Search found 332 matches

by pablolo
Tue Aug 11, 2020 4:20 pm
Forum: Personal Investments
Topic: For Alan S and others 2020 Covid-19 RMD
Replies: 10
Views: 1088

Re: For Alan S and others 2020 Covid-19 RMD

Yes 28 of the 45 bonds were purchased in 1992 and 20 are 1000 bonds bought for $500
by pablolo
Mon Aug 10, 2020 2:26 pm
Forum: Personal Investments
Topic: For Alan S and others 2020 Covid-19 RMD
Replies: 10
Views: 1088

Re: For Alan S and others 2020 Covid-19 RMD

Thank you. My taxable income was $45000 in 2019. My tax bracket won't go higher when I redeem my savings bonds
by pablolo
Mon Jul 27, 2020 1:58 pm
Forum: Personal Consumer Issues
Topic: Recommend a mattress?
Replies: 37
Views: 3183

Re: Recommend a mattress?

Puffy anyone?
by pablolo
Sun Jul 05, 2020 11:34 am
Forum: Personal Investments
Topic: For Alan S and others 2020 Covid-19 RMD
Replies: 10
Views: 1088

Re: For Alan S and others 2020 Covid-19 RMD

This is the OP again . I just remembered that I have ee savings bonds from 1991 to 1993 worth approximately $34,000 so I was thinking of first returning the $16,000 find my RMD back to my traditional IRA and then cash out this year some of my ee savings bonds got where they equal the amount of taxes...
by pablolo
Mon Jun 29, 2020 5:25 pm
Forum: Personal Investments
Topic: For Alan S and others 2020 Covid-19 RMD
Replies: 10
Views: 1088

Re: For Alan S and others 2020 Covid-19 RMD

Apache, thank you so much I don't need the money so I will redirected back to my IRA
by pablolo
Mon Jun 29, 2020 4:52 pm
Forum: Personal Investments
Topic: For Alan S and others 2020 Covid-19 RMD
Replies: 10
Views: 1088

For Alan S and others 2020 Covid-19 RMD

Hello I took my 2020 rmd in January I took out 16000 dollars and had 27% off yet taken out for federal taxes I have two questions is there any reason why I should not put this money back into my traditional IRA with vanguard and secondly can I recoup the federal taxes that were taken out in January ...
by pablolo
Wed May 27, 2020 7:47 pm
Forum: Personal Consumer Issues
Topic: Problem with my Moto 5 Android phone
Replies: 2
Views: 321

Problem with my Moto 5 Android phone

Everyday I keep getting message chrome isn't working Yelp isn't working sometimes Outlook and gigan Google isn't working is there anyway I can fix this?
by pablolo
Sun May 03, 2020 5:52 pm
Forum: Personal Consumer Issues
Topic: [Saatva] or puffy mattress
Replies: 9
Views: 1012

Re: [Saatva] or puffy mattress

Thanks for your reviews. I sleep only on my side and am a senior .I will check that website
by pablolo
Sat May 02, 2020 5:58 pm
Forum: Personal Consumer Issues
Topic: [Saatva] or puffy mattress
Replies: 9
Views: 1012

[Saatva] or puffy mattress

Has anyone bought a Saatca or puffy mattress? I like to know your reviews
by pablolo
Wed Apr 01, 2020 6:45 pm
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13773

Re: Safest way to get food

I ordered online of meal from Olive garden free paid with my credit card online and then went to curbside and had them deliver the food on top of my car with the window up I felt safe
by pablolo
Wed Apr 01, 2020 6:28 pm
Forum: Personal Consumer Issues
Topic: Safest way to get food
Replies: 168
Views: 13773

Safest way to get food

What do you feel is the safest way to get food? Online shopping and pick up in the parking lot with the food delivered on top of the car or delivered to your house or personal shopping in grocery stores?
by pablolo
Wed Jan 22, 2020 10:48 pm
Forum: Personal Finance (Not Investing)
Topic: Tax question about social security
Replies: 6
Views: 628

Re: Tax question about social security

Thank you so much
by pablolo
Wed Jan 22, 2020 10:34 pm
Forum: Personal Finance (Not Investing)
Topic: Tax question about social security
Replies: 6
Views: 628

Tax question about social security

My total income is 44,500 plus my total social security benefit is 21284. What percent of my SS will be taxable? I file single
by pablolo
Thu Jan 02, 2020 8:43 am
Forum: Personal Consumer Issues
Topic: Latest updates driving from New Hampshire to Clearwater
Replies: 39
Views: 3309

Latest updates driving from New Hampshire to Clearwater

I will be leaving soon from southern New Hampshire to Clearwater Florida. I normally take the tappan zee bridge and then go inland and all the way down through Charlotte and pick up route 95 again in Columbia South Carolina I was thinking of picking up route 95 in Richmond and just drive all the way...
by pablolo
Thu Dec 19, 2019 4:45 pm
Forum: Personal Finance (Not Investing)
Topic: Redeeming ee savings bonds and paying taxes
Replies: 2
Views: 310

