Search found 575 matches

by WanderingDoc
Mon Jan 08, 2018 2:39 am
Forum: Investing - Theory, News & General
Topic: Does the S&P 500 Grow Faster Than the Economy?
Replies: 31
Views: 3118

Re: Does the S&P 500 Grow Faster Than the Economy?

Yes, imprecise wording on my part — Maybe the thread title is also imprecisely worded. Are you asking if the S&P 500 price index grows faster than GDP or if the S&P 500 total return index grows faster than GDP? The price index measures the market's growth. The total return index measures the growth...
by WanderingDoc
Mon Jan 08, 2018 2:32 am
Forum: Investing - Theory, News & General
Topic: Does the S&P 500 Grow Faster Than the Economy?
Replies: 31
Views: 3118

Re: Does the S&P 500 Grow Faster Than the Economy?

3) Nearly the entire difference between market's long-term historical price growth (1.9%, in yellow) and its total return growth (6.3%, in green) is due to the compounding effect of reinvested dividends! [/list] IIRC "survivorship bias" is also a big factor -> https://en.wikipedia.org/wiki/Survivor...
by WanderingDoc
Sun Jan 07, 2018 3:22 am
Forum: Investing - Help with Personal Investments
Topic: Shall I buy a one B/B apt in Bay Area? Help needed, please.
Replies: 18
Views: 1646

Re: Shall I buy a one B/B apt in Bay Area? Help needed, please.

If I should not buy it, what should I do with the $50K cash I have on hand? Thank you for your help in advance. Since you are here on an H-1B visa, it's probably not a good idea to buy an apartment. It might not even be less expensive than renting. Have you considered sharing an apartment to save m...
by WanderingDoc
Sat Jan 06, 2018 5:55 pm
Forum: Investing - Help with Personal Investments
Topic: Shall I buy a one B/B apt in Bay Area? Help needed, please.
Replies: 18
Views: 1646

Re: Shall I buy a one B/B apt in Bay Area? Help needed, please.

I'd never buy in the Bay Area, but there are plenty of people who do. The Bay Area has been THE MOST PROFITABLE market for landlords, since 2000, since 2005, since 2010. Don't confuse cash flow for profit. Profit = cash flow + capital appreciation. One shouldn't worry about a -$300 monthly cash flo...
by WanderingDoc
Sat Jan 06, 2018 5:38 pm
Forum: Investing - Help with Personal Investments
Topic: Is now not a good time to start investing?
Replies: 36
Views: 2930

Re: Is now not a good time to start investing?

Read about Bob, The Worst Market Timer What happens if you only invested at market highs? http://awealthofcommonsense.com/2014/02/worlds-worst-market-timer/ Congratulations on your great progress. j :D Thank you. Interesting/funny article. It's always different if it's your own money though, as you...
by WanderingDoc
Fri Jan 05, 2018 8:34 pm
Forum: Investing - Theory, News & General
Topic: Hitting The Sell Button
Replies: 226
Views: 27561

Re: Hitting The Sell Button

I am likely biased here, but it actually shocks me that someone would put their cold hard cash into a taxable mutual fund account. What, 35-40% tax on gains, not counting state taxes? Mutual funds are subject to long term capital gains tax if you hold them more than a year. That is 15% for incomes ...
by WanderingDoc
Fri Jan 05, 2018 12:37 am
Forum: Investing - Theory, News & General
Topic: Hitting The Sell Button
Replies: 226
Views: 27561

Re: Hitting The Sell Button

Early 30's here and I took the opportunity to rebalance my 6% bonds up to 10%. It'll be back down to single digits soon as I'm DCA-ing the proceeds of the sale of my first house into VTI in taxable. I am likely biased here, but it actually shocks me that someone would put their cold hard cash into ...
by WanderingDoc
Fri Jan 05, 2018 12:14 am
Forum: Investing - Theory, News & General
Topic: Hitting The Sell Button
Replies: 226
Views: 27561

Re: Hitting The Sell Button

I’m so happy that I switched to a LMP type of plan. I don’t buy bonds any more (I have tax-deferred accounts full of them). I don’t sell anything. I invest new money in PRIMECAP, TSM, and TISM. Wow, that’s easy; thinking isn’t my long suit 😉. I will come back and ask a lot of questions after we no ...
by WanderingDoc
Wed Jan 03, 2018 11:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]
Replies: 25
Views: 3663

Re: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]

Using Vanguard, I made a non-deductible contribution to the trad. IRA, money market fund, on 1/2/18. The funds won't post until next Mon or Tues for me to do the conversion to the Roth IRA! Has anyone else run into this mandatory hold on funds Vanguard imposes?
by WanderingDoc
Wed Jan 03, 2018 4:28 pm
Forum: Investing - Theory, News & General
Topic: What the experts say about Bitcoins?
Replies: 114
Views: 8354

Re: What the experts say about Bitcoins?

