Bogleheads.org

cjackson0

Press release and full list of ETFs:

https://s1.q4cdn.com/959385532/files/do ... rogram.pdf

cjackson0

I went super-cheap and bought an Insignia (Best Buy's house brand) around Black Friday. It's disposable junk but at half the price of even a normal budget TV it's great for my bedroom. The TCL Roku's are also very well reviewed for their features and their quality is good enough. I can't speak to th...

cjackson0

I picked up one at BestBuy for $40 on Saturday. For those interested in rooting, the Best Buy devices seem to be running version 5.0.1 which is still rootable (although the bootloader is locked). I installed CyanogenMod (CM12) on it in an evening (I'm no expert but I have installed 3rd party ROMs on...

cjackson0

I usually prepay $500 or so every few months. For me it's not just about earning a couple extra dollars of credit card rewards, but I'm usually trying to reach a minimum amount of spending on a new credit card (currently need to spend $4000 in the first 3 months of a Chase Sapphire Preferred for a $...

cjackson0

Thanks!

cjackson0

I bought a Brother DCP-7065DN for $110 in June 2014, which sounds like about what you are in the market for. I don't think they make this anymore. The big thing for me was that it was compatible with the very cheap TN450 toner cartridges. Non OEM cartridges made by Monoprice or Linkyo frequently pop...

cjackson0

Sorry if Ann Leckie's books have already been commented on here. I am not a scifi reader but read her two books recently and thoroughly enjoyed them. Ancillary Justice, her first book, won the Hugo, Nebula, BSF and the Locust awards this past year. Her second book Ancillary Sword came out last mont...

cjackson0

Wow. I must be the only one actually (roughly) following age in bonds.

cjackson0

Browser wrote: Now, explain why AT&T still has a price of $529 on them -- then explain to me who is paying that?

Those who don't realize that's the price they're paying because it's discounted with a 2 year contract

cjackson0

Checked my documents for 2014. Lo and behold, another 20% premium increase. $1000 in 2012, $1265 in 2013, and $1559 in 2014 I have never made a claim against homeowners insurance, but did have about $2000 worth of car repairs covered by my separate GEICO auto insurance policy last year. I have also ...

cjackson0

I really like my Sony Vaio. My main requirement was a 1080p screen resolution for doing coding or using 2 programs side by side. I paid $580 earlier this year after shopping for several months and finding a great deal. You may also want to consider a larger battery (I think 4 cell is standard in che...

cjackson0

OP, Who is your current carrier and what area do you live in? That can make a big difference on which carriers are an option for you. Personally, I'm very happy with my T-Mobile service and plan to outright buy a Nexus 4 around Christmas as my existing Android device is getting a little sluggish and...

cjackson0

No one complains when their premiums stay the same, but it does seem odd that many respondents here all seem to be in Missouri. I wonder if there's been a large change in the state's risk according to their models.

Oh well

cjackson0

Questions for those who have made this or a similar choice: (1) It appears that the Standard Honda rear entertainment (video) system is a single screen hooked to the roof. For the Toyota, this is dual (smaller) screens hooked to the rear of the front seats. Is there a reliability difference wrt the...

cjackson0

mine is a torrent downloader (transmission-daemon) and nas (samba). Most consumer grade nas products are garbage so being able to make one for $35 plus an external USB drive is pretty fantastic. And it only takes 2 watts and doesn't boot from a spinning disk, so it's way better than an old PC sitti...

cjackson0

kalons wrote:This reminds me of a Shia Labeouf day-trading story from a few years back. Gee, I wonder what happened to his ostensibly hot hand since then? Good thing he didn't quit his day job.

I wish he would

cjackson0

Certainly a different situation, but my High School physics teacher made the jump about 10 years in engineering. He said he too a dramatic pay cut but was much happier.

Good luck

cjackson0

Anything other than Google Voice? I'm leery of them getting even more information about me (scanning all of my calls). Skype. Those are the two I've used myself and experienced others using. Maybe there are other services but if so your searches should uncover them. Skype is owned by Microsoft. I t...

cjackson0

I've heard good things about Talkatone combined with a Google Voice number (setup a separate account if you have any privacy concerns with Google).

I've never tried it myself.

cjackson0

Just to clarify: your new contributions are $5000 per year to your traditional IRA. Is that correct?

cjackson0

crowd79 wrote:Just another reason to always change passwords frequently, no matter the account.

I think strong passwords are more important than frequently changing them. Frequently changing multiple passwords usually leads people to keep the latest and greatest as a post-it note on their desk.

cjackson0

I personally would stay away from Honda V6 automatic transmissions, they historically have had high probability of early failure. What on earth are you talking about...an isolated incident? Honda V6 engines are extremely reliable. I don't think you will find too many people here who would agree wit...

cjackson0

Original poster pulled the trigger on the Lexus, promptly sold it, and bought another car in the meantime. No need to continue dispensing advice to him.

However, I think he's looking for tips on good tropical vacation spots

cjackson0

Luck.

Next question, please.

cjackson0

Vanguard could be one option, however, I would probably get hit with a $50 account closing fee by TradeKing... I am wondering if there is another option. schwab is 'refunding' relocation fees with $$ and free trades for the next few months... its a option. Most discount brokerages will reimburse ac...

cjackson0

Our modem just died. And, It made me wonder. Woukd it be possible to get a data plan for an IPad, or similar tablet and still save money by doing so? Currently have the most basic cable:$14 a month. I believe our Internet is over $60. The only issue we would have is home wifi, for the kids devices....

cjackson0

I was shocked this morning when I opened my policy renewal from Amica and saw that my premium had increased by 25% ($1000 to $1250). I couldn't believe it. I switched from Farmer's to Amica last year after Farmer's increased my rates (I switched bundled Auto insurance away from Farmer's the year bef...

cjackson0

Just clarify, are you going to remain in Illinois for another 2 years with a purchased house in Arizona staying unoccupied for that time (presumably used for a vacation or 2 in the meantime)? That seems like a lot of property taxes and hassle for 2 years. Then again, I'm about 25 years from retireme...

cjackson0

Van wrote:BMW preowned certified.

