Search found 22182 matches

by LadyGeek
Sun Nov 08, 2009 7:08 pm
Forum: Personal Consumer Issues
Topic: Safety Officials: Runaway Toyota Matter 'Is Not Closed'
Replies: 20
Views: 3034

How quickly one forgets the 170,000 Volvo's recalled in 2006 for sudden acceleration. Volvo didn't suggest floor mats as a fix. From 2006: Volvo, NHTSA Recall Impacts 170,000 Vehicles . Also, a Letter From Volvo To NHTSA . Note that car owners can search the National Highway Traffic Safety Administr...
by LadyGeek
Sun Nov 08, 2009 4:52 pm
Forum: Investing - Theory, News & General
Topic: Retirement Calculator
Replies: 30
Views: 8325

Some opinions about ESPlanner were expressed in this thread: ESPlanner BASIC is free.
by LadyGeek
Sun Nov 08, 2009 3:08 pm
Forum: Forum Issues and Administration
Topic: The Future of the Wiki
Replies: 71
Views: 37032

An understanding of the wiki's background may help. Origin: Please see Bogleheads Wiki History on the Bogleheads Wiki . (Last edited in June 2009). Progress since then: Please see Bogleheads Wiki 2009 Annual Report on the Bogleheads Wiki . The wiki was launched as a separate effort from the forum- m...
by LadyGeek
Sun Nov 08, 2009 2:22 pm
Forum: Investing - Theory, News & General
Topic: Retirement Calculator
Replies: 30
Views: 8325

One more added to the list (Otar's Retirement Calculator), refer to the Retirement Calculators section.
by LadyGeek
Sun Nov 08, 2009 2:01 pm
Forum: Personal Finance (Not Investing)
Topic: Do major home improvements make sense as good investments?
Replies: 17
Views: 3594

I did a major renovation to avoid moving. A nice property in an old neighborhood. The only constraint was the size of the house. Unless you are investing in the property, and not living in it, then you should look at costs as a primary factor. Otherwise, it's a happiness of lifestyle choice, which i...
by LadyGeek
Sun Nov 08, 2009 1:48 pm
Forum: Investing - Theory, News & General
Topic: Retirement Calculator
Replies: 30
Views: 8325

You have a nice selection of Retirement Calculators on the wiki.

Please see Tools and Calculators on the Bogleheads Wiki.
by LadyGeek
Sun Nov 08, 2009 1:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

Since this is a published book, the authors have final say on content. I thought it would be in the best interest of the authors (and the publisher) to be sure the authors agree with corrections by others.

If this was a normal wiki page (community effort), no concurrence would be requested.
by LadyGeek
Sun Nov 08, 2009 1:24 pm
Forum: Forum Issues and Administration
Topic: The Future of the Wiki
Replies: 71
Views: 37032

There are two points here. First, the content. I'm happy with keeping the wiki content as-is. From my investing background (none!), I have no idea what's available elsewhere on the internet. By contributing material to the wiki, it helps me understand what's being discussed in the forum. The most im...
by LadyGeek
Sun Nov 08, 2009 12:26 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

From a PM request by Mel Lindauer, a correction to the spelling of Champaign-Urbana IL on page 15 is needed. * From: "Moving to another town may also reduce costs. For example, moving from Chicago to Champagne-Urbana, Illinois . . ." * To: "Moving to another town may also reduce costs. For example, ...
by LadyGeek
Sat Nov 07, 2009 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Microsoft Money being discontinued
Replies: 119
Views: 30577

Re: Possible Replacement for MS Money & Mac Quicken

FYI - For Windows MS Money and Mac Quicken users I have found a program, My Money, that runs on both Macs and Windows computers. http://www.mthbuilt.com/products.html For my check book and credit card needs, I have found My Money to be very functional and customizable. I like the interface and I ha...
by LadyGeek
Sat Nov 07, 2009 12:26 pm
Forum: Personal Finance (Not Investing)
Topic: ING Direct or PEN FED or Other
Replies: 23
Views: 5063

It's easy to tell how well things are going with ING. They just sent me email spam. Content edited. ...with 15% off at the ING DIRECT Shop. You'll save big on items like: * The QuickFinish Shredder ... * The Eco Friendly Shopping Bag ... * The Orange Code — How ING DIRECT succeeded by being a rebel ...
by LadyGeek
Sat Nov 07, 2009 11:39 am
Forum: Personal Consumer Issues
Topic: My Dell Rant
Replies: 38
Views: 4993

I build my own. Had a hard drive that started a slow death spiral. Immediately did a full backup while it was still conscious. Ordered a replacement from newegg.com and swapped it out a few days later. Done. I assume that you haven't gotten around to backing up your data before that Dell dies unexpe...
by LadyGeek
Thu Nov 05, 2009 9:42 pm
Forum: Forum Issues and Administration
Topic: google! [indexes the bogleheads fast]
Replies: 16
Views: 2851

It doesn't seem to be crawling the wiki very frequently. Maybe it's not intended to do so.

