Search found 302 matches

by EvelynTroy
Sun Apr 06, 2014 7:04 am
Forum: Investing - Theory, News & General
Topic: Barclay 5 yr. CD and Dream account savings
Replies: 5
Views: 1568

Barclay 5 yr. CD and Dream account savings

From depositaccounts.com: "The 5-year CD at Barclays now has a 2.25% APY. This is a very good deal especially when you consider it has a mild early withdrawal penalty of 6 months of interest. The blog post describes how good of a deal this is even if you prefer short-term CDs." Perhaps the CD is of ...
by EvelynTroy
Fri Apr 04, 2014 4:16 pm
Forum: Investing - Theory, News & General
Topic: Free "If You Can" Kindle and .pdf eBook
Replies: 54
Views: 18757

young investors a new Wm. Bernstein e-booklet

[Thread merged into here, see below. --admin LadyGeek] I noticed this link on The FianceBuff today: William Bernstein wrote a short Kindle e-book for young investors: If You Can: How Millennials Can Get Rich Slowly. It’s $0.99 now on Amazon. I heard it will be free on Saturday April 5. http://www.a...
by EvelynTroy
Tue Feb 25, 2014 7:27 am
Forum: Investing - Theory, News & General
Topic: Betterment portfolio optimization
Replies: 76
Views: 16562

Re: Betterment portfolio optimization

Hope this is appropriate thread to post this info. I ran across regarding Betterment. Example of exorbitant Betterment fee - In the updated user agreement, Betterment will charge a fee of up to $1000 for an in-kind transfer - An in-kind transfer, also referred to as a full Automated Customer Account...
by EvelynTroy
Fri Jan 24, 2014 6:35 am
Forum: Personal Consumer Issues
Topic: Help please - buying PC
Replies: 30
Views: 3654

Help please - buying PC

Purchasing a PC before too long - mine is Windows Vista and starting to freeze up, run slow, etc. I've reformatted hard drive once. And I'd just like a new one. PC use is basic - internet, email, editing photos/Picassa, basic word processing. I want a desk-top, a small or slim desk top. I like the i...
by EvelynTroy
Sun Jan 19, 2014 9:34 am
Forum: Investing - Theory, News & General
Topic: CRSP Indices
Replies: 3
Views: 786

Re: CRSP Indices

Rick Ferri wrote on the subject of Vanguard changing to the CRSP indexes - he seems to be pleased with the change:

http://www.rickferri.com/blog/investmen ... p-shuffle/

Evelyn
by EvelynTroy
Thu Dec 26, 2013 10:42 am
Forum: Investing - Theory, News & General
Topic: "John Bogle on All-In Investment Expenses"
Replies: 13
Views: 2924

Bogle on All-In Investment Expenses

http://awealthofcommonsense.com/john-bogle-investment-expenses/ This article is a summary of Jan/Feb. article by Mr. Bogle offered at the CFA Institute site - nearest I can tell it requires a subscription to access: http://www.cfapubs.org/doi/sum/10.2469/faj.v70.n1.1 Snippet: John Bogle has never v...
by EvelynTroy
Wed Jul 24, 2013 10:03 am
Forum: Investing - Theory, News & General
Topic: What did Bogleheads do when the stock market crashed?
Replies: 129
Views: 85525

Re: What did Bogleheads do when the stock market crashed?

Chris, This post by Nisprius may be helpful in guiding you, giving food for thought when the stock market gets dicey - A Time To EVALUATE Your Jitters http://www.bogleheads.org/forum/viewtopic.php?f=1&t=79939 I saved it and read it every now and then - I believe the message needs reinforcing over an...
by EvelynTroy
Sat Jul 06, 2013 6:19 pm
Forum: Investing - Theory, News & General
Topic: 2% 2-year CD
Replies: 12
Views: 3250

Re: 2% 2-year CD

Noticed on depositaccounts.com regarding the USAlliance 2% - 2 yr. CD - Update #2 - 7/6/13: I was just informed by a USAlliance official that they have ended the 2% CD promotion effective immediately. The 13-month and 11-month CD specials are still available. In the comments section where they revie...
by EvelynTroy
Wed Jul 03, 2013 8:47 am
Forum: Investing - Theory, News & General
Topic: 2% 2-year CD
Replies: 12
Views: 3250

Re: 2% 2-year CD

Follow-up regarding the USAlliance 2 yr. 2% CD - I purchased one yesterday - straight forward using the link that was provided @ depositaccounts.com, i.e. the special link set up for depositaccounts.com readers. Anyone is eligible - no gimmicky credit union membership requirements like an active che...
by EvelynTroy
Tue Jun 25, 2013 5:30 pm
Forum: Investing - Theory, News & General
Topic: Is George Zimmer firing = to John Bogle's from Vanguard?
Replies: 17
Views: 1973

Re: Is George Zimmer firing = to John Bogle's from Vanguard?

