Search found 23493 matches

by LadyGeek
Thu Jul 08, 2010 9:35 pm
Forum: Investing - Help with Personal Investments
Topic: Prechter Elliott Wave
Replies: 31
Views: 5427

Anyone up for wavelets? Not much of a google search response to "wavelet finance".

However, I found someone who modeled the daily close price of Applied Materials using a Haar wavelet algorithm: Financial Time Series.
by LadyGeek
Thu Jul 08, 2010 9:17 pm
Forum: Forum Issues and Administration
Topic: Why have posts per day here declined?
Replies: 81
Views: 12206

Anyone want to help with the wiki? You can find a list of "help wanted" pages here . It's a great way to learn. Start a forum post about an article you need help with and let the discussions begin. Not an editor? Just get the forum discussion going and make a request in the Suggestions for the Libra...
by LadyGeek
Thu Jul 08, 2010 8:36 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 201586

Sounds good to me. Changes made. View the "Recent changes" on the left sidebar menu to see what we did.

I also corrected the left sidebar menu to show "Support this site" instead of "Make a Donation".

Thanks!
by LadyGeek
Wed Jul 07, 2010 8:24 pm
Forum: Personal Consumer Issues
Topic: Home Warranty renewal
Replies: 6
Views: 1603

I agree with scubadiver. No home warranty. You shouldn't need a service contract on your brand new A/C unit either - it should be under the manufacturer's warranty. Since you've been there a while, all of the initial problems should have been fixed at this point. I've only got a service contract on ...
by LadyGeek
Wed Jul 07, 2010 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: Do I need a tax ID number?
Replies: 9
Views: 1395

The IRS can provide guidance: Employer ID Numbers (EINs) The first question: Do You Need an EIN? Believe it or not, the IRS can be very helpful. There's a ton of information to help you get started. Try this one: Tax Information For Partnerships . It wouldn't hurt to read this one also: Self-Employe...
by LadyGeek
Wed Jul 07, 2010 7:23 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Advice needed
Replies: 23
Views: 2586

Consider yourself an excellent teacher, but the topic of overweighting is for the advanced student as described in the wiki here: Please see Value Tilting - Stock on the Bogleheads Wiki . Note the caveat at the top of the page. Let me help out a bit: 4. Is online savings account a good way to keep e...
by LadyGeek
Wed Jul 07, 2010 6:42 pm
Forum: Investing - Help with Personal Investments
Topic: Portfolio Advice needed
Replies: 23
Views: 2586

A question for you: Do you want to use total stock market weights or do you wish to overweight small-cap and value funds a la the Fama & French 3-factor model? Caution, that question may be too complicated for someone without a serious investing background. The theory: Please see Fama and French Th...
by LadyGeek
Tue Jul 06, 2010 8:17 pm
Forum: Investing - Help with Personal Investments
Topic: Getting married in 3 months!
Replies: 33
Views: 4222

First, congratulations! Use the forum's search tool on the left side of the main page. I tried "marriage finance" and came up with this thread: Joint or Separate Checking Accounts. There's a lot of helpful advice.
by LadyGeek
Tue Jul 06, 2010 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: Four Pillars with 2010 Postscript
Replies: 26
Views: 6763

Updating is not automatic. It depends on the efforts of the wiki editors. Credit for updating the "Four Pillars" Amazon link actually goes to CyberBob. I just did the most recent updates. To see wiki activity, just click on "recent changes" (under "navigation") on the sidebar at the left side of the...
by LadyGeek
Tue Jul 06, 2010 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Four Pillars with 2010 Postscript
Replies: 26
Views: 6763

The wiki was also updated. All Amazon.com links contain the Bogleheads' Amazon referral tags. It's not a problem to modify the referral tags if you wish. Please see Books: Recommendations and Reviews on the Bogleheads Wiki . I added a footnote about the version differences, referenced back to this t...
by LadyGeek
Mon Jul 05, 2010 9:05 pm
Forum: Personal Finance (Not Investing)
Topic: 1.1 mil house for rent for $2,850/mo. Worth it to rent?
Replies: 41
Views: 4979

californiadude wrote:What additional information do you need? Thanks in advance.
I think you supplied it in the subsequent posts.
by LadyGeek
Mon Jul 05, 2010 9:00 pm
Forum: Investing - Help with Personal Investments
Topic: Prechter Elliott Wave
Replies: 31
Views: 5427

