Search found 60 matches

by GS
Fri Dec 27, 2019 10:20 am
Forum: Investing - Theory, News & General
Topic: Vanguard Website not Working Right
Replies: 54
Views: 3987

Re: Vanguard Website not Working Right

I am trying to buy CDs on Vanguards's website with an iPad and Safari. For some reason the bank names and their rates and duration will not load. I have cleared cookies, unchecked do not allow popups and prevent website cross checking to no avail.Vanguard's tech support is no help. Has anyone had th...
by GS
Sun Dec 15, 2019 6:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard Website not Working Right
Replies: 54
Views: 3987

Re: Vanguard Website not Working Right

I had the same problems with pages not loading correctly on the Vanguard website with Safari. Vanguard Tech Support told me to go to Safari Preferences, then Privacy ,and uncheck Prevent Cross-site Tracking That solved the problem. The Tech Rep said Vanguard is working on allowing you to recheck thi...
by GS
Mon Dec 02, 2019 1:33 pm
Forum: Personal Consumer Issues
Topic: Airport Extreme Wireless router with Spectrum
Replies: 3
Views: 311

Airport Extreme Wireless router with Spectrum

I am having Spectrum internet service installed. They are installing a Spectrum/Wireless router combo. I want to have 2 separate wireless networks- one for TV streaming and one for internet surfing. Can I plug my Airport Extreme router into an ethernet port on the spectrum modem router and use both ...
by GS
Wed Oct 30, 2019 11:44 am
Forum: Personal Finance (Not Investing)
Topic: Silverscript for Medicare D
Replies: 2
Views: 252

Silverscript for Medicare D

Has anyone used Silverscript Choice for their Medicare D and if so, were you happy with them?
by GS
Tue Feb 12, 2019 7:42 pm
Forum: Personal Finance (Not Investing)
Topic: Recent SS Restricted Spousal Applicants - Did you get new Medicare Card?
Replies: 4
Views: 434

Re: Recent SS Restricted Spousal Applicants - Did you get new Medicare Card?

My wife filed 2 months ago for a restricted application for spousal benefits and received another Medicare card with the new numbering system. It looked identical to the the card she received with the new numbering system in 2018 to replace the old style card. I checked closely.
by GS
Sun Nov 25, 2018 11:10 am
Forum: Investing - Theory, News & General
Topic: VG site: I wish it were easier to see all conversions
Replies: 9
Views: 1023

Re: VG site: I wish it were easier to see all conversions

This is the procedure that I used: (1) After logging in, go to Transaction History for all accounts (2) Using the drop down box, select the account from which conversions were made, either an your IRA or Sep-IRA (3) After selecting that account, use the Transaction Type drop down box and select Conv...
by GS
Wed Oct 24, 2018 11:22 am
Forum: Personal Finance (Not Investing)
Topic: Phone calls from Social Security
Replies: 10
Views: 1642

Phone calls from Social Security

I have friends who had Social Security phone them after they applied for benefits with questions about their application. I read a Clark Howard newsletter today warning of a Social Security phone scam which has spoofed Social Security's 800 number to show up on caller-id. How have fellow Boglehead b...
by GS
Mon Oct 15, 2018 3:11 pm
Forum: Personal Finance (Not Investing)
Topic: Spousal benefit filing
Replies: 1
Views: 326

Spousal benefit filing

If I file online for Social Security for my retirement benefits, can my wife file online for spousal benefits the same day? Thank you.
by GS
Tue Oct 09, 2018 5:15 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating Spousal Benefit Amount
Replies: 19
Views: 1624

Re: Calculating Spousal Benefit Amount

Thank you for answering my question.
by GS
Tue Oct 09, 2018 5:02 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating Spousal Benefit Amount
Replies: 19
Views: 1624

Re: Calculating Spousal Benefit Amount

So would spouse calculate her spousal benefits using an inflation adjusted PIA amount of her husband? I not sure I understand the Mary Beth Franklin article.
by GS
Tue Oct 09, 2018 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Calculating Spousal Benefit Amount
Replies: 19
Views: 1624

Calculating Spousal Benefit Amount

In calculating spousal benefits a spouse can get a total of 1/2 of her husband's PIA if she is the lower earning worker. Is the PIA amount used in the calculation the amount he would get at his normal retirement age, or is it adjusted for inflation? In other words, if the husband met his normal reti...
by GS
Sat Apr 14, 2018 10:55 am
Forum: Personal Finance (Not Investing)
Topic: Wire Transfer to Vanguard
Replies: 6
Views: 1644

Wire Transfer to Vanguard

Has anyone done a wire transfer of money to Vanguard and what were your experiences? Thank you.
by GS
Thu Mar 22, 2018 5:01 pm
Forum: Investing - Theory, News & General
Topic: Building a bridge to Social Security: When to start?
Replies: 34
Views: 5133

Re: Building a bridge to Social Security: When to start?

