Search found 241 matches

by LonePrairie
Fri Mar 01, 2019 2:12 pm
Forum: Investing - Theory, News & General
Topic: Vanguard is Discontinuing their VanguardAdvantage Accounts
Replies: 519
Views: 35608

Re: Vanguard is Discontinuing their VanguardAdvantage Accounts]

Last fall I became dissatisfied with my old interest-bearing checking account at Wells that requires a $7,500 balance to avoid fees. I seriously considered Vanguard Advantage, but realized I'd still need a local bank account for cashier's checks, ATM withdrawals, and paper check deposit. (I'm not ne...
by LonePrairie
Thu Jan 17, 2019 2:49 pm
Forum: Investing - Theory, News & General
Topic: John Bogle has died at age 89
Replies: 856
Views: 49869

Re: John Bogle has died at age 89

Thank you so much, Mr. Bogle. I'm grateful to you.
by LonePrairie
Sat Nov 24, 2018 12:40 pm
Forum: Personal Finance (Not Investing)
Topic: What financial information do you share with your family and relatives?
Replies: 112
Views: 9908

Re: What financial information do you share with your family and relatives?

I'm from North Dakota. My relatives don't ask personal questions.

My late husband's brother did ask nosy questions. We figured he wanted to borrow money, so we gave vague answers.
by LonePrairie
Fri Nov 23, 2018 12:01 pm
Forum: Personal Finance (Not Investing)
Topic: The psychology of withdrawing from your portfolio
Replies: 58
Views: 6025

Re: The psychology of withdrawing from your portfolio

My mother lived to be well over a hundred. In the last several years of her life, she often asked me, "Have I run out of money?" I assured her truthfully that she had plenty of savings bonds left. I like seeing my portfolio grow almost every year. When I think of withdrawing, I remember my mom's fea...
by LonePrairie
Tue Nov 20, 2018 9:43 am
Forum: Personal Investments
Topic: Current Retirees: Do you touch your principal?
Replies: 79
Views: 8415

Re: Current Retirees: Do you touch your principal?

I retired 11 years ago. So far a pension and Social Security have covered my routine expenses. Except for a large dental expense, I've reinvested my RMDs. After working and living below my means for so long while I saved as much as possible, I'm thinking of loosening up and spending more in 2019.
by LonePrairie
Wed Oct 10, 2018 12:24 pm
Forum: Investing - Theory, News & General
Topic: Vanguard website problems [Transactions won't go through, 500 error...]
Replies: 101
Views: 5188

Re: Vanguard website problems [Transactions won't go through, etc.]

This is a network connectivity issue according to Vanguard's twitter account. "Due to a network connectivity issue, some clients are having difficulty accessing Vanguard via the web or phone. We’re working as quickly as we can to restore full access and will provide updates as they become available....
by LonePrairie
Fri Sep 21, 2018 7:16 pm
Forum: Personal Finance (Not Investing)
Topic: Thank you from a widow
Replies: 24
Views: 4909

Re: Thank you from a widow

I'm sorry for your loss. (I'm a widow too.) I'm glad this forum has helped you.
by LonePrairie
Sun Apr 20, 2014 10:35 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 2431

Re: Medicare and FEHB

Before I went on Medicare, I was seeing a doctor about a knee problem. Her practice accepted GEHA, which was my primary insurance at the time. After Medicare became primary and GEHA became secondary, I tried to make an appointment and was unable to because "we don't accept Medicare." It could be tha...
by LonePrairie
Sun Apr 20, 2014 10:02 pm
Forum: Personal Finance (Not Investing)
Topic: Medicare and FEHB
Replies: 16
Views: 2431

Re: Medicare and FEHB

I kept my same FEHB health plan (GEHA) and pay the same premium as always. I enrolled in Medicare Part A and Part B. Medicare became my primary payer, so the medical provider bills Medicare, which pays its portion and automatically sends the bill to GEHA, which pays the remainder. Paying two premium...
by LonePrairie
Fri Jan 24, 2014 10:20 pm
Forum: US Chapters
Topic: Taylor's 90th Birthday
Replies: 272
Views: 33780

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday, Taylor. Thank you so much for being one of the founders of the Diehards!
by LonePrairie
Mon Jan 20, 2014 1:04 pm
Forum: Personal Consumer Issues
Topic: Is there a low cost cell phone plan, limited minutes?
Replies: 66
Views: 6582

Re: Is there a low cost cell phone plan, limited minutes?

