011 9:34 pm
Forum: Investing - Help with Personal Investments
Topic: Where to get DJI Historical Data?
Replies: 9
Views: 995

Welcome to the forum! The wiki can help. You'll find links to all the major index providers, as well as the methodologies.

Wiki article link: Stock Market Indexing

Wiki article link: Bond Market Indexing
by LadyGeek
Sun Jan 23, 2011 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: Good laptop to recommend?
Replies: 54
Views: 6429

Unfortunately, you can't totally separate the OS from the hardware. Why? Hardware driver maturity. If you want to debate OS, go to this thread: Are Macs that much easier than Windows Machines? . It's a direct link to my post about the Synaptics touchpad driver for Linux. Aside from the difficulty of...
by LadyGeek
Sat Jan 22, 2011 8:57 pm
Forum: Investing - Help with Personal Investments
Topic: Should an Emergency Fund be in a Roth
Replies: 28
Views: 7112

I updated the wiki to include use of a Roth IRA as an emergency fund. There's a lot of good information in this thread, so the article is pointing back here.

Wiki article link: Emergency fund

Comments / questions / corrections are welcome.
by LadyGeek
Sat Jan 22, 2011 4:57 pm
Forum: Personal Consumer Issues
Topic: muffler guard fell off - advice + good car advice forum?
Replies: 9
Views: 4574

Agreed on the heat shield. If it fell off, I wouldn't replace it, either. It half-detached, so it was just as easy to clamp it. My only caution is that LH may not be savvy enough to know the difference between the muffler and a catalytic converter. It might be the heat shield. He's not sure, that's ...
by LadyGeek
Sat Jan 22, 2011 4:40 pm
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns
Replies: 26
Views: 4913

LadyGeek, I was trying to be a smart axx. :wink: Total World Stock Index Fund or Total Stock Market Index Fund US market or the entire planet market? Mike No bid deal, it's an FYI. I was trying to show new investors that Morningstar gives you more information than Vanguard when it comes to fund bre...
by LadyGeek
Sat Jan 22, 2011 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Good laptop to recommend?
Replies: 54
Views: 6429

Try before you buy in person . There's a world of difference in how those keypads will feel. I bought an HP Pavilion because the Dell / Gateway / Lenovo keypads were poor quality (IMHO). Check HP's web site - they always have a number of deals as well as an "outlet" store for close-outs. You can fin...
by LadyGeek
Sat Jan 22, 2011 9:40 am
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns
Replies: 26
Views: 4913

Re: The Callan Chart and Total Market Index Funds

re@51.5 wrote:Which "Total" for equities?
Mike
FYI - you can get the style box breakdown on Morningstar. For example: Vanguard Total Stock Mkt Idx Inv VTSMX. Vanguard does not give you this type of information directly.
by LadyGeek
Sat Jan 22, 2011 9:31 am
Forum: Personal Consumer Issues
Topic: Home Theater System causing WiFi Interference
Replies: 6
Views: 1444

If you want to experiment, unplug the subwoofer from the outlet and try again on the old channel settings. The coil (inductor) in the subwoofer's speaker is the prime mover for power line glitches. It's the biggest load draw on your home theater at start-up. Whatever the cause, changing channels fix...
by LadyGeek
Fri Jan 21, 2011 10:15 pm
Forum: Investing - Theory, News & General
Topic: The Callan Periodic Table of Investment Returns
Replies: 26
Views: 4913

The link is now in the wiki.

Wiki article link: Financial Websites and Blogs (Research and other Financial Articles)
by LadyGeek
Fri Jan 21, 2011 9:44 pm
Forum: Personal Consumer Issues
Topic: Home Theater System causing WiFi Interference
Replies: 6
Views: 1444

Does your home theater have it's own wi-fi network? I'm guessing no. Look for a power line voltage drop that's causing your router to reboot. When you turn the home theater on, it draws a bunch of current, then settles out. This is normal, like anything else. I'm betting that you've got too many thi...
by LadyGeek
Fri Jan 21, 2011 9:06 pm
Forum: Investing - Help with Personal Investments
Topic: Save or Invest?
Replies: 14
Views: 2194