A reliable stream of income for your local mechanic after the car reaches 75,000 miles

cjackson0

For those of you who may be unfamiliar, Square ( https://squareup.com/ ) is a credit card processor that allows merchants to process credit card transactions with a free accessory to the iPhone for a simple and reasonable fee. Their fee structure is a flat 2.75% or $275 per month for up to $250k in ...

cjackson0

If it suits your fancy, you can try xbmc or boxee on the appleTv. I'm not well versed on AppleTV hacking, but http://www.appletvhacks.net/ would be a good place to start. In a nutshell: yes, AppleTV is like hooking a PC to your TV but with a more streamlined ("for average folk") interface. You can't...

cjackson0

I successfully refi-ed about 3 months ago and it was a pleasure working with them. Too bad that was at the 1.99% rate of the day and I'm ineligible to lower to the current 1.49%.

cjackson0

I just saw that PenFed has lowered their rate for 60 month auto loans to 1.49%, but existing loans aren't eligible to refinance. In a roundabout way they're punishing existing customers. Oh well. Just wondering if anyone knows of other institutions offering 60 months for new / used 60 month car loans?

cjackson0

If you have a business that accepts such cards or are otherwise knowledgeable, how about sharing what accepting a card for a $100 charge would cost the business? I'm not very familiar with the market either, but I have seen more small merchants going to https://squareup.com/. It is apparently cheap...

cjackson0

I used to be a bit skeptical of the benefits of Google Fiber as well. After all, what's the point of downloading youtube videos at 1Gbps when you still have to take the time to watch it. Downloading Linux ISO's is already very quick and even downloading Movies and TV through Bit Torrent is at lightn...

cjackson0

Another willing attendee

cjackson0

mmmodem wrote: Diapers will always come from Amazon though.

Unless you already have Amazon Prime, I think Sam's Club is still a hair cheaper for diapers.

cjackson0

Original 30 year fixed at 6.75% in March 2006

Refi 30 year fixed at 5% in March 2009

Tried to refi 20 year fixed at 3.875% last week, but fell through.

Dropping home value is killing me and preventing me from locking in these rates! Maybe I need to save more

cjackson0

Following up on this thread to see if anyone else has other recommendations? I recently saw this product and looks promising: http://www.vizio.com/costar/overview My only complaint is it doesn't have anything besides hdmi audio output, as I have an older receiver with only s/pdif and optical ins. T...

cjackson0

I was at an auction not more than a month or so ago where a 70s era TR-6 was sold (I think it sold). IIRC, it went for somewhere in the $4K to $6.5K range (sorry for the imprecision). I remember the car rather well, as my son and I were walking down the queue of cars getting ready to go across the ...

cjackson0

I've used ING's mobile app and taken photo's of the check twice. Each time took a couple retries before it looked good to my eyes and after I submitted them they worked without error. Pretty simple process and it certainly beats mailing it in.

cjackson0

AT&T will allow you to unlock iPhone nowadays. Just give them a call with IMEI number then they will give you a case number. After a few days, they will email you with the instruction to unlock it. Then you can use your iPhone with any "cheapie" options that you find elsewhere while still using the...

cjackson0

If you don't mind me asking, how did you find it? (Carsoup, Craigslist, parked in a neighborhood driveway, ect...)

That's a pretty good deal (and would be exactly what my sister is in the market for)

cjackson0

If you paid less than your goal of $7k I'll be very impressed at your deal-making ability

cjackson0

I don't like to mess with having a bunch of cards and trying to remember what category has a bonus this month. I stick with the a relatively simple method of 2 cards: 1 for gas only and another for everyday spending. [*] CapitalOne Cash : 1.5% cash back. However, you need to wait a year for the extr...

cjackson0

Late 80's Mercedes 300 or 350SD. W126 body style is big and safe. Diesel model is slow. Many safety features, but electronics can be touchy and complicated. If you want to be able to work on it yourself, get a pre-85 W123 Mercedes diesel. A 240D with an auto is the slowest of the bunch, a manual is...

cjackson0

When I saw this thread, I thought it was about actually getting a good purchase price from a car dealer. We plan to buy a Honda CR-V this week. We have the cash saved in a Money Market Fund so a loan is not an issue. So far, I have an offer of $500 over dealer invoice. It sounds good to me, but I w...

cjackson0

Probably about 55%, back in 2005. Wife's car had died and we splurged and went new (before the Boglehead days). It wasn't the best move we ever made, but probably not the worst. Life goes on.

cjackson0

After being a State Farm customer for over 35 years, we switched to Amica several years ago. Two months ago we filed a major homeowners claim with them. We have large walk-in shower in the master bathroom. The builder either forgot or neglected to install a shower pan between the floor of the showe...

cjackson0

As an aside, I always enjoy these threads because they all eventually dissolve in to a series of threads about who is the biggest skinflint. For the record, my wedding cost $25,000, but my wife gave me two beautiful children, who we later sold for 25 grand a piece. As I see it, with the gifts and t...

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