Search found 246 matches

by jucor
Fri Aug 07, 2020 6:30 am
Forum: Personal Consumer Issues
Topic: Old Bike Values?
Replies: 15
Views: 1324

Re: Old Bike Values?

I have a few old bikes I am looking to part ways with. Since this forum has a vast swath of users curious if anyone is familiar with the below bikes and their values GT Performer - https://imgur.com/a/IAhFJm4 Sears Free Spirit with kid seat - https://imgur.com/a/5NDhaI1 Ross Compact? - https://imgu...
by jucor
Sun Aug 02, 2020 11:18 am
Forum: Personal Consumer Issues
Topic: How long to keep a car
Replies: 110
Views: 8581

Re: How long to keep a car

Cellphone sometimes has reception problem in the mountain areas, so having a Garmin navigator is a plus for that situation. I'm amazed that this myth is still spread. Most smartphones can easily be used to navigate independent of cell phone reception. Just download the map(s) you need via wifi befo...
by jucor
Fri Jul 31, 2020 1:44 pm
Forum: Personal Consumer Issues
Topic: Speed bump in front of your house — affect on home value
Replies: 54
Views: 3957

Re: Speed bump in front of your house — affect on home value

I live on a brick street that's old and poorly maintained. There are several severe dips and bumps that cars will bottom out on if traveling over 20 mph (the posted limit on our street). I'm occasionally filled with joy when some fool bypassing the busy main artery two blocks away and zipping down o...
by jucor
Tue Jul 21, 2020 7:11 am
Forum: Personal Consumer Issues
Topic: Steel Framed House VS ?
Replies: 32
Views: 2247

Re: Steel Framed House VS ?

Well, if you're looking for less conventional ways to build, I'd love to one day build either a SIPS house of an ICF house. I doubt I ever will. And I honestly doubt that they would be as awesome as I imagine them to be. SIPS are structural insulated panels. Think of big sheets of Styrofoam with pl...
by jucor
Mon Jul 13, 2020 11:50 am
Forum: Personal Finance (Not Investing)
Topic: New home purchase, how to keep the costs low ?
Replies: 11
Views: 862

Re: New home purchase, how to keep the costs low ?

LiveSimple wrote:
Mon Jul 13, 2020 10:35 am
adamthesmythe wrote:
Mon Jul 13, 2020 10:10 am
Better is to either buy existing OR start with a lower-end house and option it to be useful to you.


Had lived in out house for decades, so buying a new home is a life splurge
I can only imagine... decades in an outhouse! Holy toldeo! :shock: :twisted: :P
by jucor
Wed Jul 08, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: Walk or taxi to bus stop to get to the airport?
Replies: 66
Views: 3217

Re: Walk or taxi to bus stop to get to the airport?

It's about a mile to the bus stop where a city bus would take me to the airport for free due to Covid. Taking a taxi to the airport is probably $50-$60 which is as much as the plane ticket cost. I'm as cheap as the next guy here, so would you walk to the bus stop, take a taxi to the airport or take...
by jucor
Fri Jul 03, 2020 5:50 pm
Forum: Personal Consumer Issues
Topic: Thought about buying a small motor home, but the market is crazy
Replies: 90
Views: 7156

Re: Thought about buying a small motor home, but the market is crazy

I guess I'm living under a rock -- I thought the units the OP was looking at were costly -- but from a link above and a story in the NY Times today it appears that small van and pickup luxury RVs in the $150k to $500k range are all the rage. Makes the OP's desired unit look like a bargain! Good luck...
by jucor
Fri Jul 03, 2020 1:12 pm
Forum: Personal Consumer Issues
Topic: Thought about buying a small motor home, but the market is crazy
Replies: 90
Views: 7156

Re: Thought about buying a small motor home, but the market is crazy

I'm puzzled that these motorhomes can't easily sleep at least 3 -- especially if one of those is a child. When I was a kid my family had a non-pop-top VW camper that slept 5 inside Did that VW have a 3/4 bath (toilet, sink, shower) and a kitchen (fridge, micro, sink, pantry)? Even a true "B" (where...
by jucor
Thu Jul 02, 2020 10:28 am
Forum: Personal Consumer Issues
Topic: Thought about buying a small motor home, but the market is crazy
Replies: 90
Views: 7156