Thanks, I found some resources. However, the first thing I did was go to the source: IRS Publication 590 . Withdrawals of contributions by due date . If you with-draw contributions (including any net earnings on the con-tributions) by the due date of your return for the year in which you made the co...
by LadyGeek
Fri Jan 21, 2011 7:15 pm
Forum: Personal Finance (Not Investing)
Topic: Does your spouse share your views on spending?
Replies: 41
Views: 5202

Yes. "He" is also an engineer. So when someone (like me) wants a new PC, he says to get him one, too. BTW be sure to get a good one. I think it's not so much spending habits, but we both earn a decent salary. There's no need to ask each other's permission when it comes to buying "wants". We both ten...
by LadyGeek
Fri Jan 21, 2011 7:04 pm
Forum: Investing - Help with Personal Investments
Topic: Save or Invest?
Replies: 14
Views: 2194

If you can suggest some words, I'd be happy to update the wiki. One area to consider is the amount of time it takes to go through the withdrawal process. I would assume it would take more than a few days, which affects at which tier the Roth applies to (need now, in a few days, a few weeks, etc.). I...
by LadyGeek
Thu Jan 20, 2011 9:10 pm
Forum: Investing - Help with Personal Investments
Topic: Save or Invest?
Replies: 14
Views: 2194

You need to plan on when you would need your money to reach your goals. Then, make yourself a budget to reach those goals. Certainly, you can do this smartly. Look at it this way. You've got 41 years to go until you hit 65. Investing is for what you do after all of your expenses are met. Take a year...
by LadyGeek
Thu Jan 20, 2011 8:42 pm
Forum: Personal Consumer Issues
Topic: Netflix vs. Cable
Replies: 84
Views: 13422

As expected, AVS forum comes through: Official Roku HD/XD/XDS Owners Thread . The later pages discuss HD aspects. Apparently, Netflix provides different quality feeds to different boxes. The PS3 is running better than the Roku, but it's not Roku's fault. Not much HD content. I need to get a new PC o...
by LadyGeek
Thu Jan 20, 2011 8:05 pm
Forum: Investing - Theory, News & General
Topic: Vanguard recommends international bonds!
Replies: 72
Views: 12923

In another thread I have tried to explain the basic principle of hedging. In hedging, you protect against future price volatility by fixing the rate in the future now. Fixing your mortgage rate is an example of hedging. You know that your interest rate in 15 years will be 6% say. You don't care wha...
by LadyGeek
Thu Jan 20, 2011 5:38 pm
Forum: Investing - Theory, News & General
Topic: Vanguard recommends international bonds!
Replies: 72
Views: 12923

Usually, Vanguard is very good at explaining basic concepts to the new investor. This paper has me totally confused. :? Did the quality of their writing decrease, or, is this something intended for experienced investors? Never having done a "hedge" (and not expecting to, either), what are the forces...
by LadyGeek
Thu Jan 20, 2011 4:57 pm
Forum: Personal Consumer Issues
Topic: Netflix vs. Cable
Replies: 84
Views: 13422

How many channels are actually in HD (1080i)? The web site says "HD where available", but I don't see anything listed. Is the content delivery smooth without jitter or dropped feeds? I'm tied to Comcast Sportsnet HD, as they have the lock on the Phillies and Flyers (also the Sixers, but I don't watc...
by LadyGeek
Wed Jan 19, 2011 9:54 pm
Forum: Personal Consumer Issues
Topic: muffler guard fell off - advice + good car advice forum?
Replies: 9
Views: 4574

It's probably your catalytic converter heat shield. Mine broke off in 1 of 2 places, so it got this annoying rattle. The proper way to fix it is to have it welded back on, but I chose to put a big hose clamp around it and hold it to the converter. No big deal, it's safe and sturdy. You need to be ab...
by LadyGeek
Wed Jan 19, 2011 9:19 pm
Forum: Personal Consumer Issues
Topic: FAKE lawn...whaddaya think?
Replies: 38
Views: 5348

Suppose someone drives a car on it or damages it (garden tools, etc.)? Does it need to be repaired? How does it look afterwards?

I can't imagine not having a natural lawn.
by LadyGeek
Wed Jan 19, 2011 6:39 pm
Forum: Personal Consumer Issues
Topic: Best Office Chair [Forget Price - I Need Comfort/Support]
Replies: 36
Views: 11668

Aeron? So that's what those chairs are. We've got them in a conference room. Everyone just loves them, but no one knew what they were.

