Search found 276 matches

by Enzo IX
Fri May 22, 2020 2:20 pm
Forum: Investing - Theory, News & General
Topic: S&P500 vs World Performance
Replies: 131
Views: 8064

Re: S&P500 vs World Performance

Maybe the developed countries on the other side of the pond, though evolution of their societies have lost their competitive advantage. I remember when I needed a camshaft after a catastrophic failure :dollar in my Rossa Corsa Italian sports car, the dealer said he couldn't get one because Italy shu...
by Enzo IX
Wed May 20, 2020 4:03 am
Forum: Investing - Theory, News & General
Topic: S&P500 vs World Performance
Replies: 131
Views: 8064

Re: S&P500 vs World Performance

I was wondering if the obvious geographic diversification benefit of the VT outweighs its lower performance over the SPY? Yes it does, because diversification will remain but the outperformance may not. I only have so much time on earth left. I'll stick with the overwhelming winner, the S&P 500 Ind...
by Enzo IX
Mon May 18, 2020 2:52 am
Forum: Investing - Theory, News & General
Topic: Dividend vs Total Return question
Replies: 66
Views: 2732

Re: Dividend vs Total Return question

Dividends come out ahead. Volatility matters. If the dividends aren’t cut during the downturn, you can simply ignore it. So the dividend investor spent only his dividends. If there is a serious downturn of, lets pretend 50%, the capital appreciation investor is now burning through his money at doub...
by Enzo IX
Sun May 10, 2020 3:04 pm
Forum: Personal Consumer Issues
Topic: BJJ -martial art
Replies: 58
Views: 2998

Re: BJJ -martial art

Great martial art, basically ne waza from judo but refined and advanced though evolution. It was the one martial art that I trained where I thought it would be extremely effective in a real self defense situation. The main reason is that when you spar(roll), unless you specify you want to roll light...
by Enzo IX
Tue May 05, 2020 6:21 pm
Forum: Investing - Theory, News & General
Topic: Who is your all time favorite investor and why?
Replies: 52
Views: 2729

Re: Who is your all time favorite investor and why?

Mr. Bogle for sure, he changed the whole investing landscape with the index fund revolution, gave the common man a fighting chance against the big boys. Major cause of the stockbroker industry collapse, no more cold calling the customer rolodex list with the hot stock of the month. Two percent on th...
by Enzo IX
Mon Apr 27, 2020 7:52 pm
Forum: Investing - Theory, News & General
Topic: ??? Thomas Stanley - Stop Acting Rich book
Replies: 121
Views: 13267

Re: ??? @Thomas Stanley - Stop Acting Rich book

I come from the road construction heavy equipment field, but I bet some of those green John Deere tractors run at least a half a million a piece with accessories.

All you need are a couple of those with the value of the real estate and viola, instant multimillionaire.
by Enzo IX
Sun Apr 19, 2020 2:52 pm
Forum: Investing - Theory, News & General
Topic: Munger/Buffett on riding out the storm
Replies: 76
Views: 10454

Re: Munger/Buffett on riding out the storm

Buffett and Munger did ride their boat into two of the biggest waves in the typhoon, airlines and oil industry, they could be still shaking off the concussion.
by Enzo IX
Thu Apr 16, 2020 10:57 pm
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32131

Re: Head Fakes and Dead Cats .. your thoughts on the rally?

I don't even consider 10-20% drops unusual. I yawned through the late-2018 drop of 20%. But 50% drops get my attention, and frankly that is what this one was poised to do, or worse. Only the Fed's actions staved it off. Recession? Try a depression. What's sad is that we've now been put through thre...
by Enzo IX
Thu Apr 16, 2020 2:04 pm
Forum: Investing - Theory, News & General
Topic: QQQ as a core holding
Replies: 23
Views: 1867

QQQ as a core holding

I know I'm looking through the rearview mirror, however the recent and long-term outperformance of this index is compelling. I'm not talking a lot but maybe a 10% equity allocation.

Does anyone use the QQQ's as a core long-term holding in their portfolio. Any thoughts?
by Enzo IX
Wed Apr 15, 2020 6:17 pm
Forum: Investing - Theory, News & General
Topic: Retirees: what are you doing with all the home equity?
Replies: 117
Views: 7428

Re: Retirees: what are you doing with all the home equity?

