Search found 29911 matches

by LadyGeek
Fri Oct 16, 2020 3:08 pm
Forum: Investing - Theory, News & General
Topic: Coronavirus and the market
Replies: 4020
Views: 312138

Re: Coronavirus and the market

As a reminder, the main intent of the post must be on-topic. In this case, market impacts.

Discussion of the coronavirus itself is off-topic. See: Please read before posting on coronavirus/COVID-19
by LadyGeek
Fri Oct 16, 2020 12:51 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1760
Views: 230467

Re: Post your Financial Milestone Announcements Here

Everyone's situation is different and this isn't a competition. Don't worry about the others. It's the start of the weekend. Celebrate! :beer
by LadyGeek
Fri Oct 16, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Social security. Take it at 62 [Motley Fool article]
Replies: 222
Views: 19776

Re: Social security. Take it at 62 [Motley Fool article]

This is a "no politics" forum. As a reminder, the future of Social Security requires changes in legislation, a political process (off-topic as proposed legislation). See: [url=https://www.bogleheads.org/forum/rules#rule-4a]Politics and Religion[/ur l] In order to avoid the inevitable frictions that...
by LadyGeek
Fri Oct 16, 2020 11:34 am
Forum: Non-US Investing
Topic: Becoming Tax free in Dubai [Canadian moving to Africa]
Replies: 4
Views: 770

Re: Becoming Tax free in Dubai [Canadian moving to Africa]

mooudn - In order to provide appropriate advice, it's best to keep all the information in one spot. I merged your threads together and put them in the Non-US Investing forum. I also retitled the thread. The best advice comes from your home country. As Jack FFR1846 suggests, I recommend asking this q...
by LadyGeek
Fri Oct 16, 2020 10:43 am
Forum: Personal Consumer Issues
Topic: MVNO on Verizon network...moving away from Ting
Replies: 27
Views: 1597

Re: MVNO on Verizon network...moving away from Ting

^^^ This thread is now in the Personal Consumer Issues forum (cellphone network).

You can get our attention sooner by reporting the post. One of the reasons is "Wrong forum". Thanks to the member who did just that.
by LadyGeek
Fri Oct 16, 2020 9:15 am
Forum: Investing - Theory, News & General
Topic: Yield Chasers Rejoice: Oil Stocks at 6.44% !!!
Replies: 51
Views: 4978

Re: Yield Chasers Rejoice: Oil Stocks at 6.44% !!!

" It's not as prolific oHaving fallen steadily since 1971, in line with [word is prohibited here by Forum rules, but concept advanced by M K H*bbert re world oil production] predictions. And then, suddenly, US oil production starts rising again (and is now pretty close to its all time peak?). That'...
by LadyGeek
Thu Oct 15, 2020 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed Nightmare Customer Service
Replies: 34
Views: 3445

Re: Pen Fed Nightmare Customer Service

After receiving a PM, the OP is looking for a solution or the appropriate contact.

This thread is unlocked to continue the discussion. Please state your concerns in a civil, factual manner.
by LadyGeek
Thu Oct 15, 2020 6:10 pm
Forum: Personal Finance (Not Investing)
Topic: Pen Fed Nightmare Customer Service
Replies: 34
Views: 3445

Re: Pen Fed Nightmare Customer Service

This thread has run its course and is locked (rant). See: Personal Finance This subforum is for personal financial issues that don't involve investments. Examples of acceptable topics are: - insurance - employment issues - credit card and credit rating issues - mortgage and loan issues - legal issu...
by LadyGeek
Thu Oct 15, 2020 4:29 pm
Forum: Personal Investments
Topic: Suggestion for updating "Asking Portfolio Questions" thread
Replies: 260
Views: 25900

Re: Suggestion for updating "Asking Portfolio Questions" thread

redfishbluefish, Welcome! From a grammar perspective, I think template should have "You" for the member (vs. "Yours"). Look at forms submitted on other things. It's always "You" for the applicant, "Spouse / Partner / Dependent" for the other person. At issue is what to call the "other" person for th...
by LadyGeek
Thu Oct 15, 2020 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

Separately, LibreOffice Calc in Linux is not displaying the comments in Row 9 and Row 495 (where I proposed the changes), as well as a few other cells. I'm working in Windows 10 and Microsoft Excel 2016 for this spreadsheet. I also check compatibility with LibreOffice Calc in Linux. I'll see what I ...
by LadyGeek
Thu Oct 15, 2020 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

(3 of 3) Cell G495, "Store settings and results in this area:" Be very clear that the macros at the top of the page will overwrite the data. From: Click on one of the four macro buttons to copy and paste current results into the storage area below it, or click the "copy results" macro button to copy...
by LadyGeek
Thu Oct 15, 2020 4:04 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

