Search found 99 matches

by rxtra8
Mon May 25, 2020 6:04 pm
Forum: Personal Consumer Issues
Topic: New TVs with built-in Roku
Replies: 51
Views: 2455

Re: New TVs with built-in Roku

The only problem is that the apps on your smart TV may become not so smart after so many years. I have a higher level Samsung smartTV that has the Netflix, Prime and YouTube apps from new but they just do not work anymore (have updated the TV firmware). They may initially load or not load and if loa...
by rxtra8
Sat Apr 11, 2020 4:07 pm
Forum: Personal Investments
Topic: Ponzi Scheme?
Replies: 215
Views: 17349

Re: Ponzi Scheme?

I saw the same thing involving an ex-girlfriend and her parents; both got ripped off for over $100,000 each. As soon as I hear "church acquaintance" bells go off...same as when I heard this from my ex and the OPs statement. This is a sure scam with religious group members being easy prey for another...
by rxtra8
Tue Mar 24, 2020 10:42 am
Forum: Personal Consumer Issues
Topic: Costco Senior hour Tue and Thur
Replies: 70
Views: 5735

Re: Costco Senior hour Tue and Thur

My recent experience: Considered going to WalMart Tuesday at 6 (one hour before normal opening at 7) Instead, went yesterday, Monday, at 8:00 Store was not busy at all, mostly seniors, although I live in a retirement/senior area. Everyone kept safe distances and were polite. I wore a mask and glove...
by rxtra8
Wed Mar 04, 2020 12:38 pm
Forum: Investing - Theory, News & General
Topic: Are Japan like "lost decades" possible in US and world stock market?
Replies: 82
Views: 8250

Re: Are Japan like "lost decades" possible in US and world stock market?

FYI.....The USA fertility rate (births per woman) is 1.8 at the most recent calculation; this is below replacement rate (need about 2.1). Immigration is where we make this up. The reason Japan’s problem is so bad is that they don’t allow any immigration. Yes but immigration is decreasing. Last year...
by rxtra8
Wed Mar 04, 2020 10:12 am
Forum: Investing - Theory, News & General
Topic: Are Japan like "lost decades" possible in US and world stock market?
Replies: 82
Views: 8250

Re: Are Japan like "lost decades" possible in US and world stock market?

FYI.....The USA fertility rate (births per woman) is 1.8 at the most recent calculation; this is below replacement rate (need about 2.1).
by rxtra8
Mon Feb 24, 2020 12:41 pm
Forum: Personal Investments
Topic: Dow Futures down 426 for Monday 2/24/20. Buying anything today?
Replies: 155
Views: 14994

Re: Dow Futures down 426 for Monday 2/24/20. Buying anything today?

Not buying anything today.... bought 50 masks yesterday. Have some long term gold holding I might sell a slice of later. Wow really? Are folks panicking? In Hong Kong not only are they out of masks but toilet paper, hand sanitizer and rice have been cleared from the shelves....folks have gone to Ja...
by rxtra8
Wed Jan 15, 2020 12:07 pm
Forum: Personal Consumer Issues
Topic: Pickleball Shoes / tennis shoes
Replies: 22
Views: 1581

Re: Pickleball Shoes / tennis shoes

I play pickleball 3-4 times a week with a dedicated group. When I first started I just used what I had; a Nike Free light weight cloth top shoe. Those were dangerous to my health as I crashed and burned numerous times. Solution? A court shoe. I also run 4-5 times a week and for that I use a running ...
by rxtra8
Mon Aug 19, 2019 2:33 pm
Forum: Personal Consumer Issues
Topic: Idea for a basic drawing book for granddaughter...
Replies: 29
Views: 1971

Re: Idea for a basic drawing book for granddaughter...

