Search found 459 matches

by legio XX
Tue Nov 13, 2018 7:12 pm
Forum: Personal Consumer Issues
Topic: Dual SIM smart phone
Replies: 5
Views: 616

Re: Dual SIM smart phone

Thanks, Kramer. This helped me find the right questions to ask. You were right about the nano SIMs. The sales guy suggested that I was looking at the specs for an older version of the same model phone. Bought a Nokia 6.1 at B&H Photo in New York for $200 and they even clipped my euro mini SIM down t...
by legio XX
Tue Nov 13, 2018 6:56 pm
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Re: Point and shoot camera

I’d get the most recent cheap Canon point and shoot that has been hacked by the Canon Hack Development Kit: http://chdk.wikia.com/wiki/CHDK_for_Dummies The P&S Canons often have the same processors and other fancy hardware as the DSLRs and are hobbled by the firmware. CHDK lets you overwrite the fi...
by legio XX
Mon Nov 12, 2018 8:36 am
Forum: Personal Consumer Issues
Topic: Dual SIM smart phone
Replies: 5
Views: 616

Dual SIM smart phone

I could use a dual SIM phone so that I don't have to keep two phones going to keep in touch with overseas colleagues. My current phone is a basic Samsumg J3. There's a dual SIM J7 listed on BestBuy. Not really looking for a higher end phone as my uses are basic, and price is always an issue. Can tho...
by legio XX
Sun Nov 11, 2018 6:58 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Re: Point and shoot camera

You might find this article of interest in figuring out which features to key in on when picking your camera. Unless you plan to do serious enlargements, any of the point and shoots give you enough megapixels these days. But some of the other features may make a big difference. Any reason not to co...
by legio XX
Sun Nov 11, 2018 5:26 am
Forum: Personal Consumer Issues
Topic: Looking for computer suggestions
Replies: 17
Views: 1369

Re: Looking for computer suggestions

I'm about two years into a Lenovo Yoga 700 and it's doing the job for me. When I was shopping for this one, others suggested the more powerful 900 models. Seldom use it in tablet mode but it's great to have when needed.
by legio XX
Sat Nov 10, 2018 8:14 am
Forum: Personal Finance (Not Investing)
Topic: Doing taxes by hand
Replies: 83
Views: 4822

Re: Doing taxes by hand

For folks doing paper. Do you print all forms and instructions at home? Or order them somehow? Last year I was gonna try by hand as well. our library didn’t have the forms. My experience matches what others have already posted. The library and post office no longer have the IRS forms in my neighbor...
by legio XX
Fri Nov 09, 2018 8:09 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Re: Point and shoot camera

did you peruse all the sub sections? https://thewirecutter.com/reviews/best-point-and-shoot-under-500/ if you dont want to spend more than $500, then there really is no difference between your phone and a dedicated camera... The phone can take very nice photos, but I am used to the feel of a camera...
by legio XX
Fri Nov 09, 2018 7:37 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Re: Point and shoot camera

PFInterest wrote:
Fri Nov 09, 2018 7:26 am
wait for black friday.
while you are waiting, read this: https://thewirecutter.com/reviews/best- ... ot-camera/
Ouch! Those are $700 buck cameras - too rich for me - that's what I pay for the flight!
by legio XX
Fri Nov 09, 2018 7:31 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Re: Point and shoot camera

Ooops. Forgot to mention: I'm leaving for Italy in 10 days and picture-taking is important - so waiting for Black Friday is out - for the camera.
Wire-cutter, check, will do.
by legio XX
Fri Nov 09, 2018 7:05 am
Forum: Personal Consumer Issues
Topic: Point and shoot camera
Replies: 114
Views: 4814

Point and shoot camera

My old Nikon CoolPix just died, aged about 15 years. I need a new camera - yes, I know my phone takes pictures and it's gotten me some surprisingly good ones, but I want a camera. I am no photographer so a point and shoot will do just fine. Did a scan of the offerings on eBay and Amazon and don't un...
by legio XX
Fri Nov 09, 2018 6:54 am
Forum: Personal Consumer Issues
Topic: aerobic exercise: rower vs. treadmill and elliptical
Replies: 44
Views: 3812

Re: aerobic exercise: rower vs. treadmill and elliptical

I have bum knees so the treadmill is strictly a fast-walk warmup. A lot of people swear by ellipticals, but between the two I prefer the rower. My PT got me started on that and it's very easy to get your training rate even if it's a lot higher than mine.
by legio XX
Thu Nov 08, 2018 10:48 am
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 4567

