Search found 25 matches

by anticrastinator
Thu Mar 28, 2019 6:45 pm
Forum: Personal Consumer Issues
Topic: 11 days. England, Ireland or Scotland?
Replies: 31
Views: 2275

Re: 11 days. England, Ireland or Scotland?

Here is your best bet if you want to see a lot: day 1 london day 2 london day 3 rent a car and drive west, see salisbury and stonehenge, spend the night in bath day 4 see cotswolds day 5 drive to warwick, see stratford on the way day 6 drive back to london, see oxford and windsor on the way. Take ca...
by anticrastinator
Mon Feb 25, 2019 5:46 pm
Forum: Personal Consumer Issues
Topic: DIY Auto repairs
Replies: 46
Views: 2822

Re: DIY Auto repairs

My car's KBB value is $670. I just replaced the radiator and engine mounts and likely saved more $$ than the car is worth :happy
by anticrastinator
Mon Feb 18, 2019 8:34 pm
Forum: Personal Consumer Issues
Topic: Wife filled our gas engine car with diesel fuel
Replies: 111
Views: 11965

Re: Wife filled our gas engine car with diesel fuel

Be happy that she did not add gasoline to a diesel car as that will be catastrophic to the diesel engine. Did that when I lived in Europe. Filled up my Ford Fiesta 1.6D then noticed the price was too high for diesel (yes, diesel was cheaper). There was nobody around to help, before cell phone era, ...
by anticrastinator
Mon Feb 11, 2019 6:09 am
Forum: Personal Consumer Issues
Topic: Copenhagen/Stockholm/Oslo in May/June
Replies: 28
Views: 1968

Re: Copenhagen/Stockholm/Oslo in May/June

Great cities, lots to see. Make sure you don’t make it about the little mermaid, as it is quite underwhelming and anticlimactic once you get there, your daughter might have high expectations and be disappointed.
by anticrastinator
Thu Feb 07, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: FamilyTreeDNA Admits to Sharing Genetic Data
Replies: 53
Views: 3053

Re: FamilyTreeDNA Admits to Sharing Genetic Data

Please provide me a realistic situation in which sharing my DNA negatively impacts my life. Assume your DNA somehow ends up on a crime scene (accidentally or intentionally, easy to come up with many plausible scenarios). Obviously it has nothing to do with you but do you really want the hassle of p...
by anticrastinator
Wed Feb 06, 2019 6:47 pm
Forum: Personal Consumer Issues
Topic: FamilyTreeDNA Admits to Sharing Genetic Data
Replies: 53
Views: 3053

Re: FamilyTreeDNA Admits to Sharing Genetic Data

Please provide me a realistic situation in which sharing my DNA negatively impacts my life. Assume your DNA somehow ends up on a crime scene (accidentally or intentionally, easy to come up with many plausible scenarios). Obviously it has nothing to do with you but do you really want the hassle of p...
by anticrastinator
Tue Jun 26, 2018 10:35 am
Forum: Personal Consumer Issues
Topic: Family dynamics/in laws/am I being petty?
Replies: 143
Views: 8594

Re: Family dynamics/in laws/am I being petty?

One way to make them aware of the disparity is to try and outspend your in-laws to where splitting the bill would be to your advantage (getting the large filet mignon, or the lobster, or the expensive individual drink, with several appetizers, plenty to take leftovers home). If they indeed are obliv...
by anticrastinator
Thu Jun 21, 2018 7:51 am
Forum: Personal Consumer Issues
Topic: Hands-free solutions
Replies: 15
Views: 883

Hands-free solutions

New hands-free driving law in effect July 1st in GA. My 17 year old boglehead car obviously has no CarPlay or other available system. The only way I can connect my phone (iPhone 6) to my car is through one of those cassette adapters. Short of ignoring the law or not answering the phone (both unaccep...
by anticrastinator
Mon Feb 26, 2018 2:57 pm
Forum: Personal Consumer Issues
Topic: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed
Replies: 49
Views: 3930

Re: Traveling to Germany (Bavaria) in April/May - Itinerary Help Needed

I’d say that unless you’re planning on going back some other time, Salzburg and Berchtesgaden are a must see. Berchtesgaden in particular if you’re into WW2 history. The museum, the bunker, Eagles Nest, all worth it, in addition to other attractions.
by anticrastinator
Wed Jan 31, 2018 6:51 pm
Forum: Personal Consumer Issues
Topic: A weekend in Rome - what would you do?
Replies: 13
Views: 1069

Re: A weekend in Rome - what would you do?

Be extra watchful for pickpockets in Rome, esp. at the airport and around the tourist spots [...] I would rather give them some money than have them take my wallet and passport. I would say that's a pretty bad idea. In general, they will pester you more after you engage them and give them something...
by anticrastinator
Sat Sep 16, 2017 10:38 am
Forum: Personal Consumer Issues
Topic: HVAC AC and furnace replacement quandary
Replies: 21
Views: 3425

Re: HVAC AC and furnace replacement quandary

Good to hear!
Now make sure everybody else knows who the HVAC guy and his company were. Keeping them accountable will save other guys down the line the unnecessary expense and being taken advantage of by greedy/dishonest/incompetent businesses.
by anticrastinator
Tue Sep 05, 2017 10:22 am
Forum: Personal Investments
Topic: Top Hat vs taxable dilemma
Replies: 12
Views: 1872

Re: Top Hat vs taxable dilemma

Personally, I chose the "start at termination, spread over 5 years" option. In my mind, that gave me the ability to spread the payments out sufficiently to ensure they were taxed at much lower rates, while limiting the time the money was at risk with my employer. I just checked with my plan adminis...
by anticrastinator
Mon Sep 04, 2017 7:16 am
Forum: Personal Investments
Topic: Top Hat vs taxable dilemma
Replies: 12
Views: 1872