No qualified response until now. Sad. You are starting to sound like a Trump tweet. Luckily, I'm European. Trump is your problem. We HAVE been giving you a response, but you just keep ignoring it. Well and I tried to explain what proof of work is and what you are getting paid for. And you didn't un...
by WanderingDoc
Tue Jan 02, 2018 8:00 pm
Forum: Investing - Theory, News & General
Topic: Bond Returns in 2017
Replies: 16
Views: 1722

Re: Bond Returns in 2017

So it appears that the WSJ figures are just capital appreciation, and the Vanguard figures are capital appreciation + dividends?

So it seems like bonds have a value and pay a dividend.. Just like a stock! Who would have thunkit.. I was just assuming that bonds pay interest like a note.
by WanderingDoc
Tue Jan 02, 2018 4:58 pm
Forum: Investing - Help with Personal Investments
Topic: Opted into the new military retirement system/BRS
Replies: 57
Views: 4591

Re: Opted into the new military retirement system/BRS

Thanks y'all for the input! I did submit the question to TSP so if they spit back any different information, I'll be sure to post it here. @wanderingdoc- Congrats on achieving financial independence! I have a ways to go. My wife needs to finish residency and will owe another 5 years. I have finishe...
by WanderingDoc
Tue Jan 02, 2018 2:23 pm
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 719
Views: 191941

Re: Share your net worth progression

RandomJoe wrote:
Sun Dec 31, 2017 4:24 am
2014 -$150,000
2015 -$25,000
2016 $167,000
2017 $269,000
Nice jump from '15 to '16! Physician?
by WanderingDoc
Tue Jan 02, 2018 2:15 pm
Forum: Investing - Theory, News & General
Topic: Bond Returns in 2017
Replies: 16
Views: 1722

Re: Bond Returns in 2017

(10-year numbers from Vanguard) VWESX - Long-term investment grade returned 7.78% VBTLX - Total Bond Market returned 3.95% VIPSX - Inflation-protected securities 3.26% Not half bad! People have lately been saying (even Warren Buffet) that bonds aren't really necessary to hold. I think with those nu...
by WanderingDoc
Tue Jan 02, 2018 1:40 pm
Forum: Investing - Theory, News & General
Topic: Bond Returns in 2017
Replies: 16
Views: 1722

Re: Bond Returns in 2017

(10-year numbers from Vanguard) VWESX - Long-term investment grade returned 7.78% VBTLX - Total Bond Market returned 3.95% VIPSX - Inflation-protected securities 3.26% Not half bad! People have lately been saying (even Warren Buffet) that bonds aren't really necessary to hold. I think with those num...
by WanderingDoc
Tue Jan 02, 2018 1:26 pm
Forum: Investing - Help with Personal Investments
Topic: Opted into the new military retirement system/BRS
Replies: 57
Views: 4591

Re: Opted into the new military retirement system/BRS

Same. Hopefully it will be effective this pay period. Best of luck that this was the right decision! I hope so! We are uncertain of what we'll end up doing, but we are leaning towards practice ownership in the future. We wanted the flexibility of at least taking some retirement benefits with us if ...
by WanderingDoc
Tue Jan 02, 2018 1:20 pm
Forum: Investing - Theory, News & General
Topic: Bond Returns in 2017
Replies: 16
Views: 1722

Bond Returns in 2017

Is there somewhere I can see the returns of "bonds" for the year 2017? I guess this would mean regular bonds and TIPS. Sorry bond newbie here.
by WanderingDoc
Tue Jan 02, 2018 12:03 pm
Forum: Investing - Help with Personal Investments
Topic: Opted into the new military retirement system/BRS
Replies: 57
Views: 4591

Re: Opted into the new military retirement system/BRS

Same. Hopefully it will be effective this pay period.

