Search found 2660 matches

by PFInterest
Thu Oct 19, 2017 5:10 pm
Forum: Investing - Theory, News & General
Topic: Thoughts on BONDS and REITS?
Replies: 13
Views: 2326

Re: Thoughts on BONDS and REITS?

i usually buy to hold, yes.
by PFInterest
Thu Oct 19, 2017 5:09 pm
Forum: Personal Investments
Topic: In-plan 403 Roth conversion
Replies: 2
Views: 252

Re: In-plan 403 Roth conversion

did you get your flu shot?

and what duckie said.
by PFInterest
Thu Oct 19, 2017 5:06 pm
Forum: Personal Consumer Issues
Topic: idiot proof router?
Replies: 53
Views: 6147

Re: idiot proof router?

off topic a little, but have you tried to run the program in legacy mode on a win 10 device?
someone that is putting in the effort to still use xp surely can set up a router....
by PFInterest
Thu Oct 19, 2017 3:24 pm
Forum: Personal Consumer Issues
Topic: Anyone planning on getting the new Pixel phone?
Replies: 141
Views: 14484

Re: Anyone planning on getting the new Pixel phone?

WhiteMaxima wrote: Wed Oct 18, 2017 10:45 am No. I would get either iPhone or Samsung. Stay with the big name.
ha do you know how big a google is?
by PFInterest
Thu Oct 19, 2017 3:22 pm
Forum: Personal Investments
Topic: 401k to traditional IRA with Backdoor Roth
Replies: 6
Views: 873

Re: 401k to traditional IRA with Backdoor Roth

Is there a way to get away with this situation, where I can rollover my 401k to personal IRA and can still do future backdoor conversion without needing to worry about my personal IRA conversion? - nope If not than only option I can think of is to move my previous employer 401k to new 401k plan at m...
by PFInterest
Thu Oct 19, 2017 3:15 pm
Forum: Investing - Theory, News & General
Topic: Is a crash coming soon?
Replies: 64
Views: 8218

Re: Is a crash coming soon?

there is always a crash coming.
by PFInterest
Thu Oct 19, 2017 3:14 pm
Forum: Personal Investments
Topic: Political/Legislative risks of Munis
Replies: 10
Views: 1021

Re: Political/Legislative risks of Munis

of course they can.
will they?
who knows.

in before the lock!
by PFInterest
Thu Oct 19, 2017 10:47 am
Forum: Personal Consumer Issues
Topic: How secure is fingerprint ID on the Iphone and also for App ID access such as Vanguard?
Replies: 14
Views: 2294

Re: How secure is fingerprint ID on the Iphone and also for App ID access such as Vanguard?

yes 2fa for everything.
touchID is fine. technically can be tricked but so can everything.
no both touchID are the same.
keep all apps and software UTD and cont safe practices and move on.
by PFInterest
Tue Oct 17, 2017 9:52 pm
Forum: Personal Finance (Not Investing)
Topic: Credit scores fell this month a lot for no reason
Replies: 40
Views: 3358

Re: Credit scores fell this month a lot for no reason

did you pull your credit to make sure nothing was changed?
by PFInterest
Tue Oct 17, 2017 9:43 pm
Forum: Personal Investments
Topic: What to do with old 401K
Replies: 15
Views: 1596

Re: What to do with old 401K

biggest concern....stop talking to advisers.
by PFInterest
Tue Oct 17, 2017 9:42 pm
Forum: Personal Investments
Topic: Deciding between Roth TSP and Trad TSP
Replies: 26
Views: 2877

Re: Deciding between Roth TSP and Trad TSP

if pension then easy, roth
if no pension, then easy, trad.

but how do you know you will make it....
by PFInterest
Tue Oct 17, 2017 9:40 pm
Forum: Personal Investments
Topic: What to do with pension rolled over to IRA?
Replies: 6
Views: 675

Re: What to do with pension rolled over to IRA?

1) yes. max out retirement but i guess the minimum is to get the match. does it accept incoming IRAs....probably not.
2) yes. or fidelity if you want all the same funds.
3) yes also a valid option.
4) do not pull out of a roth.
5)no. contributions are separate.
by PFInterest
Tue Oct 17, 2017 9:37 pm
Forum: Personal Consumer Issues
Topic: urgent battery pack recommendation for mac book pro
Replies: 10
Views: 876

Re: urgent battery pack recommendation for mac book pro

https://thewirecutter.com/reviews/best- ... ery-packs/
but to power an old laptop you will need something with a 3 prong outlet.
https://thewirecutter.com/reviews/the-b ... ly-so-far/

at the end of all of this either fix your computer or buy a new one.
by PFInterest
Tue Oct 17, 2017 9:34 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 14496

