Search found 181 matches

by Fundhunter
Fri Oct 29, 2010 6:22 pm
Forum: Investing - Theory, News & General
Topic: Bogle still not an international fan
Replies: 106
Views: 11428

Bogle still not an international fan

I watched all the Bogle interviews on Morningstar, and he certainly makes a lot of sense to me and expresses himself in a way that the average investor can easily understand- not always easy to do when talking about investing, but certainly a good thing when you are in the business of talking to peo...
by Fundhunter
Wed Mar 10, 2010 10:22 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Short-Term Investment-Grade Fund (VFSTX)
Replies: 17
Views: 8360

Re: Vanguard Short-Term Investment-Grade Fund (VFSTX)

[/quote]We all pretty much know that interest rates will go higher, question is when.[/quote] To me, this is the problem with longer term bond funds, including the index funds that include long bonds. This isn't the same as market timing for the stock market. Stocks can always go down- hard to imagi...
by Fundhunter
Fri Dec 11, 2009 11:11 pm
Forum: Investing - Theory, News & General
Topic: Short-term Federal vs. Short-term Treasury
Replies: 5
Views: 1812

Latest yield on Federal is 1.17% while Treasury is .70%. Current inflation is essentially zero, so they both beat inflation now. I guess there is a tiny bit more risk in Federal, but I don't think the government would ever let agency debt default. Of course when there is a panic like late 08- early ...
by Fundhunter
Sat Aug 15, 2009 9:00 pm
Forum: Investing - Theory, News & General
Topic: thought this might be of interest
Replies: 32
Views: 5035

Larry, I agree with all that you say in principal and I am a believer in EMH ("current" outliers like Buffet not withstanding). Having said that, I reallocated to all cash in August of '07 and stayed there until March 12 of '09 when I resumed my original allocation. I realize this was a v...
by Fundhunter
Thu Aug 13, 2009 6:41 pm
Forum: Investing - Theory, News & General
Topic: thought this might be of interest
Replies: 32
Views: 5035

I rebalance annually around my birthday in February. This past February, that meant selling a chunk of fixed income and buying equities. Felt a little bit like eating dirt at the time, but now I think maybe that dirt wasn't so bad! :) Stay the course- stick to the plan- no exceptions, even in the &q...
by Fundhunter
Wed Feb 18, 2009 10:26 pm
Forum: Investing - Theory, News & General
Topic: Zimbabwe to pay soldiers, teachers in US dollars
Replies: 6
Views: 1431

Been to Ecuador lately? Their money has been US Dollars for years. Still a poor country, but hyperinflation is not a problem there.
by Fundhunter
Wed Feb 18, 2009 10:18 pm
Forum: Investing - Theory, News & General
Topic: can someone explain where the Feds will get this money?
Replies: 3
Views: 1028

Where will the money come from? Mostly from the Chinese if the past is any indicator. What about scenario #6? The government will maintain the higher national debt (which was borrowed at today's low interest rates) and service it the same way that it has always done since we have had a national debt...
by Fundhunter
Wed Feb 18, 2009 9:53 pm
Forum: Investing - Theory, News & General
Topic: Has the market "SURGE" began ???
Replies: 12
Views: 3015

What's wrong? Is your crystal ball cloudy? Well this is your lucky day, because I can clear it up. Send the crystal ball to me (along with a check for $ 500) and I can fix it so you will KNOW where the bottom is! :D
by Fundhunter
Thu Feb 12, 2009 9:53 pm
Forum: Investing - Theory, News & General
Topic: "Stay the Course"..What Does It Mean
Replies: 43
Views: 6570

There have, indeed, been a few inconsistencies in some of Bogle's comments published over the years. His lack of clarity on the need to rebalance or not and when and how is one of them. I will at least give him that he has not ever, to my knowledge, changed his basic advice. He's never backtracked ...
by Fundhunter
Sun Feb 08, 2009 10:24 pm
Forum: Investing - Theory, News & General
Topic: bottom?
Replies: 22
Views: 3780

No telling. Very few would have guessed a year ago what happened in the last year. There could be other unpleasant surprises ahead, or not. I don't know. How well do any of understand what caused this? Or whether the stimulus plan about to pass Congress will fix it. The only bottom I know is the on...
by Fundhunter
Fri Feb 06, 2009 7:00 pm
Forum: Investing - Theory, News & General
Topic: Why is a small non-US allocation the conventional wisdom?
Replies: 15
Views: 2791