House is paid for, it's part of my Plan "B", so I don't end up under the bridge. I will not participate in the I'm mortgaging the house if the market really tanks discussions.

It is allowing me to increase my equity allocation for a person of my age, and hopefully receive the equity risk premium.
by Enzo IX
Wed Apr 15, 2020 6:08 pm
Forum: Investing - Theory, News & General
Topic: Future 60/40 Portfolio has a 43% Chance of Failing with 4% Withdrawal Rate
Replies: 622
Views: 31391

Re: Future 60/40 Portfolio has a 43% Chance of Failing with 4% Withdrawal Rate

We are just going to have to increase equity percentages if we want to withdraw the 4% a year.
by Enzo IX
Sun Apr 12, 2020 4:47 pm
Forum: Investing - Theory, News & General
Topic: Head Fakes and Dead Cats .. your thoughts on the rally?
Replies: 386
Views: 32131

Re: Head Fakes and Dead Cats .. your thoughts on the rally?

I doubt careful analysis is pricing stocks the last couple of weeks. I think momentum and market timing traders are causing the price volatility; they are outguessing each other for "easy money". In any case, once this nonsense settles down, Mr Market will then move the price to a level that is bas...
by Enzo IX
Mon Mar 30, 2020 1:18 am
Forum: Investing - Theory, News & General
Topic: Dividends and Earnings during Recent Bear Markets
Replies: 45
Views: 2983

Re: Dividends and Earnings during Recent Bear Markets

Interesting to note that revised earnings forecasts are starting to come out for the year ahead. Just today, Yardeni Research published their projected earnings growth rates for S&P 500 index companies in 2020 (chart below): https://i.imgur.com/LcjidID.jpg Data source: Yardeni Research No doubt the...
by Enzo IX
Sun Mar 29, 2020 2:52 pm
Forum: Investing - Theory, News & General
Topic: Sitting on a bunch of cash; what to do with it if I believe we're headed for SPX 1800 and protracted recession?
Replies: 145
Views: 14074

Re: Sitting on a bunch of cash; what to do with it if I believe we're headed for SPX 1800 and protracted recession?

Balance in life, balance in portfolio construction.

It doesn't have to be one or the other, too much talk of all in or all out. The most important thing is follow your plan if you have one. Hedge your bet with balance.
by Enzo IX
Wed Mar 25, 2020 9:26 pm
Forum: Investing - Theory, News & General
Topic: Will the Dow ever see 29500 again?
Replies: 86
Views: 8664

Re: Will the Dow ever see 29500 again?

It better or us buy and hold people are in trouble.
by Enzo IX
Wed Mar 25, 2020 1:35 pm
Forum: Investing - Theory, News & General
Topic: So bottom is probably behind us....right?
Replies: 709
Views: 63013

Re: So bottom is probably behind us....right?

My guess is this is a bounce off of some perceived good news as well as a traders squeeze.

The market is swinging way too much to be a bottom.
by Enzo IX
Wed Mar 25, 2020 12:56 am
Forum: Investing - Theory, News & General
Topic: Deal reached on $2 Trillion stimulus bill - Largest in U.S. History
Replies: 8
Views: 1420

Re: Deal reached on $2 Trillion stimulus bill - Largest in U.S. History

Premarket futures flat to down, looks like sell on the news.
by Enzo IX
Tue Mar 24, 2020 7:35 pm
Forum: Personal Investments
Topic: Why isn't this time different?
Replies: 46
Views: 3477

Re: Why isn't this time different?

watchnerd wrote:
Tue Mar 24, 2020 7:29 pm
No aliens.

When aliens come, it will be different.
If you follow the Bob Lazar story, they are already here.
by Enzo IX
Tue Mar 24, 2020 6:19 pm
Forum: Personal Investments
Topic: Any Retirees With AA = 100% Equities?
Replies: 34
Views: 2418

Re: Any Retirees With AA = 100% Equities?

