Search found 1372 matches

by mrc
Sat Jun 01, 2019 8:39 am
Forum: Personal Consumer Issues
Topic: Consumer Cellular dropping calls
Replies: 12
Views: 1231

Re: Consumer Cellular dropping calls

iPhone 8 64GB
by mrc
Sat Jun 01, 2019 5:56 am
Forum: Personal Consumer Issues
Topic: Consumer Cellular dropping calls
Replies: 12
Views: 1231

Consumer Cellular dropping calls

We finally left the dark ages and retired our Consumer Cellular flip phones for a pair of iPhone 8s. We've had a CC plan for ages and there is one spot on my wife's drive home where we loose voice contact for about 30 seconds. The calls never dropped with the flip phones. Yesterday, DW called me and...
by mrc
Sat Jun 01, 2019 5:46 am
Forum: Personal Consumer Issues
Topic: bare root trees - best place or website to purchase from?
Replies: 54
Views: 4078

Re: bare root trees - best place or website to purchase from?

Do folks generally plant larger trees themselves, or get professionals to do it? I have considered myself getting some ever greens for privacy. I almost bit the bullet on buying 6 ever greens for ~$3-400 a pop last fall. But I am fairly inexperienced in this area, and have killed smaller, easier to...
by mrc
Mon May 27, 2019 1:41 pm
Forum: Personal Finance (Not Investing)
Topic: House not selling
Replies: 138
Views: 12157

Re: House not selling

From the perspective of the buyer, a key question is, "What else can I get for your price?" If the answer is not much, you will sell. If the answer is a bigger house with a newer kitchen, better schools, and or where the foyer doesn't smell of dog, it won't.
by mrc
Thu May 23, 2019 11:23 am
Forum: Personal Consumer Issues
Topic: ongoing eBay buying problems
Replies: 32
Views: 2577

Re: ongoing eBay buying problems

I've been helping with some parental downsizing. I sold a set of four heavy heirloom small glass tumblers to a buyer. Buyer claimed one arrived broken, but couldn't send me a picture b/c she was going to a wedding. I said I'd wait. I know how to pack glassware, and wasn't making much on the sale—jus...
by mrc
Tue May 21, 2019 4:13 pm
Forum: Personal Consumer Issues
Topic: Recently promoted - how to match image with title?
Replies: 54
Views: 5322

Re: Recently promoted - how to match image with title?

Some things to consider: 1. Wearing a blazer 2. Dark colors 3. Slicked back hair 4. Speak without voice fry, raised-question intonations or the use of ums 5. Wear pants 6. Don't smile as much; be serious as default. 7. Don't engage in small friendly chit-chat much with higher ups anymore than they ...
by mrc
Mon May 06, 2019 5:20 am
Forum: Personal Consumer Issues
Topic: bare root trees - best place or website to purchase from?
Replies: 54
Views: 4078

Re: bare root trees - best place or website to purchase from?

I’d take a look at: http://musserforests.com/ I agree. Thanks. Have you ordered from there as well? What was your experience? I have. Several times. I planted upwards of 500 trees from them on my lot. A mix of conifer and deciduous. Great price for the product. Especially the precision grown more m...
by mrc
Mon May 06, 2019 4:54 am
Forum: Personal Consumer Issues
Topic: ants - aargh
Replies: 69
Views: 4666

Re: ants - aargh

You'll likely never be able to block the ant's access. Best to concentrate on removing the food source they seek. Once a scout finds it, s/he tells the colony about it. 1) Move the dishes elsewhere (for a while anyway). 2) Clean the surrounding area well, removing all the trace fats/sugars. 3) Keep ...
by mrc
Tue Apr 30, 2019 1:22 pm
Forum: Personal Consumer Issues
Topic: Medicare B only vs FEHB only
Replies: 47
Views: 2006

Re: Medicare B only vs FEHB only

I currently have Federal Blue Cross/Blue Shield, which is considered to be one of the better plans. I have a $5,000 deductable on my plan (if I included my husband on my plan, it would be double that). When you are older and have major health issues, it is quite easy to blow through that $5,000 ded...
by mrc
Sat Apr 27, 2019 5:28 pm
Forum: Personal Consumer Issues
Topic: weber grills
Replies: 34
Views: 3204

Re: weber grills

This article might help. Much depends on what you want to use it for.
by mrc
Sat Apr 27, 2019 3:33 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter's First Job
Replies: 45
Views: 3945