In addition to Valuethinker's points, those of us that follow Bogle and value his opinions may have under weighted foreign equities because he has always recommended doing so. This was perhaps more true in the past than it is now. Also, Vanguard does not recommend market weighting foreign stock dur...
by Fundhunter
Thu Feb 05, 2009 9:52 pm
Forum: Investing - Theory, News & General
Topic: Warren Buffet says it's time to buy
Replies: 34
Views: 6106

And if he stuck to his guns, he's now 100% in equities...insane. I am over 90% in stocks and buying more. But I don't advise anyone to follow my example. Adrian anenu@tampabay.rr.com I thought Diehards didn't try to time the market. But I did do my annual rebalance in the last few weeks selling a g...
by Fundhunter
Thu Feb 05, 2009 9:29 pm
Forum: Investing - Theory, News & General
Topic: S&P could hit 1000 by Spring
Replies: 25
Views: 4948

The Kansas City Royals will win the World Series in 2012. Will Diehards react to these crystal ball fortune tellers? They are all over the financial web pages. And if you are right on four predictions in a row (and some people by the law of averages WILL be), then you are all the sudden an expert an...
by Fundhunter
Tue Jan 27, 2009 7:17 pm
Forum: Investing - Theory, News & General
Topic: Rebalancing~Another opinion
Replies: 3
Views: 1000

Wife and I do it once a year around our birthdays (Jan & Feb) so I am doing it now. But I would be lying if I didn't say it is more difficult to make myself do it this year. Of course our fixed income % is up a good bit with the tanking of the stock market, but buying into this market with all t...
by Fundhunter
Fri Dec 26, 2008 4:48 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33773

Interesting article in that it shows the EM small cap % of all the funds and ETFs in International Small. True that the new fund will have a higher % in EM small than VINEX, which apparently still has more than most. While I certainly believe in international small cap, I wonder how necessary it is ...
by Fundhunter
Tue Dec 23, 2008 9:23 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33773

Re: Historic Returns

Busy week ... sorry I just got around to cleaning up my desk and posted some extra data that wasn't used in the column about the new SC int'l fund from Vanguard ... it includes historical returns for the underlying index ... Interestingly enough, it shows the new fund's index over the past 10 years...
by Fundhunter
Wed Dec 17, 2008 1:11 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33773

Can you imagine how quickly this fund would have gotten big if they had done this a few years ago? Like others have said, I will wait until expenses and the in and out fees settle down. VINEX will do for a while. I wonder about that. Why not do this at a time when it will gather assets quickly thus...
by Fundhunter
Wed Dec 17, 2008 12:06 am
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33773

Can you imagine how quickly this fund would have gotten big if they had done this a few years ago? Like others have said, I will wait until expenses and the in and out fees settle down. VINEX will do for a while. I wonder about that. Why not do this at a time when it will gather assets quickly thus...
by Fundhunter
Tue Dec 16, 2008 11:19 pm
Forum: Investing - Theory, News & General
Topic: Vanguard to offer International Small-Cap Index Fund
Replies: 138
Views: 33773

Funny timing on this! :roll: When international small was going through the roof a few years back and most of the few funds in that category were closing or closed, Vanguard didn't even think about doing this despite all the requests for it. Now that there are so many redemptions on funds, including...
by Fundhunter
Tue Apr 01, 2008 8:25 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's new China Commodity Small Gold Tech Fund
Replies: 8
Views: 2537

INDUBITABLY wrote:Any idea when it's coming out? I plan to move my life's savings into this.
About the same time that VG comes out with a small foreign index fund!
:x
by Fundhunter
Tue Apr 01, 2008 8:19 pm
Forum: Investing - Theory, News & General
Topic: Just Trying to Understand Bonds Better
Replies: 16
Views: 3966

If Larry Swedroe is the authority, then don't buy Total Bond Market, which he recommends AGAINST in his book, because it has so large a % in mortgage-backed securities, which he doesn't like. The Boglehead Guide authors and Swedroe disagree on this. He also doesn't like long term bonds, as he argues...
by Fundhunter
Thu Jan 17, 2008 11:21 pm
Forum: Investing - Theory, News & General
Topic: Expense Ratios
Replies: 7
Views: 1995

