Search found 639 matches

by cjackson0
Thu Mar 17, 2016 11:57 am
Forum: Personal Consumer Issues
Topic: Best Value TV purchase
Replies: 38
Views: 4077

Re: Best Value TV purchase

I went super-cheap and bought an Insignia (Best Buy's house brand) around Black Friday. It's disposable junk but at half the price of even a normal budget TV it's great for my bedroom. The TCL Roku's are also very well reviewed for their features and their quality is good enough. I can't speak to th...
by cjackson0
Mon Feb 15, 2016 6:00 pm
Forum: Personal Consumer Issues
Topic: $50 Amazon tablet
Replies: 39
Views: 4310

Re: $50 Amazon tablet

I picked up one at BestBuy for $40 on Saturday. For those interested in rooting, the Best Buy devices seem to be running version 5.0.1 which is still rootable (although the bootloader is locked). I installed CyanogenMod (CM12) on it in an evening (I'm no expert but I have installed 3rd party ROMs on...
by cjackson0
Sun Jan 24, 2016 11:21 am
Forum: Personal Consumer Issues
Topic: Paying Power Bill with Credit - 2% Cash Back - $2 Fee
Replies: 3
Views: 611

Re: Paying Power Bill with Credit - 2% Cash Back - $2 Fee

I usually prepay $500 or so every few months. For me it's not just about earning a couple extra dollars of credit card rewards, but I'm usually trying to reach a minimum amount of spending on a new credit card (currently need to spend $4000 in the first 3 months of a Chase Sapphire Preferred for a $...
by cjackson0
Sat Sep 19, 2015 5:03 pm
Forum: Personal Finance (Not Investing)
Topic: Free Kindle Downloads Today
Replies: 49
Views: 5671

Re: Free Kindles Today

Thanks!
by cjackson0
Sat Sep 12, 2015 10:55 pm
Forum: Personal Consumer Issues
Topic: Wifi Laser Printer - Recommendations?
Replies: 24
Views: 2450

Re: Wifi Laser Printer - Recommendations?

I bought a Brother DCP-7065DN for $110 in June 2014, which sounds like about what you are in the market for. I don't think they make this anymore. The big thing for me was that it was compatible with the very cheap TN450 toner cartridges. Non OEM cartridges made by Monoprice or Linkyo frequently pop...
by cjackson0
Fri Apr 24, 2015 6:35 pm
Forum: Personal Consumer Issues
Topic: Good Modern Science Fiction
Replies: 255
Views: 31012

Re: Good Modern Science Fiction

Sorry if Ann Leckie's books have already been commented on here. I am not a scifi reader but read her two books recently and thoroughly enjoyed them. Ancillary Justice, her first book, won the Hugo, Nebula, BSF and the Locust awards this past year. Her second book Ancillary Sword came out last mont...
by cjackson0
Fri Apr 24, 2015 6:16 pm
Forum: Investing - Theory, News & General
Topic: Who follows Age in Bonds
Replies: 67
Views: 8705

Re: Who follows Age in Bonds

Wow. I must be the only one actually (roughly) following age in bonds.
by cjackson0
Fri Jan 31, 2014 5:40 pm
Forum: Personal Consumer Issues
Topic: Killer smartphone and monthly plan combo
Replies: 22
Views: 3109

Re: Killer smartphone and monthly plan combo

Browser wrote: Now, explain why AT&T still has a price of $529 on them -- then explain to me who is paying that?


Those who don't realize that's the price they're paying because it's discounted with a 2 year contract
by cjackson0
Fri Jan 31, 2014 5:18 pm
Forum: Personal Finance (Not Investing)
Topic: 25% Amica Homeowners Premium Increase
Replies: 28
Views: 5830

Re: 25% Amica Homeowners Premium Increase

Checked my documents for 2014. Lo and behold, another 20% premium increase. $1000 in 2012, $1265 in 2013, and $1559 in 2014 I have never made a claim against homeowners insurance, but did have about $2000 worth of car repairs covered by my separate GEICO auto insurance policy last year. I have also ...
by cjackson0
Mon Sep 16, 2013 8:26 pm
Forum: Personal Consumer Issues
Topic: Laptop recommendation needed. $750 budget.
Replies: 21
Views: 2249

Re: Laptop recommendation needed. $750 budget.

