Search found 1382 matches

by jabberwockOG
Sun Sep 16, 2018 6:44 am
Forum: Personal Consumer Issues
Topic: Is Hardwood Floor No Maintenance (vs Carpet)?
Replies: 39
Views: 3594

Re: Is Hardwood Floor No Maintenance (vs Carpet)?

supalong52 wrote:
Sat Sep 15, 2018 11:30 pm
I suggest a dirt floor like the kind you might find in a pre-contact primitive village. Literally zero maintenance.
excellent advice!
by jabberwockOG
Sat Sep 15, 2018 10:14 pm
Forum: Personal Consumer Issues
Topic: Benefits/longevity of more expensive ($300+) mens dress shoes?
Replies: 73
Views: 7869

Re: Benefits/longevity of more expensive ($300+) mens dress shoes?

Haven't purchased a leather heel or sole shoe in over 20 years. Leather heels and soles on shoes are some seriously obsolete technology. Try Ecco, ABEO, or Mephisto shoes instead - high quality, very comfortable, and will last a long time. And at least a few folks will notice you are not wearing sho...
by jabberwockOG
Sat Sep 15, 2018 9:47 pm
Forum: Personal Consumer Issues
Topic: Is Hardwood Floor No Maintenance (vs Carpet)?
Replies: 39
Views: 3594

Re: Is Hardwood Floor No Maintenance (vs Carpet)?

I don't clean period. What kind of damages can I expect if the hardwood floor is not cleaned over 3-4 years? Get a monthly cleaning service to come in and clean the place up. Your friends and family will appreciate it even if you don't care. And it will be less expensive than being charged for ruin...
by jabberwockOG
Sat Sep 15, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: Humidity in basement
Replies: 36
Views: 2892

Re: Humidity in basement

If you have any exposed dirt in the crawl space it should be completely covered and sealed by covering with vinyl 6-12 mil thick plastic sheeting. Tape all seams in the plastic and bring edges up onto crawl space walls and tape and seal sheeting to the walls. Also insulate and seal wall and any open...
by jabberwockOG
Sat Sep 15, 2018 3:05 pm
Forum: Personal Consumer Issues
Topic: Rain Jacket recommendations and care
Replies: 32
Views: 2230

Re: Rain Jacket recommendations and care

Wife just got a new Patagonia rain jacket this summer and loves it. Visit REI if possible and take a look at Patagonia, Marmot, Northface, and REI House brand rain jackets. Most of better jackets are priced at $100-170 or so, completely waterproof but breathable, will last for years, and well worth ...
by jabberwockOG
Sat Sep 15, 2018 2:18 pm
Forum: Personal Consumer Issues
Topic: Is home alarm monitoring worth it?
Replies: 56
Views: 3652

Re: Is home alarm monitoring worth it?

We live in a very safe neighborhood with burglary and theft being extremely rare. We have $25/month monitored burglar alarm system and tied to it are smoke and carbon monoxide detector as well as flood/water sensors in the kitchen, laundry room, and attic mounted water heater. I can put the system i...
by jabberwockOG
Sat Sep 15, 2018 11:15 am
Forum: Personal Consumer Issues
Topic: Thoughts on Car Expenditures
Replies: 19
Views: 704

Re: Thoughts on Car Expenditures

You can easily pay any where from 25k to 175k for a new 4 door sedan without going out to silly extremes of Bentley and Rolls Royce, etc. costs. Some of the dynamic involved is how much better is a 50k car than a 25k car, how much better is a 175k car than a 75k car? Does anyone really need a $175k ...
by jabberwockOG
Fri Sep 14, 2018 11:05 pm
Forum: Personal Consumer Issues
Topic: New Light bulbs
Replies: 19
Views: 1704