I didn't have any trouble accessing the articles.
Maybe it is because you are travelling.
I sent you a PM
Evelyn
by EvelynTroy
Tue Jun 25, 2013 5:22 pm
Forum: Personal Consumer Issues
Topic: Premium Products That Are Worth It To You
Replies: 361
Views: 56331

Re: Premium Products That Are Worth It To You

I've learned some things in this thread - I'm going to look into those Point6 socks - I love my SmartWool socks and thought they were the Lexus of socks. My list: Holland Grill - made in USA will not flame up. Love it. Toyota Avalon (never thought of it as premium) Oral B Sonic professional electric...
by EvelynTroy
Tue Jun 25, 2013 4:58 pm
Forum: Investing - Theory, News & General
Topic: Is George Zimmer firing = to John Bogle's from Vanguard?
Replies: 17
Views: 1973

Re: Is George Zimmer firing = to John Bogle's from Vanguard?

The non-subscriber google trick - Go to google.com paste in or type in the exact title of article you wish to read, i.e. John Bogle Rejects an Offer To Stay on Vanguard Board When the search results appear the article will be the first or second one on the list. Click on it and the entire article is...
by EvelynTroy
Tue Jun 11, 2013 12:00 pm
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 193
Views: 21112

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

My Rolex story - years ago working in Saudi Arabia tons of expats had a Rolex - I really, really wanted one. I bought one just because it was gorgeous, very nice watch and wanted it - and naturally had the money. I'm not one to spend on the latest and greatest gadgets, latest model car, etc. I send ...
by EvelynTroy
Thu Apr 04, 2013 6:31 pm
Forum: Investing - Theory, News & General
Topic: What's the difference? [Advantages of a Wealth Manager?]
Replies: 44
Views: 4584

Re: What's the difference? [Advantages of a Wealth Manager?]

Yes I understand (after my advisor explained it to me) that my traditional IRA continues to grow tax free. We discussed converting to Roth IRA - I didn't want to pay the taxes - what we did do was create a new Roth IRA that I have been putting the max. into each year. My traditional IRA is not part ...
by EvelynTroy
Thu Apr 04, 2013 5:35 pm
Forum: Investing - Theory, News & General
Topic: What's the difference? [Advantages of a Wealth Manager?]
Replies: 44
Views: 4584

Re: What's the difference? [Advantages of a Wealth Manager?]

The topic of financial advisors / wealth managers comes up on a fairly regular basis. I use a financial advisor (Buckingham Asset Management – St. Louis ) and will gladly offer some thoughts. I will try to address your question regarding the advantages of having a financial advisor both generally an...
by EvelynTroy
Wed Mar 13, 2013 6:16 am
Forum: Investing - Theory, News & General
Topic: Easy to read article from well-respected source
Replies: 15
Views: 1718

Re: Easy to read article from well-respected source

Suggest: http://www.obliviousinvestor.com/index-funds/ From Larry: http://www.stltoday.com/business/columns/jim-gallagher/gallagher-investment-guru-swedroe-preaches-value-of-index-funds/article_174cca20-e186-5adb-8d35-af6aeadd25d0.html Charles Ellis interview: 6 min. excellent http://www.youtube.com...
by EvelynTroy
Mon Mar 11, 2013 5:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: Recognition for Oblivious Investor - Mike Piper
Replies: 13
Views: 2024

Recognition for Oblivious Investor - Mike Piper

Boglehead - Mike Piper (Oblivious Investor) cited as one of 19 Best Investment Blogs You Can Learn From:

http://thecollegeinvestor.com/6339/best ... ent-blogs/ - scroll down.

Congratulations Mike.

Evelyn
by EvelynTroy
Sun Feb 24, 2013 7:58 am
Forum: Investing - Theory, News & General
Topic: Anyone read these books?
Replies: 9
Views: 1420

Re: Anyone read these books?

