Search found 2078 matches

by jabberwockOG
Thu May 28, 2020 11:08 pm
Forum: Personal Investments
Topic: Overpay for the home we love?
Replies: 44
Views: 2952

Re: Overpay for the home we love?

$2500 rent for a 475K house is a bargain - the only way buying the house makes any sense is if you plan to live there for much longer than 3-4 years. Agree - if you are not planning on staying at least 5+ years it is better to rent especially since you are being asked to pay a premium price for the...
by jabberwockOG
Thu May 28, 2020 10:45 am
Forum: Personal Consumer Issues
Topic: Hiring a handyman
Replies: 23
Views: 1288

Re: Hiring a handyman

The work you listed has probably 8+ hours of finding and sourcing for materials - add $500 and you may be in the ballpark. Get a tile guy to do good tile work, someone that does it for a living. Anybody can put in tile pretty easily but it will almost always look like it was done by an amateur. Doin...
by jabberwockOG
Thu May 28, 2020 8:03 am
Forum: Personal Consumer Issues
Topic: Hertz is declaring bankruptcy
Replies: 73
Views: 7290

Re: Hertz is declaring bankruptcy

Until there is a vaccine that is readily available the rental car business is DOA. Same is true for airlines.
by jabberwockOG
Thu May 28, 2020 7:00 am
Forum: Personal Consumer Issues
Topic: NJ property taxes too high. What are my alternative states?
Replies: 97
Views: 7298

Re: NJ property taxes too high. What are my alternative states?

You have to look at multiple components of taxation and general living cost to understand true cost of living in a specific state and town. All the costs listed below can vary a lot from place to place - often one or two can be very low but all others are very high - add them up to truly understand ...
by jabberwockOG
Wed May 27, 2020 10:51 pm
Forum: Personal Consumer Issues
Topic: Software advice needed: remote tech assistance
Replies: 10
Views: 656

Re: Software advice needed: remote tech assistance

Ask your manager to run this remote service by HR and legal resource (if you have it). Make sure your company formally reviews and approves of this process. Taking over a computer that isn't company hardware, ie. a system owned by a private citizen, not an employee, not a customer who has signed lia...
by jabberwockOG
Wed May 27, 2020 10:39 pm
Forum: Personal Consumer Issues
Topic: The Pros and Cons of sitting on an iPhone 11 Pro
Replies: 27
Views: 1880

Re: Pockets

Bogle7 wrote:
Wed May 27, 2020 10:19 pm
Cargo shorts are always in style.
Wear them.
Agree - cargo shorts and pants are always in style, at least for me for the last 30 years. Phone always goes in the left side pocket. EDC pocket knife and lip balm tube right side pocket. Like Bruce Lee, my style is no style.
by jabberwockOG
Tue May 26, 2020 10:17 pm
Forum: Personal Consumer Issues
Topic: Robot vacuums
Replies: 28
Views: 1694

Re: Robot vacuums

I had a Roomba years ago. I got rid of it because I spent more time fiddling with it cleaning it than it took to vacuum. This. Same experience here. Keeping the robot vac device clean, especially if anyone in the house has long hair, turns into a part time job. Not worth it. It takes 15 minutes to ...
by jabberwockOG
Tue May 26, 2020 10:11 pm
Forum: Personal Consumer Issues
Topic: Cross country road trip from MA to Glacier NP and Yellowstone NP
Replies: 45
Views: 2170

Re: Cross country road trip from MA to Glacier NP and Yellowstone NP

Everyone pretending that we are not in the middle of this pandemic, that the pandemic is magically over, will be out doing a family style road trip this summer. Where I live near the gulf the beaches and condos are already packed. If you want to avoid the thundering herd, and also stay safe it's pri...
by jabberwockOG
Tue May 26, 2020 7:19 am
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 133
Views: 10980

Re: Pandemic buys that have improved quality of life?

Ooni Koda pizza oven. Gas rather than wood fired. Bit of a learning curve but great pizza. Now if I could only find bread flour :( For bread flour you need to check Walmart, King Arthur, and other web sites on a daily basis. Bread flour does come in and can be ordered, but it goes quickly out of st...
by jabberwockOG
Mon May 25, 2020 4:04 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 133
Views: 10980

Re: Pandemic buys that have improved quality of life?

