Search found 253 matches

by tech_arch
Mon Sep 10, 2018 10:17 am
Forum: Personal Consumer Issues
Topic: Using Lastpass as your password manager
Replies: 34
Views: 3734

Re: Using Lastpass as your password manager

I attempt to reduce the keylogger risk by (1) using the lastpass virtual keyboard (using the mouse to "type" the keys) to input part of my master password and (2) copying the rest of the password from a large spreadsheet. Many (most?) keyloggers also take screenshots, which defeats this precaution.
by tech_arch
Fri Jul 13, 2018 9:09 am
Forum: Personal Consumer Issues
Topic: Advice on IT Certification program
Replies: 93
Views: 4459

Re: Advice on IT Certification program

OP, Your kid has a 4-year degree and couldn't get a job in a year? Why is that? Are the jobs just not in demand? Does Kid have trouble getting interviews, interview poorly, or something else? What makes Kid think the job search would be different this time around? Is the change just a "grasping at s...
by tech_arch
Sun Jul 08, 2018 6:59 am
Forum: Personal Consumer Issues
Topic: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it later?
Replies: 22
Views: 1618

Re: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it la

I used Time Machine, wiped my drive and setup a dummy account for them, and restored from Time Machine when I got it back. It was pretty easy, but I can see wanting to ensure separate backups in case Time Machine fails. What is a "dummy account" ????? :shock: :shock: thanks jim I setup a separate (...
by tech_arch
Fri Jul 06, 2018 1:45 pm
Forum: Personal Consumer Issues
Topic: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it later?
Replies: 22
Views: 1618

Re: Tech help needed. What programs/data to remove from MacBook before sending in for repair? And, how to restore it la

I used Time Machine, wiped my drive and setup a dummy account for them, and restored from Time Machine when I got it back. It was pretty easy, but I can see wanting to ensure separate backups in case Time Machine fails.
by tech_arch
Fri Jul 06, 2018 9:16 am
Forum: Personal Consumer Issues
Topic: USGP at COTA support series races?
Replies: 2
Views: 235

Re: USGP at COTA support series races?

I'm seeing conflicting schedules so I would recommend just calling COTA and directly asking them.

If you haven't been, it's a great circuit; enjoy the race!
by tech_arch
Mon Jun 18, 2018 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

I would have to disagree with you on them being “infinitely flexible”. I don’t not believe it would be so easy to plan a trip where say you want to go to 3 European or South American or Asian cities in say 8 or 9 days. What if you are unable to travel this year for a reason? Can you get your money ...
by tech_arch
Mon Jun 18, 2018 8:10 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

Time shares make no sense to me: They require a large up front commitment if bought new. They always require annual maintenance. They are inflexible. They lock you into a certain type of vacation. They are something else to worry about. They are hard to get rid of. Skimming over the thread it looks...
by tech_arch
Sat Jun 16, 2018 6:02 pm
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

To make the examples super objective, and allow apples to apples compares...would be great to see 'per night' costs of timeshare nights (factoring ALL costs) vs. Same night at hotel (suite). Here are some of mine: Wyndham Oceanwalk (Daytona Beach), 2BR, during July 4th: We're paying $123/night, and...
by tech_arch
Thu Jun 14, 2018 9:56 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

SimonJester wrote:
Thu Jun 14, 2018 9:53 am
just rent the timeshare from someone else are all alternatives.
We've done this, too. There is even a cottage industry of people who buy timeshares just to rent them out.
by tech_arch
Thu Jun 14, 2018 9:55 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

One thing to keep in mind: when you buy a point based timeshare you are also subject to "currency risks". That is you are essentially buying a currency, that is controlled by the hotel company, that can be exchanged for hotel rooms. At any time they can devaluate that currency. When you purchase pe...
by tech_arch
Thu Jun 14, 2018 9:02 am
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 11620

Re: Timeshare ever worth it? Please share details

We did our research and bought several Wyndham timeshares through the secondary market. Each one only cost us that year's maintenance cost and had full points, so we essentially got the deed for free. The sellers also paid closing costs. Caveats: If you're buying into a large system, consider where ...
by tech_arch
Fri Jun 08, 2018 1:33 pm
Forum: Personal Consumer Issues
Topic: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?
Replies: 55
Views: 5552

Re: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?