Re: Thought about buying a small motor home, but the market is crazy

I'm puzzled that these motorhomes can't easily sleep at least 3 -- especially if one of those is a child. When I was a kid my family had a non-pop-top VW camper that slept 5 inside -- two parents and three kids ages 3-9, plus two older kids in a tent outside -- so 7 inside the bus on the road. Yes, ...
by jucor
Tue Jun 30, 2020 6:18 pm
Forum: Personal Consumer Issues
Topic: At what point can you justify a $10k+ flight?
Replies: 75
Views: 4645

Re: At what point can you justify a $10k+ flight?

I am 6'7" tall with long legs. Coach is often literally painful if I cannot get an exit row. On flights longer than a couple of hours I'll pay for at least economy + (all you get is another 4 to 6 inches of legroom, but really worth it) -- for transatlantic or transpacific I'll consider the next ste...
by jucor
Fri Jun 19, 2020 2:12 pm
Forum: Personal Finance (Not Investing)
Topic: Signature strip on credit card
Replies: 73
Views: 5604

Re: Signature strip on credit card

Years ago I was given my employer's card and told to go buy some stuff for the business, which I did. The cashier looked at the back and at my signature on the receipt and said "Hey, these don't match." I replied, "That's because it is not my card, it's my boss's" She said, "Oh, well then that's OK"...
by jucor
Wed Jun 03, 2020 5:08 pm
Forum: Personal Consumer Issues
Topic: Chicago Home addition: 42K for bed/bath addition reasonable?
Replies: 14
Views: 1199

Re: Chicago Home addition: 42K for bed/bath addition reasonable?

The price does not seem out of line for a moderately high cost area to me, but the addition seems too small to be worthwhile. A 16' x 10' addition with a bathroom means max a not large bathroom (5' x 10') and a small bedroom (about 10' x 10') -- this will be tight with just a queen bed and two night...
by jucor
Mon Jun 01, 2020 12:56 pm
Forum: Personal Consumer Issues
Topic: Selling a house - should it be staged or left empty?
Replies: 48
Views: 4226

Re: Selling a house - should it be staged or left empty?

Based on the behavior of my MIL when they moved to be near us some years ago staging does work very well with some buyers. She responded very positively to good staging -- saying that the owners had good taste, were obviously cultured, etc., and could hardly wait to leave the un-staged houses we tou...
by jucor
Tue May 12, 2020 11:37 am
Forum: Personal Investments
Topic: Questions about retiring and purchasing a home
Replies: 12
Views: 707

Re: Questions about retiring and purchasing a home

About the $200 - $250k range, has Bob checked to be sure that homes are available in that range? In many places that would be a dump or a fixer-upper that needs a lot of expensive improvements. As always, location, location, location. In my "flyover country" small city in the midwest $200-250k will...
by jucor
Sun Apr 26, 2020 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Payoff house and quit good-paying job?
Replies: 112
Views: 8295

Re: Payoff house and quit good-paying job?

... This sounds dorky and immature but I want to work at a theme park or zoo hanging out and doing mindless tasks with no REAL responsibilities. .. You already have REAL responsibilities... a spouse and a child. And if you stay married it's possible you might have more children. ... and if you deci...
by jucor
Sun Apr 26, 2020 11:51 am
Forum: Personal Investments
Topic: Is there a maximum one should keep at one brokerage firm?
Replies: 25
Views: 1648

Re: Is there a maximum one should keep at one brokerage firm?

