Search found 1252 matches

by Pacific
Tue Jun 25, 2019 2:01 am
Forum: Personal Consumer Issues
Topic: Help with Oahu Hotels
Replies: 12
Views: 1096

Re: Help with Oahu Hotels

Have fun in the world's most expensive traffic jam. :happy
by Pacific
Mon Jun 24, 2019 11:08 pm
Forum: Personal Finance (Not Investing)
Topic: Triage in ER - charged $790
Replies: 60
Views: 3978

Re: Triage in ER - charged $790

There is a long thread by the well known poster, "White Coat Investor" who is an emergency room doctor which is titled "How to Minimize Your Emergency Care Expenses". If you have not seen that you should read at least the first post. https://www.bogleheads.org/forum/viewtopic.php?f=2&t=238610 +1000
by Pacific
Wed Jun 19, 2019 12:20 pm
Forum: Personal Finance (Not Investing)
Topic: Ally bank - missing 2018 statements
Replies: 9
Views: 901

Re: Ally bank - missing 2018 statements

All of my monthly statements appear online going back to January 2013.
by Pacific
Sat May 25, 2019 3:42 pm
Forum: Investing - Theory, News & General
Topic: A $2M Scam by a Former Vanguard Supervisor
Replies: 7
Views: 3384

Re: A $2M Scam by a Former Vanguard Supervisor

Capps under-reported his income for 2013 as just his Vanguard salary of $111,500, but failed to include stolen funds that totaled $270,000. For 2014, Capps reported a loss of $28,896 when in fact he had stolen $550,200 that year from Vanguard accounts. This is from a much more detailed article here...
by Pacific
Sat May 18, 2019 9:26 pm
Forum: Personal Consumer Issues
Topic: Hiking shoe suggestion for supinators/under-pronators
Replies: 18
Views: 985

Re: Hiking shoe suggestion for supinators/under-pronators

Yeah, I've never understood why people hike in anything heavier than a trail runner. Trail runners (including the Cascadia) are the most popular choice for both PCT and AT through-hikers. People with weak ankle (or loose ankle tendons) which sprain easily (especially after having one fractured) fin...
by Pacific
Tue May 14, 2019 3:48 am
Forum: Forum Issues and Administration
Topic: For how long will the forum be around?
Replies: 94
Views: 7371

Re: For how long will the forum be around?

I've been sitting here laughing out loud at some of the funnier comments. This is one of the more entertaining threads I've seen in a while.
by Pacific
Sun May 12, 2019 3:04 am
Forum: Investing - Theory, News & General
Topic: Climate Change Investment Strategy
Replies: 21
Views: 3047

Re: Climate Change Investment Strategy

I just hope my investments don't put me underwater.
by Pacific
Thu May 09, 2019 2:45 am
Forum: Personal Consumer Issues
Topic: Island life?
Replies: 54
Views: 6933

Re: Island life?

The last time we visited Hawaii I thought it was comical when I saw a contest being advertised where the prize was a trip to Las Vegas. Why would anyone want to win that when they’re already in paradise? You "visited" Hawaii. I "visit" Hawaii numerous times a year. It is a wonderful place to visit ...
by Pacific
Thu May 09, 2019 2:38 am
Forum: Personal Investments
Topic: Alimony Finished - Where to Invest?
Replies: 22
Views: 2556

Re: Alimony Finished - Where to Invest?

Maineman wrote:
Wed May 08, 2019 4:45 pm
Hi-

I have just finished paying four years of alimony (accelerated payments of 5k month). Now that I no longer have to make those payments, I want to pretend as if I still do and invest that money elsewhere.

Any suggestions on where to invest?

Daniel
Another wife?
by Pacific
Sat May 04, 2019 4:42 am
Forum: Personal Consumer Issues
Topic: Canadian Pharmacies
Replies: 27
Views: 2395

Re: Canadian Pharmacies

Be very cautious of which company you use. One of the ones I was interested in was supposedly on the "good list" of Canadian pharmacies. I Googled the pharmacist's name and discovered he had been convicted of subscription fraud by US because he had been dispensing phony cancer meds to US patients. ...
by Pacific
Tue Apr 23, 2019 3:46 am
Forum: Personal Consumer Issues
Topic: Living Overseas for 4 Months/Year for Regional Travel (Retirement)
Replies: 75
Views: 5212

Re: Living Overseas for 4 Months/Year for Regional Travel (Retirement)

renue74 wrote:
Mon Apr 22, 2019 1:51 pm
I think I had a similar question a few months ago.

