Search found 22231 matches

by LadyGeek
Mon Jul 09, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 96243

Re: Pull-ups and Push-ups

After my 1st workout, I have revised my plan. Strength training is now every other day of (M-W-F): 5 minute elliptical warmup 3 circuits of: 20 bodyweight squats 10 push ups 10 walking lunges 10 pullups 10 dumbbell rows 60 S plank stretch, hang on pullup bar Alternating with interval training on my ...
by LadyGeek
Mon Jul 09, 2018 8:43 pm
Forum: Personal Finance (Not Investing)
Topic: Checkbook balancing software?
Replies: 31
Views: 1645

Re: Checkbook balancing software?

To the OP, I have such a spreadsheet that I've been using for the last three years, that automatically does the arithmetic to reconcile when entries are checked off. PM me if you're interested in looking at it. The post is here: Re: Keeping a checkbook register It should be noted that the original ...
by LadyGeek
Mon Jul 09, 2018 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Keeping a checkbook register
Replies: 122
Views: 9213

Re: Keeping a checkbook register

I built a spreadsheet in LibreOffice that functions as my check register. It's been years since I used a paper checkbook. Thanks for this post! I just went online and found a LibreOffice template for a checkbook register. Only 11 paper checks (across two accounts) in 2017, and I think I am now free...
by LadyGeek
Mon Jul 09, 2018 3:45 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with a dormant SEP IRA?
Replies: 7
Views: 644

Re: What to do with a dormant SEP IRA?

New member xanderoid has a question which I've moved into a new thread. See: [How do I invest my SEP IRA?]
by LadyGeek
Mon Jul 09, 2018 3:27 pm
Forum: Investing - Theory, News & General
Topic: Girls and investing
Replies: 115
Views: 5623

Re: Girls and investing

This thread has run its course and is locked (topic exhausted, somewhat derailed). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting p...
by LadyGeek
Mon Jul 09, 2018 3:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer non-Vanguard ETFs commission-free
Replies: 124
Views: 9359

Re: Vanguard to offer non-Vanguard ETFs commission-free

^^^ I merged long_term_investor's thread into here.
by LadyGeek
Mon Jul 09, 2018 3:18 pm
Forum: Investing - Theory, News & General
Topic: Article: Rich kids are counting on inheritance to pay for retirement
Replies: 31
Views: 4504

Re: Article: Rich kids are counting on inheritance to pay for retirement

This thread has run its course and is locked (other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate policies co...
by LadyGeek
Sun Jul 08, 2018 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: disability insurance
Replies: 15
Views: 830

Re: disability insurance

omerthegrouch - you had a duplicate post, which I've removed. The replies are merged into here. The combined thread is in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Sun Jul 08, 2018 4:29 pm
Forum: Local Chapters and Bogleheads Community
Topic: favorite bogleheads posts?
Replies: 110
Views: 22513

Re: favorite bogleheads posts?

Thanks, I think. :D
by LadyGeek
Sun Jul 08, 2018 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: Socially Responsible Funds (I want to be socially irresponsible)
Replies: 34
Views: 1820

Re: Socially Responsible Funds (I want to be socially irresponsible)

This thread has run its course and is locked (devolved into contentious disagreement). The question has been answered earlier in the thread.
by LadyGeek
Sun Jul 08, 2018 2:44 pm
Forum: Investing - Help with Personal Investments
Topic: 36 yr old BH Newbie with substantial savings- Help!!!
Replies: 81
Views: 11642

Re: 36 yr old BH Newbie with substantial savings- Help!!!

ElmoHongZito - In order to give appropriate advice, it's best to keep all the information in one spot. I merged your question back into your original thread. The wiki has some background info: Tax loss harvesting Also: Dollar cost averaging An important rule to remember is "never invest in anything ...
by LadyGeek
Sun Jul 08, 2018 1:00 pm
Forum: Investing - Theory, News & General
Topic: I did not know about the Lifestyle funds. [Vanguard LifeStrategy]
Replies: 13
Views: 2386

Re: I did not know about the Lifestyle funds. [Vanguard LifeStrategy]

I retitled the thread to help with the spelling and to correct the fund name.

The wiki has some background info: Vanguard LifeStrategy Funds
by LadyGeek
Sun Jul 08, 2018 9:42 am
Forum: Personal Finance (Not Investing)
Topic: Checkbook balancing software?
Replies: 31
Views: 1645

Re: Checkbook balancing software?

