Bogleheads.org

Fisherman

Thanks

Fisherman

Thanks for the suggestions, so is not a good idea if one want to do premed in college to complete Biology requirement during summer in a good college summer credit class

Fisherman

Thank you all

Fisherman

Thanks for the input

Fisherman

Do summer college credit courses for high school students help in college acceptance.

Thanks

Fisherman

Which are focused a bit more on undergraduates than graduate students, for example percentage of professors rather than graduate students teaching etc.

Thank you all

Fisherman

[quote=" A Brown type would be much happier at Bowdoin than at Columbia. Applying to all Ivies is a sign that you've got your priorities wrong.[/quote]

What are the differences between these top schools? Could you please elaborate the differences.

Fisherman

Thanks xpe and Bogglegrapper for the link

Fisherman

Thanks Livesoft, a good article and very reassuring.

Fisherman

Agree with you THY. Nisiprius, It is not the Ivy or non-Ivy question. Can a student in a public school get all the guidance and help to get into one of the best schools in the country either Ivy or non-ivy or help with merit scholarships etc. As THY mentioned, it is not possible and not happening wi...

Fisherman

Thank you all for the suggestions.

Fisherman

Thanks livesoft that was a good blog. I think I saw some suggestions on books as well on that blog. http://thechoice.blogs.nytimes.com/2013/06/14/summer-reading-college-admissions/?module=BlogPost-Title&version=Blog%20Main&contentCollection=Book%20Report&action=Click&pgtype=Blogs&...

Fisherman

Sambb,

Would it be possible to share a bit more how it opened more doors to you. Are there any differences between the Ivies in regard to non-engineering science studies

thank you

Fisherman

TT appreciate your long post
Leesbro did you hire the local counselor or away from home
And usually how much do they charge

Fisherman

Thank you all, very informative to me. I don't consider my self as an helicopter parent, if so I would have asked this question when he Was a freshman. May I know what you all think other top non ivy schools are for non engineering students. Would like to avoid large schools Are there any difference...

Fisherman

Our state universities are average, that is why many kids are applying for out of state schools. Per the school my son is in the top 5%, but it looks like only 2% of the kids are accepted to the so called top schools. I think anybody in the top 10% from their school are very good, they take around 1...

Fisherman

It is a good competitive magnet school but only 2% , around 7 or 8 go to Ivies, I think the councelors are too busy to give any good advice in school.

I am not absolutely fixated on Ivies, but looking for a strong academic school where kids can learn from each other

Thank you all

Fisherman

Does a private college counselor help for Ivy league college admissions? My son is a junior at a public school and doesn't get much help from school counselors, only two for a class of 450. It looks like there are several Bogleheads from Ivys. Appreciate any suggestions on college admissions to top ...

Fisherman

Surfer life, what is the advantage of dual voltage for treadmills you mentioned

Fisherman

I just looked at smoothfitness web site, looks like they have good warranty as well

Thanks Lady geek

Fisherman

It also depends on the type if elliptical, their stride length etc. They are supposed to be better than treadmills on joint strain

Fisherman

The gym i used to go to had Precors and like you said they are good, the ones in the gym are expe sive like you said

Fisherman

Regarding the sole f80, is it a folding treadmill and how much space does it save?

Thanks island

Fisherman

Anybody using AFG ellipticals? consumer reports has good rating on it

Fisherman

Thanks Island. How is the precor elliptical's leg length stride. Is it comfortable for both males and females, thanks

Fisherman

Thank you all, I also heard good things about Sole

Fisherman

Any body bought a new treadmill or elliptical recently? I am looking for a good quality one. I appreciate suggestions for both, Kids play tennis and they prefer treadmill and my wife likes elliptical.

Thank you all

Fisherman

Another vote for BlackRock LifePath Target Date Funds 2015-2055 - ER= 0.09% Blackrock manages one of the well run target date indexes with very low cost. They advice the federal Thrift savings plan as well. You can select the target date that gives 90/10 mix. Overall your plan is giving you good cho...

Fisherman

Thanks Harikaried for the link

Fisherman

Longtimelurker

Agree with you and Vanguard is a better choice.