Re: Daughter's First Job

Easy take the one that will give her the best chance of getting a better job in the future, i.e. make more money. Location and proximity to mom/ dad do not matter. Good luck. I agree. The second is a real job and the first is marking time. That's what I was going to say. The latter is a real job. I...
by mrc
Sat Apr 27, 2019 10:13 am
Forum: Personal Consumer Issues
Topic: How Much to Tip Wedding Officiant
Replies: 38
Views: 2662

Re: How Much to Tip Wedding Officiant

If this friend would be there even if not officiating, I wouldn't 'tip' anything. If not, there are better ways to show gratitude besides palm-to-palm cash: prepaid hotel, airfare, etc.
by mrc
Wed Apr 24, 2019 5:16 am
Forum: Personal Finance (Not Investing)
Topic: Why should FEHB members buy Medicare Part B?
Replies: 174
Views: 24745

Re: Why should FEHB members buy Medicare Part B?

mrc, you mentioned you have basic bc/bs without medicare coverage? If that is case , why would one need to find out if doc takes medicare? I was hoping if we drop part b. And just have federal as primary CIGNA plan, let's say, then could go to anyone on CIGNA panel ? I'm sorry, my phrasing was poor...
by mrc
Tue Apr 23, 2019 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Why should FEHB members buy Medicare Part B?
Replies: 174
Views: 24745

Re: Why should FEHB members buy Medicare Part B?

We opted to take Part B and use Federal plan as supplemental . Never had a problem seeing any specialist or primary doc in Pennsylvania. Now we are moving to NYC and are having issues about the many docs who will not take Medicare patients. If fees charged to medicare eligible pts with or without p...
by mrc
Tue Apr 23, 2019 11:59 am
Forum: Personal Finance (Not Investing)
Topic: What, if anything, do I owe this guy?
Replies: 82
Views: 8768

Re: What, if anything, do I owe this guy?

2%? Do not feel bad about never speaking to this person again.

Read this site, and ask for help here. You'll be fine.
by mrc
Mon Apr 22, 2019 9:35 am
Forum: Personal Consumer Issues
Topic: Is Crown Molding Out-of-Style?
Replies: 46
Views: 8976

Re: Is Crown Molding Out-of-Style?

Here is the responses you can expect in this type of thread: If they have crown molding in their house=Crown molding never goes out of style. The only reason you no longer see it is because people can't afford it. If they don't have crown molding=Crown molding is out of style. The truth=Probably de...
by mrc
Sun Apr 21, 2019 12:29 pm
Forum: Personal Consumer Issues
Topic: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?
Replies: 52
Views: 7209

Re: I need advice on cleaning a toilet. How to you clean this part of the toilet? What is the best thing to use?

If you don't have a plunger, or your plunger technique isn't that good, you can empty a toilet bowl by pouring in a pail of water. Once you start the siphon, the bowl will empty. And because you didn't flush, the bowl won't refill. I use a half-teaspoon of muriatic acid (for etching concrete or pool...
by mrc
Thu Apr 18, 2019 4:43 pm
Forum: Personal Consumer Issues
Topic: Smoke detectors
Replies: 36
Views: 2016

Re: Smoke detectors

As a retired insurance loss prevention engineer for the best protection, it is recommended both (ionization and photoelectric) technologies be used in homes. In addition to individual ionization and photoelectric alarms, combination alarms that include both technologies in a single device are avail...
by mrc
Sun Apr 14, 2019 1:39 pm
Forum: Personal Finance (Not Investing)
Topic: Minor received 1099-MISC for Internship
Replies: 27
Views: 1804

Re: Minor received 1099-MISC for Internship

Perhaps this note on the turbotax website will help: 1099-MISC for a stipend payment - where do I put it?
by mrc
Sun Apr 07, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Should I regularly replace the water filter in the fridge?
Replies: 50
Views: 4377

Re: Should I regularly replace the water filter in the fridge?

I have a whole house water filter (sediment X2, deacidifier, and iron via softening). I replaced the filter on a new fridge after about 2 years, and haven't since. I just reset the minder whenever it trips. The cartridges are quite expensive.
by mrc
Sun Mar 31, 2019 5:59 am
Forum: Personal Consumer Issues
Topic: Too late to go after driveway guy?
Replies: 21
Views: 3343

Re: Too late to go after driveway guy?