We all know that past performance is a poor way to predict future performance for a mutual fund. The only thing that IS PREDICTABLE is the % fee they take for managing my money. It is likely to remain the same in the future and is VERY UNLIKELY to go down. Active management can't charge the low ER's...
by Fundhunter
Wed Jan 16, 2008 10:12 pm
Forum: Investing - Theory, News & General
Topic: Is International Explorer a small cap fund?
Replies: 8
Views: 2635

if you think oakex is high at 1.37, the two EM small mutual funds I know have ERs of: wasatch 2.10 and Franklin Tempelton 2.5% with a 5.75% load! :shock: I guess it is expensive to do research in this area, or the fund managers can do that do to lack of competition. DGS is the only ETF at this time...
by Fundhunter
Wed Jan 16, 2008 6:58 pm
Forum: Investing - Theory, News & General
Topic: Jim Cramer on Index Funds
Replies: 9
Views: 3812

Sounds like a contradiction to me. If he thinks stock-picking is a good way to make money IF you spend time doing research, then why can't an active mutual fund do the same thing by hiring a bunch of stock pickers that do the research that Cramer says is necessary?? :roll: Seems like all you would h...
by Fundhunter
Wed Jan 16, 2008 6:45 pm
Forum: Investing - Theory, News & General
Topic: Is International Explorer a small cap fund?
Replies: 8
Views: 2635

As noted in another thread, OAKEX is now reopened to new money. It is much more international small than VINEX, but more expensive at 1.37%. It also tilts to small value, if you believe there is a premium there. It has had some recent hard times though. Still "wishin' and hopin'" that VG w...
by Fundhunter
Tue Jan 15, 2008 8:49 pm
Forum: Investing - Theory, News & General
Topic: What percent international?
Replies: 50
Views: 11590

Between this Forum and the Morningstar VG Forum this topic comes up every few months and I always read it. And the lack of a consensus on this is as alive and well today as it has been for years!! Vanguard and the authors of the Boglehead Guide are on the low end at 20% of equities- this probably re...
by Fundhunter
Tue Jan 15, 2008 8:18 pm
Forum: Investing - Theory, News & General
Topic: Morningstar article on Foreign Small/Mid Value Funds
Replies: 3
Views: 1401

The only one you list which seems to really resemble a small-midcap international fund at present is the Oakmark offering. I like that one in spite of recent poor performance. I wonder if the Bogle bias against the necessity of international investing has anything to do with the lack of a Vanguard S...
by Fundhunter
Tue Jan 15, 2008 12:38 am
Forum: Investing - Theory, News & General
Topic: TIPS fund vs Total Bond Fund
Replies: 56
Views: 15257

Just a question Why do so many care whether Bogle recommends TIPS or not? Should you not care far more about what the academic literature recommends. For example, while I have the greatest respect for Bogle he has been virtually alone about recommendations on investing internationally and also igno...
by Fundhunter
Mon Dec 24, 2007 11:08 pm
Forum: Investing - Theory, News & General
Topic: Best financial decision in 2007?
Replies: 43
Views: 10720

My best decision was to "spend" some of my money. On a major "blackswan" event in my life (another, yes, another auto accident in my 35+ yrs of driving I saw death on this one) I'm hoping to take a trip down the FL keys for a bit this year rather than reallocate the moneies goin...
by Fundhunter
Mon Dec 24, 2007 10:47 pm
Forum: Investing - Theory, News & General
Topic: Mutual Fund Collectors
Replies: 14
Views: 2696

Sounds a bit like the cat hoarders I run into from time to time. They collect hundreds of them, they like to collect them, talk about them, etc... I would hope his house smells better than the cat hoarders! Sorry, I went on one this week and still can't get the smell out of my nose. Yeah, but I dou...
by Fundhunter
Sat Dec 15, 2007 4:38 pm
Forum: Personal Investments
Topic: Intermediate term bond fund to invest , no mortgage exposure
Replies: 5
Views: 1661

If you go to the Vanguard website (without logging in), under "WHAT WE OFFER", Click "Vanguard Mutual Funds and ETF's". Then under "BROWSE OUR FUNDS" click "By Asset Class". You will see all the funds in category groupings with the MMkt and Bond funds at the t...