Redeeming ee savings bonds and paying taxes

I have some double e savings bonds worth over $33,000 most will mature in 2022 I have 36 bonds. Is there a cutoff point where I could be penalized by the IRS when I redeem the bonds if I don't pay quarterly installments because the bank won't take out taxes. How should I proceed? Thank you
by pablolo
Wed Sep 25, 2019 7:05 pm
Forum: Personal Consumer Issues
Topic: CBD for dogs' arthritis
Replies: 3
Views: 648

CBD for dogs' arthritis

Has anybody used CBD for their dog's arthritis? If so who would you share the results? Thank you
by pablolo
Sat Jul 20, 2019 1:31 pm
Forum: Personal Consumer Issues
Topic: Sandals with arch support
Replies: 30
Views: 3533

Re: Sandals with arch support

Because I have 4E width my searches were limited. The only foot wear I can use is New balance 893 EE sneaker. I have worn them for years for work walking and hiking 24/7. I ended up ordering a new balance sandals today I will let you know how it is. Thank everybody so much
by pablolo
Thu Jul 11, 2019 9:15 am
Forum: Personal Consumer Issues
Topic: Sandals with arch support
Replies: 30
Views: 3533

Re: Sandals with arch support

Wow .lot of wonderful responses. None of my toes touch the ground. The tips of my shoes would turn up .when I was a teenager the podiatrist attached electric impule stimulators to my toes. That was a long time ago maybe this information to will help my followers. Thank you
by pablolo
Tue Jul 09, 2019 11:54 am
Forum: Personal Consumer Issues
Topic: Sandals with arch support
Replies: 30
Views: 3533

Sandals with arch support

I have very high arched feet and triple e width and I'm trying to find out if anybody sells sandals that will provide some type of support and comfort
by pablolo
Mon Jul 08, 2019 3:19 pm
Forum: Personal Finance (Not Investing)
Topic: U.S. savingsbonds.com
Replies: 16
Views: 2139

Re: U.S. savingsbonds.com

on the 1st of each month I would get an update on all of my ee savings bonds and there would be color codes telling you when is the best time to cash them it was a really good website I am surprised that there is some problems with them now
by pablolo
Sun Jul 07, 2019 7:46 pm
Forum: Personal Finance (Not Investing)
Topic: U.S. savingsbonds.com
Replies: 16
Views: 2139

Re: U.s. savingsbonds.com

Thanks for the responses. I hold the bonds. They are physically with me. There is no risk only I can cash them
by pablolo
Sun Jul 07, 2019 1:35 pm
Forum: Personal Finance (Not Investing)
Topic: U.S. savingsbonds.com
Replies: 16
Views: 2139

Re: U.s. savingsbonds.com

No not treasury direct. It's savingsbonds.com they are out of New Jersey I have been with him for years.jackie Bradley what often have videos on questions about US savings bonds.jackie braley
by pablolo
Sun Jul 07, 2019 12:15 pm
Forum: Personal Finance (Not Investing)
Topic: U.S. savingsbonds.com
Replies: 16
Views: 2139

U.S. savingsbonds.com

I've been trying to access my savings bonds account at us savingsbonds.com for the past week but with no success has anyone else been having this problem?
by pablolo
Fri Jun 07, 2019 7:43 am
Forum: Personal Finance (Not Investing)
Topic: Routing your social security check to another bank
Replies: 3
Views: 418

Routing your social security check to another bank

What is the process like to have your social security check change to go to another bank and how long does it take? Thank you
by pablolo
Fri May 24, 2019 3:54 pm
Forum: Personal Investments
Topic: When to redeem EE savings bonds
Replies: 4
Views: 475

When to redeem EE savings bonds

I own 36 EE savings bonds the face value is 18000 the cash value is almost 33000 current interests is 23800 the average rate of this portfolio is 4.93% is the long time average rate 11 bonds mature in 2021 25 mature in 2022 my AGI for 2019 is estimated to be 42k my question is when should I start re...
by pablolo
Tue Dec 11, 2018 4:18 pm
Forum: Personal Consumer Issues
Topic: The red tide in Florida [algae bloom at Florida coast]
Replies: 18
Views: 2850

The red tide in Florida [algae bloom at Florida coast]

I am planning to go to Florida this February and March I have two dogs and I usually stay anywhere from Dunedin to fort Myers however the red tide persists and I am seeking bogleheads advise of where else I could go that offer pet friendly beaches on the West coast and I would consider the East coas...
by pablolo
Wed Nov 21, 2018 7:17 am
Forum: Personal Finance (Not Investing)
Topic: 3year myga (fixed annuity) rates
Replies: 4
Views: 722

Re: 3year myga (fixed annuity) rates

Thank you Flobes
by pablolo
Sun Nov 18, 2018 8:34 am
Forum: Personal Finance (Not Investing)
Topic: 3year myga (fixed annuity) rates
Replies: 4
Views: 722