After giving this some thought, I've realized why the contractor's response of you're "running it too hard" set off my B.S. detector. The contractor has a duty to perform a Manual J load calculation to ensure they're installing a properly sized unit. This takes into account house design, size, clima...
by tech_arch
Fri Jun 08, 2018 7:36 am
Forum: Personal Consumer Issues
Topic: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?
Replies: 55
Views: 5552

Re: New AC Unit broken or "feezing". HVAC company says it's my fault for "running it too hard". What can I do?

We had this happen in a house we were renting. The house was ~5 years old when the A/C started freezing up. It turned out that there was a tiny hole in the copper running between the coils and outside unit, which took the company half a day to replace. Needless to say, the landlord wasn't happy at t...
by tech_arch
Thu Jun 07, 2018 12:41 pm
Forum: Personal Finance (Not Investing)
Topic: 60-day rollover withholding question
Replies: 3
Views: 274

Re: 60-day rollover withholding question

Thank you, ResearchMed and kaneohe.
by tech_arch
Thu Jun 07, 2018 9:52 am
Forum: Personal Finance (Not Investing)
Topic: 60-day rollover withholding question
Replies: 3
Views: 274

60-day rollover withholding question

A 401(k) plan from a previous employer has been terminated due to them being bought out. The old trustee is sending me a cash-out disbursement and will not perform a trustee-trustee transfer, since it is a cash-out. I plan to rollover the full (gross) amount into a separate qualified plan. I underst...
by tech_arch
Tue May 22, 2018 3:29 pm
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 6123

Re: Florida Living

Gill wrote:
Tue May 22, 2018 2:57 pm

No, Tampa airport is 135 miles from Cape Coral. Fort Myers Airport (RSW) is only 15 miles.
Gill
Would you classify that as a "relatively major" airport, though? I thought it was more of a regional airport.
by tech_arch
Tue May 22, 2018 12:37 pm
Forum: Personal Consumer Issues
Topic: Florida Living
Replies: 49
Views: 6123

Re: Florida Living

I grew up in Broward county (Ft Lauderdale), lived in Tampa, and have friends in Cape Coral. These are all very different areas. I'll try to address your points one by one. * City life: All of your locations probably have what you mentioned, though I'd be surprised if Cape Coral had a Whole Foods * ...
by tech_arch
Sun May 20, 2018 11:48 am
Forum: Personal Consumer Issues
Topic: Birmingham AL and Gainesville FL (?)
Replies: 7
Views: 968

Re: Birmingham AL and Gainesville FL (?)

I lived in Gainesville for over a decade (went to UF and stayed after graduation.) Gainesville is definitely a college town, with the associated pros and cons. Some areas are very much student areas, but once you get a few miles away from campus it's more like a normal town. You don't mention time o...
by tech_arch
Mon May 14, 2018 1:07 pm
Forum: Personal Consumer Issues
Topic: Seeing a rocket launch in FL
Replies: 15
Views: 1657

Re: Seeing a rocket launch in FL

BanditKing wrote:
Sun May 13, 2018 11:02 pm
Where is a good place to be if you want to see a SpaceX booster return? I really want to see a Falcon Heavy launch and return.
In general, if the boosters are returning to land, then anywhere near KSC where you can watch the launch will be fine for the return.
by tech_arch
Sun May 13, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Seeing a rocket launch in FL
Replies: 15
Views: 1657

Re: Seeing a rocket launch in FL

As above, definitely book the trip so the launch is early as delays are commonplace. If you have admission to KSC, you might be able to watch from the Saturn V building, which usually has bleachers, a loudspeaker for the countdown, and a docent explaining what is happening. I've done that for Delta ...
by tech_arch
Thu May 10, 2018 2:00 pm
Forum: Personal Consumer Issues
Topic: Reccommended Minivans
Replies: 31
Views: 2209

Re: Reccommended Minivans

Love my 2016 Odyssey, but it was just a shade over $30k. We actually liked the new Pacifica better, but were worried about Chrysler's reliability so went with Honda.
by tech_arch
Thu May 10, 2018 1:56 pm
Forum: Personal Consumer Issues
Topic: Florida road trip - what towns to stay in?
Replies: 28
Views: 2041

Re: Florida road trip - what towns to stay in?

