Search found 360 matches

by Rajsx
Sun Dec 09, 2007 11:13 am
Forum: Investing - Help with Personal Investments
Topic: Time to Pay Off the House?
Replies: 30
Views: 8656

Pay Off Mortgage

I can tell you my 2 cents of experience. When we built our house in 2001 -2002, we had the cash for it & had the same exact question. Our accountant said " Although the marginal potential financial benefits can sure be possible but not gauranteed". He suggested to pay cash Apart from the call of the...
by Rajsx
Tue Nov 27, 2007 12:38 am
Forum: Personal Finance (Not Investing)
Topic: America's Education System....
Replies: 53
Views: 12949

A good & interesting thread

The education in India (The country which I left 24yrs back & became a yankee) places a high value on the basic unit of all education i.e of the teacher & the student & in my humble opinion rightfully so. Although I do not have a first hand knowledge of schooling in smaller towns & villages in India...
by Rajsx
Thu Nov 01, 2007 9:39 pm
Forum: Investing - Help with Personal Investments
Topic: Milestone Reached - Your thoughts on Portfolio
Replies: 7
Views: 2794

Thanks Laura

I do not hold Total International Index Fund in Taxable. I am sorry it was a typo in my initial post, I meant to say the international Mutual Funds instead of Total International Index fund. My mistake. The International MFs I have in Taxable are namely European, Pacific & emerging Index Funds, as t...
by Rajsx
Wed Oct 31, 2007 8:33 pm
Forum: Investing - Help with Personal Investments
Topic: Milestone Reached - Your thoughts on Portfolio
Replies: 7
Views: 2794

Thanks Emergdoc

That was a very astute comment. I am stuck & trying to get out of Target Retirement Funds 2015 & 2035 in the Taxable. That's how the Total Bond Index landed in the Taxable part of the Portfolio.This was obviously a mistake, but at the time when these funds came out the much publisized automatic self...
by Rajsx
Wed Oct 31, 2007 6:11 pm
Forum: Investing - Help with Personal Investments
Topic: Milestone Reached - Your thoughts on Portfolio
Replies: 7
Views: 2794

Thanks for your comments gbs

Certainly very good comments for finetuning the portfolio

Thanks
by Rajsx
Wed Oct 31, 2007 3:24 pm
Forum: Investing - Help with Personal Investments
Topic: Milestone Reached - Your thoughts on Portfolio
Replies: 7
Views: 2794

Milestone Reached - Your thoughts on Portfolio

Our investments with an all vanguard mutual fund portfolio just reached 2 Million. I am 51 & wife is 46 & looking to retire in 10yrs with 150K per year.I met with an unfortunate accident & have to save extra for the medical expenses, and presently work part time. I have an average risk tolerance, ro...
by Rajsx
Mon Jul 09, 2007 7:17 pm
Forum: Investing - Help with Personal Investments
Topic: going to med school in the fall, need financial advice
Replies: 18
Views: 4859

Investing while taking loans

Hi, Congratulations in getting accepted to Med School. Better if it is a state school or stll good if it is a private school. 1) I would not bother investing at this stage, because it will be of NO CONSEQUENCE in the larger scheme of things, when you look back at your investments say after 10 yrs in...
by Rajsx
Mon May 28, 2007 6:44 pm
Forum: Investing - Help with Personal Investments
Topic: Diehard Military Deployment
Replies: 22
Views: 8351

Best of Luck

I learnt from your posts at this Forum. May God keep you safe.

Thanks for your service
by Rajsx
Mon May 28, 2007 6:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Calling all Docs! Physician Chapter/Interest Group
Replies: 169
Views: 83159

I Would Like To Join

Hi EMERG DOC, It is a good idea, a lot of common issues involved. 51yrs, Non Invasive Cardilogy & Int. Medicine, Started Practice Late at 37 Rugularly visit this forum, learnt a few things, but lot more to learn. Not sure, whether I can advice others. All investments in Vanguard Mutual Funds. Regards
by Rajsx
Tue May 08, 2007 9:31 pm
Forum: Investing - Help with Personal Investments
Topic: What is your age and AA?
Replies: 219
Views: 66453

What is your Age & AA

I am 50 & presently disabled & work part time, Wife 46 & working. I plan to try to work part time as long as I can, for fear of boredom & going crazy if I stay at home. STOCKS 57% BONDS & CASH 43% ; All Vanguard Funds In stocks, 71 Domestic & 29 International, In Domestic stocks - Tilt towards small...