Food. I've never experienced empty shelves before (at least at home, overseas I had). It was a real eye opener. We've always had at least one extra of everything (i.e. when you take a ketchup out of the pantry to replace one that's used up - ketchup goes on the shopping list), but empty shelves of ...
by jabberwockOG
Mon May 25, 2020 3:56 pm
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 133
Views: 10980

Re: Pandemic buys that have improved quality of life?

A jar of Luxardo Cherries for superior Manhattan construction. I like the Luxardos but also really like these (in the 72 oz jar!): https://www.amazon.com/Royal-Harvest-Bordeaux-Maraschino-Cherries/dp/B01DEEES3I/ What's your preferred whiskey? We've settled mostly on Larceny bourbon. As for vermouth...
by jabberwockOG
Mon May 25, 2020 11:03 am
Forum: Personal Consumer Issues
Topic: Pandemic buys that have improved quality of life?
Replies: 133
Views: 10980

Re: Pandemic buys that have improved quality of life?

A jar of Luxardo Cherries for superior Manhattan construction.
by jabberwockOG
Sun May 24, 2020 11:20 pm
Forum: Personal Consumer Issues
Topic: Update current laptop or buy new one?
Replies: 36
Views: 2016

Re: Update current laptop or buy new one?

Replace - 8 years on a typical windows laptop is long enough. Get something new - hopefully lighter, better graphics, and insist on SSD.
by jabberwockOG
Sat May 23, 2020 11:43 pm
Forum: Personal Consumer Issues
Topic: Warning: Virginia State Inspection
Replies: 38
Views: 3733

Re: Warning: Virginia State Inspection

So some people think its a great idea to get rid of auto inspections (designed to keep dangerous as well as polluting vehicles off the road) because of a few bad apples supposedly creating or claiming non existent defects in people's cars to increase repair revenue? I lived in Texas for many years, ...
by jabberwockOG
Sat May 23, 2020 1:40 pm
Forum: Personal Consumer Issues
Topic: Warning: Virginia State Inspection
Replies: 38
Views: 3733

Re: Warning: Virginia State Inspection

Folks, Be very careful as to where you bring your older car for Virginia State Inspection. If the car mechanic rejects your car inspection and put in all kind of stuff that you need to fix, you have to fix it. You cannot bring your car to some other places and reinspect without fixing the problems....
by jabberwockOG
Fri May 22, 2020 3:51 pm
Forum: Personal Consumer Issues
Topic: Should I pay $1,600 for this lawn care fix?
Replies: 55
Views: 5086

Re: Should I pay $1,600 for this lawn care fix?

I maintain my lawn to the extent that neighbors don't notice it - good, bad or indifferent, and so that it is healthy with no bare spots or crazy amounts of weeds. I spend as little as humanly possible on it doing so. I personally think spending $1600 to "level" a lawn is big time crazy. Surely ther...
by jabberwockOG
Fri May 22, 2020 10:41 am
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

It's good for the forum to have different perspectives. Readers get value from seeing different opinions and different points of view on specific topics. They can make up their own minds based on their specific context and ability and desire to take action. I would encourage anyone that feels they ...
by jabberwockOG
Thu May 21, 2020 5:39 pm
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

There was no written warranty whatsoever on her used car. It was purchased as is. Getting Subaru to rebuild the engine literally required politely but firmly threatening them with legal action as well as media and governmental involvement if they did not correct the situation. The primary point of ...
by jabberwockOG
Thu May 21, 2020 7:16 am
Forum: Personal Consumer Issues
Topic: Car Transport Services
Replies: 9
Views: 534

Re: Car Transport Services

In my area - Southeast US, there are dozens of small mom and pop car transport shippers. These folks can buy a used uncovered car carrier and a small semi and start up a viable business pretty cheap. Coast to coast shipping runs 1000-1200 at retail level. Thousands of cars are sent to and sold at la...
by jabberwockOG
Wed May 20, 2020 10:44 pm
Forum: Personal Consumer Issues
Topic: Shed Foundation: Flat Concrete Blocks or Deck Piers?
Replies: 18
Views: 1325

Re: Shed Foundation: Flat Concrete Blocks or Deck Piers?

In my region it is important to bolt down any wooden structure to its foundation. I'd pay for a pad with embedded bolts, or at a minimum concrete piers with embedded metal post base/hangers. If you live in an area where storms can produce high winds, bolting down the wooden floor plates to the found...
by jabberwockOG
Wed May 20, 2020 6:24 pm
Forum: Personal Consumer Issues
Topic: What is your most luxury/expensive hobby.
Replies: 262
Views: 19244

Re: What is your most luxury/expensive hobby.