I really like my Sony Vaio. My main requirement was a 1080p screen resolution for doing coding or using 2 programs side by side. I paid $580 earlier this year after shopping for several months and finding a great deal. You may also want to consider a larger battery (I think 4 cell is standard in che...
by cjackson0
Wed Aug 14, 2013 6:52 pm
Forum: Personal Consumer Issues
Topic: Time for a smart phone
Replies: 38
Views: 4183

Re: Time for a smart phone

OP, Who is your current carrier and what area do you live in? That can make a big difference on which carriers are an option for you. Personally, I'm very happy with my T-Mobile service and plan to outright buy a Nexus 4 around Christmas as my existing Android device is getting a little sluggish and...
by cjackson0
Tue Aug 13, 2013 8:57 pm
Forum: Personal Finance (Not Investing)
Topic: 25% Amica Homeowners Premium Increase
Replies: 28
Views: 5830

Re: 25% Amica Homeowners Premium Increase

No one complains when their premiums stay the same, but it does seem odd that many respondents here all seem to be in Missouri. I wonder if there's been a large change in the state's risk according to their models.

Oh well
by cjackson0
Wed Jun 26, 2013 7:07 pm
Forum: Personal Consumer Issues
Topic: Minivan - odyssey EX-L(ent) vs sienna XLE + ent
Replies: 21
Views: 4679

Re: Minivan - odyssey EX-L(ent) vs sienna XLE + ent

Questions for those who have made this or a similar choice: (1) It appears that the Standard Honda rear entertainment (video) system is a single screen hooked to the roof. For the Toyota, this is dual (smaller) screens hooked to the rear of the front seats. Is there a reliability difference wrt the...
by cjackson0
Sun Mar 10, 2013 4:46 pm
Forum: Personal Consumer Issues
Topic: tiny cheap server [Raspberry Pi]
Replies: 24
Views: 4379

Re: tiny cheap server [Raspberry Pi]

mine is a torrent downloader (transmission-daemon) and nas (samba). Most consumer grade nas products are garbage so being able to make one for $35 plus an external USB drive is pretty fantastic. And it only takes 2 watts and doesn't boot from a spinning disk, so it's way better than an old PC sitti...
by cjackson0
Sun Feb 17, 2013 9:28 pm
Forum: Investing - Theory, News & General
Topic: Luck, skill, or Beardstown Lady?
Replies: 64
Views: 5900

Re: Luck, skill, or Beardstown Lady?

kalons wrote:This reminds me of a Shia Labeouf day-trading story from a few years back. Gee, I wonder what happened to his ostensibly hot hand since then? Good thing he didn't quit his day job.


I wish he would :D
by cjackson0
Sun Feb 17, 2013 6:35 pm
Forum: Personal Finance (Not Investing)
Topic: Pharma career change - anyone have experience
Replies: 17
Views: 2371

Re: Pharma career change - anyone have experience

Certainly a different situation, but my High School physics teacher made the jump about 10 years in engineering. He said he too a dramatic pay cut but was much happier.

Good luck
by cjackson0
Sun Feb 17, 2013 2:08 pm
Forum: Personal Consumer Issues
Topic: VOIP App
Replies: 9
Views: 1798

Re: VOIP App

Anything other than Google Voice? I'm leery of them getting even more information about me (scanning all of my calls). Skype. Those are the two I've used myself and experienced others using. Maybe there are other services but if so your searches should uncover them. Skype is owned by Microsoft. I t...
by cjackson0
Sun Feb 17, 2013 2:06 pm
Forum: Personal Consumer Issues
Topic: VOIP App
Replies: 9
Views: 1798

Re: VOIP App

I've heard good things about Talkatone combined with a Google Voice number (setup a separate account if you have any privacy concerns with Google).

I've never tried it myself.
by cjackson0
Sun Feb 17, 2013 12:17 pm
Forum: Investing - Help with Personal Investments
Topic: Please Help Me Establish a Real Portfolio for My Family
Replies: 22
Views: 1922

Re: Please Help Me Establish a Real Portfolio for My Family

Just to clarify: your new contributions are $5000 per year to your traditional IRA. Is that correct?
by cjackson0
Sun Feb 17, 2013 11:18 am
Forum: Forum Issues and Administration
Topic: bogleheads.org attacked - some accounts hijacked
Replies: 107
Views: 18224

Re: bogleheads.org attacked - some accounts hijacked

crowd79 wrote:Just another reason to always change passwords frequently, no matter the account.