(2 of 3) Cell E9, "Copy": Add - that storage settings should also be copied. From: Use these copy-paste buttons to copy the current results summary numbers to the storage column below the button. This will also copy all the settings to the storage section at the bottom of this page. Or just copy in ...
by LadyGeek
Thu Oct 15, 2020 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

Upon further review of my earlier explanation for "copy-paste", I can now see that I didn't understand the cell comments. I propose three clarifications: Cell D9 "Results Summary": Change "Three" to "Four", modify Note to explain use of the Storage section, add manual instructions that you also need...
by LadyGeek
Thu Oct 15, 2020 2:29 pm
Forum: Personal Consumer Issues
Topic: Favorite Science Fiction Movies
Replies: 142
Views: 6500

Re: Favorite Science Fiction Movies

Valuethinker wrote: Thu Oct 15, 2020 12:24 pm Red Sonja, on the other hand, is one of the worst movies that I have ever seen- so there you go.
I totally agree.

pianisto, Welcome! Yes, Wall-E is not just for kids. It's a very good movie.
by LadyGeek
Thu Oct 15, 2020 12:54 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 2205
Views: 233876

Re: [What TV Show Have You Recently Watched?]

We just finished the latest season of Wentworth - this is one of my all time favorite series (right next to Breaking Bad ). Not for the light of heart. I'm just finishing Season 7 with 8 queued up and ready to go. Yes, it's violent but at least most of it is understandable given the circumstances. ...
by LadyGeek
Wed Oct 14, 2020 7:17 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

You're absolutely right. I have corrected my post. I thought they were separate because the macro buttons in Row 497 also copied the columns in that section. I now see that you've documented this in the "copy" comment in cell E9. FYI - I'm currently using LibreOffice Calc in Linux. Everything runs f...
by LadyGeek
Wed Oct 14, 2020 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

How do you recommend using the a copy and copy-paste fields? It's not clear to me what is going on. I assume you're looking at the Results Summary near the top of the Setup sheet (Rows 9 to 21). That area is used to store results from different scenarios. In the example, there are 4 scenarios. Case...
by LadyGeek
Wed Oct 14, 2020 4:27 pm
Forum: Personal Consumer Issues
Topic: Itunes Gift Cards, where to get a deal?
Replies: 7
Views: 785

Re: Itunes Gift Cards, where to get a deal?

This thread is now in the Personal Consumer Issues forum (gift cards).
by LadyGeek
Wed Oct 14, 2020 4:22 pm
Forum: Investing - Theory, News & General
Topic: The Final, Definitive Thread on Brokerage Transfer Bonuses
Replies: 2489
Views: 408819

Re: The Final, Definitive Thread on Brokerage Transfer Bonuses

I merged ilan1h's thread into the on-going discussion.
by LadyGeek
Wed Oct 14, 2020 4:13 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

The supply had been removed from the case and it wasn't it may have been connected to the PC at the time. My husband was also an engineer. At the time, we looked at each other and thought "Cool..." :) ===================== The delivery date for my Seasonic 750 W modular supply has been pushed up fro...
by LadyGeek
Wed Oct 14, 2020 4:03 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

I agree with dwc13's and Independent George's comments. I've never had a CPU failure, even when running one at 80 deg C at max loading. I had a PC power supply fail in spectacular fashion many years ago. I forget what I was doing, but I think it had already failed and I had the supply's case open tr...
by LadyGeek
Wed Oct 14, 2020 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff Request
Replies: 13
Views: 1441

Re: Payoff Request

This thread is now in the Personal Finance (Not Investing) forum (payoff).
by LadyGeek
Wed Oct 14, 2020 2:55 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

That is exactly what the spreadsheet's insight showed to me. It quickly became obvious that I never really looked at the impact on taxes when RMDs kick-in. In one scenario, Roth conversions no longer make sense, but Qualified Charitable Distributions do make sense. This would have been the first tim...
by LadyGeek
Wed Oct 14, 2020 1:20 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

I've completed Mass Effect, Baldur's Gate, Deus Ex, Elder Scrolls, to name a few. Then there's a ton of first-person shooters... So you're limited by the HDMI monitor. You want to upgrade the graphics now and the monitor(s) can come later. I'm very, very leery waiting for an unannounced product. It ...
by LadyGeek
Wed Oct 14, 2020 12:00 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

Let's think this through and start with what you want to do on your PC - high quality gaming. What's that mean? Kill the enemy quicker than they can kill you. Move fast and see lots of detail. How much resolution is "enough"? The higher the better, but you need to set a limit. Consider that movies c...
by LadyGeek
Wed Oct 14, 2020 9:36 am
Forum: Personal Finance (Not Investing)
Topic: Excellent Retirement Spending Rate, Safe Withdrawal Rate Podcast interview with Karsten Jeske (Big ERN)
Replies: 4
Views: 980