I neglected to mention in my post about PagePlus that I use and highly recommend Kitty Wireless.

http://www.kittywireless.com/
by LonePrairie
Sun Jan 19, 2014 11:00 pm
Forum: Personal Consumer Issues
Topic: Is there a low cost cell phone plan, limited minutes?
Replies: 66
Views: 6582

Re: Is there a low cost cell phone plan, limited minutes?

A couple of years ago, when my Verizon contract ran out, I moved my BlackBerry to PagePlus. I turned off data services on the BlackBerry and now use it only as a phone. I get a $10 refill every 120 days. I'm completely happy with PagePlus.
by LonePrairie
Thu Jan 16, 2014 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: High Earners - What's Your Profession?
Replies: 712
Views: 117587

Re: High Earners - What's Your Profession?

IT consultant at a bank.
by LonePrairie
Thu Jan 09, 2014 10:04 pm
Forum: Forum Issues and Administration
Topic: Bogleheads.org Homepage
Replies: 76
Views: 6388

Re: Bogleheads.org Homepage

I like the bogleheads.org home page as it is.
by LonePrairie
Fri Nov 22, 2013 8:24 pm
Forum: Personal Finance (Not Investing)
Topic: Getting Married at/after 50
Replies: 109
Views: 12966

Re: Getting Married at/after 50

Whew. So glad you found this out before you married him, ilovedogs. I had a somewhat similar close call 15 years ago.


"why do you want to live with a man?"

Well, someone has to empty the mousetraps!!
by LonePrairie
Wed Jul 17, 2013 6:45 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 22430

Re: [Sad news - Pat Larimore]

Taylor, I'm very sorry for your loss.
by LonePrairie
Wed Jun 26, 2013 10:20 pm
Forum: Personal Consumer Issues
Topic: Prepaid Funeral Arrangements
Replies: 33
Views: 2879

Re: Prepaid Funeral Arrangements

Ten years before she died, my mother prepaid for her cremation at a funeral home in Montana. Every year she received a K-1 form and had to report a small amount of interest. Nine years later, when Mom moved from Montana to Texas, she was able to transfer the funds to a local funeral home without hav...
by LonePrairie
Sun Jun 02, 2013 8:34 pm
Forum: Investing - Theory, News & General
Topic: Vanguard's New Bank Authorization Agreement
Replies: 40
Views: 6008

Re: Vanguard's New Bank Authorization Agreement

I received this notice in email. It's no big deal as far as I can tell. Re: We're updating our Bank Authorization Agreement Dear [my name]: We're updating the agreement you signed when you added banking to your Vanguard account(s). A copy of the updated agreement is provided for your records. View t...
by LonePrairie
Wed May 29, 2013 12:03 pm
Forum: Personal Consumer Issues
Topic: Best Walkable Place to Retire
Replies: 86
Views: 11134

Re: Best Walkable Place to Retire

You really need to take climate into consideration when you're thinking about walkability. I moved to a nice apartment in downtown Austin thinking I could run errands on foot and was surprised to find my tolerance for heat was so low that for most of the year I was there a two-block walk to the Whol...
by LonePrairie
Mon May 27, 2013 3:24 pm
Forum: Personal Consumer Issues
Topic: Best Walkable Place to Retire
Replies: 86
Views: 11134

Re: Best Walkable Place to Retire

My number one priority is being able to run routine errands on foot. Right now I'm in Northern California, two blocks from Trader Joe's and half a block from a large chain supermarket, UPS store, small hair salon and a good-sized drugstore. Yes, I pay a boatload for rent, but I don't own a car or ha...
by LonePrairie
Sat May 18, 2013 6:06 pm
Forum: Personal Consumer Issues
Topic: selling a piano or move it ?
Replies: 10
Views: 1068

Re: selling a piano or move it ?

I wish her luck, but before she puts energy into trying to sell it she may want to look at a web site where people list pianos they want to give away. http://www.pianoadoption.com/

Here's the listing for Ohio.
http://www.pianoadoption.com/states/free_pianos_OH.html
by LonePrairie
Mon Apr 08, 2013 4:06 pm
Forum: Personal Finance (Not Investing)
Topic: Cognitive decline and financial matters
Replies: 65
Views: 5820

Re: Cognitive decline and financial matters

I think about this issue a lot. I'm a widow with no children and no close relatives who could help with financial matters. I'll automate everything possible, but eventually I'll need to hire someone to reconcile the checking account, deposit the RMD from my 401k, and prepare my income tax. I remembe...
by LonePrairie
Tue Mar 26, 2013 7:25 pm
Forum: Personal Consumer Issues
Topic: Living in a 55+ community
Replies: 32
Views: 4257

