Search found 23932 matches

by LadyGeek
Fri Dec 24, 2010 9:40 pm
Forum: Investing - Help with Personal Investments
Topic: Fund for my son
Replies: 17
Views: 1724

The wiki has a lot of info, including an article for every state (and DC).

Wiki article link: 529 Plans
by LadyGeek
Fri Dec 24, 2010 9:23 pm
Forum: Personal Finance (Not Investing)
Topic: January To Do List
Replies: 20
Views: 3863

To do before Jan 1: Portfolio review: Double-check with spouse on what he's got to keep the household net worth spreadsheet up to date (we do our own finances). Net worth includes all assets, such as home and auto values. I'll also check life insurance, pensions, and social security estimates (don't...
by LadyGeek
Fri Dec 24, 2010 6:45 pm
Forum: Personal Consumer Issues
Topic: Just to wish everyone a Merry Xmas
Replies: 40
Views: 4329

Happy holidays, Valuethinker.

I tried searching for a "credible" source which stated exactly when the conclave agreed on this date. No such luck, but the history of how Christmas came to be on this date is quite interesting- depending on who you believe.
by LadyGeek
Fri Dec 24, 2010 6:32 pm
Forum: Personal Consumer Issues
Topic: NORAD tracking of UFO this evening....
Replies: 2
Views: 814

Here's the official NORAD source: NORAD Tracks Santa

In English: Welcome to NORAD Tracks Santa. Be sure to click on the map's video cam icons...

Santa's been busy. He rang NYSE's closing bell on Dec 20. NORAD Visits the NYSE and Prepares to Track Santa (Photo on main web site)
by LadyGeek
Fri Dec 24, 2010 4:17 pm
Forum: Investing - Theory, News & General
Topic: Why save 20%?
Replies: 44
Views: 4914

Welcome to the forum. The point about compound interest is confusing. I don't see how compound interest "solves" the pension problem. The expected return can be lower, but only if you start early - that's true for any fund.

URL with article title: Too Little, Too Late
by LadyGeek
Fri Dec 24, 2010 4:00 pm
Forum: Personal Consumer Issues
Topic: Pharmacy as Career Choice
Replies: 69
Views: 12382

Thanks for the replies. All help is appreciated. My DW has arranged for my DD to "shadow" a pharmacist for half a day at Walmart. Would this experience be sufficient or perhaps unbalanced? I'm thinking perhaps we should have my DD study up on the post grad options and set up something with a pharma...
by LadyGeek
Fri Dec 24, 2010 3:54 pm
Forum: Personal Finance (Not Investing)
Topic: Father-in-Law advisor [continued]
Replies: 131
Views: 12761

The wife is being responsible by letting someone who knows more than she does take care of a problem. There's nothing inherently "wrong" with that, but she could do better. She trusts her family, which says a lot.

The same could be said for any topic.
by LadyGeek
Fri Dec 24, 2010 3:14 pm
Forum: Personal Consumer Issues
Topic: Pharmacy as Career Choice
Replies: 69
Views: 12382

May I suggest you and your daughter go to a local pharmacy and ask in person? You'll get a good dose of reality (pun intended). If they're busy, ask to schedule some time. My friend recently retired as a pharmacist from a national pharmacy chain. He's told stories where the job pressure was tremendo...
by LadyGeek
Thu Dec 23, 2010 10:51 pm
Forum: Personal Finance (Not Investing)
Topic: Informing the IRS that you got married?
Replies: 8
Views: 1692

Congratulations on your marriage! Here's the IRS Withholding calculator: IRS Withholding Calculator This is the easiest way to estimate W4 withholdings. It's much easier than using the form. The web site won't switch over to 2011 until early next year (at least that's what it usually does). However,...
by LadyGeek
Thu Dec 23, 2010 10:31 pm
Forum: Investing - Theory, News & General
Topic: A Christmas Present for You
Replies: 46
Views: 6853

Merry Christmas, Taylor. Thank you.

My father-in-law was wounded in action during the Battle of the Bulge. He's in good health, and we'll be visiting him this weekend.
by LadyGeek
Thu Dec 23, 2010 4:50 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

Thanks for the clarification. I was thinking of the vapor barrier buried in the foundation; previous post corrected.
by LadyGeek
Thu Dec 23, 2010 4:46 pm
Forum: Investing - Help with Personal Investments
Topic: VFSVX: down 2.24% yesterday, why?
Replies: 39
Views: 4751

I just added the "what do I do" question to the FAQ.

Wiki article link: Investing FAQ for the Bogleheads Forum (The stock market had a significant drop, what should I do?)