I would love to have a home base in Lake Como for summers and then take the train to various locations.
+1000
by Pacific
Tue Apr 23, 2019 3:42 am
Forum: Personal Consumer Issues
Topic: Living Overseas for 4 Months/Year for Regional Travel (Retirement)
Replies: 75
Views: 5212

Re: Living Overseas for 4 Months/Year for Regional Travel (Retirement)

I'm not retired (28) but I'm doing something similar this year. I'm taking a four month leave of absence from work and moving to New Zealand during that time. Healthcare: I'll buy a catastrophic policy in the US. I always have an annual medical evacuation policy that will cover getting me home in a...
by Pacific
Tue Apr 23, 2019 3:38 am
Forum: Personal Consumer Issues
Topic: Living Overseas for 4 Months/Year for Regional Travel (Retirement)
Replies: 75
Views: 5212

Re: Living Overseas for 4 Months/Year for Regional Travel (Retirement)

My wife and I was watching our favorite show, House Hunter International and came across an episode that intrigued us. It was about a retired couple that chose to live overseas for 4 months a year. They used this strategy so they can have a "home base" in the region and use it to travel to other co...
by Pacific
Sat Apr 13, 2019 3:54 am
Forum: Personal Consumer Issues
Topic: China travel
Replies: 25
Views: 1959

Re: China travel

You might want to look at Tauck, but it is 16 days: https://www.tauck.com/tours/odyssey-in-china-guided-tours?tcd=cep2019 We took a Tauck tour to Italy last year and it was outstanding (but still prefer Uniworld river cruises in most countries 'cause I hate packing and unpacking suitcases every coup...
by Pacific
Fri Mar 29, 2019 1:32 pm
Forum: Personal Finance (Not Investing)
Topic: Line 11a 1040 confusion
Replies: 11
Views: 1006

Re: Line 11a 1040 confusion

That was the mistake!
I referred to line 13 of the 1040 instead of line 13 of Schedule 1.

Glad this tax return was so much less complicated than before. :happy

Thank you all.
by Pacific
Fri Mar 29, 2019 10:04 am
Forum: Personal Finance (Not Investing)
Topic: Line 11a 1040 confusion
Replies: 11
Views: 1006

Re: Line 11a 1040 confusion

I get $1533 when QDIV= 60 and $1541 when QDIV=0. I'm guessing there is an error in the QDIV/CG wksht calculation........easy to do (make an error). Try doing it again from scratch w/o looking at original. I plugged the numbers into my spreadsheet. Here's what I get for the QDIV/CG worksheet: 1 taxa...
by Pacific
Wed Mar 27, 2019 11:45 pm
Forum: Personal Finance (Not Investing)
Topic: Line 11a 1040 confusion
Replies: 11
Views: 1006

Re: Line 11a 1040 confusion

Wages = $24,936
Interest = $1,401
3a=$60; 3b=$88
Line 6 = $26,425
Line 8 = $12,000
Line 10 = $14,425
Original Lines 11a and 11 = $1,541 tax due
by Pacific
Wed Mar 27, 2019 10:30 pm
Forum: Personal Finance (Not Investing)
Topic: Line 11a 1040 confusion
Replies: 11
Views: 1006

Line 11a 1040 confusion

My daughter was doing her taxes for the first time and asked me, the genius, for help understanding ordinary dividends ($88) vs qualified dividends ($60) and line 11a on the 1040. The genius has now been sent back two grades. Her total income is around the $14K mark. When she calculates her taxes du...
by Pacific
Mon Mar 18, 2019 7:23 am
Forum: Personal Consumer Issues
Topic: Paris - Is It Safe?
Replies: 143
Views: 8992

Re: Paris - Is It Safe?