Re: Living in a 55+ community

I too will be watching this topic. I'm single with no close relatives and although I'm fine where I am now, I can see myself moving into an over-55 community in 15 years or so.
by LonePrairie
Mon Jan 28, 2013 11:10 pm
Forum: Personal Finance (Not Investing)
Topic: Is there a way to compute will I run out of $$
Replies: 8
Views: 1435

Re: Is there a way to compute will I run out of $$

I agree with the spreadsheet suggestions, but I would use the free LibreOffice Calc software instead of buying Excel.
by LonePrairie
Tue Nov 27, 2012 9:46 pm
Forum: Personal Finance (Not Investing)
Topic: .....
Replies: 15
Views: 1840

Re: Should I sell my home to my friend?

I don't see any reason not to sell to your friends. It's not as if you'd be loaning them money. If friends buy the place, there'd be less wear and tear on you because you wouldn't have to keep the place ready to show on an hour's notice for weeks or months. You wouldn't have to find new homes for yo...
by LonePrairie
Mon Nov 05, 2012 2:03 pm
Forum: Investing - Theory, News & General
Topic: How did you make your million(s)?
Replies: 81
Views: 13688

Re: How did you make your million(s)?

Widowed (at a young age); went back to school and got an advanced degree in computer science at the right time; always lived below my means.
by LonePrairie
Fri Nov 02, 2012 8:23 pm
Forum: Forum Issues and Administration
Topic: Welcome back, everyone!
Replies: 52
Views: 6294

Re: Welcome back, everyone!

I'm glad the forum is back. Thank you, administrators, for your hard work!
by LonePrairie
Sun Oct 28, 2012 7:34 pm
Forum: US Chapters
Topic: Good luck to those hit by Hurricane Sandy...
Replies: 79
Views: 6599

Re: Good luck to those hit by Hurricane Sandy...

I'm sending good thoughts from Northern California to those Bogleheads in Sandy's path. Take care!
by LonePrairie
Sun Oct 07, 2012 2:01 pm
Forum: US Chapters
Topic: [Poll] How True a Boglehead are You?
Replies: 44
Views: 3261

Re: [Poll] Rate Yourself as a Boglehead

It's not working for me.
by LonePrairie
Thu Sep 27, 2012 9:13 pm
Forum: Personal Finance (Not Investing)
Topic: Re: Cell phones breaking budgets!
Replies: 106
Views: 12359

Re: Cell phones breaking budgets!

$53/month for internet (DSL with landline phone service thrown in)
$10/month for Kitty Wireless/PagePlus cell service
by LonePrairie
Fri Sep 07, 2012 1:24 pm
Forum: Forum Issues and Administration
Topic: SSCritic praise
Replies: 64
Views: 7194

Re: SSCritic praise

Yes! Thank you so much, sscritic.
by LonePrairie
Sun Jul 15, 2012 5:40 pm
Forum: Personal Consumer Issues
Topic: Verizon or other prepaid cell phone service?
Replies: 22
Views: 3863

Kitty Wireless/Page Plus

If you search Bogleheads.org for Kitty Wireless, a Page Plus dealer, you'll find lots of posts recommending them. I bought a phone from Kitty in May and am completely happy with the phone and the cost.
by LonePrairie
Fri Jul 13, 2012 8:42 am
Forum: Personal Consumer Issues
Topic: E-book prices
Replies: 25
Views: 2333

Re: E-book prices

When I see a review of a book I want to read, I add it to my spreadsheet and check the price on Amazon. If it's more than $9.99 (my ceiling for ebooks), I enter it on eReaderIQ's pricewatch. If and when the Kindle book's price is lowered to the price I specify, they send me an email. If a mystery is...
by LonePrairie
Fri Jun 29, 2012 2:02 pm
Forum: Personal Finance (Not Investing)
Topic: *this* close to quitting
Replies: 84
Views: 11872

Re: *this* close to quitting

Don't quit until you've found another job. Do you exercise? When my job was driving me nuts, going for a walk after work every night made me feel better.
by LonePrairie
Tue May 29, 2012 8:50 pm
Forum: Personal Consumer Issues
Topic: Coffee
Replies: 64
Views: 9076

Black Silk on Sale

I'm another fan of Folgers Black Silk. By the way, Walgreens is selling the 10.3 oz. container for $3.49 this week.
by LonePrairie
Thu May 10, 2012 7:35 pm
Forum: Investing - Theory, News & General
Topic: I am new here, anybody got CA munis?
Replies: 40
Views: 3512

Re: I am new here, anybody got CA munis?

