Search found 546 matches

by abner kravitz
Sat May 30, 2020 6:21 am
Forum: Personal Consumer Issues
Topic: Carolina/Virginia Summer Vacation
Replies: 56
Views: 2814

Re: Carolina/Virginia Summer Vacation

All, from Ohio toward the Atlantic Coast. A beach is a priority for my wife, and we're targeting 4 to 6 nights on a beach in NC or SC. Any recommendations? We've been to Charleston, SC already so that's out. We've read mixed reviews on Myrtle Beach, and I'm wary of crowds there. On the other hand, ...
by abner kravitz
Fri May 29, 2020 8:18 am
Forum: Personal Consumer Issues
Topic: Carolina/Virginia Summer Vacation
Replies: 56
Views: 2814

Re: Carolina/Virginia Summer Vacation

All, from Ohio toward the Atlantic Coast. A beach is a priority for my wife, and we're targeting 4 to 6 nights on a beach in NC or SC. Any recommendations? We've been to Charleston, SC already so that's out. We've read mixed reviews on Myrtle Beach, and I'm wary of crowds there. On the other hand, ...
by abner kravitz
Mon May 18, 2020 3:21 pm
Forum: Personal Consumer Issues
Topic: What kind of sunglasses?
Replies: 77
Views: 3914

Re: What kind of sunglasses?

Oakley for me. Whatever you decide, you might want to check out jomashop. I recently got a pair of Oakley Bottle Rockets for $70. They have a huge selection of brands.
by abner kravitz
Thu May 14, 2020 7:47 am
Forum: Personal Finance (Not Investing)
Topic: Should you include home equity in Net Worth?
Replies: 160
Views: 7615

Re: Should you include home equity in Net Worth?

Nate79 wrote:
Wed May 13, 2020 3:08 pm
How many "net worth" and "do I include home equity in net worth" threads do we need? One per month?
Seems about right. And yet I went through it. Kinda like seeing a car wreck on the highway, hard to look away...
by abner kravitz
Thu May 14, 2020 7:45 am
Forum: Personal Finance (Not Investing)
Topic: [Marcus Savings Account - Interest rate is now 1.7%]
Replies: 169
Views: 23366

Re: [Marcus Savings Account - Interest rate is now 1.7%]

Thrifty Femme wrote:
Fri May 08, 2020 3:09 pm
abner kravitz wrote:
Fri May 08, 2020 7:07 am
Interesting. When they started a few years ago, they would send me an email when they changed rates. I guess they decided that was a bad idea.
I received the email this morning. Check your spam directory.
Got it, thanks
by abner kravitz
Fri May 08, 2020 7:07 am
Forum: Personal Finance (Not Investing)
Topic: [Marcus Savings Account - Interest rate is now 1.7%]
Replies: 169
Views: 23366

Re: [Marcus Savings Account - Interest rate is now 1.7%]

Lastrun wrote:
Fri May 08, 2020 6:48 am
Marcus at 1.3%. Race to the bottom.
Interesting. When they started a few years ago, they would send me an email when they changed rates. I guess they decided that was a bad idea.
by abner kravitz
Thu May 07, 2020 10:02 am
Forum: Personal Consumer Issues
Topic: Pillow updates?
Replies: 8
Views: 654

Re: Pillow updates?

I was trying out Sleep Number beds and tried an In Balance Ultimate pillow in the store. I didn't buy the bed because the $8500 price on the one we liked was a little much, but I did buy the pillow. Best pillow I have ever used, and adjustable. Pretty expensive ($130) but I don't regret it after 6 m...
by abner kravitz
Tue May 05, 2020 8:09 am
Forum: Personal Consumer Issues
Topic: Best [BBQ grill] for the money?
Replies: 94
Views: 6290

Re: Best [BBQ grill] for the money?

We replaced the vinyl cover a couple of times before reading somewhere that a cover is unnecessary — curious what others do (we are in the mid-atlantic, a fair bit of rain and sun and a bit of snow). Covers in general are not great, because they trap moisture which then causes corrosion. This has b...
by abner kravitz
Sun Apr 26, 2020 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity Visa - Authorized User vs Joint Owner for Spouse?
Replies: 5
Views: 723

Re: Fidelity Visa - Authorized User vs Joint Owner for Spouse?