Re: WPA2 protocol used by vast majority of wifi connections has been broken

always auto update.
otherwise, this is a nonissue for the avg consumer.
anything not immediately up to date is always vulnerable.
by PFInterest
Tue Oct 17, 2017 2:53 pm
Forum: Personal Investments
Topic: 18 Year Old - Starting Investment
Replies: 8
Views: 1074

Re: 18 Year Old - Starting Investment

mathematically total stock would be better (younger, growth, etc).
i dont know how this particular 18yo will respond when half his money disappears.
either way, would pick most aggressive TDF which is about 10% bonds.
by PFInterest
Tue Oct 17, 2017 2:51 pm
Forum: Personal Consumer Issues
Topic: Data Security on Cellular Network
Replies: 8
Views: 1423

Re: Data Security on Cellular Network

cell networks were already hacked if im not mistaken.
by PFInterest
Sun Oct 15, 2017 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: Whole Life Cash Out question
Replies: 3
Views: 666

Re: Whole Life Cash Out question

Probably not. Would vote to get rid of and use them for something that is actually useful.
by PFInterest
Sun Oct 15, 2017 2:29 pm
Forum: Investing - Theory, News & General
Topic: International [Are multinational US companies the same as international?]
Replies: 12
Views: 1046

Re: International

did you read all the intl threads discussing this?
by PFInterest
Thu Oct 12, 2017 11:15 pm
Forum: Personal Investments
Topic: Municipal Bonds
Replies: 5
Views: 2012

Re: Municipal Bonds

What's your tax bracket?
I would run from NWM.
by PFInterest
Thu Oct 12, 2017 5:47 pm
Forum: Personal Investments
Topic: Are we taking too much risk with Bonds in our AA?
Replies: 25
Views: 2967

Re: Are we taking too much risk with Bonds in our AA?

seeing as the OPs SV has made half of vbmfx....
by PFInterest
Mon Oct 09, 2017 12:11 pm
Forum: Personal Finance (Not Investing)
Topic: Disability Insurance and Genetic Cancer Testing
Replies: 2
Views: 576

Re: Disability Insurance and Genetic Cancer Testing

depends what your genetic marker is. get everything set up before you get testing done.
by PFInterest
Mon Oct 09, 2017 12:10 pm
Forum: Personal Investments
Topic: Fidelity 401k rollover to IRA -- move and investments
Replies: 15
Views: 1336

Re: Fidelity 401k rollover to IRA -- move and investments

why do you want to move it out of the 401k?
do you know what a backdoor roth IRA is?
fidelity is a great place and has great index TDF.
by PFInterest
Sat Oct 07, 2017 10:30 pm
Forum: Personal Investments
Topic: Help! How do I Choose an International Strategy?
Replies: 13
Views: 1733

Re: Help! How do I Choose an International Strategy?

i would not do intl in the 401k at those ERs.
cont what you are doing in the roth.
and once its out of whack why not buy in taxable?
by PFInterest
Fri Oct 06, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Paper checks, how safe are they?
Replies: 31
Views: 3400

Re: Paper checks, how safe are they?

Not at all. Didn't you see the tom hanks movie haha.
by PFInterest
Fri Oct 06, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: I'm thinking about cashing completely out of equites....
Replies: 75
Views: 10826

Re: I'm thinking about cashing completely out of equites....

Good luck. Just realize it might not work out.
by PFInterest
Tue Oct 03, 2017 7:00 pm
Forum: Personal Investments
Topic: Portfolio Check/Feedback
Replies: 2
Views: 385

Re: Portfolio Check/Feedback

search for backdoor rIRA.
by PFInterest
Tue Oct 03, 2017 6:53 pm
Forum: Personal Finance (Not Investing)
Topic: Similar to: Can I Afford it?
Replies: 8
Views: 1695

Re: Similar to: Can I Afford it?

no clue.
by PFInterest
Tue Oct 03, 2017 4:16 pm
Forum: Personal Investments
Topic: Help with Rebalancing across Portfolio
Replies: 2
Views: 390

Re: Help with Rebalancing across Portfolio

nope thats it.
by PFInterest
Tue Oct 03, 2017 4:12 pm
Forum: Personal Investments
Topic: Moving 401k money to TD Ameritrade IRAs???
Replies: 3
Views: 445

Re: Moving 401k money to TD Ameritrade IRAs???

did you call TDA?
why didnt you leave it in the 401k?
by PFInterest
Mon Oct 02, 2017 10:25 am
Forum: Investing - Theory, News & General
Topic: Current Bull Market could last years
Replies: 89
Views: 12628

