Search found 11834 matches

by Toons
Wed Aug 02, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Amazon, eBay, Costco, vs. Walmart?
Replies: 17
Views: 1728

Re: Amazon, eBay, Costco, vs. Walmart?

When shopping,
I search Amazon (Prime)or Walmart.
Lately Walmart pricing has been somewhat better on items.
Fast shipping also as it does not take long to ring up 35.00 :happy
by Toons
Tue Aug 01, 2017 4:13 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Money Market vs. Savings Accounts
Replies: 42
Views: 5986

Re: Vanguard Money Market vs. Savings Accounts

I use Cap360 Money Market. 1.10 on balances over 10k :happy I use the same thing and have roughly $100k parked here. If I don't have a short term need for this money, but want to keep it in cash for some other reasons, is there any reason to use a CD, or should I just keep it with Cap360? At a 1.10...
by Toons
Tue Aug 01, 2017 1:36 pm
Forum: Personal Consumer Issues
Topic: Inexpensive Android setup to use with Android Auto?
Replies: 13
Views: 846

Re: Inexpensive Android setup to use with Android Auto?

Total Wireless caught my eye in Walmart yesterday,,,,check it out :happy
https://www.totalwireless.com/wps/portal/home
by Toons
Mon Jul 31, 2017 12:43 pm
Forum: Personal Finance (Not Investing)
Topic: How do you decide if you can afford something?
Replies: 63
Views: 3888

Re: How do you decide if you can afford something?

When I "Need" it. :happy :D "Need" covers a wide category of items and prices. I have been remodeling/upgrading my house and have likely spent too much on flowers. I just noticed that a plant died in the heat. So do I go and buy another one or do I wait till the fall when prices really drop .. or d...
by Toons
Sat Jul 29, 2017 8:33 pm
Forum: Personal Consumer Issues
Topic: Medicare Plan F and Part D: Use a Broker or Not?
Replies: 19
Views: 1642

Re: Medicare Plan F and Part D: Use a Broker or Not?

I never considered a broker.
No Need.
Chose Plan G.
Humana Prescription Plan(Walmart)
No complaints,no broker. :happy
by Toons
Fri Jul 28, 2017 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 6374

Re: Can I afford it ?

Pay Cash :happy
by Toons
Fri Jul 28, 2017 8:20 am
Forum: Personal Finance (Not Investing)
Topic: Vanguard Money Market vs. Savings Accounts
Replies: 42
Views: 5986

Re: Vanguard Money Market vs. Savings Accounts

I use Cap360 Money Market.
1.10 on balances over 10k :happy
by Toons
Thu Jul 27, 2017 9:20 am
Forum: Investing - Theory, News & General
Topic: How are folks handling the unprecedented rise in the market ?
Replies: 166
Views: 18590

Re: How are folks handling the unprecedented rise in the market ?

Time Not Timing,
Invest Early and Often.
Enjoy the rollercoaster ride...
Bear and Bull :happy
by Toons
Wed Jul 26, 2017 12:16 pm
Forum: Investing - Help with Personal Investments
Topic: Cash to Invest
Replies: 28
Views: 2065

Re: Cash to Invest

Do not wait.
Invest Now.
Time Not Timing.
:happy
by Toons
Wed Jul 26, 2017 12:12 pm
Forum: Investing - Theory, News & General
Topic: Time, not material goods, 'raises happiness'
Replies: 38
Views: 4291

Re: Time, not material goods, 'raises happiness'

Time,,,
That Precious Commodity that,
No one can purchase more of.
by Toons
Wed Jul 26, 2017 12:06 pm
Forum: Personal Finance (Not Investing)
Topic: Need Advice on Credit Card Debt
Replies: 38
Views: 2217

Re: Need Advice on Credit Card Debt

Change Your Behavior.
Stop Spending Money.
Live Beneath Your Means.
:happy
by Toons
Wed Jul 26, 2017 8:57 am
Forum: Investing - Help with Personal Investments
Topic: Dollar Cost Averaging Help
Replies: 37
Views: 2170

Re: Dollar Cost Averaging Help

If you are planning on leaving the money invested for decades,
All In.
Time Not Timing :happy
by Toons
Wed Jul 26, 2017 8:09 am
Forum: Personal Consumer Issues
Topic: Chrome vs. Safari
Replies: 5
Views: 615

Re: Chrome vs. Safari

Six in one hand,half a dozen in the other.
Chrome user for years here.
Satisfied. :happy
by Toons
Wed Jul 26, 2017 7:46 am
Forum: Personal Finance (Not Investing)
Topic: Intermediate investor- one book to read?
Replies: 4
Views: 295

Re: Intermediate investor- one book to read?