Most of my hobbies are very low cost because not much gear is needed by choice and design. Shooting was my most expensive hobby to date. In order to attain and maintain desired proficiency I typically shot 600-1000 rounds of 380 and 9 mm per month for several years. Also lots of .22 for fun but cost...
by jabberwockOG
Wed May 20, 2020 12:16 pm
Forum: Personal Finance (Not Investing)
Topic: Income about to be halved - what do we do?
Replies: 62
Views: 7692

Re: Income about to be halved - what do we do?

At this point given the seriousness of this pandemic and its potential to crush our economy in the next 6-12 months, I'd suggest you do a lifeboat drill. That means you assume you both will lose your jobs in the next 30-60 days and that you still need a way to survive a full 12 months with no additi...
by jabberwockOG
Wed May 20, 2020 9:54 am
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

Actually our daughter used this tactic with a Subaru dealer in the last 30 days. The engine on her 2009 Forester seized up at 110k miles even though it had been getting regular documented oil changes. She had purchased the car used with 90k miles on it from Subaru dealer about 10 months ago. Ok, I'...
by jabberwockOG
Tue May 19, 2020 11:39 pm
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

Actually our daughter used this tactic with a Subaru dealer in the last 30 days. The engine on her 2009 Forester seized up at 110k miles even though it had been getting regular documented oil changes. She had purchased the car used with 90k miles on it from Subaru dealer about 10 months ago. Ok, I'...
by jabberwockOG
Tue May 19, 2020 10:48 am
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

----------------------- Request that they repair the engine on the car they sold you for $13k so that you have a running reliable car or you will file complaints with local and federal government agencies, BBB, as well as notifying local print and TV media that they are not dealing with you in good...
by jabberwockOG
Mon May 18, 2020 10:40 pm
Forum: Personal Consumer Issues
Topic: VW and Audi 0% APR - to buy or not?
Replies: 43
Views: 2379

Re: VW and Audi 0% APR - to buy or not?

Sounds to me like you only want high dollar cars you can't afford to own right now. Leasing a car is the most common way for people to drive cars they can't afford. Save your money and pay cash for an older extremely reliable brand/model that you can afford. Later on in life when you have earned and...
by jabberwockOG
Mon May 18, 2020 10:24 pm
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

----------------------- Request that they repair the engine on the car they sold you for $13k so that you have a running reliable car or you will file complaints with local and federal government agencies, BBB, as well as notifying local print and TV media that they are not dealing with you in good...
by jabberwockOG
Mon May 18, 2020 4:44 pm
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

----------------------- Request that they repair the engine on the car they sold you for $13k so that you have a running reliable car or you will file complaints with local and federal government agencies, BBB, as well as notifying local print and TV media that they are not dealing with you in good...
by jabberwockOG
Mon May 18, 2020 1:36 am
Forum: Personal Consumer Issues
Topic: How did you feel after giving notice to retire?
Replies: 52
Views: 4293

Re: How did you feel after giving notice to retire?

Retired 4.5 years now. After spending 38 years building a successful but stressful career and achieving FI level wealth, I retired at 60. Only regret is not doing so earlier. In a word for me retirement is primarily about freedom. It is an absolute joy to do exactly what I want to do each week, exac...
by jabberwockOG
Sun May 17, 2020 6:17 pm
Forum: Personal Consumer Issues
Topic: How to connect washing machine drain hose to narrow standpipe
Replies: 17
Views: 774

Re: How to connect washing machine drain hose to narrow standpipe

That stand pipe is way too short if the photo is correctly depicting it's height. That is a disaster waiting to happen. Standpipe height for washing machine drain should be minimum of 36 inches high. Increase the height of the pipe to 36 inches and then use appropriate adapter to attach/insert the n...
by jabberwockOG
Sun May 17, 2020 6:11 pm
Forum: Personal Consumer Issues
Topic: Gardening- question about where to mulch, and also about harvesting
Replies: 17
Views: 1041

