Search found 2763 matches

by travellight
Thu Sep 06, 2018 7:08 pm
Forum: Personal Finance (Not Investing)
Topic: To Be or Not to Be...Married
Replies: 135
Views: 4565

Re: To Be or Not to Be...Married

I think it is good that you are aware of all possible ramifications. Whatever you decide, I hope it all works out well for you. I would probably wait and not get married until it is time for kids.
by travellight
Thu Sep 06, 2018 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: Lucrative careers?
Replies: 423
Views: 39830

Re: Lucrative careers?

There are no such MD programs that are accredited in the United States. Again I’m not denying that CRNAs have an RN degree in the past just as MDs who graduated from United States have obtained a bachelors degree in the past. If you think I’m wrong please give me one allopathic program in the Unite...
by travellight
Mon Sep 03, 2018 11:54 am
Forum: Investing - Help with Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 33
Views: 3223

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

I looked it up and answered my own question about 3.5% on travel/dining and it is true. Here is info for anyone interested; Step 4: Know what qualifies as travel and dining purchases The Bank of America Premium Rewards Credit Card has a fairly generous definition of travel purchases. According to th...
by travellight
Mon Sep 03, 2018 11:50 am
Forum: Investing - Help with Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 33
Views: 3223

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

Not sure if I would go for BofA/ME - even with the bonus offers and credit card deals being more suitable for me there (using no annual fee cashback cards - not travel rewards cards). The BofA Travel Rewards card is a great card, even if you don't travel much. You get 2.625% cash back in the form o...
by travellight
Sun Sep 02, 2018 11:22 pm
Forum: Investing - Help with Personal Investments
Topic: BofA/Merrill Edge or Chase Sapphire Banking/CPC?
Replies: 33
Views: 3223

Re: BofA/Merrill Edge or Chase Sapphire Banking/CPC?

I like both cards. They also both provide free access to various cultural events around town such as museums.
by travellight
Thu Aug 30, 2018 9:09 pm
Forum: Investing - Help with Personal Investments
Topic: Cash Flow From Real Estate - Personal Advice on Beginning?
Replies: 18
Views: 1585

Re: Cash Flow From Real Estate - Personal Advice on Beginning?

I did it the "get rich slow" way. I bought my primary home, then a second home, then paid down the mortgages aggressively for about 20 years. I then used home equity LOC to buy 6 properties as "cash" and put out countless offers to end up getting the properties I got at a "great deal". I did not fol...
by travellight
Sun Aug 26, 2018 12:31 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

I loved 8th Grade.
by travellight
Sun Aug 26, 2018 12:31 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

ruralavalon wrote:
Fri Aug 24, 2018 11:30 am
Crazy Rich Asians.

This is a good movie, not as good as I had hoped but still worth the price of the tickets. My wife loved it.
I think I am the only one who didn't think so highly of this movie. I found it predictable. I would have renamed it Crazy Gorgeous Asians; it's mostly eye candy.
by travellight
Sun Aug 26, 2018 12:24 am
Forum: Investing - Theory, News & General
Topic: Individual Stocks That Went Bust
Replies: 110
Views: 9196

Re: Individual Stocks That Went Bust

TWA?

most recently, moviepass stock fell from a high of about $8900 to recently at $125 to 3 cents per share.
by travellight
Tue Aug 07, 2018 5:32 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

This weekend's movies (so far): Adrift - While the visuals were great, there was very little to justify a movie of those length. Christopher Robins - All in all a very good movie. I thought there were more lessons directed to adults than to the children in the audience although would enjoy. Eighth ...
by travellight
Fri Aug 03, 2018 3:53 pm
Forum: Personal Finance (Not Investing)
Topic: Car price ratio to NW
Replies: 68
Views: 2944

Re: Car price ratio to NW

About 13% of income.
by travellight
Fri Aug 03, 2018 3:50 pm
Forum: Personal Finance (Not Investing)
Topic: Car price ratio to NW
Replies: 68
Views: 2944

Re: Car price ratio to NW

0.008
by travellight
Tue Jul 31, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

Wife and I went to see Mamma Mia! Here We Go Again From the review in the Onion by Peter Rosenthal - "A film you can choose to enjoy for the perfectly fine piece of entertainment it is, or live out the rest of your existence as a miserable killjoy who slogs through life recoiling at anything remote...
by travellight
Sun Jul 22, 2018 2:39 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 362
Views: 46539

Re: MoviePass-Too good to be true, but it's legit.