I don't think I could go completely 100%, I always in life if possible made sure I had a plan "b" to fall back on. Looking back, after this virus scare resolves itself, it will probably be a very good entry point to make a considerable amount to money. However, nothing is certain and the extra monie...
by Enzo IX
Tue Mar 24, 2020 1:25 pm
Forum: Personal Consumer Issues
Topic: Traffic Ticket - Offer to reduce points for Increase Fine
Replies: 25
Views: 1714

Re: Traffic Ticket - Offer to reduce points for Increase Fine

[Removed -- moderator oldcomputerguy], haven't heard of that before, I think I would take the higher fine option.
by Enzo IX
Tue Mar 24, 2020 1:14 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving dividend and feeling good
Replies: 33
Views: 2637

Re: Receiving dividend and feeling good

If you are in the distribution phase of your life, and they are qualified dividends which is the same rate as LTCG take the dividend. The share price goes down only on the x dividend date so that the dividend gets scalped. The other days the share price is being adjusted just like nonpayers based o...
by Enzo IX
Tue Mar 24, 2020 12:50 pm
Forum: Personal Finance (Not Investing)
Topic: Receiving dividend and feeling good
Replies: 33
Views: 2637

Re: Receiving dividend and feeling good

If you are in the distribution phase of your life, and they are qualified dividends which is the same rate as LTCG take the dividend. The share price goes down only on the x dividend date so that the dividend doesn't gets scalped. The other days the share price is being adjusted just like nonpayers ...
by Enzo IX
Tue Mar 24, 2020 10:09 am
Forum: Personal Investments
Topic: Selling 100% stocks on a bounce
Replies: 207
Views: 17090

Re: Selling 100% stocks on a bounce

OP,

Here's your bounce, it ain't gonna get any better.
by Enzo IX
Mon Mar 23, 2020 11:45 am
Forum: Personal Finance (Not Investing)
Topic: I'm a one person S-Corp file for unemployment?
Replies: 21
Views: 1343

Re: I'm a one person S-Corp file for unemployment?

Depends, if as an owner you elected exemption status and don't pay SUTA and FUTA tax then I don't think you can. At least that is how it was a long time ago for me.
by Enzo IX
Sun Mar 22, 2020 9:16 pm
Forum: Personal Investments
Topic: Selling 100% stocks on a bounce
Replies: 207
Views: 17090

Re: Selling 100% stocks on a bounce

Well at least the OP is telling everyone what he's doing even though he/she knows they are going to get trashed on.

CNBC reports even usually the rocksteady Vanguard Group is reporting billions of dollars of redemptions.

You people aren't doing the "Pump and Dump on me", are you? I will be pissed.
by Enzo IX
Sun Mar 22, 2020 9:03 pm
Forum: Personal Investments
Topic: Selling 100% stocks on a bounce
Replies: 207
Views: 17090

Re: Selling 100% stocks on a bounce

whodidntante wrote:
Sun Mar 22, 2020 7:53 pm
jasperhobbs wrote:
Sun Mar 22, 2020 7:20 pm
There won't be a bounce tomorrow. Looks like another blood bath.
Blood is mostly water, and water doesn't compress. So if OP dives right in, there might be a bounce.
Your sarcastic humor cracks me up.
by Enzo IX
Sun Mar 22, 2020 8:57 pm
Forum: US Chapters
Topic: [Archived] Bogleheads community discussion - Coronavirus
Replies: 4963
Views: 190721

eerily quiet in the hood

Went across town to check on my brother, it just seems so eerily quiet on the streets and storefronts for a normal Sunday.

Not quite the level of "The Walking Dead" yet, but reminds me of driving on Thanksgiving or Christmas.

Be safe everybody, we'll get through this.
by Enzo IX
Sun Mar 22, 2020 6:35 pm
Forum: Investing - Theory, News & General
Topic: S&P500 and Dow Futures Hit Limit Down After Reaching 5% Down Limit for Monday Open
Replies: 155
Views: 12926

Re: S&P500 and Dow Futures Halted After Reaching 5% Down Limit for Monday Open

justsomeguy2018 wrote:
Sun Mar 22, 2020 6:30 pm
So, Dow 90% of peak possible? Dow 2950?
If it does I'm gonna go against the board and roll the dice and use my emergency fund. Hopefully ride back up to the all-time high with a 900% gain. If it doesn't work, good thing I volunteer at the local rescue mission.
by Enzo IX
Sun Mar 22, 2020 6:28 pm
Forum: Investing - Theory, News & General
Topic: S&P500 and Dow Futures Hit Limit Down After Reaching 5% Down Limit for Monday Open
Replies: 155
Views: 12926