This sounds like a sunk cost. Write it off as experience to hire only reputable contractors for work like this. You can go after the guy, but you'll never recover enough to cover the initial cost plus remove the shoddy work. He doesn't have it. Get three bids next time, plus check the license and in...
by mrc
Sat Mar 30, 2019 6:27 am
Forum: Personal Consumer Issues
Topic: TVs: OLED vs. QLED
Replies: 52
Views: 4723

Re: TVs: OLED vs. QLED

I just checked out Cleveland Plasma's web site and was puzzled to see that they don't list the prices for any model, nor do they have any information about the various models for sale. Everything just says "due to manufacturer's restrictions on this exact model please call" for details. I call BS o...
by mrc
Sun Mar 24, 2019 2:30 pm
Forum: Personal Consumer Issues
Topic: Lock Strategy for New House
Replies: 40
Views: 3212

Re: Lock Strategy for New House

supalong52 wrote:
Sun Mar 24, 2019 1:57 pm
What are other people doing for locks, and does anyone see any issues with our plan?
A minimum of three large dogs.

Exterior lights at night.

Anyone—if they want to badly enough—can break into your house. I want them to pick another house.
by mrc
Sat Mar 23, 2019 3:37 pm
Forum: Personal Consumer Issues
Topic: 1/4 inch drywall over existing walls when remodeling?
Replies: 11
Views: 2229

Re: 1/4 inch drywall over existing walls when remodeling?

That may affect the reveal on the casing moldings around the windows, doors, and baseboard. Resetting that can be tricky, and leaving it alone can look funny. That veneer solution is an effective technique for ceilings, but walls are tricky.
by mrc
Fri Mar 22, 2019 2:31 pm
Forum: Personal Finance (Not Investing)
Topic: Why should FEHB members buy Medicare Part B?
Replies: 174
Views: 24745

Re: Why should FEHB members buy Medicare Part B?

Several people have mentioned the “never pay out of pocket” angle. But if you pay an additional $1600 in premiums a year for Part B to avoid $1000 in co-pays — for example —that is a pretty high price. I understand that there are good reasons to take Part B and FEHB, but not paying anything out-of-...
by mrc
Fri Mar 22, 2019 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Should we have renters insurance?
Replies: 68
Views: 4202

Re: Should we have renters insurance?

IMHO a tenant should always buy renter's insurance if they can afford it. For one, it may be required under the terms of the lease. That is a great point—many leases require tenants to carry renters insurance. That was one of the terms of my mother's lease that stood out to me. Heaven help a tenant...
by mrc
Fri Mar 22, 2019 5:41 am
Forum: Investing - Theory, News & General
Topic: Can I still do a Mega Backdoor Roth Conversion for 2018?
Replies: 12
Views: 1170

Re: Can I still do a Mega Backdoor Roth Conversion for 2018?

The backdoor is a conversion, not a contribution. So it must be done in the tax year proper.
by mrc
Tue Mar 19, 2019 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Why should FEHB members buy Medicare Part B?
Replies: 174
Views: 24745

Re: Why should FEHB members buy Medicare Part B?

One question I have not been able to resolve is as follows: In the BCBS brochure they make distinction between "preferred" providers and "participating" providers. Those with BCBS-Standard may go to "participating" providers that are not "preferred," at reduced coverage. But those with BCBS-Basic a...
by mrc
Tue Mar 19, 2019 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Should we have renters insurance?
Replies: 68
Views: 4202

Re: Should we have renters insurance?

No we do not have umbrella insurance yet. I thought I read on this site that you shouldn't worry about umbrella until you have a NW of $1MM as a general rule of thumb. Do you disagree with that? If we get umbrella insurance I assume this covers the liability that you describe above - this is separa...
by mrc
Tue Mar 19, 2019 1:58 pm
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 127
Views: 9552

Re: Tesla Model Y

I placed an order for a red LR AWD. Ouch! Red is a $2500 option. The quoted price for a LR Y of $46700 is really $51000, because the listed price assumes $4300 in "6-year estimated gas savings." I suppose Tesla fans research the heck out of their purchase, but this seems deceptive on its face. It's...
by mrc
Tue Mar 19, 2019 4:36 am
Forum: Personal Consumer Issues
Topic: Tesla Model Y
Replies: 127
Views: 9552

Re: Tesla Model Y

fareastwarriors wrote:
Mon Mar 18, 2019 2:48 pm
I placed an order for a red LR AWD.
Ouch! Red is a $2500 option.

