Search found 188 matches

by Enzo IX
Thu Sep 20, 2018 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: social security disability
Replies: 13
Views: 1072

Re: social security disability

Mille Grazie, Many thanks to those that have answered my post concerning how to help my sick brother. The board has such a broad spectrum of population with different expertise and life experiences. It's always best to get many heads looking at a problem to get to a good solution. I'm going to push ...
by Enzo IX
Wed Sep 19, 2018 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: social security disability
Replies: 13
Views: 1072

social security disability

My brother has been diagnosed with congestive heart failure this past year after going into the local ER hospital. His lungs were filling up with liquid and his ankles were swelling up. The thing that I have noticed is that when trying to hold a conversation with him it has hard to understand what h...
by Enzo IX
Thu Aug 23, 2018 3:18 pm
Forum: Personal Consumer Issues
Topic: $65K Fun Daily Driver
Replies: 112
Views: 8604

Re: $65K Fun Daily Driver

My vote would go to a 2014-2015 BMW M5 certified pre-owned. Sporty, hauls four comfortably and straight line hauls a##.
by Enzo IX
Sun Jul 08, 2018 12:34 am
Forum: Personal Finance (Not Investing)
Topic: Affording a $1.8-2M house
Replies: 54
Views: 9500

Re: Affording a $1.8-2M house

That whole eastside area is white hot right now. I keep thinking that it would be nice to live up there but prices are just so crazy. A two million dollar house in that area is a nice house but it is by no means a house that's gonna have that "wow factor." Have you thought about the Kirkland area? H...
by Enzo IX
Tue Jun 12, 2018 5:43 pm
Forum: Investing - Help with Personal Investments
Topic: Investing when someone else gets all dividends
Replies: 80
Views: 5290

Re: Investing when someone else gets all dividends

How about using a flexible distribution plan that of the previous dividend rate or somewhere close there of. This would hopefully provide for the beneficiary's needs and also leave the trustees a legacy upon the death of the income recipient. On or about the first of the year the beginning balance o...
by Enzo IX
Thu Feb 15, 2018 6:43 pm
Forum: Personal Consumer Issues
Topic: What big item (>20k) are you saving up for?
Replies: 159
Views: 15227

Re: What big item (>20k) are you saving up for?

House on Lake Washington in Medina next to Bill Gates, Paul Allen, and Jeff Bezos. Then I could make some extra cash dragging my lawn mower over and cutting their lawns.

All kidding aside, I am saving for a business venture in commercial real estate (mini storage).
by Enzo IX
Thu Feb 15, 2018 6:30 pm
Forum: Personal Consumer Issues
Topic: How do docs treat "white coat hypertension"?
Replies: 35
Views: 2425

Re: How do docs treat "white coat hypertension"?

You are not alone. I check my BP usually daily with a OMRON machine and as others have said it varies somewhat according to time of day, but is usually at or under the generally accepted 120/80. Go for my annual checkup and the BP is usually 10 to 15 points higher at the Dr's office. I am constantly...
by Enzo IX
Wed Feb 14, 2018 2:39 am
Forum: Personal Consumer Issues
Topic: Rolex
Replies: 45
Views: 5564

Re: Rolex

The Rolex green Hulk submariner is another watch that has gone through the roof in the last couple of years. It was a $7,000 watch all day long a year and a half ago. Now they are going for $10,500 to $11,500 on the used market. Also the Rolex Daytona worn by Paul Newman sold at auction for $17.5 mi...
by Enzo IX
Tue Feb 06, 2018 2:20 pm
Forum: Personal Consumer Issues
Topic: Rolex
Replies: 45
Views: 5564

Re: Rolex

Currently there is a shortage on the stainless steel sport watches and prices are up a couple of thousand dollars over a year ago. Probably has something to do with surge in the world economy and stock market. If you are looking for a ceramic bezel Submariner, ceramic GMT, or ceramic Daytona you wll...
by Enzo IX
Sun Dec 31, 2017 9:01 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 14315

Re: Another should i buy my dream porsche thread...

