Search found 20 matches

by jaxbmw
Sun Jan 20, 2019 12:48 pm
Forum: Personal Consumer Issues
Topic: Button Down Shirts / Travel Pants / Light Jacket? Other Tips from experienced Boglehead world travelers?
Replies: 179
Views: 15647

Re: Men's No-Cotton Travel Pants Suggestions? Other Tips from experienced world travellers?

Went in to COSTCO and saw some travel pants. Since we were just preparing for a trip I thought I would try them out. For less than $20 they were fantastic. I wish I had bought more than two pair. Wore them on flights from Miami to Singapore. They were comfortable and no wrinkles. They are now my go ...
by jaxbmw
Wed Dec 26, 2018 8:21 am
Forum: Personal Consumer Issues
Topic: African Safari: Worth it or Hype?
Replies: 83
Views: 12711

Re: African Safari: Worth it or Hype?

One of our GREAT trips. We did the Masai Mara out of Kenya. Started with the Treetops lodge. This is where Princess Elizabeth stayed in 1952 and acceded to the throne upon her fathers death. You feel like you have stepped back in time. There is a large water hole that the hotel overlooks. Not much t...
by jaxbmw
Wed Dec 12, 2018 8:51 am
Forum: Investing - Theory, News & General
Topic: What Happened to you during the Financial crisis of 2007–2008
Replies: 249
Views: 23014

Re: What Happened to you during the Financial crisis of 2007–2008

It was a scary time. I retired early in 2003. I had a conservative 50/50 portfolio that I figured I could withdraw 3% from forever and be fine according to the financial engines simulations I had run. I remember seeing Paulsen make a comment that we were at the edge of the cliff. If he said we were ...
by jaxbmw
Mon Oct 15, 2018 11:46 am
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 16005

Re: Tips for staying active / injury-free into older age

Everything in Moderation. I jogged for 30 years starting in 1974 after discovering on New Years Day that I couldn't jog to the end of the block and back. I even ran in several National 15Ks after 20 years. I finally quit and decided that the elliptical and treadmill would be easier on my knees and s...
by jaxbmw
Thu Jul 26, 2018 3:43 pm
Forum: Personal Consumer Issues
Topic: Laminate Floor making 'popping' noise
Replies: 30
Views: 5038

Re: Laminate Floor making 'popping' noise

If you are sure the issue is the lack of a gap fine. We had 9/16" engineered wood installed in two rooms last month to match the majority of the house. I spent time talking with the installer and learned a couple of things. He purposely left a gap all around and made miniature wedges to hold the boa...
by jaxbmw
Sun Jul 22, 2018 2:28 pm
Forum: Personal Consumer Issues
Topic: I think it's time to cut the landline cord, how to do it?
Replies: 25
Views: 3363

Re: I think it's time to cut the landline cord, how to do it?

There are two components to your landline cord, one being your landline phone and the other being your internet connection. It is easy to eliminate the landline phone. You can go with cell phones or you can add OOMA or OBITALK. For a small fee you can retain your actual home phone number and handset...
by jaxbmw
Thu Apr 26, 2018 2:01 pm
Forum: Personal Consumer Issues
Topic: New retirees: so whatdayathink ?
Replies: 119
Views: 23889

Re: New retirees: so whatdayathink ?

First let me say that I loved my job. I worked long hours and traveled frequently but looking back there is not much I would have changed. Now, I retired when I ran the numbers and there was no financial reason for me to work. In addition I had many interests outside of work that I had little time t...
by jaxbmw
Thu Apr 26, 2018 1:49 pm
Forum: Personal Consumer Issues
Topic: Insurance Advisor?
Replies: 9
Views: 1185

Re: Insurance Advisor?

Not sure if you are talking life insurance as opposed to auto, home, umbrella etc. We have relocated 9 times around the country and overseas. What I have found most effective is locate an independent insurance agent in my new town and let him look through my prior policies then discuss what he might...
by jaxbmw
Thu Mar 15, 2018 6:25 pm
Forum: Personal Consumer Issues
Topic: Grand Canyon and Utah Parks
Replies: 16
Views: 2009

Re: Grand Canyon and Utah Parks

We did the full circle from Las Vegas. We carried all of our gear on the flights and tent camped the route. It was a fabulous time and trip. On our way out of Vegas and stopped a a WalMart and loaded up the food and supplies we had planned out. Pretty easy. We started at Zion. I am hearing that they...
by jaxbmw
Mon Jan 22, 2018 5:10 pm
Forum: Investing - Theory, News & General
Topic: Cost basis on stocks in trust distributed at beneficiary's death
Replies: 2
Views: 310

Re: Cost basis on stocks in trust distributed at beneficiary's death

So if the stocks were already in the Trust at the time of his passing and no other Trusts were formed, I believe that the basis of the stocks would be the basis at the time of their transfer into the Trust. That basis would continue for beneficiaries as well as issue. I am assuming that this was not...
by jaxbmw
Mon Jan 09, 2017 8:01 am
Forum: Personal Finance (Not Investing)
Topic: Doing taxes for the first time--Please help!
Replies: 33
Views: 3632

Re: Doing taxes for the first time--Please help!

