Search found 1201 matches

by Pacific
Sat Sep 15, 2018 12:58 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4865

Re: Shorts in Egypt

VictoriaF wrote:
Fri Sep 14, 2018 6:12 pm
Shorts are a crime against elegance.

Victoria
It all depends on the condition of the legs sticking out from under them and whether the person is wearing those ridiculous looking black socks.
by Pacific
Sat Sep 15, 2018 12:56 pm
Forum: Personal Consumer Issues
Topic: [Wearing] Shorts in Egypt
Replies: 70
Views: 4865

Re: Shorts in Egypt

Maybe I am part Egyptian. One of my pet peeves, I think that men look like clowns wearing shorts in public, especially egregious are airports and airlines and restaurants other than fast food. Yes, I live in South Florida, I wear shorts on golf course, they are needed playing tennis and at the beac...
by Pacific
Sat Sep 08, 2018 1:07 am
Forum: Personal Consumer Issues
Topic: Your Favorite [Travel Destination] on Earth: Where and Why?
Replies: 125
Views: 13382

Re: Your Favorite [Travel Destination] on Earth: Where and Why?

TUSCANY in general (and I am not even Italian). Montepulciano specifically as the hub.
by Pacific
Sat Aug 11, 2018 10:07 pm
Forum: Investing - Theory, News & General
Topic: [New Vanguard website layout starting Saturday, August 11]
Replies: 130
Views: 9623

Re: New layout of vanguard.com

Rager1 wrote:
Sat Aug 11, 2018 12:46 pm
I don't see any changes in our accounts. Everything looks the same.

Ed
+1

No change on mine (except that both Total Stock Market and Total International lost value today).
by Pacific
Sun Aug 05, 2018 12:23 am
Forum: Personal Finance (Not Investing)
Topic: How to find a conscientious/competent estate attorney?
Replies: 49
Views: 3757

Re: How to find a conscientious/competent estate attorney?

deleted as I see Bruce Steiner has already commented
by Pacific
Tue Jul 17, 2018 11:10 pm
Forum: Investing - Theory, News & General
Topic: New Vanguard Security Code Requirement [2FA: Two-factor authentication]
Replies: 185
Views: 12764

Re: New Vanguard Security Code Requirement

I currently live overseas and don't have an American number, does this mean that I need to get one? How are accessing Vanguard from overseas today? Not sure I understand this. I also work overseas. My cell phone has a US SIM and a foreign country SIM. I switch them out depending on where I am. So, ...
by Pacific
Sat Jul 07, 2018 4:56 am
Forum: Personal Consumer Issues
Topic: Anyone Tried Costco Travel Packages?
Replies: 31
Views: 3763

Re: Anyone Tried Costco Travel Packages?

1. Wife and I have taken three consecutive Uniworld river cruises (Duoro in Portugal; Mekong in Vietnam & Cambodia; and Paris-Giverny-Normandy). We are doing another one nest year Lyon-Avingnon. In addition to whatever discounts we got from Uniworld, I got Costco cashback cards of around $900 for ea...
by Pacific
Tue Jun 26, 2018 5:51 am
Forum: Personal Finance (Not Investing)
Topic: Inheritance by U.S. Citizen from Former U.S. Green Card Holder
Replies: 29
Views: 3279

Re: Inheritance by U.S. Citizen from Former U.S. Green Card Holder

Ted Swippet et al.:

Thank you.

This is a fascinating (and maddening) discussion.
by Pacific
Mon Jun 18, 2018 10:26 pm
Forum: Investing - Theory, News & General
Topic: Vanguard email about transition fund accounts to new brokerage platform
Replies: 37
Views: 2732

Re: Vanguard email about transition fund accounts to new brokerage platform

I currently have funds X, Y, and Z in my SEP-IRA. I have set it up so that on a certain date each month, shares of fund X worth $A are removed from fund X and those proceeds are equally deposited into funds Y and Z. This will continue for 18 months until fund X is eliminated (sound like market timin...
by Pacific
Mon Jun 11, 2018 12:21 am
Forum: Personal Consumer Issues
Topic: “Day to kill” in Venice Italy
Replies: 51
Views: 3795