I think strong passwords are more important than frequently changing them. Frequently changing multiple passwords usually leads people to keep the latest and greatest as a post-it note on their desk.
by cjackson0
Sun Feb 17, 2013 11:15 am
Forum: Personal Consumer Issues
Topic: New car: I'm about to replace my 2003 Accord V6.
Replies: 66
Views: 10325

Re: New car: I'm about to replace my 2003 Accord V6.

I personally would stay away from Honda V6 automatic transmissions, they historically have had high probability of early failure. What on earth are you talking about...an isolated incident? Honda V6 engines are extremely reliable. I don't think you will find too many people here who would agree wit...
by cjackson0
Fri Feb 15, 2013 10:07 pm
Forum: Personal Consumer Issues
Topic: Car buying and financial ratios - what do Bogleheads do?
Replies: 100
Views: 10402

Re: Car buying and financial ratios - what do Bogleheads do?

Original poster pulled the trigger on the Lexus, promptly sold it, and bought another car in the meantime. No need to continue dispensing advice to him.

However, I think he's looking for tips on good tropical vacation spots
by cjackson0
Fri Feb 15, 2013 6:53 pm
Forum: Investing - Theory, News & General
Topic: Luck, skill, or Beardstown Lady?
Replies: 64
Views: 5900

Re: Luck, skill, or Beardstown Lady?

Luck.

Next question, please. :D
by cjackson0
Sun Feb 10, 2013 5:00 pm
Forum: Investing - Help with Personal Investments
Topic: Advice on moving ETFs out of TradeKing
Replies: 8
Views: 1239

Re: Advice on moving ETFs out of TradeKing

Vanguard could be one option, however, I would probably get hit with a $50 account closing fee by TradeKing... I am wondering if there is another option. schwab is 'refunding' relocation fees with $$ and free trades for the next few months... its a option. Most discount brokerages will reimburse ac...
by cjackson0
Sat Feb 09, 2013 11:37 pm
Forum: Personal Consumer Issues
Topic: Has anyone eliminated cable and Internet?
Replies: 10
Views: 3481

Re: Has anyone eliminated cable and Internet?

Our modem just died. And, It made me wonder. Woukd it be possible to get a data plan for an IPad, or similar tablet and still save money by doing so? Currently have the most basic cable:$14 a month. I believe our Internet is over $60. The only issue we would have is home wifi, for the kids devices....
by cjackson0
Sun Feb 03, 2013 12:31 pm
Forum: Personal Finance (Not Investing)
Topic: 25% Amica Homeowners Premium Increase
Replies: 28
Views: 5830

25% Amica Homeowners Premium Increase

I was shocked this morning when I opened my policy renewal from Amica and saw that my premium had increased by 25% ($1000 to $1250). I couldn't believe it. I switched from Farmer's to Amica last year after Farmer's increased my rates (I switched bundled Auto insurance away from Farmer's the year bef...
by cjackson0
Sun Nov 04, 2012 10:51 am
Forum: Personal Finance (Not Investing)
Topic: From Illinois to Arizona....timing right?
Replies: 7
Views: 865

Re: From Illinois to Arizona....timing right?

Just clarify, are you going to remain in Illinois for another 2 years with a purchased house in Arizona staying unoccupied for that time (presumably used for a vacation or 2 in the meantime)? That seems like a lot of property taxes and hassle for 2 years. Then again, I'm about 25 years from retireme...
by cjackson0
Sun Nov 04, 2012 12:07 am
Forum: Personal Consumer Issues
Topic: Most reliable used vehicles?
Replies: 50
Views: 7391

Re: Most reliable used vehicles?

Van wrote:BMW preowned certified.

A reliable stream of income for your local mechanic after the car reaches 75,000 miles
by cjackson0
Thu Oct 18, 2012 5:33 pm
Forum: Personal Finance (Not Investing)
Topic: Square Credit Card Processing + Arbitrage
Replies: 10
Views: 1570

Square Credit Card Processing + Arbitrage

For those of you who may be unfamiliar, Square ( https://squareup.com/ ) is a credit card processor that allows merchants to process credit card transactions with a free accessory to the iPhone for a simple and reasonable fee. Their fee structure is a flat 2.75% or $275 per month for up to $250k in ...
by cjackson0
Sun Aug 12, 2012 5:59 pm
Forum: Personal Consumer Issues
Topic: what can i do with an apple tv?
Replies: 9
Views: 2295

Re: what can i do with an apple tv?

