Search found 362 matches

by Rajsx
Sun Aug 21, 2016 6:25 pm
Forum: Personal Consumer Issues
Topic: Calling all geeks ..... need help with my Laptop.
Replies: 11
Views: 1505

Re: Calling all geeks ..... need help with my Laptop.

BIOS Setup Utility -

Then I pressed STARTUP

>BOOT

> Network


BOOT MODE (Quick)
Option Key Display (Enabled)

Boot Device List F12 Option (Enter)
Current Setting (Enabled)
by Rajsx
Sun Aug 21, 2016 6:10 pm
Forum: Personal Consumer Issues
Topic: Calling all geeks ..... need help with my Laptop.
Replies: 11
Views: 1505

Re: Calling all geeks ..... need help with my Laptop.

I notice that SSD is not mentioned in the Booting Sequence, may be it does not see it anymore

Thanks
by Rajsx
Sun Aug 21, 2016 6:06 pm
Forum: Personal Consumer Issues
Topic: Calling all geeks ..... need help with my Laptop.
Replies: 11
Views: 1505

Re: Calling all geeks ..... need help with my Laptop.

- The OS is Windows 7 - I do not remember the how much RAM - When I plug in a USB Hard Drive - -Intel(R) Boot Agent GE v1.3.51 -Intel (R) Boot Agent PXE Base Code (PXE-2.1 build 089) - PXE-E61 : Media Test Failure, Check Cable - PXE-MOF : Exiting Intel Boot Agent - When I power it On - Black Screen ...
by Rajsx
Sun Aug 21, 2016 5:51 pm
Forum: Personal Consumer Issues
Topic: Calling all geeks ..... need help with my Laptop.
Replies: 11
Views: 1505

Re: Calling all geeks ..... need help with my Laptop.

Thank you guys for your help - This is the SSD from Amazon in 11/2015, Old Hard Drive had gone very slow so removed & disposed it -Crucial MX200 250GB SATA 2.5 Inch Internal Solid State Drive - CT250MX200SSD1 - I use Chrome, I think it is the latest version but I am not sure of the Version - BIOS Ty...
by Rajsx
Sun Aug 21, 2016 4:16 pm
Forum: Personal Consumer Issues
Topic: Calling all geeks ..... need help with my Laptop.
Replies: 11
Views: 1505

Calling all geeks ..... need help with my Laptop.

My Lenovo is unable to boot from any device.

It is a Thinkpad T410, I had installed a new SSD about 8 months back after the original HDD had gone very slow.
One morning, on starting up the Laptop a short Blue Screen and the unable to boot from any device.

Please help if you can......

Thanks
by Rajsx
Mon Jul 18, 2016 5:41 pm
Forum: Personal Finance (Not Investing)
Topic: Private vs State School?
Replies: 116
Views: 9944

Re: Private vs State School?

Our experience has been one of each, for what it is worth, a private & a state school. Please bear with me, it could be a long post. DD went to Upenn an iv league school & DS went to Uni of Florida a large flagship state school, ranked around 50 in USNEWS rankings. We had enough 529 funds to pay for...
by Rajsx
Mon Jul 18, 2016 10:51 am
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday, Mel! Boglehead #2.
Replies: 41
Views: 4737

Re: Happy Birthday, Mel! Boglehead #2.

Hi Mel,

Happy Birthday, belated.

Thanks for your guidance on the forum

Best
by Rajsx
Sun Jul 17, 2016 3:21 pm
Forum: Local Chapters and Bogleheads Community
Topic: ORLANDO Chapter Bogleheads
Replies: 52
Views: 7158

Re: ORLANDO Chapter Bogleheads

Thanks Mel
by Rajsx
Sun Jul 17, 2016 10:58 am
Forum: Local Chapters and Bogleheads Community
Topic: ORLANDO Chapter Bogleheads
Replies: 52
Views: 7158

Re: ORLANDO Chapter Bogleheads

Hi every body,

Let some one else take the Lead, due to personal reasons I am unable to be the Coordinator.

Thanks
by Rajsx
Tue Jun 28, 2016 12:19 pm
Forum: Investing - Theory, News & General
Topic: Market Timing or Sound Financial Advice?
Replies: 7
Views: 567

Re: Market Timing or Sound Financial Advice?

