Search found 29912 matches

by LadyGeek
Sun Oct 11, 2020 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317480

Re: Retiree Portfolio Model

^^^ I have the same question. I mentioned this spreadsheet at my local (virtual) Bogleheads chapter meeting. Next thing I know, I'm scheduled to give a presentation at the next meeting. :)
by LadyGeek
Sun Oct 11, 2020 6:51 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 5899
Views: 1394297

Re: What Movie Have You Recently Watched?

La Femme Nikita , on DVD, rated R, 1990. In French with/without subtitles or English dubbed. A convicted female felon gets a 2nd chance as a trained assassin. This spy action / thriller was remade in 1997 and later spawned a TV series. This is the original, which won a lot of awards for a reason. I...
by LadyGeek
Sun Oct 11, 2020 4:33 pm
Forum: Investing - Theory, News & General
Topic: HEDGEFUNDIE's excellent adventure Part II: The next journey
Replies: 6597
Views: 623816

Re: HEDGEFUNDIE's excellent adventure Part II: The next journey

Welcome! Please see my post here: Re: Riding HEDGEFUNDIE’s excellent adventure May I suggest you start a new thread in the Personal Investments forum using the Asking Portfolio Questions format? It will make you think about the "big picture" while giving us the information we need to point you in th...
by LadyGeek
Sun Oct 11, 2020 3:47 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

^^^ I was updating my post at the same time you posted. See my previous post. I changed to the "Non-plus version".

Since this is a reseller, I had to "request" cancellation. We'll see how this goes, but I have a while to straighten it out.
by LadyGeek
Sun Oct 11, 2020 3:26 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

Good eyes, but the "Plus" variant has fully modular cabling. The FOCUS (not plus) variant has semi-modular cabling. Thank you! I was confused by the product name, thinking the "Plus" was a better version. It's not. See: FOCUS GX The newly upgraded FOCUS PX and GX series are the successors to the FO...
by LadyGeek
Sun Oct 11, 2020 3:14 pm
Forum: Personal Finance (Not Investing)
Topic: Side hustle (LLC) to lower W2 income taxes
Replies: 5
Views: 919

Re: Side hustle (LLC) to lower W2 income taxes

Savingscaptain has a question which I've moved into a new thread. See: [How can W-2 taxes be lowered?]
by LadyGeek
Sun Oct 11, 2020 3:11 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9401
Views: 752263

Re: U.S. stocks continue to soar!

Please stay on-topic, which is the US market (increasing).
by LadyGeek
Sun Oct 11, 2020 3:02 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

I'm also having difficulty finding a GPU card. At this point, I'm putting everything on hold as you suggest and will wait for the supply chain to catch up. From another perspective - If you have to return an item in short supply, its replacement won't come back any time soon. So much for patience. ...
by LadyGeek
Sun Oct 11, 2020 8:44 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 166
Views: 17882

Re: Older Women Lifting Weights

I just had a discussion with my doctor about that very topic - strength training vs. osteoporosis (and osteoarthritis - he mentioned both). Progressive overloading, i.e. strength training, is beneficial and very important. We discussed a regimen. Moderate stress is good. If you have pain, decrease t...
by LadyGeek
Sat Oct 10, 2020 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Refinance Mega Thread
Replies: 7542
Views: 518033

Re: Refinance Mega Thread

The discussion is derailed on credit cards.

Please stay on-topic, which is refinancing.
by LadyGeek
Sat Oct 10, 2020 4:15 pm
Forum: Investing - Theory, News & General
Topic: "Bonds as a way to generate cash if the stock market is in the toilet"
Replies: 93
Views: 5337

Re: Wretchedly low return on bonds--game over

This is thread duplicates an earlier thread from this morning on this very same Clements article. Perhaps the moderators should combine the two threads. Best to send a message to the moderators. I merged booch221's thread into the on-going discussion. To get our attention sooner, please report the ...
by LadyGeek
Sat Oct 10, 2020 4:08 pm
Forum: Investing - Theory, News & General
Topic: Is it really passive index if S&P actively excludes Tesla?
Replies: 154
Views: 11180

Re: Is it really passive index if S&P actively excludes Tesla?

