Search found 22787 matches

by LadyGeek
Mon Sep 10, 2018 8:26 pm
Forum: Personal Consumer Issues
Topic: Can Sneakers go with Business Casual?
Replies: 172
Views: 8138

Re: Can Sneakers go with Business Casual?

Engineers can get away with sneakers. A lot of my coworkers, including myself, wear sneakers.

My "formal" sneakers are "Sketchers for work" in black. Otherwise, Saucony.
by LadyGeek
Mon Sep 10, 2018 7:02 pm
Forum: Personal Finance (Not Investing)
Topic: 529 and gift tax forms?
Replies: 11
Views: 689

Re: 529 and gift tax forms?

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Mon Sep 10, 2018 3:37 pm
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 827
Views: 89765

Re: [What TV Show Have You Recently Watched?]

... ...Next up - Mad Men , on Netflix. I rarely go for pure drama, meaning it's not sci-fi or an action-packed thriller (Breaking Bad, etc.). The over-emphasized stereotypical gender discrimination (to put it mildly...) got me annoyed, as I think it was unrealistic. However, I can see why this seri...
by LadyGeek
Sun Sep 09, 2018 9:43 pm
Forum: Investing - Theory, News & General
Topic: COMING SOON: BOGLEHEADS PODCASTS
Replies: 362
Views: 17902

Re: COMING SOON: BOGLEHEADS PODCASTS

FYI - Rick Ferri's podcast has been announced. See: Prep for 1st BOGLEHEADS ON INVESTING podcast w/ Jack Bogle
by LadyGeek
Sun Sep 09, 2018 8:12 pm
Forum: Personal Consumer Issues
Topic: What Book Are You Currently Reading? Part VI
Replies: 3294
Views: 995731

Re: What Book Are You Currently Reading? Part VI

stimulacra wrote:
Sun Sep 09, 2018 4:56 pm
The Dark Forest by Cixin Lui, Shinran's Kyogyoshinsho, and Principles by Ray Dalio.
The Dark Forest is the 2nd book of the "Three-body Problem" trilogy, which I've read. It's discussed in this thread: Good Modern Science Fiction
by LadyGeek
Sun Sep 09, 2018 6:30 pm
Forum: Investing - Theory, News & General
Topic: Website to analyze investment portfolios?
Replies: 5
Views: 764

Re: Website to analyze investment portfolios?

This thread is now in the Investing - Theory, News & General forum (general question).

Is this it? Portfolio Visualizer
by LadyGeek
Sun Sep 09, 2018 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: How many $ to self fund long term care?
Replies: 75
Views: 8624

Re: How many $ to self fund long term care?

Roncole, Welcome! FYI - You are bumping a 2017 thread.
by LadyGeek
Sun Sep 09, 2018 1:08 pm
Forum: Investing - Help with Personal Investments
Topic: 3-Fund TDA [TD Ameritrade - Canadian resident in US]
Replies: 1
Views: 192

Re: 3-Fund TDA [TD Ameritrade - Canadian resident in US]

Welcome! I retitled the thread to attract the attention of our Canadian experts.

I see you've also posted this question in our sister Canadian site: Canadian student in the US trying to figure out investing - Financial Wisdom Forum

Disclaimer: I'm a member of both forums.
by LadyGeek
Sun Sep 09, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Switching to Employee Fiduciary
Replies: 15
Views: 1192

Re: Switching to Employee Fiduciary

This thread is now in the Personal Finance (Not Investing) forum (employer retirement plans).

Investor23, Welcome!
by LadyGeek
Sun Sep 09, 2018 8:54 am
Forum: Personal Finance (Not Investing)
Topic: Legislation to raise HSA contribution limits
Replies: 3
Views: 775

Re: Legislation to raise HSA contribution limits

And here's why: Political comments and proposed tax plan remain off-topic . From that thread: Bumping to clarify that IRS tax-favored health plans, such as Health savings accounts , are defined in US law. An HSA is defined here: 26 U.S. Code § 223 - Health savings accounts . Changes to ACA health ca...
by LadyGeek
Sat Sep 08, 2018 7:10 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