3 brokerages with 1 as primary 3 banks AFAIK FDIC coverage is 250k per account holder or per trustee and beneficiaries if a trust account. CDs held within a brokerage are 250k insured per bank. j🌺 Are brokered CDs not covered under a Trust? (although last I checked brokered CDs were not competitive...
by jucor
Tue Apr 21, 2020 11:00 am
Forum: Personal Consumer Issues
Topic: steam shower recommendations
Replies: 10
Views: 504

Re: steam shower recommendations

I have a bathtub shower in a small bathroom (5'x8') with no fan, and I am looking to remodel it at some point to a steam shower. Does anyone have a steam shower? Are you happy with it? How was the selection and installation process? I think you'll need to add a vented exhaust fan in the process -- ...
by jucor
Sun Apr 19, 2020 8:14 am
Forum: Personal Consumer Issues
Topic: Florida HOA complaining of Weeds in Lawn
Replies: 101
Views: 8830

Re: Florida HOA complaining of Weeds in Lawn

I live in an older neighborhood with no HOA and pretty relaxed folks. One elderly widow up the street has a perfect lawn --she spends at least an hour a day in the warm months on a tiny stool moving around dealing with weeds by hand. The house next door to her is a sort of wild English garden -- wel...
by jucor
Sat Apr 18, 2020 10:11 am
Forum: Personal Finance (Not Investing)
Topic: Stimulus, get my payment? On the way, now. Why USPS.
Replies: 25
Views: 2994

Re: Stimulus, get my payment? On the way, now. Why USPS.

We get this message: You are eligible for the payment. Once we have your payment date, we will update this page. We will deposit your payment to the bank account below. Bank Account Number: ******************* Updates to your payment are made no more than once a day. We will mail you a letter with a...
by jucor
Thu Apr 16, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: Travel Trailer..Bigfoot, Oliver, Escape
Replies: 18
Views: 1556

Re: Travel Trailer..Bigfoot, Oliver, Escape

Are you single? The problem with "round-y" trailers (both fiberglass and aluminum) is a distinct lack of storage space. We took a 10 week trip to the west coast in 2019 and I can't imagine getting into something under 26 ft. And that is assuming nice square sides to provide overhead storage through...
by jucor
Thu Apr 16, 2020 6:24 pm
Forum: Personal Finance (Not Investing)
Topic: Moving states to avoid capital gains taxes
Replies: 42
Views: 3872

Re: Moving states to avoid capital gains taxes

I think I am missing a few things in your logic here: 1) It seems you are talking about doing this down the road some 15-20 years as you say you are in your 30s and won't do this until your daughters are independent. A lot might change in those years -- including how much you we on your home (assumi...
by jucor
Thu Apr 16, 2020 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Car Dealers not really wanting to make a deal
Replies: 245
Views: 36161

Re: Car Dealers not really wanting to make a deal

Most new car dealers in the US have an average 1-2% net profit margin on new cars -- the gross profit margins for manufacturers fun from about 8 to 15% depending upon model and level of trim (more profit on luxury and pickups, less on base cars). The profit centers for car dealers are financing, up-...
by jucor
Sun Apr 05, 2020 6:58 pm
Forum: Personal Consumer Issues
Topic: Medical Billing Issue and Collections
Replies: 9
Views: 861

Re: Medical Billing Issue and Collections

Did she discuss any problems? Did she have any tests done as a result of that discussion? Once problems are discussed it turns from a preventative visit to a regular visit. It got me a few years ago when I went in for an annual visit and asked for a prescription for an acne medication and then it w...
by jucor
Fri Apr 03, 2020 5:06 pm
Forum: Investing - Theory, News & General
Topic: FDIC announces first bank failure since [but not because of] coronavirus crisis
Replies: 12
Views: 1930

Re: FDIC announces first bank failure of coronavirus crisis

It's a very short article that talks about "the first institution to fail during the coronavirus crisis" --- not because of, but during. no reason given -- but the failure of this small local bank ($152 million is total assets) undoubtedly began well before the current COVID crisis.
by jucor
Mon Feb 24, 2020 5:05 pm
Forum: Personal Consumer Issues
Topic: Credit Card cancelled for non-use?
Replies: 25
Views: 3006

Re: Credit Card cancelled for non-use?