Paris is definitely not safe. It has the most unbelievable pastries in the world.
by Pacific
Sat Mar 09, 2019 4:48 pm
Forum: Personal Consumer Issues
Topic: Medical and Living in Germany
Replies: 32
Views: 2498

Re: Medical and Living in Germany

Your medical care in Germany will likely be better and definitely less expensive than your medical care in the U.S.
by Pacific
Fri Mar 08, 2019 9:00 pm
Forum: Personal Investments
Topic: Divorce Question - 401K QDRO
Replies: 36
Views: 3138

Re: Divorce Question - 401K QDRO

I learned that the money will be pulled proportionately form all my investments within the 401K and that I cannot direct it to come from just one investment. So, I am considering just allocating all of my 401K to a money market for now until the transfer is made to her and then go back to my desire...
by Pacific
Sat Feb 23, 2019 3:24 am
Forum: Personal Consumer Issues
Topic: Advisability of Using a Personal Trainer at the Gym
Replies: 52
Views: 3930

Re: Advisability of Using a Personal Trainer at the Gym

Upon passing 70, and after an extensive period of inactivity in my life (and with the OK from my physician), I joined a gym. I love the routine of weight training, viz., the discipline required, the effort, the feeling of soreness after a workout. I incorporate the principle of progressive overload...
by Pacific
Sat Feb 16, 2019 6:10 pm
Forum: Personal Consumer Issues
Topic: Jet Blue - missing planes?
Replies: 19
Views: 2280

Re: Jet Blue - missing planes?

They announced first that they are trying to find a plane. It probably dug out under the fence. Happens to our dogs all the time. I'd try the local shelter first, and if that doesn't work they can post some flyers around where it went missing. I just checked and it's not in our yard, and my neighbo...
by Pacific
Sat Feb 16, 2019 3:43 am
Forum: Personal Consumer Issues
Topic: Which sports car ride in Nice, France?
Replies: 10
Views: 900

Re: Which sports car ride in Nice, France?

midareff wrote:
Fri Feb 15, 2019 7:42 am
Why not ask HER?

surprise
by Pacific
Sat Feb 16, 2019 3:40 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 1302
Views: 132142

Re: Personal favorite TV/cable series

The Wire
by Pacific
Fri Feb 15, 2019 3:22 am
Forum: Personal Consumer Issues
Topic: Which sports car ride in Nice, France?
Replies: 10
Views: 900

Which sports car ride in Nice, France?

For my wife's 61 birthday in May, we will be in Nice, France. I was thinking of getting her one of those hour-long "Ride a Ferrari" or "Ride a Lamborghini" (as no way she would come along if I were driving the "Drive a Ferrari" or "Drive a Lamborghini"). The Ferrari is a red Ferrari F430 F1 Spyder. ...
by Pacific
Sun Feb 10, 2019 2:49 am
Forum: Personal Consumer Issues
Topic: a week in Italy(first time)
Replies: 53
Views: 4005

Re: a week in Italy(first time)

Venice is an unusual experience, but if you only have a week, skip it and do it some other time. I agree, the way to enjoy Venice is to get away from the prime tourist areas(which are a zoo) and then mostly just wander and get semi-lost. You can't really do that in a rush. We were never semi-lost i...
by Pacific
Sat Feb 09, 2019 9:24 pm
Forum: Personal Consumer Issues
Topic: a week in Italy(first time)
Replies: 53
Views: 4005

Re: a week in Italy(first time)

Personal opinion - skip Venice in favor of the other major cities you mention. Beautiful, but we found the food, crowds, and prices to be the least desirable of any of the major cities. You'll have just enough time to hit all the really high points of the other cities and you'll be hustling...but j...
by Pacific
Thu Feb 07, 2019 3:47 am
Forum: Personal Investments
Topic: Ally Bank's nightmarish online reviews -- should I be worried?
Replies: 97
Views: 9429

Re: Ally Bank's nightmarish online reviews -- should I be worried?