How about, "Who's the U boat commander?"
by Enzo IX
Fri Dec 29, 2017 6:39 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 14315

Re: Another should i buy my dream porsche thread...

Congrats, Hope you and your family have the greatest of memories to retain from your years of driving the Porsche. The one thing that I like about those boxer motors is the powerband. Mine hits about 3,000 rpm and just pulls all the way to redline, there is no flatspot. Then you shift and it happens...
by Enzo IX
Thu Dec 28, 2017 4:09 pm
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3690
Views: 1057750

Re: What Movie Have You Recently Watched?

Recently they had a John Wayne marathon on AMC channel. I have seen a lot of them already but "The Cowboys" really caught my attention for a couple of hours. The plot was fairly straight forward but i really like how the old movies didn't have to rely on fancy sets and CGI effects to tell the storyl...
by Enzo IX
Wed Dec 27, 2017 10:53 pm
Forum: Personal Finance (Not Investing)
Topic: Another should i buy my dream porsche thread...
Replies: 240
Views: 14315

Re: Another should i buy my dream porsche thread...

Those Porsche 991.2 s are one nice cars. With the turbocharged motors they throw off a lot of torque which is gonna give you that pushed in the back of your seat feel. The interiors are steps ahead of the last generation 997's but I do like the smaller and more pronounced 911 hips on the older car. ...
by Enzo IX
Mon Aug 04, 2014 9:15 pm
Forum: Investing - Help with Personal Investments
Topic: Changing names on paper I and EE bonds?
Replies: 2
Views: 302

Changing names on paper I and EE bonds?

I have some paper Series I bonds and Series EE bonds that go back to the period of 2001-2003. They are made out in my individual name only. My question is how does one go about changing the bonds name to maybe that of the living trusts for estate planning purposes so that the trustees can cash the b...
by Enzo IX
Fri Jan 24, 2014 12:19 am
Forum: Personal Consumer Issues
Topic: What's your dream car?
Replies: 197
Views: 19085

Re: What's your dream car?

2013 Porsche 991 GT3 for track car. Everyday car for running around, Porsche 991 4s with PDK transmission..
by Enzo IX
Tue Sep 06, 2011 4:38 pm
Forum: Investing - Theory, News & General
Topic: "The Great Age-Wave Ruse"
Replies: 20
Views: 2787

If the United States economy is based 70% on its internal comsumption and this large bubble of baby boomers are starting to hit a normal retirement age it would seem plausible that comsumption will decrease. This argument holds more weight for lower stock returns than boomers selling their retireme...
by Enzo IX
Tue Sep 06, 2011 4:29 pm
Forum: Investing - Theory, News & General
Topic: "The Great Age-Wave Ruse"
Replies: 20
Views: 2787

The vast majority of these boomers are not Bogleheads and will not watch their retirement portfolios vanish on a selloff. They are going to pull monies out of the market and into anything that is guaranteed such as CDs. The vast majority don't have (any substantial) retirement portfolios! Yes you a...
by Enzo IX
Tue Sep 06, 2011 2:13 pm
Forum: Investing - Theory, News & General
Topic: "The Great Age-Wave Ruse"
Replies: 20
Views: 2787

I am in the camp that the upcoming baby boomers will affect the stock market in the coming years. I think the baby boomers have driven this economy for the last 20 years while raising their families based on excess consumption with the thoughts that 15% returns in the stock markets are the norm, hou...
by Enzo IX
Fri Aug 26, 2011 1:30 pm
Forum: Personal Consumer Issues
Topic: Manly Men Question [which concealed carry firearm]
Replies: 98
Views: 13516

For a quick late night food run to the local 7/11 and I don't want to holster up, I also love my S&W 342 J-frame revolver. I can't remember the factory weight but I think it only weighs about 10 ounces. It has a shrouded hammer so it wont snag upon draw. With a revolver you are as close to certain a...
by Enzo IX
Thu Aug 25, 2011 8:07 pm
Forum: Personal Consumer Issues
Topic: Manly Men Question [which concealed carry firearm]
Replies: 98
Views: 13516

