Search found 1360 matches

by guitarguy
Thu Jul 21, 2016 3:48 pm
Forum: Personal Consumer Issues
Topic: Router SSID Broadcast in Crowded Wifi Environment
Replies: 18
Views: 2035

Router SSID Broadcast in Crowded Wifi Environment

Question to those of you who might be more IT savvy than I... Our mobile band PA system has implemented a router that essentially allows for iPad operation for the sound engineer to mix the band and iPhone/iPad operation for each musician to control their own monitor mix. Very cool. Only problem is....
by guitarguy
Tue Jun 28, 2016 6:55 am
Forum: Personal Consumer Issues
Topic: DirecTV/AT&T Merger - The Kiss of Death of a Once Good Company
Replies: 34
Views: 3906

Re: DirecTV/AT&T Merger - The Kiss of Death of a Once Good Company

First of all they are ALL awful. That said...FWIW...

AT&T has been pretty good for us. We have U-Verse and internet...pretty much problem free. The only hassle is when the bill comes and it's too high...I call over and over and they pretty much always lower it. :annoyed
by guitarguy
Mon Jun 27, 2016 12:23 pm
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

That's crazy. But then again you probably have a jerk cop in every city. But there are also great ones who would more than likely handle the situation appropriately. I was at my city park playing frisbee with my dog one time...he was off leash and I of course knew full well it's technically against...
by guitarguy
Mon Jun 27, 2016 11:48 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 11581

Re: Good Deal on a Pocket Pistol

I agree that a 9mm loaded with the right ammo is undoubtedly a more effective stopper than a .380 What do you recommend as a reliable self defense ammo for a 9mm? What pistol are you shooting and what is the barrel length? I shoot a compact, an FNH FNS 9C, which has a barrel length of 3.6" and...
by guitarguy
Mon Jun 27, 2016 11:46 am
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 11581

Re: Good Deal on a Pocket Pistol

queso wrote:
guitarguy wrote:
queso wrote:
guitarguy wrote:
gatorman wrote:I agree that a 9mm loaded with the right ammo is undoubtedly a more effective stopper than a .380


What do you recommend as a reliable self defense ammo for a 9mm?


A .45 .. ;-)


I don't think those will fit :D

Kidding! :)


Ditto!
by guitarguy
Fri Jun 24, 2016 1:12 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 11581

Re: Good Deal on a Pocket Pistol

queso wrote:
guitarguy wrote:
gatorman wrote:I agree that a 9mm loaded with the right ammo is undoubtedly a more effective stopper than a .380


What do you recommend as a reliable self defense ammo for a 9mm?


A .45 .. ;-)


I don't think those will fit :D
by guitarguy
Fri Jun 24, 2016 12:43 pm
Forum: Personal Consumer Issues
Topic: Good Deal on a Pocket Pistol
Replies: 124
Views: 11581

Re: Good Deal on a Pocket Pistol

gatorman wrote:I agree that a 9mm loaded with the right ammo is undoubtedly a more effective stopper than a .380


What do you recommend as a reliable self defense ammo for a 9mm?
by guitarguy
Fri Jun 24, 2016 11:19 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

A dog fight between two medium/large sized dogs is a pretty brutal thing to be a part of, I'll never forget it. It's absolutely disgusting that so many people partake in organized dog fighting as a 'business' or hobby. Not only is it brutal, it usually goes down in a split second. And it's scary. I...
by guitarguy
Fri Jun 24, 2016 11:13 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

Get your dog to the vet ASAP. I am pretty sure that off-leash is against the law in many if not most municipalities. I would have filed a police report immediately. The same situation happened to me once (except my dog was not injured), and I called the police immediately and waited in front of the...
by guitarguy
Fri Jun 24, 2016 11:04 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

Just a general FYI to all, the best way to break up a dog fight is to grab the dog's back legs, lift as high in the air as makes sense depending on the size of the dog, and "wheelbarrow" walk the dog backward. If the dog turns on you or continues to be aggressive, keep walking and move in...
by guitarguy
Fri Jun 24, 2016 11:00 am
Forum: Personal Consumer Issues
Topic: UPDATE BELOW: Should we stay or should we go now?
Replies: 32
Views: 5260

Re: Should we stay or should we go now?

I didn't read anything in this thread...but I read the thread title as if it was written by The Clash.