I have used Social Security Solutions to run different scenarios about when to file for Social Security. Their recommendation is to wait until 70 like much of this forum believes is the best way. My question is does this take into account how much of your own money you will have to spend before Soci...
by GS
Thu Mar 01, 2018 10:08 am
Forum: Personal Consumer Issues
Topic: Walking shoes for plantar faciatis?
Replies: 61
Views: 9723

Re: Walking shoes for plantar faciatis?

Brooks Addiction Walker for walking shoes and Superfeet insoles for other shoes. Cured my problem.
by GS
Tue Jan 16, 2018 10:52 am
Forum: Investing - Theory, News & General
Topic: Vanguard account change
Replies: 14
Views: 1692

Re: Vanguard account change

When my father-in-law died I called my Vanguard rep and asked how to handle this same situation. He got a Vanguard rep who handles death situations and she helped me with all forms, information, cost basis step ups, etc. The transition was flawless. The amount of basis step up should be confirmed wi...
by GS
Mon Dec 18, 2017 3:01 pm
Forum: Personal Finance (Not Investing)
Topic: Term Life Insurance After Retirement
Replies: 13
Views: 1093

Term Life Insurance After Retirement

For those members who are retired, do you still keep a Term Life Insurance Policy in force and if so, why?
by GS
Thu Nov 30, 2017 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Social Security Number Asked for use of POA by Credit Card Company
Replies: 14
Views: 1712

Re: Social Security Number Asked for use of POA by Credit Card Company

i just returned from the post office and noticed ncbill's post. That is exactly what I did today after the credit card company's customer service supervisor told me on the phone that if I did not like their rules, it was tough luck.
by GS
Wed Nov 29, 2017 11:04 am
Forum: Personal Finance (Not Investing)
Topic: Social Security Number Asked for use of POA by Credit Card Company
Replies: 14
Views: 1712

Social Security Number Asked for use of POA by Credit Card Company

I am Durable POA on a family member with Alzheimers. I want to close a credit card that he has because he is now in a Memory Care Facility. The credit card company will not accept the POA to close it unless I give them my social security number. Is this a normal procedure? I do not want my social se...
by GS
Sun Jul 30, 2017 7:54 pm
Forum: Personal Finance (Not Investing)
Topic: Toyota Marketing Fund
Replies: 10
Views: 1558

Toyota Marketing Fund

I am doing some initial negotiations to buy a new Toyota. One dealer gave me a price that included $1100 for Toyota Marketing Fund which reimburses the dealer for Toyota ads. Has anyone paid this fee when buying a new Toyota or is another profit generator for the dealer?
by GS
Tue Jun 27, 2017 4:57 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Voice Verification
Replies: 35
Views: 5896

Vanguard Voice Verification

Has anyone used Vanguard's Voice Verification? Does it work? I was told that this can be set up and be used in place of a Medallion Signature Guarantee if you need the signature guarantee later and have a hard time getting one.
by GS
Sat Dec 10, 2016 8:38 am
Forum: Personal Finance (Not Investing)
Topic: USAA Subscribers Account
Replies: 2
Views: 830

USAA Subscribers Account

Is it possible to access your USAA subscribers Account online on USAA.com? I can not find it anywhere.
by GS
Mon Oct 24, 2016 1:08 pm
Forum: Personal Finance (Not Investing)
Topic: Organization Group Medical Insurance
Replies: 3
Views: 458

Re: Organization Group Medical Insurance

Thanks for the response. That is what I thought. New ACA Plans out for preview today. Grab your wallet.
by GS
Sun Oct 23, 2016 5:11 pm
Forum: Personal Finance (Not Investing)
Topic: Organization Group Medical Insurance
Replies: 3
Views: 458

Organization Group Medical Insurance

Does anyone know if any organizations such as NRA, AMAC, Good Sams, etc. offer their members access to group medical insurance rates? If so, which organizations do this? The individual marketplace will become very expensive in 2017 especially for those that do not qualify for a subsidy. This is espe...
by GS
Sat Apr 09, 2016 7:41 am
Forum: Personal Consumer Issues
Topic: [Vanguard Online Access Problems]
Replies: 113
Views: 7226

Re: Parts of Vanguard's website down?