Re: Current Bull Market could last years

It's already the 3rd longest. It could break the record. It could not. No one knows nothing.
by PFInterest
Sun Oct 01, 2017 12:33 pm
Forum: Personal Finance (Not Investing)
Topic: Solo 401K Advantages
Replies: 4
Views: 608

Re: Solo 401K Advantages

if you have earned income you can open a solo 401k.
by PFInterest
Sun Oct 01, 2017 11:17 am
Forum: Personal Consumer Issues
Topic: a $2000 pizza
Replies: 19
Views: 2734

Re: a $2000 pizza

there's a lot of expensive *stuff* in the world to waste money on. why is this important?
by PFInterest
Sat Sep 30, 2017 9:06 pm
Forum: Investing - Theory, News & General
Topic: Align purchases with investments?
Replies: 5
Views: 880

Re: Align purchases with investments?

Sure. But why stop at 500 when you could have the entire market?
by PFInterest
Sat Sep 30, 2017 7:02 pm
Forum: Investing - Theory, News & General
Topic: $10 million+ - Still Working and LBYM
Replies: 162
Views: 22535

Re: 3 Comma Club - Still Working and LBYM

Jags4186 wrote: Sat Sep 30, 2017 7:01 pm
NYCguy wrote: Sat Sep 30, 2017 6:41 pm All right, I feel like a dummy. How can I edit the title of my post?
You don’t. You accept the ridicule for messing up a humblebrag post. ;-)
:sharebeer
by PFInterest
Sat Sep 30, 2017 6:42 pm
Forum: Personal Finance (Not Investing)
Topic: Two Comma Club
Replies: 18
Views: 6449

Re: Two Comma Club

now you need to make it to 3 commas...

viewtopic.php?p=3554415#p3554415
by PFInterest
Sat Sep 30, 2017 6:40 pm
Forum: Personal Consumer Issues
Topic: Is the new Chevy Equinox any good?
Replies: 59
Views: 9574

Re: Is the new Chevy Equinox any good?

no. its a chevy.
by PFInterest
Sat Sep 30, 2017 6:38 pm
Forum: Investing - Theory, News & General
Topic: $10 million+ - Still Working and LBYM
Replies: 162
Views: 22535

Re: 3 Comma Club - Still Working and LBYM

1. We have always lived below our means. When we first made $500,000 a year our annual expenses excluding taxes were $150,000 a year. When we were making $1.5 million we were spending $350,000 year. while technically you are correct about LBYM....if 15MM doesnt support your spending then you are sti...
by PFInterest
Sat Sep 30, 2017 4:53 pm
Forum: Personal Investments
Topic: Selling Non-Retirement funds for a down payment
Replies: 4
Views: 848

Re: Selling Non-Retirement funds for a down payment

yes it should not be invested if your time horizon is short
you will pay tax on the gains, short or long.
by PFInterest
Sat Sep 30, 2017 2:13 pm
Forum: Personal Consumer Issues
Topic: Better chance to be accepted to state medical school if also attend undergraduate in the state?
Replies: 18
Views: 2125

Re: Better chance to be accepted to state medical school if also attend undergraduate in the state?

My child and I are both residents of Texas. My child is applying to undergraduate universities with the ultimate goal to be accepted later on into a Texas public medical school. My child's first choice for undergraduate is a public school in a neighboring state. Because of academic performance, the...
by PFInterest
Thu Sep 28, 2017 9:41 pm
Forum: Personal Investments
Topic: 401k advice
Replies: 11
Views: 1032

Re: 401k advice

Just leave it there.
by PFInterest
Thu Sep 28, 2017 7:35 pm
Forum: Personal Investments
Topic: Where to invest my money during medical training?
Replies: 4
Views: 584

Re: Where to invest my money during medical training?

You can only put 5500 into an IRA total.

Just save cash. You need it for job interviews.
by PFInterest
Sun Sep 24, 2017 5:17 pm
Forum: Personal Finance (Not Investing)
Topic: How much do I have to save?
Replies: 18
Views: 4433

Re: How much do I have to save?

assuming 5% growth, about 85K per year to reach 3.3MM in 18 years.
by PFInterest
Sun Sep 24, 2017 1:49 pm
Forum: Personal Investments
Topic: Roth vs traditional 401k
Replies: 31
Views: 3274

Re: Roth vs traditional 401k

No question. Trad.
by PFInterest
Sat Sep 23, 2017 9:54 pm
Forum: Personal Investments
Topic: Struggling with tax implications
Replies: 22
Views: 3227

Re: Struggling with tax implications

Nate79 wrote: Fri Sep 22, 2017 11:51 pm Have you heard of back door Roth?
This.