I just moved 100k from ally to CIT due to their poor customer service and refusal to uphold their recent bonus promotion. LOL "One man's trash is another man's treasure." I just put another $100K into ALLY online savings. I LOVE Ally and have for almost a decade. I live overseas and have never had ...
by Pacific
Thu Feb 07, 2019 3:35 am
Forum: Personal Consumer Issues
Topic: FamilyTreeDNA Admits to Sharing Genetic Data
Replies: 53
Views: 2903

Re: FamilyTreeDNA Admits to Sharing Genetic Data

Sounds like we have a lot of rapist and murderer Bogleheads! LOL
by Pacific
Mon Feb 04, 2019 3:44 am
Forum: Personal Finance (Not Investing)
Topic: Traveling to france may 11 days advice?
Replies: 24
Views: 1342

Re: Traveling to france may 11 days advice?

Three suggestions: 1. As long as you are going to Paris, sign up for a tour of Normandy and the D-Day beaches. It is quite an emotional experience. My conclusion is that General Eisenhower was either the luckiest general in history, or the greatest (or both) because when you look down on the beach f...
by Pacific
Wed Jan 30, 2019 10:01 pm
Forum: Forum Issues and Administration
Topic: WHY is there a no public discussion policy
Replies: 15
Views: 1336

Re: WHY is there a no public discussion policy

This is one of the few sites without trolls or Russian bots. Let's keep it this way.
by Pacific
Mon Jan 28, 2019 12:54 am
Forum: Personal Consumer Issues
Topic: Extra days in Nice, France area
Replies: 17
Views: 1163

Re: Extra days in Nice, France area

This is a treasure trove of info!!!
by Pacific
Sun Jan 27, 2019 9:01 pm
Forum: Personal Consumer Issues
Topic: Extra days in Nice, France area
Replies: 17
Views: 1163

Re: Extra days in Nice, France area

Thank you all for the suggestions and replies. maybe someplace like Aix or Avignon Curmudgeon, in fact, AFTER the meeting in Nice, we are going on a week Uniworld cruise from Avignon to Lyon. Since we live on a beach, those "norther" cities sound interesting. I will check those out and maybe be back...
by Pacific
Sun Jan 27, 2019 4:07 am
Forum: Personal Consumer Issues
Topic: Extra days in Nice, France area
Replies: 17
Views: 1163

Extra days in Nice, France area

I will be in Nice, France for 3 days in May for a meeting starting on a Thursday night. My wife and I will be arriving Nice on Monday morning of that week. I am trying to figure out whether to stay in Nice for those 4 (pre-)days or stay somewhere else in the vicinity such as Cannes? I do not want to...
by Pacific
Fri Jan 25, 2019 1:44 am
Forum: Personal Consumer Issues
Topic: 2-week European vacation
Replies: 34
Views: 2519

Re: 2-week European vacation

Florence instead of Milan or just leave Italy off with such little time.
If Paris, be sure to add on a Normandy beach TOUR. There is much to see in Paris. Musee d'Orsay, Opera House, Rodin, Louvre, etc.
by Pacific
Thu Jan 24, 2019 3:27 am
Forum: Personal Consumer Issues
Topic: Waterpik
Replies: 28
Views: 2586

Re: Waterpik

The dentist says the Sonicare also helps a lot, so recommends floss/Sonicare/Water Pik. I try to do this after breakfast and dinner. Seems to be working well. My dentist recommended Sonicare/Oral-B and then floss after I brush and before I rinse (to get the toothpaste below the gum line??). Is ther...
by Pacific
Sun Jan 20, 2019 6:39 pm
Forum: Personal Consumer Issues
Topic: Sicily over Italian cities?
Replies: 49
Views: 3378

Re: Sicily over Italian cities?

I forgot to add that driving around Sicily is very easy, except that (i) there are no, or very few, street names, and (ii) the switchbacks on the roads must be 179.99 degrees!
by Pacific
Sun Jan 20, 2019 4:16 pm
Forum: Personal Finance (Not Investing)
Topic: Vanguard Tax 2018 Forms Now Online
Replies: 65
Views: 4870

Re: Vanguard Tax Forms Now Online

None of mine for 2018 have been posted as of this morning. I do not have a brokerage account either. S\

So, why were some posted 4 days ago and others not at all?
by Pacific
Sat Jan 19, 2019 9:28 pm
Forum: Personal Consumer Issues
Topic: Sicily over Italian cities?
Replies: 49
Views: 3378

Re: Sicily over Italian cities?