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

I kind of left this up in the air and forgot about it. Magic Jack has just started sending me renewal emails and that reminded me. Here's why I gave up on them: I started with MJ in 2009 on the advice of a phone co rep who admitted to using it himself. Back then, the MJ only worked when the computer...
by legio XX
Wed Nov 07, 2018 2:07 pm
Forum: Personal Consumer Issues
Topic: Moving TMobile account from flip phone to iPhone
Replies: 17
Views: 743

Re: Moving TMobile account from flip phone to iPhone

I'm sorry maybe I was not specific enough. Mine is not really a plan, it is a pay as you go plan where if I purchase minutes, they are valid for the whole year then roll over. But I guess that is the same difference anyway. In which case, you are right, I should either go with one of the latest ava...
by legio XX
Mon Nov 05, 2018 8:12 am
Forum: Personal Consumer Issues
Topic: Post FiRE job...teaching??
Replies: 33
Views: 3918

Re: Post FiRE job...teaching??

Personally i think id love to teach but not to mark loadsa papers ;) If you find that planet, let me know :wink: Seriously, assuming that PM means Project Management (Prime Minister, post meridiem, post-mortem, personal message :confused ) you can probably find course descriptions and syllabi onlin...
by legio XX
Mon Nov 05, 2018 7:11 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe Federal + State $29.95
Replies: 97
Views: 7990

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

Thanks neilpilot and lady Geek - will definitely look into this.
by legio XX
Mon Nov 05, 2018 7:09 am
Forum: Personal Finance (Not Investing)
Topic: Teaching kids there is an ample amount of money
Replies: 108
Views: 7965

Re: Teaching kids there is ample amount of money

I guess my subject could be read the wrong way. I don't want my kids to think there is an ample amount of money from Mom and Dad, but there is an ample amount of money in the world for blessed people who have solid values. I think it would especially hit home on a family trip to a 3rd world country...
by legio XX
Mon Nov 05, 2018 6:30 am
Forum: Personal Finance (Not Investing)
Topic: H&R Block 2018 Tax Software Deluxe Federal + State $29.95
Replies: 97
Views: 7990

Re: H&R Block 2018 Tax Software Deluxe Federal + State $29.95

H&R Block program allows to do the taxes for as many people you like (I believe, never tried more than about four) and free federal efile for (5) of those returns. OK, people keep mentioning "free efile." I'm used to paper and pencil, comfortable with paper and pencil, not a complicated return. I w...
by legio XX
Sat Oct 27, 2018 9:35 pm
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27768

Re: How many of you have cut the cord?

BashDash wrote:
Fri Oct 26, 2018 9:39 am
Legio xx:
In Manhattan instead of an antenna check out locast.org.

It has an app on roku and is coming out with one for Apple TV.

All local channels without an antenna. Free too. Not available in all cities but it is in ny
Looked it up. Thanks. Will think again about getting a Roku.
by legio XX
Fri Oct 26, 2018 6:18 am
Forum: Personal Consumer Issues
Topic: How many of you have cut the cord?
Replies: 244
Views: 27768

Re: How many of you have cut cord?

SlingTV is a month-to-month subscription. So yes, you do get channels you may not use but you can just subscribe for the month(s) you want to watch and then cancel and subscribe again later if you like. We find it to be very economical for in-market MLB baseball - six months on, six months off. I s...
by legio XX
Sun Oct 14, 2018 7:39 pm
Forum: Personal Consumer Issues
Topic: Tips for staying active / injury-free into older age
Replies: 162
Views: 14577

Re: Tips for staying active / injury-free into older age

I think it's a matter of finding something you really want to do and then keeping in shape to do it. The old "train in order to train" line. I haul my butt out to the park so I can get same to class that night, and earn some more bragging/complaining points. A good PT also helps . . . OK, preventing...
by legio XX
Sun Oct 14, 2018 6:51 pm
Forum: Personal Finance (Not Investing)
Topic: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing?
Replies: 103
Views: 9878

Re: “$1000/month job is worth $300k in retirement funds” // What are some retirement jobs you would actually enjoy doing

I think getting a job as a substitute teacher is one of the best retirement jobs you could have (obviously my opinion). I had this job for about 8 months after I graduated college. And it paid $75 per day you subbed (that was in a small rural school district 20 some years ago). I remember thinking ...
by legio XX
Mon Sep 10, 2018 6:21 pm
Forum: Personal Consumer Issues
Topic: finding the error in my federal tax return
Replies: 18
Views: 1931

Re: finding the error in my federal tax return

Yep, that's the message. Thanks, will go back and try again. While I wait for the IRS to tell me all the paper I just sent them should have been submitted to my non-existent online acc't . . . .
by legio XX
Mon Sep 10, 2018 6:18 pm
Forum: Personal Finance (Not Investing)
Topic: IRS: Great customer service?
Replies: 27
Views: 2929

Re: IRS: Great customer service?