If it suits your fancy, you can try xbmc or boxee on the appleTv. I'm not well versed on AppleTV hacking, but m would be a good place to start. In a nutshell: yes, AppleTV is like hooking a PC to your TV but with a more streamlined ("for average folk") interface. You can't get to regular H...
by cjackson0
Sun Aug 12, 2012 8:23 am
Forum: Personal Finance (Not Investing)
Topic: Has anyone taken a PenFed auto loan recently
Replies: 13
Views: 2940

Re: Has anyone taken a PenFed auto loan recently

I successfully refi-ed about 3 months ago and it was a pleasure working with them. Too bad that was at the 1.99% rate of the day and I'm ineligible to lower to the current 1.49%. :oops:
by cjackson0
Fri Aug 03, 2012 6:18 pm
Forum: Personal Consumer Issues
Topic: Auto Rates
Replies: 0
Views: 320

Auto Rates

I just saw that PenFed has lowered their rate for 60 month auto loans to 1.49%, but existing loans aren't eligible to refinance. In a roundabout way they're punishing existing customers. Oh well. Just wondering if anyone knows of other institutions offering 60 months for new / used 60 month car loans?
by cjackson0
Sun Jul 29, 2012 8:16 am
Forum: Personal Finance (Not Investing)
Topic: Merchants - What is the cost of accepting cards?
Replies: 24
Views: 2727

Re: Merchants - What is the cost of accepting cards?

If you have a business that accepts such cards or are otherwise knowledgeable, how about sharing what accepting a card for a $100 charge would cost the business? I'm not very familiar with the market either, but I have seen more small merchants going to m. It is apparently cheaper than a traditiona...
by cjackson0
Sun Jul 29, 2012 7:52 am
Forum: Personal Consumer Issues
Topic: Google Fiber
Replies: 42
Views: 4856

Re: Google Fiber

I used to be a bit skeptical of the benefits of Google Fiber as well. After all, what's the point of downloading youtube videos at 1Gbps when you still have to take the time to watch it. Downloading Linux ISO's is already very quick and even downloading Movies and TV through Bit Torrent is at lightn...
by cjackson0
Fri Jul 13, 2012 8:03 pm
Forum: Local Chapters and Bogleheads Community
Topic: St. Louis Chapter 2012+
Replies: 29
Views: 5149

Re: St. Louis Chapter 2012+

Another willing attendee
by cjackson0
Fri Jul 13, 2012 8:02 pm
Forum: Personal Consumer Issues
Topic: Amazon’s Same Day Delivery Will Kill Local Retailers
Replies: 29
Views: 4732

Re: Amazon’s Same Day Delivery Will Kill Local Retailers

mmmodem wrote: Diapers will always come from Amazon though.


Unless you already have Amazon Prime, I think Sam's Club is still a hair cheaper for diapers.
by cjackson0
Fri Jul 13, 2012 7:50 pm
Forum: Personal Finance (Not Investing)
Topic: How many times have you refinanced?
Replies: 27
Views: 2592

Re: How many times have you refinanced?

Original 30 year fixed at 6.75% in March 2006

Refi 30 year fixed at 5% in March 2009

Tried to refi 20 year fixed at 3.875% last week, but fell through.


Dropping home value is killing me and preventing me from locking in these rates! Maybe I need to save more :oops:
by cjackson0
Sun Jul 08, 2012 10:36 am
Forum: Personal Consumer Issues
Topic: What Do You Use for Streaming on Your TV?
Replies: 118
Views: 15226

Re: What Do You Use for Streaming on Your TV?

Following up on this thread to see if anyone else has other recommendations? I recently saw this product and looks promising: m My only complaint is it doesn't have anything besides hdmi audio output, as I have an older receiver with only s/pdif and optical ins. Thanks. Looks very promising. My onl...
by cjackson0
Thu Jun 28, 2012 7:58 pm
Forum: Personal Consumer Issues
Topic: Best Way to Buy a Classic Car?
Replies: 12
Views: 1502

Re: Best Way to Buy a Classic Car?

I was at an auction not more than a month or so ago where a 70s era TR-6 was sold (I think it sold). IIRC, it went for somewhere in the $4K to $6.5K range (sorry for the imprecision). I remember the car rather well, as my son and I were walking down the queue of cars getting ready to go across the ...
by cjackson0
Thu Jun 07, 2012 5:32 pm
Forum: Personal Finance (Not Investing)
Topic: Anyone succeed with an ING image upload deposit?
Replies: 28
Views: 3670

Re: Anyone succeed with an ING image upload deposit?

