Search found 164 matches

by mainiac
Wed Sep 25, 2019 7:41 am
Forum: Personal Finance (Not Investing)
Topic: Reasonable Accommodation Requests?
Replies: 48
Views: 3440

Re: Reasonable Accommodation Requests?

As far as fluorescent lights go, we allow to have some of the bulbs removed from the fixture. If the fixture allows for 4 bulbs, then we remove 1 or 2 (or don't replace burned out bulbs) in certain areas of the cubicle farm. It helps a bit. Changing to LED bulbs helps a bit too. They seem to flicker...
by mainiac
Mon Jul 22, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: New house... need to buy fridge and washer & dryer
Replies: 44
Views: 3714

Re: New house... need to buy fridge and washer & dryer

We have an LG front load washer and dryer that are 11 years old. No issues until recently when the rollers in the dryer decided to stop rolling. Local repair person doesn't fix LG appliances because he says it is impossible to get parts. He recommends Maytag, Whirlpool, Amana or KitchenAid. He also ...
by mainiac
Fri May 10, 2019 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Fidelity: can no longer use first initial, middle name
Replies: 45
Views: 6438

Re: Fidelity: can no longer use first initial, middle name

Both my dad's and brother's first names are John, but they have always used their middle names. My husband's first name is also John, but has always used his middle name of Paul. His drivers license lists J. Paul The IRS lists J. Paul Employer lists as J. Paul Health insurance is J. Paul Passport h...
by mainiac
Sun Mar 17, 2019 9:37 pm
Forum: Personal Consumer Issues
Topic: Am I being cheap? Wife wants a minivan, but I want to hold off
Replies: 170
Views: 8780

Re: Am I being cheap? Wife wants a minivan, but I want to hold off

If we had the same annual income and net worth as the original poster and my husband vetoed the purchase of the minivan for the minor reasons stated; I would be very inclined to call the dealership and arrange to have the minivan delivered that afternoon.
by mainiac
Sun Mar 10, 2019 9:17 pm
Forum: Personal Finance (Not Investing)
Topic: Airline travel and economy: pay $$ to pick seats
Replies: 116
Views: 8262

Re: Airline travel and economy: pay $$ to pick seats

Issue #2 is a matter of personal preference. A 7+ hour flight in a middle seat is approaching torture to me. You never know what situation you're going to be in. Having the option to lean out into the aisle or into the window is huge. For an international flight, I paid an extra $50 to obtain a win...
by mainiac
Sun Mar 10, 2019 8:55 pm
Forum: Personal Consumer Issues
Topic: Things to do in Maine
Replies: 72
Views: 6962

Re: Things to do in Maine

Maine's lake areas where I think they have created artificial beaches I've not heard of any artificial beaches at Maine lakes! We do have hundreds of lakes though! The beach in Ogunquit is beautiful! The Children's Museum in Portland is fun - worth at least a few hours. Acadia National Park is also...
by mainiac
Sat Jan 19, 2019 11:37 am
Forum: Personal Finance (Not Investing)
Topic: IRS and fed shutdown and balance due
Replies: 8
Views: 1465

Re: IRS and fed shutdown and balance due

Thanks, this is helpful information. Check has been mailed and we will wait for a formal response to the waiver.
by mainiac
Thu Jan 17, 2019 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: IRS and fed shutdown and balance due
Replies: 8
Views: 1465

IRS and fed shutdown and balance due

Hi all, my sister somehow did not file her 2017 tax return (after I prepared it!). Upon notification, she mailed the tax return with a letter asking for failure-to-file penalty to be waived. There was no response to the letter, just a bill for $800 (failure to file penalty, failure to pay penalty an...
by mainiac
Sat Dec 15, 2018 9:39 pm
Forum: Personal Consumer Issues
Topic: Adult Games / Board Games - Recommendations
Replies: 55
Views: 4189

Re: Adult Games / Board Games - Recommendations

Our current favorites:
Good trivia games: Smart Ass, Wits End, Eye Know
Card games: Wizard - spades with the addition of Wizards and Jesters, Anomia
by mainiac
Sun Nov 11, 2018 9:05 am
Forum: Personal Consumer Issues
Topic: Quick Turnaround for Passport Applications (No Payment for Expedited Processing)
Replies: 18
Views: 1798

Re: Quick Turnaround for Passport Applications (No Payment for Expedited Processing)