The quoted price for a LR Y of $46700 is really $51000, because the listed price assumes $4300 in "6-year estimated gas savings."

I suppose Tesla fans research the heck out of their purchase, but this seems deceptive on its face.
by mrc
Sun Mar 17, 2019 11:48 am
Forum: Personal Finance (Not Investing)
Topic: Why should FEHB members buy Medicare Part B?
Replies: 174
Views: 24745

Re: Why should FEHB members buy Medicare Part B?

We have BCBS Basic through wife's FEHB. BCBS Basic has no deductible, no copay for lab work, lower premiums than the Standard plan, and is nearly universally accepted. We are relatively healthy with only one or two generic prescriptions. Wife stopped working well after age 65. We had intended to jus...
by mrc
Sun Mar 17, 2019 10:15 am
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8806

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

Someone hit my wife and totaled our '06 Ford. The 2014 we replaced it with was light years more advanced and fun to drive. That was only an 8 year difference. I'm curious, can you elaborate on what made it more advanced and fun? The new model is unibody, the old body on frame. So it was a lot smoot...
by mrc
Sun Mar 17, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8806

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

The posters talking about safety features are barking up the wrong tree, IMO. This is not a 20 year old sedan. This is a 9 year old SUV with plenty of airbags and modern features. She’s not riding around in a 93 Cressida. LOL No one has a '93 Cressida. The Toyota Cressida was a mid-size car manufac...
by mrc
Sat Mar 16, 2019 8:26 am
Forum: Personal Consumer Issues
Topic: Another Zenni question: Progressive lens?
Replies: 12
Views: 1082

Re: Another Zenni question: Progressive lens?

Progressives are tricky to buy online because you don't obtain a measure of segment height. Unlike IPD this measurement is different for any particular frame. We have had great results from Costco at 1/3 the price of the about-an-hour store.
by mrc
Thu Mar 14, 2019 5:56 am
Forum: Personal Finance (Not Investing)
Topic: Elderly parent on path to run out of money in 6 months
Replies: 35
Views: 9563

Re: Elderly parent on path to run out of money in 6 months

My mother has only SS for income and only basic Medicare (A/B/D). Once her savings (proceeds from a house sale in a very depressed LCOL area) were exhausted, we applied for public assistance. She qualified for, SNAP, help paying for Medicare Part D, and moved into a Section 8 apartment complex every...
by mrc
Tue Mar 12, 2019 5:09 pm
Forum: Personal Finance (Not Investing)
Topic: Dental care for mother-in-law with low income
Replies: 26
Views: 2684

Re: Dental care for mother-in-law with low income

She can't pay for a crown and wants to pull the tooth. For very valid reasons, you don't want that, and would rather pay for a crown to keep the tooth. So do that, but don't expect her to change her ways to protect your investment. If you gave her the ultimatum: brush and floss every day or I'm not ...
by mrc
Sun Mar 10, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Three Days in DC
Replies: 83
Views: 4278

Re: Three Days in DC

radiowave wrote:
Sun Mar 10, 2019 11:45 am
Air & Space museum on the mall. Plan to spend some quality time there.
The A&S Museum in DC is undergoing renovations so check on that first.
by mrc
Sat Mar 09, 2019 5:58 am
Forum: Personal Consumer Issues
Topic: My lamp exploded - can I re-wire it so that it will work with different voltages?
Replies: 49
Views: 2817

Re: My lamp exploded - can I re-wire it so that it will work with different voltages?

Why would it matter with a clock or a motor, but not with my lamp? I'm concerned about safety, mostly. My goal is to have a lamp that can work anywhere in the world. Is the best solution to replace the wire/socket for the highest possible voltage - would it then work in an area with a low voltage? ...
by mrc
Fri Mar 08, 2019 7:14 am
Forum: Personal Consumer Issues
Topic: attacked by off-leash dog
Replies: 220
Views: 8559

Re: attacked by off-leash dog

OP, much depends on what exactly happened. Will you please explain more thoroughly what you mean by attacked? There is a world of difference between a menacing charge and a bite to your person. Assuming you (or your dog) were not personally injured: When you must deal with a stupid owner, it's best ...
by mrc
Thu Mar 07, 2019 4:46 pm
Forum: Personal Investments
Topic: Roth Clarification
Replies: 6
Views: 356

