Search found 290 matches

by EvelynTroy
Tue Jun 11, 2013 12:00 pm
Forum: Personal Consumer Issues
Topic: Why Can't I Bring Myself to Buy Me a Nice Watch?
Replies: 193
Views: 20554

Re: Why Can't I Bring Myself to Buy Me a Nice Watch?

My Rolex story - years ago working in Saudi Arabia tons of expats had a Rolex - I really, really wanted one. I bought one just because it was gorgeous, very nice watch and wanted it - and naturally had the money. I'm not one to spend on the latest and greatest gadgets, latest model car, etc. I send ...
by EvelynTroy
Thu Apr 04, 2013 6:31 pm
Forum: Investing - Theory, News & General
Topic: What's the difference? [Advantages of a Wealth Manager?]
Replies: 44
Views: 4487

Re: What's the difference? [Advantages of a Wealth Manager?]

Yes I understand (after my advisor explained it to me) that my traditional IRA continues to grow tax free. We discussed converting to Roth IRA - I didn't want to pay the taxes - what we did do was create a new Roth IRA that I have been putting the max. into each year. My traditional IRA is not part ...
by EvelynTroy
Thu Apr 04, 2013 5:35 pm
Forum: Investing - Theory, News & General
Topic: What's the difference? [Advantages of a Wealth Manager?]
Replies: 44
Views: 4487

Re: What's the difference? [Advantages of a Wealth Manager?]

The topic of financial advisors / wealth managers comes up on a fairly regular basis. I use a financial advisor (Buckingham Asset Management – St. Louis ) and will gladly offer some thoughts. I will try to address your question regarding the advantages of having a financial advisor both generally an...
by EvelynTroy
Wed Mar 13, 2013 6:16 am
Forum: Investing - Theory, News & General
Topic: Easy to read article from well-respected source
Replies: 15
Views: 1688

Re: Easy to read article from well-respected source

Suggest: http://www.obliviousinvestor.com/index-funds/ From Larry: http://www.stltoday.com/business/columns/jim-gallagher/gallagher-investment-guru-swedroe-preaches-value-of-index-funds/article_174cca20-e186-5adb-8d35-af6aeadd25d0.html Charles Ellis interview: 6 min. excellent http://www.youtube.com...
by EvelynTroy
Mon Mar 11, 2013 5:58 pm
Forum: Local Chapters and Bogleheads Community
Topic: Recognition for Oblivious Investor - Mike Piper
Replies: 13
Views: 1999

Recognition for Oblivious Investor - Mike Piper

Boglehead - Mike Piper (Oblivious Investor) cited as one of 19 Best Investment Blogs You Can Learn From:

http://thecollegeinvestor.com/6339/best ... ent-blogs/ - scroll down.

Congratulations Mike.

Evelyn
by EvelynTroy
Sun Feb 24, 2013 7:58 am
Forum: Investing - Theory, News & General
Topic: Anyone read these books?
Replies: 9
Views: 1396

Re: Anyone read these books?

You're welcome Paul. I'm so glad you are enjoying the paper - my pleasure to give back a little something to someone who has given so much to the average investor, i.e. me in really helping make sense and understand the big picture of investing. I can't thank you enough for your Roadmap Investing Su...
by EvelynTroy
Sat Feb 23, 2013 7:55 pm
Forum: Investing - Theory, News & General
Topic: Anyone read these books?
Replies: 9
Views: 1396

Re: Anyone read these books?

You can read the paper that the Mauboussin book is based on as a head start:
http://www.lmcm.com/868299.pdf

Evelyn
by EvelynTroy
Sun Feb 10, 2013 6:51 am
Forum: Investing - Theory, News & General
Topic: Taleb and Kahneman: Antifragility vs. common-man attitudes
Replies: 147
Views: 15166

Re: Taleb and Kahneman: Antifragility vs. common-man attitud

Coincidence my library reserve for the Kahneman book came up yesterday - been wanting to read it for a long time. Someone noted: Prof. Kahneman will be speaking at Yale 2/20 - http://news.yale.edu/2013/02/08/daniel-kahneman-author-thinking-fast-and-slow-speak-yale I sent the contact person a note - ...
by EvelynTroy
Wed Jan 02, 2013 9:20 am
Forum: Investing - Theory, News & General
Topic: Penn Fed rates increase again
Replies: 1
Views: 771

