Search found 23970 matches

by LadyGeek
Sun Mar 14, 2010 9:39 am
Forum: Investing - Theory, News & General
Topic: New in Wiki - Comparing Investments
Replies: 24
Views: 4937

I reworded Example 3 and added references.
by LadyGeek
Sun Mar 14, 2010 9:29 am
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6389

Out of curiosity, how does the audio quality of electronic pianos compare to a real piano? It certainly depends on the quality of the stereo and headphones used to listen to the piano, but the internal electronics have to be good enough to begin with. What manufacturers would satisfy someone who lis...
by LadyGeek
Sat Mar 13, 2010 5:42 pm
Forum: Investing - Theory, News & General
Topic: New in Wiki - Comparing Investments
Replies: 24
Views: 4937

New in Wiki - Comparing Investments

I may have over-achieved. Long story short, I ended up with a wiki page to explain how to use a spreadsheet for comparing 2 investments. I thought it would be useful to understand how to do comparisons on your own - DIY investing. - Are the graphs drawn correctly? I want to make this as simple as po...
by LadyGeek
Sat Mar 13, 2010 3:51 pm
Forum: Investing - Theory, News & General
Topic: Can you be a Boglehead and financial engineer?
Replies: 44
Views: 6198

It seems that quants are relegated the drudgery tasks. In engineering, its more akin to a technician - the guys who do the real work and get things done. They just don't have the same status as full-up engineers. I don't believe this is the case. Quants are typically physics or engineering PhDs. Ma...
by LadyGeek
Sat Mar 13, 2010 12:17 pm
Forum: Investing - Theory, News & General
Topic: Can you be a Boglehead and financial engineer?
Replies: 44
Views: 6198

I didn't realize that people who did quantitative analysis in finance were called quants . Does the opposite logic apply? Financial people who do qualitative analysis in engineering are called quals ? Actually, we call them marketing. :) It seems that quants are relegated the drudgery tasks. In engi...
by LadyGeek
Sat Mar 13, 2010 12:06 am
Forum: Investing - Help with Personal Investments
Topic: tax reporting of dividends less than $10
Replies: 8
Views: 9056

All income must be reported. Whether or not you get a 1099 statement is not the answer. Vanguard tells you to use your year-end statement if you don't get a 1099. About your tax forms: Note on IRS reporting of investment income on tax forms: Most tax forms are required to be provided only for amount...
by LadyGeek
Thu Mar 11, 2010 10:32 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

I have edited in the suggested citation templates. I have also started to standardize the general wiki syntax for page and link references. Prevalent Wiki standards follow this order: ==See also== This is the first header for links and is used for internal wiki page links. ==References== Footnote r...
by LadyGeek
Wed Mar 10, 2010 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: OT: Home ownership cost. Calculations right?
Replies: 18
Views: 2512

Good point. Add running the IRS withholding calculator to the list. This can be done at any time, it's very good for running what-if scenarios.

I was thinking more immediately, to make sure the checking account can cover the full amount when due. Minor point.
by LadyGeek
Mon Mar 08, 2010 8:54 pm
Forum: Personal Consumer Issues
Topic: LCD TV Question
Replies: 33
Views: 4644

I'm with lmpmd. [rant on] Look at it this way. It's no fault of the TV, the shape (16:9) is an industry standard. There are no choices in this. All brands are alike from this perspective. Whether or not you "like" the bars has no bearing here. That's the way to accurately reproduce the picture. Blam...
by LadyGeek
Mon Mar 08, 2010 8:36 pm
Forum: Personal Finance (Not Investing)
Topic: quit my job?
Replies: 82
Views: 11168

I'm with the other posts that say it's your choice to sit at a desk all day getting fat. Walk, jog, and drink lots of water (no junk food). Effective communication is paramount for freelancing. Your first freelance challenge: Ask your boss what he/she thinks of your performance. I'll bet they have n...
by LadyGeek
Sun Mar 07, 2010 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: OT: Home ownership cost. Calculations right?
Replies: 18
Views: 2512

I assume you mentioned 20% down so that you won't have to pay Private Mortgage Insurance and can do your own escrow. Make sure that you have enough of a cash buffer to pay the property taxes on time. You may recover your taxes around mid-April (or whenever you file), but you still need to pay the fu...
by LadyGeek
Sun Mar 07, 2010 8:58 pm
Forum: Investing - Theory, News & General
Topic: Distribution Yield vs Yield to Maturity
Replies: 23
Views: 4385

Re: Distribution Yield vs Yield to Maturity

Suppose that you hold a bond which pays $500 a year with a principal value of $10,000. Four years from maturity, interest rates have risen, so the bond price has fallen to $9653. The bond's yield to maturity is 6%, because the bond will give a 6% return over the next four years, including the final...
by LadyGeek
Sun Mar 07, 2010 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: managing emergency dollars
Replies: 17
Views: 6411

With a pointer back to this thread so dratkinson's advice can be easily found.