Yes, I did the same exact thing, raided a part of Emergency Fund in the process. I have mixed feelings about this, although it is after the fact. It was a small amount in comparison to the size of the portfolio, but I thought it was a good buying opportunity. When weathering the past market sell out...
by Rajsx
Tue Jun 14, 2016 11:27 am
Forum: Investing - Help with Personal Investments
Topic: Retirement Port: 60/40 vs 40/60
Replies: 22
Views: 3819

Re: Retirement Port: 60/40 vs 40/60

Another 50/50 ++ here at age 60, with 5% additional cash on the side, retired last year at age 59. I sleep well most of the nights & try to laugh off the dips & valleys of the S&P. Due to other income we do not have to draw from the portfolio for 5 more years. I will try to maintain this till age 65...
by Rajsx
Fri May 20, 2016 5:05 pm
Forum: Personal Finance (Not Investing)
Topic: Suggestions /Advice for a fresh college graduate
Replies: 33
Views: 3060

Re: Suggestions /Advice for a fresh college graduate

Fast Forward - Check Status - Still need Suggestions So, my son walked at the College Graduation Ceremony in 2015, all good & every body happy.He got a job at Campus Recruitment event with a distributor of Wines company, taking orders at the Wine Stores, earning commission as his salary, at a out of...
by Rajsx
Sun Apr 24, 2016 8:37 am
Forum: Personal Finance (Not Investing)
Topic: Question for the Bogleheads Millionaires
Replies: 372
Views: 69516

Re: Question for the Bogleheads Millionaires

A good teaching/helping each other thread. ........In our case it was Education, Frugality, Investments & a little bit of luck. We are immigrants, came with suitcases in hand to this great country, but I was a doctor in my country. Passed all the Licensing exams to be a MD in USA while we were dirt ...
by Rajsx
Tue Apr 19, 2016 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Form 8606 question
Replies: 5
Views: 861

Re: Form 8606 question

I am learning a lot from this Form 8606 thread

Thanks
by Rajsx
Thu Feb 25, 2016 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: How is the Class of 2015 retirement folks doing?
Replies: 18
Views: 3309

Re: How is the Class of 2015 retirement folks doing?

I retired April 2015 from work on a private disability individual policy at age 58 , which is more than sufficient for all our monthly expenses including some light travel & taxes. I did not take out any funds from the retirement savings & probably will not till age 65 when the disability income end...
by Rajsx
Wed Feb 24, 2016 7:40 am
Forum: Personal Finance (Not Investing)
Topic: Buying Home to Downsize
Replies: 10
Views: 1653

Re: Buying Home to Downsize

That is an interesting feedback to cash in early the CDs rather than pay 2.5% interest on the HELOC. I wonder if there is a way to find out which way I will come out ahead. Leemiller, how do I calculate to find out which way I would come out ahead ? I guess, I can call and find out how much would be...
by Rajsx
Tue Feb 23, 2016 4:33 pm
Forum: Personal Finance (Not Investing)
Topic: Buying Home to Downsize
Replies: 10
Views: 1653

Re: Buying Home to Downsize

Thanks for each of the replies, looks like I am not missing anything obvious in funding my next house purchase.
Please keep suggestions & opinions coming.

Best
by Rajsx
Tue Feb 23, 2016 11:54 am
Forum: Personal Finance (Not Investing)
Topic: Buying Home to Downsize
Replies: 10
Views: 1653

Buying Home to Downsize

Hi Everybody, I am trying to figure out which funds to use for buying our next downsized home, I will appreciate any & all feedback. Basic Info - I am 59 & DW 55, retired April 2015, on Private Individual Policy Disabilty Income $13000/mo till my age 65, which at present we find adequate for our mon...
by Rajsx
Sat Feb 06, 2016 12:16 pm
Forum: Personal Consumer Issues
Topic: Best Tips for Packing & Moving?
Replies: 14
Views: 1830

Re: Best Tips for Packing & Moving?

We will be downsizing soon & this is a learning thread for me.


Thanks
by Rajsx
Fri Dec 25, 2015 12:38 am
Forum: Investing - Help with Personal Investments
Topic: Vanguard Personal Performance?
Replies: 45
Views: 5907

Re: Vanguard Personal Performance?

1yr 1.1%
3yr 7.3%
5yr 7.1%
10yr 7.0%


Best Regards & Merry Christmas
by Rajsx
Thu Dec 17, 2015 11:38 am
Forum: Investing - Help with Personal Investments
Topic: Asking advice please at 59 1/2....
Replies: 2
Views: 437

Asking advice please at 59 1/2....