One thing I have not seen mentioned is that there are lots of toll roads in Florida. This is true, but not too much on the coasts. Going down the east coast to the Keys you'll be on I-95 and US 1, neither of which have tolls. You'll cross Alligator Alley, a toll road, going across the state to Napl...
by tech_arch
Wed May 09, 2018 3:38 pm
Forum: Personal Consumer Issues
Topic: Florida road trip - what towns to stay in?
Replies: 28
Views: 2041

Re: Florida road trip - what towns to stay in?

East coast: First night I'd consider staying at Amelia Island, just north of Jacksonville. A few hours south will bring you to St Augustine, which has a nice feel, beach, and fort for visiting. If you're into racing, the Rolex 24 at Daytona is usually in late January; if you're not, you'll probably ...
by tech_arch
Wed May 02, 2018 9:54 pm
Forum: Personal Consumer Issues
Topic: Where to babymoon?
Replies: 38
Views: 4050

Re: Where to babymoon?

dm200 wrote:
Wed May 02, 2018 2:31 pm
Five day cruise to Bermuda from Baltimore..
Cruises are great for relaxing since everything is taken care of. Be careful about the sailing cut-off date, though - pretty much every cruise line will deny you boarding if you enter your 24th week of pregnancy before the cruise ends.
by tech_arch
Wed May 02, 2018 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: Why are two almost identical value ETFs (MGV and VTV) priced so differently?
Replies: 20
Views: 1720

Re: Why are two almost identical value ETFs (MGV and VTV) priced so differently?

Thank you all! Consider me well schooled on this matter. Sincerely appreciate you all taking the time to explain such an elementary concept so eloquently and straightforwardly. Everybody's education has to start somewhere. When it comes to elementary concepts, just remember everybody had to be taug...
by tech_arch
Sun Apr 22, 2018 9:45 pm
Forum: Personal Consumer Issues
Topic: WALK ME Appearing on URL Bar [during Fidelity login]
Replies: 26
Views: 3374

Re: WALKME Appearing on URL Bar

I'm not a Fidelity customer, but I'm familiar with WalkMe; they make software that integrates with other platforms to provide on-demand help and tutorials. This is generally used to help people learn new systems, so I wonder if Fidelity is testing out using this to help train customers on how to use...
by tech_arch
Wed Apr 18, 2018 2:25 pm
Forum: Personal Consumer Issues
Topic: Perks of Owning Certain Individual Stocks
Replies: 28
Views: 3895

Re: Perks of Owning Certain Individual Stocks

Many cruise lines have similar benefits if you own at 100 shares (or at least they did.) We used to own some stock just for that specific reason.
by tech_arch
Tue Apr 10, 2018 1:11 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 321
Views: 45269

Re: Good Modern Science Fiction

I enjoy Nancy Kress and would recommend her Beggars trilogy: Beggars in Spain, Beggars and Choosers, and Beggars Ride.

Here's her page for the first, Beggars in Spain - http://nancykress.com/beggars-in-spain/
by tech_arch
Fri Apr 06, 2018 4:01 pm
Forum: Personal Consumer Issues
Topic: Should I get a loan for a motorcycle?
Replies: 24
Views: 2085

Re: Should I get a loan for a motorcycle?

Slov wrote:
Fri Apr 06, 2018 9:52 am
I am 6'1 and 190lbs. So, I am hesitant to get such a small engine motorcycle.
I'm 6' and was around the same weight when I had my 250. I had no trouble keeping up with city traffic and could easily do highway speeds with it. If I could buy another bike it'd probably be a 500cc sport bike.
by tech_arch
Fri Apr 06, 2018 9:11 am
Forum: Personal Consumer Issues
Topic: Should I get a loan for a motorcycle?
Replies: 24
Views: 2085

Re: Should I get a loan for a motorcycle?

First, thank you for your service. Short answer: First bikes should be something cheap, bought for cash. Advice: 1. If you're not an experienced rider (and it sounds like you'd be new to riding), definitely take the MSF beginner's course. I did, and it taught me A LOT. 2. Every rider will drop their...
by tech_arch
Mon Feb 26, 2018 12:53 pm
Forum: Personal Finance (Not Investing)
Topic: HRA vs HSA? Which is better ?
Replies: 3
Views: 335

Re: HRA vs HSA? Which is better ?