"Drawing on the Right Side of the Brain", by Betty Edwards. This is a classic how to draw book and it helped me to draw almost 40 years ago; still on Amazon. If your grand daughter really likes to draw then the book should work for her.
by rxtra8
Wed Jul 10, 2019 10:11 am
Forum: Personal Investments
Topic: Assisted Living Money Decision
Replies: 21
Views: 2018

Re: Assisted Living Money Decision

For Aid and Attendant assistance I believe that the military veteran needs to have served during wartime but I am no expert. My Father was in the USN and served during WWII and Korean War. As such, working with an elder care lawyer, we were able to get the Aid and Attendance benefits for my Mother w...
by rxtra8
Sat Jun 29, 2019 4:58 pm
Forum: Personal Consumer Issues
Topic: Pickleball Paddle recommendation?
Replies: 60
Views: 4351

Re: Pickleball Paddle recommendation?

Pickleballcentral has frequent sales...get on their mailing list. I have only bought 2 paddles in 3 years or so with both being from PBCentral on sale. The first was Champion Graphite which worked fine until I whacked it against something very hard while I was chasing a ball. The second, Encore-X I ...
by rxtra8
Thu May 23, 2019 1:12 pm
Forum: Personal Consumer Issues
Topic: ongoing eBay buying problems
Replies: 32
Views: 2623

Re: ongoing eBay buying problems

I have bought 4 items in the past two months on eBay with no problems. Bought 3 obscure CDs, with one from Germany, as well as one used cook book. I used PayPal in all cases with no issues even with the Euro transaction in Germany. I use eBay also for movie DVDs and Blu-Ray as they tend to be cheape...
by rxtra8
Mon Apr 29, 2019 10:08 am
Forum: Personal Consumer Issues
Topic: Good car shipping service?
Replies: 16
Views: 1530

Re: Good car shipping service?

bubbadog wrote:
Mon Apr 29, 2019 7:30 am
Intercity
I actually used Intercity to ship my Corvette from Michigan to California, albeit 24 years ago. This was enclosed transport. A high class outfit with a no problem transport. I would use them again. The price seemed to be in the ball park with other similar car transport companies.
by rxtra8
Mon Apr 22, 2019 9:39 am
Forum: Personal Consumer Issues
Topic: Can one own a Porsche 911 that is not a money pit?
Replies: 79
Views: 11497

Re: Can one own a Porsche 911 that is not a money pit?

Hummm...too many folks know about the 996TT it would seem...I'd better buy one soon! But DW says I have to sell the '65 corvette first...oh well. Then she asked if it is an automatic? I have had the corvette for 23 years and it has been more than worth it in fun driving; plus I just like looking at ...
by rxtra8
Mon Apr 15, 2019 10:47 am
Forum: Personal Consumer Issues
Topic: Women, How Much Do You Pay for Haircut
Replies: 94
Views: 6648

Re: Women, How Much Do You Pay for Haircut

I also cut my wife's hair. We bought scissors and clips and cut each others hair. My wife even got compliments on the express bus to work about her hair. She even likes the way it looks. So haircut is $0 after the $20 or so of equipment.
by rxtra8
Mon Apr 15, 2019 10:39 am
Forum: Personal Consumer Issues
Topic: seriously thinking about leaving S. CA but where to?
Replies: 177
Views: 11923

Re: seriously thinking about leaving S. CA but where to?

I live in S.Cal in Long Beach near the Orange Co line. I have also thought about moving but not for political reason; just money; taxes and such. In searching the USA I cannot find anything which would be equivalent or someplace that I thought would be an improvement. You will have to leave the coun...
by rxtra8
Wed Apr 10, 2019 2:55 pm
Forum: Personal Consumer Issues
Topic: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...
Replies: 72
Views: 8155

Re: About to buy a 2019 Mazda CX-5. To turbo or not to turbo...

I own a Mazda turbo car, a 2008 Speed3, with the 2.3L turbo motor (I am the original owner). I have 96K miles on the car with zero issues with the engine or turbo; still just as strong as it was new. While this is not the same motor as the CX5, it does speak to the 100K reliability of the Mazda turb...
by rxtra8
Wed Mar 06, 2019 1:25 pm
Forum: Personal Investments
Topic: Pension or lump sum?
Replies: 35
Views: 3728

Re: Pension or lump sum?

