Search found 22977 matches

by LadyGeek
Sun Sep 30, 2018 6:35 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8374

Re: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.

I removed some off-topic posts and a reply. As a reminder, see: General Etiquette We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduct ourselves in a respectful manner to...
by LadyGeek
Sun Sep 30, 2018 4:28 pm
Forum: Investing - Help with Personal Investments
Topic: Beginner. Want to get mega-rich. Help with portfolio, tips, etc.
Replies: 87
Views: 8374

Re: Beginner. Want to get rich. Help with starting a portfolio

3 members beat me to it... I'll throw in my post: Welcome! You came to the right place. You don't need an MBA or special software. Forget the penny stocks. Don't day trade. All you need to do is take your time and do some reading. Start with this free download: If You Can: How Millennials Can Get Ri...
by LadyGeek
Sun Sep 30, 2018 4:16 pm
Forum: Investing - Help with Personal Investments
Topic: using IRA distributions to buy munis
Replies: 17
Views: 1118

Re: using IRA distributions to buy munis

This thread is now in the Investing - Help with Personal Investments forum (portfolio help). I fixed the capitalization in the thread title "IRA". Please see this post: Political comments and proposed tax plan remain off-topic The point is to make investing decisions using current law. Discussions o...
by LadyGeek
Sun Sep 30, 2018 3:56 pm
Forum: Personal Consumer Issues
Topic: College Student Performance Issues
Replies: 83
Views: 4490

Re: College Student Performance Issues

This thread has run its course and is locked (relationship issue, getting contentious). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational activiti...
by LadyGeek
Sun Sep 30, 2018 2:12 pm
Forum: Personal Consumer Issues
Topic: How to value a 20-year powertrain warranty
Replies: 14
Views: 3688

Re: How to value a 20-year powertrain warranty

Welcome! FYI - You are bumping a 2013 thread.
by LadyGeek
Sun Sep 30, 2018 10:28 am
Forum: Investing - Theory, News & General
Topic: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)
Replies: 753
Views: 73504

Re: Fidelity Files for Four Fidelity ZERO℠ Funds (0.00% ER)

I merged stemikger's thread into the on-going discussion.
by LadyGeek
Sun Sep 30, 2018 10:24 am
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 315
Views: 44514

Re: Good Modern Science Fiction

I just finished The Diamond Age: Or, A Young Lady's Illustrated Primer , by Neal Stephenson. While it was an interesting read, I was less impressed at the end. Given other choices, I may have skipped this one. Neal Stephenson's "Seveneves" has stuck with me (2015). In the first sentence, the moon bl...
by LadyGeek
Sat Sep 29, 2018 8:47 pm
Forum: Investing - Theory, News & General
Topic: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement
Replies: 87
Views: 10264

Re: Rich, Broke or Dead: Visualizing probabilities of outcomes in early retirement

The bottom of the chart is cutoff in Firefox.

For those with a software background - The chart is embedded in an <iframe>. Hover over the chart, right-click --> This Frame --> (Select how you want to view the frame).
by LadyGeek
Sat Sep 29, 2018 1:41 pm
Forum: Personal Consumer Issues
Topic: Got my new Iphone Xs
Replies: 67
Views: 6748

Re: Got my new Iphone Xs

I removed several off-topic posts and comments which derailed the discussion into an OS war (Apple vs. Android). OS wars are off-topic.

Please stay focused on discussing the iPhone XS. Positive or negative opinions are welcome, but they should be stated in a civil, factual manner.
by LadyGeek
Sat Sep 29, 2018 12:48 pm
Forum: Investing - Theory, News & General
Topic: “Worth-It to Break CD” APY: Help with calculation
Replies: 14
Views: 3448

Re: “Worth-It to Break CD” APY: Help with calculation

Welcome! If you want to update your image in your first post, you can edit the post by clicking on the "pencil" icon in the top-right corner of the post and update the link.

(Then, clarify that the correction was made.)
by LadyGeek
Sat Sep 29, 2018 11:50 am
Forum: Investing - Theory, News & General
Topic: Fundrise vs. Vanguard REIT ETF
Replies: 16
Views: 2128

Re: Fundrise vs. Vanguard REIT ETF

I merged sillysaver's thread into the on-going discussion.
by LadyGeek
Fri Sep 28, 2018 10:06 pm
Forum: Personal Finance (Not Investing)
Topic: auto insurance - ??
Replies: 11
Views: 1014

Re: auto insurance - ??