Comments / corrections / suggestions welcome.
by LadyGeek
Thu Dec 23, 2010 4:12 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

Could you elaborate on this theory . What if the moisture is strictly due to a crappy vapor barrier issue. There is some real evidence in another part of the basement foundation on an outside north wall that has been that way in winter for 5 years. We had scheduled a "rip off" of the siding to see ...
by LadyGeek
Thu Dec 23, 2010 1:00 pm
Forum: Investing - Help with Personal Investments
Topic: VFSVX: down 2.24% yesterday, why?
Replies: 39
Views: 4751

Re: Why did Vxxxx go down 2% today?

Indeed, there is a list of several that belong there...But seriously, there is a pretty good Wiki. Are all those items covered there? Use caution, as questions with "Should I" vs. "What is" can only be answered by understanding the entire portfolio, hence the use of this forum for assistance. The w...
by LadyGeek
Wed Dec 22, 2010 9:03 pm
Forum: Investing - Theory, News & General
Topic: Question about record date re: distributions
Replies: 7
Views: 1164

The wiki has some background info: Dividend distributions
by LadyGeek
Wed Dec 22, 2010 8:58 pm
Forum: Investing - Help with Personal Investments
Topic: VFSVX: down 2.24% yesterday, why?
Replies: 39
Views: 4751

Background info:

Wiki article link: Dividend distributions
by LadyGeek
Wed Dec 22, 2010 7:33 pm
Forum: Investing - Help with Personal Investments
Topic: When to Sell
Replies: 17
Views: 2436

The Wizard wrote:We have a "wiki" that explains what Bogleheads is all about...

Wiki article link: Bogleheads Investing Start-Up Kit

Wiki article link: The Bogleheads
by LadyGeek
Wed Dec 22, 2010 6:04 pm
Forum: Personal Consumer Issues
Topic: Things to do in Philly?
Replies: 21
Views: 2664

I would avoid Pats and Geno's - no longer recommended. Go with Jims. While you're out walking around, get a soft pretzel from any street corner vendor. Window shopping? Be careful, as you'll have to take it back home with you. If something's wrong, it's not worth the trip to return it. US Mint, Mutt...
by LadyGeek
Wed Dec 22, 2010 5:34 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

OK, going from the ridiculous to the sublime - I think the pictures are showing the culprit. Those are cinder blocks, which are hollow inside. Water is running down the inside of the house and filling up those blocks. That's a lot of weight and puts pressure on the foundation. Especially if it's fre...
by LadyGeek
Tue Dec 21, 2010 9:08 pm
Forum: Investing - Help with Personal Investments
Topic: newbie here
Replies: 17
Views: 1252

Welcome. Here's where to start reading in the wiki:

Wiki article link: Bogleheads Investing Start-Up Kit

I've worked with pHEMT...
by LadyGeek
Tue Dec 21, 2010 8:43 pm
Forum: Personal Consumer Issues
Topic: Re:
Replies: 15
Views: 2674

Yesssss! guns and liquor ((((((((((((((: This is more like it! 8) What kind of games do you play? I'm going retro at the moment, going back to play a bit of Age of Empires 1 :D (first game I ever played) I left off the chocolate. Age of Empires was around the time that Quake and Doom first hit the ...
by LadyGeek
Tue Dec 21, 2010 8:07 pm
Forum: Forum Issues and Administration
Topic: Big pictures cause Big problems
Replies: 25
Views: 3279

The bulletin board software, phpBB, is able to scale images (make smaller) if they're over a certain size. However, the difficulty of doing this depends on the phpBB version and if the site admin has time to take care of it.
by LadyGeek
Tue Dec 21, 2010 7:21 pm
Forum: Investing - Theory, News & General
Topic: What is the difference between Rollover and Traditional IRA?
Replies: 10
Views: 7213

The wiki has some info:

Wiki article link: IRA Rollovers and Transfers
by LadyGeek
Tue Dec 21, 2010 7:19 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

I brought in my consultant (my spouse). After the initial "what the heck is that..." reaction, it's definitely a wood sound. You need to find the source of those wet blocks. See if you have any underground pipes (sewer line) or well near by. The guess is that there's a leak and it's causing the grou...
by LadyGeek
Tue Dec 21, 2010 5:10 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

Listen closely, I used headphones. There several seconds of light ticks, followed by the big bang. I don't think the noise is in one location. I think there is movement along the roof supports, and the big bang you hear is at the end of the line. The somewhat metallic sound could be anything, such a...
by LadyGeek
Mon Dec 20, 2010 8:56 pm
Forum: Personal Consumer Issues
Topic: Re:
Replies: 15
Views: 2674

Xbox 360 games. Small batch bourbon. An outdoor pellet gun target set (hoping for, I already have a laser sight).