The first adult application (it isn't considered a renewal, but a new application) for my daughter was submitted Oct 9, received passport on Oct 26. We did not request expedited processing.
I agree with an earlier posting that the status website is very helpful.
by mainiac
Sun Nov 11, 2018 8:56 am
Forum: Personal Consumer Issues
Topic: Kitchenware Plastic Alternatives
Replies: 9
Views: 979

Re: Kitchenware Plastic Alternatives

I have Princess House (Fantasia pattern) glass dishes. They are at least 20 years old. We don't put them in the microwave as they can break - crack into 2-3 pieces. We do put them into the dishwasher with no issues.
by mainiac
Wed Nov 07, 2018 7:30 pm
Forum: Personal Consumer Issues
Topic: High-end Christmas decorations
Replies: 41
Views: 4481

Re: High-end Christmas decorations

For ornaments and decorations, it depends on your definition of "really nice ones".
In my area, we have lots of craft fairs this time of year. There are beautiful, handcrafted one-of-a-kind type of ornaments for a few dollars each.
Etsy perhaps for unique ornaments?
by mainiac
Sun Nov 04, 2018 7:37 pm
Forum: Personal Consumer Issues
Topic: Buying a mini-van
Replies: 25
Views: 2103

Re: Buying a mini-van

Our Sienna has over 200,000 miles on it! With kids and dogs, it is so handy. First we were just driving our kids around, then friends for play dates and sleepovers, then the most of the soccer team, then moving stuff in and out of college dorms. We have certainly gotten our money's worth out of it!
by mainiac
Mon Sep 17, 2018 10:17 pm
Forum: Personal Finance (Not Investing)
Topic: Considering Quitting Job - Seeking Advice. Would you do it?
Replies: 157
Views: 14478

Re: Considering Quitting Job - Seeking Advice. Would you do it?

My brother in law just dropped dead last week with no warning, Quit!
by mainiac
Wed Jul 25, 2018 9:42 pm
Forum: Personal Finance (Not Investing)
Topic: Cross-country job search
Replies: 4
Views: 698

Re: Cross-country job search

Thanks for the suggestions!

Yes, Phoenix. I don't know what areas they are looking at.

Any other words of wisdom??
by mainiac
Tue Jul 24, 2018 9:26 pm
Forum: Personal Finance (Not Investing)
Topic: Cross-country job search
Replies: 4
Views: 698

Cross-country job search

Does anyone have any advice about a cross-country job search? My brother-in-law is a new college graduate (he is almost 50, so a non-traditional student). He now has a bachelor's degree in accounting in addition to numerous years of management experience. He and my sister wish to relocate from Maine...
by mainiac
Mon Jul 09, 2018 9:23 pm
Forum: Personal Consumer Issues
Topic: Any kayakers here?
Replies: 60
Views: 4084

Re: Any kayakers here?

We have two 11 ft. Old Town Loon kayaks. I believe they are 15 years old and still going strong. We like small lakes and streams. Fast running streams are fun! We haul out the Maine Gazetteer and look for small lakes with boat access and away we go! We probably average 3-5 hours on the water each ti...
by mainiac
Thu Jun 14, 2018 10:29 pm
Forum: Personal Finance (Not Investing)
Topic: Timeshare ever worth it? Please share details
Replies: 123
Views: 13042

Re: Timeshare ever worth it? Please share details

I inherited a timeshare. Not a great week, so unlikely to use it at the home resort. Every time I want to do an exchange, there are either no resorts in the area or no availability at the resort. Arrgh! However, years ago, we exchanged into Old Key West (I think) at Disney (while Disney places were ...
by mainiac
Thu May 10, 2018 9:17 pm
Forum: Personal Consumer Issues
Topic: Dog as Running Companion - Advice, Equipment, Training, Etc.
Replies: 23
Views: 2186

Re: Dog as Running Companion - Advice, Equipment, Training, Etc.