Re: New Light bulbs

We mostly use 2700k lights for the pleasing warm color. Sourced at Home Depot or Costco. We can’t tolerate any lights that are higher than 3000k - cold blue lights look too much like surgical suite lighting. Also really dislike bright lights in a living space. First thing we do in any new house is i...
by jabberwockOG
Fri Sep 14, 2018 10:23 pm
Forum: Personal Consumer Issues
Topic: Selling car to out of state buyer- funds
Replies: 19
Views: 1087

Re: Selling car to out of state buyer- funds

You cannot trust a certified or bank check for payment without seeing it created in person. They are too easy to fake. Best way is a verified wire transfer, or arrange to meet the buyer at the buyers bank/CU and personally watch the bank clerk cut you a bank certified check for the sales amount. A c...
by jabberwockOG
Fri Sep 14, 2018 10:16 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4804

Re: Shorts in Egypt

Shorts are a crime against elegance. Victoria I always knew Victoria was classy. When I go to supposedly nice restaurants in South Florida for dinner and see guys in shorts I am almost ready to leave and find a restaurant with some class. And don’t get me started on the Florida older men with short...
by jabberwockOG
Fri Sep 14, 2018 10:56 am
Forum: Personal Consumer Issues
Topic: My 2017 CRV is a victim of the dreaded oil gas-dilution issue
Replies: 474
Views: 69818

Re: My 2017 CRV is a victim of the dreaded oil gas-dilution issue

I think many in this thread are over stressing about this potential problem. Any issues you encounter are going to be covered by the 5 year/ 60,000 mile warranty. If you are still worried about it at after that point, trade it in. Yes it’s mildly disappointing, but this hardly a catastrophic moneta...
by jabberwockOG
Thu Sep 13, 2018 9:51 pm
Forum: Investing - Help with Personal Investments
Topic: Frozen In Place - Buying a Home - Don't know what to do
Replies: 13
Views: 910

Re: Frozen In Place - Buying a Home - Don't know what to do

Your thoughts, please on the purchase of Real Estate (a home). I am recently retired and am really stressed about spending large $’s on a home. Without going in to long boring detail, here are the facts… goals: I am absolutely frozen in place. Moving forward, spending that kind of money is to me… V...
by jabberwockOG
Thu Sep 13, 2018 9:42 pm
Forum: Investing - Help with Personal Investments
Topic: Frozen In Place - Buying a Home - Don't know what to do
Replies: 13
Views: 910

Re: Frozen In Place - Buying a Home - Don't know what to do

It sounds like you are thinking about a single family home or townhouse. Why not a condominium apartment to minimize some of the maintenance and utility costs (although you’ll have an HOA fee)? If you have been living in apartments for 20 years, there must be a good reason. The above is great advic...
by jabberwockOG
Thu Sep 13, 2018 8:38 pm
Forum: Personal Consumer Issues
Topic: Buying a house 1 mile away from a municipal landfill
Replies: 43
Views: 3310

Re: Buying a house 1 mile away from a municipal landfill

Use the inspection clause or any other viable clause in the accepted contract. After inspection you can request any item that is old, needs repair, or is not in good shape be repaired/replaced including repainting the exterior and interior, water heater, electric service panel, windows, HVAC, roof, ...
by jabberwockOG
Thu Sep 13, 2018 5:44 pm
Forum: Personal Consumer Issues
Topic: How to help teenager fix silly mistakes in math?
Replies: 50
Views: 3095

Re: How to help teenager fix silly mistakes in math?

Intelligence and learning can be quite high in a person but sometime it may not coincide perfectly with high end testing results. What may be missing is the personal desire and discipline to sweat the details in tests as well as in related intensive detail work. This should not be framed or implied ...
by jabberwockOG
Thu Sep 13, 2018 10:34 am
Forum: Personal Finance (Not Investing)
Topic: Credit card advice
Replies: 22
Views: 1336

Re: Credit card advice

Unless you are in serious consumer debt and need to get even more loans or you are days or weeks away from applying for a home loan I don't understand the obsession with credit score and hard pull versus soft pull. Eliminate a much debt as possible. Credit cards are extremely foolish tools to use t...
by jabberwockOG
Thu Sep 13, 2018 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Credit card advice
Replies: 22
Views: 1336