Re: “Day to kill” in Venice Italy

We were there 10 days ago as part of a Tauck tour. We were "tourists", but, ironically, we found ourselves absolutely hating the TOURISTS being disgorged from the numerous ocean liners. It is a madhouse and disgraceful. Venice has a "population" of about 250,000 of which only about 50,000 live there...
by Pacific
Fri Mar 09, 2018 12:46 am
Forum: Personal Consumer Issues
Topic: Need Help Solving A House Smell Mystery
Replies: 46
Views: 4562

Re: Need Help Solving A House Smell Mystery

Messner8000 wrote:
Thu Mar 08, 2018 8:18 pm
We’ve asked about 20 people (professionals and just friends) if they can smell the odor, and about half say no, and half say yes . . . for the moment I just really want to solve this mystery!
It must be asparagus.
by Pacific
Tue Feb 20, 2018 4:13 am
Forum: Personal Consumer Issues
Topic: Seeking Cruise Suggestions
Replies: 36
Views: 2656

Re: Seeking Cruise Suggestions

If you enjoy fighting, Carnival Line would be a good choice. :)
by Pacific
Mon Feb 19, 2018 6:22 pm
Forum: Personal Consumer Issues
Topic: Sams Club vs Costco
Replies: 78
Views: 7150

Re: Sams Club vs Costco

I was a member of both for over a decade. Now, only Costco. I like their selection, their healthy choices (ok, ok, everything is relative), and their return policy. I have heard from people who have worked at both, and it seems Costco treats its employees better. I also LOVE the free samples (though...
by Pacific
Sun Feb 18, 2018 5:02 am
Forum: Personal Consumer Issues
Topic: Scottsdale, AZ - 2 day business trip
Replies: 23
Views: 2147

Re: Scottsdale, AZ - 2 day business trip

Just got back from Scottsdale. Agree that if you need a breather after business meetings, and have walking shoes with you, there's a series of very well-maintained trails in North Scottsdale. Just up Alma School road to Brown's Ranch Trailhead. If you have an hour, the walk around Cone Mountain is ...
by Pacific
Wed Jan 31, 2018 3:55 am
Forum: Investing - Help with Personal Investments
Topic: should I use vanguard's 2 step verification sign in
Replies: 53
Views: 7914

Re: should I use vanguard's 2 step verification sign in

How does one enable 2 step verification from overseas? Obviously, text will not work.
by Pacific
Sat Dec 16, 2017 11:53 pm
Forum: Personal Consumer Issues
Topic: Replacement for Fitbit HR
Replies: 6
Views: 660

Replacement for Fitbit HR

I have had a Fitbit HR for several years and loved it, but it is falling apart (probably from sweat), and I would like to replace it. The things I liked about the Fitbit HR were that it tracked # of steps, # of floors, distance, heart rate, and calories. I don’t know how accurate it was (especially ...
by Pacific
Sun Nov 05, 2017 3:53 am
Forum: Personal Finance (Not Investing)
Topic: Giving up on Quicken? (and expense tracking software altogether)
Replies: 73
Views: 7999

Re: Giving up on Quicken? (and expense tracking software altogether)

I've used it for decades as well and plan to continue to use it, although I've never downloaded transactions from financial institutions and I don't understand why anyone would do this. The whole point of reconciling your accounts is to see whether you and the bank agree, and if you download their ...
by Pacific
Mon Oct 30, 2017 5:07 am
Forum: Personal Consumer Issues
Topic: Interesting twist to "Free 2-day shipping" at Walmart
Replies: 49
Views: 5563

Re: Interesting twist to "Free 2-day shipping" at Walmart

Since various prices are all FREE, they could give more options: $5.56 for FREE in-store pickup $6.64 for FREE 2-day delivery $12.89 for FREE 1-day delivery $38.89 for FREE 4-hour delivery $298.44 for FREE delivery by zeppelin courier $999.99 for FREE delivery by zeppelin courier with marching band...
by Pacific
Sun Oct 29, 2017 2:46 am
Forum: Personal Consumer Issues
Topic: European Tours
Replies: 67
Views: 4925