I have a Ruffwear leash for the dog when we go hiking. It is about six feet long, has a belt for my waist and a short length of bungee cord and a handle that is near the dog if you need to hold the dog close to you. It works great and has held up very well. I love having my hands free.
by mainiac
Thu May 10, 2018 9:06 pm
Forum: Personal Consumer Issues
Topic: Reccommended Minivans
Replies: 31
Views: 2902

Re: Reccommended Minivans

Our 2008 Sienna will be 10 years old this summer and just turned over 120k miles. No issues with powertrain at all, ever. Our only issue was with a power door that stopped working. I would buy one again based on our experience. Our previous kid-mobile was a 98 Dodge Caravan. This is almost exactly ...
by mainiac
Sun Feb 25, 2018 6:12 pm
Forum: Personal Consumer Issues
Topic: anonymous financial gift to student / best gift card option
Replies: 54
Views: 4498

Re: anonymous financial gift to student / best gift card option

pay some of the tuition directly, and have the school notify the student that an anonymous donation on his/her behalf was received I'd do this. The impact on the financial aid package is likely to be minimal. Most schools cost too much! Alternatively, most financial aid doesn't cover room and board...
by mainiac
Wed Dec 06, 2017 9:05 pm
Forum: Personal Consumer Issues
Topic: Do people still use AAA?
Replies: 293
Views: 28288

Re: Do people still use AAA?

As someone mentioned above, AAA goes with the person, not the car. My daughters are AAA members so that if they are out alone some night and have car issues, they can call AAA. They can also call AAA if they are out with a friend and the friend's car has issues. Years ago, we were in Palm Springs an...
by mainiac
Wed Nov 29, 2017 9:16 pm
Forum: Personal Finance (Not Investing)
Topic: Why should I donate to my alma mater?
Replies: 133
Views: 13072

Re: Why should I donate to my alma mater?

I donate to my alma mater (small college). My income increased substantially as a result of my education. My husband does not donate to his alma mater. Our daughter (excellent student) applied to his college and was rejected - any cause and effect? I absolutely refuse to donate as a parent to the co...
by mainiac
Tue Oct 03, 2017 9:09 pm
Forum: Personal Finance (Not Investing)
Topic: Payroll shenanigans and their implications
Replies: 48
Views: 4304

Re: Payroll shenanigans and their implications

Run, don’t walk, to a new job. Run quickly! When I was a young person, a family friend owned a business. They paid me in cash with a handwritten tally of withholdings. The funds they supposedly withheld were never remitted to the appropriate fed and state agencies. It was a hassle for me when it ca...
by mainiac
Mon Sep 18, 2017 8:51 pm
Forum: Personal Finance (Not Investing)
Topic: Calling out the not so rich bogleheads
Replies: 233
Views: 33703

Re: Calling out the not so rich bogleheads

What shocked me after joining BH was not how well everyone here was doing but rather how much better I could be doing if I hadn't squandered some of my best years spending all my income! But some of us must learn the hard way! This is so true! When I was 35, we had two young kids and barely had 2 d...
by mainiac
Wed Apr 19, 2017 8:54 pm
Forum: Personal Finance (Not Investing)
Topic: Did anything surprise you in your 2016 taxes?
Replies: 83
Views: 9685

Re: Did anything surprise you in your 2016 taxes?

One of my siblings bought two new cars last year. I didn't think too much about it. Come tax time, I find out that my sibling took extra retirement withdrawals to pay for the cars. All of this retirement withdrawal was taxed at 25% (no early withdrawal penalty thankfully). For the extra taxes they p...
by mainiac
Thu Mar 02, 2017 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: Daughter - full time student in 2016 - how to do taxes? - TaxAct
Replies: 3
Views: 717

Re: Daughter - full time student in 2016 - how to do taxes? - TaxAct

Hi, it is my understanding that you as the parent only need to claim $4K of college costs to claim the Education credit. On her return, she claims the rest of the costs for college, not counting the $4k that you claimed. Assuming the costs (less the $4k) exceed the 529 distribution, the 529 distribu...
by mainiac
Wed Feb 22, 2017 9:19 pm
Forum: Personal Consumer Issues
Topic: Which puppy to buy: golden retriever or labrador retriever?
Replies: 120
Views: 11068

Re: Which puppy to buy: golden retriever or labrador retriever?