The Only Investment Guide You'll Ever Need-Andrew Tobias.
Check Your Library or
Google Books
8-)

https://www.amazon.com/Only-Investment- ... 0547447256
by Toons
Wed Jul 26, 2017 7:43 am
Forum: Personal Consumer Issues
Topic: WiFi Thermostat?
Replies: 59
Views: 3974

Re: WiFi Thermostat?

Had a new heat pump installed last year along with new wi-fi thermostat.... It has been invaluable for us. We travel quite frequently and are glad we have access to house temperature and can adjust accordingly. I would highly recommend one,,even if you don't spend a lot of time away from home. We us...
by Toons
Tue Jul 25, 2017 11:48 am
Forum: Investing - Help with Personal Investments
Topic: Financial Adviser Free !
Replies: 14
Views: 1988

Re: Financial Adviser Free !

Kudos :happy
by Toons
Tue Jul 25, 2017 11:31 am
Forum: Personal Consumer Issues
Topic: How much electricity are you using and how expensive it is?
Replies: 93
Views: 4725

Re: How much electricity are you using and how expensive it is?

We spent 1173.88 for electricity Last year which equates to approx
97.23 per month.
1500sq ft.
Thermostat stays on 73 during Summer
72 during winter.
Rheem Heat Pump
All lights in house are LED.
:happy
by Toons
Sat Jul 22, 2017 9:16 am
Forum: Personal Consumer Issues
Topic: Commuters (that drive), what do you listen to?
Replies: 60
Views: 3311

Re: Commuters (that drive), what do you listen to?

When I am driving,
I am streaming either Pandora or
Amazon Prime Music
:happy
by Toons
Sat Jul 22, 2017 7:35 am
Forum: Personal Consumer Issues
Topic: Humid basement
Replies: 39
Views: 2930

Re: Humid basement

Portable Dehumidifer works great in the basement ,,,used for years.
I use one in the garage also :happy
:happy
by Toons
Sat Jul 22, 2017 7:34 am
Forum: Investing - Help with Personal Investments
Topic: Opening account
Replies: 5
Views: 484

Re: Opening account

All in at one time.
The compounding maching works 24/7.
It is all about time in the market not timing.
Put those dollars to work for you. :happy
by Toons
Wed Jul 19, 2017 11:02 am
Forum: Investing - Theory, News & General
Topic: Expense Ratios, how high is too high
Replies: 72
Views: 4615

Re: Expense Ratios, how high is too high

Any expense ratio over 1%
by Toons
Sat Jul 15, 2017 1:57 pm
Forum: Investing - Help with Personal Investments
Topic: How to invest 300K
Replies: 33
Views: 2827

Re: How to invest 300K

All In,
Vanguard Balanced Index Fund.
Time,Not Timing :happy
by Toons
Wed Jul 12, 2017 7:06 pm
Forum: Personal Consumer Issues
Topic: Cheap TV Set-up for Limited Daily Use
Replies: 71
Views: 5211

Re: Cheap TV Set-up for Limited Daily Use

Jack FFR1846 wrote:
Toons wrote:Vizio
Walmart.
:happy
Bought a 24" 1080 p for $100 yesterday. They didn't have the 19" $65 in stock. Spend another 20 for an indoor antenna. Digital over the air stations reach 75 miles and there are far more of them than the number from the old days.
+1
Bingo :happy
by Toons
Sat Jul 08, 2017 5:20 pm
Forum: Investing - Theory, News & General
Topic: "Bond wipeout has just begun"???
Replies: 84
Views: 12249

Re: "Bond wipeout has just begun"???

Ignore the noise.
Stick to Asset Allocation
:happy
by Toons
Sat Jul 08, 2017 5:13 pm
Forum: Personal Consumer Issues
Topic: Cheap TV Set-up for Limited Daily Use
Replies: 71
Views: 5211

Re: Cheap TV Set-up for Limited Daily Use

Vizio
Walmart.
:happy
by Toons
Fri Jun 30, 2017 5:56 pm
Forum: Personal Finance (Not Investing)
Topic: Engagement Ring Insurance
Replies: 46
Views: 3474

Re: Engagement Ring Insurance

I would forego the insurance,
Keep the ring on the finger. :happy
by Toons
Fri Jun 23, 2017 5:22 pm
Forum: Personal Consumer Issues
Topic: Worthwhile TV programming?
Replies: 55
Views: 4024

Re: Worthwhile TV programming?

Try watching documentaries on Netflix,,,or
Search Youtube for something to watch.. :happy
by Toons
Fri Jun 23, 2017 5:06 pm
Forum: Personal Finance (Not Investing)
Topic: Can you share some of your financial goals?
Replies: 69
Views: 8312

Re: Can you share some of your financial goals?

