Search found 164 matches

by susze
Sat Sep 29, 2018 7:17 pm
Forum: Investing - Theory, News & General
Topic: SEC charges Musk with Fraud!
Replies: 117
Views: 10814

Re: SEC charges Musk with Fraud!!!

Warren Buffett claims that when you are long term holder of stock you are happy to see it go down in value cause can buy more cheaper. I like Warren and I like Tesla, a great American company, this is a good buying opportunity in the making, though I am patient to wait for further dips. Last time b...
by susze
Mon Aug 13, 2018 6:42 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 26034

Re: Invest in Tesla?

How would he do it with Saudi money? CIFIUS would definitely reject this especially if there is cross research with SpaceX. Same would probably go for Tencent and maybe Softbank(but they could be tapped out after ARM buyout) Tesla is currently a $60B company at $356/share. Which holders would need ...
by susze
Mon Aug 13, 2018 4:23 pm
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 26034

Re: Invest in Tesla?

At the risk of bumping this thread this article popped up in CNNMoney. It seems the idea of taking Tesla private is maybe more serious and Musk is expecting this can be done with Saudi's money: https://money.cnn.com/2018/08/13/news/companies/elon-musk-tesla-saudi-fund/index.html Buying all Tesla's ...
by susze
Fri Aug 10, 2018 9:12 am
Forum: Investing - Theory, News & General
Topic: Invest in Tesla?
Replies: 330
Views: 26034

Re: Invest in Tesla?

The other manufacturers will have to be dragged kicking and screaming into electric vehicles, no matter how many models they promise, concept artwork they release, etc. Mitsubishi, Nissan, Ford, and Volvo all had regular production EV's on the market before Tesla (not counting the original roadster...
by susze
Fri May 25, 2018 12:51 pm
Forum: Personal Consumer Issues
Topic: Cutting the Cord: Who's Best?
Replies: 51
Views: 7596

Re: Cutting the Cord: Who's Best?

what do people here do about local sports and blackouts.

I know blackouts are probably going away once all the contract renegotiations come up but in the meantime is there a good legal way to watch local sports. (short of having a raspberry pi to spoof your location)

Thanks
by susze
Thu May 17, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: What would you do? takes 6 months to fix a Tesla Model S
Replies: 33
Views: 2948

Re: What would you do? takes 6 months to fix a Tesla Model S

First, I learned so much from this forum. Thank you all for the valuable advice! This is my first post. :-) Recently, I got a car accident and rear-ended another car. My Tesla Model S got severe damage in the front. It's now in an authorized body shop. The body shop told me that it took at least 6 ...
by susze
Mon May 07, 2018 2:40 pm
Forum: Personal Finance (Not Investing)
Topic: What career for smartest kid in the class?
Replies: 132
Views: 9548

Re: What career for smartest kid in the class?

If you are talking about making money alone not sure if "smartest" is that important. Its probably the most driven, the one who has the biggest chip on his or her shoulder. Maniacally driven. In that case probably work in banking then try and get a PE/HF/VC job whichever the gravitate more towards a...
by susze
Thu May 03, 2018 6:43 pm
Forum: Personal Finance (Not Investing)
Topic: Real Estate Commissions - How Negotiable?
Replies: 31
Views: 2325

Re: Real Estate Commissions - How Negotiable?

Great question - I am dealing with this on Long Island NY right now. I find most agents will not move their % if they have to split with another agent. However, if an agent has both the buyer and seller as a client, they will drop a point (maybe). There are other factors as well. Has the house been...
by susze
Thu May 03, 2018 6:55 am
Forum: Investing - Theory, News & General
Topic: Stock Buybacks as a Global Trend?
Replies: 42
Views: 3789

Re: Stock Buybacks as a Global Trend?