Please see Emergency fund on the Bogleheads Wiki.
by LadyGeek
Sun Mar 07, 2010 5:47 pm
Forum: Personal Consumer Issues
Topic: Do you like math?
Replies: 110
Views: 30147

Geek humor? There's nothing like this classic Abbott and Costello math joke.

Another classic: 25 divide by 5 equals 14

Update: The Abbott and Costello bit was from "In the Navy", 1941. The 2nd clip is from a "Ma and Pa" movie in 1947.
by LadyGeek
Sun Mar 07, 2010 5:22 pm
Forum: Personal Consumer Issues
Topic: LCD TV Question
Replies: 33
Views: 4644

Black bars are still around on lots of program material. For example: - On HD channels: Commercials that were shot in 4:3 ("standard definition") format and need to work inside an HD format (16:9) program. They don't want to stretch the picture inside 16:9, so the bars are added on the sides. - On S...
by LadyGeek
Sun Mar 07, 2010 4:26 pm
Forum: Personal Consumer Issues
Topic: LCD TV Question
Replies: 33
Views: 4644

The transition to the "digital" broadcast standard is actually 2 things: 1) the radio signals use a digital format ( ATSC instead of NTSC ), and 2) the widesceen aspect ratio is supported. It's not your LCD, it's that all new TVs have to receive ATSC broadcasts, hence the "widescreen" shape (16:9). ...
by LadyGeek
Sun Mar 07, 2010 1:23 pm
Forum: Investing - Theory, News & General
Topic: Bond fund versus individual bonds, definitive answer
Replies: 149
Views: 40060

I added a link back to this thread to explanation why the wiki page is marked "controversial". The discussion tab has a additional info. I couldn't let the page be marked controversial without an explanation why. Otherwise, people will think that something is wrong (a real technical error) instead o...
by LadyGeek
Sun Mar 07, 2010 12:19 pm
Forum: Personal Consumer Issues
Topic: Boglehead Diet?
Replies: 63
Views: 7864

Drink lots of water during the course of the day instead of going for a snack. It's defined as zero calories and will help keep you going until meal time. Your body uses water for a lot of things and it's best to stay ahead of the curve. If you feel thirsty, that means your body is already running s...
by LadyGeek
Sun Mar 07, 2010 12:10 pm
Forum: Personal Consumer Issues
Topic: Do you like math?
Replies: 110
Views: 30147

I hate math. Can anybuddy really get excited by an equation like: http://www.gummy-stuff.org/lovely-equation.gif ? On the other hand, teaching math can be quite amusing, eh? http://www.gummy-stuff.org/find-x.gif http://www.gummy-stuff.org/expand.gif http://www.gummy-stuff.org/six.gif http://www.gum...
by LadyGeek
Sat Mar 06, 2010 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating SS Benefits
Replies: 30
Views: 3544

Thanks for the replies. Unfortunately none of those are useful for my planning. What I am looking for is the algorithm that SS uses to calculate benefits as a comparison to income earned. Know any C++? The link from the wiki to the SSA's "detailed calculator" in turn has a link to the C++ source co...
by LadyGeek
Fri Mar 05, 2010 4:35 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

On the topic of making the "How to Cite" footer more visible, I updated my test page. It's not bigger or bolder, as the details can get lost. Instead, I updated the wording and made the text above and below more subtle. I think the box will be much more obvious to draw your eyes to see what it says....
by LadyGeek
Thu Mar 04, 2010 10:05 pm
Forum: Personal Consumer Issues
Topic: What type of glue should I use ???
Replies: 15
Views: 3923

A threaded rod isn't designed to be terminated into wood (brass or otherwise). You need a matching nut to capture the rod on the other side and maybe some washers. What are you building / fixing? Why aren't you using a wood screw? How much stress is on this? Linear or tangential force? I guess we ne...
by LadyGeek
Thu Mar 04, 2010 8:26 pm
Forum: Personal Consumer Issues
Topic: Popular Science puts Archives Online free
Replies: 11
Views: 1893

When I was growing up, I read just about every issue. I also read nearly all the ads in the back. What an instant regression back in time. The first thing I searched for was the cover story about 2001 Space Odyssey. I found it. It also brought back memories of the "Wordless Workshop", which was a 1 ...
by LadyGeek
Thu Mar 04, 2010 8:09 pm
Forum: Investing - Theory, News & General
Topic: Boglehead Contest Update
Replies: 17
Views: 2378

Wow! I'm 174 and ahead of 2 pros! Almost caught up to a 3rd one. :)
by LadyGeek
Wed Mar 03, 2010 10:16 pm
Forum: Investing - Theory, News & General
Topic: bond fund duration, yeild curve
Replies: 21
Views: 4062

Concur that those yield curves are neat. They're now in the wiki.