I purchased a Ruger LCP a couple of months ago, but haven't gotten around to shooting it yet to prove it's dependability, so I don't carry it yet. I bought it for summer carry when I have to dress up a bit and tuck in my shirt and plan to carry it in a pocket holster. The sights are basically non ex...
by Enzo IX
Tue Aug 23, 2011 6:48 pm
Forum: Investing - Theory, News & General
Topic: Could the SWR be alot lower than the 4% rule?
Replies: 27
Views: 3536

Could the SWR be alot lower than the 4% rule?

With interest rates falling for the last 30 years and short term t-bills at basically zero return right now, it would seem to me that the safe withdrawl rate would have to fall. Alot of the studies were done with t-bills returning some kind of meaningful return to supplement the stock return. Maybe ...
by Enzo IX
Sat Aug 20, 2011 7:14 pm
Forum: Personal Consumer Issues
Topic: cost of extending a concrete patio?
Replies: 8
Views: 2331

It depends on the project. Does the bid require removing the existing concrete slab? How far is the project from the concrete truck? With the extensions on the chute I think he can pour about 16 feet from the truck. If farther they will have to wheelbarrow the mud to the forms, or rent a concrete pu...
by Enzo IX
Sat Aug 06, 2011 1:05 pm
Forum: Personal Consumer Issues
Topic: new sod, lawn dying next to curb
Replies: 17
Views: 6304

I"m with the reasoning that the asphalt curb is drying out the sod. In the summer asphalt reaches a ridiculous temperature.
by Enzo IX
Sat Jun 04, 2011 12:52 pm
Forum: Personal Consumer Issues
Topic: could you overlook this? [bad employee behavior]
Replies: 68
Views: 9126

I definately know what you are going through having a small family business of my own. You should find a labor law attorney for consultation before you let her go. If she is an at will employee I believe one may terminate or leave without cause. Generally your business insurance will cover legal iss...
by Enzo IX
Fri Mar 18, 2011 3:08 pm
Forum: Investing - Theory, News & General
Topic: International Vs Domestic Equity Percentage 2011
Replies: 51
Views: 8911

About 50/50 domestic/foreign trying to stay diversified to avoid a prolonged bear in any one country.

Betting the world as a whole will increase their GDP, resulting public co. earnings and hopefully share price.
by Enzo IX
Sun Mar 06, 2011 12:25 pm
Forum: Personal Consumer Issues
Topic: Any guitar players here?
Replies: 30
Views: 3651

Thanks again everyone for the tips. Zed, I'm 49 years old, there's another thread about mid life crisis and I guess I've got it bad. There is mass cancer in my family genes, grandfather, dad, uncles and my youger brother was just diagosed with pancreatic cancer he is only 44 years old. I will probab...
by Enzo IX
Fri Mar 04, 2011 10:40 pm
Forum: Personal Consumer Issues
Topic: Any guitar players here?
Replies: 30
Views: 3651

Thanks everyone. Foooozle, I can see what you mean by holding the neck up. It's alot easier on the wrist. Right now I'm just learning the up down movement on the 1/8th notes. That finger picking looks like its gonna be a challenge. I'm itching to play some of those songs that I grew up listening to.
by Enzo IX
Fri Mar 04, 2011 7:54 pm
Forum: Personal Consumer Issues
Topic: Any guitar players here?
Replies: 30
Views: 3651

I get so nervous when the instructor is listening. I play alot better at home. Seems like I got 5 thumbs at the lessons.
by Enzo IX
Fri Mar 04, 2011 7:52 pm
Forum: Personal Consumer Issues
Topic: Any guitar players here?
Replies: 30
Views: 3651

Thanks everyone so far for the great advice. My instructor is teaching me to read music rather than tabliture. I am playing at least once a day and usually 2 twice a day. Whenever I am just watching tv, I like to pick it up and practice unplugged. He said it will take a couple of years to become pro...
by Enzo IX
Fri Mar 04, 2011 5:33 pm
Forum: Personal Consumer Issues
Topic: Any guitar players here?
Replies: 30
Views: 3651

Any guitar players here?