A great quote I read on buybacks by one of my favorite independent analysts Ive been following for a while this is if buybacks are done with the right intention like apple. “The purpose of buybacks isn’t to increase share price. It’s to offer the same earnings to fewer shareholders. The price is an ...
by susze
Tue May 01, 2018 8:14 am
Forum: Personal Consumer Issues
Topic: Fiber cable on front lawn
Replies: 39
Views: 2975

Re: Fiber cable on front lawn

aristotelian wrote:
Tue May 01, 2018 8:09 am
Call/email to the CEO's office.
I agree here if you can't get a response. Only minor change is to do the COO as it is usually a more responsive type of role especially to these things and crazy type A consumers like ourselves and the CEO may fwd the email to the COO anyway.
by susze
Thu Apr 26, 2018 7:17 am
Forum: Personal Consumer Issues
Topic: Building/House Plans
Replies: 26
Views: 1984

Re: Building/House Plans

If you are looking for the future I would eliminate dining and living rooms. They are almost always unused even most dinner parties these days are somewhat informal not many people sit down for an X course meal anymore. Maybe living more than dining will be gone if you just want a bigger space to ea...
by susze
Wed Mar 07, 2018 9:34 am
Forum: Investing - Theory, News & General
Topic: How Amazon Can Blow Up Asset Management
Replies: 31
Views: 5940

Re: How Amazon Can Blow Up Asset Management

Amazon is trying to get into too many areas. I buy as little as possible from them. Amazon as a fund provider? Not for me. Amazons goal is to basically skim all economic activity. Whether they can do it or not is an answer no one knows. But they are increasing competition and innovation and that is...
by susze
Wed Jan 31, 2018 10:47 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

Even if this stock pick pays off handsomely, this thread really illustrates how easily you can get yourself into trouble. OP, if you are still there, i don't think we can convince you to gamble less than 20% but I hope you are convinced that an exit plan is important... And not something like "go t...
by susze
Wed Jan 31, 2018 10:39 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

AMAZING website This has made me laugh every time you've said it. It's nice looking but why all the fuss? Props to my friend Notorious R.O.B for doing the legwork. Wait, what? What about "I have done 100's of hours of research"? "It's nice looking but why all the fuss?" - Bogleheads may not be the ...
by susze
Wed Jan 31, 2018 9:14 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

Tough crowd in here but I have to say I'm with the OP. I also feel RDFN has the opportunity to be a major disruptor to the RE market . My feeling in general is people are tired of the exorbitant commissions claimed in the RE market. They still have a large cash position and narrowing losses with .7...
by susze
Tue Jan 30, 2018 1:39 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

As I understand it, Redfin offers a rebate off of the agent's commission. The rebate averages 29.2% of their commission. Last time I bought a house, I used a website - not Redfin - that lets agents bid on the amount of commission they will refund you. I went with a realtor that offered 65% back. I ...
by susze
Sun Jan 28, 2018 8:41 am
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

In my experience and observations of others, investing in companies you "believe in" is either a shortcut to financial ruin or merely an eventual way to lose a whole lot of money. I agree with you, keep allocation limited. But tell that to the people who invested in the FANG stocks. Scores of milen...
by susze
Sat Jan 27, 2018 4:33 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

Edited to include strategy of using Zillow. To be fully honest, I first bought Redfin the day the IPO came out at 19$. I sold 90% when it hit 31$ and have now boughten back in last thursday using the profits. I read that Zillow stock shares droped 11 % on the day the IPO lockout period expired. I f...
by susze
Sat Jan 27, 2018 3:57 pm
Forum: Investing - Help with Personal Investments
Topic: I bought a stock today - Redfin (RDFN)
Replies: 288
Views: 24878

Re: I bought a stock today - Redfin (RDFN)

BTW, OP, Why RDFIN? and not, Z ? Believe it or not Redfin & Zillow have totally different business models. Although, they started near the same time and their headquarters share a parking lot they have little in common when it comes to how they make their $. Zillow makes $ by allowing real estate a...
by susze
Sun Jan 14, 2018 6:50 pm
Forum: Investing - Theory, News & General
Topic: Why is Vanguard switching all accounts to brokerage accounts?
Replies: 90
Views: 17768

Re: Why is Vanguard switching all accounts to brokerage accounts?

I spoke with someone on the phone at VG regarding this and they are not switching or forcing people to switch. He did admit that the emails sent out did make it sound that way and they are definitely encouraging people to do it. Not that Vanguard is about getting or retaining customers but they woul...
by susze
Fri Jan 12, 2018 7:37 am
Forum: Personal Consumer Issues
Topic: [What TV Show Have You Recently Watched?]
Replies: 934
Views: 101584

Re: Netflix, Your Current Favorite Show

A toss up between Dark (Stranger Things but with time travel and older kids) and Godless (western). Netflix has been doing a great job with content this past year. I liked Godless quite a bit. Dark is also really interesting. It's a German show overdubbed with English, so that was a little off putt...
by susze
Wed Jan 03, 2018 11:02 am
Forum: Investing - Theory, News & General
Topic: What the experts say about Bitcoins?
Replies: 114
Views: 9353

Re: What the experts say about Bitcoins?

