Search found 22499 matches

by LadyGeek
Fri Aug 03, 2018 4:22 pm
Forum: Investing - Help with Personal Investments
Topic: Financial upside / downside of marriage vs cohabiting
Replies: 74
Views: 5805

Re: Financial upside / downside of marriage vs cohabiting

I removed an off-topic post. This thread has run its course and is locked (relationship issue, getting contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there ar...
by LadyGeek
Fri Aug 03, 2018 4:07 pm
Forum: Investing - Help with Personal Investments
Topic: Edward Jones........again...
Replies: 8
Views: 1694

Re: Edward Jones........again...

I removed an off-topic post. This thread has run its course and is locked (other people). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health...
by LadyGeek
Fri Aug 03, 2018 3:59 pm
Forum: Investing - Help with Personal Investments
Topic: Time to invest in Fidelity's new zero fee funds?
Replies: 70
Views: 2954

Re: Time to invest in Fidelity's new zero fee funds?

General comments can be posted in: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds) For this discussion, please stay focused to help the OP. My 401K is with Fidelity, currently invested in : FSTVX -- FIDELITY TOTAL MKT INDEX PREMIUM CL FTIPX -- ...
by LadyGeek
Fri Aug 03, 2018 3:24 pm
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2547

Re: weekender bag?

After receiving a PM, this thread is reopened to continue the discussion.
by LadyGeek
Thu Aug 02, 2018 9:56 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 180
Views: 15378

Re: "Open Social Security" calculator: feature requests, bug reports, etc

No worries, I had a feeling that angular was managing the code and I understand your level of experience. (I have no experience with angular, but I know how to configure a server...) My intention was to give it a "stress test" from a software perspective. Since everyone else is checking the numbers ...
by LadyGeek
Thu Aug 02, 2018 9:26 pm
Forum: Personal Consumer Issues
Topic: weekender bag?
Replies: 30
Views: 2547

Re: weekender bag?

I removed a post containing a link. I also removed several replies suggesting that post violated the No Solicitation guidelines.
Please do not solicit business or website traffic on this forum.
This thread has run its course and is locked.

Update: See below.
by LadyGeek
Thu Aug 02, 2018 9:07 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

For those paranoid about entering personal data on a website, this tool is for you. If you have a desktop PC configured as a server (like me :wink:), there's no need to go any further. The tool runs just fine. Instructions for using python's SimpleHTTPServer as a local server are documented at the b...
by LadyGeek
Thu Aug 02, 2018 8:59 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

You're right, that page needed an overhaul. Thanks, I have removed the "other" section and revised the description in Tools and calculators (Social Security) to point to the member contribution page. Social Security: member contributions has been updated. No member content was lost - it's now in thi...
by LadyGeek
Thu Aug 02, 2018 8:27 pm
Forum: Investing - Theory, News & General
Topic: STIP (Short Term TIP) yield vs TIP
Replies: 14
Views: 923

Re: STIP (Short Term TIP) yield vs TIP

I merged baw703916's thread into here, which is a similar discussion.
by LadyGeek
Thu Aug 02, 2018 8:15 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 180
Views: 15378

Re: "Open Social Security" calculator: feature requests, bug reports, etc

I cloned your source code onto my Linux PC, which is configured as a server. I only needed to make a minor change to get it to run. Your code runs relative to 'docroot'. My install runs from a directory that is not docroot. In index.html, change the base relative path to the directory containing ind...
by LadyGeek
Thu Aug 02, 2018 8:13 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 180
Views: 15378

Re: "Open Social Security" calculator: feature requests, bug reports, etc

FYI - We have a different on-going effort here: SocialSecurity.tools updated to include spousal benefits . Yep, I think SocialSecurity.tools is the bee's knees. There's a reason I link to it from the homepage of Open Social Security. :) FYI - Bees do have knees . :) * Since it's ready for prime tim...
by LadyGeek
Thu Aug 02, 2018 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: "Open Social Security" calculator: feature requests, bug reports, etc
Replies: 180
Views: 15378

Re: "Open Social Security" calculator: feature requests, bug reports, etc

Is this calculator ready for "release" (no more bugs)?