Another vote for a standard poodle! We just got another from a rescue! I grew up with labs, but I'll take a poodle over a lab going forward.
by mainiac
Tue Feb 14, 2017 8:12 pm
Forum: Personal Consumer Issues
Topic: Kitchen cabinets
Replies: 73
Views: 8560

Re: Kitchen cabinets

My white cabinets are about 10 years old. Quality is good and they still look nice, if you don't look too closely at the dirt! My kitchen actually resembles the kitchen in the photo shown above which looks very nice! I personally would get stained wood cabinets if I ever remodel. Get lots of drawers!!
by mainiac
Thu Feb 02, 2017 10:18 pm
Forum: Personal Consumer Issues
Topic: Pet insurance for new puppy
Replies: 77
Views: 9667

Re: Pet insurance for new puppy

I also self insure. I strongly recommend a very good quality dog food. It costs more, but you feed a smaller amount and there is less to pick up. My dog is 10 and most people are surprised as he looks and acts younger. I attribute it to good food. Limit human food (should be no human food, but I hav...
by mainiac
Sun Aug 21, 2016 7:43 pm
Forum: Personal Consumer Issues
Topic: Sienna van keys
Replies: 6
Views: 1528

Re: Sienna van keys

A replacement key from the dealership a couple of years ago for our 2008 Sienna was almost $200.
by mainiac
Sun Aug 14, 2016 8:45 pm
Forum: Personal Consumer Issues
Topic: bifiocals vs progressive lenses - value/cost
Replies: 20
Views: 4451

Re: bifiocals vs progressive lenses - value/cost

I think it is a personal preference as long as the glasses work for you I've had progressives the last 7 or 8 years and liked them. However, the last pair of progressives just don't work for me for everything. We changed the lenses 3 times. Now I have 3 pairs of glasses. One is distance only for run...
by mainiac
Sun Aug 14, 2016 5:02 pm
Forum: Personal Consumer Issues
Topic: Data recovery
Replies: 12
Views: 1487

Re: Data recovery

The device is a my book, model # is either wd7500HIU or wd7800. I can't find either model on the WD website.

I truly appreciate the suggestion for setting up an easy to maintain system for back up going forward!
by mainiac
Sun Aug 14, 2016 10:35 am
Forum: Personal Consumer Issues
Topic: Data recovery
Replies: 12
Views: 1487

Re: Data recovery

OP here, the drive is an external hard drive from Western Digital. The laptop is a HP with Windows 10. Using the Settings and Connected devices, the hard drive shows up but it doesn't show up anywhere else. The original error message was something about connecting a USB 2.0 device to a USB 3.0 drive...
by mainiac
Fri Aug 12, 2016 9:45 pm
Forum: Personal Consumer Issues
Topic: Data recovery
Replies: 12
Views: 1487

Data recovery

Most of our pictures and files are on an external hard drive that has failed. I screwed up and most of this data is not backed up elsewhere. :oops: :oops: :oops: The computer will recognize the device but there is no drive letter. I plugged the hard drive into another computer, same result. I follow...
by mainiac
Thu Jul 21, 2016 9:20 pm
Forum: Personal Finance (Not Investing)
Topic: Message removed.
Replies: 72
Views: 9775

Re: Another Too-Much-House Thread....

I live in 4000sf with 2 big teens and 3 big dogs and a spouse, and it feels too big. I thought I wanted big. Next time I want smaller with a layout that works for how we live. Our huge living room ends up being a rarely used big hallway since it's only use 99% of the time is that it is the path to ...
by mainiac
Sun May 29, 2016 1:49 pm
Forum: Personal Consumer Issues
Topic: When to get first car service done
Replies: 70
Views: 12747

Re: When to get first car service done

I have a 2015 Civic purchased in Nov 2015. The service manual actually does not list when the oil change should be done. The computer is supposed to tell me! I have put about 7000 miles on it so far and am waiting for the "wrench" light to come on. I love this little car!
by mainiac
Sun Dec 06, 2015 10:13 pm
Forum: Personal Consumer Issues
Topic: Flaunt Your High-Mileage Car
Replies: 582
Views: 77671

Re: Flaunt Your High-Mileage Car

228K on a 2000 Toyota Camry, 160K on a Toyota Sienna... and 400 miles on a 2015 Honda Civic :D
by mainiac
Fri Mar 20, 2015 8:34 pm
Forum: Personal Finance (Not Investing)
Topic: TurboTax Deluxe
Replies: 20
Views: 3180

Re: TurboTax Deluxe

I have used TT for years. I debated buying it again but I did. I didn't feel like learning something new and I didn't know if the previous year data would transfer with a new brand. I bought TT Deluxe. It upgraded me to Premier for free for the schedule D. When I did my brother's taxes ( self employ...
by mainiac
Mon Mar 09, 2015 8:12 pm
Forum: Personal Finance (Not Investing)
Topic: How long did you stay in your starter home?
Replies: 87
Views: 13988

Re: How long did you stay in your starter home?

