Search found 23241 matches

by LadyGeek
Tue Mar 02, 2010 8:29 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 200490

Interesting idea, but I think you are being overly optimistic on user expectations. I wouldn't want any automatic linking in my posts. There's too much chance of error to be taken out of context. Especially for acronyms. How do you know MBS isn't a bank name, or, something not related to finance? Sa...
by LadyGeek
Mon Mar 01, 2010 8:48 pm
Forum: Personal Consumer Issues
Topic: Pianos
Replies: 36
Views: 6374

btenny wrote:.. She likes the all in one Claronova Model from Yamaha ...
Don't you mean the Clavinova? (Turn on your PC speakers when you visit the link).
by LadyGeek
Sun Feb 28, 2010 9:45 pm
Forum: Investing - Help with Personal Investments
Topic: Conversion of a traditional IRA to a Roth IRA
Replies: 2
Views: 746

Welcome! You can't go into this blindly. That rule of thumb has been discussed in this forum. As natureexplorer said, it depends on your situation. First, however, be sure you understand your financial portfolio and how you want to approach investing. Feel free to explore the wiki. Please see Bogleh...
by LadyGeek
Sun Feb 28, 2010 9:33 pm
Forum: Investing - Help with Personal Investments
Topic: How to allocate assets
Replies: 9
Views: 1370

Yeah, I found it (Bogleheads book questionnaire)... http://books.google.com/books?....mp;f=false I'm not sure what this is, I can read parts of something and then there's nothing depending upon what I click on! I'm guessing it's the limited information that the authors allowed to be distributed on ...
by LadyGeek
Sun Feb 28, 2010 9:19 pm
Forum: Personal Consumer Issues
Topic: U.S. vs. Canada for Olympic hockey gold
Replies: 51
Views: 5359

Amazing. Anyway, congrats to Canada. Richards and Pronger - Flyers. OK, the Olympics are over - back to booing Crosby. :) Don't forget about women's hockey! Anyone predict this medal outcome: Mens' Hockey Canada - Gold USA - Silver Finland - Bronze Womens' Hockey Canada - Gold USA - Silver Finland -...
by LadyGeek
Sun Feb 28, 2010 8:46 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 200490

Done. I only found one entry on each page.

Please see Financial Websites and Blogs on the Bogleheads Wiki.

Please see Withdrawal Methods on the Bogleheads Wiki.
by LadyGeek
Sat Feb 27, 2010 5:05 pm
Forum: Personal Consumer Issues
Topic: I'm a buyer of protection plans on electronics
Replies: 45
Views: 5078

Never, ever buy an extended warranty for electronics. If it fails, it will be within the manufacturer's warranty period. I already used it for my 6 month old 63" plasma TV. The replacement value will be much less than what you paid for it. Did you pay with a credit card? VISA, MasterCard, and AMEX a...
by LadyGeek
Sat Feb 27, 2010 4:55 pm
Forum: Personal Consumer Issues
Topic: How to Cope with Overwhelming Amount of Emails
Replies: 54
Views: 6823

If it's relevant, I answer then save in an appropriate folder. If I really need to do something, I add it to my Outlook task list (prioritezed - old tasks deleted). If I haven't acted on it in about a week, I delete it. Newsletters are opened, scanned as quickly as possible, then deleted. Surveys ar...
by LadyGeek
Sat Feb 27, 2010 4:47 pm
Forum: Personal Consumer Issues
Topic: Major in EE or Computer Engineering?
Replies: 54
Views: 7048

It reminded me of the good old 1990s when women were flown and bussed to the Silicon Valley for cross-pollination with affluent but busy male technologists. And now women have to fend for themselves ;) Victoria Absolutely. Ken's been slacking off doing nothing while Barbie pays the bills: Ken's Box...
by LadyGeek
Fri Feb 26, 2010 10:30 pm
Forum: Investing - Help with Personal Investments
Topic: When did traditional IRAs begin?
Replies: 4
Views: 3314

Please see Traditional IRA on the Bogleheads Wiki. You'll find a link to IRA history.