Maybe it would make it easier if you pre-deceased your wife, then she would have her own credit card if she doesn't already. You still have to apply to get a joint ownership, it is not a request that is granted automatically based on what I see.
by abner kravitz
Fri Apr 17, 2020 2:58 pm
Forum: Personal Investments
Topic: dividend of FUMBX and SPRXX
Replies: 4
Views: 306

Re: dividend of FUMBX and SPRXX

I don't know what FUMBX is, but for SPRXX I believe you will still get the interest. It is calculated daily and paid monthly. That's my understanding.
by abner kravitz
Fri Apr 17, 2020 12:42 pm
Forum: Personal Consumer Issues
Topic: Fidelity 2% card approval but low limit
Replies: 8
Views: 572

Re: Fidelity 2% card approval but low limit

Maybe the credit that has already been extended but not used is the issue. Just guessing.
by abner kravitz
Sun Apr 12, 2020 9:09 am
Forum: Personal Finance (Not Investing)
Topic: Quarterly Taxes
Replies: 43
Views: 2504

Re: Quarterly Taxes

I moved my April payment to July on EFTPS. It took a couple of minutes. Interest income will be up by about $8. Definitely worth the time since I have a lot of that right now.
by abner kravitz
Sat Apr 11, 2020 9:56 am
Forum: Personal Finance (Not Investing)
Topic: [Government stimulus payments]
Replies: 351
Views: 27221

Re: just got my $1200 stimulus payment

Has anyone that filed 2019 gotten a refund yet? I filed really early. I got the State refund a couple weeks ago. Nothing from IRS yet, although they indicate the return has been received. So apparently getting out the stimulus checks trumps the refund checks. I got my refund within 10 days. It was ...
by abner kravitz
Fri Apr 10, 2020 7:32 am
Forum: Personal Consumer Issues
Topic: Online Scrabble
Replies: 11
Views: 836

Re: Online Scrabble

I'm playing Words With Friends 2 with a friend on my iPad. Close enough to Scrabble, but the ads after every time you play a word are annoying. I'd pay one-time to remove the ads, but they charge $9.99 per month for no-ad play. I can ignore the ads for free, I suppose. Wow. It was a one-time $9.99 ...
by abner kravitz
Thu Apr 09, 2020 3:38 pm
Forum: Personal Finance (Not Investing)
Topic: [Auto insurance companies issuing refunds due to coronavirus]
Replies: 101
Views: 6557

Re: USAA to Return $520 Million to Members

Liberty Mutual is joining the party. I have no idea what I will get.
by abner kravitz
Thu Apr 09, 2020 3:17 pm
Forum: Personal Consumer Issues
Topic: Online Scrabble
Replies: 11
Views: 836

Re: Online Scrabble

I used to play Words with Friends until my tablet died and I decided not to get a new one. Real close to Scrabble but not exactly the same.
by abner kravitz
Mon Apr 06, 2020 8:00 am
Forum: Personal Consumer Issues
Topic: Toaster Oven Recommendations
Replies: 48
Views: 8784

Re: Toaster Oven Recommendations

Just bought a Panasonic Flash Xpress. I like it so far. It is the highest rated small oven on Wirecutter, probably due to its lower price. I paid $100.

https://thewirecutter.com/reviews/the-b ... ster-oven/
by abner kravitz
Fri Apr 03, 2020 11:03 am
Forum: Personal Finance (Not Investing)
Topic: College choice dilemma
Replies: 167
Views: 7656

Re: College choice dilemma

To me, the answer is highly dependent on OP's net worth. If it is high, then loosen the wallet. If not, Vanderbilt is great and congrats on the merit scholarship. Princeton is probably one of the top 10 universities in the world. I would not let money stand in the way if I had plenty.
by abner kravitz
Wed Apr 01, 2020 7:17 am
Forum: Investing - Theory, News & General
Topic: Is the coming pain really "priced in"?
Replies: 201
Views: 18965

Re: Is the coming pain really "priced in"?