Just started about 3 months ago. It was on my bucket list of things to do or learn. I take lessons once a week. Currently I'm playing on a Epiphone Les Paul Standard Plus with the cherryburst flame top. I know its not a true Gibson Les Paul but I didn't want to spend too much now not knowing if it d...
by Enzo IX
Mon Feb 28, 2011 4:31 pm
Forum: Investing - Theory, News & General
Topic: 3 minute interview I did on local Fox channel
Replies: 25
Views: 4070

Thanks Larry,

I always enjoy reading and listening to your advice.
by Enzo IX
Tue Feb 01, 2011 11:33 pm
Forum: Personal Consumer Issues
Topic: The Munchkin Man's Honda Civic
Replies: 75
Views: 9977

Enzo IX loves cars

Enzo IX drives Ferrari

Enzo IX just bought Honda civic

Enzo IX likes Honda better than Ferrari
by Enzo IX
Tue Jan 04, 2011 6:24 pm
Forum: Investing - Theory, News & General
Topic: 2010 Annual Returns Thread
Replies: 104
Views: 14586

11.5% with a 55/45 stock/bond mix. MPT portfolio with a heavy tilt to small and value. Negative tracking error in large intl. value held back returns somewhat. Also for tax reasons most bonds are in munis.
by Enzo IX
Fri Dec 24, 2010 7:01 pm
Forum: Personal Consumer Issues
Topic: Just to wish everyone a Merry Xmas
Replies: 40
Views: 4325

Thanks Valuethinker, back at you. I hope everyone has a very nice holiday and best wishes for everyone.
by Enzo IX
Tue Oct 26, 2010 1:35 am
Forum: Investing - Help with Personal Investments
Topic: Taylor
Replies: 138
Views: 22393

Taylor,

Best wishes on a speedy recovery. Thanks for all the great investing advise you have given us on these investing boards. You are in my prayers.

Doug
by Enzo IX
Wed Sep 08, 2010 12:37 am
Forum: Personal Consumer Issues
Topic: Sample question from the CPA exam
Replies: 49
Views: 6279

I'm going with C. No binding contract was made, prospective buyer has not given any "consideration" to make a valid contract yet.

Car dealership could probably get in trouble with the States Attorney General though.
by Enzo IX
Tue Jul 13, 2010 2:29 am
Forum: Personal Consumer Issues
Topic: Pit bull atack. How to deal with it?
Replies: 48
Views: 5838

tc 101, Man that is a tough one even behind the computer screen. I think if was just dog on dog, I would do some yelling and screaming and probably just use the cellphone to call the cops. If it was dog on adult human, try to find something in the environment as a longer range weapon such as large s...
by Enzo IX
Tue Jul 13, 2010 1:55 am
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6458

There is an odd overlap between knife collectors and flashlight collectors. Bladeforums.com is a good place for the former Candlepowerforums.com is a good place for the latter Watch your wallet! Yup, I also carry a 4 sevens Preon 1 flashlight with me on my EDC loadout. One triple A battery with LED...
by Enzo IX
Mon Jul 12, 2010 3:31 pm
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6458

Thanks for replies so far. Yea I need to probably establish a sub set of what I'm trying to collect. I don't just want to collect tactical knives. The Spyderco Kopas that I have started collecting are kind of cool. There are sixteen of them that were limited to 600 hundred pieces each. I can readily...
by Enzo IX
Sun Jul 11, 2010 11:50 pm
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6458

dkdoy,

darn those damascus blades are beautiful, all those lines are the steel being folded and refolded.
by Enzo IX
Sun Jul 11, 2010 11:32 pm
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6458

You have an "everyday carry knife?" Do you actually use it? I can't imagine that anymore than 0.01% of Americans need to carry anything more than a pocket knife. I'm intrigued. SAM (Scratches head) Uh yea, it's a pocket knife. I use the knife alot, around the house, opening packages, cutting rope, ...
by Enzo IX
Sun Jul 11, 2010 9:53 pm
Forum: Personal Finance (Not Investing)
Topic: Any knife collectors out there?
Replies: 54
Views: 6458

Any knife collectors out there?