Spouse is getting the US Mint 2010 silver proof set. Tequila.
by LadyGeek
Mon Dec 20, 2010 8:46 pm
Forum: Personal Consumer Issues
Topic: Dremel recommendations / What projects have you done?
Replies: 29
Views: 3542

Re: Dremel recommendations / What projects have you done?

Hi, my wife wants a dremel tool for Christmas. She does all our auto maintenance and I do all our home maintenance, so we're thinking it might be a useful addition to our tool collection. Any recommendations for manufacturers and/or accessory bits? What are some scenarios in which you have found a ...
by LadyGeek
Mon Dec 20, 2010 4:39 pm
Forum: Personal Consumer Issues
Topic: Best mp3 conversion utility
Replies: 14
Views: 1888

This works http://www.vidtomp3.com/ Use it on non-copyrighted material of course :) The site is unreliable, too many time-outs, conversion won't play. (Ubuntu 10.10). The domain name is registered by namecheap.com, authomark.com (PAD # at page bottom) is registered through Go Daddy. My recommendati...
by LadyGeek
Mon Dec 20, 2010 4:18 pm
Forum: Personal Consumer Issues
Topic: problems with new tires and gas mileage
Replies: 70
Views: 14904

Thanks for the update. Good job, you now have peace of mind and your car's warranty is still intact. I'm still thinking that the tire diameter contributed to the gas mileage problem, as the Toyota dealer said you could void the warranty. The engine's computer does a lot of calculations based on havi...
by LadyGeek
Sun Dec 19, 2010 10:31 pm
Forum: Personal Consumer Issues
Topic: Best mp3 conversion utility
Replies: 14
Views: 1888

sscritic - thanks for the reminder, I concur. Audacity is not installed at the moment, but I have used it before to record direct from albums (LP's, those black plastic disks with the hole in them) to my PC. That was a few years ago. Audacity is open source (meaning free), well supported, and runs o...
by LadyGeek
Sun Dec 19, 2010 9:54 pm
Forum: Personal Consumer Issues
Topic: 456 Years Wait is Finally Over!
Replies: 22
Views: 5198

I thought this was going to be about the Cubs finally getting to the World Series. I thought this was late news about the Phillies signing Cliff Lee. Never mind, that was last week. Here's the info from NASA: Solstice Lunar Eclipse The map contains a pdf file link that only astronomers care about: ...
by LadyGeek
Sun Dec 19, 2010 9:44 pm
Forum: Personal Consumer Issues
Topic: Best mp3 conversion utility
Replies: 14
Views: 1888

Use caution in the previous programs, as there are comments that some may have hidden trojans (that's bad). If you are running Windows XP, you have everything you need to capture the audio as a .wav file using the built-in sound recorder program. Here's how: Record / Capture Audio Any Music Video - ...
by LadyGeek
Sun Dec 19, 2010 8:53 pm
Forum: Personal Consumer Issues
Topic: How do you evaluate a charitable organization?
Replies: 14
Views: 1683

This is a much better site than the one I was going to recommend. The give.org domain has been taken over by the Council of Better Business Bureaus (BBB). Here's their report: BBB Wise Giving Report for Navy-Marine Corps Relief Society It doesn't go anywhere near the depth of Charity Navigator . Be ...
by LadyGeek
Sun Dec 19, 2010 5:23 pm
Forum: Personal Consumer Issues
Topic: Mozart Celebration:
Replies: 40
Views: 9938

Re: Piano Concerto No. 5 in D major, K. 175

The Piano Concerto No. 5 in D major, K. 175, was composed by Wolfgang Amadeus Mozart in 1773, at the age of 17. Its Mozart's first fully original piano concerto. The concerto is one of four concertos composed in Salzburg, Austria, Mozart's home town. The Salzburg concertos include: · No. 5 in D maj...
by LadyGeek
Sun Dec 19, 2010 10:00 am
Forum: Personal Consumer Issues
Topic: Linux Box - Installing Ubuntu - Will my plan work?
Replies: 28
Views: 3336

On the flip side (and to make you feel a bit better), Ubuntu is not a guaranteed end-all solution - it depends on the driver support. The touchpad driver on my hp Pavilion dm4t does not work correctly, so I need to use a mouse. Also, power management is not all that great.
by LadyGeek
Sat Dec 18, 2010 10:26 pm
Forum: Investing - Help with Personal Investments
Topic: MRD question
Replies: 6
Views: 1079

Welcome to the forum! The wiki might be of help:

Wiki article link: Traditional IRA

FWIW, the term is called Required Minimum Distribution (RMD).
by LadyGeek
Sat Dec 18, 2010 9:16 pm
Forum: Personal Consumer Issues
Topic: satellite radio vs local am radio
Replies: 19
Views: 3030

