Actually, Ally is paying 2.00% for a 1-year CD and 2.05% for 18-months (minimum $25K in both cases).
NASA FCU (free to join) is paying 2.25% for 11-months (minimum $20K).
The bonds are all sold out. That rate is indeed a "gift".bridenour wrote: The reason the rate is so high is because this is basically a gift to Denver &/or CO residents.
I did get a chuckle out of this advise"You should run the numbers through a mortgage broker right now" to see what you can and can't afford, Glassman said. The advantage to calling a mortgage broker now, Glassman added, is that "most brokers have more time than mortgage applications right now."