Sounds like it's midnight requisition time... Unfortunately, that design is too recognizable and it would be spotted in no time.
by LadyGeek
Tue Jan 18, 2011 10:20 pm
Forum: Investing - Theory, News & General
Topic: The New Bogleheads Facebook Page
Replies: 90
Views: 11122

To follow tnf, some of the local chapters are using Yahoo Groups to get organized. Wiki article link: Boglehead Local Chapters (Yahoo Groups are listed here) This also resulted from a local Philly Bogleheads chapter meeting- asking a few questions and volunteers taking action. While not quite as dra...
by LadyGeek
Tue Jan 18, 2011 9:02 pm
Forum: Investing - Theory, News & General
Topic: Kudos to Vanguard Pacific Stock Fund Index
Replies: 13
Views: 2594

The wiki has additional information about this fund's distributions, as well as mentioning what grabiner said about being used for specific regional coverage.

Wiki article link: Vanguard Pacific Stock Index Fund Tax Distributions
by LadyGeek
Tue Jan 18, 2011 8:43 pm
Forum: Forum Issues and Administration
Topic: livesoft has passed Valuethinker
Replies: 44
Views: 11481

It's the same thing: Coordinated Universal Time. Of course, GPS Time is yet another variant.

Geeks are not nerds. Darn, I just checked jeff mc's chart. Guess I fit that. :)
by LadyGeek
Tue Jan 18, 2011 8:24 pm
Forum: Personal Consumer Issues
Topic: accept counter offer or leave ?
Replies: 24
Views: 3692

If I am your manager and you come to me with, "I have a higher offer...either pay me more or I will leave" demand, I have two reactions: I only told him I was interviewing for the other job. Nothing more. He wanted to immediately to have me sit down and start discussing what I wanted in pay and tol...
by LadyGeek
Tue Jan 18, 2011 7:25 pm
Forum: Investing - Theory, News & General
Topic: help overcome this puzzle.. before fully bogleheading myself
Replies: 22
Views: 3467

Re: Engineering and investing are different beasts

I am trained as an engineer and make a living by writing computer programs which emphasize "logic". I have observed that engineers often have a difficult time accepting the variability of stock market research. As a general rule in engineering, past performance figures are repeatable. In the stock ...
by LadyGeek
Mon Jan 17, 2011 9:41 pm
Forum: Investing - Theory, News & General
Topic: The New Bogleheads Facebook Page
Replies: 90
Views: 11122

exigent wrote:The Bogleheads are already on Twitter: http://twitter.com/bogleheads
...but only 685 followers as of right now. :(
Does anyone know who's running that Twitter page? Is it a forum member or someone else? I don't have a Twitter account...
by LadyGeek
Mon Jan 17, 2011 8:57 pm
Forum: Personal Consumer Issues
Topic: accept counter offer or leave ?
Replies: 24
Views: 3692

Is this new job an increase in responsibility with the pay increase? Horizontal moves don't do much to promote your long-term career outlook.

What do you mean "until confronted"? Something happened here.

BTW, nice screen name.
by LadyGeek
Mon Jan 17, 2011 8:47 pm
Forum: Personal Finance (Not Investing)
Topic: What % of portfolio should be invested in company stock?
Replies: 31
Views: 2975

Beantown85 wrote:Ideally, 0%.

100% of your income is already tied to that company.
Agreed. My employer matches 401(k) contributions with company stock. I transfer all of it to my designated funds several times a year.
by LadyGeek
Mon Jan 17, 2011 8:24 pm
Forum: Investing - Theory, News & General
Topic: help overcome this puzzle.. before fully bogleheading myself
Replies: 22
Views: 3467

Welcome! I won't add to the already excellent advice except to suggest that you take a glance in the wiki. If you're comfortable understanding the Bogleheads investment philosophy , perhaps you should try organizing your investing approach. Try this: Investment Policy Statement Wiki article link: Ta...
by LadyGeek
Mon Jan 17, 2011 8:13 pm
Forum: Personal Consumer Issues
Topic: Scams that make me laugh -- what are you favorites?
Replies: 77
Views: 10319

Buy a star, name a star, buy acreage on the moon. -Bill I've got not only a star named after my spouse, but he has acreage on both the moon and Mars. Not to mention the coffee mugs we bought as reminders. Great Christmas presents, I had the deeds framed. So far, not one word from our tenants. Lunar...
by LadyGeek
Mon Jan 17, 2011 4:40 pm
Forum: Investing - Theory, News & General
Topic: The New Bogleheads Facebook Page
Replies: 90
Views: 11122

The wiki has a Facebook FAQ, which can be accessed from the left side menu on every wiki page. There's a very clear warning about privacy.