Re: Roth Clarification

Thank you! Do I have until 4/15/19 to do this for 2018? Or would doing in now be a 2019 event? Until April 15 for 2018 contribution Thank you! Do I have until 4/15/19 to do this for 2018? Or would doing in now be a 2019 event? 2019. Conversions can't be credited to a different year than they actual...
by mrc
Wed Mar 06, 2019 6:05 pm
Forum: Personal Finance (Not Investing)
Topic: Wife got company car. Should we sell 2 year old car?
Replies: 36
Views: 3230

Re: Wife got company car. Should we sell 2 year old car?

If GM made great cars that people wanted to drive, would they have to force people to be rid of other brands? Run the numbers on a sale now (including taxes and fees), and a buy back in a year or three. See if it's cost effective (it should be with insurance paid). Then proceed until the wife leaves...
by mrc
Wed Mar 06, 2019 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Citi sign on
Replies: 10
Views: 782

Re: Citi sign on

Pocanutin wrote:
Wed Mar 06, 2019 4:22 pm
YES, YES, YES!! Private mode worked!!!!

Thank you thy4373
Sounds like it's time to remove the citi.com cookies from your browser cache.
by mrc
Tue Mar 05, 2019 1:19 pm
Forum: Personal Consumer Issues
Topic: Advice on Grand Pianos?
Replies: 57
Views: 3522

Re: Advice on Grand Pianos?

Steinways included and in particular. You can buy a five year old Steinway for at least half off retail. Where do you find such a deal? From the Steinway market I see, such a deal cannot be had for a Steinway grand. Here is a 2010 of the model I inherited (will never sell, its a family heirloom): h...
by mrc
Tue Mar 05, 2019 12:45 pm
Forum: Personal Consumer Issues
Topic: Riding lawn mower recommendation
Replies: 12
Views: 917

Re: Riding lawn mower recommendation

If you have few obstructions, a riding mower will be fine. A zero-turn is great for going around trees, shrubs, and other obstacles. They also cut better in my experience. I have an eXmark zero-turn with which I pull a core aerator, and a broadcast spreader. I installed the mulching kit (discharge b...
by mrc
Mon Mar 04, 2019 3:30 pm
Forum: Personal Consumer Issues
Topic: Snowblowers
Replies: 44
Views: 2303

Re: Snowblowers

Instead of buying them a snow blower, ask them why they want to keep shoveling on their own. In your OP, you said: after loads of nagging they reluctantly agreed brushed me off I think they feel Tell them you are worried, offer to help any way you can. Then step back and wait for them to ask. All th...
by mrc
Mon Mar 04, 2019 10:11 am
Forum: Personal Consumer Issues
Topic: Convince aging parents to pay for snow removal
Replies: 64
Views: 4045

Re: Convince aging parents to pay for snow removal

I've been thinking about calling up a snow service and arranging for someone to go there without telling my parents. Do you think that's a good idea? No, it's not a good idea. Offer to help them arrange for someone. Sometimes, the anxiety lies mostly with finding someone to help who is dependable, ...
by mrc
Sun Mar 03, 2019 2:52 pm
Forum: Personal Investments
Topic: TSP Matching and Contribution Limits
Replies: 7
Views: 486

Re: TSP Matching and Contribution Limits

Check out the "Annual Addition Limit" (second row of the table): https://www.tsp.gov/PlanParticipation/E ... imits.html
by mrc
Thu Feb 28, 2019 3:45 pm
Forum: Forum Issues and Administration
Topic: Keep Bogleheads Free! (as in unaffiliated)
Replies: 52
Views: 6625

Re: Keep Bogleheads Free! (as in unaffiliated)

Elsebet wrote:
Thu Feb 28, 2019 3:24 pm
In the spirit of making this actionable, how can a normal poster like me contribute financially to the forum so that it can indeed remain user-supported and free? Preferably online. :)
https://www.bogleheads.org/support.php
by mrc
Wed Feb 27, 2019 11:18 am
Forum: Personal Consumer Issues
Topic: Software That Searches Inside PDF Files
Replies: 21
Views: 930

Re: Software That Searches Inside PDF Files

The Mac OSX Finder searches for strings within PDF files. But not if the files are scanned, and are essentially images.