Search found 1571 matches

by guitarguy
Fri Jun 09, 2017 6:13 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

Related question about spending some of the $6000 grocery spend for my Amex Blue Cash Preferred ... I have about $1500 in grocery spend (6% cash back) remaining on my BCP that I'd like to use ASAP. A recent Amex BCP Terms and Conditions update taking effect July 01 2017 states specifically that Gif...
by guitarguy
Thu Jun 08, 2017 11:34 am
Forum: Personal Finance (Not Investing)
Topic: "Paying" a minor for otherwise uncompensated work
Replies: 37
Views: 2930

Re: "Paying" a minor for otherwise uncompensated work

I have to say you are a particularly sophisticated 17 year old. I was reading these posts and thinking the same. When I was 17 I was playing PlayStation and pretty much every cent I made from my crappy manual labor job I spent on paying for car parts and other junk I didn't need. Good for you OP. Y...
by guitarguy
Thu Jun 08, 2017 11:11 am
Forum: Personal Finance (Not Investing)
Topic: Best credit card for cash back
Replies: 104
Views: 18877

Re: Best credit card for cash back

I use the Capital One Venture for almost all my purchases. It's 2% (my software purchases for clients is large) for all purchases. It does have an annual fee, but that cuts my 2% down to about 1.8%. It's worth the .2% not to have anything to do with Citibank. That's funny...I'd "pay" the ...
by guitarguy
Thu Jun 08, 2017 10:58 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

This post is 100% inaccurate in it's entirety. I'm not even going to begin to explain as I think this post may have been satire with the "Dark Art" but I'll just leave it at inaccurate. I wasn't intending satire! You had a strong reaction though :-) I've decided, after doing it, that for ...
by guitarguy
Thu Jun 08, 2017 10:47 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

Related question about spending some of the $6000 grocery spend for my Amex Blue Cash Preferred ... I have about $1500 in grocery spend (6% cash back) remaining on my BCP that I'd like to use ASAP. A recent Amex BCP Terms and Conditions update taking effect July 01 2017 states specifically that Gif...
by guitarguy
Mon May 08, 2017 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: How to start a scholarship?
Replies: 9
Views: 969

How to start a scholarship?

So my bandmates and I are toying with the idea of starting a scholarship that we could give away annually to help a student in need with their college tuition. Not sure exactly if we'll target it toward students with majors that we all personally are involved in with our day jobs (engineering, teach...
by guitarguy
Fri Apr 28, 2017 6:07 pm
Forum: Personal Finance (Not Investing)
Topic: Starting a side business
Replies: 15
Views: 834

Re: Starting a side business

MissionHockey wrote:If I'm using my vehicle part time for my business can I write off fuel or mileage or both?


Yes you can definitely write off business mileage.

Keep a log of your mileage (obviously), and note down the start/end of total mileage at the beginning/end of the year.
by guitarguy
Fri Apr 28, 2017 1:49 pm
Forum: Personal Finance (Not Investing)
Topic: Chase - $500 to open business checking account. Worth it?
Replies: 7
Views: 1016

Re: Chase - $500 to open business checking account. Worth it?

I got this offer. They waived the fee for the first 3 months (maybe it was 2...can't remember exactly...). Also it was last Sep I think...I didn't have to do anything but deposit funds and leave them there for 90 days...so it was nice not having to jump through those extra hoops. I then downgraded t...
by guitarguy
Thu Apr 27, 2017 9:11 am
Forum: Personal Finance (Not Investing)
Topic: Credit monitoring: Credit Karma vs. ProtectMyID vs. ?
Replies: 5
Views: 395

Re: Credit monitoring: Credit Karma vs. ProtectMyID vs. ?

I have both, because CK shows me inquiries on Transunion and Equifax, and PMID shows me Experian. This is valuable for the credit card rewards game.

PMID is free for AAA members. Otherwise I wouldn't pay the fee.
by guitarguy
Thu Apr 27, 2017 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 217
Views: 24017

Re: Capital One 360 $200 bonus

Definitely sounds like a good move. We opened 2 accounts, bonus transferred in quickly, funds were available within a few days. Closed both accounts and transferred the full balances back to Ally all in one motion. Easy-peasy $400. Good to hear that these bonuses come easily and transferring out is...
by guitarguy
Wed Apr 26, 2017 1:22 pm
Forum: Personal Finance (Not Investing)
Topic: Capital One 360 $200 bonus (and now $300 checking bonus)
Replies: 217
Views: 24017