FYI - We have a different on-going effort here: SocialSecurity.tools updated to include spousal benefits.
by LadyGeek
Thu Aug 02, 2018 4:18 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

I am able to copy-n-paste data from the demo tables now, thanks. =========== I have also revised the wiki description: Social Security: member contributions A free and open-source calculator which estimates your future benefits from your earnings record . Consider revising your About: page, as the d...
by LadyGeek
Thu Aug 02, 2018 3:52 pm
Forum: Personal Consumer Issues
Topic: New job commute
Replies: 64
Views: 3502

Re: New job commute

This thread is now in the Personal Consumer Issues, (commute).

lizh99, Welcome!
by LadyGeek
Thu Aug 02, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: Dental implant in Tijuana
Replies: 37
Views: 3747

Re: Dental implant in Tijuana

As a reminder, medical advice is off-topic. Please don't go into any details regarding treatment (health claims or otherwise). Procedure risk assessment, travel, and financial aspects are fine.
by LadyGeek
Thu Aug 02, 2018 3:25 pm
Forum: Investing - Theory, News & General
Topic: Interesting Take on the 3 Fund Model
Replies: 66
Views: 2949

Re: Interesting Take on the 3 Fund Model

centennialstate, Welcome! In order to get appropriate advice, it's best to have all the information in one spot. While you have some very creative thread titles, using separate threads actually makes it harder for us to figure out what's going on. (This isn't a big deal, don't worry about it.) If yo...
by LadyGeek
Wed Aug 01, 2018 10:23 pm
Forum: Personal Consumer Issues
Topic: Time to sell my 2003 Accord?
Replies: 33
Views: 2065

Re: Time to sell my 2003 Accord?

This thread is now in the Personal Consumer Issues forum (car).
by LadyGeek
Wed Aug 01, 2018 9:07 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 655
Views: 56267

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Interesting. Was this in response to Vanguard's announcement of 1,800 commission-free ETFs? Here's an article on the Fidelity zero funds. Also from the article: Significantly reduced and simplified pricing on existing Fidelity index mutual funds . . . With this action, 100 percent of Fidelity’s sto...
by LadyGeek
Wed Aug 01, 2018 8:44 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2223
Views: 1387356

Re: The Three-Fund Portfolio

You would have to weight the percentage of each account against the total portfolio. It can be done, but it gets messy. Rule of thumb: To the nearest 5% is fine. Anything more precise will take too much work for little added benefit. If you have further questions, bump your thread: Solo 401k w/457 a...
by LadyGeek
Wed Aug 01, 2018 8:39 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of Social Security when Retiring before Benefits Begin
Replies: 23
Views: 5519

Re: Effect of Social Security when Retiring before Benefits Begin

LadyGeek wrote:
Sat Jul 28, 2018 8:37 pm
This thread is now in the Personal Finance (Not Investing) forum (Social Security).

I have added this thread to the wiki: Social Security: member contributions
The wiki article has been revised to add a "Calculators" section. See: Social Security: member contributions
by LadyGeek
Wed Aug 01, 2018 8:38 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of Social Security when Retiring before Benefits Begin
Replies: 23
Views: 5519

Re: Effect of Social Security when Retiring before Benefits Begin

...And here is the same thing for the spreadsheet in this post that calculates how much one needs to save: Bend point 1 895 Bend point 2 5397 Annual salary 118500 Age start work 30 Normal Returement Age 67 Age claim benefits 70 Die age 100 Starting portfolio value 0 Annual spending 60000 Real retur...
by LadyGeek
Wed Aug 01, 2018 8:32 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

This thread is now in the wiki: Social Security: member contributions - We now have a section for calculators.
by LadyGeek
Wed Aug 01, 2018 7:45 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 655
Views: 56267

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

I merged fabis's thread into the on-going discussion, which is in the Investing - Theory, News & General forum.