The Google search engine is available for this forum, if anyone is looking. Checkout the search engine choices at the top of the wiki's main page.
by LadyGeek
Thu Nov 05, 2009 9:35 pm
Forum: Personal Consumer Issues
Topic: The Series Is Set: Phillies (World Champs) Vs. Yankees.
Replies: 94
Views: 11941

The Phils season is over and it's time to move on. :x I thought the Union's logo is nice looking, plus I'm actually looking forward to going to a few of their games next year. Going to a soccer game is definitely different for Philly, but I'm looking forward to it. I like soccer, but it's not cover...
by LadyGeek
Tue Nov 03, 2009 10:07 pm
Forum: Investing - Help with Personal Investments
Topic: Where to park emergency funds
Replies: 14
Views: 3443

There's a not too subtle point here. Emergency funds have to balance need vs. yield. IOW, the whole reason they're called emergency funds is because you need things in a hurry. For example, your sewer line unexpectedly blocks up and you need $300 to clean it (emergency service), followed by $2,500 t...
by LadyGeek
Tue Nov 03, 2009 9:44 pm
Forum: Investing - Theory, News & General
Topic: November 09 I-Bond Rate
Replies: 13
Views: 3397

The wiki has a worked-out interest rate calculation. Note that it can never go negative.

Please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Tue Nov 03, 2009 8:16 pm
Forum: Personal Consumer Issues
Topic: Saving money watching Monk on computer
Replies: 15
Views: 2430

It's the DSL connection. One way to check is to actually measure your download speed while watching the video. There are a number of software programs that can do this. For example, my software firewall, Online Armor , has a real-time graph that you can watch. Compare the download speed against your...
by LadyGeek
Tue Nov 03, 2009 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: Handling different banks once married
Replies: 35
Views: 4976

Work out a budget with specific agreement of who pays what. It really depends on comfort level and relative income levels. My spouse and I have a negotiated split based on what we can pay. One pays the mortgage, the other pays utilities, etc. Separate checking/savings, but a joint savings account fo...
by LadyGeek
Mon Nov 02, 2009 9:59 pm
Forum: Personal Consumer Issues
Topic: The Sound of Music: you won't believe this
Replies: 16
Views: 4636

Yes, thank you. There was repeat performance (different group) a few months later in New Zealand. http://www.youtube.com/watch?v=s71GFfdbYfo
by LadyGeek
Mon Nov 02, 2009 9:45 pm
Forum: Personal Consumer Issues
Topic: The Series Is Set: Phillies (World Champs) Vs. Yankees.
Replies: 94
Views: 11941

I was at NLCS home game 1 and saw Cliff Lee pitch live (11-0 shutout of the Dodgers). He reminds me of Lefty (Steve Carlton for the non-baseball crowd). Let's hope he stays for quite some time. So far, it's a repeat performance. :D I find Sports statistics amusing. Take a fact at any point in time, ...
by LadyGeek
Mon Nov 02, 2009 9:20 pm
Forum: Investing - Help with Personal Investments
Topic: Maturing CD what to do?
Replies: 45
Views: 7243

The wiki has an I-bond page, which includes an example of earnings rate calculations.

Please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Mon Nov 02, 2009 5:33 pm
Forum: Investing - Theory, News & General
Topic: Magazines & Newsletters
Replies: 19
Views: 4024

Consider the vast amount of resources available on the internet. For example, I subscribe (free) to the RSS news feed for The Economist. It's almost like the Wall Street Journal used to be for news.

Search this forum as you'll find some threads regarding financial podcasts as well.
by LadyGeek
Fri Oct 30, 2009 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: hsa
Replies: 8
Views: 1958

There's a wiki page on that. Please see Health Savings Account on the Bogleheads Wiki. Check IRS publication 969 at the bottom of the page.

I'm not an expert, so I can't give you an answer.
by LadyGeek
Fri Oct 30, 2009 2:05 pm
Forum: Personal Consumer Issues
Topic: Programming advice
Replies: 14
Views: 1824

Test passed! "LOL++" from the command line.