You're welcome Paul. I'm so glad you are enjoying the paper - my pleasure to give back a little something to someone who has given so much to the average investor, i.e. me in really helping make sense and understand the big picture of investing. I can't thank you enough for your Roadmap Investing Su...
by EvelynTroy
Sat Feb 23, 2013 7:55 pm
Forum: Investing - Theory, News & General
Topic: Anyone read these books?
Replies: 9
Views: 1420

Re: Anyone read these books?

You can read the paper that the Mauboussin book is based on as a head start:
http://www.lmcm.com/868299.pdf

Evelyn
by EvelynTroy
Sun Feb 10, 2013 6:51 am
Forum: Investing - Theory, News & General
Topic: Taleb and Kahneman: Antifragility vs. common-man attitudes
Replies: 147
Views: 15672

Re: Taleb and Kahneman: Antifragility vs. common-man attitud

Coincidence my library reserve for the Kahneman book came up yesterday - been wanting to read it for a long time. Someone noted: Prof. Kahneman will be speaking at Yale 2/20 - http://news.yale.edu/2013/02/08/daniel-kahneman-author-thinking-fast-and-slow-speak-yale I sent the contact person a note - ...
by EvelynTroy
Wed Jan 02, 2013 9:20 am
Forum: Investing - Theory, News & General
Topic: Penn Fed rates increase again
Replies: 1
Views: 780

Penn Fed rates increase again

I noticed these increases as posted on depositaccounts.com These new rates are listed in PenFed's Money Market Certificates page as of 1/2/2013. 2.00% APY 7-year (no change) 1.90% APY 5-year (was 1.80%) 1.85% APY 4-year (was 1.75%) 1.85% APY 3-year (was 1.75%) 1.60% APY 2-year (was 1.50%) 1.25% APY ...
by EvelynTroy
Tue Dec 11, 2012 7:29 pm
Forum: Investing - Theory, News & General
Topic: NYT - A Warning About That Guy Who Is Beating the Market
Replies: 32
Views: 4826

Re: NYT - A Warning About That Guy Who Is Beating the Market

Yes he is the financial planner that walked away from his mortgage.
Sorry, I wrote that wrong, should have been could have walked away from his mortgage....
Evelyn
by EvelynTroy
Tue Dec 11, 2012 6:56 pm
Forum: Investing - Theory, News & General
Topic: NYT - A Warning About That Guy Who Is Beating the Market
Replies: 32
Views: 4826

Re: NYT - A Warning About That Guy Who Is Beating the Market

I was curious about the author, Carl Richards. The article says he is a director of education with the BAM Alliance. As in Larry Swedroe's BAM (Buckingham Asset Management's). Didn't know such a thing existed. Yes that is correct Mr. Richards joined BAM Feb. 2012 as the Dir. of Education. Yes he is...
by EvelynTroy
Sat Jun 16, 2012 1:29 pm
Forum: Investing - Theory, News & General
Topic: What Now
Replies: 25
Views: 2645

Re: What Now

I agree wtih previous posters who indicated trying to chase performance and time markets around a crisis really just won't work. Really its just once crisis after the next - the crisis' are normal. I would suggest - this excellent post on the Bogleheads forum by nisiprius: http://www.bogleheads.org/...
by EvelynTroy
Tue May 08, 2012 6:19 pm
Forum: Investing - Theory, News & General
Topic: Fama and French paper
Replies: 44
Views: 4721

Re: Fama and French paper

Actually the information is a little too sophisticated for me to understand - so I had no way to know if it was worthwhile or not. Sorry if its nothing of interest or worthwhile. I just received the notice in my RSS reader thought it might be worth passing on.
All my funds are DFA though.
Evelyn
by EvelynTroy
Tue May 08, 2012 4:53 pm
Forum: Investing - Theory, News & General
Topic: Fama and French paper
Replies: 44
Views: 4721

Fama and French paper

By Eugene F. Fama and Kenneth R. French Understanding volatility is crucial for informed investment decisions. Our paper explores the volatility of the market, size, and value premiums of the Fama-French three-factor model for US equity returns. Volatility and Premiums in US Equity Returns (PDF) htt...
by EvelynTroy
Thu Mar 01, 2012 7:32 pm
Forum: Investing - Theory, News & General
Topic: investment advice
Replies: 5
Views: 468

Re: investment advice

Hello Timsr, Just wanted to add that once you go through the exercise that was pointed out on the Help with Investing Board you will have a really good understanding of your overall financial picture - it takes awhile to go through the exercise, but it is well worth the time and energy. Not to menti...
by EvelynTroy
Sat Dec 24, 2011 6:51 am
Forum: Investing - Theory, News & General
Topic: Larry Portfolio - NYT (Congratulations Larry)
Replies: 7
Views: 3933

