Search found 126 matches

by Fisherman
Wed Apr 29, 2015 9:26 pm
Forum: Personal Consumer Issues
Topic: Summer college credit courses for high school students
Replies: 24
Views: 3085

Re: Summer college credit courses for high school students

Thanks for the suggestions, so is not a good idea if one want to do premed in college to complete Biology requirement during summer in a good college summer credit class
by Fisherman
Mon Apr 27, 2015 6:30 pm
Forum: Personal Consumer Issues
Topic: Summer college credit courses for high school students
Replies: 24
Views: 3085

Summer college credit courses for high school students

Do summer college credit courses for high school students help in college acceptance.

Thanks
by Fisherman
Wed Dec 03, 2014 10:21 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Which are focused a bit more on undergraduates than graduate students, for example percentage of professors rather than graduate students teaching etc.

Thank you all
by Fisherman
Wed Dec 03, 2014 6:34 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

[quote=" A Brown type would be much happier at Bowdoin than at Columbia. Applying to all Ivies is a sign that you've got your priorities wrong.[/quote]


What are the differences between these top schools? Could you please elaborate the differences.
by Fisherman
Wed Dec 03, 2014 7:38 am
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Thanks xpe and Bogglegrapper for the link
by Fisherman
Sun Nov 30, 2014 1:15 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Thanks Livesoft, a good article and very reassuring.
by Fisherman
Thu Nov 27, 2014 9:07 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Agree with you THY. Nisiprius, It is not the Ivy or non-Ivy question. Can a student in a public school get all the guidance and help to get into one of the best schools in the country either Ivy or non-ivy or help with merit scholarships etc. As THY mentioned, it is not possible and not happening wi...
by Fisherman
Thu Nov 27, 2014 12:03 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Thank you all for the suggestions.
by Fisherman
Thu Nov 27, 2014 11:59 am
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Thanks livesoft that was a good blog. I think I saw some suggestions on books as well on that blog. http://thechoice.blogs.nytimes.com/2013/06/14/summer-reading-college-admissions/?module=BlogPost-Title&version=Blog%20Main&contentCollection=Book%20Report&action=Click&pgtype=Blogs&...
by Fisherman
Wed Nov 26, 2014 9:21 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Sambb,

Would it be possible to share a bit more how it opened more doors to you. Are there any differences between the Ivies in regard to non-engineering science studies

thank you
by Fisherman
Wed Nov 26, 2014 6:20 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

TT appreciate your long post
Leesbro did you hire the local counselor or away from home
And usually how much do they charge
by Fisherman
Wed Nov 26, 2014 6:15 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Thank you all, very informative to me. I don't consider my self as an helicopter parent, if so I would have asked this question when he Was a freshman. May I know what you all think other top non ivy schools are for non engineering students. Would like to avoid large schools Are there any difference...
by Fisherman
Wed Nov 26, 2014 1:03 pm
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

Our state universities are average, that is why many kids are applying for out of state schools. Per the school my son is in the top 5%, but it looks like only 2% of the kids are accepted to the so called top schools. I think anybody in the top 10% from their school are very good, they take around 1...
by Fisherman
Wed Nov 26, 2014 11:54 am
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Re: Private college counselor

It is a good competitive magnet school but only 2% , around 7 or 8 go to Ivies, I think the councelors are too busy to give any good advice in school.

I am not absolutely fixated on Ivies, but looking for a strong academic school where kids can learn from each other

Thank you all
by Fisherman
Wed Nov 26, 2014 10:14 am
Forum: Personal Consumer Issues
Topic: Private college counselor
Replies: 78
Views: 6716

Private college counselor

Does a private college counselor help for Ivy league college admissions? My son is a junior at a public school and doesn't get much help from school counselors, only two for a class of 450. It looks like there are several Bogleheads from Ivys. Appreciate any suggestions on college admissions to top ...
by Fisherman
Sun Sep 28, 2014 6:22 am
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills [vs. Ellipticals]

Surfer life, what is the advantage of dual voltage for treadmills you mentioned
by Fisherman
Fri Sep 26, 2014 8:53 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills [vs. Ellipticals]

I just looked at smoothfitness web site, looks like they have good warranty as well

Thanks Lady geek
by Fisherman
Fri Sep 26, 2014 4:54 am
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

It also depends on the type if elliptical, their stride length etc. They are supposed to be better than treadmills on joint strain
by Fisherman
Sun Sep 14, 2014 4:47 am
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

The gym i used to go to had Precors and like you said they are good, the ones in the gym are expe sive like you said
by Fisherman
Sat Sep 13, 2014 10:50 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

Regarding the sole f80, is it a folding treadmill and how much space does it save?