Re: Capital One 360 $200 bonus

I just opened a Capital One 360 account and am sending $10k over from an old Deutsche Bank money market account that had been earning about 0.05% while costing about 0.35% in e/r. Thanks to the OP for bringing this offer to my attention. So hopefully this is another step, with the 1% interest rate ...
by guitarguy
Wed Apr 26, 2017 7:54 am
Forum: Personal Finance (Not Investing)
Topic: 401k vs HSA limits
Replies: 13
Views: 1513

Re: 401k vs HSA limits

Simply put, the tax code distinguishes between employer and employee contributions for a 401K but does not make this distinction for an HSA. Of course. I kind of expected this answer. Because. But I'm curious as to why they're so "generous" on the 401k side to not include employer comps, ...
by guitarguy
Wed Apr 26, 2017 7:45 am
Forum: Personal Finance (Not Investing)
Topic: 401k vs HSA limits
Replies: 13
Views: 1513

401k vs HSA limits

So I just found out that employer matching doesn't count towards the 401k contribution limit. :shock: Now, we're not quite there yet, but I've personally been monitoring my 401k contribution amount *including* my employer match. Finding out that this match doesn't apply to the limit, I just realized...
by guitarguy
Mon Apr 24, 2017 6:25 am
Forum: Personal Finance (Not Investing)
Topic: Lowering service price for charity, tax writeoff?
Replies: 7
Views: 633

Re: Lowering service price for charity, tax writeoff?

Darn.

Ok, sounds like the source that mentioned this to me was misinformed.

Thanks for the info!
by guitarguy
Sun Apr 23, 2017 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: Lowering service price for charity, tax writeoff?
Replies: 7
Views: 633

Lowering service price for charity, tax writeoff?

My band has a few charity events scheduled this year where we've substantially reduced our fee due to the event being a fundraiser for a good cause. I recently heard through the wire that we may have an opportunity to write off the difference in price as a donation or something along those lines if ...
by guitarguy
Fri Apr 21, 2017 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

I currently have an AMEX Blue Cash Everyday card paying 3% at supermarkets and lesser amounts for other categories. The card has no fee. There's currently an offer to switch to their Blue Cash Preferred card for $95 a year and receive 10% on restaurants for up to $2000 in purchases or 6 months whic...
by guitarguy
Fri Apr 21, 2017 6:57 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

Just to make sure I follow, you booked business class on United for 70k miles and $280 fuel surcharges, one-way -- is that right? And that's non-stop to where in Italy? Just trying to get a sense of what the market is for business class to Italy. Personally, I'd be looking to start from NYC. In my ...
by guitarguy
Tue Apr 18, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

I have the dial gauge on my other grill that is not a Weber. The dial is OK. It sorta shows when the tank to getting low on fuel. But you still have to pick up the tank on that grill and move it out so it is clumsy and heavy. Good Luck. IMHO, gauges to measure propane are worthless. You buy propane...
by guitarguy
Tue Apr 18, 2017 1:48 pm
Forum: Personal Consumer Issues
Topic: Mens Blue Jeans - What are we buying now?!
Replies: 86
Views: 8670

Re: Mens Blue Jeans - What are we buying now?!

I'm probably like most guys who don't care for shopping. I still wear the blue jeans I wore in college, which for me ended over 10 years ago. They're 5 pair of low end Lucky Brand Jeans that I paid ~$40/each for at Costco and outlet stores. I was a fan of the style and feel of those jeans. I'm tryi...
by guitarguy
Tue Apr 18, 2017 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

I have actually had decent luck with redemptions and availability on SkyTeam. Some of their itineraries aren't the greatest, but the points are easy to earn and availability has been good. Don't the fuel surcharges on Skyteam get in the way of good redemption value frequently? Not if you fly on Del...
by guitarguy
Tue Apr 18, 2017 8:18 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1984
Views: 331006

Re: What's Your Credit Card Rewards Strategy?

I have actually had decent luck with redemptions and availability on SkyTeam. Some of their itineraries aren't the greatest, but the points are easy to earn and availability has been good. Don't the fuel surcharges on Skyteam get in the way of good redemption value frequently? Not if you fly on Del...
by guitarguy
Fri Apr 14, 2017 11:51 am
Forum: Personal Consumer Issues
Topic: Problems with oil pans and plugs for Honda Odyssey
Replies: 51
Views: 2894

Re: Problems with oil pans and plugs for Honda Odyssey

One time it was really cold and I stopped at a local place for an oil change. Spring came and time for the next one. I found my Civic oil drain plug beat to hell from some jerk mechanic putting an air tool on there and going to town. With the wrong size socket no less. Without reading all these post...
by guitarguy
Thu Apr 13, 2017 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: paying off bills in 1 shot with HSA or pay with CC
Replies: 6
Views: 651

Re: paying off bills in 1 shot with HSA or pay with CC

Kind of up to you....what's the goal with your HSA? To use for medical expenses, or to use it in stealth mode as a retirement savings vehicle?