I've used ING's mobile app and taken photo's of the check twice. Each time took a couple retries before it looked good to my eyes and after I submitted them they worked without error. Pretty simple process and it certainly beats mailing it in.
by cjackson0
Thu Jun 07, 2012 5:19 pm
Forum: Personal Consumer Issues
Topic: Cheaper iPhone Options
Replies: 14
Views: 2137

Re: Cheaper iPhone Options

AT&T will allow you to unlock iPhone nowadays. Just give them a call with IMEI number then they will give you a case number. After a few days, they will email you with the instruction to unlock it. Then you can use your iPhone with any "cheapie" options that you find elsewhere while s...
by cjackson0
Sun Jun 03, 2012 8:56 am
Forum: Personal Finance (Not Investing)
Topic: Replacing an old car, financial considerations
Replies: 6
Views: 981

Re: Replacing an old car, financial considerations

If you don't mind me asking, how did you find it? (Carsoup, Craigslist, parked in a neighborhood driveway, ect...)

That's a pretty good deal (and would be exactly what my sister is in the market for)
by cjackson0
Fri Jun 01, 2012 10:18 pm
Forum: Personal Finance (Not Investing)
Topic: Replacing an old car, financial considerations
Replies: 6
Views: 981

Re: Replacing an old car, financial considerations

If you paid less than your goal of $7k I'll be very impressed at your deal-making ability
by cjackson0
Fri Jun 01, 2012 10:07 pm
Forum: Personal Finance (Not Investing)
Topic: Cash back CC's
Replies: 41
Views: 399130

Re: Cash back CC's

I don't like to mess with having a bunch of cards and trying to remember what category has a bonus this month. I stick with the a relatively simple method of 2 cards: 1 for gas only and another for everyday spending. [*] CapitalOne Cash : 1.5% cash back. However, you need to wait a year for the extr...
by cjackson0
Thu May 10, 2012 10:15 pm
Forum: Personal Consumer Issues
Topic: Learner vehicle for a 16-year old boy
Replies: 158
Views: 7301

Re: Learner vehicle for a 16-year old boy

Late 80's Mercedes 300 or 350SD. W126 body style is big and safe. Diesel model is slow. Many safety features, but electronics can be touchy and complicated. If you want to be able to work on it yourself, get a pre-85 W123 Mercedes diesel. A 240D with an auto is the slowest of the bunch, a manual is...
by cjackson0
Wed May 09, 2012 7:49 pm
Forum: Personal Consumer Issues
Topic: How should I buy a car the Boglehead way?
Replies: 22
Views: 3043

Re: How should I buy a car the Boglehead way?

When I saw this thread, I thought it was about actually getting a good purchase price from a car dealer. We plan to buy a Honda CR-V this week. We have the cash saved in a Money Market Fund so a loan is not an issue. So far, I have an offer of $500 over dealer invoice. It sounds good to me, but I w...
by cjackson0
Sun May 06, 2012 8:57 pm
Forum: Personal Consumer Issues
Topic: Car to Gross Income Ratio - under 35
Replies: 41
Views: 4768

Re: Car to Gross Income Ratio - under 35

Probably about 55%, back in 2005. Wife's car had died and we splurged and went new (before the Boglehead days). It wasn't the best move we ever made, but probably not the worst. Life goes on.
by cjackson0
Sun May 06, 2012 2:29 pm
Forum: Personal Consumer Issues
Topic: To Switch Homeowner's Insurance?
Replies: 29
Views: 3540

Re: To Switch Homeowner's Insurance?

After being a State Farm customer for over 35 years, we switched to Amica several years ago. Two months ago we filed a major homeowners claim with them. We have large walk-in shower in the master bathroom. The builder either forgot or neglected to install a shower pan between the floor of the showe...
by cjackson0
Sun May 06, 2012 2:22 pm
Forum: Personal Finance (Not Investing)
Topic: Average wedding = 25k?
Replies: 110
Views: 9455

Re: Average wedding = 25k?

As an aside, I always enjoy these threads because they all eventually dissolve in to a series of threads about who is the biggest skinflint. For the record, my wedding cost $25,000, but my wife gave me two beautiful children, who we later sold for 25 grand a piece. As I see it, with the gifts and t...