I get the same message as the original poster.
by GS
Wed Mar 02, 2016 1:40 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Card
Replies: 39
Views: 3736

Medicare Card

Do readers of this forum who are on Medicare carry their Medicare card in their wallet or purse or, do they secure it at home to help prevent ID theft if it is stolen? I have read the suggestion of carrying a photocopy of the card with part of the number blacked out and supplying the number when nee...
by GS
Sat Jan 16, 2016 2:23 pm
Forum: Personal Investments
Topic: Individual TIPS Distributions of Principal
Replies: 17
Views: 1401

Re: Individual TIPS Distributions of Principal

In answer to the above statements: It says in my transaction history that that is a principal distribution. The TIPS are in an IRA so no tax is owed.
by GS
Sat Jan 16, 2016 2:06 pm
Forum: Personal Investments
Topic: Individual TIPS Distributions of Principal
Replies: 17
Views: 1401

Individual TIPS Distributions of Principal

I have some individual TIPS bonds at Vanguard that distribute interest on 15 January. Today I was looking at my Vanguard account, and it shows not only interest distributions but also principal distributions. The bonds have not matured. Should these bonds be distributing principal, or is this some k...
by GS
Fri Nov 13, 2015 3:17 pm
Forum: Personal Finance (Not Investing)
Topic: Genetic Testing for Job Application
Replies: 29
Views: 4854

Re: Genetic Testing for Job Application

I have to amend my post to DNA testing from Genetic testing, which to me is genetic testing. I misheard what was said too me. I would prefer not give the company name but it is in retail.
by GS
Fri Nov 13, 2015 2:56 pm
Forum: Personal Finance (Not Investing)
Topic: Genetic Testing for Job Application
Replies: 29
Views: 4854

Genetic Testing for Job Application

A relative of mine was going to apply for a job at a nationally known company but was told that he and all other applicants would have to submit to genetic testing before their applications were accepted. He refused and went elsewhere. Is this common in the job application process now?
by GS
Wed Nov 04, 2015 1:13 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield
Replies: 29
Views: 4991

Re: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield

Her is one article http://www.elderlawanswers.com/congress-schedules-end-to-insurance-coverage-of-medicare-part-b-deductible-15094. There also was on a thread on this blog a few days ago about it. I was told by BCBCTX brokers that no downgrades were allowed without medical underwriting with BCBSTX. ...
by GS
Wed Nov 04, 2015 12:22 pm
Forum: Personal Finance (Not Investing)
Topic: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield
Replies: 29
Views: 4991

Re: Medigap Plans:Any experience with Aetna, USAA or Blue Cross Blue Shield

USAA allows downgrade from Plan F to Plan N without medical underwriting in Texas. You do not have to be a USAA member to use them. This might be important in 2020 and later when no more Plan F's will be written, which possibly could cause a spike in premiums of established Plan F members. Plan N pr...
by GS
Sun Nov 01, 2015 8:00 pm
Forum: Personal Finance (Not Investing)
Topic: Recommended 2016 HDHP/HSA PPO insurance plan for Texas resident?
Replies: 5
Views: 1672

Re: Recommended 2016 HDHP/HSA PPO insurance plan for Texas resident?

Humana has a BronzeHDHP/HSA PPO Plan available in my area of Texas. It appears to be the only PPO available in the individual market. Humana is being taken over by Aetna.
by GS
Fri Oct 30, 2015 4:29 pm
Forum: Personal Finance (Not Investing)
Topic: Need help choosing Medigap Plan
Replies: 39
Views: 3645

Re: Need help choosing Medigap Plan

I have been trying to decide on whether to take Plan F, High Deductible Plan F or Plan G. The internet is full of chatter about the demise of Plan F in 2020 and its impending large rate increases. I asked the broker who handles all of our professional association insurances about this, and he said t...
by GS
Thu Oct 29, 2015 8:01 pm
Forum: Personal Finance (Not Investing)
Topic: Changes to SS regulations in new funding bill...
Replies: 154
Views: 14965

Re: Changes to SS regulations in new funding bill...