You could create a check register in Excel in a matter of minutes. Just use a large font for them. To the OP, I have such a spreadsheet that I've been using for the last three years, that automatically does the arithmetic to reconcile when entries are checked off. PM me if you're interested in look...
by LadyGeek
Sun Jul 08, 2018 9:26 am
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6212

Re: Older Women Lifting Weights

Thanks, you make some excellent points. I'll do some research into skeletal loading (with caution to consider the source of the information).* I never thought about using dumbbells, but it makes perfect sense. My limitation is safety and available space to work out. Using a barbell is the dividing l...
by LadyGeek
Sun Jul 08, 2018 8:22 am
Forum: Investing - Help with Personal Investments
Topic: Moving away from Edward Jones to Vanguard
Replies: 51
Views: 10191

Re: Moving away from Edward Jones to Vanguard

New member richinlife has a question which I've moved into a stand-alone thread. See: [Moving from Edward Jones to Vanguard, paperwork help requested]
by LadyGeek
Sun Jul 08, 2018 8:11 am
Forum: Personal Finance (Not Investing)
Topic: Home Rental application questions
Replies: 12
Views: 1447

Re: Home Rental application questions

This thread is now in the Personal Finance (Not Investing) forum (rental).
by LadyGeek
Sat Jul 07, 2018 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Checkbook balancing software?
Replies: 31
Views: 1645

Re: Checkbook balancing software?

My bet is that the problem is reading the small print on the bank statement, not the check register. In any case, a loss of central vision means that someone will need to assist in both balancing the checkbook and writing the checks . If they are unable to sign checks, then someone needs to do it fo...
by LadyGeek
Sat Jul 07, 2018 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: Checkbook balancing software?
Replies: 31
Views: 1645

Re: Checkbook balancing software?

I just had another thought. Background info: Even though I have full POA for my Mom's account, she still writes checks and likes to balance her checkbook. Never mind that she has no idea about her other bank accounts or investments. It take care of her finances behind the scenes. Every month, she wa...
by LadyGeek
Sat Jul 07, 2018 8:41 pm
Forum: Personal Finance (Not Investing)
Topic: Checkbook balancing software?
Replies: 31
Views: 1645

Re: Checkbook balancing software?

Quicken would be my first choice, you can google this forum for it. quicken - Bogleheads.org - Search The money has to come into the checking account from somewhere. How is that account balanced? Your relative's request is simple, but entails knowing a lot of information. I assume they trust you han...
by LadyGeek
Sat Jul 07, 2018 7:05 pm
Forum: Forum Issues and Administration
Topic: New Forum User - how fast do PM get sent?
Replies: 7
Views: 530

Re: New Forum User - how fast do PM get sent?

PMs stay in the outbox until it has been read by the recipient. See: Was my private message read?

When you "send" the PM it goes to the outbox and waits.

When a member logs in and reads the PM (that's two things), it moves from the outbox to the "sent" folder.
by LadyGeek
Sat Jul 07, 2018 6:54 pm
Forum: Personal Finance (Not Investing)
Topic: Would you take a job in a less desirable city if you had to work fewer days?
Replies: 40
Views: 2912

Re: Would you take a job in a less desirable city if you had to work fewer days?

Is it less hours or are you changing from 5/40 to 3/13 schedule? It’s basically 3 x 10 hour days (7-5) instead of 5 x 8 hour days (830-430). What's wrong with your current job that you decided to look elsewhere? Work schedules can change. Also, 10 hour days are grueling, which is probably why this ...
by LadyGeek
Sat Jul 07, 2018 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: How I use I-ORP, and who shouldn't
Replies: 155
Views: 18613

Re: How I use I-ORP, and who shouldn't

This thread is now in the Personal Finance (Not Investing) forum (retirement planning).
by LadyGeek
Sat Jul 07, 2018 4:55 pm
Forum: Personal Consumer Issues
Topic: That Extravagant Thing You Do
Replies: 245
Views: 49221

Re: That Extravagant Thing You Do

I merged ThankYouJack's thread into the on-going discussion.

The counterpoint: That Frugal Thing You Do

Note that both threads were started in 2009.
by LadyGeek
Sat Jul 07, 2018 3:13 pm
Forum: Investing - Help with Personal Investments
Topic: Automatic allocation and rebalancing platform.
Replies: 8
Views: 325

Re: Automatic allocation and rebalancing platform.