Re: Gardening- question about where to mulch, and also about harvesting

UpsetRaptor wrote:
Sun May 17, 2020 6:09 pm
The best way to inhibit the mint is to nuke the entire site from orbit. It’s the only way to be sure.
That's what is required when folks make the serious mistake of planting invasive bamboo.
by jabberwockOG
Sun May 17, 2020 5:55 pm
Forum: Personal Consumer Issues
Topic: Gardening- question about where to mulch, and also about harvesting
Replies: 17
Views: 1041

Re: Gardening- question about where to mulch, and also about harvesting

Mint is extremely invasive. Plant mint only in pots. Mulch will do absolutely nothing to stop mint from spreading.
by jabberwockOG
Fri May 15, 2020 9:32 am
Forum: Personal Consumer Issues
Topic: What are your alternative plans this summer if it was travel?
Replies: 65
Views: 5330

Re: What are your alternative plans this summer if it was travel?

No travel plans international or domestic for this summer or this year. No plans to travel until there is a safe reliable vaccine. Already the condos and beaches near where we live are crowded with "road trip" vacationers. Those who think that this pandemic is somehow almost over, or that the risks ...
by jabberwockOG
Fri May 15, 2020 9:14 am
Forum: Personal Consumer Issues
Topic: Dental estimate for a gold crown
Replies: 28
Views: 1970

Re: Dental estimate for a gold crown

My latest crowns are solid porcelain and have been holding up well. I broke several earlier porcelain crowns on top of metal. After I quit working crowns stopped breaking. Go figure. :D Same here. Less stress equals longer lasting teeth and crowns. I had an issue with a rear most crown on a molar a...
by jabberwockOG
Thu May 14, 2020 1:06 pm
Forum: Personal Consumer Issues
Topic: Lexus 2018 recall
Replies: 16
Views: 1104

Re: Lexus 2018 recall

Take the loaner as long as it is roughly equivalent in terms of size and capabilities. Despite what a few naysayers have posted, sudden fuel pump failure while driving can be a significant problem. And depending on the situation and exactly when and where it happens, it can put you in varying degree...
by jabberwockOG
Mon May 11, 2020 10:02 am
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

If may get no assistance from Honda as you bought it used from a non brand dealer. If it were me I would then call around to independent shops asking them for best price on sourcing and install a running junk yard engine in the car. Car is basically worthless unless it runs and drives. As soon as I ...
by jabberwockOG
Sun May 10, 2020 9:25 pm
Forum: Personal Finance (Not Investing)
Topic: $5k - $7k to replace engine, or get something else? (loan on car)
Replies: 109
Views: 6616

Re: $5k - $7k to replace engine, or get something else? (loan on car)

If you bought the car used at an Acura/honda dealer you should send an email to both the owner and general manager of the dealership. Assuming you did your part and maintained the car per the book (and it sounds like you did), politely but firmly let them know via email that you expect the car you b...
by jabberwockOG
Sun May 10, 2020 11:51 am
Forum: Personal Consumer Issues
Topic: Advice on buying a house with leaky roof (fixed ~1 week ago)
Replies: 34
Views: 2364

Re: Advice on buying a house with leaky roof (fixed ~1 week ago)

Patch work roof repairs are not acceptable. Get a quote for new roof from local good reputation roofer. Present it with the offer. On a 2500 sq ft house a new good quality roof along with even minor decking repairs can easily cost $20-25k in my area. Don't assume someone else's expensive deferred ma...
by jabberwockOG
Sun May 10, 2020 8:55 am
Forum: Personal Consumer Issues
Topic: BJJ -martial art
Replies: 58
Views: 3003

Re: BJJ -martial art

Not the time for physical contact.
by jabberwockOG
Sun May 10, 2020 8:10 am
Forum: Personal Consumer Issues
Topic: Scams that make me laugh -- what are you favorites?
Replies: 105
Views: 13869

Re: Scams that make me laugh -- what are you favorites?

The very nice looking invitations to free dinner at a expensive restaurant that we get several times a year. All we have to do is reserve our place ahead of time, and then listen to a short talk before dinner on helpful tips for investing in retirement. Apparently there are many super generous inves...
by jabberwockOG
Thu May 07, 2020 9:22 am
Forum: Personal Consumer Issues
Topic: Craigslist - are these scams?
Replies: 49
Views: 3128

Re: Craigslist - are these scams?