Our financial goal?
To have some "gold" during the retirement years.
As Of Today,
Mission Accomplished.
:D
by Toons
Thu Jun 22, 2017 4:06 pm
Forum: Investing - Theory, News & General
Topic: Not reinvesting dividends
Replies: 22
Views: 3710

Re: Not reinvesting dividends

Reinvest.
Put the compounding machine on auto-pilot :happy
by Toons
Fri Jun 16, 2017 1:46 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage pay-off?
Replies: 2
Views: 557

Re: Mortgage pay-off?

Leave the IRA Tax free,tax deferred money alone as long as it is not a dire emergency.
Using savings or save enough to pay down and pay off loan.
Forced discipline is good stuff. :mrgreen:
by Toons
Fri Jun 16, 2017 1:39 pm
Forum: Investing - Theory, News & General
Topic: Favorite Feature of Vanguard Website?
Replies: 67
Views: 6170

Re: Favorite Feature of Vanguard Website?

My favorite ,,,,
but one that is been around since day one,,,
Is the ......
"Buy" button
:mrgreen:
by Toons
Fri Jun 16, 2017 1:36 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 12059

Re: Amazon Buys Whole Foods

Keep this in mind.... From Amazon's core Leadership Principals First and Foremost: " Customer Obsession Leaders start with the customer and work backwards. They work vigorously to earn and keep customer trust. Although leaders pay attention to competitors, they obsess over customers. " Whole Food Cu...
by Toons
Fri Jun 16, 2017 1:30 pm
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 127
Views: 14815

Re: Anyone else gotten totally bored with investing?

I never did look towards investing as exciting. More of a means to an end. Having some gold in the golden years. Index fund investing is like watching "paint dry". :mrgreen: +1 I tend to agree with your posts. :beer OP, investing for me is a long-term thing. It's like looking at Mt. Everest and rea...
by Toons
Fri Jun 16, 2017 6:15 am
Forum: Investing - Theory, News & General
Topic: Anyone else gotten totally bored with investing?
Replies: 127
Views: 14815

Re: Anyone else gotten totally bored with investing?

I never did look towards investing as exciting.
More of a means to an end.
Having some gold in the golden years.
Index fund investing is like watching "paint dry".
:mrgreen:
by Toons
Fri Jun 16, 2017 6:10 am
Forum: Investing - Theory, News & General
Topic: Poll: Do Bogleheads own Stocks?
Replies: 77
Views: 8148

Re: Poll: Do Bogleheads own Stocks?

I own Stocks: Microsoft, Praxair, Coca Cola, McDonald's, Dominion Resources, Walmart. Not sure If I qualify to be a Boglehead :mrgreen: :mrgreen: Lets see....JNJ,AAPL,PM,WMT,DE,TUP,VZ,O,LTC. But have my wifes IRA in 4 Fidelity Index funds. And 3 Bond funds with a Duration under 4 years. I think eve...
by Toons
Wed Jun 14, 2017 12:29 pm
Forum: Investing - Help with Personal Investments
Topic: What to do with 18k in Cash?
Replies: 19
Views: 1824

Re: What to do with 18k in Cash?

Pay Off The Car. :happy
by Toons
Tue Jun 13, 2017 9:22 pm
Forum: Personal Finance (Not Investing)
Topic: Proof for estimated tax payments
Replies: 23
Views: 2222

Re: Proof for estimated tax payments

There is no proof you sent it to them. I imagine you will be hearing from them if your numbers don't jive though. I like using EFTPS for my estimated tax payments, you can set them up for the entire tax year and be done with them . Bingo,that is the way to go. :happy The proof is right there,,, it ...
by Toons
Tue Jun 13, 2017 9:19 pm
Forum: Investing - Help with Personal Investments
Topic: Another one of those "We are at the peak, crash is coming, how do I invest?" posts!
Replies: 75
Views: 6300

Re: Another one of those "We are at the peak, crash is coming, how do I invest?" posts!

Simple.
Invest as much as you can as early in your life as you can,and keep on keepin on.
Time is your ally.
Market Level?
Get excited when the market starts declining and hope that it is an extended bear market early in your investing life....
It is all about share acquisition . :mrgreen:
by Toons
Tue Jun 13, 2017 9:10 pm
Forum: Personal Consumer Issues
Topic: Best windows based laptop
Replies: 24
Views: 1477

Re: Best windows based laptop

Best is very subjective...
Preference,,for me?
Lenovo or Asus. :happy
by Toons
Tue Jun 13, 2017 9:06 pm
Forum: Personal Consumer Issues
Topic: How many tech devices do you have?
Replies: 74
Views: 4142

Re: How many tech devices do you have?

My Spouse and "Me" :mrgreen: 3 chromebooks 1 chromebox 3 android phones(s8 s7 s5) 2 ipods 1 laptop 2 desktops 1 Amazon echo 2 Amazon dots 1 Smart Tv 3 tablets 3 bluetooth headsets 4 bluetooth speakers 1 Robotic vacuum 1 Google Onhub router 1 Google mesh device 1 wi fi thermostat 2 wireless phone cha...