Here's the link: Legislative History of IRAs

Looks like everything started in 1981. There's a table that should help answer your contribution question.
by LadyGeek
Fri Feb 26, 2010 10:19 pm
Forum: Personal Consumer Issues
Topic: Power Tool Suggestions?
Replies: 29
Views: 5866

Do any electrical work? Perhaps you should get an all-purpose multimeter to measure voltage and resistance. Outlet testers also come to mind (to check grounding). You need to keep your work area clean and safe: - Ditto on the Shop Vac. Indispensable for just about everywhere. - Don't forget storage ...
by LadyGeek
Fri Feb 26, 2010 10:04 pm
Forum: Investing - Help with Personal Investments
Topic: Quicken Premier software
Replies: 21
Views: 5119

You can always login to your online account and download the Quicken data for your account: Tell me about downloading data from a financial institution into Quicken BTW, Quicken owns Mint.com. Looking Ahead: What's Next for Quicken Quicken stores your password info locally, so I'm not sure what you ...
by LadyGeek
Fri Feb 26, 2010 9:58 pm
Forum: Investing - Theory, News & General
Topic: Scientists Develop Financial Turing Test (Web-Based Game)
Replies: 5
Views: 1668

At least I found out that my Java plugin wasn't installed. That's fixed. Enable cookies to work. After a few tries, it's nothing more than picking out patterns - which is the same conclusion as the article. Perhaps you can relate that to finance, but most likely not. ...The study does not address an...
by LadyGeek
Fri Feb 26, 2010 8:03 pm
Forum: Personal Finance (Not Investing)
Topic: New Quicken for Mac released
Replies: 13
Views: 2209

Ars technica published an article: Intuit releases first new Mac Quicken version in four years, which had a link to an Intuit blog: Looking Ahead: What's Next for Quicken

Go to the bottom of the blog and read the recent comments. You can also see what they're doing with mint.com.
by LadyGeek
Fri Feb 26, 2010 7:55 pm
Forum: Investing - Theory, News & General
Topic: Mel's Forbes Column: I Bond Series Wrapup
Replies: 59
Views: 11076

Mel, thanks for the link. How can I go to the Forbes site and quickly check to see if there is a new or recent Bogleheads column published? Hi Bob: Simply go to Forbes.com and search for "The Bogleheads' View" (don't forget the apostrophe) and all of our columns should show up. And if you're just l...
by LadyGeek
Fri Feb 26, 2010 7:29 pm
Forum: Investing - Theory, News & General
Topic: Mel's Forbes Column: I Bond Series Wrapup
Replies: 59
Views: 11076

FYI - I just added the 4th article to the wiki's I-bond page, (Further Reading section).

Please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Thu Feb 25, 2010 10:12 pm
Forum: Personal Finance (Not Investing)
Topic: Rental income cash flow - how soon to break even?
Replies: 7
Views: 1615

For additional insight, consider reading the threads listed in the Bogleheads Forum Discussions section in this wiki page:

Please see Owning vs Renting on the Bogleheads Wiki.
by LadyGeek
Thu Feb 25, 2010 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Home Warranty - worth buying this insurance?
Replies: 38
Views: 5903

Buy your appliance with one of the credit cards that double the manufacturer's warranty. VISA, MasterCard and AMEX all have them. Google the card name + extended warranty or buyer protection.

No need for a home warranty.
by LadyGeek
Thu Feb 25, 2010 7:56 pm
Forum: Forum Issues and Administration
Topic: Proper resolution for a 19" screen?
Replies: 16
Views: 2874

Here ya go: E198WFPf Max Resolution: 1280 x 1024 / 75 Hz Set it to 1280 x 1024. Also, the monitor refresh rate to 75 Hz (not critical). One important point about digital displays is that if you are off by even a tiny amount, say 1024 x 768 instead of 1280 x 1024, it will look soft. The reason is due...
by LadyGeek
Wed Feb 24, 2010 10:18 pm
Forum: Investing - Help with Personal Investments
Topic: What does "Preservation of capital" mean?
Replies: 6
Views: 1737

Welcome to the forum! You may get some additional insight in the wiki. Feel free to explore.

