Search found 64 matches

by August
Sun Mar 30, 2014 8:42 pm
Forum: Personal Finance (Not Investing)
Topic: Redrawn flood zone map puts portion of property in FZ
Replies: 25
Views: 6398

Re: Redrawn flood zone map puts portion of property in FZ

Being in a "100 year flood zone" basically means there is a 1% chance of the area flooding in any given year.
by August
Sun Mar 30, 2014 4:25 pm
Forum: Personal Finance (Not Investing)
Topic: Redrawn flood zone map puts portion of property in FZ
Replies: 25
Views: 6398

Re: Redrawn flood zone map puts portion of property in FZ

I have seen the damage that floods can cause, not only from large events like Sandy and Irene, but also from smaller rain storms or snow melts. I also recommend the OP check his homeowner's insurance for sump pump/drain overflow endorsements (if a basement is present). To save costs on flood insuran...
by August
Wed Mar 12, 2014 10:44 pm
Forum: Personal Finance (Not Investing)
Topic: Home Owners Insurance for Condo
Replies: 4
Views: 553

Re: Home Owners Insurance for Condo

Also be sure and get familiar with the HOA's insurance policy and what they may or may not cover in regards to your condo.
by August
Thu Mar 06, 2014 8:52 am
Forum: Personal Finance (Not Investing)
Topic: Switching from Full-Time Career to Contractor - Pros/Cons?
Replies: 14
Views: 1884

Re: Switching from Full-Time Career to Contractor - Pros/Con

Per Diem is generally paid to workers to cover the cost of meals and possibly lodging while traveling. Depending on how much you typically spend while "on the road" will determine how much of a bonus it is. For meals only, it usually ranges from $40-$71 dollars a day and may be tax free. It is proba...
by August
Wed Mar 05, 2014 7:32 pm
Forum: Personal Finance (Not Investing)
Topic: Insurance for Unoccupied Home
Replies: 13
Views: 974

Re: Insurance for Unoccupied Home

I'm not sure about liability coverage for an unoccupied dwelling, but most standard Homeowner's Policies (Property Damage Section) will cover an unoccupied dwelling while vacant with certain extra exclusions applying if there is no heat maintained in the home or possibly if a loss (pipe burst, etc) ...
by August
Wed Feb 26, 2014 9:53 pm
Forum: Local Chapters and Bogleheads Community
Topic: Greenville, SC Bogleheads - Who's Interested?
Replies: 14
Views: 3035

Re: Greenville, SC Bogleheads - Who's Interested?

Is this an active group? I don't live in Greenville, but not too far away in Charlotte.
by August
Tue Jan 07, 2014 1:20 pm
Forum: Personal Finance (Not Investing)
Topic: Qualified vs Non-qualified Dividends
Replies: 22
Views: 4259

Re: Qualified vs Non-qualified Dividends

They must still be in the process of updating as mine are still listed as non-qualified. Good to know they are starting to sort it out though.
by August
Tue Jan 07, 2014 12:19 pm
Forum: Personal Consumer Issues
Topic: Dating, Gender, & Wealth Differences...
Replies: 102
Views: 8257

Re: Dating, Gender, & Wealth Differences...

You haven't lived until you not only take care of you, but you handle the parents finances, do the shopping, take them around - and oh! manage to have an independent dating life. Going away to school to be indoctrinated in drunken beer binges and fraternity life is not an "independent launch" - onl...
by August
Mon Jan 06, 2014 11:01 pm
Forum: Personal Consumer Issues
Topic: Dating, Gender, & Wealth Differences...
Replies: 102
Views: 8257

Re: Dating, Gender, & Wealth Differences...

As I said there are definitely exceptions to the living at home rule, but it is something of a red flag that makes me wonder why. It could also be that I am attracted to independent types due to my job requiring lots of traveling.
by August
Mon Jan 06, 2014 6:55 pm
Forum: Personal Consumer Issues
Topic: Dating, Gender, & Wealth Differences...
Replies: 102
Views: 8257

Re: Dating, Gender, & Wealth Differences...

Don't eliminate potential dates because they live with their parents - especially if the potential dates have careers, they could be saving up for a property purchase or just amassing cash, think of the possibilities. I'd be more concerned if the reason they were living with their parents was due t...
by August
Mon Jan 06, 2014 11:07 am
Forum: Personal Consumer Issues
Topic: Dating, Gender, & Wealth Differences...
Replies: 102
Views: 8257

Re: Dating, Gender, & Wealth Differences...

If I were you, I wouldn't let it bother me. Being a university professor is an accomplished position, and I think a lawyer and a university professor could make a good match. I think the income only becomes an issue if one person is struggling to get by and the other is well off, as this can lead to...
by August
Mon Dec 16, 2013 8:30 pm
Forum: Personal Consumer Issues
Topic: Best cheap Motel for overnight stay?
Replies: 72
Views: 8084

Re: Best cheap Motel for overnight stay?

I recommend either Marriott or Hilton Properties. I would consider the Fairfield Inns and the Courtyards (Marriott) as well as some Hampton Inns to be the closest they have to budget properties. I've also frequently stayed in Carlson Properties (Radisson, Country Inn & Suites). In general, I prefer ...
by August
Sat Dec 14, 2013 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Accident, not my fault, will my rate go up?
Replies: 17
Views: 3037

Re: Accident, not my fault, will my rate go up?

Call up your agent and ask them.
by August
Wed Dec 04, 2013 9:17 pm
Forum: Personal Consumer Issues
Topic: Trampolines and HO Insurance
Replies: 30
Views: 6339

Re: Trampolines and HO Insurance

Many insurance companies classify trampolines as an "attractive nuisance", similar to an unfenced swimming pool. Whether or not there is a provision or exclusion in your policy which limits your liability coverage for accidents involving an attractive nuisance will depend on the specifics of your po...