Search found 23234 matches

by LadyGeek
Fri Apr 23, 2010 9:21 pm
Forum: Personal Consumer Issues
Topic: Beer/Wine/Drinks
Replies: 75
Views: 9154

Belgian style? Try Ommegang , which is made in Cooperstown NY. The last time I had the Dogfishhead 90 min IPA, it seemed that it was in an entirely different class of beer. You had to sip it slowly. Very good. The 60 min IPA is also excellent, but compared to the 90 min IPA it seems a step down. Don...
by LadyGeek
Thu Apr 22, 2010 9:41 pm
Forum: Personal Consumer Issues
Topic: U.S. Government Unveils New $100 Note
Replies: 22
Views: 3477

I was impressed that the tutorial used Adobe flash. It's the most you could do without overkill on the fancy graphics. The UV and back-light features are well done. However, if you go to the $50 tutorial from the $100 tutorial, there's no way to go back to $100. They should have spent some more time...
by LadyGeek
Thu Apr 22, 2010 8:20 pm
Forum: Personal Consumer Issues
Topic: U.S. Government Unveils New $100 Note
Replies: 22
Views: 3477

U.S. Government Unveils New $100 Note

U.S. Government Unveils New Design for the $100 Note WASHINGTON, D.C. (April 21, 2010) – Officials from the U.S. Department of the Treasury, the Board of Governors of the Federal Reserve System and the United States Secret Service today unveiled the new design for the $100 note. Complete with advan...
by LadyGeek
Wed Apr 21, 2010 9:57 pm
Forum: Investing - Theory, News & General
Topic: Trinity study says age in bonds is too conservative. True ?
Replies: 41
Views: 6914

nisiprius has a direct response from one of the Trinity Study authors on the interpretation of Safe Withdrawal Rate: What the Trinity Study authors meant

The wiki has links to the Trinity Study. Please see Safe Withdrawal Rates on the Bogleheads Wiki.
by LadyGeek
Wed Apr 21, 2010 9:49 pm
Forum: Investing - Theory, News & General
Topic: Definition of a hedge fund
Replies: 4
Views: 1087

The official definition: Please see Hedge Funds on the Bogleheads Wiki.

The definition points to Investopedia. I'll bet the editors had some fun trying to be objective: "You can think of hedge funds as mutual funds for the super rich."

Direct link: Hedge Fund
by LadyGeek
Wed Apr 21, 2010 7:49 pm
Forum: Investing - Theory, News & General
Topic: What the Trinity Study authors meant
Replies: 35
Views: 10389

Great info, so how should the wiki page be updated? Would it be appropriate under the "Safe Withdrawal Rate" section with its usage and controversy discussions, or, to add an "April 2010 forum thread" as a reference? This is a topic that needs guidance by an "expert" (that leaves me out). Please sug...
by LadyGeek
Mon Apr 19, 2010 9:19 pm
Forum: Investing - Theory, News & General
Topic: Company Stock
Replies: 18
Views: 2745

How do they know what's in your portfolio? You have to give them this information. I'll avoid the privacy issues here. Suppose you indirectly hold funds of your competition, perhaps through a mutual fund, for example. Would they see this as well? Would there be any repercussions? Do they consider yo...
by LadyGeek
Mon Apr 19, 2010 8:56 pm
Forum: Local Chapters and Bogleheads Community
Topic: RTP, NC Chapter Meeting 12 Noon Apr 17, 2010
Replies: 6
Views: 3788

Hi, If you come up with a new date, please start a new thread. I search this forum for new meeting announcements which are then posted on the main wiki page (under Bogleheads Happenings). If you ever want to find old meetings, select the Current Events link at the bottom of the box, then Archive for...
by LadyGeek
Mon Apr 19, 2010 8:31 pm
Forum: Personal Consumer Issues
Topic: furniture-friendly pet?
Replies: 50
Views: 5248

livesoft- Sorry, I disagree on having a bird for a first pet . They are very intelligent and require more attention and care than a dog or cat. Not to mention requiring the specialized services of an Avian certified vet. Parrots need even more attention than budgies. No bottom line! Pets are not fam...
by LadyGeek
Mon Apr 19, 2010 8:21 pm
Forum: Personal Consumer Issues
Topic: furniture-friendly pet?
Replies: 50
Views: 5248