I have done my own taxes for almost 50 years. I have been a volunteer AARP tax preparer certified by the IRS for the past 10 years. We do taxes for people in local libraries for free. This is available for all people, not just retirees. We do not do rental properties or small businesses over 10k of ...
by jaxbmw
Sat Oct 11, 2008 8:14 am
Forum: Investing - Theory, News & General
Topic: Retired with a plan
Replies: 1
Views: 780

Retired with a plan

I am retired 5 years and started having lunch on a monthly basis with a friend who retired this year. We mainly discuss financial plans and ideas for investing. I have provided him with numerous links such as DIEHARDS but our discussion on Thursday really opened my eyes. We both have about 5 years o...
by jaxbmw
Thu Oct 09, 2008 3:42 pm
Forum: Investing - Theory, News & General
Topic: Investment Mistakes & Bear Market memories
Replies: 24
Views: 5161

My bear market memory from the '74 market was the total fear in the economy that things would NOT get better. I was so glad I had a job. No one wanted stocks at any price.

I lived beneath what I could afford and continued to buy through payroll deduction. It proved to be the right decision.
by jaxbmw
Thu Oct 09, 2008 3:31 pm
Forum: Investing - Theory, News & General
Topic: Once in lifetime buying opportunity?
Replies: 53
Views: 11450

V SHAPED RECESSION

Given the precipitous drop and the lack of trust across markets this is not the time to try to catch a falling knife. Credit markets have to open up at some point, the FED is pumping enough money into the system. Hopefully this can be the basis for some TRUST. This would allow for businesses to oper...
by jaxbmw
Wed Sep 24, 2008 4:29 pm
Forum: Investing - Theory, News & General
Topic: That's all I can stands 'cause I can't stands no more!
Replies: 5
Views: 1813

Grandkids are Neat

I wish mine was close enough that I could do the same thing. I also hope that there will be something there for him when I am gone. The lunatics that offered no doc, option payment, teaser rates don't deserve to be called bankers or mortgage originators. The propeller heads that came up with the ABC...
by jaxbmw
Wed Sep 24, 2008 4:24 pm
Forum: Investing - Theory, News & General
Topic: what is Paulson trying to fix?
Replies: 43
Views: 8350

Buffet Convined Me

This morning I heard Buffet on CNBC and his voice wavered when he discussed last Thursday. This problem is real.

The markets are stuck and anything that goes to help them clear I am for
by jaxbmw
Mon Sep 15, 2008 9:38 am
Forum: Investing - Theory, News & General
Topic: Financial Transparency
Replies: 0
Views: 469

Financial Transparency

As this financial mess implodes I sit here wondering about the degree of financial transparency in a company. I have to assume that auditors within a company sit down and try to understand the basis of investments, risks etc. I wonder if things have gotten to complex with all of these derivatives an...
by jaxbmw
Sun Sep 14, 2008 4:24 pm
Forum: Investing - Theory, News & General
Topic: Lehman Valuation Problem
Replies: 2
Views: 1034

Lehman Valuation Problem

The more I look at what is happening to Lehman and the other financial companies the less I UNDERSTAND what is happening. Maybe someone can help me see their problem better. I was looking at their income statement, balance sheet and ratios. On the one hand I see that Lehman has a price to book of .1...
by jaxbmw
Sat Aug 16, 2008 10:25 am
Forum: Investing - Theory, News & General
Topic: Does Portfolio Size Matter?
Replies: 12
Views: 3350

THE NEED TO TAKE RISK

SpringMan Your comments are exactly my thoughts. Once you get to a certain scale you do not have to take the risks. I liked your coment on Suzi. BUT, since I do have the scale, I can make a choice to either take the risk or not. Since I am retired, I choose to continue with the portfolio allocation ...
by jaxbmw
Sat Aug 16, 2008 7:34 am
Forum: Investing - Theory, News & General
Topic: Does Portfolio Size Matter?
Replies: 12
Views: 3350

Does Portfolio Size Matter?

In looking through much of the thread on asset allocation, the one question I have not seen addressed specirfically is whether the absolute size of the portfolio has any bearing on the allocation strategy. I found Vanguard many years ago and have always lived well within my means. I have achieved "C...