Search found 12 matches

by sgadlin
Sun Jan 20, 2019 10:30 am
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 58051

Re: John Bogle has died at age 89

Thank you Mr. Bogle. You have made my life, as well as countless others, much better.
by sgadlin
Mon Jul 16, 2018 6:27 pm
Forum: Personal Investments
Topic: Can I Tax loss harvest this?
Replies: 3
Views: 539

Re: Can I Tax loss harvest this?

livesoft wrote:
Mon Jul 16, 2018 12:34 pm
Just wait until the 31st day AFTER 6/29 and then TLH. So to answer you question: Yes.
Thanks, just wanted to clarify as it always confused me.
by sgadlin
Mon Jul 16, 2018 12:16 pm
Forum: Personal Investments
Topic: Can I Tax loss harvest this?
Replies: 3
Views: 539

Can I Tax loss harvest this?

So I have been TLH the past few months with VTIAX and VFWAX It has left me with the following Lots in VTIAX Date acquired (short term gain/loss) 12/26/2017 – $722.55 02/08/2018 – $51.81 06/29/2018 +$340.85 Ideally I would like to sell the 12/26 and 2/8 lots and keep the 6/29. However, since it is wi...
by sgadlin
Fri Feb 16, 2018 9:35 am
Forum: Investing - Theory, News & General
Topic: TLH for absolute dummies [Tax Loss Harvesting]
Replies: 306
Views: 59527

Re: TLH for absolute dummies [Tax Loss Harvesting]

I am somewhat confused on one aspect of TLH. I am paid biweekly, and like to be in the habit of paying myself first. Therefore I make biweekly investments into my vanguard taxable account. I have a 2 fund portfolio with VTSAX, and VTIAX. I have the cost basis on specific id. Lets use VTSAX for a hyp...
by sgadlin
Fri Mar 24, 2017 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: HSA questions
Replies: 4
Views: 503

Re: HSA questions

theplayer11 wrote:Saturna allows ACH transfers to your bank account..just need to call in
If it is all invested in an index fund would you be able to do this?
by sgadlin
Fri Mar 24, 2017 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: HSA questions
Replies: 4
Views: 503

HSA questions

Hello everyone, I am trying to find an HSA that would work best for my situation. I just recieved a HDHP this year, my wife has one with her work for 2 years. We are expecting our first child in a month or so. Ideally I would use the HSA as an additional retirement account, and it seems Saturna is l...
by sgadlin
Mon Jul 27, 2015 8:22 am
Forum: Personal Finance (Not Investing)
Topic: Confused about over contributing to Roth after backdoor
Replies: 3
Views: 720

Re: Confused about over contributing to Roth after backdoor

Thanks for the advice, I will give them a call today
by sgadlin
Sun Jul 26, 2015 7:10 am
Forum: Personal Finance (Not Investing)
Topic: Confused about over contributing to Roth after backdoor
Replies: 3
Views: 720

Confused about over contributing to Roth after backdoor

Hello everyone, I am in need of some help, and can not figure this out. My wife and I are both beginning our careers as physicians, starting our new jobs earlier this month. I have taken control over our finances, and fired our financial adviser. I put $5,500 in a traditional IRA and then rolled it ...
by sgadlin
Wed Jun 17, 2015 7:43 am
Forum: Personal Investments
Topic: Help me plan retirement account for this year
Replies: 8
Views: 981

Re: Help me plan retirement account for this year

Your goals may be simple, but that is one TALL order. Perhaps you forsee your salaries doubling in the next 5 years as well, to accomplish accumulating $500K between loan payoff, fully funding retirement for both you and her ($50K each per year) and accumulating a 20% down payment on home. Don't fo...
by sgadlin
Wed Jun 17, 2015 7:38 am
Forum: Personal Investments
Topic: Help me plan retirement account for this year
Replies: 8
Views: 981

Re: Help me plan retirement account for this year

You will need to use the "backdoor" Roth work-around because with $370k income you make too much for a direct Roth contribution. This means you must avoid rolling any of your 401k money to a personal tIRA. See the wiki on it. https://www.bogleheads.org/wiki/Backdoor_Roth_IRA JW This is what I was t...
by sgadlin
Wed Jun 17, 2015 7:29 am
Forum: Personal Investments
Topic: Help me plan retirement account for this year
Replies: 8
Views: 981

Re: Help me plan retirement account for this year

You will need to use the "backdoor" Roth work-around because with $370k income you make too much for a direct Roth contribution. This means you must avoid rolling any of your 401k money to a personal tIRA. See the wiki on it. https://www.bogleheads.org/wiki/Backdoor_Roth_IRA JW This is what I was t...
by sgadlin
Tue Jun 16, 2015 11:05 pm
Forum: Personal Investments
Topic: Help me plan retirement account for this year
Replies: 8
Views: 981

Help me plan retirement account for this year

Hello everyone, I have been reading the forums for a little while now and really would appreciate some advice. This is an exciting transition year for myself and my wife. We are both physicians coming out of training. I finished residency last year and she is finishing this month. While we were resi...