I didn't understand the thread title (who is Prechter Elliott and what do you mean by wave ?). The use of Fourier transform grabbed my attention. Background info: Where Did the Wave Theory Come From? Wikipedia has an article: Elliott wave principle . The criticism sums it up nicely: The Elliott Wave...
by LadyGeek
Mon Jul 05, 2010 8:08 pm
Forum: Personal Finance (Not Investing)
Topic: 1.1 mil house for rent for $2,850/mo. Worth it to rent?
Replies: 41
Views: 4979

Welcome to the Bogleheads forum. You'll need to supply more information, as the previous posts have mentioned. For additional insight, please see Owning vs Renting on the Bogleheads Wiki.

Be sure to skim through the forum discussions referenced at the bottom of the page.
by LadyGeek
Mon Jul 05, 2010 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Help with Vanguard's restricted computer access option
Replies: 19
Views: 4270

For background, the topic is called multi-factor authentication . The Federal Financial Institutions Examination Council (FFIEC) mandated the use of authentication for internet-based products and services, which issued this report: Authentication in an Internet Banking Environment . The appendix (pa...
by LadyGeek
Mon Jul 05, 2010 7:43 pm
Forum: Personal Consumer Issues
Topic: Cutting the Cable
Replies: 17
Views: 4106

I cancelled my cable TV service. But the coaxial cable coming from the wall still has free ClearQAM HD channels (CBS, ABC, NBC, PBS, etc). I think it's a FCC requirement, but the cable companies are allowed to try and hide the channels (like placing HD CBS on a weird channel like 63.7). So I use my...
by LadyGeek
Mon Jul 05, 2010 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: Hate Renting. How to Get Ready to Buy?
Replies: 29
Views: 3777

Welcome to the forum! You might want to check the wiki. Please see Owning vs Renting on the Bogleheads Wiki . In spite of the title, there's a lot of food for thought to consider. It touches on some of the topics suggested by tibbitts. Be sure to skim through the forum threads referenced at the bott...
by LadyGeek
Mon Jul 05, 2010 6:00 pm
Forum: Investing - Theory, News & General
Topic: What does a "bond bubble" look like?
Replies: 58
Views: 21819

kalons wrote:Using the Simba spreadsheet (available somewhere on this web site)...
FWIW, please see Simba's backtesting spreadsheets on the Bogleheads Wiki.

The direct link: Spreadsheet for backtesting (includes TrevH's data)
by LadyGeek
Mon Jul 05, 2010 3:40 pm
Forum: Investing - Help with Personal Investments
Topic: Need an idea for a new invention
Replies: 50
Views: 6806

Re: Need an idea for a new invention

Hey guys, I need an idea for a new invention. It needs to be cheap to make, very easy to make, and also should be something that everybody will want or need. Thanks in advance. That's easy. Just watch TV programs titled "Paid Programming". Available 24/7, but more prevalent during the day or late-n...
by LadyGeek
Mon Jul 05, 2010 3:34 pm
Forum: Personal Finance (Not Investing)
Topic: Rent vs Buy
Replies: 13
Views: 2052

You can find a good list of things to consider in the wiki. Be sure to check the forum discussion thread references at the bottom of the page.

Please see Owning vs Renting on the Bogleheads Wiki.
by LadyGeek
Mon Jul 05, 2010 1:24 pm
Forum: Personal Consumer Issues
Topic: Cutting the Cable
Replies: 17
Views: 4106

Re: Cutting the Cable

snyder66 wrote:Well, We recently have had some issues with our local cable service. I believe our cable line was spliced.
What do you mean "spliced"? Anything that happens outside the home entrance is their responsibility to fix.
by LadyGeek
Thu Jul 01, 2010 7:50 pm
Forum: Personal Consumer Issues
Topic: Behind the scenes with the next-gen $100 bill
Replies: 1
Views: 720