Thanks island
by Fisherman
Sat Sep 13, 2014 10:20 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

Anybody using AFG ellipticals? consumer reports has good rating on it
by Fisherman
Sat Sep 13, 2014 10:09 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

Thanks Island. How is the precor elliptical's leg length stride. Is it comfortable for both males and females, thanks
by Fisherman
Sat Sep 13, 2014 9:54 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Re: Treadmills

Thank you all, I also heard good things about Sole
by Fisherman
Sat Sep 13, 2014 6:05 pm
Forum: Personal Consumer Issues
Topic: Treadmills [vs. Ellipticals]
Replies: 55
Views: 6260

Treadmills [vs. Ellipticals]

Any body bought a new treadmill or elliptical recently? I am looking for a good quality one. I appreciate suggestions for both, Kids play tennis and they prefer treadmill and my wife likes elliptical.

Thank you all
by Fisherman
Sat Jun 21, 2014 5:22 pm
Forum: Investing - Help with Personal Investments
Topic: 401k Advice: More Opinions
Replies: 11
Views: 1670

Re: 401k Advice: More Opinions

Another vote for BlackRock LifePath Target Date Funds 2015-2055 - ER= 0.09% Blackrock manages one of the well run target date indexes with very low cost. They advice the federal Thrift savings plan as well. You can select the target date that gives 90/10 mix. Overall your plan is giving you good cho...
by Fisherman
Sat Jun 07, 2014 8:08 pm
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Re: Target date funds

Thanks Harikaried for the link
by Fisherman
Sat Jun 07, 2014 6:32 pm
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Re: Target date funds

Longtimelurker

Agree with you and Vanguard is a better choice.
by Fisherman
Sat Jun 07, 2014 6:51 am
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Re: Target date funds

Thank you Taylor. I really liked the TSP plan. It is less aggressive than other TDF, very low expense and looks like TSP uses treasuries more for bond allocation. As you suggested using TSP as a guide. Agree with you on Vanguard Target date indexes. The problem with many of the 401K plans are, not o...
by Fisherman
Fri Jun 06, 2014 6:05 am
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Re: Target date funds

TIAA-CREFF and Fidelity does offer Target date index funds for institutional investors at low expense. Please review the money magazine review on best mutual funds http://money.usnews.com/funds/mutual-funds/target-date Overall by reviewing Vanguard and TIAA, both are good but Vanguard appears a bit ...
by Fisherman
Thu Jun 05, 2014 8:51 pm
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Re: Target date funds

Thanks for the input. We are going to request target date index funds. Is there any difference between TIAA-CREF target date index/Vanguard TDF Index/Fidelity target date index, all the three have low expense ratios Just I want to educate myself if they suggest other TDF indexes instead of Vanguard ...
by Fisherman
Thu Jun 05, 2014 7:28 am
Forum: Investing - Help with Personal Investments
Topic: Target date funds
Replies: 20
Views: 2995

Target date funds

Dear all, Need some guidance on the best target date funds available. Our 401k plan is considering changing the investment choices in our plan and requested fund suggestions from plan participants as well. Currently they have Fidelity freedom funds with expense ration of around 0.70. They can includ...
by Fisherman
Mon Apr 28, 2014 5:00 pm
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

Thanks Lady Geek for the link.

Apart from investments, is there any thing else I need to ask regarding the plan structure .
What % do you all consider a good match

Thanks
by Fisherman
Mon Apr 28, 2014 12:45 pm
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

The TSP plan looks very simple and efficient, do they have their own index or they invest with fidelity or vanguard?
by Fisherman
Mon Apr 28, 2014 12:19 pm
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

Not in the current plan, we asked them to include it last year and they didn't, it looks like plan expenses go a bit higher with that, we will ask them again
by Fisherman
Mon Apr 28, 2014 8:56 am
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

I think there may be around 10,000 working in the company. What is the Government TSP?
Thanks
by Fisherman
Mon Apr 28, 2014 4:29 am
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

How important it is to have REIT index and Tips fund in the plan?
Do we need to have a intermediate term corporate bond index as well or Total bond market index will cover this and TIPs
by Fisherman
Sun Apr 27, 2014 8:02 pm
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