Re: Portugal

Having just returned from 3 weeks in Portugal, let me promote that. Planning is easy: AirBnB, TripAdvisor Train travel is inexpensive and pleasant. We did Lisboa, Coimbra, Aveiro, Porto, Lisboa. The people are friendly. Lots of English spoken. Food is good. (I am a foodie.) More than enough to do. ...
by Pacific
Fri Oct 20, 2017 5:19 pm
Forum: Personal Finance (Not Investing)
Topic: I have to fire someone that I care about personally
Replies: 83
Views: 6693

Re: I have to fire someone that I care about personally

OP, 1) You and your band had decided to kick her out. Your future plan does not include her. 2) If you believe that you can and should smooth her transition to a new work, offer her some form of severance pay. 3) You should include at least one more band member in the meeting. Or else, it may look ...
by Pacific
Sat Oct 14, 2017 1:52 am
Forum: Personal Consumer Issues
Topic: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)
Replies: 53
Views: 4806

Re: First visit to Hawaii (flight, Amex Plat benefits, extend stay?)

Without question, I would avoid Oahu like the plague. I describe Oahu as the world's most expensive traffic jam. Pearl Harbor is neat, but not worth the hassle of Honolulu traffic. I, too, would opt for the Big Island. Don't even think of including beaches on the Big Island - too much else to do and...
by Pacific
Wed Oct 11, 2017 4:42 am
Forum: Personal Consumer Issues
Topic: Ecuador safe to travel and hike?
Replies: 21
Views: 2839

Re: Ecuador safe to travel and hike?

"Notice: All visits to Cotopaxi National Park have been suspended until further notice due to Cotopaxi Volcano's high level of volcanic activity. All itineraries that include Cotopaxi will have alternative options."
by Pacific
Tue Sep 26, 2017 9:52 pm
Forum: Personal Consumer Issues
Topic: Chrome vs Firefox
Replies: 34
Views: 5816

Re: Chrome vs Firefox

Just an update.i have formally switched to chrome. Ff was getting pathetically slow and lastpass didn't work well with it. Only problem with chrome is scrolling seems off at times and of i slightly inadvertently touch the screen on a link, it takes action. LOL Great timing. Reminds me of my timing ...
by Pacific
Thu Aug 24, 2017 5:44 pm
Forum: Personal Consumer Issues
Topic: Crashplan for Home ending service late 2018
Replies: 117
Views: 13037

Re: Crashplan for Home ending service late 2018

rav2fi wrote:
Tue Aug 22, 2017 10:19 am
I use Backblaze as my backup service. I've been happy with them so far.
Can Backblaze back up to the cloud and locally (external hard drive or flash drive) at the same time?
by Pacific
Tue Aug 22, 2017 8:30 am
Forum: Personal Consumer Issues
Topic: Can you recommend a good mouse trap?
Replies: 49
Views: 3562

Re: Can you recommend a good mouse trap?

There's been a lot of discussion about ticks and mice this year. No doubt it can be a problem in some areas and I'm not trying to minimize tick borne diseases (been there - not fun). I catch mice pretty regularly and have never seen even one tick. So just don't assume that all mice have ticks. My m...
by Pacific
Tue Aug 22, 2017 8:26 am
Forum: Personal Consumer Issues
Topic: Is this an appropriate letter to send a neglectful attorney?
Replies: 19
Views: 2806

Re: Is this an appropriate letter to send a neglectful attorney?

F150HD wrote:
Mon Aug 21, 2017 7:24 pm
file a complaint w/ the local bar assn

Example: http://www.iowabar.org/?page=EthicalProblems
+100
by Pacific
Thu Aug 10, 2017 9:45 pm
Forum: Personal Consumer Issues
Topic: How to hide quicken files on laptop
Replies: 8
Views: 1628

Re: How to hide quicken files on laptop

Thank you to everyone for the comments.
by Pacific
Wed Aug 09, 2017 12:50 pm
Forum: Personal Consumer Issues
Topic: How to hide quicken files on laptop
Replies: 8
Views: 1628

How to hide quicken files on laptop

Today I had to turn over my windows 10 laptop to remote to have the tech guy fix a problem with CrashPlan (actually, the problem was me in not realizing some of the data I needed was in the hidden folder ProgramData which was NOT backed up, but that's another story). The guy had access to my screen ...
by Pacific
Sun Aug 06, 2017 10:55 pm
Forum: Personal Finance (Not Investing)
Topic: How do I find a competent Estate Attorney?
Replies: 8
Views: 1302

Re: How do I find a competent Estate Attorney?