Behind the scenes with the next-gen $100 bill

From C/Net, a plant tour through the U.S. Bureau of Engraving and Printing $100 bill production line: Behind the scenes with the next-gen $100 bill

Nice description of the process including the many quality control checks. Be sure to watch the video (includes sound).
by LadyGeek
Wed Jun 30, 2010 7:46 pm
Forum: Investing - Theory, News & General
Topic: Should You Switch to an ETF From a Traditional Index Fund?
Replies: 29
Views: 5473

ruralavalon wrote:Not much reason to switch to ETFs, in my opinion, but Livesoft gives a nice summary of the pros and cons. http://www.bogleheads.org/forum/viewtop ... 441#767441 .
Thanks for the link, it's now referenced in the wiki.

Please see Exchange Traded Funds on the Bogleheads Wiki.
by LadyGeek
Wed Jun 30, 2010 7:40 pm
Forum: Investing - Theory, News & General
Topic: Where is the big advantage in ETFs?
Replies: 58
Views: 14077

I added a wiki link back to this thread, which points to livesoft's list.

Please see Exchange Traded Funds on the Bogleheads Wiki.
by LadyGeek
Wed Jun 30, 2010 6:43 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard experimenting with SharePoint for IT
Replies: 4
Views: 1424

Here's the link: Why IT Must Get Back Into Growth Mode

Vanguard is about 1/3 down the page, under "What's On The Agenda". It's nice to see them try different things. I'm not sure how SharePoint can help, as it's mainly for documents.
by LadyGeek
Wed Jun 30, 2010 6:15 pm
Forum: Personal Consumer Issues
Topic: Inexpensive HDTV
Replies: 10
Views: 2067

I use a separate Dolby 5.1 five speaker plus woofer audio amplifier system attached to my cable converter box red & white audio out connectors.... Take another look at the back of your cable box. If it's HD, it's got to have audio digital output. Your Dolby 5.1 should have a digital audio input. If...
by LadyGeek
Tue Jun 29, 2010 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: Money, Forbes... What magazines do you subscribe to?
Replies: 62
Views: 8352

No paper subscriptions, all online. I read all of The Bogleheads' View and Rick Ferri's columns on Forbes, but don't see much else worthwhile on a long-term basis. The Forbes Woman section is a fashion magazine in business attire. :thumbsdown Economist (I'm not impressed, very close to deleting it) ...
by LadyGeek
Tue Jun 29, 2010 7:52 pm
Forum: Personal Consumer Issues
Topic: Inexpensive HDTV
Replies: 10
Views: 2067

I'll bet you got a pleasant surprise seeing what real HD looks like. I think you might want to delete the poll, as there's really nothing to take statistics on. For best quality, the video inputs from best to worst are: 1. HDMI / DVI (the same) 2. Component (a set of 3 cables with RCA plugs) 3. Comp...
by LadyGeek
Mon Jun 28, 2010 8:28 pm
Forum: Personal Finance (Not Investing)
Topic: What besides interest rate changes make my bond fund change?
Replies: 1
Views: 635

Take a look in the wiki:

Please see Bond Basics on the Bogleheads Wiki.

The "Risks" section should help answer your question.
by LadyGeek
Sun Jun 27, 2010 11:38 am
Forum: Personal Finance (Not Investing)
Topic: Bought my first home, how many deductions should I take?
Replies: 13
Views: 7438

As grabiner suggested, let the IRS calculate the W-4 form for you. It takes your year-to-date contributions into account and is really easy to use. No guesswork.

Here's the direct link: IRS Withholding Calculator
by LadyGeek
Sun Jun 27, 2010 11:32 am
Forum: Forum Issues and Administration
Topic: how do i get unlocked for posting links?
Replies: 3
Views: 1355

If you want to test some links, use this thread Please Try Out Test Posts Here. If that doesn't work, PM one of the forum moderators and ask for some help.

You can see which moderator is online now by looking in the forum index (1 level up from this forum).
by LadyGeek
Sat Jun 26, 2010 7:47 pm
Forum: Investing - Theory, News & General
Topic: Bond Market Indexing and other wiki topics - feedback?
Replies: 0
Views: 427

Bond Market Indexing and other wiki topics - feedback?