I sincerely hope that was on purpose. :D :sharebeer
by guitarguy
Fri Jun 24, 2016 10:54 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

Just a caution: The pick up by the back legs method won't work without two people that both know what they are doing (unless one dog is on a chain or otherwise restricted). Nor does it work well if you are short/not too strong. You can get seriously hurt doing this if you try to learn as you go. Of...
by guitarguy
Fri Jun 24, 2016 10:50 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

Just a general FYI to all, the best way to break up a dog fight is to grab the dog's back legs, lift as high in the air as makes sense depending on the size of the dog, and "wheelbarrow" walk the dog backward. If the dog turns on you or continues to be aggressive, keep walking and move in...
by guitarguy
Fri Jun 24, 2016 10:23 am
Forum: Personal Consumer Issues
Topic: Dog attacked by another dog
Replies: 91
Views: 5347

Re: Dog attacked by another dog

Sorry to hear that happened to you...first and foremost I hope your dog is OK! First and immediately tend to your dog's pain by having a vet examine him. The vet can also say whether the injury might have been caused by the attack. Then decide your next move. . ^ This. I would also try to talk to th...
by guitarguy
Thu Jun 23, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I will be canceling the CSP when my annual fee comes due. I just got the Costco visa which pays 3% on dining/travel. My primary use of UR points is transferring to southwest. 3% on Costco visa beats 2x SW points for me, not even considering the $95 AF, and I don't feel the other perks of the card s...
by guitarguy
Thu Jun 23, 2016 6:23 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I will be canceling the CSP when my annual fee comes due. I just got the Costco visa which pays 3% on dining/travel. My primary use of UR points is transferring to southwest. 3% on Costco visa beats 2x SW points for me, not even considering the $95 AF, and I don't feel the other perks of the card s...
by guitarguy
Thu Jun 23, 2016 6:21 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I will be canceling the CSP when my annual fee comes due. I just got the Costco visa which pays 3% on dining/travel. My primary use of UR points is transferring to southwest. 3% on Costco visa beats 2x SW points for me, not even considering the $95 AF, and I don't feel the other perks of the card s...
by guitarguy
Mon Jun 20, 2016 11:51 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

2) bonuses create psychological bias towards more spending. Victoria This is why I like MS. If I need to spend X dollars to get a bonus I MS that amount within the first few days of getting the card. This way I am never thinking about having to spend money to meet the bonus. I still use most of the...
by guitarguy
Mon Jun 20, 2016 10:45 am
Forum: Personal Finance (Not Investing)
Topic: High Credit Card Debt- Need Help
Replies: 107
Views: 8590

Re: High Credit Card Debt- Need Help

OP, What is the value of your husband's (and your) portfolio and assets? I've not seen this info anywhere yet in this long thread. Do you know? Has he shared this info with you? This is a pretty key piece of information here. You've said that he's ready to retire, and that you're set (meaning you BO...
by guitarguy
Thu Jun 16, 2016 12:38 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and Chase Freedom Visa 5%
Replies: 23
Views: 4264

Re: Costco and Chase Freedom Visa 5%

Chase announced that wholesale clubs will be in the 5% category for the remainder of 2016.
by guitarguy
Thu Jun 16, 2016 6:35 am
Forum: Personal Finance (Not Investing)
Topic: Liking the new Citi CC at Costco
Replies: 204
Views: 36110

Re: Liking the new Citi CC at Costco

For me, the biggest gap on this card is the lack of a supermarket discount. I'm getting 6% up to $6000 on my Amex, which after the $75 fee works out to 4.25% back. 4.75% (assuming you spend the whole $6k). And when you factor in some of the offers they have that you can tag to the card...e.g. $25 o...
by guitarguy
Wed Jun 15, 2016 7:52 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

What am I missing about the costco cash cards. :confused I get the 5% for buying it but then the cash card doesn't get the discount when using it. That's right. For me, the 5% on Freedom is more valuable than other discounts, because in combination with Chase Sapphire Preferred, I can exchange Ulti...
by guitarguy
Mon Jun 13, 2016 6:02 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I churn. I've opened 23 new credit cards in the last 2 years. 14 are still open. Problem is there are really not a lot of cards left that I'm interested in now that the Chase 5/24 rule is in place. Do you know if 5/24 applies to Chase Ink Cash? Victoria Yes, I read that it does. Chase supposedly ex...
by guitarguy
Thu Jun 09, 2016 5:55 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

Looks like the AMEX Blue Cash Preferred annual fee will increase to $95 starting in August. I suppose it's still a good deal for groceries and gas, but I have reluctance to pay an annual fee even if it does pay for itself eventually. Fortunately, this will only be for new applicants. Those of us al...
by guitarguy
Wed Jun 08, 2016 6:45 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

This has been a wonderful learning experience. Thanks so much everyone. I've never played the churn game, but looking back, I haven't paid for a flight in over 20 years. Don't fly much, but when I do, it's always been Southwest. Now, learning how valuable this game can be, I've become excited. Just...
by guitarguy
Wed Jun 08, 2016 6:38 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