I wanted to see a movie yesterday, but of the 14 screens in my town, the 2-3 Sunday afternoon/evening shows (say 35 possible movies), 28 of them were surge priced. Ridiculous. Same thing happened with the wife and I. I think surge pricing is the beginning of the end to be honest. Any movie we wante...
by travellight
Tue Jun 19, 2018 10:17 am
Forum: Investing - Help with Personal Investments
Topic: Value of a Military Retirement
Replies: 30
Views: 3718

Re: Value of a Military Retirement

I would tend to favor the pension; and your assumptions seem reasonable.
by travellight
Sat Jun 16, 2018 10:13 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

I saw won’t you be my neighbor last night. It’s about Mr. Rogers who I was already a big fan of. The movie was wonderful and I found it to be quite moving. I loved him even more after that if that was possible.
by travellight
Sat Jun 16, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

denismurf wrote:
Sat Jun 09, 2018 2:27 pm
The Death of Stalin had me and most of the theater audience laughing out loud most of the time.

I realized later that younger audience members tended not to understand what was going on and why it was funny.
I loved this black comedy also.
by travellight
Mon Jun 04, 2018 7:36 am
Forum: Personal Finance (Not Investing)
Topic: How much money do you want to retire?
Replies: 433
Views: 54013

Re: How much money do you need to retire?

When I had 800k 4 years ago or so I thought 2m was my number and I did feel a lot of freedom / less stress when we hit that. Many people do this. Once they hit their number they move the goal higher. It's called hedonistic adaptation. And those that do it tend to suffer, but suffer in more comfort ...
by travellight
Sun May 20, 2018 12:27 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

An FYI for those responding in comments on the IHG card changes.... My research appears to show that those of us with the existing IHG card will be grandfathered in with the annual fee at $49 and it won't go up. The only change we have is that going forward, the free night is limited to hotels at 4...
by travellight
Sun May 20, 2018 11:14 am
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

An FYI for those responding in comments on the IHG card changes.... My research appears to show that those of us with the existing IHG card will be grandfathered in with the annual fee at $49 and it won't go up. The only change we have is that going forward, the free night is limited to hotels at 40...
by travellight
Wed May 16, 2018 6:41 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

Any thoughts on IHG devaluing the free night to just those under 30,000 points and I think the annual fee is going up to $89 from $49? Also, thoughts on changes with SPG starting 8/1? should you convert your spg miles before then? I'm okay with the IHG devaluation. 30k points is still a good deal i...
by travellight
Wed May 16, 2018 3:23 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

Any thoughts on IHG devaluing the free night to just those under 30,000 points and I think the annual fee is going up to $89 from $49?

Also, thoughts on changes with SPG starting 8/1? should you convert your spg miles before then?
by travellight
Mon May 07, 2018 12:43 am
Forum: Investing - Theory, News & General
Topic: What Percentage CASH are you?
Replies: 168
Views: 18336

Re: What Percentage CASH are you?

1.7% currently.
by travellight
Sun May 06, 2018 7:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

The Quiet place. It was very good. I didn't even want to see it because I don't like scary movies but it was very well made.
by travellight
Thu May 03, 2018 9:23 am
Forum: Personal Finance (Not Investing)
Topic: Real Estate Commissions - How Negotiable?
Replies: 31
Views: 2244

Re: Real Estate Commissions - How Negotiable?

Another option might be to consider a flat fee listing agent that will get it on the MLS. These services offer various packages including photos, lockbox service, etc. at various price points. It also shields you from being bombarded by agents calling you trying to get your listing which will happe...
by travellight
Fri Apr 20, 2018 8:57 am
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 362
Views: 46539

Re: MoviePass-Too good to be true, but it's legit.