Can someone explain what are the black market uses of Bitcoin? 8-) Like, if people wanted drugs, wouldn't they just use cash from their local friendly dealer? Better anonymity right? At least there's no mailing address that identifies where you live. Unless you're buying digital items, wouldn't you...
by susze
Tue Jan 02, 2018 6:19 pm
Forum: Personal Finance (Not Investing)
Topic: SALT Tax Deduction Max of $10K is NOT indexed to Inflation
Replies: 29
Views: 4989

Re: SALT Tax Deduction Max of $10K is NOT indexed to Inflation

Generally speaking, those impacted by this change would have either large mortgage interest, real estate tax or both. Most falling in this category and who make too little to absorb the extra costs are likely getting a huge reduction in tax rate due to the widening of the 24% (formerly 28%) bracket...
by susze
Tue Jan 02, 2018 1:52 am
Forum: Investing - Theory, News & General
Topic: What the experts say about Bitcoins?
Replies: 114
Views: 9353

Re: What the experts say about Bitcoins?

Some form of the blockchain will be very useful not sure if any of the currencies currently will use it or not. One consumer example is title insurance(currently a scam) will benefit the consumer greatly from the blockchain altho it could be a long time until we feel the benefits of it. A blockchai...
by susze
Tue Jan 02, 2018 1:05 am
Forum: Investing - Theory, News & General
Topic: What the experts say about Bitcoins?
Replies: 114
Views: 9353

Re: What the experts say about Bitcoins?

Some form of the blockchain will be very useful not sure if any of the currencies currently will use it or not.

One consumer example is title insurance(currently a scam) will benefit the consumer greatly from the blockchain altho it could be a long time until we feel the benefits of it.
by susze
Mon Jan 01, 2018 12:43 pm
Forum: Personal Consumer Issues
Topic: Hawaii vacation suggestions
Replies: 40
Views: 5315

Re: Hawaii vacation suggestions

Hotels: Four Seasons, Wailea or condos: Elua Village, Wailea Eating out depends on where you want to eat, could be pho twice a day which would be cheap, or it could be Roy's, not cheap. Yes, a rental car is necessary to drive to things to see. If wailea Ill add andaz and monkeypod for food and Tril...
by susze
Mon Dec 25, 2017 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Blockchain Technology Companies and Funds/ETFs/Futures
Replies: 20
Views: 2344

Re: Blockchain Technology Companies and Funds/ETFs/Futures

Blockchain will revolutionize many industries [...] Curious about what industries you think will be revolutionized by blockchain... Blockchain is a technology that lets you create an incontrovertible (practically speaking) public record of transactions/contracts. This is especially useful in situat...
by susze
Sun Dec 24, 2017 11:47 am
Forum: Investing - Theory, News & General
Topic: Bitcoin: food for thought
Replies: 53
Views: 5522

Re: Bitcoin: food for thought

Could someone tell me where the value is in Bitcoin specifically? As I understand it anyone can set up a blockchain and call it a crypto currency, where is the value if everyone can make a replica of Bitcoin? The only value I can see is that Bitcoin has brand name recognition like Coke or Pepsi. It...
by susze
Sat Dec 23, 2017 6:22 pm
Forum: Investing - Theory, News & General
Topic: Bitcoin: food for thought
Replies: 53
Views: 5522

Re: Bitcoin: food for thought

First time I read about Bitcoin, I thought about buying $100 worth just to see what would happen. It wasn't easy to do that at the time. I thought about mining it, but it wasn't easy to do that at the time. I also don't buy lottery tickets or similar. So I did neither. Not sure when that was, but m...
by susze
Wed Dec 20, 2017 10:36 pm
Forum: Personal Finance (Not Investing)
Topic: Please Post Tax Bill Questions Here [was Tax Bill Omnibus Thread]
Replies: 886
Views: 65153