Ball pythons make excellent pets (really- if you wanted a snake for a pet). However, if their food escapes, your furniture will be clawed. Bottom line. Pets are part of the family. Please don't treat a pet as something that you can take back to the store if she doesn't like it. You must also be wil...
by LadyGeek
Mon Apr 19, 2010 7:55 pm
Forum: Investing - Theory, News & General
Topic: New in wiki - Bond Yield, Looking for feedback
Replies: 12
Views: 2393

Thanks. I'm glad I asked, as I now understand that I missed the point. Being mathematically correct does not give the full perspective nor imply how useful the concept really is. I reworked the section to be based on an Investopedia article that explains the subject much better than I can. No sense ...
by LadyGeek
Sun Apr 18, 2010 9:03 pm
Forum: Investing - Help with Personal Investments
Topic: Best short article on effect of fees on a portfolio
Replies: 11
Views: 2366

Please see Mutual Funds and Fees on the Bogleheads Wiki. Take a look at the graph at the bottom of the page.

Forbes has an online fund expense calculator. Easy to use, it will tell you exactly how much those high expense portfolios are costing you: Fund Expense Calculator
by LadyGeek
Sun Apr 18, 2010 8:45 pm
Forum: Investing - Theory, News & General
Topic: New in wiki - Bond Yield, Looking for feedback
Replies: 12
Views: 2393

New in wiki - Bond Yield, Looking for feedback

I'm working my way along a self-imposed learning path on bonds. I'm finally able to do some basic yield calculations in Excel and thought it would help having this in the wiki. The Excel file is available for download. Please see Bond Yield on the Bogleheads Wiki . It seems straight forward, but I'm...
by LadyGeek
Sun Apr 18, 2010 7:25 pm
Forum: Personal Finance (Not Investing)
Topic: How much do I owe my parents?
Replies: 81
Views: 14767

-There are too many inter-relationships at work here and you're only telling one side. You grew up with this, and you don't say how long they put up with you while you went without a job. - I don't think you can change your parents life style. They've survived for this long, and it will continue thi...
by LadyGeek
Sun Apr 18, 2010 7:04 pm
Forum: Personal Consumer Issues
Topic: a reminder regarding Black Swans
Replies: 47
Views: 7868

Just take a taxi from Oslo to Brussels: Stranded Monty Python Legend John Cleese Lands $5,000 taxi fare That Z-axis shift in Chile had another effect - a change in the distribution of the earth's mass: Chilean Quake Likely Shifted Earth’s Axis, NASA Scientist Says I'll leave work 1.26 uS early to ma...
by LadyGeek
Sun Apr 18, 2010 6:54 pm
Forum: Investing - Help with Personal Investments
Topic: "Stable Value" fund expenses
Replies: 4
Views: 1098

For a few more data points, checkout the forum threads at the bottom of this wiki page.

Please see Stable Value Fund on the Bogleheads Wiki.
by LadyGeek
Sun Apr 18, 2010 4:50 pm
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 10997

A couple of questions: - Do you want something to "just do it" automatically, or do you feel confident to run a program on your own? - Do you want to backup to an external hard drive (recommended)? - Do you want to be able to restore individual files or the entire hard drive? (There are different ap...
by LadyGeek
Sun Apr 18, 2010 12:32 pm
Forum: Investing - Help with Personal Investments
Topic: Help a young'un get started
Replies: 12
Views: 1753

Welcome! The wiki is chock full of helpful beginner material and is a good place to start.

