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Jim Profit

Unfortunately given the hot state of the bourbon collecting hobby, some reasonably-priced options are very difficult to find so I'll categorize my choices as follows: Available Everywhere, Easy To Find Maker's 46, Evan Williams Bottled-in-Bond (white label) Somewhat Available, depends on local marke...

Jim Profit

The 48 Laws of Power by Robert Greene.

Not just changed my life going forward, but forced a painful review of past choices and made me realize some critical mistakes that were made along the way. Can't do anything about those past mistakes now of course, but future choices are another matter...

Jim Profit

Is it possible that there is some kind of internal breaker for the washer motor and it tripped due to the pillow jamming and causing excessive current draw, and it just has a button somewhere (might be inside) you need to push to reset? Like on some garbage disposal units? Or perhaps there is some k...

Jim Profit

I was not looking for a job but was recently contacted by a bay area biotech company for a senior level position to lead a team. For this "team" you are leading would you have hire/fire ability? How long has the team been together? Any recent turnover in it? If so why? Any nepotism or fri...

Jim Profit

Been self-employed for 15+ years, and one thing I've learned is that if a customer asks for payment terms longer than net 30 you WILL have problems getting paid. Period. I've gotten to the point where I will decline the work immediately if the customer proposes longer payment terms than net 30. Even...

Jim Profit

Take the refund NOW, and if the cruise line is dragging their feet do not hesitate to dispute the charge with your credit card company. We were scheduled to take a cruise the week of March 16th, and it was cancelled the week beforehand. After waiting on hold for 3+ hours the cruise company said they...

Jim Profit

Light does seem to be appearing at the end of the tunnel. Went to Safeway in Colorado today at 10am (they opened at 7am) and was surprised to see about 20 toilet paper packages of varying brands on the otherwise long & empty shelf. It was limit 1 so I figured out what the biggest available packa...

Jim Profit

Force majeure? This. A rather obscure area of contract law that is probably not going to remain obscure for much longer given everything that is going on. IANAL, but essentially it allows the suspension of contract obligations due to an "act of god" that is beyond the party's reasonable c...

Jim Profit

Meow Wolf in Santa Fe and Ojo Caliente for sure. Scenery around the Rio Grande Gorge bridge near Taos is very beautiful and free, also an easy hiking trail to stretch your legs is on the far side of the bridge near a parking area.

Jim Profit

This great deal is still valid, just purchased H&R Block 2017 Deluxe Federal + State for $14.95. Thanks!

Jim Profit

I just about gave up on our Keurig because the coffee was too weak which is a common complaint. Thankfully after a lot of searching I found a solution: Barista Prima French Roast K-Cup Barista Prima Italian Roast K-Cup Both of these K-Cups have .47 ounces of coffee in them which is far more than the...

Jim Profit

In my Camry Hybrid 3 beeps means that the car is running but you just closed the door and it can't detect the key fob inside the car any more. Try starting the Prius, then hand the only fob out the window to someone and drive off (but be sure to drive back to where the fob is before turning off the ...

Jim Profit

Go to tirerack.com, pull up your vehicle, and then compare as many different tires as you want that fit on it. Consumer surveys on this website will rate each tire on multiple criteria, including the two that are most important to you. Tirerack.com is generally excellent, however since Goodyear sta...

Jim Profit

I slogged through the first 6 episodes of Westworld, but have faltered recently. What is the story? I mentally compare it to Deadwood because of the western themes and it comes up so short for me despite my love of sci-fi. My interest in Westworld also started to falter at episodes 5 and 6 as the s...

Jim Profit

nalor511 wrote:Switched to hr block deluxe and never looked back

Same here, switched over last year. Was a TurboTax customer for 10+ years before that but have been very happy with HR&Block Deluxe and will be using it again this year.

Jim Profit

...something you don't fully understand. Particularly if you are told it is very complicated, new, or "innovative".

Jim Profit

Hate to be the one to bring this up but...

Have any immediate or extended family fallen on hard times recently and need money?

Jim Profit

Gemini wrote: The latest "new" partner - I spoke with him and he has the same issues as me : no clear understanding of how compensation works, why the overhead is high and why he is getting paid little. I Edit: I just re-read that and it makes the place look bad, but it really isn't. The ...