I prepared to call the IRS. I blocked out a chunk of my afternoon. I expected to descend into phone tree purgatory with no satisfactory resolution of my problem. There was a phone tree. There was a 15 minute hold time. However, I was connected with a very helpful customer service agent who had acce...
by legio XX
Mon Sep 10, 2018 8:10 am
Forum: Personal Consumer Issues
Topic: finding the error in my federal tax return
Replies: 18
Views: 1931

Re: finding the error in my federal tax return

If you don't mind spreadsheets, see either of https://sites.google.com/site/excel1040/ (Prettier formatting) . . . This looks good, but it won't let me actually enter any information, not even the basic stuff like line 7. I get messages that the cell is protected, etc. And I can't unprotect the fil...
by legio XX
Sun Sep 09, 2018 6:13 pm
Forum: Personal Consumer Issues
Topic: finding the error in my federal tax return
Replies: 18
Views: 1931

Re: finding the error in my federal tax return

If you don't mind spreadsheets, see either of https://sites.google.com/site/excel1040/ (Prettier formatting) . . . This looks good, but it won't let me actually enter any information, not even the basic stuff like line 7. I get messages that the cell is protected, etc. And I can't unprotect the fil...
by legio XX
Fri Aug 31, 2018 8:20 pm
Forum: Personal Consumer Issues
Topic: Body language coach?
Replies: 26
Views: 2947

Re: Body language coach?

This is the most sound advice so far. Also the advice to be videotaped. Very revealing. Be yourself, do not copy anyone. Are you a product expert? If not become one. That will shine through above any personality traits. Body language can be learned, however. It’s a matter of not allowing inner thou...
by legio XX
Mon Aug 27, 2018 5:50 pm
Forum: Personal Consumer Issues
Topic: finding the error in my federal tax return
Replies: 18
Views: 1931

Re: finding the error in my federal tax return

Folks, Thanks. Just to let you know that I am following up on some of the suggestions. I had a lot more capital gains this year - consider it a kind of rebalancing - and expected a bit of a hit. But, I am pretty far down the income scale so it was more than I expected. The increased SS liability was...
by legio XX
Mon Aug 27, 2018 9:01 am
Forum: Personal Consumer Issues
Topic: finding the error in my federal tax return
Replies: 18
Views: 1931

finding the error in my federal tax return

I do my taxes by hand and until 2017 no problem - the one gaffe I can recall, they sent a larger refund. The feds want an extra couple of hundred for 2017, and they are probably right, but I want to find where I loused up, and they don't tell you that part. I don't file online, but I have no objecti...
by legio XX
Mon Aug 27, 2018 8:46 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3822
Views: 1079245

Re: What Movie Have You Recently Watched?

New Spike Lee movie was very good. Made me really sad at the end though. Watched this with a mixed group of older folks who could remember the times involved and early-arriving students, mostly foreign, plus a few Spike Lee devotees, filmmaker majors. The various groups reacted at different points ...
by legio XX
Sun Jul 15, 2018 7:41 am
Forum: Personal Consumer Issues
Topic: Be Careful Using Mailboxes
Replies: 62
Views: 9249

Re: Be Careful Using Mailboxes

The main point here is concern about mail being stolen from USPS drop boxes. It would arguably be wise to avoid as much as possible placing mail in a drop box after the last pickup for the day. USPS typically lists scheduled times for pickups on the boxes. Yeh, there are notices on the mailboxes (N...
by legio XX
Wed Jun 20, 2018 7:37 am
Forum: Personal Consumer Issues
Topic: gray hair
Replies: 130
Views: 9209

Re: gray hair

A competent stylist/colorist makes all the difference in the world. When my long-term stylist retired it took me a couple of years to find another and no way I could afford to keep up the color. Don't really miss it. Good coloring is subtle - most people never noticed I wasn't natural because a reas...
by legio XX
Mon Jun 18, 2018 9:03 am
Forum: Personal Finance (Not Investing)
Topic: Lost job. Take early SS or draw from accounts?
Replies: 54
Views: 6312

Re: Lost job. Take early SS or draw from accounts?