Someone in another thread suggested that things are a bit slow in the forum. I'll take the opportunity to keep things busy by asking for feedback on a few topics. With all the flurry of ETFs and index funds running around, the wiki editors have been busy updating Exchange Traded Funds and Stock Mark...
by LadyGeek
Sat Jun 26, 2010 11:04 am
Forum: Personal Consumer Issues
Topic: Most attractive 100-ource silver bar, and where to order?
Replies: 12
Views: 2919

You'll have to give some thought to storage and handling: Care For Your Silver Bullion

Based on this article, you'll need individual sealed containers with charcoal to trap the hydrogen sulfide gas. All in a low humidity environment. Handle with gloves.
by LadyGeek
Fri Jun 25, 2010 12:01 pm
Forum: Personal Consumer Issues
Topic: I hate dealership service departments!
Replies: 53
Views: 8366

A final follow-up. My dealer replaced the O2 sensor (upstream, before the catalytic converter). I was upfront with them and told them I already knew it was a P1166 error code. Not a problem, they confirmed it. The part was $375, which is close to list price. But, it's the official Honda (Acura) part...
by LadyGeek
Thu Jun 24, 2010 6:40 pm
Forum: Investing - Theory, News & General
Topic: TIPS vs I Bonds Article
Replies: 5
Views: 1457

by LadyGeek
Wed Jun 23, 2010 8:15 pm
Forum: Investing - Theory, News & General
Topic: New York Times Rent Vs. Buy Calculator: When renting pays?
Replies: 84
Views: 10416

For those looking for a bunch of calculators, sift through the Loan and Mortgage Calculators on the Bogleheads Wiki.

The second link down has a rent vs. buy calculator.
by LadyGeek
Tue Jun 22, 2010 9:11 pm
Forum: Investing - Theory, News & General
Topic: New York Times Rent Vs. Buy Calculator: When renting pays?
Replies: 84
Views: 10416

You can find a link to the calculator and relevant discussions in the wiki.

Please see Owning vs Renting on the Bogleheads Wiki.

Alternatively, here's the direct link: Is It Better to Buy or Rent?
by LadyGeek
Mon Jun 21, 2010 9:06 pm
Forum: Personal Consumer Issues
Topic: speakers for an mp3 player
Replies: 12
Views: 2794

Alternative suggestion: a good pair of comfortable headphones. No external power supply. Perhaps some ear buds. If not, there are a ton of options. Open air are the lightest, but let in the most external noise. Closed (fit around the ear) may not be the most comfortable, but they block out external ...
by LadyGeek
Mon Jun 21, 2010 8:56 pm
Forum: Investing - Help with Personal Investments
Topic: Newbie question: Is it possible to diversfy with 5 ETF's?
Replies: 21
Views: 2907

To answer the OP's question, take a look at the wiki. Please see Lazy Portfolios on the Bogleheads Wiki . IOW, yes you can diversify with a few funds. However.... you need to understand that all of this material is to help you to make an educated decision based on your situation. Abide by Taylor's s...
by LadyGeek
Sun Jun 20, 2010 8:50 pm
Forum: Personal Finance (Not Investing)
Topic: People who don't do free-item surveys
Replies: 33
Views: 4219

I refuse to have any of those supermarket "saver" cards, which are notorious for collecting personal data. All you need to do is tell the cashier that you forgot your card and could they please use the store "saver" number? They all have them, and the cashiers are always happy to do this. I helped ...
by LadyGeek
Sun Jun 20, 2010 8:27 pm
Forum: Investing - Help with Personal Investments
Topic: Are Non-Vanguard ETFs More Tax Efficient Than Vanguard ETFs?
Replies: 9
Views: 1952

We just updated the wiki's investing FAQ to include ETFs, as well as an update to the ETF page. Both address tax efficiency. Does this help answer the question? Comments / corrections are welcome. Please see the ETF Investing FAQ on the Bogleheads Wiki . Please see Exchange Traded Funds (Taxes) on t...
by LadyGeek
Sun Jun 20, 2010 7:36 pm
Forum: Personal Consumer Issues
Topic: Recommendations for blu-ray player
Replies: 20
Views: 2941