Re: Credit card advice

I guess I'm less concerned with closing the account than the hard pull to increase the limit on the other card. I suppose if I open a new card, there will be a hard pull on that too. I have not asked the existing issuer to waive the fee. I guess I could try that. Although, the card is through a ver...
by jabberwockOG
Thu Sep 13, 2018 8:54 am
Forum: Personal Consumer Issues
Topic: What will you do when you find you have more money than expected?
Replies: 91
Views: 9617

Re: What will you do when you find you have more money than expected?

We are maintaining lifestyle despite seemingly lower than expected expenses versus portfolio growth. Fortunately what we consider fun activities in retirement are mostly extremely cheap for us to fund. Also neither one of us feel the need to engage in the expensive unwashed horde dominated disaster ...
by jabberwockOG
Wed Sep 12, 2018 6:35 am
Forum: Investing - Help with Personal Investments
Topic: Hypothetical Question - Market Timing
Replies: 43
Views: 2339

Re: Hypothetical Question - Market Timing

Divide the $15k into even buy-ins- maybe five 3k chunks or three 5k chunks, up to you and how you want to buy in, and invest each portion on the first week of every month for the next 5 months. If possible pick a day when market is down to execute the buy on that day.
by jabberwockOG
Tue Sep 11, 2018 4:59 pm
Forum: Personal Consumer Issues
Topic: How often do you guys get alignment done on your cars?
Replies: 59
Views: 3424

Re: How often do you guys get alignment done on your cars?

Only if I replace a suspension component (tie rod end, etc.) or when I see uneven tire wear. I do never done it on a scheduled basis. Agree - alignment usually necessary when any repair work on front suspension is performed (and sometimes rear suspension). Unless car starts pulling to one side or t...
by jabberwockOG
Mon Sep 10, 2018 10:20 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3507

Re: $25K car

Toyota Camry. Stay away from current models with the Honda 1.5T engine that appears to have significant issues with unburned fuel getting into the engine oil. Really? On Accord or other cars? Any issues with the hybrid or 2.0? Read through multiple owners forums before you buy any new or used car t...
by jabberwockOG
Mon Sep 10, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: $25K car
Replies: 39
Views: 3507

Re: $25K car

Toyota Camry. Stay away from current models with the Honda 1.5T engine that appears to have significant issues with unburned fuel getting into the engine oil.
by jabberwockOG
Mon Sep 10, 2018 4:16 pm
Forum: Personal Consumer Issues
Topic: Botched countertop installation - leave it as-is or risk the repair?
Replies: 78
Views: 8203

Re: Botched countertop installation - leave it as-is or risk the repair?

I'd ask them to redo it and let them know given the money spent for this project it had better be perfect this time. How they do it or how much it costs them to repair is not your concern and you should not involve yourself in that issue. The problem is 100% the contractor's issue to correct to your...
by jabberwockOG
Mon Sep 10, 2018 10:15 am
Forum: Personal Consumer Issues
Topic: Hurricane Florence - survival guide
Replies: 87
Views: 6317

Re: Hurricane Florence - survival guide

For anything over a weak Cat 1, don't forget to secure your yard. Move everything in your yard that could become a projectile indoors. That means all outside chairs,tables, umbrellas, yard ornaments, bird feeders, hose reels, and the BBQ grill. It is a big PITA but an 80-100+ mph wind can turn a tab...
by jabberwockOG
Mon Sep 10, 2018 9:27 am
Forum: Personal Consumer Issues
Topic: Amazon Prime - Value?
Replies: 70
Views: 5101

Re: Amazon Prime - Value?