Either way, charge the expenses to a rewards credit card. Then decide to reimburse yourself from your HSA account, or not.
by guitarguy
Wed Apr 12, 2017 5:02 pm
Forum: Personal Consumer Issues
Topic: What to do at the end of the auto lease...
Replies: 15
Views: 1167

Re: What to do at the end of the auto lease...

I'd buy it.

It's been good and reliable for you, well maintained, low mileage, seems like a fair price for buyout based on KBB.

EDIT: Assuming you like it and it suits your needs since you're considering another one.
by guitarguy
Wed Apr 12, 2017 1:36 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 5044

Re: Gardening 2017

Anyone have any suggestions for things to plant in large pots? This would be for 2 people who are about as far away from being green thumbs as you can get, but would like something "easy" and rather low maintenance to start with. My favorite plants for pots are strong flavorings which req...
by guitarguy
Wed Apr 12, 2017 1:35 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 5044

Re: Gardening 2017

I'm surprised the peppers didn't work well. The plants don't really get that large. We were too. For whatever reason it just didn't take. We got like 2-3 small green peppers off there and that was about it. We got seemingly 1000 awesome tomatoes in the same time span. Maybe we'll try again and also...
by guitarguy
Wed Apr 12, 2017 1:30 pm
Forum: Personal Finance (Not Investing)
Topic: Impact of Churning on Credit Score
Replies: 11
Views: 1141

Re: Impact of Churning on Credit Score

If you don't spend those excess FICO points, they're just going to waste! :happy +1. If you have a good credit score and aren't using it to your advantage, you're not playing the game correctly. +2. And on top of that the difference between 815 and 775 credit scores doesn't really mean squat anyway...
by guitarguy
Wed Apr 12, 2017 1:25 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Bought a new Weber last year. One downside compared to my old completely open Weber Spirit grill...placing a full LP tank on the hook inside is quite challenging. Very heavy and awkward. Eventually (I'm 62), I'll probably have to hire someone to attach it. carolc I did read this, likely why the 201...
by guitarguy
Wed Apr 12, 2017 1:21 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

What type of meat thermometers are you all using?

Does a simple instant digital read out one do? $20 from Amazon.

Or do I "need" this fancy Bluetooth iGrill deal...?
by guitarguy
Wed Apr 12, 2017 1:19 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Get the E-330! Having that sear station and side burner are great. Don't pay MSRP. Lowes and HD have it on sale right now for $599, that's about as low as it's going to be. "Order" it from there but pick up in store :D That grill will last you a lifetime with basic maintenance. I don't ke...
by guitarguy
Wed Apr 12, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Corrosion from rust IS covered, but they aren't going to give you a new grill from some surface rust that you can wipe away. If your grill has corrosion, contact Weber. If it's surface rust, clean your grill every once and a while. Depending on where you live and how you keep it, nothing remains en...
by guitarguy
Wed Apr 12, 2017 5:59 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Corrosion from rust IS covered, but they aren't going to give you a new grill from some surface rust that you can wipe away. If your grill has corrosion, contact Weber. If it's surface rust, clean your grill every once and a while. Depending on where you live and how you keep it, nothing remains en...
by guitarguy
Tue Apr 11, 2017 4:31 pm
Forum: Personal Consumer Issues
Topic: That second Visa card
Replies: 25
Views: 2137

Re: That second Visa card

This forum has suggested it would be wise to get a second general purpose credit card. That way, I wouldn't be stuck without a credit card should something happen to my one and only general purpose card, a Visa card sponsored by my Credit Union. I went to bankrate.com to see what was on offer. Visa...
by guitarguy
Tue Apr 11, 2017 4:13 pm
Forum: Personal Consumer Issues
Topic: Gardening 2017
Replies: 51
Views: 5044

Re: Gardening 2017

Anyone have any suggestions for things to plant in large pots? This would be for 2 people who are about as far away from being green thumbs as you can get, but would like something "easy" and rather low maintenance to start with. We planted tomatoes last year with excellent results, along ...
by guitarguy
Mon Apr 10, 2017 7:37 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Great info! Thanks! With a name like "bbqguru" I'd expect nothing less! I bought an E-330 today. What do you have to say about grill covers, in general and the one Weber makes for their Genesis grills? I ordered one with my purchase but all the talk here has me looking further into whethe...
by guitarguy
Mon Apr 10, 2017 3:10 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