I don't think it is priced in. I moved a lot of money to stable value a couple of weeks back (not nearly at the top by any means) and won't re-deploy it until the S&P is at 2,000 at most. I may well lose money in the long run, but it has removed a lot of my anxiety about the market. If I was not ret...
by abner kravitz
Mon Mar 30, 2020 12:07 pm
Forum: Investing - Theory, News & General
Topic: Help me understand this market--or How can S&P be 2600 today?
Replies: 109
Views: 9399

Re: Help me understand this market--or How can S&P be 2600 today?

I definitely think it's a little weird. The Fed projected today that unemployment may hit 32%, and yet the market is up 2.5% This is the second time in a week where shockingly bad data or projections have been met with a lot of buying. It tells me I have no idea what is going to happen. I feel fortu...
by abner kravitz
Fri Mar 27, 2020 1:54 pm
Forum: Personal Finance (Not Investing)
Topic: Paying $20 to E-File State Return
Replies: 105
Views: 20866

Re: Paying $20 to E-File State Return

I admit that I just suck it up and pay. I know it is costly, but I just want them done and gone. I have an aversion to stamps, envelopes, and toner now, and consider this a nice convenience. It's weird because in most things I am fairly frugal.
by abner kravitz
Wed Mar 25, 2020 9:17 am
Forum: Personal Consumer Issues
Topic: Are you still going to the grocery store or using a delivery service? Which?
Replies: 329
Views: 24126

Re: Are you still going to the grocery store or using a delivery service? Which?

We are limiting our trips as much as possible, buying more non-perishables than normal. Going in the afternoon. I live in area with a lot of older folks and the "seniors-only" hours are a circus.
by abner kravitz
Tue Mar 24, 2020 3:57 pm
Forum: Personal Investments
Topic: Any Retirees With AA = 100% Equities?
Replies: 34
Views: 2425

Re: Any Retirees With AA = 100% Equities?

It's a lot easier to consider 100% equities on a day the market is up 10%. I bet a lot of people wish they were 100% bonds on the days it is down 10%.
by abner kravitz
Tue Mar 24, 2020 10:02 am
Forum: Personal Finance (Not Investing)
Topic: What credit card are you using that is not Citi 2% cashback?
Replies: 57
Views: 4369

Re: What credit card are you using that is not Citi 2% cashback?

I use the Fidelity 2% card and the Amazon Prime card as backup and for the 5% back at Amazon and Whole Foods.
by abner kravitz
Mon Mar 23, 2020 11:04 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1931
Views: 208653

Re: [What TV Show Have You Recently Watched?]

I watched the series Das Boot on Hulu. It was really good. If you don't have Hulu, you can probably score a free trial and binge it.
by abner kravitz
Mon Mar 23, 2020 10:57 am
Forum: Personal Finance (Not Investing)
Topic: Can I contribute until July 15th too?
Replies: 9
Views: 1028

Re: Can I contribute until July 15th too?

Also, the first estimated tax payment is now due July 15th. It is a little weird, as currently the 2nd one is still due June 15. I assume that will change... I didn’t think of this but also a great question. Are you saying that as of today the first quarterly estimate is due July 2020 but the secon...
by abner kravitz
Mon Mar 23, 2020 9:48 am
Forum: Investing - Theory, News & General
Topic: Federal Estimated Tax Payments
Replies: 6
Views: 510

Re: Federal Estimated Tax Payments

Scooter57 wrote:
Mon Mar 23, 2020 9:39 am
Are we talking about the quarterly tax payments for Schedule Cs (and Ds) here? If so, can someone point me to where they postponed this payment? Thanks!

https://www.irs.gov/newsroom/payment-de ... ly-15-2020
by abner kravitz
Mon Mar 23, 2020 8:44 am
Forum: Investing - Theory, News & General
Topic: Federal Estimated Tax Payments
Replies: 6
Views: 510

Re: Federal Estimated Tax Payments

I believe you are. I changed my April payment to July this morning on EFTPS, but left June as is. It will undoubtedly change I think.
by abner kravitz
Mon Mar 23, 2020 6:35 am
Forum: Personal Finance (Not Investing)
Topic: Can I contribute until July 15th too?
Replies: 9
Views: 1028

Re: Can I contribute until July 15th too?