Got it. Wants a solution without changing anything. Many folks want that, but sometimes we have to do what we have to do. Eventually, we run out of alternatives and money. Big difference between not changing anything and considering carefully what to change. "Move, New York is so expensive . . ." i...
by legio XX
Mon Jun 18, 2018 8:46 am
Forum: Personal Finance (Not Investing)
Topic: Lost job. Take early SS or draw from accounts?
Replies: 54
Views: 6312

Re: Lost job. Take early SS or draw from accounts?

I think she basically wants me to help her find a job. That would be the ideal solution, to be unemployed for as short a time as possible. Just the exercise of putting together a new resume could be an eye-opener. :shock: I just did a skills-based resume and the "translation" from the academic CV t...
by legio XX
Sun Jun 17, 2018 9:08 am
Forum: Personal Finance (Not Investing)
Topic: Lost job. Take early SS or draw from accounts?
Replies: 54
Views: 6312

Re: Lost job. Take early SS or draw from accounts?

I suggested she move to a LCOL area, get rid of her car, get a roommate, etc, but I was shut down on everything. All good suggestions. Rejecting all of them out of hand says either doesn't understand the situation, has given up, or just doesn't want your help. That's unfortunate. I frequently get s...
by legio XX
Fri Jun 15, 2018 11:53 am
Forum: Personal Consumer Issues
Topic: Non-alcoholic drinks for wedding
Replies: 79
Views: 4189

Re: Non-alcoholic drinks for wedding

It is an afternoon wedding. We are serving 2 types of meat, fresh fruit salad, rolls, 2 or 3 kinds of pasta salads, and I feel like there is something else that I can not remember off the top of my head Salad salad, the green stuff? Any kind of vegetable? Pasta salads can be kind of heavy. Whole gr...
by legio XX
Fri Jun 15, 2018 5:48 am
Forum: Personal Consumer Issues
Topic: Non-alcoholic drinks for wedding
Replies: 79
Views: 4189

Re: Non-alcoholic drinks for wedding

For various reasons (people taking multiple meds not compatible with alcohol, people in recovery) some people made their entertaining and events chem free (no smoking, alcohol or recreational drugs) a long time ago. We all survived. If you go the soda/pop route, please provide water, fizzy water (se...
by legio XX
Thu Jun 14, 2018 5:46 am
Forum: Investing - Theory, News & General
Topic: The Deep History of Stock & Bond Returns
Replies: 75
Views: 5693

Re: The Deep History of Stock & Bond Returns

Just to add more flavor to the deep history of stocks and bonds, beyond the tables and charts: Early Bond Trading Era — 14th century bankers in an Italian counting house. https://i.imgur.com/2rPoKUg.png Source: Wikipedia This is a depiction of the vice of avaritia (greed). :twisted: https://www.bl....
by legio XX
Sun Jun 10, 2018 7:48 am
Forum: Personal Finance (Not Investing)
Topic: Bogleheads' College Philosophy question
Replies: 68
Views: 4093

Re: Bogleheads' College Philosophy question

Community college can be a very good way to save on 2 years of undergrad. Yes, it can save money, but it's not as straightforward as this post implies. There are surprisingly highly qualified faculty members. Because there are no other jobs available, especially in fields like humanities. People wh...
by legio XX
Sat Jun 09, 2018 8:25 am
Forum: Personal Consumer Issues
Topic: Rowing machine motivation
Replies: 82
Views: 5807

Re: Rowing machine motivation

+1 on what black jack said. It all depends on what you are trying to do and where you are starting from. I was advised to try a rower because I can't run - knees won't take it - and quick-walking on the treadmill with the elevation ramped up was booooring. And I just didn't feel worked out even thou...
by legio XX
Sat Jun 09, 2018 7:22 am
Forum: Personal Consumer Issues
Topic: What Movie Have You Recently Watched?
Replies: 3822
Views: 1079245

Re: What Movie Have You Recently Watched?

We just went to see Solo and we loved it. I recommend it. Solo: A Star Wars Story, about the beginnings of Han Solo, was excellent. Saw it today. The young actor gave a plausible interpretation of the character that Harrison Ford took on. And Woody Harrelson was just excellent. As was the young Lan...
by legio XX
Thu May 31, 2018 4:54 pm
Forum: Personal Finance (Not Investing)
Topic: Roommate in a house?
Replies: 32
Views: 3200

Re: Roommate in a house?

