Search found 66 matches

by bubbly
Fri Nov 03, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: "Best" Online Degree if already a college graduate
Replies: 120
Views: 14807

Re: "Best" Online Degree if already a college graduate

Anyone that went to a for profit degree mill, like UOP, tells me they went for the piece of paper and wasn’t serious about the actual education. It’s not a neutral, it’s a negative and I’d never consider hiring someone who has a UOP degree. I get you have to filter on stuff, as there are so many ap...
by bubbly
Thu Oct 12, 2017 12:38 pm
Forum: Investing - Help with Personal Investments
Topic: Please Criticize my Funds.
Replies: 28
Views: 2444

Re: Please Criticize my Funds.

I'm not sure if you are aware but the state tax rate was increased to 4.95%, effective July 1st, 2017. Not that it makes a big difference in the overall scheme of things but just good to know when you notice a discrepancy vs what you expected.
by bubbly
Fri Sep 08, 2017 4:58 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 49963

Re: Equifax customer information leak

I was able to put in a credit freeze at Experian and Equifax, but Transunion's website crapped out (I'll try back later). In my state, it is a $10 charge to do this at each company. What a joke. I just wrote my senator. It's $5 per company in my state. I would much rather get the credit freeze fees...
by bubbly
Fri Sep 08, 2017 4:47 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 49963

Re: Equifax customer information leak

These criminals are smart and can use this data in ways that are not yet known. This information does not change and can be used decades form now. I agree with this sentiment. Most of the forums' discussion so far is preventing financial losses. However, since your information is out there, they ca...
by bubbly
Fri Sep 08, 2017 4:32 pm
Forum: Personal Finance (Not Investing)
Topic: Equifax customer information leak
Replies: 711
Views: 49963

Re: Equifax customer information leak

How many people in the US have credit record? Subtract those under 18 and those under the radar I would guess 143 million. The same number that was hacked. The entire country was hacked and nobody goes to jail. The 2010 Census recorded 308 million people total in the US Under 18 represented 74 mill...
by bubbly
Wed May 17, 2017 9:38 am
Forum: Personal Consumer Issues
Topic: Building a deck
Replies: 16
Views: 2085

Re: Building a deck

Make sure that the supports going into the ground goes below the freezing depth of the soil where you live, if you live in a colder climate. The deeper the better. Else, the supports will steadily rise every year and your deck will be warped. I've had to do this at my dad's house previously. We reme...
by bubbly
Tue May 02, 2017 1:22 pm
Forum: Personal Consumer Issues
Topic: Cost of car compared to Gross Income
Replies: 138
Views: 14081

Re: Cost of car compared to Gross Income

My first car was slightly over 50% of my gross income. I was earning over 72k at the time. I had just landed and worked my first job out of college and wanted something nice to show for it, as a reminder that hard work pays off. I had paid off my student loans due to a 3 month long work trip where I...
by bubbly
Fri Apr 28, 2017 2:25 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Is the Tesla radar processor really still that slow today? The article says it only does a a return map every tenth of a second, so it makes 10 frame pictures per second. A car moving at 80 mph moves 12 feet in a tenth of a second. This seems way too slow to me. This seems especially bad if you con...
by bubbly
Fri Apr 28, 2017 1:52 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

That warning when passing trucks on corners is interesting. That is one of the most difficult driving situations I encounter regularly. I go up and down a big mountain grade that is 3-4 lanes with tons of big turns. So it is routine to need to pass a slow moving truck going up hill or downhill. But...
by bubbly
Fri Apr 28, 2017 1:25 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Have any of you guys encountered the partial lane situation shown in the video below? How does AP version 1 handle this stuff? Basically the Tesla AP did not swerve to miss the street sweeper that was in the emergency lane but partially over in the high speed lane. So the car crashed into the sweep...
by bubbly
Fri Apr 28, 2017 12:24 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I had heard that the software was going to be modified to adhere more closely to human behavior by "cheating" away from trucks rather than holding to the center of the lane. If it has happened, they can tweak it another few percent and make me happier. :D I would venture to go further and say that ...
by bubbly
Wed Apr 26, 2017 12:50 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

In the near future, in my mind, I would think you would be dropped off at a certain location, let's say the front door of your office. The car would then start searching for the nearest parking spot and park automatically. It would be the opposite of what Tesla has for their current summon feature,...
by bubbly
Tue Apr 25, 2017 9:59 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