I assume you are talking about the Schwab funds sitting in the "Schwab Roth Intelligent Portfolio" and "Schwab Taxable Account Intelligent Portfolio" as described in your post here: Anything else we should be doing to be ready for retirement or increase wealth? If so, don't rebalance your taxable ac...
by LadyGeek
Sat Jul 07, 2018 3:04 pm
Forum: Personal Finance (Not Investing)
Topic: Lump Sum Full 53K Into SEP / Solo 401K
Replies: 16
Views: 1736

Re: Lump Sum Full 53K Into SEP / Solo 401K

New member EyeMDindexer has a question which I've moved to a new thread. See: [Lump Sum employee contributions to Solo 401K]

This 2015 thread is now in the Personal Finance (Not Investing) forum (retirement plan).
by LadyGeek
Sat Jul 07, 2018 2:51 pm
Forum: Investing - Help with Personal Investments
Topic: Automatic allocation and rebalancing platform.
Replies: 8
Views: 325

Re: Automatic allocation and rebalancing platform.

FYI - You had a duplicate post which I've removed, there were no replies. I just wanted to let you know, don't worry about it. Are you asking if Schwab has a tool for rebalancing a portfolio for something other than mutual funds? The wiki has some background info: Rebalancing The "Spreadsheet" secti...
by LadyGeek
Sat Jul 07, 2018 2:48 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6212

Re: Older Women Lifting Weights

Great plan. As others said don't abandon progressive resistance just because you must use bodyweight. The principle of progressive overload still applies. You only get stronger by asking your muscles to lift more weight. Thanks for the encouragement and perspective. I just completed my first workou...
by LadyGeek
Sat Jul 07, 2018 2:37 pm
Forum: Personal Consumer Issues
Topic: Pull-ups and Push-ups
Replies: 414
Views: 96243

Re: Pull-ups and Push-ups

As posted in Re: Older Women Lifting Weights , I was seriously considering moving to free weights. Due to my situation, that's simply not possible right now. So, I'm committed to do some serious workouts with body weight exercises. Many thanks to several members for the detailed descriptions on "vol...
by LadyGeek
Sat Jul 07, 2018 1:54 pm
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 5321

Re: How to tip

I removed an off-topic comment and reply which can be considered offensive (sexist).
by LadyGeek
Sat Jul 07, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: Every Other Friday Off
Replies: 52
Views: 5073

Re: Every Other Friday Off

Add my vote for the 9/80 schedule. I wouldn't have it any other way. Not only can I schedule my appointents on my "off Friday", but not having the aggravation and costs of a long 45 minute commute makes it all worthwhile. My actual schedule is a "flex" 9/80. If I need to take a different day off for...
by LadyGeek
Sat Jul 07, 2018 11:40 am
Forum: Investing - Help with Personal Investments
Topic: Gold and silver in portfolio
Replies: 2
Views: 331

Re: Gold and silver in portfolio

Welcome! I see you're asking a bunch of questions in different threads. The best advice comes when we have all the information in one spot. I highly recommend you bump your first thread: Need advice: starting a long term mutual fund account with your portfolio information using the Asking Portfolio ...
by LadyGeek
Sat Jul 07, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: How to tip
Replies: 87
Views: 5321

Re: How to tip

I removed an off-topic post and several replies related to the OP's income. The discussion was getting derailed.

Please stay on-topic.
by LadyGeek
Sat Jul 07, 2018 6:52 am
Forum: Personal Finance (Not Investing)
Topic: How do normal people afford the Bay Area?
Replies: 48
Views: 5035

Re: How do normal people afford the Bay Area?

This thread has run its course and is locked (not personal nor actionable). General comment threads are off topic in the forums with "Personal" in the title. See: A reminder that non-investing general comment threads are OT - It must be personal . In other words, you must be asking about your own s...
by LadyGeek
Fri Jul 06, 2018 10:17 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6212

Re: Older Women Lifting Weights

Many thanks to several members for the detailed descriptions on "volume". Also, for insights on body weight. After reviewing all of the helpful advice in this thread, along with some google research, I have a way to get myself restarted back into shape. Here's what I'm going to do: The first step is...
by LadyGeek
Fri Jul 06, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: Carpenter Bees- HELP!
Replies: 17
Views: 2046

Re: Carpenter Bees- HELP!

This thread is now in the Personal Consumer Issues forum (bees).
by LadyGeek
Fri Jul 06, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Retirement location and things to consider
Replies: 12
Views: 1602

Re: Retirement location and things to consider

This thread is now in the Personal Consumer Issues forum (where to live).
by LadyGeek
Fri Jul 06, 2018 3:24 pm
Forum: Personal Finance (Not Investing)
Topic: Anthony Bourdain Leaves $1.2M Estate
Replies: 7
Views: 2797

Re: Anthony Bourdain Leaves $1.2M Estate

I merged pinhead's thread into here.