Fisherman

Thank you Taylor. I really liked the TSP plan. It is less aggressive than other TDF, very low expense and looks like TSP uses treasuries more for bond allocation. As you suggested using TSP as a guide. Agree with you on Vanguard Target date indexes. The problem with many of the 401K plans are, not o...

Fisherman

TIAA-CREFF and Fidelity does offer Target date index funds for institutional investors at low expense. Please review the money magazine review on best mutual funds http://money.usnews.com/funds/mutual-funds/target-date Overall by reviewing Vanguard and TIAA, both are good but Vanguard appears a bit ...

Fisherman

Thanks for the input. We are going to request target date index funds. Is there any difference between TIAA-CREF target date index/Vanguard TDF Index/Fidelity target date index, all the three have low expense ratios Just I want to educate myself if they suggest other TDF indexes instead of Vanguard ...

Fisherman

Dear all, Need some guidance on the best target date funds available. Our 401k plan is considering changing the investment choices in our plan and requested fund suggestions from plan participants as well. Currently they have Fidelity freedom funds with expense ration of around 0.70. They can includ...

Fisherman

Thanks Lady Geek for the link.

Apart from investments, is there any thing else I need to ask regarding the plan structure .
What % do you all consider a good match

Thanks

Fisherman

The TSP plan looks very simple and efficient, do they have their own index or they invest with fidelity or vanguard?

Fisherman

Not in the current plan, we asked them to include it last year and they didn't, it looks like plan expenses go a bit higher with that, we will ask them again

Fisherman

I think there may be around 10,000 working in the company. What is the Government TSP?
Thanks

Fisherman

How important it is to have REIT index and Tips fund in the plan?
Do we need to have a intermediate term corporate bond index as well or Total bond market index will cover this and TIPs

Fisherman

Target date funds are already included, the current fidelity target date funds have expense ratio of .45%

Fisherman

Dear Members, I work in a medium sized health care company. In our existing retirement plan managed by Fidelity, only 2 index funds are provided,sp500 and total bond market. Plan is a combination of 401k/403B. We complained a lot for not including a few other spartan index funds. They listened to us...

Fisherman

According to a recent comments by professor Schiller of Yale, a diversified portfolio of stocks and bonds gives a better investment return than owning a house.

Fisherman

Thank you all. In TD account one can buy additional 10K I or EEbonds as gift, in the same account. Are there any disadvantages to buy the 10K as gift to wife, so that don't have to open two accounts. There is a tab [deliver), what happens when you select deliver, does it deliver the gift? In which w...

Fisherman

Agree, a bit disappointing. I think inflation is higher than they are suggesting. What are the after tax returns of EE bonds after 20 years(withdrew the money) at various tax brackets(say the current tax rates don't go up). I am wondering at what marginal tax bracket, the return doesn't justify EE b...

Fisherman

Thanks guys with your advice, I baught mine 2 weeks back

Fisherman

Thanks, I spoke to fidelity, like you all said they will allow it. Will call vanguard again. I have got accounts at both, overall, fidelity retirement specialists appear to be more knowledgeable in this issue.

Thanks

Fisherman

Thanks, I just called Fidelity and the plan doesn't have brokerage link option. I wish the current plan has other index choices like Tips index, treasuries etc. Any downside to set up a Fidelity individual 401k for roll over from previous job and contiue back door Roth with nondeductable IRA every y...

Fisherman

Thanks tfb and bkchris.
How are the investment choices and ER with Fidelity solo 401k! Hope that there won't be a problem to do backdoor Roth from TIRA to RIRA(is solo 401k shielded like employer 401k).
As IRS rules are same for every company, why Vanguard doesn't allow rollovers!
Thanks

Fisherman

Thanks James . My speaking income is small but can file schedule C, even then it Vanguard doesn't accept roll over? What about fidelity I 401k, they told me that they will accept, I will reconfrm, thx

Fisherman

Appreciate advice from the experts on the forum regarding my retirement plans. My old employer merged with a big organization last year. The old employer's 401 k and profit sharing plan which I contributed to will be closed this year and I have to either roll that into new employer's 401a + 403 b pl...

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