This thread is now in the Personal Finance (Not Investing) forum (insurance).
by LadyGeek
Fri Sep 28, 2018 8:22 pm
Forum: Personal Finance (Not Investing)
Topic: Good Non-Computer Jobs?
Replies: 20
Views: 3690

Re: Good Non-Computer Jobs?

trix334, Welcome! FYI - you are bumping a 2016 thread.
by LadyGeek
Fri Sep 28, 2018 3:15 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10573

Re: SEC charges Musk with Fraud!!!

Several off-topic posts and replies regarding Elon Musk's personality (and comments related to the Joe Rogan podcast interview) were removed. Regardless of status, see: General Etiquette Attacks on individuals, insults, name calling, trolling, baiting or other attempts to sow dissension are not acc...
by LadyGeek
Fri Sep 28, 2018 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: How to pay for upcoming medical / IVF expenses
Replies: 73
Views: 4644

Re: How to pay for upcoming medical / IVF expenses

An off-topic post recommending against the IVF procedure and several replies were removed. The thread was getting derailed.

Please stay focused on helping the OP with expenses.
by LadyGeek
Fri Sep 28, 2018 2:30 pm
Forum: Investing - Theory, News & General
Topic: VTI vs VTSAX [Vanguard Total Stock Mkt ETF vs. Admiral Shares]
Replies: 12
Views: 1769

Re: VTI vs VTSAX [Vanguard Total Stock Mkt ETF vs. Admiral Shares]

A number of off-topic posts and replies were removed. As a reminder, see: General Etiquette This is a moderated forum. We expect this forum to be a place where people can feel comfortable asking questions and where debates and discussions are conducted in civil tones. ...At all times we must conduc...
by LadyGeek
Fri Sep 28, 2018 2:14 pm
Forum: Personal Finance (Not Investing)
Topic: Public Student Loan Forgiveness Program Rejects 99% of Applicants
Replies: 27
Views: 2393

Re: Public Student Loan Forgiveness Program Rejects 99% of Applicants

I removed some off-topic posts complaining about the program. The discussion is derailing into general comments on society. Thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violat...
by LadyGeek
Thu Sep 27, 2018 10:02 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10573

Re: SEC charges Musk with Fraud!!!

^^^ The SEC press release: Elon Musk Charged with Securities Fraud for Misleading Tweets

Please stay focused on the investing aspects and state your concerns in a civil, factual manner.

General rants about Musk (personality, etc.) are off-topic.
by LadyGeek
Thu Sep 27, 2018 4:29 pm
Forum: Personal Consumer Issues
Topic: Access to WSJ denied
Replies: 11
Views: 1454

Re: Access to WSJ denied

The OP is denied access a publicly available link that got closed down. Recommendations were to get a subscription. (OK) However, I removed a post which linked to a web "archive" site where articles can be viewed. The link to the "live" article (wsj.com) clearly indicates a subscription is needed to...
by LadyGeek
Wed Sep 26, 2018 8:29 pm
Forum: Forum Issues and Administration
Topic: Forum software upgrade bug reports and change requests
Replies: 461
Views: 96815

Re: Forum software upgrade bug reports and change requests

The forum software has been updated from phpBB 3.2.2 to 3.2.3, which is a maintenance release. There is one change visible to readers: More visible links to privacy policy and terms - Links to privacy policy and terms of use are prominently displayed in the footer. Scroll to the bottom of the page a...
by LadyGeek
Wed Sep 26, 2018 8:19 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade
Replies: 16
Views: 810

Re: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade

The update is a success, we're back! The forum software has been updated from phpBB 3.2.2 to 3.2.3, which is a maintenance release. There is one change visible to readers: More visible links to privacy policy and terms - Links to privacy policy and terms of use are prominently displayed in the foote...
by LadyGeek
Wed Sep 26, 2018 7:42 pm
Forum: Investing - Help with Personal Investments
Topic: Allied-Signal Stock Certificate
Replies: 5
Views: 469

Re: Allied-Signal Stock Certificate

Is this the transfer agent? Contact Us - Honeywell Try emailing the VP of Investor Relations. The contact info is by his picture. A VP may not be able to help you directly, but they generally have been around a long time and would know who to contact. Explain that the transfer agent had no records a...
by LadyGeek
Wed Sep 26, 2018 7:16 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade
Replies: 16
Views: 810

Re: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade

How dare you to put the Forum off-line at 9pm when the discussions are at their peak! Can't you do the maintenance between 2am and 4am when we sleep? Victoria This forum reaches world-wide. It's 2am - 4am in Europe, so I don't see this as a problem. :) (Update: Yes, VictoriaF did intend this as a j...
by LadyGeek
Wed Sep 26, 2018 6:57 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade
Replies: 16
Views: 810