I recently turned 59 1/2 and am wondering what changes in my investments I need to make if any. I have a all vanguard portfolio at 50/50% and retired earlier this year. We do not take out/need any money from the portfolio for monthly expenses at present as we have supplemental income which more than...
by Rajsx
Sat Nov 07, 2015 9:52 am
Forum: Personal Finance (Not Investing)
Topic: Life lessons: Making loans to friends. Insights? Revelations?
Replies: 191
Views: 24596

Re: Life lessons: Making loans to friends. Insights? Revelations?

Please SAY NO, to save yourself the pain & suffering, which entails unless you enjoy pain, suffering & regret. What happens usually is, 1)The friends/relatives get loans from some where else, life goes on or 2)They adjust to their present circumstance, tighten their belts & life goes on. They learn ...
by Rajsx
Thu Nov 05, 2015 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: What happened ???? Fidelity Retirement Investment Planner
Replies: 15
Views: 3490

Re: What happened ???? Fidelity Retirement Investment Planner

early-retirement.org has a exhaustive thread going on this very topic, http://www.early-retirement.org/forums/ ... 79121.html



Thanks
by Rajsx
Tue Nov 03, 2015 5:54 pm
Forum: Personal Finance (Not Investing)
Topic: What happened ???? Fidelity Retirement Investment Planner
Replies: 15
Views: 3490

Re: What happened ???? Fidelity Retirement Investment Planner

I finally found the Full View on the Fidelity website, and made each of the hidden accounts to visible state. Then I found & launched the - Planning & Guidance Center from the Guidance & Retirement tab on the top, - I had to assign each one of the account I wanted for Retirement purposes & save afte...
by Rajsx
Tue Nov 03, 2015 3:46 pm
Forum: Personal Finance (Not Investing)
Topic: What happened ???? Fidelity Retirement Investment Planner
Replies: 15
Views: 3490

What happened ???? Fidelity Retirement Investment Planner

I periodically go back to my Fidelity Retirement Investment Planner(RIP) to assess the probabilities .....etc, &&&& whoa it is not there anymore & now has been substituted with Retirement Investment Center & half my accounts in Full view are not listed & all sorts of questions are being asked .... &...
by Rajsx
Sun Oct 18, 2015 4:27 pm
Forum: Investing - Theory, News & General
Topic: Retirees doing 50/50
Replies: 35
Views: 5787

Re: Retirees doing 50/50

We retired earlier in the year - I am 59, DW 54, we have been going down in the stocks allocation over last few years from 60/40 to the present 50/50, an all Vanguard portfolio. Lately the savings have been going into cash/CDs for a 2-3 yrs worth of expenses , thus making all investment portfolio lo...
by Rajsx
Wed Oct 14, 2015 6:34 am
Forum: Investing - Theory, News & General
Topic: Is Wade Pfau right about annuities over [bond funds] in a retirement portfolio?
Replies: 67
Views: 9359

Re: Is Wade Pfau right about annuities over bonds in a retirement portfolio?

A good, informative & timely thread for me to learn from.I am in the same boat, i..e Annuities ?????

Thanks
by Rajsx
Tue Oct 13, 2015 6:23 am
Forum: Personal Finance (Not Investing)
Topic: Does the feeling of abundance escape other Bogleheads too?
Replies: 119
Views: 28891

Re: Does the feeling of abundance escape other Bogleheads too?

Interesting that you bring up this old thread about frugality, it gave me a chance to go over some of my earlier posts. Let me recount the events in my life since then - - I sold my practice & retired early, earlier this year at age 59, lately the work environment for a doctor had become constrainin...
by Rajsx
Sun Oct 11, 2015 4:41 pm
Forum: Personal Consumer Issues
Topic: Anything bad to say about the Lexus RX-350?
Replies: 21
Views: 4094

Re: Anything bad to say about the Lexus RX-350?

We have Rx350, it is a very comfortable vehicle to do long distance travel in. We bought a 2010 in 2014 & have not had any problems so far with 42 k miles on it. Yes it is high priced, some for the Lexus batch, its perceived status & some for the perceived reliability of the Toyota Engine in them, t...
by Rajsx
Sat Jul 25, 2015 1:21 pm
Forum: Personal Consumer Issues
Topic: Downsize, Reduce, Simplify.
Replies: 93
Views: 19556

Re: Downsize, Reduce, Simplify.