I took the pension. The amount quoted by immediate annuities was significantly less with the lump sum than the pension offered. A stable pension paycheck, SS eventually plus significant 401/3 is a good diversification of income. By the time inflation has chewed into your pension you will be much old...
by rxtra8
Wed Mar 06, 2019 1:03 pm
Forum: Personal Finance (Not Investing)
Topic: Pharmacist - Need advice
Replies: 27
Views: 2693

Re: Pharmacist - Need advice

Retired pharmacist here, now just over two years. Retail pharmacy is the same no matter what unless you are lucky enough to work at a slow store. CVS and those types can be brutal. I initially worked for Thrifty for a few years and that was no fun; you would get the high school educated manager comi...
by rxtra8
Fri Jan 25, 2019 7:03 pm
Forum: Personal Consumer Issues
Topic: Kitchen remodel - cost of ultracraft cabinets
Replies: 15
Views: 3039

Re: Kitchen remodel - cost of ultracraft cabinets

Ultracraft is particle board like Ikea? 3x to 4x the cost, I'd expect solid wood. I'd also expect particle board to sag worse over time than solid wood, or ply wood. [/quote] No Ultracraft cabinet is particle board, but some are MDF. The modern Euro look UC cabinets use MDF due to the improved dimen...
by rxtra8
Fri Jan 25, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Kitchen remodel - cost of ultracraft cabinets
Replies: 15
Views: 3039

Re: Kitchen remodel - cost of ultracraft cabinets

Has anyone recently had ultracraft cabinets installed? Would you mind telling me how much the cabinets cost and either your kitchen dimensions, linear cabinet feet, or other useful information for comparing the cost. We used Ultracraft cabinets for a small bathroom remodel 8/2014. They are consider...
by rxtra8
Sat Jan 19, 2019 7:41 pm
Forum: Personal Consumer Issues
Topic: Wild Planet Sardines quality problem [Review of sardine brands]
Replies: 36
Views: 5581

Re: Wild Planet Sardines quality problem [Review of sardine brands]

Trader Joes sells quite good sardines from Portugal; $1.69 a tin, 4.25oz. A few years back TJs carried a branded sardine from Portugal, Bella I think, and then they house labeled the same thing and now sell it for a great price. My wife and I both eat them regularly and our opinion is that they tast...
by rxtra8
Fri Jan 18, 2019 3:15 pm
Forum: Personal Consumer Issues
Topic: Curry Powder?
Replies: 38
Views: 2358

Re: Curry Powder?

You could just go on Amazon and order Simply Organic brand. Trader Joes curry powder is OK but neither is zesty or spicy. We make a lot of curry at our house and typically they can combine 10 or more spices such as; cardamon, coriander, cumin, ginger, turmeric, cayenne , chili pepper, cinnamon, etc....
by rxtra8
Mon Dec 17, 2018 7:53 pm
Forum: Personal Consumer Issues
Topic: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)
Replies: 34
Views: 4212

Re: Stand up desks: Jarvis vs UpLift vs ?? (Help me shop)

Many years ago I did a lot of research into motorized adjustable standing desks (I bugged boss at work until we got them). I cannot remember all that I uncovered about the subject now but issues were quality of frame (China or USA), motor build (China or Denmark), single or dual motor, etc. Also imp...
by rxtra8
Mon Dec 10, 2018 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: are pre-fabricated / manufactured homes a bad investment?
Replies: 101
Views: 9763

Re: are pre-fabricated / manufactured homes a bad investment?

Prefabricated homes can be quite high end. If done properly they can be superior in quality to stick-built, site built homes. Take a look at these examples taken from DWELL magazine; possibly these are what you contemplate: http://stillwaterdwellings.com https://methodhomes.net http://www.evodomus.c...
by rxtra8
Fri Oct 26, 2018 6:02 pm
Forum: Personal Consumer Issues
Topic: Space needed small bathroom 1st floor?
Replies: 15
Views: 1479

Re: Space needed small bathroom 1st floor?