I merged Kookaburra's thread into the on-going discussion.
by LadyGeek
Sat Oct 10, 2020 12:05 pm
Forum: Personal Finance (Not Investing)
Topic: "Chime" account
Replies: 14
Views: 1688

Re: "Chime" account

This thread is now in the Personal Finance (Not Investing) forum (bank).
by LadyGeek
Fri Oct 09, 2020 7:49 pm
Forum: Personal Consumer Issues
Topic: Flying during the pandemic
Replies: 94
Views: 5714

Re: Flying during the pandemic

This thread has run its course and is locked (topic exhausted, derailed). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a ...
by LadyGeek
Fri Oct 09, 2020 6:27 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

General considerations: 1. Verify (as best you can) that your selected CPU includes a cooler (heatsink/fan). If it doesn't come bundled with one, you'll need to buy a CPU cooler. The pcpartpicker links you posted were interesting. For newegg, the linked listing indicated a CPU only item. I didn't a...
by LadyGeek
Fri Oct 09, 2020 6:03 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

It's not only the CPU, but the other components which all go into defining how fast your PC will be. IOW, you need to benchmark total performance for the specific application. There are a ton of websites that do this for a living. Like this one: CPU Benchmark Hierarchy 2020 - A Comparison of AMD and...
by LadyGeek
Fri Oct 09, 2020 3:20 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

...PSUs have been in short supply since the corona hit, and they're typically at full msrp or higher when they're available. Unless you need to upgrade, it could be worth holding off on to your old one; otherwise, you should jump on it when you see it in stock. Some of it might be due to increased ...
by LadyGeek
Fri Oct 09, 2020 3:19 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

Name Cores Core Clock Boost Clock TDP Price Notes $/GHz $/GHz - Boost 3600 6 3.6 GHz 4.2 GHz 65 W $199.99 $0.0556 $0.0476 3600X 6 3.8 GHz 4.4 GHz 95 W $209.09 $0.0550 $0.0475 3600XT 6 3.8 GHz 4.5 GHz 95 W $239.00 $0.0629 $0.0531 3700X 8 3.6 GHz 4.4 GHz 65 W $294.99 No cooler $0.0819 $0.0670 5600X 6...
by LadyGeek
Fri Oct 09, 2020 12:28 pm
Forum: Personal Finance (Not Investing)
Topic: Hidden costs of 529 and a way to overcome that
Replies: 26
Views: 2026

Re: Hidden costs of 529 and a way to overcome that

For the record, discussions of dishonest behavior or bypassing the law are totally unacceptable. The intent is to understand how to do this within the existing legal framework. The approach is to educate members on how to do things legally. In this case, the OP is requesting assistance to determine ...
by LadyGeek
Fri Oct 09, 2020 12:09 pm
Forum: Personal Consumer Issues
Topic: Recommendations wanted: lower cost wireless ear buds for runners
Replies: 17
Views: 986

Re: Recommendations wanted: lower cost wireless ear buds for runners

I have these: Mpow Flame, under $20. I got them a few months ago on sale, so it was a few dollars less.

I mostly listen to podcasts, so I wasn't worried about audio quality. Anything you get is far better than the cellphone's built-in speaker.

Rus Gulla, Welcome!
by LadyGeek
Fri Oct 09, 2020 12:04 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9401
Views: 752263

Re: U.S. stocks continue to soar!

I removed an off-topic post and reply which mentioned both COVID-19 and election results.

Please stay on-topic, which is the market (increasing).
by LadyGeek
Fri Oct 09, 2020 10:17 am
Forum: Investing - Theory, News & General
Topic: Small Cap Value Fans: "Morningstar's Take on the Third Quarter"
Replies: 25
Views: 2003

Re: Small Cap Value Fans: "Morningstar's Take on the Third Quarter"

This thread was temporarily removed for moderator review. An off-topic post has been removed. See: General Etiquette At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension a...
by LadyGeek
Fri Oct 09, 2020 8:37 am
Forum: Personal Consumer Issues
Topic: [Help high school student choose college career]
Replies: 171
Views: 1792

Re: [Help high school student choose college career]

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Thu Oct 08, 2020 8:09 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

You're basing expectations on CPU reliability. The Zen 3 process uses the same 7 nm process as Zen 2, but with a new architecture. I would expect its lifetime to be similar to Zen 2. If this wasn't the case, I would expect AMD to set those target prices higher - higher reliability is always a higher...
by LadyGeek
Thu Oct 08, 2020 4:18 pm
Forum: Investing - Theory, News & General
Topic: Is this the worse time to FIRE?
Replies: 20
Views: 1793

Re: Is this the worse time to FIRE?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Thu Oct 08, 2020 4:13 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9401
Views: 752263

Re: U.S. stocks continue to soar!