Re: [Help needed to create] Ideal 401K plan

Target date funds are already included, the current fidelity target date funds have expense ratio of .45%
by Fisherman
Sun Apr 27, 2014 6:12 pm
Forum: Personal Finance (Not Investing)
Topic: [Help needed to create] Ideal 401K plan
Replies: 18
Views: 3721

[Help needed to create] Ideal 401K plan

Dear Members, I work in a medium sized health care company. In our existing retirement plan managed by Fidelity, only 2 index funds are provided,sp500 and total bond market. Plan is a combination of 401k/403B. We complained a lot for not including a few other spartan index funds. They listened to us...
by Fisherman
Sun May 05, 2013 5:48 pm
Forum: Investing - Help with Personal Investments
Topic: Anyone wish to share their play money investments?
Replies: 56
Views: 4717

Re: Anyone wish to share their play money investments?

According to a recent comments by professor Schiller of Yale, a diversified portfolio of stocks and bonds gives a better investment return than owning a house.
by Fisherman
Wed May 01, 2013 11:06 pm
Forum: Investing - Help with Personal Investments
Topic: I bond composite rate for May, 1.18%
Replies: 6
Views: 1515

Re: I bond composite rate for May, 1.18%

Thank you all. In TD account one can buy additional 10K I or EEbonds as gift, in the same account. Are there any disadvantages to buy the 10K as gift to wife, so that don't have to open two accounts. There is a tab [deliver), what happens when you select deliver, does it deliver the gift? In which w...
by Fisherman
Wed May 01, 2013 2:05 pm
Forum: Investing - Help with Personal Investments
Topic: I bond composite rate for May, 1.18%
Replies: 6
Views: 1515

Re: I bond composite rate for May, 1.18%

Agree, a bit disappointing. I think inflation is higher than they are suggesting. What are the after tax returns of EE bonds after 20 years(withdrew the money) at various tax brackets(say the current tax rates don't go up). I am wondering at what marginal tax bracket, the return doesn't justify EE b...
by Fisherman
Wed May 01, 2013 9:16 am
Forum: Investing - Help with Personal Investments
Topic: I bond composite rate for May, 1.18%
Replies: 6
Views: 1515

I bond composite rate for May, 1.18%

Thanks guys with your advice, I baught mine 2 weeks back
by Fisherman
Tue Apr 30, 2013 10:05 pm
Forum: Investing - Help with Personal Investments
Topic: Individual 401 K
Replies: 13
Views: 7869

Re: Individual 401 K

Thanks, I spoke to fidelity, like you all said they will allow it. Will call vanguard again. I have got accounts at both, overall, fidelity retirement specialists appear to be more knowledgeable in this issue.

Thanks
by Fisherman
Tue Apr 30, 2013 8:39 am
Forum: Investing - Help with Personal Investments
Topic: Individual 401 K
Replies: 13
Views: 7869

Re: Individual 401 K

Thanks, I just called Fidelity and the plan doesn't have brokerage link option. I wish the current plan has other index choices like Tips index, treasuries etc. Any downside to set up a Fidelity individual 401k for roll over from previous job and contiue back door Roth with nondeductable IRA every y...
by Fisherman
Tue Apr 30, 2013 4:29 am
Forum: Investing - Help with Personal Investments
Topic: Individual 401 K
Replies: 13
Views: 7869

Re: Individual 401 K

Thanks tfb and bkchris.
How are the investment choices and ER with Fidelity solo 401k! Hope that there won't be a problem to do backdoor Roth from TIRA to RIRA(is solo 401k shielded like employer 401k).
As IRS rules are same for every company, why Vanguard doesn't allow rollovers!
Thanks
by Fisherman
Mon Apr 29, 2013 10:16 pm
Forum: Investing - Help with Personal Investments
Topic: Individual 401 K
Replies: 13
Views: 7869

Re: Individual 401 K

Thanks James . My speaking income is small but can file schedule C, even then it Vanguard doesn't accept roll over? What about fidelity I 401k, they told me that they will accept, I will reconfrm, thx
by Fisherman
Mon Apr 29, 2013 9:33 pm
Forum: Investing - Help with Personal Investments
Topic: Individual 401 K
Replies: 13
Views: 7869

Individual 401 K

Appreciate advice from the experts on the forum regarding my retirement plans. My old employer merged with a big organization last year. The old employer's 401 k and profit sharing plan which I contributed to will be closed this year and I have to either roll that into new employer's 401a + 403 b pl...

Go to advanced search