I have further revised the Google Sheets: Dispersion graph : Fixed permissions so that anyone with a link can view the dispersion graph directly Stats table : Reordered the sheets so the "coefficient of variation" is seen first. Added a date range to the title block Spelled out "Coefficient of Varia...
by LadyGeek
Sat Sep 08, 2018 5:25 pm
Forum: Personal Finance (Not Investing)
Topic: IRS Tax Letter - TIRA to 401k
Replies: 15
Views: 1256

Re: IRS Tax Letter - TIRA to 401k

This thread is now in the Personal Finance (Not Investing) forum (taxes).
by LadyGeek
Sat Sep 08, 2018 5:00 pm
Forum: Personal Consumer Issues
Topic: Is it sensible to buy a car from Elon Musk?
Replies: 59
Views: 3033

Re: Is it sensible to buy a car from Elon Musk?

This thread has run its course and is locked (rant, other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate polic...
by LadyGeek
Sat Sep 08, 2018 9:22 am
Forum: Personal Finance (Not Investing)
Topic: Build 401K and Live off Cash or Invest it in Vanguard? Help!
Replies: 32
Views: 2807

Re: Build 401K and Live off Cash or Invest it in Vanguard? Help!

I removed your survey link, as anonymous polls are not permitted. Please see the site owner's guidance here: Subject: Polls Disabled I underlined the important points. After consultation with the Advisory Board, I have disabled polls on this site. The general problem with self-selecting polls is tha...
by LadyGeek
Sat Sep 08, 2018 8:53 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 827
Views: 89765

Re: [What TV Show Have You Recently Watched?]

Ozark , on Netflix. Just watched Episode 1, Season 1. Wow. I can see shades of Breaking Bad in it and will certainly keep watching. A Very Secret Service ( Au Service de la France ). This indeed a spoof comedy, in French with English subtitles. It's several steps above the original Get Smart TV ser...
by LadyGeek
Fri Sep 07, 2018 7:50 pm
Forum: Investing - Help with Personal Investments
Topic: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]
Replies: 57
Views: 4167

Re: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]

I removed an off-topic post. As a reminder, see: General Etiquette At all times we must conduct ourselves in a respectful manner to other posters. Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acceptable. Please stay focused on helping ...
by LadyGeek
Fri Sep 07, 2018 7:30 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

Nits picked. The page is now "live", see: Callan periodic table of investment returns Dispersion graph: I added a sentence to explain how to read the graph. "Coefficient of Variation": I added a summary sentence, intentionally putting the lowest rank first - it's the most diversified asset class. We...
by LadyGeek
Fri Sep 07, 2018 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: Should I keep my financial advisor
Replies: 130
Views: 7504

Re: Should I keep my financial advisor

I removed an off-topic comment. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. The discussion is getting a bit contentious. Please stay focused on helping the...
by LadyGeek
Fri Sep 07, 2018 3:21 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

Sold. We now have a draft page for review: User:LadyGeek/Callan periodic table of investment returns I thought "coefficient of variation" should be part of the new section. I also added a sentence explaining that the "Agg Bond" asset class had the best risk vs. return tradeoff. All wiki editors are ...
by LadyGeek
Fri Sep 07, 2018 1:05 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance Recommendations
Replies: 7
Views: 880

Re: Insurance Recommendations

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Fri Sep 07, 2018 1:01 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

When in doubt, go to the source. Here's the thread which contains Taylor's post: Callan Periodic Table of Investment Returns . Although Taylor mentions reversion-to-the-mean and the impossibility of forecasting asset-class returns , the ensuing discussion does not mention this. ( I then did a quick ...
by LadyGeek
Fri Sep 07, 2018 11:55 am
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

LOL, you're going pretty far in the other direction now, but... I have a sense that we're losing something important. I agree that my 'short-term forecasting' wording might be opening a can of worms. Let me suggest to come at it from another angle. I would suggest to rephrase:... Your first stateme...
by LadyGeek
Thu Sep 06, 2018 11:15 pm
Forum: Investing - Help with Personal Investments
Topic: Fidelity 3 Funds Portfolio for my 401k
Replies: 8
Views: 1033

Re: Fidelity 3 Funds Portfolio for my 401k

New member JustWantToGetItRight has a question which I've moved into his original thread. See: Build 401K and Live off Cash or Invest it in Vanguard? Help!