(Thanks to the member who got our attention by reporting the post. One of the reasons is "Duplicate thread.")
by LadyGeek
Wed Aug 01, 2018 7:42 pm
Forum: Investing - Theory, News & General
Topic: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)
Replies: 655
Views: 56267

Re: Fidelity Files for two Fidelity ZERO℠ Funds (0.00% ER total stock and total international mutual funds)

Something else I haven't seen mentioned--apparently they now offer 240 iShares ETFs commission free as opposed to the more limited list they had previously. https://www.fidelity.com/bin-public/060_www_fidelity_com/documents/Fidelity-265-commission-free-ETFs.pdf The related discussion: Vanguard to o...
by LadyGeek
Wed Aug 01, 2018 5:31 pm
Forum: Investing - Theory, News & General
Topic: The Three-Fund Portfolio
Replies: 2223
Views: 1387356

Re: The Three-Fund Portfolio

That's a good question. It's in the wiki, but you need to search for something different: Approximating Vanguard target date funds - the experts have already done the hard work and figured out the ratios to use. My post here provides some background: Re: I’m still not a fan of international bond fun...
by LadyGeek
Wed Aug 01, 2018 3:19 pm
Forum: Investing - Help with Personal Investments
Topic: 25 Year Old Overwhelmed With Inheritance. Please Help!
Replies: 15
Views: 3066

Re: Help With Transferring and Setting AA for Inherited IRA with RMD

This is a duplicate of a recent thread you opened. You will want to continue using that original thread. https://www.bogleheads.org/forum/viewtopic.php?f=1&t=255180&p=4043396#p4043396 The administrators will close or merge this one as they see fit. Cheers I copied the relevant information from my p...
by LadyGeek
Wed Aug 01, 2018 3:14 pm
Forum: Investing - Help with Personal Investments
Topic: TIAA Investment Horizons Annuity or Allianz Core Income 7
Replies: 18
Views: 648

Re: TIAA Investment Horizons Annuity or Allianz Core Income 7

dianec - I moved your question back into the original thread. As noted earlier, it's best to have all of your questions in a single thread.

Please ask all of your questions here. (Select "Reply" to this topic instead of selecting "New topic" at the top of this forum.)
by LadyGeek
Tue Jul 31, 2018 9:36 pm
Forum: Personal Finance (Not Investing)
Topic: How to prepare for "the talk"
Replies: 64
Views: 4935

Re: How to prepare for "the talk"

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Tue Jul 31, 2018 8:24 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 130
Views: 9350

Re: Tips for staying active / injury-free into older age

^^^ I think you meant to use the URL BBCode (it looks like a chain link in the post editor toolbar menu). Here you go:

- WebMD: Stretching and Flexibility: How to Stretch, When to Stretch
- Harvard: The importance of stretching - Harvard Health (login required)
by LadyGeek
Tue Jul 31, 2018 8:12 pm
Forum: Investing - Theory, News & General
Topic: Are women worse at investment?
Replies: 24
Views: 1409

Re: Are women worse at investment?

I removed some off-topic remarks (sexist comments). This thread has run its course and is locked (contentious, controversial).
by LadyGeek
Tue Jul 31, 2018 7:17 pm
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 571
Views: 133750

Re: Money saving ideas?

I disagree with your #11. I don't know if we're allowed to link to external websites, but you can google xkcd gas prices for why. As long as copyright is not violated, that's fine. A simple link does not (normally) violate copyright: xkcd: Working A direct link to an image with proper attribution i...
by LadyGeek
Tue Jul 31, 2018 6:41 pm
Forum: Investing - Theory, News & General
Topic: Is schwab TSM index fund serving 2 masters?
Replies: 29
Views: 3148

Re: Is schwab TSM index fund serving 2 masters?

vu8 - I merged your thread back into the first one, as it's a similar discussion.
by LadyGeek
Tue Jul 31, 2018 6:33 pm
Forum: Investing - Theory, News & General
Topic: DOOM!!!!! Morgan Stanley warns
Replies: 41
Views: 4791

Re: DOOM!!!!! Morgan Stanley warns

This thread has run its course and is locked (derailed, not productive). See: Non-actionable (Trolling) Topics If readers can't do anything with the content of a topic other than argue about it, it does not belong here. Examples include: US or world economic, political, tax, health care and climate...
by LadyGeek
Tue Jul 31, 2018 4:41 pm
Forum: Personal Consumer Issues
Topic: That Frugal Thing You Do
Replies: 571
Views: 133750

Re: That Frugal Thing You Do

Yellowjacket1, Welcome! I moved your thread into the on-going discussion. The combined thread is in the Personal Consumer Issues forum (how you spend your money and your time).
by LadyGeek
Tue Jul 31, 2018 4:19 pm
Forum: Personal Finance (Not Investing)
Topic: An argument against self-insuring for long-term care
Replies: 214
Views: 10418

Re: An argument against self-insuring for long-term care

This thread has run its course and is locked (topic exhausted, getting contentious). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting...
by LadyGeek
Tue Jul 31, 2018 3:28 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

^^^ OK, it was just a suggestion. How about making the demo table data more "copy friendly"?