SrGrumpy wrote:
Thu Apr 19, 2018 8:20 pm
If you join now, you will be limited to 4 movies per month, according to Dr. of Credit.
Yikes, what a huge change! Are prior members grandfathered in to one per day?
by travellight
Mon Apr 02, 2018 7:59 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

I've used the cards discussed many times over by people in this forum. I've read a smattering and the only card I use that I haven't seen is the Alliant Visa Signature card as the "default" card. I've seen the Citi 1%/1% card and the Fidelity 2% card used for this but the Alliant Signature Visa car...
by travellight
Sat Mar 31, 2018 2:24 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 629
Views: 72852

Re: Picking College and College Scholarships

My friend’s daughter got word today of being accepted at Stanford...after having been rejected by USC, Pomona, Grinnell. Her only other acceptance was UIUC which she was resigned to attending. Then Stanford came calling. What a day. Yes, the process is interesting, if only for it's real or perceive...
by travellight
Sat Mar 31, 2018 11:32 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

Saw "The Death of Stalin" earlier this week. There are a few slow spots and sometimes the near slapstick comedy doesn't quite work, but despite the flaws this is a really good movie. The combination of absurd comedy and deadly horrific actions keeps one totally engaged in this story. You don't know...
by travellight
Sat Mar 31, 2018 11:29 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

I just watched Black Mass (movie about Whitey Bulger). I would not consider it a great gangster movie like Goodfellas or the Godfather but it was a compelling movie since it was a case study in how truth is stranger than fiction. AND Johnny Depp (believe or not) was terrifying as stone cold psychop...
by travellight
Sat Mar 31, 2018 11:28 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 629
Views: 72852

Re: Picking College and College Scholarships

My friend’s daughter got word today of being accepted at Stanford...after having been rejected by USC, Pomona, Grinnell. Her only other acceptance was UIUC which she was resigned to attending. Then Stanford came calling. What a day. Yes, the process is interesting, if only for it's real or perceive...
by travellight
Wed Mar 28, 2018 9:55 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 629
Views: 72852

Re: Picking College and College Scholarships

I heard decisions are coming out tonight.... keeping my fingers crossed for you!
by travellight
Mon Mar 26, 2018 8:34 pm
Forum: Investing - Theory, News & General
Topic: What are you up YTD? [Year To Date]
Replies: 1937
Views: 358434

Re: What are you up YTD? [Year To Date]

net worth is up 3.6%, investment portfolio is down 1.95% ytd.
by travellight
Mon Mar 26, 2018 8:29 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax and backdoor Roth IRA error?
Replies: 10
Views: 3788

Re: TurboTax and backdoor Roth IRA error?

I find all of the tax software tricky in handling the back door roth ira. I have to go through many machinations to get it to look right.
by travellight
Mon Mar 26, 2018 9:29 am
Forum: Investing - Help with Personal Investments
Topic: Help with Tax Loss Harvesting
Replies: 47
Views: 3095

Re: Help with Tax Loss Harvesting

Earl Lemongrab wrote:
Sun Mar 25, 2018 6:09 pm
travellight wrote:
Sun Mar 25, 2018 3:41 pm
I am just learning about tlh. Can this be done in all accounts, such as taxable, Roth IRA, and 401(k)?
Not in tax-advantaged accounts. There are no capital gains or losses there. That's why you want to avoid wash sales in there because you can't transfer the basis.
Thanks Earl!
by travellight
Sun Mar 25, 2018 3:41 pm
Forum: Investing - Help with Personal Investments
Topic: Help with Tax Loss Harvesting
Replies: 47
Views: 3095

Re: Help with Tax Loss Harvesting

I am just learning about tlh. Can this be done in all accounts, such as taxable, Roth IRA, and 401(k)?
by travellight
Sat Mar 24, 2018 8:36 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

I saw Tomb Raider last night; very formulaic and unremarkable. I don't recommend it.
by travellight
Sat Mar 24, 2018 8:35 pm
Forum: Personal Consumer Issues
Topic: MoviePass-Too good to be true, but it's legit.
Replies: 362
Views: 46539

Re: MoviePass-Too good to be true, but it's legit.

