Search found 56 matches

by nwffdiver
Wed Nov 14, 2012 11:00 pm
Forum: Investing - Help with Personal Investments
Topic: Would like to streamline my portfolio
Replies: 20
Views: 2498

Would like to streamline my portfolio

I want to thank everyone for the first round of help streamlining my portfolio. I have instituted all the lowest cost index funds available in my different accounts. Wondering how it looks ? **Update** Emergency Fund: 5-6 months Debt: Mortgage: 148K @ 3% (15 yr) Tax Filing Status: Married filing Joi...
by nwffdiver
Sun Nov 04, 2012 8:48 pm
Forum: Forum Issues and Administration
Topic: [merged donation threads] Dear Bogleheads - time to pony up
Replies: 277
Views: 20874

Re: Dear Bogleheads - time to pony up

I am new to the site, but I have to admit I missed it during the superstorm. Kept checking every couple hours. PayPal made it an easy donation. Thanks to all the admins for their work, and everyone else for all the great free information! :D
by nwffdiver
Tue Oct 23, 2012 4:15 pm
Forum: Investing - Help with Personal Investments
Topic: Fund picking and is a Roth IRA right for me?
Replies: 4
Views: 609

Re: Fund picking and is a Roth IRA right for me?

I am in a very similar situation, and actually think we share the same NW funds. (I'm about 10 years ahead age wise) but since your employer doesn't give a match you should definitely max out a Roth IRA before adding more money to your 457. I worry that my PERS (pension) may actually be voted out of...
by nwffdiver
Tue Oct 23, 2012 4:08 pm
Forum: Investing - Help with Personal Investments
Topic: Fund picking and is a Roth IRA right for me?
Replies: 4
Views: 609

Re: Fund picking and is a Roth IRA right for me?

I am in a very similar situation, and actually think we share the same NW funds. (I'm about 10 years ahead age wise) but since your employer doesn't give a match you should definitely max out a Roth IRA before adding more money to your 457. I worry that my PERS (pension) may actually be voted out of...
by nwffdiver
Mon Oct 15, 2012 7:30 pm
Forum: Investing - Help with Personal Investments
Topic: A question about I Bonds
Replies: 3
Views: 802

Re: A question about I Bonds

First, thanks for the help Remember, you can always redeem I Bonds after the first year if something more attractive comes along. Therefore, I would simply consider them as short-term given the 0% current fixed rate. If they continue to outperform other risk-free investments based on the inflation a...
by nwffdiver
Mon Oct 15, 2012 4:53 pm
Forum: Investing - Help with Personal Investments
Topic: A question about I Bonds
Replies: 3
Views: 802

A question about I Bonds

I am new to the forum (been lurking about a month). My question is about I bonds. The best I can understand from the Treasurys site is that the Fixed rate is currently 0%, but the inflation Rate ( for the next 6 months) is 2.2 %. I realize that is subject to go up or down in the next 6 months. My qu...