Larry Portfolio - NYT (Congratulations Larry)

Today's New York Times Your Money section - article by Ron Leiber - The Larry Portfolio. Named for Larry Swedroe, the director of research and a principal at BAM, a wealth management firm in Clayton, Mo., the portfolio tracks indexes that achieved nearly the same 10 percent annual return between 197...
by EvelynTroy
Mon Aug 08, 2011 7:47 am
Forum: Investing - Theory, News & General
Topic: Buckingham Conference Call Today
Replies: 4
Views: 1197

Buckingham Conference Call Today

May be of interest - Buckingham Asset Management sent this note to clients - Mon. 12:00 Noon - Conference call Director of Research Larry Swedroe, Director of Fixed Income Al Sears and Director of Investment Strategy Jared Kizer share Buckingham's perspective on the ramifications of Standard & Poor'...
by EvelynTroy
Tue Aug 02, 2011 7:52 am
Forum: Local Chapters and Bogleheads Community
Topic: need advicing help!
Replies: 5
Views: 2312

madhug - Looking for something about my local chapter and noticed your post - I would suggest you go to this area: http://www.bogleheads.org/forum/viewforum.php?f=1 At the top of the forum are two sticky posts - Investment Planning and Asking Portfolio Questions. If you carefully work through the ou...
by EvelynTroy
Thu Jun 30, 2011 3:32 pm
Forum: Investing - Theory, News & General
Topic: A reason to avoid using the same password at different sites
Replies: 33
Views: 5981

The password topic is an important one. A few months ago I started reading on the subject and decided to improve my password strength. I wrote the information below to share with my friends - perhaps of some interest to others _ Thought I would share my online password project – there are many diffe...
by EvelynTroy
Thu Jun 30, 2011 3:23 pm
Forum: Investing - Theory, News & General
Topic: Any Bogleheads Give it up to a Financial Advisor?
Replies: 85
Views: 9578

Random - I work with an advisor (Buckingham Asset Management) - Larry Swedroe's firm. I wrote on the topic back in 2009 - I will repost for you. I hope you find it helpful. I continue to be well satisfied with my decision - and as an aside the performance has been excellent IMO. Deciding that you wa...
by EvelynTroy
Tue Jun 28, 2011 7:54 am
Forum: Investing - Theory, News & General
Topic: "Why Money Managers Fail to Beat the Market"
Replies: 13
Views: 2386

I didn't read the article - I saw what I needed to know about the site at the bottom of the article: Sponsored Link: Do you know why Chinese gold may be better than American gold? Be sure to read this incredible report by a leading U.S. geologist before you buy another ounce. And the authors of the ...
by EvelynTroy
Tue Jun 07, 2011 9:56 am
Forum: Personal Consumer Issues
Topic: Keeping track of ideas and references
Replies: 15
Views: 2382

I keep a variety of notes on different subjects, for example, investing things to read, travel planning, travel ideas, camera notes. and so on. I use the free software Evernote. http://www.evernote.com/about/learn_more/ Very user friendly, syncs across different platforms, web version, as well as a ...
by EvelynTroy
Fri Jan 21, 2011 6:13 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri Interview
Replies: 31
Views: 4342

Supporting evidence is what matters—regardless of who is making the comments. Well-respected experts can also get it wrong.

Thanks Roy - well, said.
by EvelynTroy
Sun Jan 16, 2011 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Recommendations for Fee Based Advisors in Atlanta
Replies: 3
Views: 802

As was noted you are probably interested in a "fee-only" advisor - Deciding to work with an advisor is a very individual choice. The best way to select one, IMO is to prepare yourself thoroughly - the more you familiarize yourself with your goals, financial needs, etc. the better off you are in work...
by EvelynTroy
Wed Jan 12, 2011 9:13 am
Forum: Investing - Theory, News & General
Topic: DFA returns compared to Vanguard ETFs for 2010
Replies: 27
Views: 4974

jimkinny, For me, if I can get my stocks vs bonds right and then rebalance when stocks are tanking, then I will have made more of a difference than any DFA fund will ever make. But....I sure can see hiring Larry Swedroe or some one else at Buckingham who has the knowledge and discipline to get inves...
by EvelynTroy
Wed Jan 12, 2011 8:53 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17625