Re: S&P500 and Dow Futures Halted After Reaching 5% Down Limit for Monday Open

Well at least 5% loss of a 70% remaining portfolio is getting to be less of a dollar amount.
by Enzo IX
Sun Mar 22, 2020 5:38 pm
Forum: Personal Finance (Not Investing)
Topic: How does 07-08 compare to the market in 2020?
Replies: 22
Views: 2106

Re: How does 07-08 compare to the market in 2020?

Lazareth, Thanks for the chart, very informative of where we currently stand based on historical standards. One thing that stands out to me is how severe the drawdown was in the great depression. They got hit hard twice, just when they thought it was over in 1932 they had another big drawdown in 1937.
by Enzo IX
Sun Mar 22, 2020 2:11 pm
Forum: Investing - Theory, News & General
Topic: Lost Decade - 2000 - 2010 & International
Replies: 17
Views: 943

Re: Lost Decade - 2000 - 2010 & International

Modern Portfolio Theory at work, great to see non correlating assets working, thanks.
by Enzo IX
Sat Mar 21, 2020 4:19 pm
Forum: Personal Investments
Topic: Guys I Rebalanced (Moved Monies Out Of S&P 500)
Replies: 301
Views: 17797

Re: Guys I Rebalanced (Moved Monies Out Of S&P 500)

Ambitious994, You should do whatever will relieve your anxiety, health is the most important. I actually think the market is going to go lower maybe to about a 50% loss from it's high. The problem is one don't know this for a fact and neither does any of the other posters, that is what makes a free ...
by Enzo IX
Fri Mar 20, 2020 11:17 pm
Forum: Investing - Theory, News & General
Topic: Is it really that bad?
Replies: 96
Views: 7966

Re: Is it really that bad?

Klangfool,

Hang in there, we are all rooting for you. I'm sure everything will be fine.
by Enzo IX
Fri Mar 20, 2020 8:26 pm
Forum: Investing - Theory, News & General
Topic: End of corporate stock buybacks??
Replies: 75
Views: 4474

Re: End of corporate stock buybacks??

There is simply no reason for corporations to need bailouts. They can get as much money as they like by simply doing reverse buybacks, issuing new shares. Corporations spent billions on buybacks. They can collect billions just as easily with reverse buybacks. That could work, corporation buys back ...
by Enzo IX
Fri Mar 20, 2020 7:25 pm
Forum: Investing - Theory, News & General
Topic: Anybody want to guess the bottom of this "dip"?
Replies: 573
Views: 37747

Re: Anybody want to guess the bottom of this "dip"?

We are getting closer just by the tone of the board, no more yawns and who's getting excited by the opportunity. My first guess was way too low, I am now guessing 50% on the Dow and S&P from the high, 15,000 and 1700, could obviously go way lower. Couple more big thrusting blows down and a huge capi...
by Enzo IX
Fri Mar 20, 2020 1:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard High Dividend Yield Index Fund
Replies: 162
Views: 14612

Re: Vanguard High Dividend Yield Index Fund

Right, I knew what it is, more or less. I was confused by your phrasing. Anyway, it looks like it did okay, until it didn't, based on the ETF (NOBL), when compared to the Vg funds that follow a similar strategy. http://i.imgur.com/2F0EqRD.png I don't follow the Dividend Aristocrats fund, but I have...
by Enzo IX
Fri Mar 20, 2020 12:53 pm
Forum: Investing - Theory, News & General
Topic: End of corporate stock buybacks??
Replies: 75
Views: 4474

Re: End of corporate stock buybacks??

And if the company takes on debt for the purpose of doing buy backs? Same problem as company taking debt to give dividends. Exxon Mobil for example is probably doing that right now. :sharebeer Do you know how to read a financial statement? Let’s say you make 100,000 a year, let’s say your cash flow...
by Enzo IX
Thu Mar 19, 2020 5:37 pm
Forum: Personal Finance (Not Investing)
Topic: Actual Layoff: Just Need Some Positive Reassurances
Replies: 42
Views: 4108

Re: Actual Layoff: Just Need Some Positive Reassurances

I am also sorry to hear about the job loss.