But we have recently changed since we are getting married and have some international trips planned and are churning some cards right now. In the last year we have signed up for the Chase United, AMEX Delta Gold, Citi AA Platinum, and 2 AMEX SPG. We currently have about 500,000 points between the t...
by guitarguy
Tue Jun 07, 2016 5:55 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I think me and DW will both plan on getting that Hyatt card. With a free night annually, it will offset the fee easily. More than likely by double. There are several category 3-4 Hyatt hotels that are easily within driving distance for us. Even if we don't do any extended stays we could simply use ...
by guitarguy
Mon Jun 06, 2016 10:53 am
Forum: Personal Finance (Not Investing)
Topic: Question about credit cards/credit score. Looking for help.
Replies: 16
Views: 1359

Re: Question about credit cards/credit score. Looking for help.

Isn't it funny? This forum is devoted to simple, passive investing and people pride themselves on only looking at their balances yearly. Less is more. All the time saved is spent on a ridiculous credit card and bank account juggle. Of course, we are all free to use our time however we wish, but the...
by guitarguy
Mon Jun 06, 2016 9:08 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

This thread has been so interesting...thanks to everyone that has chimed in. I hope others out there have learned as much as me from reading this stuff! :D After the wealth of info I've taken in over the past couple of weeks...I'm still left wondering what is the best strategy for a type of family ...
by guitarguy
Fri Jun 03, 2016 6:10 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

Say he spent $100,000 and had 100,000 SPG points and parlayed those into a stay at a really nice hotel during peak season....sure he could get $6k worth of stays. Whether it's actually worth $6k if you aren't willing to outlay the $6k in cash otherwise is another thing. This is an interesting take,...
by guitarguy
Tue May 31, 2016 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

This thread has been so interesting...thanks to everyone that has chimed in. I hope others out there have learned as much as me from reading this stuff! :D After the wealth of info I've taken in over the past couple of weeks...I'm still left wondering what is the best strategy for a type of family l...
by guitarguy
Tue May 31, 2016 10:41 am
Forum: Personal Finance (Not Investing)
Topic: How much can you make from the credit card / bank account game?
Replies: 54
Views: 5025

Re: How much can you make from the credit card / bank account game?

There is the thing called Walmart bill pay, where you can pay credit card at the money center using "debit" cards. My Walmart removed the function a while back, if your WM still has that function,you can easily ms $20k for 1 hr of work. So you're saying that in order to pay my CC bill, I'...
by guitarguy
Tue May 31, 2016 6:48 am
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

General rule of thumb? Never heard of it. My fence posts are on the outside of my privacy fence because that side of the fence is the ugliest. Why would I want to look at the ugly side of a fence? But seriously, I've never heard of such a rule. In my town, the pretty or finished side of a fence has...
by guitarguy
Mon May 30, 2016 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

23 cards in two years! :o I opened 14 of them between April and November last year. With the held of Redbird and Serve, I was able to manufacture enough spending to go through lots of intro bonuses in a short amount of time. Would you care to elaborate? That sounds interesting. When you both talk a...
by guitarguy
Fri May 27, 2016 5:22 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

Can someone help me understand how 1 chase Ultimate Reward point could be seen as worth 2 cents. I'm a novice at this stuff. UR can be transferred to travel partners like United, Southwest, ect at 1 to 1 exchange. So if you book a flight for 25k miles that would've cost you $500 in cash you got 2 c...
by guitarguy
Fri May 27, 2016 5:13 pm
Forum: Personal Finance (Not Investing)
Topic: Is the AMEX originial (old) Blue Cash worth keeping?
Replies: 11
Views: 1958

Re: Is the AMEX originial (old) Blue Cash worth keeping?

I have the original AMEX Blue Cash card. I just hit the reset period where the card returns 1%/1%/1%/0.5% for gas/groceries/pharma/other until I meet $6,500 in spending. At that point, it goes up to 5%/5%/5%/1%. I'm thinking of converting it to the Preferred option for the 6% groceries, and then us...
by guitarguy
Fri May 27, 2016 11:01 am
Forum: Personal Consumer Issues
Topic: Circular Saw
Replies: 18
Views: 1039

Re: Circular Saw

Does anyone have any recommendations for a good circular saw? I am considering buying used off of craigslist, does anyone think it's a bad idea to pick up a bundle of tools that a contractor is selling (Circular saw, hammer drill, sander, etc.)? Or to buy a used circular saw in general? What sort o...
by guitarguy
Fri May 27, 2016 10:01 am
Forum: Personal Consumer Issues
Topic: Circular Saw
Replies: 18
Views: 1039