Re: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade

I believe the site maintenance is done by pro bono volunteers. It is not reasonable to expect them to give up a good nightś sleep for this. Thanks for all the unglamorous but necessary behind the scenes work. Yes, everyone is a volunteer here. This update is scheduled when we have available time. I...
by LadyGeek
Wed Sep 26, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: $19 a a month, .63 a day
Replies: 11
Views: 1467

Re: $19 a a month, .63 a day

This thread has run its course and is locked (general rant, not actionable). See: Personal Consumer Issues Note that topics must be directly connected to your (or your friend's or family's) life as a consumer. General comments or complaints about these topics will be locked or removed. Note that th...
by LadyGeek
Wed Sep 26, 2018 6:39 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade
Replies: 16
Views: 810

Re: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade

You're welcome.

For the record, it's not just me. The upgrade is done together with site owner and server admin, mingstar.
by LadyGeek
Wed Sep 26, 2018 6:03 pm
Forum: Forum Issues and Administration
Topic: SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade
Replies: 16
Views: 810

SITE OFFLINE Wednesday, 9:00 PM Eastern (01:00 UTC) - software upgrade

The site will be offline this evening, Wednesday, 9:00 PM Eastern (01:00 UTC) to update the forum software. This is a maintenance update.

I expect the update to take less than 1 hour.

(This thread is posted in the Forum Issues and Administration forum, but appears in all forums.)
by LadyGeek
Wed Sep 26, 2018 3:56 pm
Forum: Personal Finance (Not Investing)
Topic: Fed up with health insurance situation
Replies: 117
Views: 7270

Re: Fed up with health insurance situation

This thread has run its course and is locked (topic exhausted). See: Locked Topics Moderators or site admins may lock a topic (set it so no more replies may be added) when a violation of posting policy has occurred. Occasionally, even if there are no overt violations of posting policy, a topic (or ...
by LadyGeek
Wed Sep 26, 2018 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: Fed up with health insurance situation
Replies: 117
Views: 7270

Re: Fed up with health insurance situation

The discussion is starting to derail. Please stay focused on helping the OP. This is partly to blow off steam and party to ask for any suggestions. I am part-owner of a small growing software company. Health insurance has been an absolute killer for us over the years and I'm probably the most affec...
by LadyGeek
Tue Sep 25, 2018 8:08 pm
Forum: Investing - Help with Personal Investments
Topic: JP Morgan Structured Investments - What am I missing?
Replies: 20
Views: 1451

Re: JP Morgan Structured Investments - What am I missing?

Welcome!

The wiki has some background info: Structured products Note the big orange box at the top of the article.
by LadyGeek
Tue Sep 25, 2018 7:13 pm
Forum: Personal Consumer Issues
Topic: Losing Passion for Hobbies. Cheap or normal aging?
Replies: 71
Views: 8921

Re: Losing Passion for Hobbies. Cheap or normal aging?

This thread is now in the Personal Consumer Issues forum (how we spend our money and our time).
by LadyGeek
Tue Sep 25, 2018 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: A quote that might resonate with some bogleheads
Replies: 4
Views: 804

Re: A quote that might resonate with some bogleheads

This thread was temporarily removed for moderator review. After receiving a PM, this discussion is about the emotional side of investing. IOW, the very first actionable thing one can do is decide what kind of investor one is, given one's psychological makeup. This thread is now in the Personal Fina...
by LadyGeek
Tue Sep 25, 2018 6:29 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25123

Re: What is your single most expensive mistake?

I removed an off-topic post. The discussion is getting derailed on the definitions of "slaves". Also, Dave Ramsey.

Please stay on-topic, which is your expensive mistake (investing or consumer issue).
by LadyGeek
Tue Sep 25, 2018 3:44 pm
Forum: Investing - Theory, News & General
Topic: Tail Risk Protection
Replies: 28
Views: 2919

Re: Tail Risk Protection

I merged bluerafters' thread into the relevant discussion.
by LadyGeek
Tue Sep 25, 2018 3:35 pm
Forum: Personal Consumer Issues
Topic: Flu shot reaction? Getting flu shot this year?
Replies: 69
Views: 2286

Re: Flu shot reaction? Getting flu shot this year?