When I swipe, copy the "Retiree born in 1950" demo data, hit the "back" button, and paste into the text area, the copied table is broken. It's why I asked for a clean data set - I couldn't copy the demo data.
by LadyGeek
Mon Jul 30, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

A few observations: - The UI works in responsive mode. When viewing the demo data as a mobile device (Chrome Inspect with a mobile emulator), The left-side menu bar that was present in the desktop view disappears. I don't see any equivalent navigation menu in mobile view. - In "Get Started" and "Try...
by LadyGeek
Mon Jul 30, 2018 7:35 pm
Forum: Personal Finance (Not Investing)
Topic: SocialSecurity.tools updated to include spousal benefits
Replies: 51
Views: 4519

Re: SocialSecurity.tools updated to include spousal benefits

FYI - In accordance with the forum guidelines, gregable has requested and received permission to start a topic discussing his tool. See: No Solicitation - Members may link to relevant pages on their personal websites or blogs in replies on a topic started by another member. Authors, software develop...
by LadyGeek
Mon Jul 30, 2018 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: What Should I Do About A Dying Friend's Assets?
Replies: 62
Views: 5321

Re: What Should I Do About A Dying Friend's Assets?

This thread is now in the Personal Finance (Not Investing) forum (estate planning).

As a reminder, please stay focused on helping the OP and state your concerns in a civil, respectful manner.
by LadyGeek
Mon Jul 30, 2018 3:20 pm
Forum: Personal Finance (Not Investing)
Topic: Mortgage Pay Off...best method?
Replies: 23
Views: 2870

Re: Mortgage Pay Off...best method?

:beer Once you have the letter in hand, don't forget to: - Change the owner of record your homeowner's policy (remove the lien). Check with the insurance company on what's needed to document the change. - Update your budget to include the tax bills that you will be paying yourself now. - Gloat all y...
by LadyGeek
Sun Jul 29, 2018 10:25 pm
Forum: Investing - Theory, News & General
Topic: Inflation indexing of capital gains
Replies: 7
Views: 717

Re: Inflation indexing of capital gains

Welcome! This is a strict "no politics" forum. Discussions of proposed changes to existing legislation are off-topic. Here's why: Political comments and proposed tax plan remain off-topic The main point is that you should invest according to current law. When the law changes, adjust your approach at...
by LadyGeek
Sun Jul 29, 2018 10:18 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 452
Views: 86872

Re: Forum software upgrade bug reports and change requests

^^^ Sorry for the delay to reply. I merged your post into the "requests" thread. Thanks for the suggestion. Unfortunately, adding meta tags or other support specific to Apple, Android, etc. won't be implemented. Due to a very limited amount of resources, we need to stick with the "stock" released so...
by LadyGeek
Sun Jul 29, 2018 10:00 pm
Forum: Investing - Theory, News & General
Topic: I’m still not a fan of international bond funds
Replies: 212
Views: 19711

Re: I’m still not a fan of international bond funds

... I ask mostly to ensure that it's clear to people reading this thread that international bonds are not inherently bad, even if many consider them unnecessary. Many robo-advisors, Target Date funds, etc include them, I would hate for people to judge those portfolios too harshly due to the inclusi...
by LadyGeek
Sun Jul 29, 2018 7:26 pm
Forum: Personal Finance (Not Investing)
Topic: Help Please!! Contract payments not being paid
Replies: 16
Views: 1816

Re: Help Please!! Contract payments not being paid

This thread is now in the Personal Finance (Not Investing) forum (employment contract).

andyandyandy - I removed a duplicate post.