Search found 19 matches

by bubbly
Fri Jan 20, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 3622

Re: Tesla Autopilot 8.0

imagine the affects on society in the future when all vehicles are autonomous and connected to each other or a central hub. First, on the premise that your vision is even feasible in our lifetime, my initial thought is on how attractive a target that central hub would be for hackers. Imagine being ...
by bubbly
Fri Jan 20, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 3622

Re: Tesla Autopilot 8.0

I went to test drive the Model X using hardware 1. It was 5 lane highway, but the lane demarcation wasn't marked too well. We turned on autopilot and the car started drifting to the concrete barrier. We almost crashed. We bought the Model X with hardware 2 but didn't buy autopilot because of the ab...
by bubbly
Fri Jan 20, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 3622

Re: Tesla Autopilot 8.0

I've actually worked on autonomous technology in mining trucks and agricultural tractors. The technology here is already proven and it has been shown to "drive better" than skilled workers who are paid 150k+ in Australia. The following article cites 20% productivity increase over a regular...
by bubbly
Wed Jan 11, 2017 1:02 pm
Forum: Personal Consumer Issues
Topic: Ft. Lauderdale
Replies: 8
Views: 891

Re: Ft. Lauderdale

There is a swamp tour about 20-30 mins west if you have access to transportation. I believe the name of the place is called Everglades Holiday Park. The tour guide takes you in an airboat in a group and gives you a rundown of the local wildlife and plant life. Very nice scenery and good for a first ...
by bubbly
Fri Jan 06, 2017 12:31 pm
Forum: Investing - Help with Personal Investments
Topic: Selling VG ETF and buying VG mutual fund
Replies: 5
Views: 329

Re: Selling VG ETF and buying VG mutual fund

Well after everything I've read so far, I went ahead and did it. Looks like it went through. Thanks for the help!
by bubbly
Fri Jan 06, 2017 12:19 pm
Forum: Investing - Help with Personal Investments
Topic: Selling VG ETF and buying VG mutual fund
Replies: 5
Views: 329

Re: Selling VG ETF and buying VG mutual fund

How do you check for this? It just says Traditional IRA brokerage. EDIT: I just read the brochure you provided, it looks like I have the combined brokerage account.
by bubbly
Fri Jan 06, 2017 12:13 pm
Forum: Investing - Help with Personal Investments
Topic: Selling VG ETF and buying VG mutual fund
Replies: 5
Views: 329

Selling VG ETF and buying VG mutual fund

I've noticed that this past year has been quite good for VIOV, a small cap value fund. I wish to rebalance and sell some of these assets and would like to buy into VTSAX to maintain my desired allocation to large caps. Both the ETF and the total stock market fund are in a traditional IRA at Vanguard...
by bubbly
Tue Dec 13, 2016 12:57 am
Forum: Personal Finance (Not Investing)
Topic: Friend Inherited 600k
Replies: 10
Views: 2044

Re: Friend Inherited 600k

This person still needs to learn about investing so I got them started on reading the windfall section of the wiki. It might take them some time before they are comfortable with investing, hence why I asked about the bank accounts. Next would be steering them towards investing but I would like to ex...
by bubbly
Mon Dec 12, 2016 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Friend Inherited 600k
Replies: 10
Views: 2044

Re: Friend Inherited 600k

Ok great. I'll pass this information on. So 3 accounts at 3 FDIC ensured banks.
by bubbly
Mon Dec 12, 2016 9:58 pm
Forum: Personal Finance (Not Investing)
Topic: Friend Inherited 600k
Replies: 10
Views: 2044

Friend Inherited 600k

I guess long story short, a friend of mine just inherited 600k dollars. Under the bogleheads section of managing a windfall, it mentions not doing anything rash. Where would be the best place to park this cash until they decide what to do with this money? From my understanding, the FDIC insured limi...
by bubbly
Wed Oct 05, 2016 9:14 am
Forum: Investing - Help with Personal Investments
Topic: Rollover characterized as market gains/losses
Replies: 2
Views: 260

Re: Rollover characterized as market gains/losses

Thanks for the assurance.

The market gains/losses have been recharacterized as purchases/withdrawals. That was fast. The customer rep had told me it would take a few weeks when I phoned it in yesterday.
by bubbly
Tue Oct 04, 2016 1:00 pm
Forum: Investing - Help with Personal Investments
Topic: Rollover characterized as market gains/losses
Replies: 2
Views: 260

Rollover characterized as market gains/losses

So I rolled over a 401k into 2 IRAs, a traditional for the pre-tax 401k portion and a roth IRA for the roth 401k contributions. Everything seemed to have gone smoothly until today I noticed under the personal performance tab at Vanguard, the entirety of the rollover was characterized as market gains...
by bubbly
Thu Mar 31, 2016 12:55 pm
Forum: Personal Consumer Issues
Topic: GRE Study Materials
Replies: 22
Views: 1557

Re: GRE Study Materials

This could be outdated information as I took the test 7-8 years ago. I think the hardest transition for me was the use of the computer. There were still some test centers that allowed written examination but most of the test centers available were overwhelmingly computer based. Whereas before, you c...
by bubbly
Tue Dec 15, 2015 3:49 pm
Forum: Personal Finance (Not Investing)
Topic: My credit score is 808
Replies: 37
Views: 6180

Re: My credit score is 808

Mortgage broker here. 740+ will all get the same rates for conforming loans. Jumbo loans can have fee reductions for 760+. Either way you're fine. Don't be surprised if your mortgage lender pulls a different FICO than you're expecting. We use a FICO 04 scoring system, and you probably only have acc...
by bubbly
Fri Jun 26, 2015 12:19 pm
Forum: Investing - Theory, News & General
Topic: Marriage, Compatibility, and Investment Assumptions – Am I being reactionary?
Replies: 23
Views: 2462

Re: Marriage, Compatibility, and Investment Assumptions – Am I being reactionary?

0.5% is less than the usual 2-3% inflation rate. For a 20 year horizon, you can do much better than 0.5%.
by bubbly
Fri Jun 26, 2015 12:12 pm
Forum: Personal Consumer Issues
Topic: 2014 Lexus ES350
Replies: 37
Views: 5235

Re: 2014 Lexus ES350

I drive a 2012 model and the comforts are probably one of the best at its price point (A new ES350 comes in right around 40k). I have not sat in a car with better leather seats under 60k (note that I'm talking about perforated leather not the cheaper Nuluxe option). The tradeoffs are clear: with suc...
by bubbly
Fri Jun 19, 2015 4:55 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Ticker Symbols on 401k Northern Trust Funds
Replies: 7
Views: 4110

Re: Help with Ticker Symbols on 401k Northern Trust Funds

JoMoney: Thanks for the clarification. In that case, I guess the question still stands: are there comparable mutual funds/etfs with known ticker symbols that I can use as inputs to the morningstar x-ray or the portfolio visualizer to play around with my allocations? mhc: what funds specifically woul...
by bubbly
Fri Jun 19, 2015 4:02 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Ticker Symbols on 401k Northern Trust Funds
Replies: 7
Views: 4110

Help with Ticker Symbols on 401k Northern Trust Funds

First of all, I'd like to say hi to everyone on this forum. I have been lurking in the past but never really had to post because all of my questions have been answered in previous threads on here. So for the following question: Currently my company has 401k options for the following broad categories...

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