If you live in Phoenix you can sign up to get access to a self driving car now. Waymo (owned by Alphabet/Google) is opening up anyone who wants to apply to have access to one of its 600 self driving fleet of cars. https://techcrunch.com/2017/04/25/waymo-begins-first-public-on-demand-self-driving-se...
by bubbly
Tue Apr 25, 2017 5:08 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

You could say the same thing about transmissions or engines. Do you feel confident enough to trust that your transmission or engine doesn't die driving at 70 mph, hurtling you through the windshield? That's why I wear a seat belt when I drive. Besides, with a manual car I still have control over th...
by bubbly
Tue Apr 25, 2017 4:52 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

"The investigation also cleared Tesla and Autopilot of any fault for the crash, noting that the driver should have had at least seven seconds to react and try to avoid the crash. " So let's get this straight. The car crashed and never tried to stop. So the car killed the guy. He and the car had 7 s...
by bubbly
Tue Apr 25, 2017 4:47 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Bold prediction- 15 years from now majority of cars will be autonomous. It will be safer. Significantly so. Those of you who claim "you can pull my steering wheel out of my cold dead hands"- the costs to continue to drive without automation will make that stance prohibitive. Kids being born today- ...
by bubbly
Tue Apr 25, 2017 4:19 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Yes I think we will have a few "advanced cruise control systems" that that can be turned on/off in new cars in 3 years. You can call these automatic driving cars if you wish. I guess they are close to Level 3 solutions discussed above. They will only work in perfect weather on super freeways to eas...
by bubbly
Tue Apr 25, 2017 3:36 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

After following this thread for a while, I have a dumb question about autonomous cars. How do they make decisions on where to park? For example, say I am leaving my garage and going to work. Work has a large parking lot with hundreds of spaces and I like to enter the building at a side door nearest...
by bubbly
Tue Apr 25, 2017 3:01 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I think the natural progression of autonomous cars will be: 1) Highway driving only 2) Light traffic urban environments with clearly marked signs. Think new suburbs 3) Heavy urban traffic with older signs, narrower streets, high pedestrian traffic I'm hoping a dense city will take the lead and crea...
by bubbly
Tue Apr 25, 2017 1:18 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Self driving cars are a long long way off. Definitely not in 3 years. I would be surprised to see full level 5 autonomy in 10 years. The only technology that can produce high resolution 3D map of the car's surroundings is lidar, which right now costs a lot. Eg, see velodynelidar.com. The cost needs...
by bubbly
Tue Apr 25, 2017 11:41 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I think that is right. Also, I expect that there will have to be a licensed driver behind the wheel for a long time. It seems like some standard for communications between autonomous vehicles would also evolve to help avoid accidents at some point. In the perfect world, at some point in the future,...
by bubbly
Tue Apr 25, 2017 10:59 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I think that is right. Also, I expect that there will have to be a licensed driver behind the wheel for a long time. It seems like some standard for communications between autonomous vehicles would also evolve to help avoid accidents at some point. In the perfect world, at some point in the future,...
by bubbly
Tue Apr 25, 2017 10:39 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I think the natural progression of autonomous cars will be: 1) Highway driving only 2) Light traffic urban environments with clearly marked signs. Think new suburbs 3) Heavy urban traffic with older signs, narrower streets, high pedestrian traffic 4) Plug in point A and B on map. Car will drive betw...
by bubbly
Tue Apr 25, 2017 10:12 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

As far as I've researched, only a few cars have started doing [lane keeping assist] this year and Tesla is obviously the most advanced commercial product out right now. Doing a quick search, there are apparently many cars with some form of lane keeping assist (or lane departure warning; probably go...
by bubbly
Tue Apr 25, 2017 9:34 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

To expound on my previous points: Any other car manufacturer that I'm aware of other than Tesla, only offers adaptive cruise. Tesla is the only manufacturer that offers steering at high speeds, dubbed lane centering technology. EDIT: it seems like beginning this year, some non-Tesla vehicles will h...
by bubbly
Mon Apr 24, 2017 1:56 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