Penn Fed rates increase again

I noticed these increases as posted on depositaccounts.com These new rates are listed in PenFed's Money Market Certificates page as of 1/2/2013. 2.00% APY 7-year (no change) 1.90% APY 5-year (was 1.80%) 1.85% APY 4-year (was 1.75%) 1.85% APY 3-year (was 1.75%) 1.60% APY 2-year (was 1.50%) 1.25% APY ...
by EvelynTroy
Tue Dec 11, 2012 7:29 pm
Forum: Investing - Theory, News & General
Topic: NYT - A Warning About That Guy Who Is Beating the Market
Replies: 32
Views: 4745

Re: NYT - A Warning About That Guy Who Is Beating the Market

Yes he is the financial planner that walked away from his mortgage.
Sorry, I wrote that wrong, should have been could have walked away from his mortgage....
Evelyn
by EvelynTroy
Tue Dec 11, 2012 6:56 pm
Forum: Investing - Theory, News & General
Topic: NYT - A Warning About That Guy Who Is Beating the Market
Replies: 32
Views: 4745

Re: NYT - A Warning About That Guy Who Is Beating the Market

I was curious about the author, Carl Richards. The article says he is a director of education with the BAM Alliance. As in Larry Swedroe's BAM (Buckingham Asset Management's). Didn't know such a thing existed. Yes that is correct Mr. Richards joined BAM Feb. 2012 as the Dir. of Education. Yes he is...
by EvelynTroy
Sat Jun 16, 2012 1:29 pm
Forum: Investing - Theory, News & General
Topic: What Now
Replies: 25
Views: 2607

Re: What Now

I agree wtih previous posters who indicated trying to chase performance and time markets around a crisis really just won't work. Really its just once crisis after the next - the crisis' are normal. I would suggest - this excellent post on the Bogleheads forum by nisiprius: http://www.bogleheads.org/...
by EvelynTroy
Tue May 08, 2012 6:19 pm
Forum: Investing - Theory, News & General
Topic: Fama and French paper
Replies: 44
Views: 4656

Re: Fama and French paper

Actually the information is a little too sophisticated for me to understand - so I had no way to know if it was worthwhile or not. Sorry if its nothing of interest or worthwhile. I just received the notice in my RSS reader thought it might be worth passing on.
All my funds are DFA though.
Evelyn
by EvelynTroy
Tue May 08, 2012 4:53 pm
Forum: Investing - Theory, News & General
Topic: Fama and French paper
Replies: 44
Views: 4656

Fama and French paper

By Eugene F. Fama and Kenneth R. French Understanding volatility is crucial for informed investment decisions. Our paper explores the volatility of the market, size, and value premiums of the Fama-French three-factor model for US equity returns. Volatility and Premiums in US Equity Returns (PDF) htt...
by EvelynTroy
Thu Mar 01, 2012 7:32 pm
Forum: Investing - Theory, News & General
Topic: investment advice
Replies: 5
Views: 453

Re: investment advice

Hello Timsr, Just wanted to add that once you go through the exercise that was pointed out on the Help with Investing Board you will have a really good understanding of your overall financial picture - it takes awhile to go through the exercise, but it is well worth the time and energy. Not to menti...
by EvelynTroy
Sat Dec 24, 2011 6:51 am
Forum: Investing - Theory, News & General
Topic: Larry Portfolio - NYT (Congratulations Larry)
Replies: 7
Views: 3862

Larry Portfolio - NYT (Congratulations Larry)

Today's New York Times Your Money section - article by Ron Leiber - The Larry Portfolio. Named for Larry Swedroe, the director of research and a principal at BAM, a wealth management firm in Clayton, Mo., the portfolio tracks indexes that achieved nearly the same 10 percent annual return between 197...
by EvelynTroy
Mon Aug 08, 2011 7:47 am
Forum: Investing - Theory, News & General
Topic: Buckingham Conference Call Today
Replies: 4
Views: 1182

Buckingham Conference Call Today

May be of interest - Buckingham Asset Management sent this note to clients - Mon. 12:00 Noon - Conference call Director of Research Larry Swedroe, Director of Fixed Income Al Sears and Director of Investment Strategy Jared Kizer share Buckingham's perspective on the ramifications of Standard & Poor'...
by EvelynTroy
Tue Aug 02, 2011 7:52 am
Forum: Local Chapters and Bogleheads Community
Topic: need advicing help!
Replies: 5
Views: 2298

madhug - Looking for something about my local chapter and noticed your post - I would suggest you go to this area: http://www.bogleheads.org/forum/viewforum.php?f=1 At the top of the forum are two sticky posts - Investment Planning and Asking Portfolio Questions. If you carefully work through the ou...
by EvelynTroy
Thu Jun 30, 2011 3:32 pm
Forum: Investing - Theory, News & General
Topic: A reason to avoid using the same password at different sites
Replies: 33
Views: 5922