Jim Profit

Working at a prison perhaps? Most are government-run but there are a growing number that are privately administered:

https://en.wikipedia.org/wiki/Private_prison

Jim Profit

Of course you are right Jim, but I doubt the noble civil servants who are looking for significant eyesore violations will be putting Op's residence under any special scrutiny as they drive by to check the reported residence for violation. Local governments have had their budget's stretched consider...

Jim Profit

This has to be a housing code violation. Let the city handle it. All you need to do is report it anonymously, after all it's visible from the street and an eyesore/hazard for everyone in the neighborhood. +1, let the town be the bad guy. If you go this route, ahead of time be sure to objectively ev...

Jim Profit

- Yes, paternity has been established - This child was the result of a one-night stand. Not trying to cause offense here, but has paternity been established conclusively by a scientific test paid for and irrefutably verified by the subject of your post? Hopefully it is not based solely on the word ...

Jim Profit

Used TurboTax for 10+ years, until this year due to their slimy tactics. Using H&R Block software this year, haven't done much with it yet but looks promising so far.

Jim Profit

I've really been enjoying a new show this summer called "Mr. Robot" airing on the USA Network. Best way to describe it is a combination of the movies "Fight Club" and "The Matrix" with a sprinkling of "American Psycho" thrown in. Basically a psychological thr...

Jim Profit

It will be interesting to see what TT has in store for us this year, as far as making us upgrade to get the same features that came with a lower version last year. I think I will give it a little more time before I buy, so that I can see how they try to rip people off like they did last year! After...

Jim Profit

Thanks for the heads up, just picked up a copy of Deluxe for $21.95.

Have never used tax software other than Intuit Turbotax before, looking forward to checking out H&R Block's solution this year based on the recommendations of many posters here. Buh-bye Turbotax!

Jim Profit

randomguy wrote:You need to talk to a business lawyer that deals with this type of stuff.

This. Watch the movie "The Social Network" for a painfully accurate depiction of share dilution.

Jim Profit

For Taos: be sure to check out Orlando's, great New Mexican food and a good value. A bit north of town and a little small but that place is ALWAYS packed and has been there a long time. Taos Diner is also excellent as noted by a prior poster, especially for breakfast. For some local New Mexican &quo...

Jim Profit

I've really been enjoying a new show this summer called "Mr. Robot" airing on the USA Network. Best way to describe it is a combination of the movies "Fight Club" and "The Matrix" with a sprinkling of "American Psycho" thrown in. Basically a psychological thri...

Jim Profit

Intuit has admitted to making a mistake. People who purchased Premier this year after purchasing Deluxe last year will get a $25 refund: http://americasmarkets.usatoday.com/2015/01/22/turbotax-admits-mistake-pays-customers/ I'll gladly take my $25 refund this year then switch to TaxACT for 2015 any...

Jim Profit

SpringMan wrote:TurboTax Premiere is now free for Flagship clients. Thank you Vanguard. I just downloaded and installed today, Jan 5th.

Wow very nice. Too bad I'm not Flagship quite yet but working on it....

Jim Profit

You can't delete Sched E if you have a K1 because the K1 was produced by a pass through entity and has items which should be reflected on your personal return. If you look at Sched 1040 Line 17, that will show the impact of the K1. And you are correct you cannot e-file the return because the interv...

Jim Profit

Can anybody comment if TaxAct Deluxe/Ultimate can handle Schedule K-1? I can't speak for TaxAct, but I can comment about how TurboTax Deluxe Desktop 2014 handles K-1's and it is not good. I receive a K-1 but have no need to file Schedule D this year, so I thought for sure TurboTax Deluxe Desktop wo...

Jim Profit

I happened to have CNBC on the in background for some nice white noise (that is all it is anyway) while going through my morning routine and thought I had misheard for sure when the story broke. The first thought that flashed through my mind when I heard he was going to an equities-focused firm like...

Jim Profit

Garnet Hill (garnethill.com). Excellent quality, and you can usually find something on sale if you'll put up with odd colors. I like the percales and the flannels. I was thinking they were expensive, but I don't think I've ever paid more than around $150 for fitted+flat, so compared to some other s...