To start, please see I Savings Bonds on the Bogleheads Wiki.
by LadyGeek
Wed Feb 24, 2010 10:10 pm
Forum: Personal Finance (Not Investing)
Topic: Open Office
Replies: 58
Views: 6977

At least it didn't change the greatest equation ever. Another math refresher... :)
by LadyGeek
Wed Feb 24, 2010 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: POLL: Do you have a written investment plan?
Replies: 68
Views: 14221

DRiP Guy wrote:I shoulda known that the heavy lifting had already been done by the excellent Boglehead Wiki-elves!
I just happened to take a look at the wiki. Wouldn't you know it? Some elf just added Robert T's thread in the Links section. :wink:

Please see Investment Policy Statement on the Bogleheads Wiki.
by LadyGeek
Wed Feb 24, 2010 8:55 pm
Forum: Personal Finance (Not Investing)
Topic: Open Office
Replies: 58
Views: 6977

Speaking of Open Office, I saw a lot of patches for it tonight on Ubuntu 9.10. If you use Open Office, I'd suggest that you check for updates on whatever your operating system of preference is. Thanks, also Ubuntu 9.10. I just installed all the patches and reran my "reference" spreadsheet test. Ubu...
by LadyGeek
Tue Feb 23, 2010 5:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: Guide to Retirement Planning - Post Feedback Here
Replies: 79
Views: 39577

A correction to Figure 9.1 (Chapter 9) has just been added. The title "Equity to Maximum Loss Starting with $100,000" is misleading and should be "Equity to Tolerable Loss Starting with $100,000".

Please see Bogleheads' Guide to Retirement Planning on the Bogleheads Wiki.
by LadyGeek
Tue Feb 23, 2010 5:29 pm
Forum: Investing - Help with Personal Investments
Topic: Questions: Cost basis using Yahoo Finance,1099-B proceeds.
Replies: 6
Views: 4024

Got it! This is why I like to look at the authoritative information sources (IRS). There was no way I could have figured this out using TurboTax's help feature. A search for "cost basis" was no help whatsoever - all the examples are on purchases. Knowing the answer (!), I located sscritic's quotes f...
by LadyGeek
Mon Feb 22, 2010 10:44 pm
Forum: Investing - Help with Personal Investments
Topic: Questions: Cost basis using Yahoo Finance,1099-B proceeds.
Replies: 6
Views: 4024

So the $50 fees to sell the stock are added to the cost basis just like I would do with the purchase fees? That is so totally not obvious. Here's IRS pub 550: The basis of stocks or bonds you own generally is the purchase price plus the costs of purchase , such as commissions and recording or transf...
by LadyGeek
Mon Feb 22, 2010 9:33 pm
Forum: Investing - Theory, News & General
Topic: What to tell my friend?
Replies: 29
Views: 4135

Welcome to the forum! I was in the same situation last year. It just took some confidence. Why don't you have her read the wiki? There's lots of material for new investors. Please see Bogleheads Investing Start-Up Kit on the Bogleheads Wiki . Investing can be as simple or complicated as you wish it ...
by LadyGeek
Mon Feb 22, 2010 8:45 pm
Forum: Investing - Help with Personal Investments
Topic: Questions: Cost basis using Yahoo Finance,1099-B proceeds.
Replies: 6
Views: 4024

Questions: Cost basis using Yahoo Finance,1099-B proceeds.

How do you calculate a cost basis between 2 dates on Yahoo Finance? Sale price: $1.69 Sale date: 3/09/2009 Shares: 1.000 Purchase date: 7/24/1992 (best estimate) Shares: 1.000 Purchase price: unknown Yahoo finance historical prices: 09-Mar-2009: Closing price = 1.69, Adjusted close = 1.64 24-Jul-199...
by LadyGeek
Sun Feb 21, 2010 5:46 pm
Forum: Personal Consumer Issues
Topic: Major in EE or Computer Engineering?
Replies: 54
Views: 7048

First, let your son make the decision. You may be confused, as you are talking about 2 totally different focus areas. Computer engineering - I think you mean software engineering , which is programming and information technology. EE - Hardware design, which is the heavy-hitter math such as Fourier a...
by LadyGeek
Sun Feb 21, 2010 3:22 pm
Forum: Personal Finance (Not Investing)
Topic: Open Office
Replies: 58
Views: 6977

Concur that there's a LOT of great open source software out there. However, Office products can NOT have any doubts about accuracy. My investments as well as work reputation depend on these products being 100% reliable. [Spreadsheet rant ON] What's worse, these types of errors go undetected. I'm not...
by LadyGeek
Sun Feb 21, 2010 1:29 pm
Forum: Personal Finance (Not Investing)
Topic: Open Office
Replies: 58
Views: 6977

My company offers MS Office 2007 for $9.95 as a home user under its corporate license. Very nice. Be very, very careful if you need compatibility between OO and Microsoft office! I nearly lost my main investment spreadsheet because I opened it in OO and then resaved it as Office 2007 Excel. It did n...
by LadyGeek
Sat Feb 20, 2010 3:12 pm
Forum: Personal Finance (Not Investing)
Topic: Speeding Ticket for 5 over
Replies: 60
Views: 12067

Your wife is right. Treat it like a business transaction.