This is a great post, I am learning so many ways to take up this job of down sizing which we have to take upon soon, if we have to keep our sanity. Our kids have left & we empty nesters are left with a huge 3650 sq ft house & a labor intensive large yard with a pool. We are hoping to get the de clut...
by Rajsx
Wed Jul 15, 2015 12:32 pm
Forum: Personal Finance (Not Investing)
Topic: Physician: Which Job to Choose
Replies: 32
Views: 4824

Re: Physician: Which Job to Choose

I would put academic progress high in the midst of these options, I know at these beginning stages it may not matter much, as more money seems like a over riding reason in many cases. I would look at, which one of these hospitals is a teaching, tertiary care & a reputed leader in the area. The skill...
by Rajsx
Sat Jun 27, 2015 1:38 pm
Forum: Personal Consumer Issues
Topic: Any solo retired RVer's out there?
Replies: 90
Views: 21742

Re: Any solo retired RVer's out there?

Thanks for the lots of information on the long drive, towing, brake controller, visiting Alaska etc...wow....a wealth of RV knowledge right here on bogleheads.......& I was browsing Forums of Escape owners,... Fiberglassrv...etc. It sounds like we may have to have them store it till April or so alth...
by Rajsx
Sat Jun 27, 2015 8:07 am
Forum: Personal Finance (Not Investing)
Topic: Personal accounting software
Replies: 23
Views: 4221

Re: Personal accounting software

I have been using MINT for about 3 to 4 yrs, I like the ease with which I can look at the total financial picture, but getting sick of the Ads. I understand they have to have the ADs to pay to run the website. I do not know if they pass on the emails to other finance companies(business partners??) a...
by Rajsx
Fri Jun 26, 2015 7:48 pm
Forum: Personal Consumer Issues
Topic: Any solo retired RVer's out there?
Replies: 90
Views: 21742

Re: Any solo retired RVer's out there?

We too just retired and want to be novice weekend Rvers, and learned a lot about smaller Fiber Glass Trailers at fiberglassrv.com. After debating between a Casita & Escape for some time I just put a deposit, to be on the waiting list for a 17' B Escape from BC, Canada. It is scheduled to be complete...
by Rajsx
Tue Jun 23, 2015 8:20 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday to Mel [Lindauer]
Replies: 36
Views: 4940

Re: Happy Birthday to Mel [Lindauer]

Happy Birthday Mel !!

We appreciate you, many more birthdays to come.

Best Wishes
by Rajsx
Tue Jun 23, 2015 5:57 am
Forum: Personal Finance (Not Investing)
Topic: A Car Maintenance Log/website ??
Replies: 9
Views: 1492

Re: A Car Maintenance Log/website ??

Thanks for your time writing the post/feedback JDCarpenter, investor, FrugalInvestor & southbay . My Car Glove Box gets so cluttered, that sometimes finding the Car Reg./Car Insurance papers becomes a little hard , that is why I changed to Online scanning/saving the receipts...etc. Anybody else who ...
by Rajsx
Mon Jun 22, 2015 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: A Car Maintenance Log/website ??
Replies: 9
Views: 1492

A Car Maintenance Log/website ??

Hi, I am looking for a paid/free Car Maintenance Website, where I can upload receipts, get Oil Change/Tire Rotation reminder emails, keep up with car maintenance with our 3 cars. I have been using Repairpal.com, but it does not upload documents any more. Any suggestions ? What do you use for keeping...
by Rajsx
Sat Jun 06, 2015 5:50 pm
Forum: Personal Consumer Issues
Topic: Buying Used Car on eBay
Replies: 27
Views: 3640

Re: Buying Used Car on eBay

I bought my Avalon XLS about 7 yrs back from a used car dealer on EBay, luckily I have not had any major problems. I did get a independent inspection, which helped me get the scratches of the car color touched upd. When I flew to finally pick up my car after paying the full amount, it was a seedy/ g...
by Rajsx
Mon Jun 01, 2015 11:37 pm
Forum: Personal Consumer Issues
Topic: Perpetual Travelling
Replies: 73
Views: 15170

Re: Perpetual Travelling

Recently retired at 58 & DW 54 and we are planning to travel. Looking at RVs to buy one, but the above ways to travel also look interesting.

Best
by Rajsx
Sun May 10, 2015 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Variable Annuity
Replies: 27
Views: 3819

Re: Vanguard Variable Annuity

We too are looking into an immediate/deferred longevity annuity,, although I do have a variable annuity with Vanguard which has been invested in Total Bond Index. To be honest I do not know what to do with the Variable annuity. One year about more than 10 yrs back, after contributing to our IRAs we ...
by Rajsx
Tue Apr 28, 2015 10:25 am
Forum: Personal Consumer Issues
Topic: Prepping a house for sale: What are the priorities?
Replies: 33
Views: 6134

Re: Prepping a house for sale: What are the priorities?