Discussions of celebrities, including posthumously, is off-topic. (Thread remains locked.)
by LadyGeek
Fri Jul 06, 2018 2:46 pm
Forum: Investing - Theory, News & General
Topic: madsinger monthly report (June 2018)
Replies: 5
Views: 874

Re: madsinger monthly report (June 2018)

Great info, Masinger! Do you have a compilation of your other reports in once place somewhere? I'd love to check them out without manually searching for them. I'll do that too if necessary though. Welcome! We certainly do have a compilation of those reports. They're in the wiki. See: Madsinger mont...
by LadyGeek
Fri Jul 06, 2018 2:36 pm
Forum: Personal Finance (Not Investing)
Topic: Thoughts on Healthcare Sharing?
Replies: 51
Views: 3999

Re: Thoughts on Healthcare Sharing?

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Thu Jul 05, 2018 10:25 pm
Forum: Investing - Theory, News & General
Topic: Why does VXF hold so much cash? [Vanguard Extended Market ETF]
Replies: 10
Views: 837

Re: Why does VXF hold so much cash? [Vanguard Extended Market ETF]

Let's take a step back. To answer your question, turn-over ratio only matters if you have a taxable account. Whether it's detrimental to the fund's performance or not depends on a lot of things. However, it's not a major decision factor if you want to hold this fund. VXF is an Extended market index ...
by LadyGeek
Thu Jul 05, 2018 10:07 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6212

Re: Older Women Lifting Weights

...As an aside, I'll mention that this is one of the drawbacks of programs that rely exclusively on bodyweight movements to build strength : the load never increases, and you just add more and more volume (more sets and reps). Fairly quickly those additional reps do nothing to improve strength, jus...
by LadyGeek
Thu Jul 05, 2018 9:44 pm
Forum: Investing - Theory, News & General
Topic: Why does VXF hold so much cash? [Vanguard Extended Market ETF]
Replies: 10
Views: 837

Re: Why does VXF hold so much cash? [Vanguard Extended Market ETF]

To help the OP, Morningstar is indeed reporting 3.18% held as "cash". VXF Vanguard Extended Market ETF The most accurate information comes from the fund issuer, which is not Morningstar. Vanguard's site does not mention cash as a holding: VXF - Vanguard Extended Market ETF | Vanguard Is Morningstar ...
by LadyGeek
Thu Jul 05, 2018 9:24 pm
Forum: Investing - Theory, News & General
Topic: There will be a recession and market downturn
Replies: 58
Views: 3216

Re: There will be a recession and market downturn

This thread has run its course and is locked (not actionable, conjecture, no progress in the discussion). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, politi...
by LadyGeek
Thu Jul 05, 2018 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: What do you guys do on the side?
Replies: 299
Views: 30105

Re: What do you guys do on the side?

I merged several threads into here.
by LadyGeek
Thu Jul 05, 2018 7:38 pm
Forum: Personal Consumer Issues
Topic: Older Women Lifting Weights
Replies: 87
Views: 6212

Re: Older Women Lifting Weights

Although I posted earlier that I was doing body weight exercises, the responses in the thread got me rethinking that approach. I haven't been on a regular schedule and do push-ups, pull-ups... whenever. I do jog at least 10 minutes every day, though. I also have an elliptical trainer at home. To be ...
by LadyGeek
Thu Jul 05, 2018 6:22 pm
Forum: Personal Finance (Not Investing)
Topic: Health Care in "Early" Retirement
Replies: 50
Views: 4750

Re: Health Care in "Early" Retirement

I removed an interchange which questioned the OP's net worth vs. applying for ACA subsidies. The discussion was derailed.

Please stay on-topic, which is helping the OP decide on health care.
by LadyGeek
Thu Jul 05, 2018 6:07 pm
Forum: Personal Consumer Issues
Topic: Walking Coast-to-Coast
Replies: 86
Views: 6565

Re: Walking Coast-to-Coast

Wow, unbelievable. :beer

FYI - Jazztonight started the thread Pull-ups and Push-ups in 2013. Nearly 5 years later, it's still going strong.
by LadyGeek
Thu Jul 05, 2018 4:08 pm
Forum: Personal Finance (Not Investing)
Topic: Do We need health insurance??
Replies: 94
Views: 6115

Re: Do We need health insurance??

I removed several off-topic posts regarding the OP's net worth. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a ...