Re: Top Hat vs taxable dilemma

Thank you all for your input, very helpful. One thing I did not say was that the distribution as a lump sum at the time of termination was entirely my (poor) choice. The plan offered other options, yet none of them appealed to me at the time. These options were: 1. at death 2. at termination 2a. +5y...
by anticrastinator
Sun Sep 03, 2017 9:38 am
Forum: Personal Investments
Topic: Top Hat vs taxable dilemma
Replies: 12
Views: 1872

Top Hat vs taxable dilemma

Hi all, For the past few years I've been contributing to a Top Hat 457(f) plan at work { not a 457(b)}, steadily growing, soon to reach 100k. I am currently in the highest income tax bracket, and the pre-tax contribution made a lot of sense to me when I started out. I also opted to have all the mone...
by anticrastinator
Wed May 13, 2015 9:41 am
Forum: Personal Finance (Not Investing)
Topic: Reduce mortgage or invest cash?
Replies: 4
Views: 719

Reduce mortgage or invest cash?

Would it be better to pay cash to decrease a 30 yr loan amount to below jumbo limit and refinance at a lower rate for 15 yr or invest the cash? I currently owe 650k at 4.38% for 27 more years. I am contemplating paying about 230k to bring it below the 417k limit for conforming loans, then refinance ...
by anticrastinator
Mon May 11, 2015 8:53 pm
Forum: Personal Investments
Topic: Keep or sell high ER fund? [What to do with 200k cash?]
Replies: 9
Views: 1186

Re: Keep or sell high ER fund?

I merged anticrastinator's thread back into the original. anticrastinator - To give you appropriate advice, it's best to keep all of the information in one spot. Feel free to bump the thread when you have more information, or want to ask a question. I was thinking that since the topic was quite dif...
by anticrastinator
Mon May 11, 2015 7:46 pm
Forum: Personal Investments
Topic: Keep or sell high ER fund? [What to do with 200k cash?]
Replies: 9
Views: 1186

What to do with 200k cash?

[Thread merged into here, see below. --admin LadyGeek] Hello everybody, I have decided to sell a high ER fund (Hennessy Focus Fund HFCSX ER 1.41), details here: https://www.bogleheads.org/forum/viewtopic.php?f=1&t=165115&p=2480629#p2480629 It will get close to 200k, not sure what to do now. Many op...
by anticrastinator
Mon May 04, 2015 6:54 pm
Forum: Personal Investments
Topic: Keep or sell high ER fund? [What to do with 200k cash?]
Replies: 9
Views: 1186

Re: Keep or sell high ER fund?

Thanks for your replies. I have not contributed to the fund in at least 5-6 years, only had the dividends reinvested. I don't plan to add any more money to it. I don't have any capital loss carryover to offset any gains. I just think that maybe getting rid of it and getting similar fund or ETF with ...
by anticrastinator
Mon May 04, 2015 12:27 pm
Forum: Personal Investments
Topic: Keep or sell high ER fund? [What to do with 200k cash?]
Replies: 9
Views: 1186

Keep or sell high ER fund? [What to do with 200k cash?]

[Thread updated, see below. --admin LadyGeek] Hi everybody, I would appreciate some help and guidance, here is the situation: I have about 200K worth of HFCSX (Hennessy Focus Investor) at an ER of 1.41. The fund has been doing pretty well, I have gains of about 75K long term and about 3K short term...
by anticrastinator
Thu Apr 30, 2015 6:05 pm
Forum: Personal Consumer Issues
Topic: What not to miss in Stockholm?
Replies: 6
Views: 782

Re: What not to miss in Stockholm?

Definitely Gamla Stan and the Vasa, including the waterfront as mentioned above. I enjoyed the Village Museum - Skansen, must do if the weather is fine (as it should be in June). Also the City Hall and the tower, awesome views of the old city (Gamla Stan).
by anticrastinator
Thu Apr 30, 2015 12:07 pm
Forum: Personal Finance (Not Investing)
Topic: Private Schools - Tuition
Replies: 90
Views: 9607

Re: Private Schools - Tuition

Not all kids or public schools are created equal, and just because one kid does well in a certain public school does not mean others will do as well in other schools. In my daughter's case, the difference between public and private was quite significant and many many times my wife and I congratulate...
by anticrastinator
Fri Apr 17, 2015 8:06 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 69
Views: 27892

Re: Costco and AMEX

CABob - post edited for accuracy and clarification DSInvestor - I was just interested in the Costco savings that AMEX offers, I have other cards for my other purchases. I was kinda trying to see if getting a new card for less than one year would be something that others would consider. We spend abou...
by anticrastinator
Fri Apr 17, 2015 7:03 pm
Forum: Personal Finance (Not Investing)
Topic: Costco and AMEX
Replies: 69
Views: 27892

Costco and AMEX

As announced recently, Costco will replace AMEX as the preferred credit card next April.
Would it still be a smart choice to open an AMEX Costco card until then?

edited for accuracy and clarification
by anticrastinator
Mon Apr 13, 2015 5:09 am
Forum: Personal Finance (Not Investing)
Topic: Top Hat plan strategy?
Replies: 0
Views: 303

Top Hat plan strategy?

Hello everybody, asking for some help with my retirement planning: My employer allows highly compensated employees to defer 0-100% of compensation into a Top Hat 457f plan with decent investment options (same as the 401k they offer). Besides the usual 457f provision that the money belongs to the emp...