Wiki article link: FAQ on The Bogleheads Facebook Page

No Facebook for me.
by LadyGeek
Sun Jan 16, 2011 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: How can amazon.com make money on this?
Replies: 24
Views: 5052

I always like the gold plated hdmi home theater cable that goes at your local electronic store for $60 selling for 1 cent or so: http://tinyurl.com/383g8pg http://tinyurl.com/36qmsce I've ordered this kind of stuff. Guess what? 12 foot gold plated hdmi cable comes to your house, for 1 cent, and wor...
by LadyGeek
Sun Jan 16, 2011 1:43 pm
Forum: Investing - Theory, News & General
Topic: Tilting
Replies: 16
Views: 2411

The wiki has some background info.

Wiki article link: Value Tilting - Stock (Contains Bogle's Telltale Chart reference)

Wiki article link: FAQ Small cap funds (What does "tilting" to small mean and how much should I tilt?)
by LadyGeek
Sun Jan 16, 2011 10:39 am
Forum: Investing - Help with Personal Investments
Topic: What would you do? Friend needs career change advice
Replies: 9
Views: 1117

I think that it's not career growth , but that he's bored with his current responsibilities. Did he explore his options with management before deciding to look elsewhere? Without any details, let me take a hard approach: This possible change is to a different industry. He'll have a tough time becaus...
by LadyGeek
Sun Jan 16, 2011 9:55 am
Forum: Personal Consumer Issues
Topic: How healthy is running?
Replies: 69
Views: 7473

I've been running since I was in grade school. No marathons, 30 minutes max at best. But I didn't really think about my technique until I read Jim Fixx's book. I never ran heel to toe, so maybe this is what saved me. More recently, I'm doing low-impact elliptical trainer and occasional jogging (10 m...
by LadyGeek
Fri Jan 14, 2011 9:32 pm
Forum: Investing - Theory, News & General
Topic: Today's "The Bogleheads" Blog
Replies: 3
Views: 1181

Great article. As a reminder, the wiki is tracking this blog as part of the live RSS feeds on the main page. (Link at top of this page.)

You can access all of the Bogleheads' author blogs by selecting "News and Blogs" on the left side menu of every wiki page.
by LadyGeek
Fri Jan 14, 2011 5:10 pm
Forum: Personal Consumer Issues
Topic: Reading Glasses
Replies: 26
Views: 5790

Bought mine at Zenni 18 months ago and totally happy with them. Titanium frames, anti-glare, anti-scratch coatings, high-index (for strong prescription) $70 shipped. Have a couple of small light scratches after 18 months, and i don't baby them, usually cleaning with my shirt tail. May I suggest tha...
by LadyGeek
Thu Jan 13, 2011 10:56 pm
Forum: Personal Consumer Issues
Topic: Reading Glasses
Replies: 26
Views: 5790

I've got vision insurance through my employer, so I get a free eye exam every year. My lenses and frames are covered to some extent by my insurance (a co-pay percentage). As for my vision, I don't compromise. Period. I have high standards on my vision (why doesn't everyone, if they can afford it)? I...
by LadyGeek
Thu Jan 13, 2011 9:28 pm
Forum: Investing - Help with Personal Investments
Topic: Tilt question
Replies: 14
Views: 2543

I assume you saw the wiki's small cap FAQ. Just in case- FAQ Small cap funds. Also, Value Tilting - Stock
by LadyGeek
Wed Jan 12, 2011 7:39 pm
Forum: Personal Finance (Not Investing)
Topic: Do Bogleheads cut the cheese....if it gets moldy?
Replies: 27
Views: 3305

It goes great with all those moldy grapes.