I removed an off-topic comment regarding the latest status on the stimulus bill. The discussion was getting derailed.

Please stay on-topic, which is the market (increasing).
by LadyGeek
Thu Oct 08, 2020 12:57 pm
Forum: Personal Finance (Not Investing)
Topic: Always check your bank statements
Replies: 37
Views: 4799

Re: Always check your bank statements

This thread is now in the Personal Finance (Not Investing) forum (bank statements).
by LadyGeek
Thu Oct 08, 2020 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Advice for a new Real Estate Agent-from a dad
Replies: 21
Views: 1679

Re: Advice for a new Real Estate Agent-from a dad

This thread is now in the Personal Finance (Not Investing) forum (career guidance, insurance).
by LadyGeek
Thu Oct 08, 2020 12:42 pm
Forum: Investing - Theory, News & General
Topic: Is this info on Big Tech valid?
Replies: 19
Views: 1242

Re: Is this info on Big Tech valid?

This thread has run its course and is locked (not actionable, politics). See: Politics and Religion If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies c...
by LadyGeek
Thu Oct 08, 2020 7:08 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 166
Views: 17882

Re: Older Women Lifting Weights

^^^ Are you still looking for resources? I couldn't find any threads specifically about meal planning, but you can find general ideas here: So what are you cooking and What have you baked recently? Try asking your question in those threads, or start a new one. The High Pull Lateral Lunge wasn't work...
by LadyGeek
Wed Oct 07, 2020 8:44 pm
Forum: Personal Consumer Issues
Topic: Wi-Fi TV - complexity and savings
Replies: 14
Views: 1195

Re: WIFI TV - complexity and savings

This thread is now in the Personal Consumer Issues forum (Wi-Fi). I fixed the capitalization in the thread title.
by LadyGeek
Wed Oct 07, 2020 7:27 pm
Forum: Personal Consumer Issues
Topic: Basic eBay Questions - New to eBay
Replies: 97
Views: 5034

Re: Basic eBay Questions - New to eBay

This thread is now in the Personal Consumer Issues forum (eBay).
by LadyGeek
Wed Oct 07, 2020 12:21 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

I'm not aware of anyone experiencing RF interference issues from a PC, but there's a wide gulf between that versus saying that there are no issues. My gut feeling is that it's theoretically possible, but unlikely. In practical terms, I think if it were a common issue, it would have been revealed by...
by LadyGeek
Wed Oct 07, 2020 12:11 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

For me, the bigger issue with a windowed case is audible noise. The windowed case used to house my primary PC. It was always noisier than I liked, and research told me that plastic windows don't shield fan noise as well as metal, especially a metal case with foam lining. So I bought a different cas...
by LadyGeek
Wed Oct 07, 2020 10:04 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19191

Re: PC Build Thread 2020

^^^ Great minds think alike. You beat me to the bump. :) On the subject of cases, are there any concerns about RF interference with those clear / tinted covers? My concern is cellphone, wi-fi, and bluetooth devices receiving interference from all the signals generated by the PC itself. For example, ...
by LadyGeek
Tue Oct 06, 2020 6:07 pm
Forum: Investing - Theory, News & General
Topic: Introducing the Bogleheads Speaker Series
Replies: 18
Views: 3227

Re: Introducing the Bogleheads Speaker Series

^^^ You haven't missed anything. I merged your post into the ongoing discussion.
by LadyGeek
Tue Oct 06, 2020 5:56 pm
Forum: Personal Investments
Topic: I think I’m on the right track
Replies: 28
Views: 1725

Re: I think I’m on the right track

Dannyzecca - I merged your update back into the original thread. Having a robo-advisor means you are holding additional funds that we didn't know about. Are they in an IRA, 401(k), or a taxable account (not an IRA or 401(k))? It's very important to understand what you have, as you need to sell those...
by LadyGeek
Tue Oct 06, 2020 4:09 pm
Forum: Personal Consumer Issues
Topic: RIP Eddie Van Halen
Replies: 4
Views: 827

Re: RIP Eddie Van Halen

This thread has run its course and is locked (celebrity deaths are off-topic). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., d...
by LadyGeek
Tue Oct 06, 2020 3:57 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9401
Views: 752263

Re: U.S. stocks continue to soar!