Revising this thread a bit - TramperAl recommended the BBC drama series Prime Suspect. I'm getting towards the end of the series - some of the best TV watching I've seen in ages. On the edge of your seat drama. Thanks for the recommendation. TV doesn't always hold my attention - but this one, Whew! ...
by EvelynTroy
Tue Jan 04, 2011 7:23 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe Interview
Replies: 21
Views: 4250

cleosdad - you can always listen online - although I never listen to KMOX - its not what it used to be. Although they will be broadcasting the Cardinals this season.

http://kmox.cbslocal.com/

Ev
by EvelynTroy
Tue Jan 04, 2011 7:31 am
Forum: Investing - Theory, News & General
Topic: Risk has its rewards, and Bogleheads are the risk takers
Replies: 13
Views: 2465

Excellent post LH - thanks very much.
I copied into my notes for future reference.
ev
by EvelynTroy
Sun Jan 02, 2011 7:44 pm
Forum: Investing - Theory, News & General
Topic: Mohnish Pabrai on Index Funds
Replies: 17
Views: 2928

Thanks Howard for the link.
I've semi-followed Mohnish Pabrai for several years - definitely a superstar of focused value investing.
It was great to hear Mr. Pabrai reinforce passive investing for the individual investor.
evelyn
by EvelynTroy
Fri Dec 24, 2010 12:37 pm
Forum: Investing - Theory, News & General
Topic: Finance Buff -heads-up Otar retirement book free download
Replies: 7
Views: 2236

Yes of course he should receive a big thank-you.
Please excuse my bad manners - I am very sorry.
Evelyn
by EvelynTroy
Fri Dec 24, 2010 12:28 pm
Forum: Investing - Theory, News & General
Topic: Finance Buff -heads-up Otar retirement book free download
Replies: 7
Views: 2236

Finance Buff -heads-up Otar retirement book free download

http://thefinancebuff.com/free-e-book-unveiling-the-retirement-myth-by-jim-otar.html Jim Otar is a financial planner in Canada. He wrote a book Unveiling the Retirement Myth on retirement income planning: how to make your retirement portfolio last as long as you do when you are living off your savi...
by EvelynTroy
Sat Oct 02, 2010 12:09 pm
Forum: Investing - Theory, News & General
Topic: Who are the top personal finance bloggers?
Replies: 70
Views: 11742

Read and enjoy these blogs as well as Oblivious Investor already noted: http://bucks.blogs.nytimes.com/ within the Bucks blog is a continuing series of back-of-the-napkin drawings and posts by Carl Richards, a financial planner, has been explaining the basics of money through simple graphs and diagr...
by EvelynTroy
Fri Sep 10, 2010 6:31 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri takes on high-cost advisors on Forbes
Replies: 72
Views: 10735

This very same situation that Mr. Ferri was so upset about was just hashed over last week - the forum owners closed that thread. This one needs to be closed as well - another round of forum owners exhibiting their bias towards one fee-advisor over others - just doesn't seem right. I made a post foll...
by EvelynTroy
Sun Sep 05, 2010 7:27 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17625

What, pray tell, does this have to do with investing? One thing I'd suggest as boglehead-like - a lot of these suggestions can be checked out at your local library. Saving money is directly related to your investing future. I took it as just sort of a fun little diversion - I'm enjoying picking up ...
by EvelynTroy
Sun Sep 05, 2010 6:31 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17625

Agree absolutely Rubicon is outstanding. On same channel and right before Mad Men Episode 7 tonight. I believe you can watch previous episodes on their website. I don't watch much TV - but this one has a "oh no that didn't happen" factor. -------- Other pick - Damages - stars Glenn Close- Ted Danson...
by EvelynTroy
Tue Aug 31, 2010 9:14 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein on managing your portfolio
Replies: 106
Views: 15667

No problem - I understand now, and I understood after I made the inquiry how your firm is set-up. I had read your response in the previous thread - evidently Mr. Lindauer didn't see it because he made a direct referral to your firm - I was just a bit surprised. Just to note the inquiry was made in 2...
by EvelynTroy
Tue Aug 31, 2010 8:30 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein on managing your portfolio
Replies: 106
Views: 15667

I'm chuckling - you must have missed the locked thread - where Mr. Ferri was talking about his low fees - and I responded that I had contacted his firm and did not receive a timely response, nor could his firm give me the service I wanted/needed. Thus, I went with Buckingham Asset Management - Larry...