It depends. Do you prefer granita or gelato? :happy They are both fantastic. Great flavors of gelato -- fig & sesame; turmeric; olive oil (I am not kidding); pistachio; and just about every possible permutation and combination there is using dark chocolate. We had gelato (Italy) and/or granita (Sici...
by Pacific
Tue Jan 15, 2019 3:44 pm
Forum: Personal Investments
Topic: Vanguard Balanced Index Admiral vs LS Mod Growth>
Replies: 16
Views: 1709

Re: Vanguard Balanced Index Admiral vs LS Mod Growth>

michaelc wrote:
Tue Jan 15, 2019 3:41 pm
Thanks, maybe I am reading it wrong, but it looks like LS fund has outperformed the Balanced fund since inception?

Correct me if I am not reading correctly.
Do they have the same inception date?
by Pacific
Tue Jan 15, 2019 3:43 pm
Forum: Personal Consumer Issues
Topic: Hawaii vacation, any recommendations?
Replies: 39
Views: 4036

Re: Hawaii vacation, any recommendations?

Have absolutely nothing to do with Honolulu. It is simply the world's most expensive traffic jam. In fact, depending on where you are flying out of you may wish to simply fly to Maui or the Big Island.
by Pacific
Sun Jan 06, 2019 11:59 am
Forum: Personal Consumer Issues
Topic: Small black object found in white of hard-boiled egg
Replies: 15
Views: 1442

Re: Small black object found in white of hard-boiled egg

Cycle wrote:
Sun Jan 06, 2019 11:54 am
You've obviously never had balut
Thanks. I was just about to start breakfast.
by Pacific
Sat Jan 05, 2019 12:10 pm
Forum: Personal Consumer Issues
Topic: Shingrix [Vaccine availability]
Replies: 153
Views: 13405

Re: Shingrix [Vaccine availability]

IF you have ever had shingles, or have a friend/family member who has, you will not give a second thought to the possibility of getting a reaction from the vaccine....it's nothing compared to shingles! +1 My wife had a shingles attack 5 months before she turned 60 (we were waiting for 60 to get the...
by Pacific
Tue Dec 11, 2018 11:38 pm
Forum: Personal Consumer Issues
Topic: Trip to Italy
Replies: 42
Views: 2618

Re: Trip to Italy

Having spent a month in Italy earlier this year, and realizing you have two weeks, I hope you consider, in order, the following regions: 1. Tuscany; 2. Sicily. For cities, you can't see them all, so, in order, 1. Florence; 2. Rome. In Tuscany, there are so many cities and places, I hesitate to make ...
by Pacific
Mon Nov 26, 2018 10:59 pm
Forum: Personal Consumer Issues
Topic: "consultation fee": standard for preventative colonoscopy?
Replies: 81
Views: 5818

Re: "consultation fee": standard for preventative colonoscopy?

I can't speak to the financial aspects or insurance, but some are questioning this practice and it's not necessarily black and white. For example, the GI doc may want to evaluate you himself to see if you even need a colonoscopy, potentially saving you or the system from unnecessary cost or care. T...
by Pacific
Thu Nov 15, 2018 4:34 am
Forum: Personal Finance (Not Investing)
Topic: Failed to take RMD for 5 yrs. Inherited IRA from trust.
Replies: 9
Views: 1454

Re: Failed to take RMD for 5 yrs. Inherited IRA from trust.

Alan S. always gives such beautifully written, to the point, explanations, with all sorts of useful practical info. I feel so fortunate to be able to benefit from your knowledge, Alan S. Thank you. (This isn't my situation, but I like to read your advice because it provides good insight, even if I ...
by Pacific
Sun Nov 11, 2018 4:14 am
Forum: Investing - Theory, News & General
Topic: Vanguard closure last week
Replies: 21
Views: 4840

Re: Vanguard closure last week

No explanation. Vanguard customer service continues to slip! ????????? "Over the weekend, Vanguard completed a long-scheduled upgrade of our systems — part of our broader, multi-year reinvestment efforts to improve our client service and experience. As a security precaution and following industry b...