Just started collecting knives. Girlfriend thinks I'm crazy, I think because it cuts into her Nordstroms budget. I've just started but I have the usual Spyderco stuff: Delica, Endura, Tenacious, Persistance. Also have 3 of the 16 limited Kopa knives, some of the earlier ones are gonna be hard to fin...
by Enzo IX
Sun Jul 11, 2010 9:22 pm
Forum: Investing - Theory, News & General
Topic: Why the disdain for dividends?
Replies: 194
Views: 22686

Who says share prices has to rise. If everything traded daily on a set parameter such as book value. (assets-liabilities=owners equity) Yes then I would prefer capital gains, especially with probably the sunsetting of the dividend tax. As we all know stocks don't. So I will take my dividends everyti...
by Enzo IX
Mon Jun 14, 2010 9:55 pm
Forum: Personal Consumer Issues
Topic: What car would you get if you made $2M a year?
Replies: 106
Views: 13907

The just released Ferrari 458 italia is just a beautiful car. But keeping with the Bogleheads disipline, I'm looking for a Ferrari 360 coupe right now. I always stay about 2 models from current.
by Enzo IX
Mon May 31, 2010 12:47 am
Forum: Personal Consumer Issues
Topic: Self Propelled lawnmower recommendation
Replies: 18
Views: 3971

Hondas are predominately what the pros use for small areas. One thing to note is that the Honda has different lines of mowers the $399 ones at the large box stores are not the pro series. The pro series have a metal deck and not the cheaper plastic deck. They run around a $900 bucks. For a normal si...
by Enzo IX
Sat May 29, 2010 3:11 am
Forum: Personal Consumer Issues
Topic: Why do you donate (or not) to charity?
Replies: 68
Views: 8163

I have two causes that really gets to my heart. The first is disabled or sick kids. They through no fault of their own, have seemed to have drawn the short straw in life. If I can donate; money for right now, time hopefully later, something that improves or entends their lives it sure makes me feel ...
by Enzo IX
Mon May 24, 2010 4:49 pm
Forum: Personal Consumer Issues
Topic: Back from Grand Canyon rafting trip
Replies: 33
Views: 5242

Wow that sounded like an amazing trip. It's on my bucket list for sure. I was just wondering if it's a trip for a person prone to motion sickness. Other than that I'm in.
by Enzo IX
Fri May 07, 2010 2:29 am
Forum: Personal Consumer Issues
Topic: DIY Bug spray, $8 versus $50 for exterminator
Replies: 9
Views: 2640

Terro. Cheap. Practically non-toxic. No bugs. Also no need to spray anywhere since it is an attractant. The bugs come to it. Even more natural is to use a biological counterweapon ... namely spiders. Import living spiders into your house and you will have no more cockroaches and ants. What if my pr...
by Enzo IX
Mon Apr 26, 2010 9:59 pm
Forum: Investing - Theory, News & General
Topic: "DFA vs. Vanguard. Which is Better?"
Replies: 167
Views: 31015

I'm in the camp of French and Fama, I'll hopefully let everyone how it went in thirty years. Since Vanguard small and value is not to the extreme as DFAs I took Mr. Ferri's advice and overloaded value and small more than I would have if I went with a DFA advisor. Now it doesn't help me in the emergi...
by Enzo IX
Mon Apr 26, 2010 2:20 pm
Forum: Personal Finance (Not Investing)
Topic: 3-D TVs- opinions & experiences
Replies: 23
Views: 3639

Another vote to wait awhile, I think that we're heading that way but still to early. If one equates this technology to video games I think it's still pong or atari and if one waits awhile you can at least get to playstation 2.

Just my thoughts.

Doug