The password topic is an important one. A few months ago I started reading on the subject and decided to improve my password strength. I wrote the information below to share with my friends - perhaps of some interest to others _ Thought I would share my online password project – there are many diffe...
by EvelynTroy
Thu Jun 30, 2011 3:23 pm
Forum: Investing - Theory, News & General
Topic: Any Bogleheads Give it up to a Financial Advisor?
Replies: 85
Views: 9432

Random - I work with an advisor (Buckingham Asset Management) - Larry Swedroe's firm. I wrote on the topic back in 2009 - I will repost for you. I hope you find it helpful. I continue to be well satisfied with my decision - and as an aside the performance has been excellent IMO. Deciding that you wa...
by EvelynTroy
Tue Jun 28, 2011 7:54 am
Forum: Investing - Theory, News & General
Topic: "Why Money Managers Fail to Beat the Market"
Replies: 13
Views: 2360

I didn't read the article - I saw what I needed to know about the site at the bottom of the article: Sponsored Link: Do you know why Chinese gold may be better than American gold? Be sure to read this incredible report by a leading U.S. geologist before you buy another ounce. And the authors of the ...
by EvelynTroy
Tue Jun 07, 2011 9:56 am
Forum: Personal Consumer Issues
Topic: Keeping track of ideas and references
Replies: 15
Views: 2342

I keep a variety of notes on different subjects, for example, investing things to read, travel planning, travel ideas, camera notes. and so on. I use the free software Evernote. http://www.evernote.com/about/learn_more/ Very user friendly, syncs across different platforms, web version, as well as a ...
by EvelynTroy
Fri Jan 21, 2011 6:13 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri Interview
Replies: 31
Views: 4279

Supporting evidence is what matters—regardless of who is making the comments. Well-respected experts can also get it wrong.

Thanks Roy - well, said.
by EvelynTroy
Sun Jan 16, 2011 9:37 am
Forum: Investing - Help with Personal Investments
Topic: Recommendations for Fee Based Advisors in Atlanta
Replies: 3
Views: 788

As was noted you are probably interested in a "fee-only" advisor - Deciding to work with an advisor is a very individual choice. The best way to select one, IMO is to prepare yourself thoroughly - the more you familiarize yourself with your goals, financial needs, etc. the better off you are in work...
by EvelynTroy
Wed Jan 12, 2011 9:13 am
Forum: Investing - Theory, News & General
Topic: DFA returns compared to Vanguard ETFs for 2010
Replies: 27
Views: 4847

jimkinny, For me, if I can get my stocks vs bonds right and then rebalance when stocks are tanking, then I will have made more of a difference than any DFA fund will ever make. But....I sure can see hiring Larry Swedroe or some one else at Buckingham who has the knowledge and discipline to get inves...
by EvelynTroy
Wed Jan 12, 2011 8:53 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17181

Revising this thread a bit - TramperAl recommended the BBC drama series Prime Suspect. I'm getting towards the end of the series - some of the best TV watching I've seen in ages. On the edge of your seat drama. Thanks for the recommendation. TV doesn't always hold my attention - but this one, Whew! ...
by EvelynTroy
Tue Jan 04, 2011 7:23 pm
Forum: Investing - Theory, News & General
Topic: Larry Swedroe Interview
Replies: 21
Views: 4218

cleosdad - you can always listen online - although I never listen to KMOX - its not what it used to be. Although they will be broadcasting the Cardinals this season.

http://kmox.cbslocal.com/

Ev
by EvelynTroy
Tue Jan 04, 2011 7:31 am
Forum: Investing - Theory, News & General
Topic: Risk has its rewards, and Bogleheads are the risk takers
Replies: 13
Views: 2410

Excellent post LH - thanks very much.
I copied into my notes for future reference.
ev
by EvelynTroy
Sun Jan 02, 2011 7:44 pm
Forum: Investing - Theory, News & General
Topic: Mohnish Pabrai on Index Funds
Replies: 17
Views: 2886