Slacker wrote:
What methods do you use to find a competent Estate Attorney?
I would just contact bsteiner
by Pacific
Sun Jun 25, 2017 3:07 am
Forum: Personal Finance (Not Investing)
Topic: Reverse Mortgage Considerations
Replies: 58
Views: 6488

Re: Reverse Mortgage Considerations

james22 wrote: The Problems With Reverse Mortgages

https://www.whitecoatinvestor.com/the-p ... mortgages/
Loved the WCI article.
by Pacific
Fri Jun 16, 2017 10:02 am
Forum: Personal Finance (Not Investing)
Topic: Trust Fund Hell
Replies: 66
Views: 10590

Re: Trust Fund Hell

Trust Fund Hell in blue. Boglehead 3-fund in red. The trust fund outperformed the S&P 500 during the time frame that matches your adopted daughter's time window… It could have been worse. http://i.imgur.com/X7aLpgT.png That is pretty neat. The trust funds for the girls all started in 1984. The 17 m...
by Pacific
Fri Jun 16, 2017 9:58 am
Forum: Personal Finance (Not Investing)
Topic: Trust Fund Hell
Replies: 66
Views: 10590

Re: Trust Fund Hell

delamer wrote:What was done with the two previous distributions?
All in Total Stock Market Admiral, Total International Admiral, and Small-Cap Value Admiral (though also had FTSE All-World ex-US Small Cap at one time before sold and added to Total International).
by Pacific
Tue Jun 13, 2017 4:12 pm
Forum: Personal Finance (Not Investing)
Topic: Trust Fund Hell
Replies: 66
Views: 10590

Trust Fund Hell

My adopted daughter’s deceased father left her a trust fund which paid out at 25, 30, and 35 years of age. The trustee is her uncle. He is a very nice guy and a tax attorney in New York (unfortunately, however, he is not Bruce Steiner). About 18 years ago I happened to see how the uncle was investin...
by Pacific
Mon Jun 12, 2017 2:31 am
Forum: Personal Finance (Not Investing)
Topic: Inheriting Quandary
Replies: 46
Views: 8468

Re: Inheriting Quandary

I would wait to see if bsteiner weighs in and then follow his advice.
by Pacific
Mon Jun 12, 2017 2:27 am
Forum: Personal Consumer Issues
Topic: Best way to book multi-city international airfare itinerary?
Replies: 23
Views: 3102

Re: Best way to book multi-city international airfare itinerary?

Dec 28 - Jan 11: Round trip flight Portland to Santiago on AA returning from Santiago to Fayetteville on Jan 11 for about $1600. Both outbound and return segments route through DFW. Basically they are only charging us about $100 extra to add the PDX-DFW segment on the outbound flight and the DFW-XN...
by Pacific
Sun Apr 02, 2017 11:31 pm
Forum: Personal Consumer Issues
Topic: Weird house buying experience
Replies: 123
Views: 9690

Re: Weird house buying experience

If you like the house, negotiate as much as you can and buy it. In the larger scheme of things it's not a lot of money and house you like are not easy to find. If they don't budge on numbers then get other upgrades or landscaping thrown in. Might be easier for builder to do that. We did ask for a c...
by Pacific
Mon Mar 06, 2017 5:04 pm
Forum: Investing - Theory, News & General
Topic: "How Not to Invest"
Replies: 7
Views: 2158

"How Not to Invest"