For wheelchair access/ADA compliant, you will probably need a minimum of 7'x6'6" (need to be able to draw a 60" circle in the plan plus lots of other minimum dimensions required). If that is not necessary, you can probably get away with 3'6"x4'6". Be nice to have the new bath vertically in line with...
by rxtra8
Sat Oct 13, 2018 4:36 pm
Forum: Personal Finance (Not Investing)
Topic: Kaiser or CareFirst
Replies: 39
Views: 2237

Re: Kaiser or CareFirst

Also a Kaiser fan. I am in SCAL and Kaiser is everywhere here. I worked for them in pharmacy for 25 years and now have Kaiser in retirement. I would recommend Kaiser. What I really like is one stop shopping; see your MD, get blood test, X-ray, etc. plus RX if needed all in one place! Also per the go...
by rxtra8
Sat Oct 13, 2018 4:27 pm
Forum: Personal Investments
Topic: Have you annuitized some of your money?
Replies: 67
Views: 6456

Re: Have you annuitized some of your money?

In essence I did. When I retired from Megacorp in January, I could take the pension as a lump sum or annuity. I chose the latter. That gives me 40k before tax per year (non-COLA). Right now, that covers my spending. Inflation will erode that over time, but then SS will come into play, plus the inve...
by rxtra8
Thu Sep 06, 2018 8:16 am
Forum: Personal Consumer Issues
Topic: Buying Sushi Grade Fish
Replies: 15
Views: 1857

Re: Buying Sushi Grade Fish

I often shop at Mitsuwa (not just a Socal thing, there is one in Fort Lee, NJ that I have been to as well). Is there good fish there, on par with Marukai? Mitsuwa would also be a good place for sushi grade fish. I live in SoCal and the Mitsuwa and Marukai I go to are in Gardena/Torrance; an area wi...
by rxtra8
Wed Sep 05, 2018 8:19 pm
Forum: Personal Consumer Issues
Topic: Buying Sushi Grade Fish
Replies: 15
Views: 1857

Re: Buying Sushi Grade Fish

If you live in Southern CA, check out Marukai (now called Tokyo Central) Japanese Market. The day before New Years it is a true zoo! The fish is great; the big chunks of gorgeous tuna around New Years are amazing!

And East Side Sushi was a fun movie too!
by rxtra8
Wed Aug 08, 2018 2:40 pm
Forum: Personal Consumer Issues
Topic: Learning to Draw-Online course?
Replies: 8
Views: 739

Re: Learning to Draw-Online course?

Use this book...."Drawing on the right side of the brain"...Betty Edwards

It has been around for years and it works...if you apply yourself as Uncle scrooge suggests...helped me 35 years ago. The book is still excellent.
by rxtra8
Fri Mar 09, 2018 9:49 am
Forum: Personal Consumer Issues
Topic: Frameless Shower Glass Thickness?
Replies: 8
Views: 2461

Re: Frameless Shower Glass Thickness?

My frameless glass shower inclosure has the 1/2" thick for the stationary pieces and 3/8" for the door. The rational was as the OP described; less weight for the door. You cannot tell the difference. The setup is very stable.
by rxtra8
Tue Mar 06, 2018 3:03 pm
Forum: Personal Finance (Not Investing)
Topic: How to delete/diminish/replace Quicken and minimize time tracking finances?
Replies: 45
Views: 3411

Re: How to delete/diminish/replace Quicken and minimize time tracking finances?

We are replacing Quicken totally. I was already maintaining a separate budget excel spreadsheet (do not like the budgeting on Quicken) plus we have had problems with downloads from AMEX and CAP1 on Quicken. Then I got a new 5% back Amazon Prime Chase credit card. I was going to link that to Quicken ...
by rxtra8
Tue Mar 06, 2018 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: Pickleball versus Tennis
Replies: 27
Views: 3178

Re: Pickleball versus Tennis

My bias; I play pickle ball 3 times a week and planning on extending to 4 days a week. If you think this is a slow game, watch some good players or better, check out You-Tube and watch pickle ball championships. The game is addictive and loads of fun. If you have the room, and like tennis, then I vo...
by rxtra8
Wed Feb 28, 2018 1:46 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 436
Views: 75041

