Search found 779 matches

by Curlyq
Wed Oct 18, 2017 10:33 am
Forum: Personal Consumer Issues
Topic: Help with PR emergency prep: Water filter, Propane stove, etc.
Replies: 46
Views: 3893

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by Curlyq
Wed Oct 11, 2017 7:55 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

VictoriaF wrote:
Wed Oct 11, 2017 7:47 pm
So, it's all just a pipe dream?!

Victoria
Good one!
by Curlyq
Wed Oct 11, 2017 7:51 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

Hi Victoria, I agree that the best of the MMM movement is to wake up the average consumer to realize that spending is a choice and that there are alternatives to building a nest egg or even that one can build a nest egg. I used to teach and was always amazed at how "programmed" my students seemed to...
by Curlyq
Wed Oct 11, 2017 7:27 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

Hi Victoria, - The MMM movement is named for MMM. - MMM's major accomplishments are (1) very frugal living and (2) retiring very early (Me: not he's not, he has a few small businesses) . - THUS, the defining characteristic of the MMMers is very frugal living (and for some, very early retirement). - ...
by Curlyq
Wed Oct 11, 2017 6:58 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

As for the solar panels and electric cars, I think you would purchase them while still working, in preparation for retirement. Alternatively, you don't need to take out exactly 4% SWR every year. In year-1 you may take out 5% and invest in environmental efficiencies. In year-2, 3, etc., your annual...
by Curlyq
Wed Oct 11, 2017 6:06 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

Here's a post by MMM, on reducing one's carbon footprint via smaller living: http://www.mrmoneymustache.com/2016/03/20/climate-change-footprint/ I'm not sure someone who is "retired" on 4% SWR of $500,000 at 30-35 can afford to purchase solar panels, or an electric car. or subscribe to a wind-power ...
by Curlyq
Wed Oct 11, 2017 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

Some years ago, we were discussing that the gains in productivity will enable people to work less and have more time for self-actualization. I think MMM and his followers are implementing this vision. I think Victoria is correct that MMM's followers are implementing this vision to quit work at 30-3...
by Curlyq
Wed Oct 11, 2017 2:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

If we all retired at 30 and lived off very modest poverty-level income, the laws would catch up. Perhaps, 30-year old retired people would be required to do some public service. Athletic ones would do some of their exercise by building roads. Intellectual ones would flesh out their ideas by teachin...
by Curlyq
Tue Oct 10, 2017 10:39 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

You cannot live on 25k for a family of three and be able to afford full health insurance without subsidies or fund a college education. You can opt out of insurance or not pay for your kids education which is a huge risk and a bad idea for most people. This is one of my biggest questions in the MMM...
by Curlyq
Mon Oct 09, 2017 7:18 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

avalpert wrote:
Mon Oct 09, 2017 7:12 pm
the following has found some secret enlightenment
There's some mary-ja-wanna smoking culture in the MMM immediate community, at least that's what MMM's blog mentions now and again. This might be the enlightenment source.
by Curlyq
Mon Oct 09, 2017 5:57 pm
Forum: Personal Finance (Not Investing)
Topic: [Boglehead vs Mr Money Mustache philosophies]
Replies: 203
Views: 19618

Re: [Boglehead vs Mr Money Mustache philosophies]

MMM's earlier blog posts challenged readers to realize where they were on the hedonic treadmill and gave them ideas to get off of it. Now that MMM has made a lot of money off of the blog (through advertising, if I'm not mistaken), his posts now tend to explain why he's spending more money or acquiri...
by Curlyq
Sat Oct 07, 2017 2:33 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 2:22 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 2:03 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 1:44 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 1:36 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 12:36 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 13
Views: 920

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by Curlyq
Sat Oct 07, 2017 12:28 pm
Forum: Personal Consumer Issues
Topic: Roof shingles do not match - Neighbor sent notice
Replies: 44
Views: 6700

Re: Roof shingles do not match - Neighbor sent notice

Not sure this would work, but when I replaced some cement roof tiles on a house, the new tiles did not match. I brought an old tile into a paint store and got matching paint to paint the new tiles. They matched and look good for several years until I sold the house.
by Curlyq
Thu Oct 05, 2017 12:02 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 6
Views: 712

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by Curlyq
Thu Oct 05, 2017 11:16 am
Forum: Personal Finance (Not Investing)
Topic: That blank stare... ?
Replies: 49
Views: 4030

Re: That blank stare... ?

I'd rather get a blank stare, than my ex's response. He wanted to liquidate it and "live large."
by Curlyq
Thu Oct 05, 2017 11:09 am
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 6
Views: 712

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by Curlyq
Thu Oct 05, 2017 10:01 am
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 6
Views: 712

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by Curlyq
Tue Oct 03, 2017 6:30 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 6
Views: 712

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by Curlyq
Tue Oct 03, 2017 6:20 pm
Forum: Investing - Help with Personal Investments
Topic: .....
Replies: 6
Views: 712

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by Curlyq
Sun Sep 24, 2017 10:40 pm
Forum: Personal Finance (Not Investing)
Topic: AirBnB Hosting - In lieu of traditional rentals
Replies: 13
Views: 2450

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by Curlyq
Sun Sep 24, 2017 5:27 pm
Forum: Personal Finance (Not Investing)
Topic: Spouse Money Management
Replies: 94
Views: 8364

Re: Spouse Money Management

If dating you, her work, and her school doesn't fulfill her, and only shopping/buying stuff does, why are you with her? She needs to figure herself out and I don't think you are helping her at all; you are enabling her instead.
by Curlyq
Mon Dec 08, 2014 10:57 pm
Forum: Personal Finance (Not Investing)
Topic: Do you celebrate financial milestones?
Replies: 124
Views: 18422

Re: Do you celebrate financial milestones?