Welcome to the forum. Most of my investment in bonds is in my 401(k) and Roth. In my taxable account I do have a small amount (around 5% of my total portfolio) in the Vanguard California Intermediate-Term Tax-Exempt Fund.
by LonePrairie
Mon May 07, 2012 9:17 pm
Forum: Investing - Theory, News & General
Topic: Any bogleheads on Twitter?
Replies: 27
Views: 1630

Re: Any bogleheads on Twitter?

I don't tweet, but I check twitter several times a day. It's my go-to site for breaking local news. I follow various twitter accounts including @bogleheads and @Vanguard_Group.
by LonePrairie
Tue May 01, 2012 8:30 pm
Forum: Personal Investments
Topic: Retired now for one hour 35 minutes!
Replies: 31
Views: 4582

Re: Retired now for one hour 35 minutes!

Congratulations! Ack! I just realized I will have been retired five years as of June 30. How is that possible?
by LonePrairie
Tue May 01, 2012 8:29 pm
Forum: Forum Issues and Administration
Topic: Most efficient way to read the forum
Replies: 30
Views: 3341

Re: Most efficient way to read the forum

I go to bogleheads.org and look for interesting topic titles. If there's a topic I want to be sure to follow, I click to subscribe and get email notifications of new posts.
by LonePrairie
Sat Apr 14, 2012 5:06 pm
Forum: Personal Consumer Issues
Topic: Where do we bogleheads Splurge?!
Replies: 138
Views: 12436

Re: Where do we bogleheads Splurge?!

I rent an apartment in a nice convenient location, often buy new computers, and buy lots of Kindle books. No cable TV, no car, never buy jewelry, rarely eat out, never buy coffee except when I'm traveling.
by LonePrairie
Sun Mar 25, 2012 1:01 pm
Forum: Personal Consumer Issues
Topic: Indoor TV Antennas?
Replies: 26
Views: 3443

Re: Indoor TV Antennas?

The "Terk HDTVa Indoor Amplified High-Definition Antenna for Off-Air HDTV Reception" I ordered from Amazon worked very well for me in a mostly flat city. In another city where there was a hill between the transmitters and my house, it brought in only one channel well.
by LonePrairie
Sat Mar 17, 2012 7:14 am
Forum: Personal Investments
Topic: Caution Treasury Direct Lockout
Replies: 101
Views: 9975

Re: Caution Treasury Direct Lockout

I redeemed some I-Bonds in 2010. In early January 2011 I received an email from TD, reminding me to login and access my 1099. Luckily, I was able to do so. Dear TreasuryDirect Customer: Check the Investor InBox section of your TreasuryDirect account for important tax information. Thank you for using...
by LonePrairie
Sat Mar 10, 2012 8:52 pm
Forum: Personal Finance (Not Investing)
Topic: End of Long-Term Care Insurance? - WSJ
Replies: 23
Views: 4181

Re: End of Long-Term Care Insurance? - WSJ

I bought a group LTC plan in 2002. I paid a high rate at the beginning for an inflation protection option and the promise that the premium would never increase because of inflation or if my health changed. Eight years later, the plan raised rates for me and others in my age group by 25% because I wa...
by LonePrairie
Sun Mar 04, 2012 8:37 pm
Forum: Personal Consumer Issues
Topic: Cross Country Relocation
Replies: 8
Views: 1296

Re: Cross Country Relocation

Wheaton has done a good job for me: they picked up my stuff on time, were careful loading it, and delivered my stuff within the range of dates they gave me and they didn't lose or break anything. I'm going to use them again soon for my next interstate move. http://www.wheatonworldwide.com/ I suggest...
by LonePrairie
Sat Mar 03, 2012 3:08 pm
Forum: Personal Consumer Issues
Topic: Reading Glasses
Replies: 14
Views: 2729

Re: Reading Glasses

I've bought them in a Walgreens store and ordered them from Amazon. They were all fine.
by LonePrairie
Sat Feb 25, 2012 8:01 am
Forum: Personal Finance (Not Investing)
Topic: TaxAct 2011 Online for $8 (Till Feb 29th)
Replies: 7
Views: 891

Re: TaxAct 2011 Online for $8 (Till Feb 29th)

Thanks very much. I've already filed, but I have a friend who can use this.
by LonePrairie
Sun Feb 12, 2012 10:27 pm
Forum: Personal Investments
Topic: Thank you Bogleheads
Replies: 15
Views: 1371

Re: Thank you Bogleheads

Congratulations, camper!