You will do just fine with that net worth. Just think of all the other people that lose their employment and don't have any savings.
by Enzo IX
Thu Mar 19, 2020 12:33 am
Forum: Personal Investments
Topic: Unprepared for Potential Great Depression Part 2
Replies: 244
Views: 22811

Re: Unprepared for Potential Great Depression Part 2

To be honest, at this point, it may be too late. The time to get out was weeks ago. Now that you've gone this far, you'd probably best ride it out. At least you'll have a lot of company around here. This. One way or another, the world is gonna get through this and continue to thrive. The unknown is...
by Enzo IX
Wed Mar 18, 2020 5:26 pm
Forum: Investing - Theory, News & General
Topic: End of corporate stock buybacks??
Replies: 75
Views: 4474

Re: End of corporate stock buybacks??

There are reasons why Warren Buffett comes in a gets juicy 8% rates on his convertible preferred stock, yet he doesn't believe in dividends himself.
by Enzo IX
Wed Mar 18, 2020 5:22 pm
Forum: Investing - Theory, News & General
Topic: End of corporate stock buybacks??
Replies: 75
Views: 4474

Re: End of corporate stock buybacks??

You left out one thing. The company buys back 100 shares from executives who were given stock options instead of salary. Then it immediately creates 100 new shares for the next batch of stock options, increasing the number of shares to where they were before. You held and got nothing. Very few comp...
by Enzo IX
Wed Mar 18, 2020 4:58 pm
Forum: Investing - Theory, News & General
Topic: Vanguard High Dividend Yield Index Fund
Replies: 162
Views: 14612

Re: Vanguard High Dividend Yield Index Fund

Sometimes I wonder about the majority of the people that post to these boards. They think that investing is like a math equation, there is only one right way to invest. If you challenge that way of thinking you better have thick skin because you are gonna get called all kinds of names. There is one ...
by Enzo IX
Tue Mar 17, 2020 6:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard High Dividend Yield Index Fund
Replies: 162
Views: 14612

Re: Vanguard High Dividend Yield Index Fund

The only problem with a high dividend stock strategy is that over the past five years, desperate retirees have rushed into these stocks, driving their prices and valuations to ridiculous levels while driving down their yields to where they were less than that of good CDs. So those that got in early...
by Enzo IX
Tue Mar 17, 2020 2:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard High Dividend Yield Index Fund
Replies: 162
Views: 14612

Re: Vanguard High Dividend Yield Index Fund

Forced sale doesn't bother me much in distribution, capital gain tax and qualified dividend tax is the same rate.

I guess my key point is reduced volatility on drawdown is crucial for survival in distribution.

If you believes in French and Fama's work one can even get a slight value premium.
by Enzo IX
Tue Mar 17, 2020 1:56 pm
Forum: Personal Finance (Not Investing)
Topic: Is this a great time to get divorced?
Replies: 11
Views: 1389

Re: Is this a great time to get divorced?

I'm sorry but I don't understand you post.
by Enzo IX
Tue Mar 17, 2020 1:08 pm
Forum: Investing - Theory, News & General
Topic: Vanguard High Dividend Yield Index Fund
Replies: 162
Views: 14612

Re: Vanguard High Dividend Yield Index Fund

Having a partial dividend strategy is great in the distribution phase of a persons life. I don't think enough people realize the strategy in the accumulation phase is different than the distribution phase. Volatility in the drawdown stage is one of the main killers of a person's portfolio survival. ...
by Enzo IX
Tue Mar 17, 2020 12:11 pm
Forum: Investing - Theory, News & General
Topic: Will the F.I.R.E. movement survive?
Replies: 98
Views: 7060

Re: Will the F.I.R.E. movement survive?

It will survive and thrive. Work until the day you die will never replace the lure of being financially independent. Retiring early should always be a stretch goal. What if you miss? Retire a bit later. Right on, Early FI should be everyone’s goal. The sooner one is FI, the more options, choices an...