We get 90% of prime items in 2 days and usually order something once a week. Besides two day shipping we use the music streaming at the gym and also stream prime video quite a bit during certain times of the year. Prime shopping has a lot of value for us because we do not live (thankfully) near a gi...
by jabberwockOG
Mon Sep 10, 2018 7:35 am
Forum: Personal Consumer Issues
Topic: Advice on how to deal with barking dogs
Replies: 59
Views: 5028

Re: Advice on how to deal with barking dogs

Thanks guys. Rupert, there is a new neighbor (nice couple with a daughter) who recently moved in next to me. I am friendly with them and asked them if they are bothered by the barking. The wife told me that her husband has been awakened by the dogs early in the morning and has been unable to get ba...
by jabberwockOG
Mon Sep 10, 2018 7:25 am
Forum: Personal Consumer Issues
Topic: Run Air Conditioner even if not needed?
Replies: 30
Views: 2993

Re: Run Air Conditioner even if not needed?

Run it every couple of weeks or so for 5-10 minutes during periods of inactivity. Will help keep the compressor's seals from sticking.
by jabberwockOG
Mon Sep 10, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: Advice on how to deal with barking dogs
Replies: 59
Views: 5028

Re: Advice on how to deal with barking dogs

Call local animal control and also call local law enforcement to ask them about local noise ordnance laws and enforcement requirements. No one has a right to cause an ongoing nuisance and disrupt people's reasonable peace and enjoyment of their own property. Failing that sell the house and move befo...
by jabberwockOG
Sun Sep 09, 2018 8:57 pm
Forum: Personal Consumer Issues
Topic: What performance to expect from central AC?
Replies: 35
Views: 2340

Re: What performance to expect from central AC?

Having lived in Texas and now Gulf Coast area I can attest that in a normally insulated house a correctly configured and installed HVAC system should be able to easily keep the house at 73-74 when it is 90-95 outside and not have to run continuously. If you can't get down below 73 when it is only mi...
by jabberwockOG
Sat Sep 08, 2018 5:59 pm
Forum: Personal Finance (Not Investing)
Topic: Advice on personal loan options?
Replies: 16
Views: 1039

Re: Advice on personal loan options?

Sorry to be blunt but based on your post it sounds to me like the last thing you need is a loan. Rather than borrow money, get a second or third part time job if necessary to see you thru cash flow issues. Deliver pizza, work security at night, do some tutoring, drive uber or its equivalent, etc. do...
by jabberwockOG
Sat Sep 08, 2018 11:19 am
Forum: Personal Consumer Issues
Topic: Buy a house that needs full renovation?
Replies: 40
Views: 1656

Re: Buy a house that needs full renovation?

Folks with little to no home owning and renovation experience can easily buy houses that are in great structural shape but need minor cosmetic remodeling like new paint, floor covering, appliance and plumbing and lighting fixture replacement, etc. But unless you are a GC pro and have access to lots ...
by jabberwockOG
Sat Sep 08, 2018 9:47 am
Forum: Personal Consumer Issues
Topic: Is it sensible to buy a car from Elon Musk?
Replies: 59
Views: 2992

Re: Is it sensible to buy a car from Elon Musk?

Tesla the company most likely has adequate critical mass and momentum at this point to survive most issues involving the founder and/or CEO in the near future. Tesla is certainly subject to being taken over, acquired, or restructured like any other public company, but it is likely Tesla as a car man...
by jabberwockOG
Fri Sep 07, 2018 7:47 am
Forum: Personal Consumer Issues
Topic: Car Shopping, Seem to lose my Boglehead way each time help!!
Replies: 37
Views: 2870

Re: Car Shopping, Seem to lose my Boglehead way each time help!!