Please see Bogleheads Investing Start-Up Kit on the Bogleheads Wiki.
by LadyGeek
Sun Apr 18, 2010 8:33 am
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 10997

From the previous posts, I'm sure you're swamped with help at this point. nisiprius's suggestion is a good one. However, if the trojan installed itself for all users (most probable), this trick won't work. Another small chance- you say it has no icons? I'll assume it booted into Windows, but you onl...
by LadyGeek
Sat Apr 17, 2010 9:07 pm
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 10997

Ouch!! Sorry to hear that. Hope you had a backup. I've restored from total crashes. Several times. :(
by LadyGeek
Sat Apr 17, 2010 8:40 pm
Forum: Investing - Help with Personal Investments
Topic: Can Canadians Buy Vanguard Funds? Or DFA Funds?
Replies: 4
Views: 1202

The Financial Webring is our sister site, checkout the bottom of the Bogleheads' wiki page . Vanguard is part of the Canadian retirement portfolio, so I would think it's possible. Please see Portfolio Design and Construction on finiki . There's a good search engine for finiki as well as the Financia...
by LadyGeek
Sat Apr 17, 2010 8:22 pm
Forum: Investing - Help with Personal Investments
Topic: 30 year old business owner
Replies: 17
Views: 3056

To supplement mzhuang, please see Investment Policy Statement on the Bogleheads Wiki.
by LadyGeek
Sat Apr 17, 2010 4:54 pm
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 10997

I'm not sure this is a hosts file infection. (Here's the right path, watch the "\" direction C:\WINDOWS\system32\drivers\etc). This trojan seems to originate from one of those fake internet security sites. In this case, XP Internet Security Suite 2010. I took a look at a few websites. This one seems...
by LadyGeek
Sat Apr 17, 2010 12:40 pm
Forum: Personal Consumer Issues
Topic: Trojan
Replies: 63
Views: 10997

There are always strong sales pitches to buy, but it usually doesn't stop the free program from working. Perhaps you got confused with the ads to upgrade when attempting to download the file? That always happens. Choose the free version: Malwarebytes' Anti-Malware , which will lead to another site. ...
by LadyGeek
Sat Apr 17, 2010 12:21 pm
Forum: Investing - Theory, News & General
Topic: Ayres and Nalebuff: Young people should buy stocks on margin
Replies: 421
Views: 72679

I updated the wiki page to include this thread.

Please see Leverage on the Bogleheads Wiki.
by LadyGeek
Fri Apr 16, 2010 9:51 pm
Forum: Personal Consumer Issues
Topic: Making plans to plant a boat load of trees
Replies: 30
Views: 4412

Ever consider how big those roots are going to get in 5 - 10 years? Any chance of water or sewer lines to get in the way? Guess which one gives first - do you really know what those pipes are made from? Never assume.

I suggest you talk to a local landscaper. They know this stuff.
by LadyGeek
Fri Apr 16, 2010 9:30 pm
Forum: Personal Finance (Not Investing)
Topic: Switching from Debit to Credit Card for everyday spending
Replies: 27
Views: 4421

Someone in Reno has figured out how to install flash data devices on gas pumps. As a result the Sheriff has been telling everyone to use credit cards rather then debit cards at the pumps. I have had both a Bank of America card and Citibank card compromised. The Citibank people were awful to deal wi...
by LadyGeek
Fri Apr 16, 2010 9:01 pm
Forum: Investing - Help with Personal Investments
Topic: New Here
Replies: 7
Views: 1874

Welcome! The wiki will help get your thoughts organized.

Start here: Please see Bogleheads Investing Start-Up Kit on the Bogleheads Wiki.
by LadyGeek
Fri Apr 16, 2010 8:48 pm
Forum: Personal Finance (Not Investing)
Topic: Home Ownership -- Pros & Cons
Replies: 54
Views: 7375

This is a popular topic.

Please see Owning vs Renting on the Bogleheads Wiki.

Checkout the forum threads listed at the bottom of the page. You'll find quite a number of opinions from many different perspectives.
by LadyGeek
Fri Apr 16, 2010 8:27 pm
Forum: Personal Consumer Issues
Topic: Streaming Websites
Replies: 2
Views: 969

Definition: Streaming Media

If you don't understand Wikipedia, it simply means a website that gives you a real-time feed.

Streaming audio example: Shoutcast

Streaming TV example: NASA TV BTW: The Space Shuttle is in orbit until Monday AM. Watch them here.
by LadyGeek
Fri Apr 16, 2010 8:21 pm
Forum: Investing - Help with Personal Investments
Topic: Keeping Your Laptop Tuned
Replies: 19
Views: 3131

It's time for a software clean-out. Run this for "maintenance" at least once a week: CCleaner. Uncheck the "install Yahoo toolbar" during the install- not needed.