I'll keep working, though. I think that song will still be relevant when I retire.
by LadyGeek
Fri Oct 30, 2009 1:48 pm
Forum: Personal Consumer Issues
Topic: Programming advice
Replies: 14
Views: 1824

It shouldn't. printf. Now I gotta go test it.
by LadyGeek
Fri Oct 30, 2009 1:22 pm
Forum: Personal Consumer Issues
Topic: Washer
Replies: 9
Views: 1687

As to the question of driers: The basic physics is that it takes a minimum amount of heat to evaporate a fixed amount of water. There is of course heat that for whatever reason does not get used and just goes out the vent, but fundamentally there is a limit to how efficient a drier can be. Maybe yo...
by LadyGeek
Fri Oct 30, 2009 1:10 pm
Forum: Personal Consumer Issues
Topic: Programming advice
Replies: 14
Views: 1824

printf("%d%d%d", 0x4c, 0x4f, 0x4c); printf("++\n"); Please - give me a break (I'm retired :lol: )... Can you "no op" the code to check your file input sequence? :lol: :lol: - Ron LOL++ (Really, that's what it says.) Started with FORTRAN in late 1970's. Interesting difference in viewpoints. This is ...
by LadyGeek
Fri Oct 30, 2009 12:54 pm
Forum: Personal Consumer Issues
Topic: Programming advice
Replies: 14
Views: 1824

// :D
{
printf("%c%c%c", 0x4c, 0x4f, 0x4c);
printf("++\n");
}
by LadyGeek
Wed Oct 28, 2009 4:24 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

Additional discussions regarding "self-settled trusts" in Chapter 16, page 268, are in this thread: possible Bogleheads Guide to Retirement typo? (Further discussions should continue here.) Please see Bogleheads' Guide to Retirement Planning on the Bogleheads Wiki . Please see Bogleheads' Guide to R...
by LadyGeek
Wed Oct 28, 2009 4:21 pm
Forum: Investing - Theory, News & General
Topic: possible Bogleheads Guide to Retirement typo?
Replies: 8
Views: 2030

This discussion is now in the wiki (requested by Mel). Any wiki editor is more than welcome to correct / modify / update content. The potential correction is noted in the correction page: Please see Bogleheads' Guide to Retirement Planning on the Bogleheads Wiki . Follow the link to the actual discu...
by LadyGeek
Tue Oct 27, 2009 4:49 pm
Forum: Personal Consumer Issues
Topic: Good wines for < $10. Add yours here.
Replies: 52
Views: 10377

Bull's Blood from Hungary. About $6 in our state store. I first had it when I was in Budapest with some excellent venison. It is a deep red and excellent with red meat. ? I tried a US version about 10 years ago. :thumbsdown We still joke about how bad it was. Perhaps they've improved? Homebrew is a...
by LadyGeek
Sun Oct 25, 2009 8:45 pm
Forum: Personal Consumer Issues
Topic: SOLO! I am a 62 year old new pilot!
Replies: 64
Views: 7609

Congrats! Did your instructor clip your tail after the solo? Got my private ticket in 1985, VFR. Piper PA-40 Cherokee. I had limited time and money, so I could only go to a few places. After a while, I started memorizing the routes. Not good at all to become complacent, so I stopped. I even had 6 ho...
by LadyGeek
Sat Oct 24, 2009 5:40 pm
Forum: Personal Finance (Not Investing)
Topic: Pets - how much would you spend at the end?
Replies: 95
Views: 12904

You hit home. I had a pet rabbit (Red rex) several years ago who needed his molars ground. There was no question - I took him to the vet. Rabbit's chew sideways and if the jaw is misaligned, it turns their molars into tiny points that makes chewing very painful. Prior to him, I had another red rex b...
by LadyGeek
Sat Oct 24, 2009 5:15 pm
Forum: Personal Consumer Issues
Topic: For Baseball Replay Review
Replies: 37
Views: 3553

I agree with kenschmidt - it's the continuation of play that matters. Just like a ground-rule double or a balk. The problem with baseball is that it's one of few remaining sports that does not have a clock . You can't add back 10 seconds, or penalize a timeout. So, how do you penalize a team to avoi...
by LadyGeek
Thu Oct 22, 2009 9:06 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

I moved the equity indexed annuities to the discussion page and "translated" the forum syntax to wiki syntax. Wiki editors are more than welcome to update / correct these pages. Feel free to add sections as needed. Please see Bogleheads' Guide to Retirement Planning (discussion page) on the Boglehea...
by LadyGeek
Sun Oct 18, 2009 3:39 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

There is a new worksheet to help families determine life insurance needs (Chapter 14). It's been added as part of Life Insurance on the Bogleheads Wiki . Supplemental material, in the form of wiki page updates, is available for Chapters 11, 14, and 15. Please see Bogleheads' Guide to Retirement Plan...
by LadyGeek
Sat Oct 17, 2009 4:46 pm
Forum: Personal Consumer Issues
Topic: Guard Against Lies in Online Reviews
Replies: 14
Views: 2511