For any out of control driver, there are ways to mitigate this issue. One would be to transmit the GPS positions of that driver. So if it was driving erratically, the trail of GPS positions from that car would alert the system to take caution. You could also do this with a vision system by analyzin...
by bubbly
Mon Apr 24, 2017 1:50 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I'm curious, does this fear of automated navigation extend to air travel? It seems like humans have an elevated sense of their personal driving ability when it comes to automobiles. However, I don't see anyone saying they could fly an airplane better than the onboard autopilot software. I would als...
by bubbly
Mon Apr 24, 2017 1:45 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Two things terrify me about autonomous vehicles and I am a control system engineer. First, there is nothing that prevents a wild, out-of-control driver from hitting the autonomous vehicle. There are too many places when there is no "out" for it, regardless of how smart it is. Second, what happens w...
by bubbly
Mon Apr 24, 2017 1:26 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I'm curious, does this fear of automated navigation extend to air travel? It seems like humans have an elevated sense of their personal driving ability when it comes to automobiles. However, I don't see anyone saying they could fly an airplane better than the onboard autopilot software. I would als...
by bubbly
Mon Apr 24, 2017 1:11 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

People underestimate the speed of tech advancement. 10 years ago the iPhone didn't exist, and Facebook had just opened up the site to the public for the first time. 20 years ago less than 2% of people used the internet and only 4% had cell phones. I wouldn't underestimate the speed of tech change. ...
by bubbly
Mon Apr 24, 2017 12:20 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

Another vote that there is absolutely ZERO chance the majority of cars will be autonomous in 3, 10 or even 20 years. I work in high tech and I hear a lot of prognosticating about this but I dont buy it. For some reason Bogleheads seems to have a high concentration of anti-car people who see them as...
by bubbly
Mon Apr 24, 2017 11:52 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

To expound on my previous points: Any other car manufacturer that I'm aware of other than Tesla, only offers adaptive cruise. Tesla is the only manufacturer that offers steering at high speeds, dubbed lane centering technology. EDIT: it seems like beginning this year, some non-Tesla vehicles will ha...
by bubbly
Mon Apr 24, 2017 11:25 am
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 14936

Re: Will cars be autonomous in three years?

I have worked on designing autonomous mining vehicles and semi-autonomous agricultural vehicles and have been tracking the autonomous automotive industry fairly closely, mainly as a potential career move in the future. That being said, 3 years is a pretty short time span for the sort of changes you ...
by bubbly
Wed Mar 29, 2017 12:08 pm
Forum: Personal Finance (Not Investing)
Topic: Credit score dropped 30 points because I paid off my auto loan?
Replies: 18
Views: 3500

Re: Credit score dropped 30 points because I paid off my auto loan?

If your score is 815, a 30 point decrease will have very little impact on your ability to secure another loan. The same thing happened to me when I paid off my loan but as long as you're making on time payments, your score will steadily climb as the number of accounts and account history length goes...
by bubbly
Mon Mar 27, 2017 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: Endless Job Interviews (with same company)
Replies: 61
Views: 7337

Re: Endless Job Interviews (with same company)

Take note of the type of interview. My company has the habit of after the 2nd or 3rd interview to give you a "real world scenario" and ask how you'd solve it....in detail. If what you provided works out in fixing the issue, they will ask you back again for another scenario. This goes on 3...
by bubbly
Wed Mar 08, 2017 8:57 pm
Forum: Personal Consumer Issues
Topic: Google wifi is awesome
Replies: 67
Views: 13086

Re: Google wifi is awesome

*Update* I found the Google Wifi router system on Amazon. Different from OnHub. Just to clarify, you are talking about Google OnHub? Not Google Wi-Fi where Google tried to provide a free municipal network for internet access. You have an internet connection with some provider and use the Google OnH...
by bubbly
Wed Mar 08, 2017 6:02 pm
Forum: Personal Consumer Issues
Topic: Google wifi is awesome
Replies: 67
Views: 13086

Re: Google wifi is awesome

*Update* I found the Google Wifi router system on Amazon. Different from OnHub. Just to clarify, you are talking about Google OnHub? Not Google Wi-Fi where Google tried to provide a free municipal network for internet access. You have an internet connection with some provider and use the Google OnH...
by bubbly
Mon Feb 20, 2017 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Tax Return Help
Replies: 4
Views: 384

Re: Amended Tax Return Help

I didn't even consider that there was a call in option. This is great. Thank you for your help.
by bubbly
Mon Feb 20, 2017 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Tax Return Help
Replies: 4
Views: 384

Re: Amended Tax Return Help

That's a great suggestion to wait. I will keep that in mind. Am I correct to assume I will need to report the 2 rollovers in the amendment? I used Tax Act so I'm guessing it's under the section about retirement income? I've read that you should check for this code G on the 1099-R form, which I will ...
by bubbly
Mon Feb 20, 2017 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Amended Tax Return Help
Replies: 4
Views: 384

Amended Tax Return Help

Long story short 1) So my employer made a mistake on my w-2 and I have been informed that I will get a w-2c in a few days. This was in part due to the fact that my relocation bonus had a grossup that included federal, state, SS and medicare withholdings and was not properly documented, resulting in ...
by bubbly
Fri Feb 17, 2017 3:46 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone have experience with Fidelity BrokerageLink?
Replies: 14
Views: 1359

Re: Does anyone have experience with Fidelity BrokerageLink?