Call the court house and ask if they could verify your record and just let you send in a check without going to court.
by LadyGeek
Sat Feb 20, 2010 10:33 am
Forum: Investing - Theory, News & General
Topic: Use annuity income to buy life insurance??
Replies: 11
Views: 1914

No URL. I found the article here (WSJ partner, perhaps this is the original?): Annuity Strategies That Don't Cheat Your Heirs

Note the interesting change in the title.
by LadyGeek
Sat Feb 20, 2010 10:28 am
Forum: Investing - Theory, News & General
Topic: $140,000 over 3 years or $160,000 over 5 years
Replies: 18
Views: 3998

You never understand a topic until you try to do it yourself. I'll always ask for help when needed. I never let a person's college degree or company title affect my decision to ask a question. If you ask nicely, people will be glad to provide answers. They may also enjoy sharing the knowledge. Mathe...
by LadyGeek
Sat Feb 20, 2010 9:45 am
Forum: Personal Consumer Issues
Topic: Pitchers and Catchers; Truck Day; baseball is back!
Replies: 66
Views: 5750

To the non-Philly crowd: Wheeler is Chris Wheeler, one of the Philly announcers. These guys rotate every 3 innings between TV and radio. One would hope that they do the "radio" descriptions on TV, but that's only a hope. My guess is that the radio descriptions have gone downhill as well. Besides the...
by LadyGeek
Sat Feb 20, 2010 9:30 am
Forum: Investing - Theory, News & General
Topic: $140,000 over 3 years or $160,000 over 5 years
Replies: 18
Views: 3998

Got it! grabiner - The more detailed explanation of each +k and -k component (as well as the binomial expansion) made the difference. Thank you. market timer - The insight that this is analogous to CM (Center of Mass) helped me understand the overall concept. This is a great analogy! I assume that "...
by LadyGeek
Fri Feb 19, 2010 3:56 pm
Forum: Personal Consumer Issues
Topic: In praise of beer
Replies: 118
Views: 12942

Ditto for Unibroue, Ommegang, Victory, Dogfish head.

I don't see Weyerbacher mentioned. It's at least as good as those mentioned above. I've also had their draft versions.

My friends have visited the brewery near Easton, PA. Worth it.
by LadyGeek
Fri Feb 19, 2010 2:58 pm
Forum: Personal Consumer Issues
Topic: Do you have any power strips in your house?
Replies: 45
Views: 6354

I forgot about the power strips for my aquarium (180 gal, live plants) and 2 terrariums, which are designed for natural lighting color temperature and intensity. Update to: 3 UPS - 2 PCs and home theater. 1 power strip - workbench 4 power strips - Part of $$$$$ expenses to support $ of fish and plan...
by LadyGeek
Fri Feb 19, 2010 2:36 pm
Forum: Personal Consumer Issues
Topic: Tip: turn off that windows update for long task
Replies: 13
Views: 2816

Good eye. I use Firefox. Defender is normally disabled except when I want to run its antispyware checker. I try to minimize the number of processes running. The batch file is in case I forgot to kill it. I'm behind a NAT firewall router. Avast and OnlineArmor (firewall for outbound) are always on. T...
by LadyGeek
Thu Feb 18, 2010 8:18 pm
Forum: Personal Consumer Issues
Topic: Tip: turn off that windows update for long task
Replies: 13
Views: 2816

Whenever I do a backup, I take my PC offline and disable the antivirus and windows update services from the command line. The antivirus is disabled because it's scanning files during copy functions. Your backup will run faster without the antivirus running. I have 2 batch files loaded on my desktop....
by LadyGeek
Thu Feb 18, 2010 8:06 pm
Forum: Investing - Theory, News & General
Topic: HAPPY BIRTHDAY - Forum Turns 3 on 2-19
Replies: 57
Views: 7942

Thanks to everyone on this forum for their help. It has already made a huge difference to my finance and investing lifestyle. kudos! :beer
by LadyGeek
Thu Feb 18, 2010 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Honda CRV for $1
Replies: 13
Views: 2415

I suspect the $1 is because you need to assign a price when the title is transferred. Taxes.