Re: Good Modern Science Fiction

Mind bending sci-fi....Cixin Liu's trilogy, "The Three-Body Problem, The Dark Forest, and Death's End". This is hard Sci-Fi and seems like nothing I have read before. The author is from the Peoples Republic of China and his ideas are from space.... I hated to finish the volumes; truly imaginative an...
by rxtra8
Wed Feb 28, 2018 1:22 pm
Forum: Personal Consumer Issues
Topic: Move to Orange County
Replies: 50
Views: 5703

Re: Move to Orange County

You will be comfortable. We live approximately 3 miles from Seal Beach and the Orange county line in a nice part of Long Beach. I am retired and my wife still works but will retire this September. We still have a mortgage and will have no problems at all living on significantly less income that you ...
by rxtra8
Sat Feb 17, 2018 11:49 am
Forum: Personal Consumer Issues
Topic: $12,000 Refrigerator? [Looking in $7k price range]
Replies: 71
Views: 10852

Re: $12,000 Refrigerator?

$12,000 refrigerators are mostly eye candy emulating what you see in the fancy magazine, movies or TV shows. Usually you see a Sub-Zero...very expensive but look very high end ...usually counter-depth but need to be wider to deal with less space inside a normal depth refrig. They have some nice feat...
by rxtra8
Wed Feb 14, 2018 6:02 pm
Forum: Personal Investments
Topic: VG Brokered CD questions
Replies: 2
Views: 730

Re: VG Brokered CD questions

http://www.hostpic.org/images/1802150217100099.jpg I did a search for all non-callable secondary market CDs, and these are the top three yielding of 2,081 on the list. The top one, has a bid for between 5 (minimum) and 250 (maximum) CD's (at $1,000 par each) at a price of 94.613 ($946.13 per CD), g...
by rxtra8
Wed Feb 14, 2018 2:47 pm
Forum: Personal Investments
Topic: VG Brokered CD questions
Replies: 2
Views: 730

VG Brokered CD questions

Can someone explain what is the exact meaning of the column titles for an offered VG brokered CD? I have some idea, but am nowhere near absolutely clear on what these terms really mean; Qty. bid/ask, the 2 numbers for price bid and the 2 numbers for the yield to worst bid and maturity bid and what Q...
by rxtra8
Wed Feb 14, 2018 2:30 pm
Forum: Personal Finance (Not Investing)
Topic: Is Ally bank really this disorganized?
Replies: 14
Views: 3915

Re: Is Ally bank really this disorganized?

I have my Mother's irrevocable trust at Ally. I did it on the phone with an advisor. No issues really. Just make sure they title the account correctly. So far no issues.
by rxtra8
Fri Feb 09, 2018 11:32 am
Forum: Personal Finance (Not Investing)
Topic: Live / work in California - Technology Career
Replies: 99
Views: 9259

Re: Live / work in California - Technology Career

Encinitas is a very nice small beach town as well as Solana Beach and Leucadia...even go up to Carlsbad. Go east of the HWY to be cheaper. I used to live in San Diego and LaJolla many years ago; very pleasant but RE will be expensive. I live in Long Beach now, approx 3 miles from the water, in a nic...
by rxtra8
Fri Feb 09, 2018 10:19 am
Forum: Personal Consumer Issues
Topic: Suggest coffee maker please
Replies: 113
Views: 9224

Re: Suggest coffee maker please

$7 Melitta, 100 #2 coffee filters, electric kettle. Under $30 total you can make coffee as strong as you want. Cup after cup. +1 I use the Melitta pour over with 10cup capacity. I find it an excellent compromise between bland auto-brew makers and expensive methods, burr grinders, Technivorm, etc. (...
by rxtra8
Sat Feb 03, 2018 2:24 pm
Forum: Personal Consumer Issues
Topic: For BHs who actually like cars - [what car do you drive every day?]
Replies: 280
Views: 24879

Re: For BHs who actually like cars - what is your daily driver?