Be aware that the latest cars are very different from cars just a few years ago. Cars have become sensor laden computers on wheels and are theoretically much safer and easier to drive. The downside is that all the electronics and sensors loaded into a car/truck are items that can and will fail over ...
by jabberwockOG
Sat Aug 11, 2018 8:03 pm
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 71
Views: 6293

Re: are mccormick gourmet spices better

hello, are mccormick gourmet spices better than the regular mccormick spices? how about compare with simply organic? or 365 brand? i enjoy finding good spices to cook. but i am also curious why mccormick stock has gone up so much recently. thanks. Order online . Search for Penzy’s Spices. Wonderful...
by jabberwockOG
Sat Aug 11, 2018 4:21 pm
Forum: Personal Consumer Issues
Topic: Used Car Negotiation
Replies: 29
Views: 2907

Re: Used Car Negotiation

Most of the dealers in our area have changed to "no haggle" pricing. Sometimes it works, sometimes it doesn't. We have been in the market for a 2016 or 2017 Ford Fusion Energi for a month or so. I use Cargurus.com and check the landscape. Probably a $6k price difference for a 2017 with ~20k miles. ...
by jabberwockOG
Sat Aug 11, 2018 2:30 pm
Forum: Personal Consumer Issues
Topic: Used Car Negotiation
Replies: 29
Views: 2907

Re: Used Car Negotiation

Most of the dealers in our area have changed to "no haggle" pricing. Sometimes it works, sometimes it doesn't. We have been in the market for a 2016 or 2017 Ford Fusion Energi for a month or so. I use Cargurus.com and check the landscape. Probably a $6k price difference for a 2017 with ~20k miles. ...
by jabberwockOG
Sat Aug 11, 2018 2:02 pm
Forum: Personal Consumer Issues
Topic: Worth seeing comedian live if already saw their Netflix special?
Replies: 20
Views: 1837

Re: Worth seeing comedian live if already saw their Netflix special?

It is important to find out if he has all new material or if it is basically the same show and material. If it is mostly the same material, the live experience of bits you already heard and laughed at would not be good or worth the cost.
by jabberwockOG
Sat Aug 11, 2018 10:02 am
Forum: Personal Consumer Issues
Topic: Should I pay 6000.00 to repair wife's car....
Replies: 77
Views: 4848

Re: Should I pay 6000.00 to repair wife's car....

Put in a cheap fix and trade the car in (do not sell to private party) on something way safer and more reliable. I would not let my wife drive that car under any circumstances. The issue with the door hardware failing is not just a mechanical failure it could also be an extreme safety issue in case ...
by jabberwockOG
Wed Aug 08, 2018 2:52 pm
Forum: Personal Consumer Issues
Topic: "Dollar Tree Store" favorites
Replies: 84
Views: 6733

Re: "Dollar Tree Store" favorites

Buying cheap Asian made sunglasses at discount stores (like Dollar stores and others) is a bad idea. Good qaulity sun-glass lenses are designed to protect your eyes from bright sunlight as well as from the damaging spectrum of UV rays. Cheap knockoff brands sometimes use very cheap lenses that while...
by jabberwockOG
Wed Aug 08, 2018 6:40 am
Forum: Personal Consumer Issues
Topic: are mccormick gourmet spices better
Replies: 71
Views: 6293

Re: are mccormick gourmet spices better

...Search for Penzy’s Spices... +1. We get everything there. Except the giant cinnamon at Costco. +2 - Pennzy's is a great spice vendor, we do buy the giant paprika at Costco. For cinnamon I order whole sticks of Ceylon direct from overseas organic supplier and grind my own as we need it. A lot of ...
by jabberwockOG
Mon Aug 06, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: Getting the stink out of synthetic shirts
Replies: 37
Views: 2589

Re: Getting the stink out of synthetic shirts

Some weeks 70% of my laundry is workout gear. Hot water speed wash cycle with heavy dirt option, minimal unscented Kirkland liquid detergent along with a small scoop of Oxiclean powder, and cold water double rinse, followed by dryer on high heat. Workout clothes and headbands come out clean and 100%...
by jabberwockOG
Mon Aug 06, 2018 10:51 pm
Forum: Personal Consumer Issues
Topic: Relaxing - quieting the mind
Replies: 47
Views: 3123