Please see Bonds: Advanced Topics on the Bogleheads Wiki.

BTW, the St. Louis Fed data was used generate the plot in the CDs vs Bonds wiki page.
by LadyGeek
Wed Mar 03, 2010 9:53 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

I see your point. Worth a shot. It will also increase your wiki editing activity (which is a good thing). :wink: Convexity is good. Duration: The original page used the Investopedia definition, which had some statements about risk. Those statements are not that obvious in the new redirect, so I'm wo...
by LadyGeek
Wed Mar 03, 2010 7:57 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

I find it fascinating how many ways there are to solve a problem. Each person has a different perspective. It takes too much time to scroll? I've always used <Ctrl-End> to jump to the bottom of the page. No time at all. <Ctrl-Home> gets back to the top. The code is not hard to do at all, it's as you...
by LadyGeek
Tue Mar 02, 2010 10:36 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

Remember that a significant number of users are not "PC savvy" (Linux, Mac, or Win XP regardless). I'd like to know if anyone other than "PC savvy" members understand what the check boxes under the post editing box (what you type your post in) are for. I think we already have a solution. The bottom ...
by LadyGeek
Tue Mar 02, 2010 9:02 pm
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6389

There's nothing like a piano. No time...maybe when I'm retired. I also remember Roland from the 1980's, the only problem was that it was really expensive if you wanted all 88 keys (of course). Checkout this website: Yamaha Keyboard Guide . It's a Yamaha fan site, but there's a lot of helpful info. E...
by LadyGeek
Tue Mar 02, 2010 8:29 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

Interesting idea, but I think you are being overly optimistic on user expectations. I wouldn't want any automatic linking in my posts. There's too much chance of error to be taken out of context. Especially for acronyms. How do you know MBS isn't a bank name, or, something not related to finance? Sa...
by LadyGeek
Mon Mar 01, 2010 8:48 pm
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6389

btenny wrote:.. She likes the all in one Claronova Model from Yamaha ...
Don't you mean the Clavinova? (Turn on your PC speakers when you visit the link).
by LadyGeek
Sun Feb 28, 2010 9:45 pm
Forum: Investing - Help with Personal Investments
Topic: Conversion of a traditional IRA to a Roth IRA
Replies: 2
Views: 755

Welcome! You can't go into this blindly. That rule of thumb has been discussed in this forum. As natureexplorer said, it depends on your situation. First, however, be sure you understand your financial portfolio and how you want to approach investing. Feel free to explore the wiki. Please see Bogleh...
by LadyGeek
Sun Feb 28, 2010 9:33 pm
Forum: Investing - Help with Personal Investments
Topic: How to allocate assets
Replies: 9
Views: 1375

Yeah, I found it (Bogleheads book questionnaire)... http://books.google.com/books?....mp;f=false I'm not sure what this is, I can read parts of something and then there's nothing depending upon what I click on! I'm guessing it's the limited information that the authors allowed to be distributed on ...
by LadyGeek
Sun Feb 28, 2010 9:19 pm
Forum: Personal Consumer Issues
Topic: U.S. vs. Canada for Olympic hockey gold
Replies: 51
Views: 5362

Amazing. Anyway, congrats to Canada. Richards and Pronger - Flyers. OK, the Olympics are over - back to booing Crosby. :) Don't forget about women's hockey! Anyone predict this medal outcome: Mens' Hockey Canada - Gold USA - Silver Finland - Bronze Womens' Hockey Canada - Gold USA - Silver Finland -...
by LadyGeek
Sun Feb 28, 2010 8:46 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 205046

Done. I only found one entry on each page.

Please see Financial Websites and Blogs on the Bogleheads Wiki.

Please see Withdrawal Methods on the Bogleheads Wiki.
by LadyGeek
Sat Feb 27, 2010 5:05 pm
Forum: Personal Consumer Issues
Topic: I'm a buyer of protection plans on electronics
Replies: 45
Views: 5082

Never, ever buy an extended warranty for electronics. If it fails, it will be within the manufacturer's warranty period. I already used it for my 6 month old 63" plasma TV. The replacement value will be much less than what you paid for it. Did you pay with a credit card? VISA, MasterCard, and AMEX a...
by LadyGeek
Sat Feb 27, 2010 4:55 pm
Forum: Personal Consumer Issues
Topic: How to Cope with Overwhelming Amount of Emails
Replies: 54
Views: 6829

If it's relevant, I answer then save in an appropriate folder. If I really need to do something, I add it to my Outlook task list (prioritezed - old tasks deleted). If I haven't acted on it in about a week, I delete it. Newsletters are opened, scanned as quickly as possible, then deleted. Surveys ar...
by LadyGeek
Sat Feb 27, 2010 4:47 pm
Forum: Personal Consumer Issues
Topic: Major in EE or Computer Engineering?
Replies: 54
Views: 7165

It reminded me of the good old 1990s when women were flown and bussed to the Silicon Valley for cross-pollination with affluent but busy male technologists. And now women have to fend for themselves ;) Victoria Absolutely. Ken's been slacking off doing nothing while Barbie pays the bills: Ken's Box...
by LadyGeek
Fri Feb 26, 2010 10:30 pm
Forum: Investing - Help with Personal Investments
Topic: When did traditional IRAs begin?
Replies: 4
Views: 3315

Please see Traditional IRA on the Bogleheads Wiki. You'll find a link to IRA history.