Don't want to hijack the thread but which funds are commission free? I have heard ishares funds and etfs and commission free on brokeragelink but would like a comprehensive list so I can see what my options are.
by bubbly
Fri Feb 17, 2017 2:58 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone have experience with Fidelity BrokerageLink?
Replies: 14
Views: 1359

Re: Does anyone have experience with Fidelity BrokerageLink?

not sure about Radnor, but when I try to exchange anything less than 2500 dollars from one holding to brokerage link under "change investments," it gives me an error: "The total amount being exchanged to brokerage ($xxx) is less than the required minimum amount ($2,500.00). Enter an a...
by bubbly
Fri Feb 17, 2017 2:38 pm
Forum: Investing - Help with Personal Investments
Topic: Does anyone have experience with Fidelity BrokerageLink?
Replies: 14
Views: 1359

Re: Does anyone have experience with Fidelity BrokerageLink?

I'm curious too. I would love to purchase some shares of the SP 600 small cap value fund (IJS) but I currently do not have enough to meet the 2500 dollar threshold in the holding I want to transfer from, vanguard extended market fund.
by bubbly
Fri Feb 03, 2017 6:16 pm
Forum: Personal Finance (Not Investing)
Topic: Loan Collection Question Regarding Delinquent Debt
Replies: 1
Views: 289

Loan Collection Question Regarding Delinquent Debt

So my friend was asking me for financial advice regarding a delinquent debt. First, the background story which is a little bit fuzzy since it's just my first hand recount of what was told to me. She got into a car accident with a rental car and the car rental agency is collecting for the insurance m...
by bubbly
Fri Feb 03, 2017 12:39 pm
Forum: Investing - Help with Personal Investments
Topic: Is it normal to have mutual funds and ETF's or is either one or other?
Replies: 21
Views: 1420

Re: Is it normal to have mutual funds and ETF's or is either one or other?

There are certain ETFs that have no mutual fund counterpart. For people that like to tilt small value, VIOV and IJS (tracks the SP 600) do not have a mutual fund equivalent as far as I know. You could always use the mutual fund equivalent of VBR in that case, but some people prefer VIOV/IJS for more...
by bubbly
Fri Feb 03, 2017 12:34 pm
Forum: Personal Finance (Not Investing)
Topic: 1095-C
Replies: 2
Views: 352

Re: 1095-C

Ok great, I was insured for the remaining 3 months with the new company. I just checked my W-2 for the new company and it has a category for the total cost of coverage under box 12 DD. I'll be sure to indicate that I had full coverage. Thanks for the help!
by bubbly
Fri Feb 03, 2017 10:53 am
Forum: Personal Finance (Not Investing)
Topic: 1095-C
Replies: 2
Views: 352

1095-C

Recently got a 1095-C form from a previous employer that showed coverage for 9 months out of the year. I am currently employed with another company and am covered under their insurance. Will I need to do anything to prove that I was covered the whole year? I don't recall ever getting one of these fo...
by bubbly
Fri Jan 20, 2017 4:41 pm
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 4935

Re: Tesla Autopilot 8.0

imagine the affects on society in the future when all vehicles are autonomous and connected to each other or a central hub. First, on the premise that your vision is even feasible in our lifetime, my initial thought is on how attractive a target that central hub would be for hackers. Imagine being ...
by bubbly
Fri Jan 20, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 4935

Re: Tesla Autopilot 8.0

I went to test drive the Model X using hardware 1. It was 5 lane highway, but the lane demarcation wasn't marked too well. We turned on autopilot and the car started drifting to the concrete barrier. We almost crashed. We bought the Model X with hardware 2 but didn't buy autopilot because of the ab...
by bubbly
Fri Jan 20, 2017 9:45 am
Forum: Personal Consumer Issues
Topic: Tesla Autopilot 8.0
Replies: 59
Views: 4935

Re: Tesla Autopilot 8.0

I've actually worked on autonomous technology in mining trucks and agricultural tractors. The technology here is already proven and it has been shown to "drive better" than skilled workers who are paid 150k+ in Australia. The following article cites 20% productivity increase over a regular...