We'd rather give the item to a deserving charity rather than have to interface and deal with many of the folks that currently prowl Craigslist. It was great years ago, but lately it has devolved into a potential serious hassle and a risk not worth taking.
by jabberwockOG
Tue May 05, 2020 1:37 pm
Forum: Personal Consumer Issues
Topic: Is there anything more environmentally friendly than Drano for unclogging a drain?
Replies: 80
Views: 4789

Re: Is there anything more environmentally friendly than Drano for unclogging a drain?

Never use anything like Draino. You will never see a plumber using it. Draino is not very effective for unclogging drains. More importantly it is a dangerous very corrosive liquid that can splash back on your or a plumber’s skin causing second and third degree burns and blindness if it gets in eye. ...
by jabberwockOG
Tue May 05, 2020 7:37 am
Forum: Personal Consumer Issues
Topic: HVAC Proposals - Any Thoughts
Replies: 14
Views: 1149

Re: HVAC Proposals - Any Thoughts

For a 3 ton system the prices seem 10-15% high. get a couple of more quotes. Be aware that Bryant is basically identical to Carrier. IF you are soon selling the home get cheapest system. If you are going to live with it for a while definitely at least go with a variable speed fan air handler. It wil...
by jabberwockOG
Mon May 04, 2020 4:08 pm
Forum: Personal Consumer Issues
Topic: Considering getting an espresso maker - thoughts?
Replies: 52
Views: 2838

Re: Considering getting an espresso maker - thoughts?

Just quit the daily espresso and went back to drip coffee maker with a paper filter. Recent studies published say coffee is actually quite good for you as long as paper filter is used so as to eliminate most of the oils.
by jabberwockOG
Mon May 04, 2020 7:03 am
Forum: Personal Consumer Issues
Topic: Best [BBQ grill] for the money?
Replies: 94
Views: 6274

Re: Best BBQ for the money?

I prefer to go the cheap route and keep it under $200 and closer to $100. That way if it lasts for a while it is a bonus. And since I'm not a fan of cleaning them, when it gets too grimy I can toss it. Spending $500+ for a grill is pretty crazy to me. I think my last one in AZ lasted me about 6-7 y...
by jabberwockOG
Sun May 03, 2020 6:14 pm
Forum: Personal Consumer Issues
Topic: Best [BBQ grill] for the money?
Replies: 94
Views: 6274

Re: Best BBQ for the money?

Weber genesis about $800 at big box stores. Expensive but 100% worth it in the long run. Buy the best, maintain it and keep it clean and it will last forever, and more importantly it will be easier to cook great food. https://www.homedepot.com/p/Weber-Genesis-II-E-315-3-Burner-Propane-Gas-Grill-in-C...
by jabberwockOG
Fri May 01, 2020 5:50 pm
Forum: Personal Consumer Issues
Topic: Reevaluating Auto Purchase Strategy
Replies: 11
Views: 952

Re: Reevaluating Auto Purchase Strategy

Dealers everywhere are experiencing a dramatic decline in demand for new cars. Most people are being careful and conservative and delaying any large purchase and many folks who might be more reckless are in fear of losing their jobs. If you need a car this is a great time to buy one. Buying a new ca...
by jabberwockOG
Fri May 01, 2020 5:44 pm
Forum: Personal Consumer Issues
Topic: Front load washing machine recommendations
Replies: 98
Views: 4660

Re: Front load washing machine recommendations

The LG 3700 seems to be the consistently recommended front load by consumer reports. It has a prop to keep the door open to mitigate smells. We have one and have liked it. I think I paid about 1200 for both the washer and dryer on sale at costco. same model here. works great, replaced a 12 year old...
by jabberwockOG
Thu Apr 30, 2020 4:35 pm
Forum: Personal Investments
Topic: Holding Gold as "Doomsday Fund"
Replies: 121
Views: 5023

Re: Holding Gold as "Doomsday Fund"

I'm not a big gold fan but I don't deny there could be portfolio diversification benefits. But for those that advocate a large stash of physical gold, I'd like to understand the specifics of the scenario where it is better to hold physical gold. If the working financial markets just stop working, h...
by jabberwockOG
Thu Apr 30, 2020 10:04 am
Forum: Personal Investments
Topic: Holding Gold as "Doomsday Fund"
Replies: 121
Views: 5023

Re: Holding Gold as "Doomsday Fund"

I'm not a big gold fan but I don't deny there could be portfolio diversification benefits. But for those that advocate a large stash of physical gold, I'd like to understand the specifics of the scenario where it is better to hold physical gold. If the working financial markets just stop working, h...