(He quoted gostars' post.)
by LadyGeek
Thu Sep 06, 2018 11:09 pm
Forum: Personal Finance (Not Investing)
Topic: Build 401K and Live off Cash or Invest it in Vanguard? Help!
Replies: 32
Views: 2807

Re: Build 401K and Live off Cash or Invest it in Vanguard? Help!

JustWantToGetItRight - In order to provide appropriate advice, it's best to keep all the info in one spot. Additionally, it lets us focus on your own situation. I moved your post back into the original thread. If you have any questions, ask them here. Feel free to edit your posts to consolidate the ...
by LadyGeek
Thu Sep 06, 2018 8:56 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4661

Re: To Be or Not to Be...Married

This thread has run its course and is locked (now a relationship issue - off-topic, getting contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt ...
by LadyGeek
Thu Sep 06, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: Phone Calls from Windows saying computer has Malware
Replies: 40
Views: 2087

Re: Phone Calls from Windows saying computer has Malware

This thread has run its course and is locked (not productive). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed. Note that this subforum ha...
by LadyGeek
Thu Sep 06, 2018 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Cash Value vs Cost Basis [Life] Insurance
Replies: 5
Views: 622

Re: Cash Value vs Cost Basis [Life] Insurance

This thread is now in the Personal Finance (Not Investing) forum (insurance). I also retitled the thread to clarify this is about life insurance.
by LadyGeek
Thu Sep 06, 2018 4:03 pm
Forum: Personal Finance (Not Investing)
Topic: Do you have an umbrella policy?
Replies: 278
Views: 29272

Re: Do you have an umbrella policy?

FYI - I merged ASpenderInRecovery's thread into a similar discussion.

jainn - You've posted the same content in both threads. After the merge, I removed the duplicate post (the later one).
by LadyGeek
Thu Sep 06, 2018 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Credit Score [What changes your credit score?]
Replies: 42
Views: 3402

Re: Credit Score [What changes your credit score?]

I retitled the thread. To keep this actionable (and not a rant), please show how your credit score changes for your own situation. Discussions on "theory" and use of a credit score is also permitted.

The wiki has some background info: Credit score
by LadyGeek
Thu Sep 06, 2018 3:45 pm
Forum: Investing - Help with Personal Investments
Topic: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]
Replies: 57
Views: 4167

Re: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]

I removed an off-topic comment. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. At all times we must conduct ourselves in a respectful manner to other posters....
by LadyGeek
Thu Sep 06, 2018 3:44 pm
Forum: Investing - Help with Personal Investments
Topic: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]
Replies: 57
Views: 4167

Re: [Retirement accounts locked by Vanguard, unable to convert Admiral funds to ETF]

^^^ That would be my guess.

oner - I retitled the thread to clarify your intent. If you want to change the title further, just edit the Subject: line in Post #1.
by LadyGeek
Thu Sep 06, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: How to Retire in Your 30's with $1 Million in the Bank
Replies: 148
Views: 18164

Re: How to Retire in Your 30's with $1 Million in the Bank

This thread has run its course and is locked (topic exhausted, contentious disagreements in some earlier posts). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no...
by LadyGeek
Wed Sep 05, 2018 10:53 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

No, you're not wrong. Thinking harder, you make a good point. I'm looking at this wiki page: Mean reversion ...returns can be very unstable in the short run but very stable in the long run. Considering everything you've stated, I am now agreeing that the wiki page should be updated. We should get a ...
by LadyGeek
Wed Sep 05, 2018 9:04 pm
Forum: Personal Finance (Not Investing)
Topic: How to Retire in Your 30's with $1 Million in the Bank
Replies: 148
Views: 18164

Re: How to Retire in Your 30's with $1 Million in the Bank

Please stay focused on the personal finance aspects. Rants about healthcare or the "fairness" of taxation are off-topic.
by LadyGeek
Wed Sep 05, 2018 8:58 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