This thread has run its course and is locked (medical advice). See: Medical Issues Questions on medical issues are beyond the scope of the forum. If you are looking for medical information online, I suggest you start with the Medical Library Association's User's Guide to Finding and Evaluating Heal...
by LadyGeek
Tue Sep 25, 2018 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: 2019 ACA prices out
Replies: 47
Views: 4753

Re: 2019 ACA prices out

^^^ Thanks.

I removed an off-topic post conjecturing on the social impacts of the unenforced ACA mandate. Please stay on-topic, which is the pricing. General rants or discussions of what "might happen" are off-topic.
by LadyGeek
Mon Sep 24, 2018 8:27 pm
Forum: Personal Consumer Issues
Topic: Another Mini-split [Air conditioner] thread.
Replies: 4
Views: 738

Re: Another Mini-split [Air conditioner] thread.

I retitled the thread for clarity.

Here's a previous discussion: [Small, Portable, and Ductless Air Conditioners]
by LadyGeek
Mon Sep 24, 2018 7:23 pm
Forum: Personal Consumer Issues
Topic: What is your single most expensive mistake?
Replies: 293
Views: 25123

Re: What is your single most expensive mistake?

As a reminder, this thread is in the Personal Consumer Issues forum. Investment mistakes are fine, but anything else that falls within the consumer category is fine. See: Personal Consumer Issues This subforum is focused on making informed decisions about consumer goods and services (other than inve...
by LadyGeek
Mon Sep 24, 2018 7:13 pm
Forum: Personal Finance (Not Investing)
Topic: [Help my company select 401k plan Target Retirement Funds - T. Rowe vs Vanguard]
Replies: 14
Views: 631

Re: [Help my company select 401k plan Target Retirement Funds - T. Rowe vs Vanguard]

Higgins, Welcome! I retitled the thread for clarity.

(This thread is in the Personal Finance (Not Investing) forum, as you are asking to setup a 401k plan for your employer.)
by LadyGeek
Mon Sep 24, 2018 3:40 pm
Forum: Personal Finance (Not Investing)
Topic: Fed up with health insurance situation
Replies: 117
Views: 7270

Re: Fed up with health insurance situation

Thread locking in 3...2... The thread was temporarily locked to remove some off-topic posts and comments regarding the future of health care insurance. This thread is now unlocked. Please stay focused on helping the OP with his insurance situation. General rants and the future of health care (singl...
by LadyGeek
Mon Sep 24, 2018 3:10 pm
Forum: Forum Issues and Administration
Topic: Power Distribution testing underway
Replies: 3
Views: 560

Re: Power Distribution testing underway

FYI - The tests will be repeated tomorrow, Sep 25.
by LadyGeek
Sun Sep 23, 2018 6:42 pm
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 2554

Re: Fidelity cobrowser??

Why would Fidelity (or other vendor) need to *spontaneously* - or otherwise on *their* initiative - ask the user to "allow" this function so "someone" can start, er, "sharing" one's account access? By working together, the sales rep can help you work through a problem. It goes a long way towards ke...
by LadyGeek
Sun Sep 23, 2018 2:08 pm
Forum: Investing - Theory, News & General
Topic: Allocating 1/3 of Investable Assets to Roth Accounts
Replies: 35
Views: 2076

Re: Allocating 1/3 of Investable Assets to Roth Accounts

I mreged retiredjg's question back into the original thread.
by LadyGeek
Sun Sep 23, 2018 10:54 am
Forum: Personal Consumer Issues
Topic: Fidelity cobrowser??
Replies: 34
Views: 2554

Re: Fidelity cobrowser??

I finally got an answer from Fidelity, by going through their customer service chat. According to their rep, yes, this is legitimate. It's a new support feature they are working on rolling out, and I just happened to be unlucky enough to have accidentally tripped it before they announced. It's legi...
by LadyGeek
Sun Sep 23, 2018 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Tracking progress to $1M portfolio and no mortgage by 40
Replies: 96
Views: 25425

Re: Tracking progress to $1M portfolio and no mortgage by 40

New member Peanut&Cashew has a question which I've moved to a new thread. See: [Are we prioritizing our investments properly?]
by LadyGeek
Sun Sep 23, 2018 9:38 am
Forum: Investing - Theory, News & General
Topic: How do you define your success in our life, career and job?
Replies: 25
Views: 1806

Re: How do you define your success in our life, career and job?

Sorry, but this discussion does not meet the guidelines of this forum (not a financial topic). See: Acceptable Topics and Subforum Guidelines This is an investing and personal finance forum. We also maintain a subforum that allow our members to discuss consumer goods and services and recreational a...