2008 Mazda Speed3 for daily driver; 6 speed manual; bought new
1965 Corvette Conv, 327-350hp for pleasure driving on the weekend, 4 speed manual; had it 22 years

DW wants me to sell the vette as she says it's not safe; no shoulder belts, air bags, steel I-beams in doors, etc., etc. We will see....
by rxtra8
Fri Jan 05, 2018 10:52 am
Forum: Investing - Theory, News & General
Topic: Removed
Replies: 39
Views: 4321

Re: Jeremy Grantham (GMO) Memo 1/3/08

So even the permabear is bullish. I can't decide what kind of indicator this is. :oops: "Lord make me chaste. But not yet". St. Augustine It probably means this bull market has a bit of a run in it left. But don't wait too long to rebalance. This is the testing time for the BH philosophy. Just as i...
by rxtra8
Fri Dec 29, 2017 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Applying for new credit card when credit is frozen?
Replies: 17
Views: 1846

Re: Applying for new credit card when credit is frozen?

Actually just did this. I applied for an Amazon credit card online. I forgot about the credit freeze. I received a letter in the mail informing me that Chase could not check my credit due to the freeze and could not provide the credit card. The letter said to contact the credit agency (they said Exp...
by rxtra8
Wed Dec 27, 2017 1:53 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 16909

Re: Another should i buy my dream porsche thread...

MotoTrojan wrote:
Wed Dec 27, 2017 1:45 pm


For half of what you want to spend, you could get the infamous 996 Turbo and have a lot more fun :).
996 TT and lots of fun for a lot less. It is through depreciating and will most likely go up in value. Considering one myself, but DW says I have to sell '65 corvette first...darn.

Bill
by rxtra8
Tue Dec 05, 2017 3:54 pm
Forum: Personal Consumer Issues
Topic: Lowering My Grocery Bill
Replies: 110
Views: 9101

Re: Lowering My Grocery Bill

At $500 per month for food, the OP is doing very good and reasonable for Los Angeles. We (my wife and I) live in Long Beach, just a few miles down the 405 and average $700 but that includes buying a lot of wild salmon from Costco, June through September (this include almost all sundries such as TP, ...
by rxtra8
Wed Nov 08, 2017 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: Okay to paint exterior brick?
Replies: 39
Views: 3783

Re: Okay to paint exterior brick?

To cover your brick, the wood accent siding as suggested by Mim, either cedar or redwood, looks very good with your gray stucco, IMHO, and is quite common in SoCal. I am considering the same thing. Who would do it? I would use my contractor as I trust her to do it right.
by rxtra8
Wed Nov 08, 2017 12:45 pm
Forum: Personal Consumer Issues
Topic: Password manager without browser extension?
Replies: 34
Views: 2683

Re: Password manager without browser extension?

thought I might use Dashlane local but it is easily fooled and is too much for "dummies" in its approach also there are plenty of online references stating that Keepass does not work well on Macs otherwise I would use it. What do you mean easily fooled? On logins, Dashlane has filled the password w...
by rxtra8
Wed Nov 08, 2017 11:23 am
Forum: Personal Consumer Issues
Topic: Password manager without browser extension?
Replies: 34
Views: 2683

Re: Password manager without browser extension?

On Mac it’s much more convenient to use the iCloud Keychain along with an encrypted list of secure information. This is because Mac uses “sandboxing” which disallows third party apps from full cross platform functionality. The iCloud Keychain along with Safari works better than any third party apps...
by rxtra8
Sat Oct 21, 2017 4:10 pm
Forum: Personal Finance (Not Investing)
Topic: How does/can Walmart offer such inexpensive prescriptions?
Replies: 107
Views: 10624

Re: How does/can Walmart offer such inexpensive prescriptions?

I was in the RX business for many years and now retired. I worked for a megacorp HMO and ran a $15mil inventory. Most generic drugs cost very little; even less than 1 penny per tablet for quite a few. It is easy to make money on $4 generic RXs. I am of the opinion that generics are basically the sam...