I agree that things aren't always as they seem on the Internet In case you still have doubts, check this out ! For another example, I used to think that only the most popular people on facebook had lots of friends. Then I read this . Interesting site, you might be really scared of these: Ghostwriti...
by LadyGeek
Sat Oct 17, 2009 2:45 pm
Forum: Personal Consumer Issues
Topic: HDMI output from laptop
Replies: 18
Views: 4285

Post a link to your AV forum thread and I'll make sure it's answered. The HDMI (High-Definition Multimedia Interface) definition on Wikipedia might be a bit much to answer the question. I think it's a question of whether or not your laptop supports audio over HDMI. Also, be sure that you don't confu...
by LadyGeek
Fri Oct 16, 2009 3:43 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

...I was really expecting some advice on how to look for a good estate attorney since in the estate planning section it is recommended to get one. Why don't you start a thread in the Personal Finance (Not Investing) forum? I suspect you'll get some answers (sorry, not my background). Your approach ...
by LadyGeek
Fri Oct 16, 2009 3:35 pm
Forum: Personal Consumer Issues
Topic: Wine Tasting
Replies: 24
Views: 3495

I travel up there quite a bit. Frank and Weimer are the top two. A step below is Shalestone, Red Newt and Lameroux Landing. There is a new distillery up there making some pretty tasty stuff - gins and I think vodkas. You should try Anthony Road. Distillery?? I've been to Keuka Brewing Company , jus...
by LadyGeek
Tue Oct 13, 2009 9:04 pm
Forum: Investing - Help with Personal Investments
Topic: What is TSP's Lifecycle funds, L2040 ticker symbol ????
Replies: 18
Views: 8740

Please see Thrift Savings Plan on the Bogleheads Wiki. Vanguard has 4 similar funds that track the same indexes as the TSP funds.
by LadyGeek
Tue Oct 13, 2009 8:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

No problem. I'll take a shot at it later this week. My background is engineering, not finance. I'll ask for an "expert" to review /correct my work when it's ready.

As they say, the best way to learn a subject is to teach it. I'm learning a lot...
by LadyGeek
Tue Oct 13, 2009 8:46 pm
Forum: Investing - Theory, News & General
Topic: Bogle To Supreme Court: Mutual Funds Fees Unfair
Replies: 28
Views: 3204

I can sell my shares whenever I want. Not so with my 401(k).
by LadyGeek
Tue Oct 13, 2009 8:23 pm
Forum: Investing - Theory, News & General
Topic: New Morningstar Box Score Report: Active Management
Replies: 97
Views: 10307

For those wanting some tutorial info, please see Fama and French Three-Factor Model on the Bogleheads Wiki.

The use of alpha to measure fund manager performance is also discussed. Check the reference section - there's a ton of info, including the original paper.
by LadyGeek
Tue Oct 13, 2009 7:15 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

The reason I commented that FSAs (Flexible Spending Arrangements) were missing is because that was the only type of health savings plan I knew. I was disappointed that the book didn't contain FSAs and I didn't know why. It took some research on my part to figure out that it was not the Health Saving...
by LadyGeek
Mon Oct 12, 2009 7:21 pm
Forum: Personal Consumer Issues
Topic: Great Tax Credits, Should I get Solar Panels?
Replies: 50
Views: 10676

Solar tiles are out now: http://www.srsenergy.com/Home.aspx Not sure of the efficiency difference between the Dow shingles and the SRS tiles. I downloaded one of the case studies. The tiles had to be raised off the roof line to allow the heat to vent. Might not be a one-for-one replacement of stand...
by LadyGeek
Mon Oct 12, 2009 7:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39433

A comment regarding ''Health Savings Accounts'', pp. 247-248: There is no mention of Flexible Spending Arrangements (FSAs). While similar to Health Savings Accounts (HSAs), there is an important difference in that the ''employer'' sets the contribution limits, not the IRS. I was expecting FSAs to be...
by LadyGeek
Sun Oct 11, 2009 7:10 pm
Forum: Personal Finance (Not Investing)
Topic: HDHP/HSA and Spouse/Dependent with non HDHP
Replies: 9
Views: 3513

The wiki has information about HSAs. Please see Health Savings Account on the Bogleheads Wiki . However, an HSA is not the same as a Flexible Spending Arrangement (FSA) as the contribution limits are setup by your employer, not the IRS. References: IRS Pub 969: Health Savings Accounts and Other Tax-...
by LadyGeek
Sun Oct 11, 2009 3:32 pm
Forum: Personal Consumer Issues
Topic: Funny skit
Replies: 10
Views: 2266

LOL. I wonder how many people really understood the message. Kudos to SNL for that skit. I guess the message has hit main stream, that's a good sign.