Best of luck that this was the right decision!
by WanderingDoc
Tue Jan 02, 2018 2:54 am
Forum: Investing - Help with Personal Investments
Topic: Eval my IPS [Investment Policy Statement]
Replies: 31
Views: 2089

Re: Eval my IPS [Investment Policy Statement]

OP,
Did you ever consider opting into the BRS? I just did it earlier today. I figured, money now (6% match) vs money later (0.5% extra per year for pension) is always more valuable. Also, I am 80% sure I am getting out after my commitment, so the choice is crystal clear in that case.
by WanderingDoc
Mon Jan 01, 2018 6:19 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1821
Views: 325118

Re: What are you up YTD? [Year To Date]

Overall, up 17.5% for the year, mostly 60% stocks, 40% bonds. But I do have one small account where I pick stocks I think are special, buy and hold, and that account is +49% for the year (and up 300% over the last 5 years). Completely cheating vs the "book" but I do it to. It's virtually a hobby fo...
by WanderingDoc
Mon Jan 01, 2018 4:47 pm
Forum: Investing - Theory, News & General
Topic: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]
Replies: 25
Views: 3663

Re: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]

Thanks everyone.

Looks like it doesn't matter if you made your non-deductible traditional IRA contribution at 12:01 A.M. Monday or any time on Tuesday, the effect should be the same. I will probably just use the 2nd and 3rd for the Backdoor Roth :D
by WanderingDoc
Mon Jan 01, 2018 5:51 am
Forum: Investing - Theory, News & General
Topic: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]
Replies: 25
Views: 3663

Re: Vanguard glitch: don't contribute 2018 IRA now! [FIXED NOW]

What are the recommended steps for a Backdoor Roth? (My first year doing it).

I think I remember Whitecoat Investor says he plans on doing it on the 2nd and 3rd. Any reason why one can't do it on the 1st and 2nd?

Thanks and Happy New Year!!
by WanderingDoc
Sun Dec 31, 2017 1:55 am
Forum: Personal Finance (Not Investing)
Topic: Share your net worth progression
Replies: 719
Views: 191941

Re: Share your net worth progression

2011: -$180,000 (no school or car debt, but debt from purchase of first property) 2013: $0 2017: +1.1M I have had a bit of a different experience as most of the posters (I only read page 1). I have never saved or had a budget. I spent roughly 90% of my ~$100K salary in (military) residency. But one ...
by WanderingDoc
Sat Dec 30, 2017 10:02 pm
Forum: Investing - Theory, News & General
Topic: Jack Bogle’s 5 bold investment predictions for 2018 and beyond.
Replies: 39
Views: 7196

Re: Jack Bogle’s 5 bold investment predictions for 2018 and beyond.

Jack Bogle’s 5 bold investment predictions for 2018 and beyond. Article on CNBC https://www.cnbc.com/2017/11/20/jack-bogles-5-bold-investment-predictions-for-2018-and-beyond.html YouTube Video interview. https://www.youtube.com/watch?v=KZWX38OG9iE Jack Bogle says the American market is a proxy for ...
by WanderingDoc
Sat Dec 30, 2017 9:52 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Thats not the definition of straw-manning. Theres a saying that goes something like "if you don't have 10 minutes in your day to meditate, you need an hour." Its the lower income earners could benefit from real estate even more than higher income earners. This is simply because if you earn the aver...
by WanderingDoc
Sat Dec 30, 2017 3:18 am
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Since you are talking about "average people" and "idiot proof", then lets talk about the average person. That average annual income for a U.S. family is ~$58K. Lets be generous and call that $50K after taxes. How much of $50K can an average family save? You can't have it both ways. You talk about t...
by WanderingDoc
Fri Dec 29, 2017 8:27 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Absolutely incorrect. Statistically, you have a MUCH higher probablity of becoming financially free in your 30s through real estate. Why? INCOME. When it comes to retiring early, it doesn't matter what your total capital basis, only the cash flow/income. We LIVE on income. .... By the way, I did th...
by WanderingDoc
Fri Dec 29, 2017 7:45 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Nice indeed. Most are condos in coastal markets. They almost run themselves! Incidentally, that is a little under the hourly rate of my field (civilian side). :wink: Arent condos a pain with renting? Lots of stipulations? People say they are a pain. Those that do, they often knew an uncle's friend ...
by WanderingDoc
Fri Dec 29, 2017 7:41 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

"The difference as I see it between RE and indexing the total global marketplace is the difference between passive and active. If you want to own RE fine, but it's active management. " That's also what I find somewhat problematic...stock market investing is pretty hands off....yes, you need to spen...
by WanderingDoc
Fri Dec 29, 2017 6:38 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