- Pick the right Realtor,( I know it is a kind of crap shoot ) - When we sold our last house about 13 yrs back, we picked a "good realtor" (as we were told by friends), it was a long drawn/disappointing affair - both in the sale price got & the long time it took to close. -Yes, we interviewed 3 real...
by Rajsx
Tue Apr 28, 2015 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Which SPIA ?
Replies: 20
Views: 3109

Re: Which SPIA ?

I am facing two questions in my preparation to buy an annuity - 1) Do I or my wife buys the annuity for a possible better payout. No one has seen the future but sort of hedging my bets. I am 58, have multiple illnesses including Diabetes & Hypertension. DW is 54 and is in relatively good health. We ...
by Rajsx
Mon Apr 27, 2015 9:28 pm
Forum: Personal Finance (Not Investing)
Topic: Which SPIA ?
Replies: 20
Views: 3109

Re: Which SPIA ?

Thanks Alan, that web site was very helpful, I understand in Florida up to $250k is covered by the guarantee organization per policy/annuity insurance company. I understand I may have multiple annuity policies from different insurers, but each not to exceed 250k. if I want to play safe as far as the...
by Rajsx
Mon Apr 27, 2015 1:27 pm
Forum: Personal Finance (Not Investing)
Topic: Which SPIA ?
Replies: 20
Views: 3109

Re: Which SPIA ?

Thanks everybody for your helpful input so far. I have got quotes from Income Solutions via Vanguard, but they sent me only one company's quote. I have gone thru the Stan the Annuity Man website & the Comdex Report , and will try Immediate annuities & read the helpful article about the Annuity costs...
by Rajsx
Sun Apr 26, 2015 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: Which SPIA ?
Replies: 20
Views: 3109

Which SPIA ?

I am researching SPIA for myself, and I am curious which Ins/Annuity Company other Forum Members went with & why ?

Any & all input would be appreciated.


Best Regards
by Rajsx
Thu Apr 23, 2015 10:27 pm
Forum: Personal Finance (Not Investing)
Topic: Florida Prepaid vs. 529 vs. Both?
Replies: 35
Views: 11332

Re: Florida Prepaid vs. 529 vs. Both?

Yes, I am probably mistaken, about what I mentioned in my earlier post. I apologize, I did not want to confuse the forum. Our daughter started her Private College in 2002, the FPP refund could have very well been the tuition due at the Fl state schools at that point in time. I do remember the OUCH f...
by Rajsx
Thu Apr 23, 2015 4:45 pm
Forum: Local Chapters and Bogleheads Community
Topic: Roll Call for the Retirement Class of 2015!
Replies: 253
Views: 53750

Re: Roll Call for the Retirement Class of 2015!

Hi, I sold my practice to another group and I & DW retired April 1st 2015. I am 58 & DW is 54, so a little early in starting retirement. Although I am still in the withdrawal stage, many good & not so good events in close family have kept us very occupied. - The good ones, - -our son will graduate c...
by Rajsx
Thu Apr 23, 2015 8:48 am
Forum: Personal Finance (Not Investing)
Topic: Florida Prepaid vs. 529 vs. Both?
Replies: 35
Views: 11332

Re: Florida Prepaid vs. 529 vs. Both?

"I also like the idea that the FPP could be payed off in as early as 5 years, 55 months, and you're done. Future contributions, if any, go to the 529 plan". -----------------------------------------------------------------------------------------------------------------------------------------------...
by Rajsx
Thu Apr 23, 2015 8:13 am
Forum: Investing - Help with Personal Investments
Topic: Recommended stock to bond ratio??
Replies: 15
Views: 4733

Re: Recommended stock to bond ratio??

Levett wrote: Wonderful post, as usual, Nisi. Few people make more effective pedagogical use of Morningstar data than you. Lev +1. I agree. Nisi makes his points with solid data in a very simple way. ----------------------------------------------------------------------------------------------------...
by Rajsx
Thu Apr 23, 2015 7:51 am
Forum: Personal Finance (Not Investing)
Topic: Still having a hard time on retiring
Replies: 49
Views: 13345

Re: Still having a hard time on retiring

- ImmediateAnnuities.com - Work 2 - 3 days per week - Plan & do what what else you love to do besides work - Spend time with family/friends, longer visits - Take a cruise with your spouse I just retired earlier in the month, after selling the practice which I had started & am myself going through th...