Based on the last few posts, I issued a new revision of the spreadsheet. Rev1c 1. Settled on 'periodic table' terminology when referring to this type of table; renamed spreadsheet file accordingly 2. Added a dispersion graph in Define_Portfolios Same download link: https://drive.google.com/uc?id=1-...
by LadyGeek
Wed Sep 05, 2018 8:47 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

About the wiki page... It starts by the following statement that Taylor issued back in 2012: The Callan Table is the best visual information showing the importance of diversification, reversion-to-the-mean, and the impossibility of forecasting asset-class returns. It is a primary reason Bogleheads ...
by LadyGeek
Wed Sep 05, 2018 7:41 pm
Forum: Personal Finance (Not Investing)
Topic: Fee only Financial planners
Replies: 31
Views: 2609

Re: Fee only Financial planners

This thread is now in the Personal Finance (Not Investing) forum (financial planner).

See the wiki: Financial planner and be sure to do a background check before proceeding.

Also, understand the difference between a financial planner and an Investment adviser.
by LadyGeek
Wed Sep 05, 2018 7:12 pm
Forum: Personal Finance (Not Investing)
Topic: Lock-up Period [intent for IPO - sign agreement not to sell my stake?]
Replies: 6
Views: 722

Re: Lock-up Period [intent for IPO - sign agreement not to sell my stake?]

Sorry, I can't answer your question. But, if your username is a hint of your employer (or former employer), please PM me with a new choice of username and I'll change it for you.

I retitled the thread for clarity. If you want to change it further, just edit the Subject: line in Post #1.
by LadyGeek
Wed Sep 05, 2018 3:51 pm
Forum: Personal Finance (Not Investing)
Topic: Time to look at SS [When should I take Social Security?]
Replies: 55
Views: 4941

Re: Time to look at SS [When should I take Social Security?]

This thread is now in the Personal Finance (Not Investing) forum (Social Security). I also retitled the thread. I removed an off-topic comment and one post which challenged the legality of Social Security as an entitlement. Please stay on-topic, which is helping the OP decide when to take Social Sec...
by LadyGeek
Wed Sep 05, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Your experience with Nitrous for a dental implant?
Replies: 27
Views: 1185

Re: Your experience with Nitrous for a dental implant?

This thread has run its course and is locked (medical advice - anesthesia). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Ev...
by LadyGeek
Wed Sep 05, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Google's secret deal with MasterCard to buy all your CC transactions
Replies: 25
Views: 3104

Re: Google's secret deal with MasterCard to buy all your CC transactions

This thread has run its course and is locked (general rant). See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than investing or financial). Acceptable topics include: - consumer goods and services (e.g., dress shirts, lapto...
by LadyGeek
Wed Sep 05, 2018 3:11 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

Remember that the official "Callan Periodic Table"is copyright by Callan LLC and is in the wiki as " Reprinted with permission." (Yes, I really do have an email from Callan giving permission to reproduce the table.) Callan is not the only company to do this, however. A "generic" periodic table is fi...
by LadyGeek
Tue Sep 04, 2018 10:21 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

^^^ I agree on both points. - 'No' to providing a perspective that can be misinterpreted by new investors. - The "coefficient of variation" did seem to be a variation of the Sharpe ratio, but from a different perspective. Too many metrics can be counter-productive. Have you experimented with a stack...
by LadyGeek
Tue Sep 04, 2018 6:52 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

Can't find the link now, but someone in the past, posted a Callan Table with zero % as the reference line for stacking the colored blocks, more clearly showing the differences between the + and - returns for each year. Low returns don't feel as bad as the negative ones. On a paper Callan Table, we ...
by LadyGeek
Tue Sep 04, 2018 6:52 pm
Forum: Investing - Theory, News & General
Topic: Playing with Callan's periodic tables of investment returns
Replies: 81
Views: 6648

Re: Playing with Callan's periodic tables of investment returns

I would agree, but should that post be in the wiki? From the perspective of a new investor, that statement is confusing. I don't see the distinction between (a) and (b). ====================== On a more technical note, footnote 4 describes a metric known as "coefficient of variation". Would that be ...