That will depend a lot on your specific plan offerings. HRAs can be offered with regular PPO and HMO plans while HSAs require a qualified high-deductible health plan (QHDHP). If you post the details of your options we can give better feedback.
by tech_arch
Sun Feb 25, 2018 10:00 pm
Forum: Personal Consumer Issues
Topic: Moving utilities underground - any experience?
Replies: 11
Views: 1220

Re: Moving utilities underground - any experience?

... (though the improved reliability would be nice) ... Just curious: does your neighborhood have frequent outages? Buried lines can be helpful in some situations for reliability, but they're not a cure-all, especially if the problems aren't local. I do agree that buried utilities make for a nicer ...
by tech_arch
Mon Feb 12, 2018 8:56 pm
Forum: Personal Consumer Issues
Topic: Costco 'Goodyear' wiper blades
Replies: 43
Views: 9514

Re: Costco 'Goodyear' wiper blades

sunny_socal wrote:
Mon Feb 12, 2018 8:19 pm
I think these are great deal. Will buy again when these wear out! (I replace about every 2-3 years)
Your blades last that long? I'm lucky to get a year out of mine in central FL.
by tech_arch
Wed Jan 31, 2018 9:37 pm
Forum: Personal Consumer Issues
Topic: Disney World question, accessing resorts and monorail
Replies: 6
Views: 944

Re: Disney World question, accessing resorts and monorail

I've done this a few times. Here is what you should do... - Make dining reservations at one of the 3 monorail resorts. - With reservations, you are able to drive directly to the resort and park for free. - You can then leave your car in the parking lot and explore all you'd like. Use the monorail t...
by tech_arch
Tue Jan 16, 2018 2:26 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 1103

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

Watch out for the gators. A few years back, an alligator breezed through a set of pressure-sensitive automatic doors, into an office building at NASA's Kennedy Space Center (KSC). As clock punchers came in for their morning shift, they were greeted by a smug, six-foot reptile, lounging under a benc...
by tech_arch
Mon Jan 15, 2018 9:58 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 1103

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

Would you recommend buying the pass in advance or can we just get it at the gate? Is there a long line to get in that we need to avoid? We'll probably be arriving at the Space Center around 9:30 AM on a weekday. Thanks! I haven't been there in a couple of years and never during the week. I'd sugges...
by tech_arch
Mon Jan 15, 2018 3:46 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 1103

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

123 wrote:
Sun Jan 14, 2018 12:48 am
https://www.kennedyspacecenter.com/info ... hancements

I enjoyed a visit there some years ago. Since you've got a specific date you may want to order tickets in advance, I don't know if they sell out.
I think this would only be a problem if there's a launch scheduled for that day.
by tech_arch
Mon Jan 15, 2018 3:45 pm
Forum: Personal Consumer Issues
Topic: Advice On A Tour From Port Canaveral To Kennedy Space Center
Replies: 14
Views: 1103

Re: Advice On A Tour From Port Canaveral To Kennedy Space Center

I've sailed out of Port Canaveral and used to have an annual pass to KSC. You don't need to go with a tour operator; just take a taxi/Uber/Lyft over there. KSC does offer some special tours that you might be interested in, but the normal pass gets you access to many things: multiple static displays ...
by tech_arch
Fri Jan 12, 2018 12:25 pm
Forum: Personal Consumer Issues
Topic: Is this solar panel bid reasonable?
Replies: 59
Views: 5186

Re: Is this solar panel bid reasonable?

Also, you're not considering the advantage of having some energy independence. Having a way to generate your own electricity, especially coupled with battery storage, means you can function off grid in the event of power outages. With climate change causing more and more unpredictable bad weather l...
by tech_arch
Fri Dec 08, 2017 4:05 pm
Forum: Personal Finance (Not Investing)
Topic: QUESTION ANSWERED NO HELP NEEDED - mortgage escrow payment added to principal balance and charged interest each month
Replies: 18
Views: 956

Re: mortgage escrow payment added to principal balance and charged interest each month

I noticed that the escrow portion of my mortgage payment is being added to the principal balance each month and my lender is charging me interest on this principal balance that includes the escrow payment. Is this right? Should I really get charged interest on the escrow amount used for prepaying t...
by tech_arch
Mon Dec 04, 2017 3:44 pm
Forum: Personal Consumer Issues
Topic: Amazon FreeTime on tablets
Replies: 7
Views: 818

Re: Amazon FreeTime on tablets

Amazon's website makes it look like FreeTime is access controls and FreeTime Unlimited provides the content.