We maintain 2-3 primarily to maximize cash back or points in different spend areas, and to ensure if there's an issue with one while we're traveling that we won't be scrambling. In general I prefer cards to cash as it is really simpler to track and manage spending. If I get $60 out of the ATM it wil...
by jucor
Tue Feb 18, 2020 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: Prenup - Worth It?
Replies: 237
Views: 10538

Re: Prenup - Worth It?

A contrary opinion: Asking for a prenup implies that when you make vows "to death do us part", you don't really mean that - you foresee a situation where one of you may not be committed to the marriage for life. If this is the case, don't get married in the first place.. I don’t buy health insuranc...
by jucor
Mon Feb 17, 2020 8:01 am
Forum: Personal Consumer Issues
Topic: When will 5G be available in Rural US?
Replies: 70
Views: 4699

Re: When will 5G be available in Rural US?

May 12, 2028. That is when 5G will be available in rural U.S. Of course, urban areas will be using 7G at that time... :twisted:
by jucor
Thu Feb 13, 2020 7:18 am
Forum: Personal Finance (Not Investing)
Topic: Friends working on hobby that may/may not develop into business
Replies: 16
Views: 1479

Re: Friends working on hobby that may/may not develop into business

Hi All, I'm considering working with some fiends working on hobby at the moment, but that may/may not develop into business.It's building a webpage with a decent chunk of IP but little to no other assets/carrying costs. If the website takes off, we likely would incorporate and attempt to monetize i...
by jucor
Tue Feb 11, 2020 9:12 pm
Forum: Personal Consumer Issues
Topic: Troubleshoot brown tap water (cold water only)
Replies: 20
Views: 1415

Re: Troubleshoot brown tap water (cold water only)

I had brown water coming out of my kitchen faucet today. It was only brown when it was cold water. The hot water seemed to be fine. Does it rule out the possibility that my water heater is the problem? The brown water seemed to go away after I left the cold water on for 1-2 minutes. I asked a neigh...
by jucor
Tue Feb 11, 2020 9:08 pm
Forum: Personal Consumer Issues
Topic: Protection Against Home Intruders
Replies: 387
Views: 28115

Re: Protection Against Home Intruders

Don't live in a too fancy house in a too fancy neighborhood -- let the thieves go where the loot's better! :wink: We live in a neighborhood near a much nicer one -- only a couple of blocks away, and our neighborhood sees a lot less burglaries than the fancy one. as a bonus, we pay far lower mortgage...
by jucor
Sun Feb 09, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: Troubleshoot brown tap water (cold water only)
Replies: 20
Views: 1415

Re: Troubleshoot brown tap water (cold water only)

I had brown water coming out of my kitchen faucet today. It was only brown when it was cold water. The hot water seemed to be fine. Does it rule out the possibility that my water heater is the problem? The brown water seemed to go away after I left the cold water on for 1-2 minutes. I asked a neigh...
by jucor
Sun Feb 09, 2020 8:05 am
Forum: Personal Consumer Issues
Topic: Replace old working furnace in attic or wait
Replies: 26
Views: 1631

Re: Replace old working furnace in attic or wait

I heard there’s potential risk of a water leak and since it’s in the attic that would be pretty bad. I’m not sure if that’s true though. What would the source of a water leak be? A furnace does not consume water -- you might have a humidifier with a water line attached to the furnace, but that's fa...
by jucor
Fri Feb 07, 2020 1:03 pm
Forum: Personal Consumer Issues
Topic: Threatened with lawsuit over air travel agency for credit card chargeback
Replies: 36
Views: 3195

Re: Threatened with lawsuit over air travel agency for credit card chargeback

I'd guess you're out of luck.Trying to call a third-party travel agent 3 hours before a flight to cancel based on your failure to get a new passport and expecting either an immediate response at all or a refund was unrealistic. It is your responsibility to be sure your travel documents are up to dat...
by jucor
Thu Feb 06, 2020 7:41 pm
Forum: Personal Consumer Issues
Topic: Is a *new* Drivers License required for USA citizens who have a Passport?
Replies: 45
Views: 4375

Re: Is a *new* Drivers License required for USA citizens who have a Passport?