Jim Profit

So I suspect your SD is smoking some grass and does the semi-stoner thing when she is high as it curbs ambition and makes clear thinking non-existant. So I think she just does not see a need to even go to class or do any homework. Then she is likely spending lots of time with her local friends near...

Jim Profit

In the mid-90's I worked for a telecom software development company doing work for one of the big telco providers in the USA. The software we wrote implemented the very earliest form of sending packetized data over mobile cellular networks at a blazing 19.2 Kbps. The big telco provider decided to la...

Jim Profit

Hi All, My DW and I bought a home and are moving in Wednesday. In our previous condo we'd get TONS of junk mail everyday. It's a waste of paper and it just goes into our garbage bin. If I could, I'd request all mail be sent via e-mail :) Since I can't get my snail mail via e-mail ... how do I limit...

Jim Profit

Been very happy with the Lenovo T series laptops as I have purchased 12 of them over the last 4 years for instructional use. Built extremely solid and they just flat out run like a champ. You can score some pretty smokin' deals on the Lenovo outlet site (outlet.lenovo.com) if you don't need to have ...

Jim Profit

Just to follow up on my original posting from June of 2011, we ended up pouring all our current Colorado PERA 401(k) funds as well as new contributions into a index-based PERAdvantange Target fund. Expense ratio is 0.26% with a yearly fee of $12. We do not receive a match. Not the end of the world b...

Jim Profit

What a surprise. Big fizzle. Kind of restores some of my faith in the market actually. I don't pay much attention to this sort of thing, but would this not just be an indication that the IPO was priced properly? (That is, might it have been a "gangbusters" IPO if it were priced at $19 and...

Jim Profit

Even though the final report has not yet been released on the Air France 447 plane crash, they did find the black boxes and information from the cockpit voice recorder has been leaked. Popular Mechanics published the transcript with some added analysis; this article was riveting, chilling, and very ...

Jim Profit

You are a good parent. Not necessarily. Read the chapter in "The Millionaire Next Door" about the dangers of subsidizing a child. You can do more long-term harm than good. My thoughts exactly. This is a classic case of "Economic Outpatient Care" from that very good book and the ...

Jim Profit

And: Roy: I've seen things you people wouldn't believe. Attack ships on fire off the shoulder of Orion. I've watched C-beams glitter in the dark near the Tannhauser Gate. All those moments will be lost in time, like tears in rain. Time to die. I think I read that Rutger Hauer who played Roy came up...

Jim Profit

The fees for the new PERA DC retirement plans have been posted here: http://www.copera.org/pdf/Misc/PPlus/401k-8.pdf I don't have time at the moment to examine the document in detail (I'll post a detailed analysis later), but it looks like the total expense ratio on the all-index based Target Retire...

Jim Profit

Received a letter yesterday announcing a series of seminars (and webinars per the PERA site) starting on August 15th. Included in the topics was "fees" so it looks like we should know in the next week about the new program costs. I'm still especially interested in the age-based passive op...

Jim Profit

Here's a not-very-helpful update from the FAQ: "Are my costs going to go up? PERA believes that the transition will allow for improved investment access at a lower overall cost." A lower overall cost for whom? The plan participants? PERA itself? The state? Life-forms on Mars? pknauth: At ...

Jim Profit

"We are currently finalizing the contracts and negotiating the fees for the funds that will be available in the new PERAdvantage line-up. Look for this detailed information that will be mailed and available on our Web site in early August." Really? So they awarded the contract to ING firs...

Jim Profit

I follow PERA pretty closely and was really surprised when these 401(k) changes were announced seemingly out of the blue. After some digging it looks like this started sometime in 2010, according to this excerpt from the 2010 PERA Comprehensive Annual Financial Report ( http://www.copera.org/pdf/5/5...

Jim Profit

Hi Jim. I've checked the COpera website and did not find this information, nor have I received notice of these changes yet, so am wondering if you can send me a link to this information which sounds pretty awful? It sounds like I might have to switch from the 401K to the 457 plan, although that too...

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