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PFInterest

no rule breaking, just confused.
if your risk tolerance is low, then s&p is the opposite of that.
you need an emergency fund first.
no reason you cant do both.
are you maxing out everything else already?

PFInterest

nope.

PFInterest

why are you investing in taxable when you have tax advantaged space left?

PFInterest

wait your first post: - I am 48 and made good money for a number of years but now see myself getting sidelined. - I have around 2 MM saved ( almost 60/40 in retirement/ non retirement incl around 100 K total for college for 2 kids ages 18/14). DW works but earns minimal income from a part time job a...

PFInterest

should say managing half your money.

PFInterest

youre a little late to the game.
1) none.
2) no.

PFInterest

https://www.bogleheads.org/wiki/Fidelity

PFInterest

2018 Outback likes
- conservative/plain Jane look

PFInterest

toofache32 wrote: ↑Sun Sep 17, 2017 2:54 am I'm confused. What is actionable here? Isn't this is what we all agreed to? The government is here to help us.

This.

PFInterest

you could see how much she spends roughly and just reimburse her CC charges. if it starts getting excessive then you can set a limit.

PFInterest

iPhone X

PFInterest

whats your time worth?

PFInterest

because nobody knows nothin.

PFInterest

sambb wrote: ↑Sat Sep 16, 2017 2:52 pm OK it went through, equifax gave me a 10 digit pin, but the other agencies allowed me to choose a pin. Any issues with that? does that sound right?

What do you use to monitor credit reports?

yes thats what they do.
you pull your credit reports every 4 months.

PFInterest

I think the bigger question is why Roth 401k?

But yes, the TDF are great options.

PFInterest

its a scam!

PFInterest

this can be googled.
i dont think denver should be on your list.

PFInterest

yea this was pretty pathetic. and face id didnt even work

PFInterest

Hold on ...Let me make some popcorn.

PFInterest

Like individual or just types. I have TSM in mult places for example....

PFInterest

you need to stop contributing to the solo 401k now and undo it.
then you need to calculate the employer contribution (as stated 20%).
good luck.

PFInterest

Pajamas wrote: ↑Wed Sep 06, 2017 4:09 pm If you have to ask other people if you need one, you don't.

PFInterest

i wonder if he chose to sail out...

PFInterest

good reminder. everybody get their freeze on!

PFInterest

lol both of those have happened to people. welcome to technology.

PFInterest

Sitting is not healthy.

PFInterest

Ally. or a CD.

PFInterest

why are you using a Roth 401k?

PFInterest

youll need to be more specific.

PFInterest

no idea, dont have an annuity.

PFInterest

No IRA?
Also its not a poor s&p....It is the a&p.

PFInterest

Why not ask here and do it yourself?

PFInterest

With no company match, I would start a Roth IRA. Pay taxes now while you are young and your salary is low. As your income increases, consider switching to Traditional. Start with contributing the max to your Roth and put Vanguard Total Stock Market Index. No. Trad 401k max and max rIRA. It's really...

PFInterest

Max out tax protected. It's not hard to get it out. If someone is 45 years old, has a 401(k) of $2 million, annual income of $150,000...how do they get money out in order to buy an investment property? When people talk about "it's not hard to get it out" they are usually talking about Rot...

PFInterest

Max out tax protected. It's not hard to get it out.

PFInterest

For the future...No liquids near electronics. Good luck

PFInterest

livesoft wrote: ↑Mon Sep 04, 2017 11:18 pm I am comforted by knowing my score is still higher than yours, so thanks for posting.

me too!!

PFInterest

What is the problem exactly? There were a lot of humble brags in there.

My credit varies as well. It doesn't ever affect me however.

PFInterest

Fclevz wrote: ↑Mon Sep 04, 2017 5:08 pm Move from car to car?
Carry through unfamiliar airports?
Always up-to-date maps?

Hmmm, what's that sound like?
Skip the GPS and go right to the iPhone or Android equivalent.

Seriously this is a question answered 8 iPhone models ago.

PFInterest

Theres not. At 2% it's roughly the dividends.

PFInterest

Nope sounds like the right thing to do.
Like others said, max out 401k and IRA, no reason NOT to save a little for yourself (fancy dinner, 1 day vacay iono whatever), then throw the rest at loans.

PFInterest

no, everything should be as cheap as possible, but no cheaper.

aka both TSP and fidelity offer low price index funds.

PFInterest

Seriously?

PFInterest

2K on an 11 yo Merc? Yea no. You'll need that for a simple repair haha.

PFInterest

18. Still have it.

PFInterest

You're doing this to protect against the risk of your $1300 monthly rent increasing? Something is really off here. Agreed. I'm hoping this was a spur of the moment decision that will be put aside after some time to reflect. OP said their monthly rent might go up from $1300 to $1400 and their counte...

PFInterest

No. I am not retired.

PFInterest

Get ready for the bubble ppl....2 years of experience...Huge bull market...100% stocks!

PFInterest

Hello Bogleheads, I am an investor who is now looking to expand his investments at Vanguard and currently I'm mostly in cash. I've owned BRK.B shares and VTSAX in an even 50/50 split for five years but now may do a 50/50 split of VTSAX and a bond fund. I've never considered bond funds as a signific...

PFInterest

"I have never believed in 401ks/IRAs"

i mean, unlike the boogeyman they do exist so....#johnwick

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