Thanks Howard for the link.
I've semi-followed Mohnish Pabrai for several years - definitely a superstar of focused value investing.
It was great to hear Mr. Pabrai reinforce passive investing for the individual investor.
evelyn
by EvelynTroy
Fri Dec 24, 2010 12:37 pm
Forum: Investing - Theory, News & General
Topic: Finance Buff -heads-up Otar retirement book free download
Replies: 7
Views: 2180

Yes of course he should receive a big thank-you.
Please excuse my bad manners - I am very sorry.
Evelyn
by EvelynTroy
Fri Dec 24, 2010 12:28 pm
Forum: Investing - Theory, News & General
Topic: Finance Buff -heads-up Otar retirement book free download
Replies: 7
Views: 2180

Finance Buff -heads-up Otar retirement book free download

http://thefinancebuff.com/free-e-book-unveiling-the-retirement-myth-by-jim-otar.html Jim Otar is a financial planner in Canada. He wrote a book Unveiling the Retirement Myth on retirement income planning: how to make your retirement portfolio last as long as you do when you are living off your savi...
by EvelynTroy
Sat Oct 02, 2010 12:09 pm
Forum: Investing - Theory, News & General
Topic: Who are the top personal finance bloggers?
Replies: 70
Views: 11567

Read and enjoy these blogs as well as Oblivious Investor already noted: http://bucks.blogs.nytimes.com/ within the Bucks blog is a continuing series of back-of-the-napkin drawings and posts by Carl Richards, a financial planner, has been explaining the basics of money through simple graphs and diagr...
by EvelynTroy
Fri Sep 10, 2010 6:31 pm
Forum: Investing - Theory, News & General
Topic: Rick Ferri takes on high-cost advisors on Forbes
Replies: 72
Views: 10502

This very same situation that Mr. Ferri was so upset about was just hashed over last week - the forum owners closed that thread. This one needs to be closed as well - another round of forum owners exhibiting their bias towards one fee-advisor over others - just doesn't seem right. I made a post foll...
by EvelynTroy
Sun Sep 05, 2010 7:27 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17181

What, pray tell, does this have to do with investing? One thing I'd suggest as boglehead-like - a lot of these suggestions can be checked out at your local library. Saving money is directly related to your investing future. I took it as just sort of a fun little diversion - I'm enjoying picking up ...
by EvelynTroy
Sun Sep 05, 2010 6:31 am
Forum: Personal Consumer Issues
Topic: TV series to recommend?
Replies: 139
Views: 17181

Agree absolutely Rubicon is outstanding. On same channel and right before Mad Men Episode 7 tonight. I believe you can watch previous episodes on their website. I don't watch much TV - but this one has a "oh no that didn't happen" factor. -------- Other pick - Damages - stars Glenn Close- Ted Danson...
by EvelynTroy
Tue Aug 31, 2010 9:14 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein on managing your portfolio
Replies: 106
Views: 15439

No problem - I understand now, and I understood after I made the inquiry how your firm is set-up. I had read your response in the previous thread - evidently Mr. Lindauer didn't see it because he made a direct referral to your firm - I was just a bit surprised. Just to note the inquiry was made in 2...
by EvelynTroy
Tue Aug 31, 2010 8:30 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein on managing your portfolio
Replies: 106
Views: 15439

I'm chuckling - you must have missed the locked thread - where Mr. Ferri was talking about his low fees - and I responded that I had contacted his firm and did not receive a timely response, nor could his firm give me the service I wanted/needed. Thus, I went with Buckingham Asset Management - Larry...
by EvelynTroy
Tue Aug 31, 2010 8:07 pm
Forum: Investing - Theory, News & General
Topic: William Bernstein on managing your portfolio
Replies: 106
Views: 15439

William Bernstein on managing your portfolio

In the recent discussion I was reminded by Taylor Larimore: Many investors will benefit from engaging a reputable low-cost advisor. However, I am also reminded of this statement by Bill Bernstein: "If over the past 10 or 20 years, you had simply held a portfolio consisting of one quarter each of ind...
by EvelynTroy
Mon Aug 30, 2010 9:00 pm
Forum: Investing - Theory, News & General
Topic: High-fee Passive Advisors Gave Me the Boot!
Replies: 87
Views: 12548