Unless you've recently installed horsepower hungry software (video processing, etc.), there's no need for hardware upgrades.
by LadyGeek
Thu Apr 15, 2010 6:26 pm
Forum: Personal Consumer Issues
Topic: Anyone get rid of TV all together?
Replies: 115
Views: 13806

My next TV will have a requirement of being usable as a computer monitor. I don't expect a "next" TV any time soon as the current one looks great with DVDs. Paul Flip the problem. Does your PC monitor have a composite video input? My Dell 2407FPW does. I use the composite output from my cable box a...
by LadyGeek
Wed Apr 14, 2010 9:41 pm
Forum: Investing - Theory, News & General
Topic: Messing around on google docs
Replies: 5
Views: 1654

I do this or things like it in OpenOffice Calc, pulling the data in from Yahoo. I think there have been some previous threads on how to do this. Try entering "Yahoo Finance Excel" in the home page Search box. You'll have to check if the methods work for OpenOffice Calc. One thread: Excel question T...
by LadyGeek
Wed Apr 14, 2010 9:08 pm
Forum: Investing - Theory, News & General
Topic: Bond Allocation: All TIPS, or TIPS + Nominals?
Replies: 40
Views: 7036

Somebody in another bond thread pointed out that nominal bonds are best in periods of expected inflation, and TIPS in periods of unexpected inflation. So I think not knowing wither to expect the expected or expect the unexpected results in the common 50/50 advice. That way you're diversified for in...
by LadyGeek
Wed Apr 14, 2010 8:51 pm
Forum: Personal Consumer Issues
Topic: Anyone get rid of TV all together?
Replies: 115
Views: 13806

No TV? You gotta be kidding. Here in Philly, both the Flyers (playoffs!) and Phillies are playing simultaneously. I'd better check the batteries in my remote so I won't get stuck while flipping channels.
by LadyGeek
Wed Apr 14, 2010 6:30 pm
Forum: Personal Finance (Not Investing)
Topic: Effective Tax Rate - POLL
Replies: 48
Views: 7300

gkaplan wrote:How do you figure it again?
Please see Marginal Tax Rate on the Bogleheads Wiki.

Follow the "See Also" link for a forum discussion: Important to know Marginal Tax Rate? Effective Tax Rate?
by LadyGeek
Mon Apr 12, 2010 9:12 pm
Forum: Personal Finance (Not Investing)
Topic: TaxAct: Attach a statement to explain recharacterization?
Replies: 14
Views: 3944

Can you list all the forms used for your return? You may have checked a box somewhere that triggered a form which kicked this in. I'd try the brute force approach: 1. Save your return 2. Make a working copy (rename to something different). 3. With the working copy, start deleting entries and uncheck...
by LadyGeek
Mon Apr 12, 2010 8:00 pm
Forum: Investing - Help with Personal Investments
Topic: SV: put in taxable, or accept higher ER in tax-deferred?
Replies: 9
Views: 1511

The wiki has recently added a number of articles about small caps.

Please see FAQ Small cap funds on the Bogleheads Wiki.

Please see Small caps on the Bogleheads Wiki.

Under development: Please see Small Cap Index Returns on the Bogleheads Wiki.
by LadyGeek
Sun Apr 11, 2010 7:21 pm
Forum: Investing - Help with Personal Investments
Topic: Acronyms everywhere!!!
Replies: 35
Views: 4070

I thought it was an Excel finance function, which is in the wiki here: Internal Rate of Return. Follow the links to the Microsoft help file for XIRR.