Also, the first estimated tax payment is now due July 15th. It is a little weird, as currently the 2nd one is still due June 15. I assume that will change...
by abner kravitz
Fri Mar 20, 2020 12:03 pm
Forum: Personal Consumer Issues
Topic: Email spam
Replies: 10
Views: 506

Re: Email spam

jebmke wrote:
Fri Mar 20, 2020 11:54 am
I get almost no spam in my GMail account. And, rarely does non-spam end up in its spam filter. I guess their algorithms are pretty good.
I agree
by abner kravitz
Tue Mar 17, 2020 4:22 pm
Forum: Investing - Theory, News & General
Topic: Who's buying today? where's all the "dry powder" folks at? :)
Replies: 514
Views: 50181

Re: Who's buying today? where's all the "dry powder" folks at? :)

I am going to mobilize some dry powder when the S&P is at 2000, not before. If it doesn't go that low, I guess I lose out. Way too much uncertainty right now for me, my cloudy crystal ball says the bad days are not done. Who knows.
by abner kravitz
Sun Mar 15, 2020 12:10 pm
Forum: Personal Finance (Not Investing)
Topic: Turbo Tax HSA question (Deluxe version)
Replies: 7
Views: 255

Re: Turbo Tax HSA question (Deluxe version)

I don't know your situation but it sounds possible. That $8000 is subtracted from your income. You can't claim the deduction without claiming appropriate coverage, which for 8000 is a family plan.
by abner kravitz
Mon Mar 02, 2020 12:51 pm
Forum: Investing - Theory, News & General
Topic: Is this the start of the dead cat bounce?
Replies: 147
Views: 11641

Re: Is this the start of the dead cat bounce?

I believe the markets will rally smartly within a short period, fueled by the hope (or reality) of interest rates declining even more. Just another probably worthless opinion, and it certainly won't change my behavior.
by abner kravitz
Fri Feb 28, 2020 9:10 am
Forum: Personal Consumer Issues
Topic: 60 year old's + - What golf ball do you use?
Replies: 12
Views: 678

Re: 60 year old's + - What golf ball do you use?

Pro V1s only. My property abuts a golf course so they are free. Doubt I would pony up $4 a ball now, as I doubt it makes a ton of difference for me.
by abner kravitz
Mon Feb 24, 2020 3:43 pm
Forum: Investing - Theory, News & General
Topic: Fidelity [website issues Feb 24 2020]
Replies: 46
Views: 2594

Re: Fidelity fumble? Investors unable to access brokerage accounts as stocks fall

manuvns wrote:
Mon Feb 24, 2020 3:40 pm
that might be a network lag for a few seconds
No, it is not that. They have been acknowledging the problem.
by abner kravitz
Mon Feb 24, 2020 3:40 pm
Forum: Investing - Theory, News & General
Topic: Fidelity [website issues Feb 24 2020]
Replies: 46
Views: 2594

Re: Fidelity fumble? Investors unable to access brokerage accounts as stocks fall

They have been having issues for at least a week now. My accounts were gone one day last week, but no problem today.
by abner kravitz
Mon Feb 24, 2020 11:31 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1931
Views: 208653

Re: [What TV Show Have You Recently Watched?]

abuss368 wrote:
Mon Feb 24, 2020 11:20 am
I just put "Homeland" in our folder on Hulu. I have read good things about the show.
I think Homeland is one of the all-time greats. It is one of those shows that survived a couple of questionable seasons and greatly improved. Don't quit after season 2.
by abner kravitz
Thu Feb 20, 2020 4:37 pm
Forum: Personal Consumer Issues
Topic: Showing receipt at Walmart
Replies: 44
Views: 1989