You should ask your local auto mechanic about the car. He/she will want some $$$ to evaluate the condition. If you are interested in the car, it will be money well spent.
by LadyGeek
Wed Feb 17, 2010 10:51 pm
Forum: Investing - Theory, News & General
Topic: $140,000 over 3 years or $160,000 over 5 years
Replies: 18
Views: 3998

Re: Quick, rough calculation

If an investment grows at a monthly rate of r, then the value after k months of $1 now and $1 after 2k months is (1+r)^k + (1+r)^(-k). I am approximating this by $2, which is correct to first order in r and k, and is thus a good estimate if r and k are small. The closest analogy is the Rule of 78 f...
by LadyGeek
Wed Feb 17, 2010 9:50 pm
Forum: Personal Consumer Issues
Topic: Do you have any power strips in your house?
Replies: 45
Views: 6354

1990 through present: I've had 4 power strips 3 are on UPS (Uninterrupted Power Supplies) for 2 PCs and a home theater system. The 4th is for my electronics workbench. My house is seriously wired, so there's no need for extra power strips. That includes the basement. New technology replaces old tech...
by LadyGeek
Wed Feb 17, 2010 9:34 pm
Forum: Investing - Theory, News & General
Topic: $140,000 over 3 years or $160,000 over 5 years
Replies: 18
Views: 3998

Re: Quick, rough calculation

I think it was a great boglehead moment when you mentioned that the textbook was used Linuxizer recommended it. Best $10 I ever spent (including shipping). The next section starts bonds... :shock: A series of payments over a short time period are approximately equivalent to a single payment in the ...
by LadyGeek
Wed Feb 17, 2010 5:27 pm
Forum: Personal Consumer Issues
Topic: Pitchers and Catchers; Truck Day; baseball is back!
Replies: 66
Views: 5750

I watch baseball on TV but obviously not every inning of every game. I usually at least try to put it on in the background if I can, either on the TV or radio. I love BBQ'ing outside in the summer with my 13" TV next to me tuned into the Phillies game. This will be the first spring training without...
by LadyGeek
Tue Feb 16, 2010 10:56 pm
Forum: Investing - Theory, News & General
Topic: Active Managers' Market-Beating Claims Debunked
Replies: 32
Views: 5221

Can any of this info be extrapolated to personal financial advisors, who often act as fund managers for their clients? Investing is not my background, so when I see "fund manager" I sometimes think of financial advisors acting in this capacity. Administrative comment: The link to Bernstein's article...
by LadyGeek
Tue Feb 16, 2010 10:10 pm
Forum: Investing - Theory, News & General
Topic: $140,000 over 3 years or $160,000 over 5 years
Replies: 18
Views: 3998

I didn't know how to do this either. So, I broke out my only textbook, Fixed Income Mathematics by Frank J. Fabozzi (used), and dug into it using Excel to reproduce the examples in the book. Then, the problem at hand using psteinx's method to start (thanks!): ==== Using NPV() =======================...
by LadyGeek
Mon Feb 15, 2010 10:44 pm
Forum: Investing - Theory, News & General
Topic: Mel's Forbes column on using I Bonds for College
Replies: 27
Views: 5382

To supplement Mel's input - the wiki has the link to IRS Publication 970 noted in the article.

Please see I Savings Bonds on the Bogleheads Wiki.

(Added this article to the Further Reading section.)
by LadyGeek
Mon Feb 15, 2010 7:22 pm
Forum: Personal Consumer Issues
Topic: Anyone here that's cellphone only worried about cancer risk?
Replies: 51
Views: 5340

It's actually the power density that counts. Keeping the antenna close to your head or eyes produces fairly high power densities. People worry about cancer risk, which has and will continue to be debated. There may also be an increased risk of cataracts due to the high UHF/microwave power density i...