Well for all those who are deciding not to get the RealID compliant diver's license and rely on a passport when flying domestic, please don't forget to also bring your passport with you when entering Federal buildings and your local nuclear power plant after October. Those locations require it also...
by jucor
Thu Feb 06, 2020 7:31 pm
Forum: Personal Consumer Issues
Topic: Finding GOOD flights, not necessarily cheapest flights
Replies: 40
Views: 3183

Re: Finding GOOD flights, not necessarily cheapest flights

The apparently now defunct website Hipmunk was great -- you had lots of real-world filtering options. But it seems they've been bought and closed. :( I'd suggest looking at premium economy flights -- for trans-oceanic flights these are usually similar to what used to be called business -- real leg r...
by jucor
Mon Feb 03, 2020 9:13 am
Forum: Personal Consumer Issues
Topic: Travel (Medical) Insurance - Trip to France
Replies: 23
Views: 930

Re: Travel (Medical) Insurance - Trip to France

I am taking a "active" vacation to France in June. Can anyone please suggest a travel insurance company that covers our boat/bike tour. It is required by the travel company for medical coverage (not for trip cancellation, etc.) You might check with your current insurer to see if/how much you're cov...
by jucor
Thu Jan 30, 2020 7:48 am
Forum: Personal Consumer Issues
Topic: Should I install modern water savings toilet in old building? Plumber says absolutely NOT TO
Replies: 52
Views: 5627

Re: Should I install modern water savings toilet in old building? Plumber says absolutely NOT TO

I'm amazed at all of you who waste so much water because you live in poorly plumbed homes (or think you do). We live in a 110 year-old house, and have used low flow toilets for the 14 years we've lived here. One of the toilets clogs from time to time, but that's a toilet issue, not a pipes issue (it...
by jucor
Thu Jan 23, 2020 12:23 pm
Forum: Personal Consumer Issues
Topic: Subaru Outback engine stop/start
Replies: 94
Views: 6947

Re: Subaru Outback engine stop/start

In my view, the most annoying "improvement" ever devised by car manufacturers. Not having this feature was one of my top five reasons for buying two Mazdas. Mazda doesn't employ this feature in their vehicles sold in the US. Yet. Right. It isn't a benefit to the auto consumer. It is a benefit to th...
by jucor
Thu Jan 16, 2020 9:39 am
Forum: Investing - Theory, News & General
Topic: Does Windows 7 void your Vanguard fraud reimbursement?
Replies: 69
Views: 5093

Re: Does Windows 7 void your Vanguard fraud reimbursement?

Fidelity knows how to deal with “old, no longer supported” operating systems. It will give you a blank screen. Fortunately, buying a new PC or Mac is relatively inexpensive. Like Nisi, I miss the good old reliable mechanical devices that required no maintenance. I spent hours trying to access the B...
by jucor
Mon Jan 13, 2020 7:23 am
Forum: Personal Finance (Not Investing)
Topic: Applying for credit card while in default?
Replies: 6
Views: 564

Re: Applying for credit card while in default?

It seems unlikely to me that you'll get any sort of new perks card opened when you have four large balances on cards in your name that have not been paid in 4+ months. One question I have is why these large balances exist on cards in your name only in the first place. Perhaps a budget/reduced spendi...
by jucor
Fri Jan 10, 2020 8:04 am
Forum: Personal Finance (Not Investing)
Topic: Buying Car - buy outright or finance?
Replies: 59
Views: 5257

Re: Buying Car - buy outright or finance?

Both are good ways. Negotiate to lowest price suggesting you are going to pay cash . Have checkbook ready. Then get 0% loan at the end and the cash back for taking a loan. Why is that a good idea? If they know they won't make money financing the car, won't they be less willing to lower the price? I...
by jucor
Thu Dec 19, 2019 6:29 pm
Forum: Personal Consumer Issues
Topic: Spin Cycle or Upright Bike?
Replies: 56
Views: 3433

Re: Spin Cycle or Upright Bike?