See Set Up Amazon FreeTime vs About Amazon FreeTime Unlimited
by tech_arch
Mon Dec 04, 2017 9:32 am
Forum: Personal Consumer Issues
Topic: Amazon FreeTime on tablets
Replies: 7
Views: 818

Re: Amazon FreeTime on tablets

FreeTime is only $2.99 for Prime members. That being said, I think the access controls are free and the subscription is only for the content (FreeTime vs Freetime Unlimited.)
by tech_arch
Fri Dec 01, 2017 10:02 am
Forum: Personal Consumer Issues
Topic: Older Software Engineer Advice ~ Languages?
Replies: 41
Views: 3996

Re: Older Software Engineer Advice ~ Languages?

I haven't seen it on here, but Apex (and JavaScript) if you're interested in the Salesforce ecosystem. Salesforce developer jobs pay well and lots of remote work is available. Apex is built on Java so coming from .Net it shouldn't be a hard transition. Check out trailhead.salesforce.com if you're in...
by tech_arch
Fri Nov 17, 2017 10:54 am
Forum: Personal Consumer Issues
Topic: Dive computer recommendations
Replies: 8
Views: 1017

Re: Dive computer recommendations

I just use an Oceanic Evo in my console; I don't dive enough to justify a wrist computer. My backup is a regular dive watch for tracking dive time. When I started buying my gear the people on my normal dive boat recommended against Suunto, claiming their algorithms were overly conservative and would...
by tech_arch
Thu Nov 16, 2017 10:54 am
Forum: Investing - Theory, News & General
Topic: Saturna=the only no-fee HSA investing option
Replies: 4
Views: 1639

Re: Saturna=the only no-fee HSA investing option

My employer's HSA is through Payflex. As of October, Payflex removed the $2/month fee for having an investing account. Various Vanguard funds are offered. I think they make it up by padding the expense ratio a bit, though I'm having trouble finding the relevant document right now.
by tech_arch
Thu Oct 26, 2017 9:23 am
Forum: Personal Consumer Issues
Topic: What is a virtual private network (VPN) and how will it help me?
Replies: 14
Views: 1970

Re: What is a virtual private network (VPN) and how will it help me?

To add to bharghav9's answer... At a public WiFi spot, anybody can be snooping on you and using a VPN adds an extra layer of encryption[1] for the snoopers to break. With KRACK, people within range of the network will also be able to snoop on you, so essentially making it as "secure" as the public W...
by tech_arch
Thu Oct 26, 2017 9:03 am
Forum: Personal Consumer Issues
Topic: YouTube TV
Replies: 2
Views: 521

Re: YouTube TV

We tested Youtube TV and Playstation Vue. For us, PS Vue worked out better, mainly because Youtube TV doesn't have an app for Amazon Fire devices, so it wasn't as easy to watch on our TV. We were happy with the quality of both. You need a good internet connection for all of these streaming services,...
by tech_arch
Tue Oct 17, 2017 10:32 am
Forum: Investing - Help with Personal Investments
Topic: Wash sale rule unclear if not married at time of buy or sell
Replies: 5
Views: 715

Re: Wash sale rule unclear if not married at time of buy or sell

Why not just avoid the problem altogether and coordinate your sales and purchases like you would if you were married?
by tech_arch
Mon Oct 09, 2017 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Switching from High Deductible Plan when planning children
Replies: 15
Views: 1924

Re: Switching from High Deductible Plan when planning children

One additional thing: consider the family deductibles, too. Once the child is born that will be a new deductible to meet.
by tech_arch
Mon Oct 09, 2017 8:35 am
Forum: Personal Finance (Not Investing)
Topic: Switching from High Deductible Plan when planning children
Replies: 15
Views: 1924

Re: Switching from High Deductible Plan when planning children

1. Understand that the insurance company might technically be a nonprofit, but it's not a charity. It more than breaks even one way or another. You have to take a "big picture" approach and look at total outlay for the year. 2. You didn't mention the frequency of pay. Assuming your employer pays ev...