I have a retail store that sells BBQ grills. The main everyday brand I carry is Weber. If you can find a 330 I'd go for it in a heartbeat. I cannot stress this enough. Even better is if you can find the Premium version (EP-3XX). The premium version has stainless burner covers and cooking grates. Th...
by guitarguy
Mon Apr 10, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Was it on a deck? Did the cover have vents? Somehow or anorher for your application (in the shade, humid area, etc) moisture was getting trapped. Certainly can't say that would be the case for all applications though. It was on a deck and the cover didn't have vents, other than the hole that slippe...
by guitarguy
Mon Apr 10, 2017 2:12 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

From what I can tell, it depends. Do you live in a salty climate? That will make things worse. Was the cover crappy quality? Cheap covers that are bad quality and/or not well-fitting to the grill can let rain in and then trap the moisture. A quality cover shouldn't (dare I say won't) do that. I wou...
by guitarguy
Mon Apr 10, 2017 2:09 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Weber, themselves, probably don't want to tell you NOT to buy a cover on their main website since they charge $80 for them but on their blog they actually do state they aren't necessary whenever they are directly asked. Do you have a source for this? Also curious as to the effects of the sun on the...
by guitarguy
Mon Apr 10, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Weber, themselves, probably don't want to tell you NOT to buy a cover on their main website since they charge $80 for them but on their blog they actually do state they aren't necessary whenever they are directly asked. Do you have a source for this? Also curious as to the effects of the sun on the...
by guitarguy
Mon Apr 10, 2017 1:50 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

I have learned the hard way to never use a cover. My expensive stainless steel grill rusted completely out within two years. The cover traps warm humid air next to the grill all summer long. Once I lost the cover... and got a new grill, things have been going much better. Huh? I suspect you had a r...
by guitarguy
Mon Apr 10, 2017 12:59 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

When the time comes to replace this grill I will likely opt for the current Weber alternative including a side burner. The interesting thing is the new Genesis II models (new as of 2017) that come with a side burner seem to only be the super fancy "LX" models at $1200+...which makes me th...
by guitarguy
Mon Apr 10, 2017 12:52 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Get the E-330! Having that sear station and side burner are great. Don't pay MSRP. Lowes and HD have it on sale right now for $599, that's about as low as it's going to be. "Order" it from there but pick up in store :D That grill will last you a lifetime with basic maintenance. I don't ke...
by guitarguy
Mon Apr 10, 2017 12:37 pm
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

I just pulled the trigger on the Genesis E-330! I also bought a Weber cover and a cool little light that goes on when you open the grill - yes, that is $25 blown on a novelty item and proof that the "people usually buy this crap with this purchase" links on the bottom of the Home Depot web...
by guitarguy
Mon Apr 10, 2017 10:46 am
Forum: Personal Finance (Not Investing)
Topic: When to slow down.
Replies: 33
Views: 5601

Re: When to slow down.

Wow, I guess 99% of the population will never be able to slow down. I know at first I thought this post was going to end with a "just joking" but apparently if you're not working yourself to death you're in trouble! :shock: Construction is a cyclical industry, poster Sandtrap has been aro...
by guitarguy
Mon Apr 10, 2017 10:27 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Get the E-330! Having that sear station and side burner are great. Don't pay MSRP. Lowes and HD have it on sale right now for $599, that's about as low as it's going to be. "Order" it from there but pick up in store :D That grill will last you a lifetime with basic maintenance. I don't ke...
by guitarguy
Mon Apr 10, 2017 10:26 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Get the E-330! Having that sear station and side burner are great. Don't pay MSRP. Lowes and HD have it on sale right now for $599, that's about as low as it's going to be. "Order" it from there but pick up in store :D That grill will last you a lifetime with basic maintenance. I don't ke...
by guitarguy
Mon Apr 10, 2017 9:26 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

Get the E-330! Having that sear station and side burner are great. Don't pay MSRP. Lowes and HD have it on sale right now for $599, that's about as low as it's going to be. "Order" it from there but pick up in store :D That grill will last you a lifetime with basic maintenance. I don't ke...
by guitarguy
Mon Apr 10, 2017 8:36 am
Forum: Personal Consumer Issues
Topic: Ordering a Weber grill this week
Replies: 149
Views: 12170

Re: Ordering a Weber grill this week

i have the E-310 (bought in June 2016) for $700. it is really nice and works very well. i prefer the closed cabinet look. one issue may be availability of replacement parts down the line....typically there is a higher likelihood that parts for newer models will be more available (possibly cheaper?)...

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