A slightly left field suggestion -- scour Craigslist and FB Marketplace for high quality used machines -- there are lots of them. If you don't require electronic nursemaids there are really deals to be had on older, almost unused medical ergometers. I bought a Monark with a huge flywheel, 9/16 pedal...
by jucor
Tue Dec 10, 2019 6:24 pm
Forum: Personal Consumer Issues
Topic: Tree roots growing into sewer lines
Replies: 62
Views: 19272

Re: Tree roots growing into sewer lines

drawpoker wrote: .... is it possible this insurance only covers normal aging, wear and tear type erosion to the pipe material, not damage from Tree Roots? .....In our city about 40-50% of the private housing stock is 40 years old or less -- so those folks will have comparatively fewer issues than t...
by jucor
Mon Dec 09, 2019 4:27 pm
Forum: Personal Consumer Issues
Topic: Tree roots growing into sewer lines
Replies: 62
Views: 19272

Re: Tree roots growing into sewer lines

.....the equally aged and leaky sewer connection.......... Then last year our city offered an insurance plan for $7/mo -- it will pay for line replacement up to $15k when needed.... We signed up right away -- Wow. What city is this? Beverly Hills Calif? Scarsdale NY? Old Greenwich? Only $7 a month,...
by jucor
Sat Dec 07, 2019 5:00 pm
Forum: Personal Consumer Issues
Topic: Tree roots growing into sewer lines
Replies: 62
Views: 19272

Re: Tree roots growing into sewer lines

We live in a 100+ year-old house with its original sewer line, and several large trees. Two years ago we had to have a leaking water line replaced, new one bored in from basment to hole dug by city at the street -- $2500. Occasional issues with the equally aged and leaky sewer connection, will likel...
by jucor
Sun Nov 17, 2019 6:33 pm
Forum: Personal Consumer Issues
Topic: Toyota Highlander vs Subaru Ascent--Advice
Replies: 36
Views: 4226

Re: Toyota Highlander vs Subaru Ascent--Advice

Highlander. Have a 2009 with >100k miles. Very comfortable, Zero issues. I change the oil once a year. That's it. I've had a few friends with Subarus that have had problems. FWIW (which is not much!), I have a friend with a Highlander that has had several major issues including a transmission repla...
by jucor
Sun Nov 17, 2019 1:37 pm
Forum: Personal Consumer Issues
Topic: Help :- Need a power wheelchair
Replies: 21
Views: 1983

Re: Help :- Need a power wheelchair

OP,

Why is your father not covered by insurance?

Are you in the US? How old is he? Have you looked at ACA plans if he does not qualify for Medicare or Medicaid?

I agree with others that used is the way to go -- but it seems to me that getting Dad insured should be a high priority.
by jucor
Wed Nov 13, 2019 8:28 am
Forum: Personal Finance (Not Investing)
Topic: Looking at buying a foreclosure Dallas area cash
Replies: 21
Views: 1825

Re: Looking at buying a foreclosure Dallas area cash

I have experience in this area. The worst case is much worse than just a new roof. There could be issues with not only the property itself, but legal issues surrounding title. Get competent legal counsel and visit with others locally who have gone down this route. +1 Well said. By the time a proper...
by jucor
Sun Nov 10, 2019 9:32 am
Forum: Personal Consumer Issues
Topic: Kindle/Paperwhite -E Reader
Replies: 20
Views: 1737

Re: Kindle/Paperwhite -E Reader

Refurbished ones are available from Amazon for $80. Used working ones on eBay seem to start at $20 -- lots below $40.
by jucor
Fri Oct 18, 2019 6:49 pm
Forum: Personal Finance (Not Investing)
Topic: Homebuyer wants me to do a 1031 exchange. Um, what?
Replies: 81
Views: 9116

Re: Homebuyer wants me to do a 1031 exchange. Um, what?

I'm selling a home. It's under contract and we are supposed to close in about a week. Today the buyer said he wants me to sign an "Exchange Addendum" which states that he intends to purchase the home as structured under Section 1031 of the Internal Revenue Code. Even after some googling, I don't re...