Here's the link: Legislative History of IRAs

Looks like everything started in 1981. There's a table that should help answer your contribution question.
by LadyGeek
Fri Feb 26, 2010 10:19 pm
Forum: Personal Consumer Issues
Topic: Power Tool Suggestions?
Replies: 29
Views: 5883

Do any electrical work? Perhaps you should get an all-purpose multimeter to measure voltage and resistance. Outlet testers also come to mind (to check grounding). You need to keep your work area clean and safe: - Ditto on the Shop Vac. Indispensable for just about everywhere. - Don't forget storage ...
by LadyGeek
Fri Feb 26, 2010 10:04 pm
Forum: Investing - Help with Personal Investments
Topic: Quicken Premier software
Replies: 21
Views: 5133

You can always login to your online account and download the Quicken data for your account: Tell me about downloading data from a financial institution into Quicken BTW, Quicken owns Mint.com. Looking Ahead: What's Next for Quicken Quicken stores your password info locally, so I'm not sure what you ...
by LadyGeek
Fri Feb 26, 2010 9:58 pm
Forum: Investing - Theory, News & General
Topic: Scientists Develop Financial Turing Test (Web-Based Game)
Replies: 5
Views: 1675

At least I found out that my Java plugin wasn't installed. That's fixed. Enable cookies to work. After a few tries, it's nothing more than picking out patterns - which is the same conclusion as the article. Perhaps you can relate that to finance, but most likely not. ...The study does not address an...
by LadyGeek
Fri Feb 26, 2010 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: New Quicken for Mac released
Replies: 13
Views: 2210

Ars technica published an article: Intuit releases first new Mac Quicken version in four years, which had a link to an Intuit blog: Looking Ahead: What's Next for Quicken

Go to the bottom of the blog and read the recent comments. You can also see what they're doing with mint.com.
by LadyGeek
Fri Feb 26, 2010 7:55 pm
Forum: Investing - Theory, News & General
Topic: Mel's Forbes Column: I Bond Series Wrapup
Replies: 59
Views: 11097

Mel, thanks for the link. How can I go to the Forbes site and quickly check to see if there is a new or recent Bogleheads column published? Hi Bob: Simply go to Forbes.com and search for "The Bogleheads' View" (don't forget the apostrophe) and all of our columns should show up. And if you're just l...
by LadyGeek
Fri Feb 26, 2010 7:29 pm
Forum: Investing - Theory, News & General
Topic: Mel's Forbes Column: I Bond Series Wrapup
Replies: 59
Views: 11097

FYI - I just added the 4th article to the wiki's I-bond page, (Further Reading section).

Please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Thu Feb 25, 2010 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Rental income cash flow - how soon to break even?
Replies: 7
Views: 1615

For additional insight, consider reading the threads listed in the Bogleheads Forum Discussions section in this wiki page:

Please see Owning vs Renting on the Bogleheads Wiki.
by LadyGeek
Thu Feb 25, 2010 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Home Warranty - worth buying this insurance?
Replies: 38
Views: 5916

Buy your appliance with one of the credit cards that double the manufacturer's warranty. VISA, MasterCard and AMEX all have them. Google the card name + extended warranty or buyer protection.

No need for a home warranty.
by LadyGeek
Thu Feb 25, 2010 7:56 pm
Forum: Forum Issues and Administration
Topic: Proper resolution for a 19" screen?
Replies: 16
Views: 2890

Here ya go: E198WFPf Max Resolution: 1280 x 1024 / 75 Hz Set it to 1280 x 1024. Also, the monitor refresh rate to 75 Hz (not critical). One important point about digital displays is that if you are off by even a tiny amount, say 1024 x 768 instead of 1280 x 1024, it will look soft. The reason is due...
by LadyGeek
Wed Feb 24, 2010 10:18 pm
Forum: Investing - Help with Personal Investments
Topic: What does "Preservation of capital" mean?
Replies: 6
Views: 1741

Welcome to the forum! You may get some additional insight in the wiki. Feel free to explore.

To start, please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Wed Feb 24, 2010 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Open Office
Replies: 58
Views: 6981

At least it didn't change the greatest equation ever. Another math refresher... :)