Sold big high-maintenance house and the proceeds paid for smaller easy-care retirement home. No mortgage and with healthy portfolio, work is now optional. Two-comma club several years ago, never paid much attention, but hit personal number earlier this year (50-times annual expenses in liquid assets...
by Curlyq
Sun Jul 13, 2014 10:23 am
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 18745

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by Curlyq
Sat Jul 12, 2014 11:55 pm
Forum: Personal Consumer Issues
Topic: High end purses
Replies: 119
Views: 18745

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by Curlyq
Fri Jul 11, 2014 11:34 am
Forum: Personal Consumer Issues
Topic: Tiny House Movement
Replies: 139
Views: 20433

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by Curlyq
Wed Jul 09, 2014 7:01 pm
Forum: Personal Consumer Issues
Topic: Extremely Heavy Duty Office Chair
Replies: 15
Views: 2879

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by Curlyq
Sat Jun 28, 2014 1:34 pm
Forum: Personal Consumer Issues
Topic: How many Bogleheads golf?
Replies: 81
Views: 6910

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by Curlyq
Sat Jun 28, 2014 11:16 am
Forum: Personal Consumer Issues
Topic: How many Bogleheads golf?
Replies: 81
Views: 6910

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by Curlyq
Fri Jun 27, 2014 11:44 am
Forum: Personal Consumer Issues
Topic: Retired Bogleheads want to relocate to California
Replies: 115
Views: 12448

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by Curlyq
Fri Jun 27, 2014 10:44 am
Forum: Investing - Theory, News & General
Topic: "Being Done" Saving: White Coat Investor blog post
Replies: 47
Views: 9916

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by Curlyq
Wed Jun 25, 2014 1:27 pm
Forum: Personal Consumer Issues
Topic: Fed up with ATT
Replies: 66
Views: 8140

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by Curlyq
Sat Jun 14, 2014 11:41 am
Forum: Personal Consumer Issues
Topic: Help with smoky condo sought
Replies: 15
Views: 2046

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by Curlyq
Tue Jun 10, 2014 4:12 pm
Forum: Personal Consumer Issues
Topic: Car for a long daily commute
Replies: 75
Views: 9341

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by Curlyq
Wed Jun 04, 2014 12:03 am
Forum: Personal Consumer Issues
Topic: Elio Car
Replies: 89
Views: 15088

Re: Elio Car

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by Curlyq
Tue May 20, 2014 5:17 pm
Forum: Personal Consumer Issues
Topic: Growing Blueberries
Replies: 30
Views: 3694

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by Curlyq
Tue May 20, 2014 5:06 pm
Forum: Personal Consumer Issues
Topic: Growing Blueberries
Replies: 30
Views: 3694

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by Curlyq
Mon May 19, 2014 1:11 pm
Forum: Personal Consumer Issues
Topic: New PC - Buy Office or use free alternatives
Replies: 49
Views: 6002

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by Curlyq
Thu May 15, 2014 3:55 pm
Forum: Investing - Theory, News & General
Topic: Are Single Premium Annuities a good deal?
Replies: 91
Views: 6673

Re: Are Single Premium Annuities a good deal?

What i don't see as part of this discussion is that peoples' cognitive abilities to manage their money generally starts to decline in their 70s. They may not even realize it. I think this factor needs to be considered. Annuitization may help protect income in this case. The costs of annuitization ne...
by Curlyq
Thu May 08, 2014 9:06 pm
Forum: Personal Finance (Not Investing)
Topic: I like the investment strategy , not really the lifestyle
Replies: 67
Views: 8392

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by Curlyq
Tue May 06, 2014 4:24 pm
Forum: Personal Finance (Not Investing)
Topic: Article on Amish approach to personal finance
Replies: 12
Views: 2345

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by Curlyq
Tue Apr 22, 2014 4:53 pm
Forum: Personal Finance (Not Investing)
Topic: If you have ACA health insurance, what is your experience?
Replies: 222
Views: 20982

Re: If you have ACA health insurance, what is your experien

Another "pro" vote for ACA. When my full-time job was eliminated, I could stay part-time and purchase ACA insurance. I got most of my doctors in the new network for roughly the same price I was paying for premiums with group insurance through work. With a pre-existing condition (cancer), I would not...
by Curlyq
Fri Apr 11, 2014 1:46 pm
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 452
Views: 106271

Re: Mr. Money Mustache: Hero or Foolish?

Everyone says we need to all be consumers to keep our economy going, but what if we could all just have less stuff, all work less, and all be happier, have more time with our families and strengthen our local communities. I think this would actually make people less happy, but that's another discus...
by Curlyq
Wed Apr 09, 2014 2:15 pm
Forum: Investing - Theory, News & General
Topic: Mr. Money Mustache: Hero or Foolish?
Replies: 452
Views: 106271

Re: Mr. Money Mustache: Hero or Foolish?

I would like to hear from Mr. MM's fans, if some are still following this thread - and remember, I am one of his fans to a large degree. If prosperity changes your Mr. Money Mustache, will you still love him? I'm not quite sure why you seem to betting on MMM failing, but my thoughts are that he has...