Please see Comparing Investments on the Bogleheads Wiki.
by LadyGeek
Sun Apr 11, 2010 4:02 pm
Forum: Personal Finance (Not Investing)
Topic: Online backup: Carbonite? Mozy?
Replies: 53
Views: 8514

Speedbump101's article URLs provide insight why you should encrypt your data. Everybody likes Mozy--except me. Part 2 ...Both companies encrypt the backed-up files and say they don't view them." Not that they can't view them, but that they don't view them. And the Mozy warning--do not lose your key/...
by LadyGeek
Sun Apr 11, 2010 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Online backup: Carbonite? Mozy?
Replies: 53
Views: 8514

They got good press over the US Airways Hudson event due to at least one of the passengers having all his data backed up with them... http://www.computerworld.com/s/article/9130839/US_Airways_Flight_1549_passenger_grateful_for_life_and_data?taxonomyId=19&pageNumber=1 SB... From the article: Six DVD...
by LadyGeek
Sun Apr 11, 2010 12:42 pm
Forum: Personal Consumer Issues
Topic: Will "Monster Cable" solve humming problem?
Replies: 14
Views: 3135

jefmafnl - You're welcome. Glad it's appreciated. curly - PC speakers are a flawed design. You need a large speaker to reproduce low frequency audio. It just doesn't work. Try speaking through a hole in the bottom of a small paper cup. Good point on the soundcard, but it won't solve the basic proble...
by LadyGeek
Sun Apr 11, 2010 10:51 am
Forum: Personal Consumer Issues
Topic: Will "Monster Cable" solve humming problem?
Replies: 14
Views: 3135

Here's what you need to do: 1. Connect the PC card's audio output into your stereo, not PC speakers. This is how I connect my for audio. The hum is because the external speakers' power supply is built with insanely cheap parts. You may also notice a high-pitched "hiss". Nothing you can do about it. ...
by LadyGeek
Sun Apr 11, 2010 10:14 am
Forum: Investing - Help with Personal Investments
Topic: Acronyms everywhere!!!
Replies: 35
Views: 4070

FWIW, I changed the wiki sidebar (left side of any wiki page) to say Acronyms instead of Abbreviations.
by LadyGeek
Sat Apr 10, 2010 3:06 pm
Forum: Investing - Help with Personal Investments
Topic: Acronyms everywhere!!!
Replies: 35
Views: 4070

No confusion possible! VSS - Voltage source to source; the low side voltage for a CMOS device. Well, you'd have to look at capitalization. It's actually Vss. A quick into: IC power supply pin Take a look at the sidebar on the left side of the wiki page. You'll see a link called Abbreviations . It's...
by LadyGeek
Sat Apr 10, 2010 2:43 pm
Forum: Personal Finance (Not Investing)
Topic: HELP!! I've Got Deal Fever! [vehicle purchase]
Replies: 16
Views: 2836

grok87 brought up an excellent point. You are going to make a profit on a close friend? Change my vote to "No" or drop the price to break even. As the saying goes- Never mix business with friends or relatives. You will lose your friends and you can't get rid of your relatives. BTW, the guy who was i...
by LadyGeek
Sat Apr 10, 2010 9:32 am
Forum: Investing - Theory, News & General
Topic: New in wiki - Bond Pricing
Replies: 8
Views: 2027

Thanks! I added your quick mention as suggested with a link back to this thread. Please see Bond Pricing on the Bogleheads Wiki . I added a Bond Pricing section to Bonds: Advanced Topics that links to this article, so it's easy to find. I figured the level of detail placed it in the "Advanced" categ...
by LadyGeek
Fri Apr 09, 2010 9:58 pm
Forum: Investing - Theory, News & General
Topic: New in wiki - Bond Pricing
Replies: 8
Views: 2027

Yes, that helped considerably. Thanks. I did the example with the required yield at 4% so you could see the change in price over time. The Excel file has been updated to include this example. I included negative accrued interest, as the website gave a good explanation (I didn't understand my textboo...
by LadyGeek
Thu Apr 08, 2010 8:56 pm
Forum: Wiki and Reference Library
Topic: Suggestions for the Librarians
Replies: 255
Views: 200447

Thanks! Was this the page you were referring to? I updated the link.

Please see Inheriting an IRA on the Bogleheads Wiki.
by LadyGeek
Thu Apr 08, 2010 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: HELP!! I've Got Deal Fever! [vehicle purchase]
Replies: 16
Views: 2836

Re: HELP!! I've Got Deal Fever!

...So, we bought the "new" truck when we found a deal too good to pass up. However, with gas and my longer commute, I began driving my wife's car and she drives my truck..which she doesn't like because it's "too big". Now, I think I have another deal that is too good to pass up to sell the truck, m...