Re: Excellent Retirement Spending Rate, Safe Withdrawal Rate Podcast interview with Karsten Jeske (Big ERN)

Click on the Transcript link and search for Bogleheads. Jeske: ...So the Bogleheads, the Bogleheads have this VPW, variable withdrawal percentages. They basically do an amortization exercise. Because nothing in life is really as linear as this RMD. So, you want to do something that takes into accoun...
by LadyGeek
Wed Oct 14, 2020 8:10 am
Forum: Personal Investments
Topic: New business owner - need help with experience Bogleheads!
Replies: 36
Views: 2002

Re: New business owner - need help with experience Bogleheads!

As a reminder, this forum is for personal use only - you, your family, or your friends. The OP has a personal interest in owning a business, which is fine. However, the discussion is moving to one of running a business - hiring employees and business specific finances. Let's try and stay focused on ...
by LadyGeek
Wed Oct 14, 2020 7:11 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

To be sure, check the manufacturer's website directly. PURE ROCK Slim silent essential Air coolers from be quiet! That cooler looks OK, but you should double-check the information on your own - just in case I missed something. The one I'm using won't fit in your case, either. ( Noctua NH-U12S SE-AM4...
by LadyGeek
Tue Oct 13, 2020 8:33 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

Hold. Let's review this slowly: I assume you're looking at the Prime Day deal here: Cooler Master Hyper 212 Evo CPU Cooler, 4 CDC Heatpipes, $25.99 Let's see if it fits the CPU: AMD Ryzen™ 7 3800XT , the specs are AM4 socket and 105 W. OK, next step. Cooler: Hyper 212 EVO | Cooler Master , scroll do...
by LadyGeek
Tue Oct 13, 2020 8:06 pm
Forum: Investing - Theory, News & General
Topic: U.S. stocks continue to soar!
Replies: 9401
Views: 752168

Re: U.S. stocks continue to soar!

This is a "No politics" forum. I removed an off-topic comment. As a reminder, see: Politics and Religion In order to avoid the inevitable frictions that arise from these topics, political or religious posts and comments are prohibited. The only exceptions to this rule are: Common religious expressi...
by LadyGeek
Tue Oct 13, 2020 6:40 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1760
Views: 230467

Re: Post your Financial Milestone Announcements Here

Congrats to both! I won't tell anyone. :)
by LadyGeek
Tue Oct 13, 2020 3:40 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

Add the price of a cooler (not supplied) and consider if your power supply can handle the additional power (105 W vs. 65 W).
by LadyGeek
Tue Oct 13, 2020 2:35 pm
Forum: US Chapters
Topic: Post your Financial Milestone Announcements Here
Replies: 1760
Views: 230467

Re: Post your Financial Milestone Announcements Here

Hello,

I recommend you start a new topic in the Personal Finance (Not Investing) forum, as the responses will redirect the intent of this discussion - support and encouragement for those who have achieved their milestones.

You are welcome to post a link in this thread to the new discussion.
by LadyGeek
Tue Oct 13, 2020 1:12 pm
Forum: Forum Issues and Administration
Topic: Can we have a TIAA forum?
Replies: 9
Views: 1100

Re: Can we have a TIAA forum?

Sorry, we won't be adding a new forum for the following reasons: - It's important to avoid vendor (fund provider) specific forums for the reasons stated by Katietsu and dknightd. - Additional resources are needed to moderate a new forum, which are significant - Questions often span more than one for...
by LadyGeek
Tue Oct 13, 2020 12:35 pm
Forum: Investing - Theory, News & General
Topic: "Active" Index investing vs. "Passive" Index investing
Replies: 197
Views: 7845

Re: "Active" Index investing vs. "Passive" Index investing

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Tue Oct 13, 2020 12:29 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

That ADATA NVME is one of the highest rated M.2 sticks. That $20 coupon looks pretty good! The Crucial P5 is also available for $245. The Samsung EVO 970 is available for $300 if you want to go very high end, though I personally don't think it's worth the premium. A slight correction - That's the S...
by LadyGeek
Tue Oct 13, 2020 12:26 pm
Forum: Personal Investments
Topic: Tax treatment of foreign "accumulating" ETFs for a US investor
Replies: 18
Views: 842

Re: Tax treatment of foreign "accumulating" ETFs for a US investor

Could there be some confusion on investing in "things outside the US" vs. a US mutual fund that holds stock of companies which are located outside the US? VTIAX - Vanguard Total International Stock Index is one such example of a US fund that invests in companies outside the US. Since the fund is reg...
by LadyGeek
Tue Oct 13, 2020 11:21 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

