My color - The "almost no claims" might be part of the problem, depending on the frequency and number of claims.
A bit cryptic Paul, but I don't think it refers to individual investor "clients". Modern corporate newspeak in action.Annual client engagements: More than 1,400
Accounts with designated beneficiaries are also not subject to probate.TheJoker wrote:My approach was to set up a trust. My non-retirement assets are in a trust and I can change the trust at any time. Also the trust avoids probate (a high cost in California, as everything else.)