Re: Showing receipt at Walmart

I am a frequent Walmart shopper and have been for years (many different stores). I have never once been asked for a receipt, so its kind of strange. Anyhow, I would probably just suck it up, like I do at Sams Club. If it really bothered me, I would shop elsewhere.
by abner kravitz
Wed Feb 19, 2020 11:05 am
Forum: Personal Consumer Issues
Topic: Fidelity landing page - accounts randomly missing
Replies: 37
Views: 2079

Re: Fidelity landing page - accounts randomly missing

MarkerFM wrote:
Wed Feb 19, 2020 10:56 am
Do people seriously think that because the website is not displaying accounts/balances that their money has disappeared?
That's not really the point. A lot of people need to access their accounts to pay bills, etc.
by abner kravitz
Wed Feb 19, 2020 10:09 am
Forum: Personal Consumer Issues
Topic: Fidelity landing page - accounts randomly missing
Replies: 37
Views: 2079

Re: Fidelity landing page - accounts randomly missing

All my accounts are among the missing.
by abner kravitz
Thu Feb 13, 2020 9:54 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity is late with 1099
Replies: 49
Views: 4416

Re: Fidelity is late with 1099

I don't know what the deadline is, but I have not received my Fidelity 1099 by Feb 15 in several years. This year they tell me Feb 25. I don't expect a meaningful refund so I don't care that much.
by abner kravitz
Thu Feb 13, 2020 7:57 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1931
Views: 208653

Re: [What TV Show Have You Recently Watched?]

Watched The Stranger on Netflix, a British mystery series. It gets pretty good reviews, but I thought it was borderline ridiculous. It did have some unintended laugh out loud moments with silly dialogue and plotline though.
by abner kravitz
Fri Feb 07, 2020 3:01 pm
Forum: Investing - Theory, News & General
Topic: What is the highest expense ratio you willingly pay?
Replies: 123
Views: 8488

Re: What is the highest expense ratio you willingly pay?

I have a small amount of PONAX (Pimco Income) at an eye-popping 1.45%. It also has a load (waived at Fidelity). I don't have so much that it bothers me, and it actually seems to do pretty well.
by abner kravitz
Fri Feb 07, 2020 9:16 am
Forum: Personal Consumer Issues
Topic: What is the best concert you ever witnessed?
Replies: 385
Views: 27393

Re: What is the best concert you ever witnessed?

Probably a tie for me
Bruce Springsteen - Central Maine Youth Center Lewiston ME 1977
Michael Jackson - Madison Square Garden 1988
by abner kravitz
Tue Jan 21, 2020 11:51 am
Forum: Personal Finance (Not Investing)
Topic: Wait for 1099s to file taxes?
Replies: 11
Views: 1178

Re: Wait for 1099s to file taxes?

I always wait for my brokerage 1099 because I need the breakdown of qualified/unqualified dividends. I have a small pot of income-producing stuff like preferreds where you need that information.
by abner kravitz
Wed Jan 15, 2020 2:37 pm
Forum: Personal Consumer Issues
Topic: Any reason to not buy this car?
Replies: 66
Views: 5024

Re: Any reason to not buy this car?

If you decide you want this car, offer $1500 to $2000 at most. $4500 seems really rich for that year and model.
by abner kravitz
Mon Jan 13, 2020 4:11 pm
Forum: Personal Finance (Not Investing)
Topic: Do brokerages and credit unions put out tax info. before Jan. 31
Replies: 14
Views: 994

Re: Do brokerages and credit unions put out tax info. before Jan. 31

I never get my Fidelity Brokerage 1099 before the end of February.
by abner kravitz
Wed Jan 08, 2020 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity free Turbotax
Replies: 701
Views: 79537

Re: Fidelity Free Turbotax 2019

I just logged in to Fidelity and saw the free Premier Promo. Within Fidelity I had to go to the Summary Tab then in the lower right corner of the page was a small promo for the free TurboTax with a link "Get Started Now". I clicked the link and it went to Intuit's site and gave an error. Closing th...