Re: Tax Bill Omnibus Thread

Does the estate tax provision expire in 10 years? If it does, then this temporary provision is quite meaningless, as most people don't plan to die within certain time window, and people would still have to assume that current limits return in 10 years. Also does anyone know how the expiration works...
by susze
Tue Dec 12, 2017 10:04 am
Forum: Personal Consumer Issues
Topic: NBA Tickets
Replies: 24
Views: 1847

Re: NBA Tickets

I like to buy stubhub literally 15 to 20 min before a game for best prices. Sometimes after tip. Just make sure it has electronic ticket option. You can check games beforehand now to get an idea right before tip how much they go for. Just remember when Warriors, Cavs, Rockets or Lakers are in town p...
by susze
Sun Dec 03, 2017 3:09 pm
Forum: Investing - Theory, News & General
Topic: Banks and Brokerages defend against doomsday attack
Replies: 1
Views: 572

Banks and Brokerages defend against doomsday attack

I read this article in the wsj today about backs building a defense against cyberattacks. It says 60-70% of brokerages and banks are part of the sheltered harbor initiative. Does anyone know if Fidelity and Vanguard are of Sheltered Harbor? Just wanted to know out of curiosity not sure if its a good...
by susze
Sat Nov 04, 2017 6:27 am
Forum: Personal Consumer Issues
Topic: Got an iPhoneX
Replies: 157
Views: 14599

Re: Got an iPhoneX

For battery percentage you should be able to pull down on the right and see it in control center
by susze
Tue Oct 31, 2017 9:32 pm
Forum: Personal Finance (Not Investing)
Topic: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?
Replies: 76
Views: 8121

Re: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?

I wouldn't worry. I give all my renters my routing and checking account number on the lease - they have deposited this way for years. Many european renters were surprised we still use checks. With the routing and checking account numbers you can only push funds to them, they cannot pull funds from ...
by susze
Tue Oct 31, 2017 10:28 am
Forum: Personal Finance (Not Investing)
Topic: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?
Replies: 76
Views: 8121

Re: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?

I've always wondered about these ACH transfers. When I link my bank account to an entity like Vanguard, Vanguard asks for the bank routing and account numbers. Once set up, I funds can be sent in either direction. But I never explicitly gave my bank the okay to release funds to Vanguard. Can anyone...
by susze
Tue Oct 31, 2017 8:50 am
Forum: Personal Finance (Not Investing)
Topic: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?
Replies: 76
Views: 8121

Re: An individual who owes me money wants my routing and account numbers for ACH transfer. Safe?

I wouldn't worry. I give all my renters my routing and checking account number on the lease - they have deposited this way for years. Many european renters were surprised we still use checks. With the routing and checking account numbers you can only push funds to them, they cannot pull funds from ...
by susze
Sun Oct 22, 2017 3:23 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 13569

Re: WPA2 protocol used by vast majority of wifi connections has been broken

From what I have read there are currently no exploits written for this widely available(maybe dark web). That would probably mean you would have to be extremely unlucky to be hacked by this. And hackers are probably already onto the next thing. I think you have to assume that not everyone is going ...
by susze
Sun Oct 22, 2017 12:04 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 13569

Re: WPA2 protocol used by vast majority of wifi connections has been broken

From what I have read there are currently no exploits written for this widely available(maybe dark web). That would probably mean you would have to be extremely unlucky to be hacked by this. And hackers are probably already onto the next thing.
by susze
Tue Oct 17, 2017 5:26 pm
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 13569

Re: WPA2 protocol used by vast majority of wifi connections has been broken

In all likelihood any hacker would probably target a small business or doctors/ medical place before an individual home or even apartment. .

Plus they are probably onto the next thing that no one yet knows about not this.
by susze
Tue Oct 17, 2017 9:46 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 13569

Re: WPA2 protocol used by vast majority of wifi connections has been broken

You do have to be targeted. They do have to be within wifi range of your house. It can be fixed by patching clients. Those all minimize the likelihood of damage. It looks like a basic first step for those maintaining a small home network is to go into the router settings and turn the wireless signa...
by susze
Tue Oct 17, 2017 6:32 am
Forum: Personal Consumer Issues
Topic: WPA2 protocol used by vast majority of wifi connections has been broken
Replies: 112
Views: 13569