James Kwak in his Baseline Scenario has an excellent article entitled “How Not to Invest”. In the Wall Street Journal, Micah Hauptman summarized a recent paper by Michael Cooper, Michael Halling, and Wenhao Yang on mutual fund fees. They find, as did previous research, tremendous differences in pric...
by Pacific
Fri Feb 17, 2017 2:28 pm
Forum: Personal Consumer Issues
Topic: Vietnam
Replies: 31
Views: 3582

Re: Vietnam

I MUCH preferred Saigon to Hanoi. The food was fantastic. I suggest that you open a moped shop while you are there. :D I agree with the recommendations for the War Remnants Museum, Reunification Palace, and Cu Chi tunnels. The WRM has an entire floor dedicated to the use of napalm and the long-term ...
by Pacific
Wed Feb 08, 2017 1:57 pm
Forum: Personal Finance (Not Investing)
Topic: finding a good estate lawyer (nyc, westchester)?
Replies: 9
Views: 1008

Re: finding a good estate lawyer (nyc, westchester)?

JoinToday wrote:If I lived in NY near NYC, I would give Bruce Steiner a call. Posts on this forum (bsteiner). I wished he lived in California
+1 (except for the part about California)
by Pacific
Tue Jan 24, 2017 5:23 am
Forum: Personal Consumer Issues
Topic: Amazon Phishing Email after Order
Replies: 16
Views: 3751

Re: Amazon Phishing Email after Order

I order things from Amazon a few times a year and have never gotten one of those, either that got through or caught by gmail's spam filter. I ordered something early this month - same thing. Could your email account have been compromised? Not to change the topic, but I would have thought you'd have...
by Pacific
Tue Jan 24, 2017 5:19 am
Forum: Personal Consumer Issues
Topic: American Greed new season kicks off on Saturday
Replies: 17
Views: 2833

Re: American Greed new season kicks off on Saturday

John Elway of the Denver Broncos got scammed out of mucho cash from one of these type of scammers. So its good to know very smart people can be scammed too. Never let your guard down. ps! Scammer either committed suicide, or is in prison I can't remember. I'm interested in what makes John Elway a v...
by Pacific
Sat Sep 24, 2016 3:09 am
Forum: Personal Consumer Issues
Topic: Viking cruise in Europe
Replies: 10
Views: 2803

Re: Viking cruise in Europe

We took a river cruise on the Mekong this year with Uniworld - Vietnam and Cambodia. LOVED it. We took a river cruise on the Douro last year with Uniworld - Portugal. LOVED it. Both cruises had the best guides I have ever experienced. Nothing like getting as many Pimms Cups as you desire for free (w...
by Pacific
Wed Sep 21, 2016 8:38 pm
Forum: Personal Consumer Issues
Topic: Study Abroad program question
Replies: 34
Views: 2709

Re: Study Abroad program question

Valuethinker wrote: There is a foreign language school in Vermont, a friend of mine learned his German there. It was pretty hard core (they chuck you out if they catch you speaking English more than a certain number of times).

Middlebury College
by Pacific
Mon Sep 19, 2016 6:58 am
Forum: Personal Consumer Issues
Topic: Cities like New Orleans?
Replies: 112
Views: 10336

Re: Cities like New Orleans?

Crime is very high and very violent, not just pickpockets. 11 % sales tax on everything except food (that's only 4 %) 6 % income tax on almost everything including pensions (but not social security) If you eat that great food it will kill you eventually. Hot sweaty summers +1 Would you enjoy living...
by Pacific
Mon Aug 22, 2016 10:00 pm
Forum: Personal Consumer Issues
Topic: Favorite Asian Vacation?
Replies: 37
Views: 4784

Re: Favorite Asian Vacation?

1. South Island of New Zealand

2. Bali
by Pacific
Mon Aug 01, 2016 12:18 am
Forum: Personal Finance (Not Investing)
Topic: SSA MANDATORY cell phone based multifactor authentication [now RESCINDED]
Replies: 168
Views: 18595

Re: SSA MANDATORY cell phone based multifactor authentication

I don't see how this can stand given the there are those that use web but don't have a cell phone. You don't need a cell phone to get texts, you just need a phone number and and internet connection. You can get a google voice number for free and get texts over the web, or have the texts sent direct...