Re: Relaxing - quieting the mind

Pick a sport that requires intense concentration and focus - racquetball, table tennis, tennis, etc. and play hard. Few things are better to fully take your mind off of all other things in life past, present, and future and into the moment and fully present.
by jabberwockOG
Sun Aug 05, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: Pricing a used car to sell
Replies: 27
Views: 1369

Re: Pricing a used car to sell

Go to Autotrader, car guru, cars.com, ebay motors, web sites and do a search on that year and model being sold across the entire country (not just local cars). You should find multiple used car sales listings for just about any car
by jabberwockOG
Wed Aug 01, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: Older Camrys - Hybrid vs regular?
Replies: 25
Views: 1682

Re: Older Camrys - Hybrid vs regular?

Toyota hybrids tend to be very reliable but there are more than a few battery failures in the 10-12 year range and lots more at 12+ years. Unless you drive a lot of miles each year (>15k at minimum) buying a moderately efficient mpg car is usually a much better deal over time then buying the hybrid ...
by jabberwockOG
Wed Aug 01, 2018 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of Current Income on Decision to Retire Early
Replies: 76
Views: 6233

Re: Effect of Current Income on Decision to Retire Early

OP, You do not live forever. <<For example, assume one has retirement assets of $4,000,000, current income of $200,000, of which $100,000 can be saved each year.>> 1) Which means you spend less than 100K per year. 2) Your portfolio probably makes more than your job every year even assuming 5% per y...
by jabberwockOG
Tue Jul 31, 2018 10:20 pm
Forum: Personal Finance (Not Investing)
Topic: Consistently over budget on food - what are you guys eating?
Replies: 70
Views: 6042

Re: Consistently over budget on food - what are you guys eating?

Regular Oatmeal at Costco is about 80 cents a pound. Good plan! I have 1/4 cup Costco oatmeal with 2 tablespoons of Chia seeds for breakfast almost every day. And then a green salad for lunch. I estimate our total cost for the first two meals of the day is under $4/person. We rarely eat out except ...
by jabberwockOG
Tue Jul 31, 2018 10:01 pm
Forum: Personal Finance (Not Investing)
Topic: Effect of Current Income on Decision to Retire Early
Replies: 76
Views: 6233

Re: Effect of Current Income on Decision to Retire Early

OP, You do not live forever. <<For example, assume one has retirement assets of $4,000,000, current income of $200,000, of which $100,000 can be saved each year.>> 1) Which means you spend less than 100K per year. 2) Your portfolio probably makes more than your job every year even assuming 5% per y...
by jabberwockOG
Tue Jul 31, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: Flooring: Hard wood vs Ceramic Tile that looks like wood
Replies: 26
Views: 2654

Re: Flooring: Hard wood vs Ceramic Tile that looks like wood

I strongly suggest avoiding trends and fads when installing any long lasting surface especially floors, tubs, showers, and countertops. 99% of it looks dated and cheesy within 10 years or less. Installing classic timeless materials will always look better for much longer. If installing classics like...
by jabberwockOG
Mon Jul 30, 2018 10:57 pm
Forum: Personal Consumer Issues
Topic: This Water Leak is Maddening
Replies: 13
Views: 2147

Re: This Water Leak is Maddening

If you do find a problem and remove sheet rock to get it fixed, do not replace sheet rock for at least 2-3 months in order to verify and confirm that the fixed actually works long term and that it is the only leak that actually needs repair. example video scope tool - https://www.amazon.com/Depstech...
by jabberwockOG
Mon Jul 30, 2018 10:47 pm
Forum: Personal Consumer Issues
Topic: This Water Leak is Maddening
Replies: 13
Views: 2147

Re: This Water Leak is Maddening

Just poking in the dark : Was there any rain when the leak occurred - sometimes the boots around the vent stacks crack and shrink and allow water to run along the surface of the vent stack and it only drips off when it hits first horizontal bend. If you have any tile shower enclosures built with a t...