Can a much lower income spouse file at her FRA and receive her FRA benefits until her spouse files for his benefits at age 70 and then get 1/2 of his FRA benefits? Thank you.
by GS
Tue Oct 20, 2015 10:05 am
Forum: Personal Finance (Not Investing)
Topic: Medigap Insurance
Replies: 1
Views: 445

Medigap Insurance

Has anyone used USAA Medigap or Blue Cross Blue Shield of Texas Medigap insurance? If so, did you like them? Thank you.
by GS
Thu Sep 24, 2015 12:18 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare Easy Pay Enrollment
Replies: 2
Views: 800

Medicare Easy Pay Enrollment

I start Medicare in a couple of months and have received my Medicare card. My first premium should be due in December. Can I sign up for Medicare Easy Pay before I receive my first premium notice? Thank you.
by GS
Thu Mar 12, 2015 4:42 pm
Forum: Personal Finance (Not Investing)
Topic: SSA Retirement Estimator
Replies: 6
Views: 1518

Re: SSA Retirement Estimator

Thank you BostonBoy. That solved my problem.
by GS
Tue Mar 10, 2015 6:57 pm
Forum: Personal Finance (Not Investing)
Topic: SSA Retirement Estimator
Replies: 6
Views: 1518

SSA Retirement Estimator

i have signed up for an online account at SSA. Every time that I try to use the retirement estimator, i get a message that I do not have access to it. Has anyone else found this problem; and if so, how did you fix it ? Thank you.
by GS
Thu Mar 05, 2015 8:21 pm
Forum: Personal Finance (Not Investing)
Topic: Setting up online Social Security account
Replies: 1
Views: 581

Setting up online Social Security account

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For how many days does one have to lift an Experian security freeze to set up an online Social Security account? Also, can an online account be set up while visiting a local social security office if one does not want to lift the freeze? Thank you.
by GS
Wed Oct 08, 2014 4:38 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Secondary Market CDs
Replies: 1
Views: 540

Vanguard Secondary Market CDs

Vanguard brokerage seems to be having problems with their secondary market CDs placed online. The last 4 times that I have attempted to purchase these CD types have resulted in problems. I have received confirmations that orders were submitted for purchase and then the buys were either cancelled, sh...
by GS
Tue Aug 05, 2014 6:13 pm
Forum: Personal Investments
Topic: Bond Funds
Replies: 3
Views: 822

Bond Funds

Bill McNabb wrote today on the Vanguard website " One reminder for long-term investors: There's a silver lining to rising interest rates. If your time frame is longer than the duration of the bonds you're invested in, you actually want interest rates to rise. Even though your fund's share price may ...
by GS
Fri Jul 25, 2014 2:26 pm
Forum: Personal Finance (Not Investing)
Topic: Wall Street Journal Subscription Increase
Replies: 29
Views: 4200

Wall Street Journal Subscription Increase

WSJ renewed my subscription at a rate of double the original rate today. I called and they would not budge on lowering the new rate so I cancelled the subscription. They did not even notify me of the increase by email or snail mail. I found it upon checking my credit card charges online. I do not un...
by GS
Tue Aug 28, 2012 9:13 pm
Forum: Investing - Theory, News & General
Topic: YOUR QUESTIONS FOR THE EXPERTS AT BOGLEHEADS 11
Replies: 33
Views: 7777

A question for Dr Bernstein

In your recent article in Money Magazine, you said to have your retirement expenses covered by TIPS, short term bonds, and annuities. Would you consider Vanguard Short Term Investment Grade Bond Fund to be a good substitute for individual short term bonds? Thank you.
by GS
Fri Apr 13, 2012 10:56 am
Forum: Personal Finance (Not Investing)
Topic: Retirement Portfolios by Michael Zwecher
Replies: 2
Views: 1422

Retirement Portfolios by Michael Zwecher

Has anyone read the book Retirement Portfolios: Theory, Construction, and Management?
by GS
Fri Mar 25, 2011 10:52 am
Forum: Personal Consumer Issues
Topic: Low carb or low fat
Replies: 127
Views: 18868

Read the book, The China Study. It will change the way you eat.
by GS
Tue Nov 30, 2010 10:11 pm
Forum: Personal Consumer Issues
Topic: Best business desktop computer
Replies: 5
Views: 1133

Best business desktop computer

I would appreciate feedback on the best desktop computer brand for business. I have used Dell Optiplex in the past but have heard so much negative about Dell lately that I am reluctant to purchase from them again. Thank you.
by GS
Mon Jun 28, 2010 7:32 pm
Forum: Personal Consumer Issues
Topic: Zero Turn Mowers
Replies: 9
Views: 2835

I used a Yazoo-Kees Commercial Zero Degree for about 10 years to mow 10 acres. I sold it when parts availability became a problem in my area. I now use a John Deere Commerial Zero Degree. It cuts well.
by GS
Tue Jan 12, 2010 9:37 pm
Forum: Personal Investments
Topic: USAA IRA
Replies: 4
Views: 2616

USAA IRA

Has anyone used USAA for IRA purposes?I have been a USAA member for over 30 years and was thinking of moving some money from Vanguard to USAA to take advantage of better CD rates than Vanguard brokerage is offering. After talking to several USAA customer service reps over there and getting various a...