Re: WPA2 protocol used by vast majority of wifi connections has been broken

This is all a tiny bit overblown by the media right? You have to be targeted its not an attack that can be started from the internet like heartbleed and the hacker needs to physically be at the location and hack each router individually. The verge has the details. Also https sites seem to be secure ...
by susze
Sat Jul 29, 2017 7:12 am
Forum: Personal Finance (Not Investing)
Topic: Can I afford it ? [A new car]
Replies: 95
Views: 8415

Re: Can I afford it ? [A new car]

To use a CC over for anything over dealer limit (usually 2-5k) you MUST be willing to walk away. If you're not, they won't budge. This has worked for recent CRV purchase $24k And no merchant is paying 4% visa/mastercard fee...more like 1-3% max, diminishing scale This guy had them swipe multiple 5k...
by susze
Sat Jul 22, 2017 9:17 pm
Forum: Investing - Theory, News & General
Topic: Cryptocurrencies
Replies: 50
Views: 6215

Re: Cryptocurrencies

If quantum computing has breakthroughs and is somehow adopted by hackers or a malicious nation state before regular technology can adapt, crypto currency would be the least of your concerns. Yes it'd be vulnerable, but why hack crypto currency when EVERY password was suddenly easily hacked. Yes I a...
by susze
Fri Jul 21, 2017 4:30 pm
Forum: Investing - Theory, News & General
Topic: Cryptocurrencies
Replies: 50
Views: 6215

Re: Cryptocurrencies

I'm a big fan of cryptocurrencies and blockchain even more so. I will read any book/white paper about the subject. That said, I own none of the currencies nor have attempted to mine them. I agree with Robert T that this very similar to the Nasdaq bubble. Likewise, years after the crash, IMO, there ...
by susze
Fri Jul 21, 2017 10:11 am
Forum: Investing - Theory, News & General
Topic: Cryptocurrencies
Replies: 50
Views: 6215

Re: Cryptocurrencies

What happens to cryptocurrencies when quantum computing is relevant. Isnt it easily hackable? I suppose there will be quantum crypto security as well but it will be a major race unless govt takes over in which case its just a paperless currency almost like today. But trackable which is where it lose...
by susze
Sun Jul 09, 2017 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Can we/should we afford a $2M house?
Replies: 96
Views: 18387

Re: Can we/should we afford a $2M house?

Property tax of 2% implies top school, ie Scarsdale, Rye, Millburn etc. I would say you need to weigh the cost of that school to you. To some people that is invaluable and a top priority and nothing else matters, some people its not or they will choose private school. But good thing about a top dist...
by susze
Sun Jun 18, 2017 6:31 pm
Forum: Investing - Theory, News & General
Topic: Amazon Buys Whole Foods
Replies: 103
Views: 15581

Re: Amazon Buys Whole Foods

Call us skeptical, but we don't get this deal. Or at least we don't get the idea that it is going to be total disruption of the grocery industry as we know it like certain business media were pounding the table on Friday claiming. Local grocery stores already deliver in our area and have for years ...
by susze
Tue Apr 25, 2017 7:00 pm
Forum: Personal Consumer Issues
Topic: Will cars be autonomous in three years?
Replies: 225
Views: 17557

Re: Will cars be autonomous in three years?

Full autonmoy - a car with no steering wheel I think is at the very least 20-25 years away maybe even more unless quantum computing takes off and can be applied very easily. Once a communication standard is appied for self driving I do believe that self driving cars are much safer than humans for th...
by susze
Tue Apr 25, 2017 8:53 am
Forum: Investing - Help with Personal Investments
Topic: Why is Real-Estate so Bad?
Replies: 113
Views: 13182

Re: Why is Real-Estate so Bad?

. . . What I like about real estate is that you are not far removed from understanding the whys or how's of your revenue stream, . . . That also says that if you don't understand the whys or hows of your income stream, then you are probably in deep trouble with this sort of venture. I agree with yo...
by susze
Tue Apr 25, 2017 8:12 am
Forum: Investing - Help with Personal Investments
Topic: Why is Real-Estate so Bad?
Replies: 113
Views: 13182

Re: Why is Real-Estate so Bad?

I think Local risk that many have mentioned is very important and should be a major consideration in your risk profile. Earthquakes, floods, schools, crime, eminent domain, local politics, regulation(ie building regulation etc), are all issues you will not see with the stock market. However, if you ...