I just think people are afraid to take risks. More so dont know how to multitask and deal with "stress" of tenants. What I want to do is buy a house (im 27 and still live at home), and have roommates live in it to pay the mortgage. All I ever hear is "OMG theyll trash the place, theyll never pay" I...
by WanderingDoc
Fri Dec 29, 2017 5:45 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

WanderingDoc - what do you think about John T. Reed? He's considered a guru of real estate investing and I read few of his books when I was looking into real estate and it was far from slam dunk. Eventually, I decided against it. If you read his books, do you think he's wrong in his assessments? If...
by WanderingDoc
Fri Dec 29, 2017 12:03 am
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

WanderingDoc - what do you think about John T. Reed? He's considered a guru of real estate investing and I read few of his books when I was looking into real estate and it was far from slam dunk. Eventually, I decided against it. If you read his books, do you think he's wrong in his assessments? If...
by WanderingDoc
Thu Dec 28, 2017 8:24 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Im with ya wanderingdoc. Goal is to get my first property this year and house hack it, rinse, repeat. At the end of the day, people need a place to live. Could be a bear market, worse financial crisis ever, people still need a place to live and the USA is becoming more and more of a renter country....
by WanderingDoc
Thu Dec 28, 2017 3:48 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Im with ya wanderingdoc. Goal is to get my first property this year and house hack it, rinse, repeat. At the end of the day, people need a place to live. Could be a bear market, worse financial crisis ever, people still need a place to live and the USA is becoming more and more of a renter country....
by WanderingDoc
Thu Dec 28, 2017 3:15 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Not having access to your own savings for decades is not my idea of wealthy. Not bashing index funds, but this is just the nitty gritty reality. YMMV :wink: In order to grow your business you're going to have to lever up and reinvest in new properties by taking on additional leverage. If having acc...
by WanderingDoc
Thu Dec 28, 2017 1:44 am
Forum: Investing - Theory, News & General
Topic: Interesting Bitcoin documentary on Amazon Prime
Replies: 8
Views: 1698

Re: Interesting Bitcoin documentary on Amazon Prime

Watched a couple of interesting documentaries on Bitcoin this evening. Available on Amazon Prime. One is slightly dated 2014 but is finding itself in the top results because of increased interest. Still a good show with interesting facts about Bitcoin. If you kinda get Bitcoin, but not really, you ...
by WanderingDoc
Thu Dec 28, 2017 1:41 am
Forum: Investing - Help with Personal Investments
Topic: Scared of bonds
Replies: 14
Views: 2143

Re: Scared of bonds

I am recently divorced (2 years ago). I invested in two mutual funds in my 20's, but stopped funding them in my 30's. One in a traditional IRA, one in a Roth. I am a federal government employee, and I am funding my TSP at 10% of my base salary. The traditional IRA has been rolled into my TSP. Curre...
by WanderingDoc
Wed Dec 27, 2017 6:23 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

I don't want to get rick quick. I want to get rich for sure. Hence real estate. Not everyone wants to work full time for 30-40 years in a job they may or may not like. jb1 wants income in his mailbox that he can use now, not when he is 65. Nothing wrong with that IMO. Personally, I have moved a sma...
by WanderingDoc
Wed Dec 27, 2017 5:58 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Are you a mind reader? Long term I want to do buy and hold real estate. BHs of course are against that also. I made a thread 2 days ago about taking out my Roth money and using it for a DP on a house. I also have 15k saved up, but I want to get at least 2 properties by the time im 30 (27 now). Was ...
by WanderingDoc
Wed Dec 27, 2017 3:44 pm
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

OP lol just forget it, youre asking on the wrong forum. I have learned a lot from here, but no one takes risks here. Ever. Biggest risk they take is driving to a gas station where they dont know the price. Im 27. I dont want to wait until retirement to touch my money. I dont want to work 9-5 foreve...
by WanderingDoc
Wed Dec 27, 2017 2:38 am
Forum: Investing - Theory, News & General
Topic: How to setup a crypto-currency "index fund" (Bitcoin, etc.)
Replies: 77
Views: 6573

Re: How to setup a crypto-currency "index fund" (Bitcoin, etc.)