Price just dropped to $7.95 a month According to news reports, it's down to $6.95 a month today for new subscribers as a "limited time offer". But the benefits have also been scaled back since the initial offering of the service. And you have to keep a close eye on what data it is collecting from y...
by travellight
Sat Mar 24, 2018 8:31 pm
Forum: Personal Finance (Not Investing)
Topic: discretionary spending per month
Replies: 54
Views: 6281

Re: discretionary spending per month

Postby jfn111 » Mon Nov 11, 2013 6:43 pm The wife and I have this discussion all the time: Cable + Internet runs about $230 per Month Cell Phone runs about $250 per Month ( have two grown kids that are still on my plan :confused ) Netflix runs $16 per Month Just dropped Sirius XM because they wante...
by travellight
Sun Mar 18, 2018 11:29 pm
Forum: Personal Finance (Not Investing)
Topic: Good Presentation of all State Taxes
Replies: 1
Views: 836

Re: Good Presentation of all State Taxes

Alan S. wrote:
Sun Mar 18, 2018 10:44 pm
Here is a review of all state taxes from income to estate: https://www.cchgroup.com/news-and-insig ... ment-taxes
Thanks!
by travellight
Fri Mar 16, 2018 10:30 pm
Forum: Personal Consumer Issues
Topic: Paging BH Gearheads: Reasonable Net Worth for Exotic
Replies: 104
Views: 7570

Re: Paging BH Gearheads: Reasonable Net Worth for Exotic

I love cars but I would need to be well north of 10 million to spend 250-300k. I do hope to get there. I have spent for a Tesla which is in the 80k range.
by travellight
Fri Mar 16, 2018 9:20 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3683
Views: 1055196

Re: What Movie Have You Recently Watched?

Annihilation. It is a difficult film to sell to the public as well as reviewing it. It's kind of reminiscent of the typical answers that I heard earlier in the movie's dialogue, "I don't know". It's more similar to the Russian's 1979 Stalker than Ridley Scott's Alien from the same year. Walked out ...
by travellight
Sun Mar 11, 2018 6:47 pm
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 629
Views: 72852

Re: Picking College and College Scholarships

Is MIT next with results? 3/14? Correct. From a "dream school" perspective, MIT is it. I believe U of Chicago is next Friday. The rest hug the end of the month (March). For what it's worth, he already has very good choices, and are very fortunate from that POV. I just seem to vaguely recall that th...
by travellight
Sun Mar 11, 2018 4:37 am
Forum: Personal Finance (Not Investing)
Topic: Discount on Online Tax Act
Replies: 13
Views: 1188

Re: Discount on Online Tax Act

To all those folks contemplating using the online version of Tax Act: I found I could get a 30% discount off of normal Tax Act prices by accessing their site via a link from a PC magazine review article on tax preparation software. Here is the URL: https://www.pcmag.com/article2/0,2817,1904319,00.a...
by travellight
Sun Mar 11, 2018 4:35 am
Forum: Personal Finance (Not Investing)
Topic: Picking College and College Scholarships
Replies: 629
Views: 72852

Re: Picking College and College Scholarships

Is MIT next with results? 3/14?
by travellight
Thu Mar 01, 2018 10:46 am
Forum: Investing - Theory, News & General
Topic: Does the JOBS act make being a landlord obsolete?
Replies: 12
Views: 2246

Re: Does the JOBS act make being a landlord obsolete?

Landlording is a part time job and definitely not passive, but the draw is the leverage, the tax benefits of depreciation, and the longterm cashflow it will throw off once loan paid off in a decade or so. To your example, take your $200k and put four $50k downpayments on four $250k homes that cashf...
by travellight
Tue Feb 27, 2018 4:00 pm
Forum: Personal Finance (Not Investing)
Topic: What's Your Credit Card Rewards Strategy?
Replies: 2751
Views: 554232

Re: What's Your Credit Card Rewards Strategy?

^ I have been denied Citi and Barclays, madbrain. I am surprised you are still viable in that space.
by travellight
Sat Feb 24, 2018 4:47 pm
Forum: Personal Consumer Issues
Topic: Knob and Tube rewire cost
Replies: 39
Views: 4632

Re: Knob and Tube rewire cost

How big is your house? I would think there would be a difference between a 1200 sf house and a 5000 sf house.
by travellight
Fri Feb 23, 2018 1:30 am
Forum: Personal Consumer Issues
Topic: [What UN-frugal thing do you do? What do you splurge on?]
Replies: 567
Views: 40937

Re: What UN-frugal thing do you do?

Saw the Broadway show Hamilton twice.