Rick Ferri asked: "What do you think" related to his original post. What do I think? Let me preface by saying I am a client of one of those high-fee advisors you are speaking about, Buckingham Asset Management. I was really quite surprised that you would in effect bait the professionals that you evi...
by EvelynTroy
Sat Aug 28, 2010 7:06 am
Forum: Investing - Theory, News & General
Topic: Mr. Bogle in Wall Street Journal: 'Cheaper is Better'
Replies: 10
Views: 2868

To add a bit to your subscription access tip Oblivious - You can access any subscription article from any source by using specifically - google news: http://news.google.com/nwshp?hl=en&tab=wn Type in the EXACT title of the article in the search box at the top. The result will be the first listed ite...
by EvelynTroy
Sat Aug 14, 2010 5:49 pm
Forum: Investing - Theory, News & General
Topic: DFA Funds For "Free" — which are good?
Replies: 22
Views: 4905

You're absolutely right. I was referring to "Free" advisor fee. Most people pay 1% advisor fee for DFA access. If I can get it without that fee and just pay 30 bucks or so per fund purchase, then my expenses are very small compared to the 1% fee. Yes you are correct your fund expenses would be smal...
by EvelynTroy
Sat Aug 14, 2010 5:32 pm
Forum: Investing - Theory, News & General
Topic: DFA Funds For "Free" — which are good?
Replies: 22
Views: 4905

This advisor Altruist Funds, Eric Haas compares DFA funds with Vanguard funds in each of several asset classes. For each asset class, DFA’s fund is listed along with Vanguard’s fund. Each entry includes the fund name, NASDAQ symbol, and expense ratio. For each asset class, there is also a brief anal...
by EvelynTroy
Thu Aug 05, 2010 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone use Networthiq?
Replies: 10
Views: 2062

It seems to me to be sort of gimmicky - I wouldn't have any need to compare my spending habits and finances with others across the country. What they are trying to capture are those that are attracted to social networking - which personally is not useful or something I want to be involved with. The ...
by EvelynTroy
Thu Aug 05, 2010 11:25 am
Forum: Investing - Theory, News & General
Topic: Robot Traders and individual investors
Replies: 3
Views: 660

Its not as if algos are somehow bidding up a certain stock over the course of months, these guys do not hold positions. So in terms of the overall market there is little impact to myself. If I buy an individual stock its also of little consequence to me. - Thank you for the response - I really just...
by EvelynTroy
Thu Aug 05, 2010 10:54 am
Forum: Investing - Theory, News & General
Topic: Robot Traders and individual investors
Replies: 3
Views: 660

Robot Traders and individual investors

Hello - I would be curious to know if small or even not so small individual investors should be concerned about the type of information provided in this article in The Atlantic online Alexis Madrigal's feature yesterday on Robot Traders: http://www.theatlantic.com/science/archive/2010/08/market-data...
by EvelynTroy
Mon Jun 14, 2010 8:38 am
Forum: Investing - Theory, News & General
Topic: Five Myths About Asset Allocation
Replies: 25
Views: 6454

Reading on Forbes gets on my nerves too - all that busyness.
At top of article if you click the Print icon you will have a nice clean copy to read. No to mention if you wish to copy and paste into a word doc. to save for future reference - nice and tidy.

Hope this helps.
Ev
by EvelynTroy
Fri Jun 11, 2010 12:39 pm
Forum: Investing - Theory, News & General
Topic: Fee only investment advisors in SF bay area
Replies: 4
Views: 1068

I'll offer some ideas for you - from someone who has an advisor - Larry Swedroe's firm - Buckingham Asset Management in St. Louis area. First having an advisor is a very individual decision - I would say to take time and write down exactly why you are interested in searching for an advisor. The more...
by EvelynTroy
Mon May 31, 2010 11:24 am
Forum: Investing - Theory, News & General
Topic: Jason Zweig - Ben Graham speech
Replies: 16
Views: 4817

Jason Zweig - Ben Graham speech

Jason Zweig -definitely one of the real good guys for individual investors. His work is exceptional. I never thought of looking for his personal website - always just follow him at the WSJ as a columnist. His website is a treasure trove of first rate educational information. http://www.jasonzweig.co...
by EvelynTroy
Sat May 08, 2010 11:33 am
Forum: Investing - Theory, News & General
Topic: wsj - active funds lessons learned - Q please
Replies: 4
Views: 940

Yes, Bill I understand.
I thought it was something along those lines, but just didn't know exactly how to sort it out in my mind.

Do you know if Vanguard has a fiduciary obligation, i.e. when their planning advisors give advice?

Ev