You can thank me for the price drops. This happens every single time I commit to a purchase. Without exception, there's a price drop a few days later. There are some good deals, just be careful about gray market. If it's not sold by Amazon or "The (brand name) store" on Amazon, check to be sure the ...
by LadyGeek
Tue Oct 13, 2020 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

I have incorporated into Version 20.2d: - A macro bug fix. When copying your data from an older spreadsheet, the "load entries" macro at the top of the Settings sheet misses three cells. -- Cell E129: Social Security COLA -- Cell E140: Social Security alternative COLA -- Cell E264: Override single r...
by LadyGeek
Tue Oct 13, 2020 7:26 am
Forum: Personal Investments
Topic: Tax treatment of foreign "accumulating" ETFs for a US investor
Replies: 18
Views: 842

Re: Tax treatment of foreign "accumulating" ETFs for a US investor

Via PM, the OP has clarified that he is a US citizen. This thread is now in the Personal Investments forum (for US investors).
by LadyGeek
Tue Oct 13, 2020 7:24 am
Forum: Non-US Investing
Topic: Using FIDELITY abroad [US Non-Resident Alien, moving to Morocco]
Replies: 3
Views: 651

Re: Using FIDELITY abroad [US Non-Resident Alien, moving to Morocco]

Welcome! I moved your post to the Non-US Investing forum and retitled the thread. This will attract members with the appropriate experience to answer your question.
by LadyGeek
Mon Oct 12, 2020 9:00 pm
Forum: Personal Investments
Topic: Tax treatment of foreign "accumulating" ETFs for a US investor
Replies: 18
Views: 842

Re: Tax treatment of foreign "accumulating" ETFs for a US investor

Welcome! I moved your post to the Non-US Investing forum because it suggests that you may be a resident outside the US.

What is your home country?
by LadyGeek
Mon Oct 12, 2020 1:28 pm
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

^^^ Adding to deskjockey - It depends on the software. An OS is designed to support a lot of things running at one time, so it might benefit. But.. applications (games) are installed on a single drive, not across them. You'll only be accessing a single drive during game play. Increasing cache (RAM) ...
by LadyGeek
Mon Oct 12, 2020 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: Deadline for TAX year 2020 Roth Contributions
Replies: 7
Views: 647

Re: Deadline for TAX year 2020 Roth Contributions

Welcome! I moved your thread to the Personal Finance (Not Investing) forum which is more amenable to discuss IRA concerns. On an administrative note, I fixed the spelling in the thread title. Roth is not an acronym. It's the name of a US senator. From the wiki Roth IRA : Named after US Senator Willi...
by LadyGeek
Mon Oct 12, 2020 12:39 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

At a basic level, the spreadsheet's User Interface is one that's difficult to simplify. The way to simplify things is to isolate the content. For example, a new sheet only containing entries for a single person who owns a home. By doing so, however, you eliminate choices that may be beneficial in a ...
by LadyGeek
Mon Oct 12, 2020 9:07 am
Forum: Personal Consumer Issues
Topic: Carvana or Vroom- ever use it?
Replies: 65
Views: 5493

Re: Carvana or Vroom- ever use it?

I merged Leesbro63's thread into the on-going discussion.
by LadyGeek
Mon Oct 12, 2020 7:35 am
Forum: Personal Consumer Issues
Topic: PC Build Thread 2020
Replies: 314
Views: 19154

Re: PC Build Thread 2020

Your comparison is (PCIe Gen 4 SSD, PCIe Gen 3 SSD, HD) vs. (PCIe Gen 3 SSD, HD) The video is clear to say (1) don't use a hard drive to store games and (2) there's not much difference between PCIe Gen 3.0 and Gen 4.0 for load times. There is some difference, but not enough to matter. An additional ...
by LadyGeek
Sun Oct 11, 2020 7:50 pm
Forum: Personal Investments
Topic: ETrade Individual 401k - application and practical issues
Replies: 16
Views: 5063

Re: ETrade Individual 401k - application and practical issues

loveapplejuice888, Welcome! FYI - You and EricaInvestPink are bumping a 2017 thread.
by LadyGeek
Sun Oct 11, 2020 7:44 pm
Forum: Personal Finance (Not Investing)
Topic: Retiree Portfolio Model
Replies: 1000
Views: 317422

Re: Retiree Portfolio Model

^^^ I have the same question. I mentioned this spreadsheet at my local (virtual) Bogleheads chapter meeting. Next thing I know, I'm scheduled to give a presentation at the next meeting. :)