Re: Circular Saw

Does anyone have any recommendations for a good circular saw? I am considering buying used off of craigslist, does anyone think it's a bad idea to pick up a bundle of tools that a contractor is selling (Circular saw, hammer drill, sander, etc.)? Or to buy a used circular saw in general? What sort o...
by guitarguy
Fri May 27, 2016 6:39 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

Chase Ink [Plus] - Phone, Internet, office stores This one has peaked my interest. Even with the $95 AF, if I use the card to simply pay our cable/phone/internet bill monthly, the card will more than pay for itself. So I would probably just keep it, set it up to autopay that bill, and occasionally ...
by guitarguy
Fri May 27, 2016 6:24 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

To OP, I appreciate you broaching this topic. I think everyone can learn from everyone else here. Thanks. That way my thought. At first I wasn't really interested in discussing churning or just chasing signup bonuses. However after reading this thread I've kinda become fascinated by it over the pas...
by guitarguy
Fri May 27, 2016 6:14 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

I'm thinking of not using the Pen Fed gas card anymore, after I accumulate the next $25 reward. It takes so long to accumulate since I only use it for 6 months a year. Are you thinking of a different card? PenFed credits the cash back on each statement automatically, no minimums. Do tell. I don't s...
by guitarguy
Fri May 27, 2016 5:59 am
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

Good grief. Just be nice. Trim the hedges back enough that the neighbor can do the heavy lifting of putting in a new fence. Ha. See my post above. Separating the hedge from the fence would be about as much work as tearing out the fence itself. This is coming from someone that has done both. In fact...
by guitarguy
Fri May 27, 2016 5:56 am
Forum: Personal Consumer Issues
Topic: Harry Potter World: Trip Advice
Replies: 30
Views: 3441

Re: Harry Potter World: Trip Advice

Wife and I decided that we will just do the full time at LOEWS ROYAL PACIFIC RESORT AT UNIVERSAL ORLANDO and do the 2 day pass. I don't want to feel "rushed" by trying to hit everything in a single day. I'm guessing we will do more of a 1.5 day at the park and then on Saturday end up leav...
by guitarguy
Thu May 26, 2016 3:38 pm
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

Whelp, turns out she decided she wants to have the hedges removed and wants to plant some shorter grassy type plants along her her fence, which the neighbor has already said he plans on giving her the "nice" side. Problem solved. Problem added: me and my brother will be removing huge hedg...
by guitarguy
Thu May 26, 2016 3:23 pm
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

Whelp, turns out she decided she wants to have the hedges removed and wants to plant some shorter grassy type plants along her her fence, which the neighbor has already said he plans on giving her the "nice" side. Problem solved. Problem added: me and my brother will be removing huge hedge...
by guitarguy
Thu May 26, 2016 2:14 pm
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

Good grief. Just be nice. Trim the hedges back enough that the neighbor can do the heavy lifting of putting in a new fence. Ha. See my post above. Separating the hedge from the fence would be about as much work as tearing out the fence itself. This is coming from someone that has done both. In fact...
by guitarguy
Thu May 26, 2016 2:05 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 1166
Views: 144886

Re: What's Your Credit Card Rewards Strategy?

Just started playing the credit card game in January. Goal was to subsidize tickets for 4 to Italy summer 2017. Wow, I did not realize that by "subsidize" I really meant "free". By the end of June I will have earned enough points for 4 free tickets to Europe. By the end of summe...
by guitarguy
Thu May 26, 2016 1:26 pm
Forum: Personal Consumer Issues
Topic: Real price for a new car
Replies: 64
Views: 6186

Re: Real price for a new car

TheBestOrNothing wrote:The prior use on that car is "Rental". Do yourself a favor and stay away.


Not always the case. But to each their own. I got a great deal on a fully loaded Impala that was a rental. Have been extremely happy with my purchase so far.
by guitarguy
Thu May 26, 2016 1:14 pm
Forum: Personal Consumer Issues
Topic: How much do you spend on trips/vacations?
Replies: 74
Views: 5917

Re: How much do you spend on trips/vacations?

Not much. Just got back from a 7 night trip to Europe (plus one night flying). Spent around $1,000 total, and that was mostly food and entertainment. Flights, hotels, trains, etc. were free from travel rewards. Did the same for Hawaii in September and just spent a few hundred on food/entertainment....
by guitarguy
Thu May 26, 2016 12:56 pm
Forum: Personal Consumer Issues
Topic: Advice on Mom's Fence / Neighbor
Replies: 57
Views: 4875

Re: Advice on Mom's Fence / Neighbor

If it was my fence, bushes, and property, I would tell the neighbor that I will trim the bushes, and you can remove the chain link fence. Yes, I agree that's the nicest way to go. But I'm afraid it's not just "trimming" the bushes. We're talking about a 30+ year old hedge with very thick ...

Go to advanced search