Perhaps the board could have a crypto currency sub-forum. ;) Not sure if this was meant tongue-in-cheek, but if this helps people who don't want to think about crypto-currencies avoid popping into threads to mutter "ponzi" or "tulip" repeatedly, rather than contributing to the topic at hand, that w...
by WanderingDoc
Wed Dec 27, 2017 2:16 am
Forum: Investing - Theory, News & General
Topic: Interesting Bitcoin documentary on Amazon Prime
Replies: 8
Views: 1698

Re: Interesting Bitcoin documentary on Amazon Prime

Watching it now. Actually very good and very relevant to today.
by WanderingDoc
Mon Dec 25, 2017 5:39 pm
Forum: Investing - Help with Personal Investments
Topic: Late 30s, I think I’m doing everything right but would like a once-over
Replies: 14
Views: 2641

Re: Late 30s, I think I’m doing everything right but would like a once-over

Age 38 Single SF Bay Area/California I got a late start after following an arts career for several years but have been in tech since age 26. - Yearly income from job expected in 2018: ~$232k ($142k base, $50k bonus, $40k paid OT) - because there’s so much extra income and a lot of deductions, my ac...
by WanderingDoc
Sun Dec 24, 2017 10:40 pm
Forum: Investing - Theory, News & General
Topic: Not investing through your 30's
Replies: 60
Views: 5962

Re: Not investing through your 30's

I often trace the thought of holding off until 40 to begin investing in order to boost enjoyment through the 30's. I say this because it is often a time when one is getting their feet on the ground both professionally and also as a home owner. Thats a good chunk of change towards a home. For those ...
by WanderingDoc
Sun Dec 24, 2017 10:23 pm
Forum: Investing - Theory, News & General
Topic: Implications of tax bill on residential real estate (house prices)
Replies: 62
Views: 6045

Re: Implications of tax bill on residential real estate (house prices)

I don't think it's at all clear what's going to happen. My guess is that housing prices will mainly be reduced in the mid-range, which is people trading up from starter homes. The law may actually help first time buyers. As renters, very few of them itemize, so they will be more likely to see a tax...
by WanderingDoc
Sun Dec 24, 2017 7:39 pm
Forum: Investing - Help with Personal Investments
Topic: Feels dumb to hold bonds - Currently 70% Stocks 30% Bonds
Replies: 97
Views: 12867

Re: Feels dumb to hold bonds - Currently 70% Stocks 30% Bonds

100% equities doesn't generally outperform 90% and it's more volatile. That's along the lines of what I'd heard, but when I looked at the data and spent time backtesting various allocations, my own observation was that 100% equities *does* generally outperform 90%. But yes, it is more volatile. And...
by WanderingDoc
Sun Dec 24, 2017 3:52 pm
Forum: Investing - Help with Personal Investments
Topic: Feels dumb to hold bonds - Currently 70% Stocks 30% Bonds
Replies: 97
Views: 12867

Re: Feels dumb to hold bonds - Currently 70% Stocks 30% Bonds

100% equities doesn't generally outperform 90% and it's more volatile. That's along the lines of what I'd heard, but when I looked at the data and spent time backtesting various allocations, my own observation was that 100% equities *does* generally outperform 90%. But yes, it is more volatile. And...
by WanderingDoc
Sun Dec 24, 2017 3:25 pm
Forum: Investing - Theory, News & General
Topic: Quite a few people I know in real life that normally don't mess with finances have brought up investing in bitcoin
Replies: 74
Views: 7261

Re: Quite a few people I know in real life that normally don't mess with finances have brought up investing in bitcoin

KSOC wrote:
Sat Dec 23, 2017 11:24 am
"Never invest in a business you cannot understand." Warren Buffett

I'm too stupid for blockchain stuff.

Barely understanding index funds. But I like knowing I own parts of 9,891 companies here & abroad.
Is that the total world fund?
by WanderingDoc
Sat Dec 23, 2017 4:04 am
Forum: Investing - Theory, News & General
Topic: Happy New Year. Congratulations on your progress! What success tips do we pass on to others?
Replies: 20
Views: 2258

Re: Happy New Year. Congratulations on your progress! What success tips do we pass on to others?

01) Live well below your means and invest at least 20% of your gross a year. 02) Avoid getting married as it is an uncontrollable risk factor. 03) Target retiring in your mid 40s with a contingency plan of 50 and another contingency of 55. 04) Choose your state of residence carefully. Could you ela...
by WanderingDoc
Fri Dec 22, 2017 2:31 pm
Forum: Investing - Help with Personal Investments
Topic: Interesting ride so far - Crypto-curriencies
Replies: 112
Views: 9273

Re: Interesting ride so far - Crypto-curriencies

So what happens now with the value of BItcoin? Anyine still watching? I am glad I took profit and got my initial investment out at $15K/BTC. Now Coinbase/GDAX are completely down. So even if you wanted to sell (cash out while you still have profit) or buy (be greedy while others are fearful) you ca...