The market reaction is major news, but please avoid political conjecture.
by LadyGeek
Tue Oct 06, 2020 3:37 pm
Forum: Investing - Theory, News & General
Topic: "What IF" no Capital Gains Tax
Replies: 9
Views: 727

Re: "What IF" no Capital Gains Tax

This thread has run its course and is locked. Speculation about future legislation is prohibited by forum policy, see Unacceptable Topics : Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The on...
by LadyGeek
Tue Oct 06, 2020 3:29 pm
Forum: Personal Investments
Topic: I think I’m on the right track
Replies: 28
Views: 1725

Re: I think I’m on the right track

As noted earlier - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread. While they might seem like separate questions to you, they're all related to your portfolio. We need to see all of the details. May I suggest...
by LadyGeek
Tue Oct 06, 2020 2:55 pm
Forum: Personal Investments
Topic: I think I’m on the right track
Replies: 28
Views: 1725

Re: I think I’m on the right track

Dannyzecca - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your update back into the original thread.

If you have any questions, ask them here.
by LadyGeek
Tue Oct 06, 2020 1:26 pm
Forum: Personal Investments
Topic: Vanguard Poor service [Why is my Roth IRA a brokerage account?]
Replies: 63
Views: 4700

Re: Vanguard Poor service [Why is my Roth IRA a brokerage account?]

bluemesa11 - The switch to brokerage accounts is discussed often in this forum. Try searching the forum for "Vanguard brokerage account".

Here's a helpful thread: Vanguard Switch to Brokerage Accounts
by LadyGeek
Tue Oct 06, 2020 10:30 am
Forum: Personal Consumer Issues
Topic: Travel to NYC for less than 14 days?
Replies: 42
Views: 2452

Re: Travel to NYC for less than 14 days?

Discussions of dishonest behavior or bypassing the law is totally unacceptable.

The intent is to understand how to do this within the existing legal framework. It has been established that NY law is 14 days minimum.

This thread has run its course and is locked.
by LadyGeek
Tue Oct 06, 2020 9:11 am
Forum: Investing - Theory, News & General
Topic: U.S. stocks in free fall
Replies: 20352
Views: 2781200

Re: U.S. stocks in free fall

I removed a post regarding the House investigation into tech company dominance (antitrust).

Please stay on-topic, which is the US market in decline.
by LadyGeek
Tue Oct 06, 2020 8:57 am
Forum: Personal Consumer Issues
Topic: Apple users, I need help!
Replies: 43
Views: 3792

Re: Apple users, I need help!

This thread is now in the Personal Consumer Issues forum (computer help).

jvmallday, Welcome!
by LadyGeek
Tue Oct 06, 2020 7:39 am
Forum: Investing - Theory, News & General
Topic: Finally, a Good Reason to tilt towards Dividends
Replies: 30
Views: 4328

Re: Finally, a Good Reason to tilt towards Dividends

I removed a post asking about proposed tax treatment of dividends under different political leadership. This is a "no politics" forum. Speculation about future legislation is prohibited by forum policy, see Unacceptable Topics : Politics and Religion In order to avoid the inevitable frictions that ...
by LadyGeek
Tue Oct 06, 2020 7:03 am
Forum: Personal Investments
Topic: How to handle large inheritance
Replies: 13
Views: 1768

Re: How to handle large inheritance

The OP has removed his post content. No further discussion is possible.

(Thread locked to end the discussion.)
by LadyGeek
Mon Oct 05, 2020 7:02 pm
Forum: Investing - Theory, News & General
Topic: MLPs - A Word of Caution [Master Limited Partnership]
Replies: 35
Views: 2993

Re: MLPs - A Word of Caution [Master Limited Partnership]

The wiki has some background info: Master limited partnership Note the big orange box at the top of the article: Master limited partnerships are intended for very experienced investors who understand both the risks involved and the incredibly complex taxation rules. Please ask in the Bogleheads foru...
by LadyGeek
Mon Oct 05, 2020 6:26 pm
Forum: Personal Investments
Topic: Vanguard Poor service [Why is my Roth IRA a brokerage account?]
Replies: 63
Views: 4700

Re: Vanguard Poor service [Why is my Roth IRA a brokerage account?]

bluemesa11 - I retitled the thread for clarity. To keep this actionable, are the answers helping?