Not a wireless system, but wireless speakers driven from your PC. Get a pair, put a speaker in each room. Anything cheap is good for just talk.
by LadyGeek
Sat Dec 18, 2010 8:18 pm
Forum: Investing - Help with Personal Investments
Topic: Somebody please shoot me!
Replies: 16
Views: 2377

Some background info:

Wiki article link: Dividend
by LadyGeek
Fri Dec 17, 2010 5:21 pm
Forum: Personal Consumer Issues
Topic: $18k miles 21k 2007 Honda Odyssey LX?
Replies: 7
Views: 1480

I just traded a 2003 Nissan Murano with 120k miles for a Nissan-certified 2007 Nissan Murano with 25k miles. The deal maker was the balance of the manufacturer's warranty. I went for the extended warranty because of the high amount of expensive electronics. You're starting to ask questions like "whe...
by LadyGeek
Fri Dec 17, 2010 5:15 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

Don't cancel that house inspector. If you are now seeing cracks in the foundation and wet blocks, something is moving big time. Keep looking for more clues, think stress loading. Try to follow the framing and supports which rest on that area see if something looks out of whack. Anything on the suppo...
by LadyGeek
Fri Dec 17, 2010 4:26 pm
Forum: Personal Consumer Issues
Topic: Noise in my attic
Replies: 307
Views: 81670

Re: Try

LadyGeek - The noise is so distinctly coming from our attic (I can point to the spot in the ceiling where the noise seems to come from and is so specific that, although I like the thought of an external sourse, I am fairly certain its not something like a train (but I will give a listen tonight). I...
by LadyGeek
Fri Dec 17, 2010 4:08 pm
Forum: Personal Consumer Issues
Topic: How dumb is your favorite website?
Replies: 13
Views: 2385

I think you have to put "site:" before the website address, otherwise it includes websites that link to it. That's what the "site:" keyword does. However, the previous forum metrics were incorrect. Google was including the folders underneath. IOW, it included both the forum and wiki. Exclude the wi...
by LadyGeek
Thu Dec 16, 2010 9:03 pm
Forum: Personal Consumer Issues
Topic: How dumb is your favorite website?
Replies: 13
Views: 2385

Can one imply "intelligence" of posts?

Results by reading level for ladygeek site:bogleheads.org:
Basic 42%
Intermediate 56%
Advanced < 1
by LadyGeek
Thu Dec 16, 2010 8:54 pm
Forum: Personal Consumer Issues
Topic: How dumb is your favorite website?
Replies: 13
Views: 2385

You rock!

Reversion to the mean. :)

===============
Take a look at the wiki:

Results by reading level for site:bogleheads.org/wiki:
Basic < 1%
Intermediate 85%
Advanced 13%
by LadyGeek
Thu Dec 16, 2010 8:52 pm
Forum: Investing - Help with Personal Investments
Topic: Britain / U.K. Equivalent to Vanguard?
Replies: 103
Views: 22734

The wiki might be able to help: UK Investing

TedSwippet has been keeping it up to date.
by LadyGeek
Thu Dec 16, 2010 8:48 pm
Forum: Investing - Help with Personal Investments
Topic: Need Roth IRA crash course
Replies: 8
Views: 1547

Welcome to the forum! There's a ton of info in the wiki. Be sure to check the references.

Wiki article link: Roth IRA
by LadyGeek
Thu Dec 16, 2010 8:33 pm
Forum: Investing - Theory, News & General
Topic: Me vs. our 401(k) rep.
Replies: 33
Views: 4965

Be sure you read this thread: Setting up a 401(K) plan , consider PM'ing fcirullo to help out in this thread. Wiki article link: How to Campaign for a Better 401(k) Plan It may be useful on the wiki to have pre-prepared set of facts and arguments one could present to 401k providers to make a simple ...
by LadyGeek
Thu Dec 16, 2010 8:27 pm
Forum: Personal Consumer Issues
Topic: To Taylor Larimore: Nuts!
Replies: 38
Views: 8849

Same here. My father-in-law was also in the Battle of the Bulge. Wounded in the line of duty - hit by shrapnel. He's still around to talk about it.
by LadyGeek
Thu Dec 16, 2010 8:22 pm
Forum: Personal Consumer Issues
Topic: random song thread
Replies: 90
Views: 8445

by LadyGeek
Thu Dec 16, 2010 5:52 pm
Forum: Personal Finance (Not Investing)
Topic: Tracking budget when you have strategic debt
Replies: 18
Views: 2320

OAG wrote:With a depreciating asset - which a car is maybe use of the accounting principal of pricing the asset (car) to market value should be considered (now commonly referred to as "Market to Market")...
I think you mean Mark to Market, as Chuck alludes to above.