If I did it over, I would have bought a better first home for slightly more money and stayed there. I agree with the earlier poster. Lived in starter house (1100 sq ft) for 16 years. Bought 3100 sq ft house 7 years ago. It is too big for 2 adults, 2 teenage kids. There are rooms I don't go into for...
by mainiac
Mon Feb 23, 2015 9:31 pm
Forum: Personal Finance (Not Investing)
Topic: Help with selling and clean out of older relative's home
Replies: 19
Views: 2898

Re: Help with selling and clean out of older relative's home

I also spent many hours cleaning out an older relative's home. It was amazing the stuff that was tucked away. I found a pastel that was just sitting in the attic in a broken frame. We sold it in an auction (quality auction house) for more than $5K. We sent boxes of stuff to a weekly auction place an...
by mainiac
Sat Aug 09, 2014 9:10 pm
Forum: Personal Consumer Issues
Topic: How do you address your inlaws and being addressed?
Replies: 84
Views: 7512

Re: How do you address your inlaws and being addressed?

My husband and I address our in laws by their first names.

Some of my siblings call their in laws "mom and dad". I find it quite annoying when talking with a sibling about "Mom" when they mean their MIL not OUR mother.
by mainiac
Mon Jul 14, 2014 6:24 pm
Forum: Personal Consumer Issues
Topic: Who else hates choosing a car?
Replies: 150
Views: 22725

Re: Who else hates choosing a car?

I have a 205K Camry which goes very nicely in the Maine winters with a good set of snow tires!

I also hate buying a new car, there are too many choices and dealing with sales people is not my idea of fun.
by mainiac
Wed May 14, 2014 7:28 pm
Forum: Personal Finance (Not Investing)
Topic: Taking a leave of absence for one year
Replies: 37
Views: 4403

Re: Taking a leave of absence for one year

"Drummond Woodsum Attorney David M. Kallin & Family Commence a Thru-Hike of the Appalachian Trail Posted on March 27, 2014 Drummond Woodsum, a full-service law firm with offices in Maine and New Hampshire, announced today that attorney David M. Kallin is commencing a planned through-hike of the Appa...
by mainiac
Mon Mar 31, 2014 8:30 pm
Forum: Personal Consumer Issues
Topic: Purchasing New Tires for Car and Need Suggestions
Replies: 38
Views: 4624

Re: Purchasing New Tires for Car and Need Suggestions

I finally bought snow tires about 5 years ago - I didn't think they were necessary. Now, I will always buy snow tires for the winter - they make a huge difference in traction and stopping!!
by mainiac
Thu Mar 13, 2014 7:35 am
Forum: Personal Consumer Issues
Topic: House too small; what to do?
Replies: 38
Views: 4600

Re: House too small; what to do?

Our "starter" home was 1100 sq feet. We stayed there 16 years. After having 2 kids, the space seemed tiny and claustrophobic. We bought another house with 3100 sq feet. I like having the room for holiday celebrations and love it when the kids have lots of friends over, but often I wish we had added ...
by mainiac
Fri Feb 28, 2014 10:16 pm
Forum: Personal Finance (Not Investing)
Topic: FOUR years till oldest child begins college -
Replies: 31
Views: 2669

Re: FOUR years till oldest child begins college -

With 100k of income, I wouldn't be shocked to learn the parental contribution is over 20k yep, this was true in our case. How an "expected family contribution" (EFC) of 20K is supposed to be 5% of 100K of parental assets (wages in our case because almost everything else is in retirement accounts), ...
by mainiac
Fri Feb 28, 2014 9:38 pm
Forum: Personal Consumer Issues
Topic: Indoor Plants - Recommendations?
Replies: 21
Views: 3056

Re: Indoor Plants - Recommendations?

i haven't managed to kill a snake plant, a wandering jew plant, a spider plant, a peace lily plant (it doesn't flower very often but it is still alive) or a Christmas cactus yet. I did nearly kill an African violet plant though - it needed serious recuperation at someone else's house!
by mainiac
Thu Feb 06, 2014 10:28 pm
Forum: Personal Consumer Issues
Topic: Amazon Prime Increase
Replies: 185
Views: 15057

Re: Amazon Prime Price Increase

If there is a college student in the family, Prime is only $40 per year. Have stuff delivered to home or school. Great deal!