I've got the OPPO BDP-83. My recommendation is to just buy the BDP-83 and not worry about Netflix. It's darn good and is very user-friendly for those who like to deep-dive into the technical settings. The OPPO engineers support a thread over on AVS forum. Official OPPO BDP-83 Owner's Thread [technic...
by LadyGeek
Sun Jun 20, 2010 4:43 pm
Forum: Investing - Theory, News & General
Topic: Who Pays for Printing Costs of US Currency?
Replies: 27
Views: 5037

It costs about 4 cents (some variation with denomination) to print a note.

Source: How Currency Gets into Circulation, from the Federal Reserve Bank of New York
by LadyGeek
Sun Jun 20, 2010 4:14 pm
Forum: Personal Consumer Issues
Topic: Computer Questions
Replies: 54
Views: 5568

* Munchkin Man should get a laptop. --Munchkin Man has everything he needs in one very small thin box. --The box has one cable for internet, one cable for the power supply. --Munchkin Man will not need a monitor. --Munchkin Man will not need a keyboard. --Munchkin Man will not need a mouse. *Munchki...
by LadyGeek
Sun Jun 20, 2010 2:41 pm
Forum: Personal Consumer Issues
Topic: I hate dealership service departments!
Replies: 53
Views: 8366

The dealer wants $109 to plug in a tester and tell me the codes, which will be applied to any necessary repairs. My thinking is that it needs 1 or both O2 sensors, which will cover that cost. The code can only be reset by the tester. As a followup, I can confirm that AutoZone does indeed diagnose y...
by LadyGeek
Sat Jun 19, 2010 8:28 pm
Forum: Investing - Theory, News & General
Topic: Can You Still Do It With 3 Funds?
Replies: 30
Views: 4633

The wiki might give you some insight. Be sure to check the references.

Please see Lazy Portfolios on the Bogleheads Wiki.
by LadyGeek
Sat Jun 19, 2010 5:02 pm
Forum: Personal Consumer Issues
Topic: Need A Good Set of Headphones
Replies: 47
Views: 5295

Save $30 and get a pair of Sennheiser HD201 Headphones (Bogleheads forum referral added) I just got a pair a few weeks ago for work. They're just fine. In fact, they replaced a pair of Sennheiser PX-100s, which were open air. The PX-100s are better, but there's nothing like a full circumaural headph...
by LadyGeek
Sat Jun 19, 2010 4:52 pm
Forum: Personal Finance (Not Investing)
Topic: People who don't do free-item surveys
Replies: 33
Views: 4219

I think everyone is missing the point. They don't need your email address. If you paid by credit card, the barcode on the receipt should track to the transaction ID. They already know who you are and what you bought. The email info is added value. I refuse to have any of those supermarket "saver" ca...
by LadyGeek
Sat Jun 19, 2010 4:41 pm
Forum: Investing - Help with Personal Investments
Topic: College Fund for Niece and Newphew
Replies: 11
Views: 1952

Concur on livesoft's option 1. My parents gave a sizable gift to a 13 year old relative, with the intent that it should go to her college savings. It went into a bank account. What's wrong with this picture? She's a minor, so her parents have control of the account. My guess is the money's gone, as ...
by LadyGeek
Fri Jun 18, 2010 9:46 pm
Forum: Personal Consumer Issues
Topic: I hate dealership service departments!
Replies: 53
Views: 8366

Exhaust gases do not leak into the interior unless there is a problem with the car or you regularly drive around town in reverse gear. The intake side of the engine is a sealed system and does not emit exhaust gas, and it cannot allow any leaks or you throw an "check engine" light due to unmetered ...
by LadyGeek
Wed Jun 16, 2010 9:59 pm
Forum: Personal Consumer Issues
Topic: need an automobile tire pressure gauge
Replies: 22
Views: 2947

By the way, your tire pressures are going to change by 5 to 7psi due to ambient temperature changes, hot pavement and heat from rolling resistance anyway so a gauge that may be 1psi off just isn't going to make any difference. Don't forget to compensate for loading (weight) on each tire. You could ...