Agreed with most of the advice above. It's likely not worth it to her to claim rental depreciation. Do you earn equal incomes? If not, why split the bills 50/50? It's up to y'all too decide what works for you, but I think it avoids fights about "fair share" to split according to income. Plus then y...
by legio XX
Wed May 30, 2018 4:30 pm
Forum: Personal Consumer Issues
Topic: My mind exploded
Replies: 79
Views: 5176

Re: My mind exploded

Meh, I'd consider $150 shoes relatively cheap. I wouldn't consider that cheap unless dress shoes maybe, let alone sandals Actually sounds pretty tame; it could have been tattoos or piercings . . . bail money . . . Cheap is relative. Finn Comfort sandals around $300, wear daily for a couple of summe...
by legio XX
Wed May 30, 2018 4:10 pm
Forum: Personal Consumer Issues
Topic: Router hack, have you acted?
Replies: 101
Views: 9916

Re: Router hack, have you acted?

I have no idea how to update firmware, change passwords, or alter the security settings on my router. The cable guy set up the modem and router when he installed the cable internet, and I just use the wifi. He did ask me to select my own password. The extent of my ability to deal with this issue is...
by legio XX
Sat May 26, 2018 8:01 pm
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 4567

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

chrissv wrote:
Fri May 25, 2018 9:18 am
legio XX wrote:
Fri May 25, 2018 9:00 am
If I buy an Obi will it work with any VOIP provider?
Yes, it will work with any provider.
Thanks!
by legio XX
Sat May 26, 2018 7:59 pm
Forum: Personal Consumer Issues
Topic: Help Buying Mens Shoes for Work and Dating
Replies: 97
Views: 9392

Re: Help Buying Mens Shoes for Work and Dating

UpperNwGuy wrote:
Sat May 26, 2018 6:42 am
. . . On the other hand, don't get any shoes that have thick rubber, treaded soles. Girls consider such shoes inappropriate for anything but hiking. . .
Don't think a 35-year-old man would be dating a "girl." Shoes are probably a long way behind fit, presentable, breathing.

Vic
by legio XX
Fri May 25, 2018 9:00 am
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 4567

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

OK, one more query from the techno-challenged: I looked up Obi 100/200. Like Watty I'm not enthusiastic about the Google data vacuum and rather use something else. They get enough from me through my work acc'ts. Will also look into Steven's suggestion, Vimeo. If I buy an Obi will it work with any VO...
by legio XX
Thu May 24, 2018 10:29 am
Forum: Personal Finance (Not Investing)
Topic: What’s your phone/internet bill?
Replies: 92
Views: 6931

Re: What’s your phone/internet bill?

T mobile over 50 plan, 1 line = 50.00 unlimited Use the phone as a hotspot for internet use: email, bogleheads, news articles. No problems. Cancelled my land line so that is it. Live near city so have many over the air tv channels. Same here on the phone; pay $15 for internet although kinda slow. I...
by legio XX
Thu May 24, 2018 10:20 am
Forum: Personal Consumer Issues
Topic: Magic Jack Go vs Obihai obi200- which one as landline replacement?
Replies: 37
Views: 4567

Re: Magic Jack Go vs Obihai obi200- which one as landline replacement?

I've used Magic Jack for years and am very happy with it. Was able to port my home phone # and use all of my existing phones. Low cost annual fee and you can get it even lower by paying for 5 years. Set it and forget it. Mel, I'm glad you've had good luck with Magic Jack, but I just had a second on...
by legio XX
Sun Apr 01, 2018 9:00 am
Forum: Investing - Theory, News & General
Topic: Nice article on saving money and financial independence
Replies: 36
Views: 5800

Re: Nice article on saving money and financial independence

Ron wrote:
Sat Mar 31, 2018 11:59 am

"plus has a additional income from side hustles including selling furniture she refurbishes on Craigslist and eBay as well as house and dog sitting"

That's probably providing another $50k of annual income :mrgreen: ...

- Ron
You're joking, right?
by legio XX
Sun Apr 01, 2018 8:51 am
Forum: Personal Finance (Not Investing)
Topic: taxes: e-file vs. paper
Replies: 51
Views: 4445

Re: taxes: e-file vs. paper

I'm just sticking with what I'm used to - paper and pencil. When I'm through erasing I fill out the clean copies in ink and send them off. This year there was $$ owing :annoyed so I sent a check and sprang for certified w return receipt. While it might be useful to have a program check my numbers, I...