3year myga (fixed annuity) rates

Does anybody know who offers the highest 3 year fixed annuity rates right now?
by pablolo
Thu Oct 25, 2018 1:54 pm
Forum: Personal Investments
Topic: Switching from Vanguard to Schwab
Replies: 2
Views: 544

Re: Switching from Vanguard to Schwab

I won't be doing any Tradingbut if the Wellesley income fund encourage no fees with a Schwab that would be great you know other than the expense ratio
by pablolo
Thu Oct 25, 2018 1:30 pm
Forum: Personal Investments
Topic: Switching from Vanguard to Schwab
Replies: 2
Views: 544

Switching from Vanguard to Schwab

I'm thinking of transferring my traditional IRA from Vanguard to Schwab for simplification and because Schwab is located where I live they told me I can transfer my Vanguard Wellesley income Admiral shares to them and have the same expense ratio and there would be no fees to reinvest the dividends b...
by pablolo
Tue Oct 23, 2018 11:31 am
Forum: Personal Investments
Topic: 1035 exchange
Replies: 0
Views: 278

1035 exchange

I have a three-year myga coming due November 20. It is non qualified and has a 50 % exclusion ratio. It is with Brighthouse Financial I have social security and the pension both spia s and an spia with cash refund will another Insurance CompanyI don't really need this money but I'd like to take some...
by pablolo
Sun Aug 26, 2018 3:14 pm
Forum: Personal Consumer Issues
Topic: Power window problem
Replies: 13
Views: 1039

Power window problem

I have a 2013 Honda Fit basic and the passenger front window will not go up because my dog constantly wants the window up and down the other three windows work fine about to switch for the front passenger side window and the driver side main control will not make the window go up any suggestions whe...
by pablolo
Wed Jul 11, 2018 11:35 am
Forum: Personal Consumer Issues
Topic: Starbucks Chase Visa cards
Replies: 5
Views: 584

Re: Starbucks Chase Visa cards

Thank you for the heads up I definitely won't apply
by pablolo
Wed Jul 11, 2018 9:43 am
Forum: Personal Consumer Issues
Topic: Starbucks Chase Visa cards
Replies: 5
Views: 584

Starbucks Chase Visa cards

If I apply for card issued by Chase and I get denied because of the 5/24 rule will I still be charged with a hard-hit? Thank you
by pablolo
Fri Jun 01, 2018 7:21 am
Forum: Personal Consumer Issues
Topic: 8000 BTU window ac
Replies: 5
Views: 754

Re: 8000 BTU window ac

Thanks for the recommendation
by pablolo
Thu May 31, 2018 6:39 pm
Forum: Personal Consumer Issues
Topic: 8000 BTU window ac
Replies: 5
Views: 754

8000 BTU window ac

Hi you do any Bogle heads have a recommendation for an 8000 BTU window air conditioner
by pablolo
Thu Apr 12, 2018 3:21 pm
Forum: Personal Investments
Topic: What to do with $23,000 in EE US savings bonds in Treasury Direct?
Replies: 4
Views: 808

Re: What to do with $23,000 in EE US savings bonds in Treasury Direct?

I have 45 ee savings bonds purchased in 1991 and 1992 I have them all at savingsbonds.com this website gives a thorough analysis of each Bond and color codes the bonds so you know when to cash them 😀
by pablolo
Thu Apr 05, 2018 11:08 am
Forum: Personal Investments
Topic: Help with math problem
Replies: 7
Views: 1150

Re: Help with math problem

Yes, I meant earns 4% constantly for 10 years and I withdraw 5% a year. Divided by 12 months
by pablolo
Thu Apr 05, 2018 10:44 am
Forum: Personal Investments
Topic: Help with math problem
Replies: 7
Views: 1150

Help with math problem

What would $118,600 earning4% a year for 10 years while taking out 5% monthly for ten years look like from years 1 through 10 ? Thank you
by pablolo
Sat Mar 24, 2018 1:45 pm
Forum: Personal Finance (Not Investing)
Topic: Long-term care should I lengthen my elimination. period
Replies: 10
Views: 1004

Re: Long-term care should I lengthen my elimination. period

Thank you for that clarification. Looking at Future cost I figured I can self pay for 365 days waiting./ Elimination. Period
by pablolo
Sat Mar 24, 2018 1:17 pm
Forum: Personal Finance (Not Investing)
Topic: Long-term care should I lengthen my elimination. period
Replies: 10
Views: 1004

Long-term care should I lengthen my elimination. period

I have long-term care insurance and I'm thinking of changing my elimination period from 90 days to 180 or maybe 365 days for nursing home Medicare will cover the first hundred days if I were to leave a hospital and go directly into a nursing care facility I can self pay if I extend the waiting. I wi...
by pablolo
Wed Mar 21, 2018 2:49 pm
Forum: Personal Consumer Issues
Topic: Xfinity Mobile ?
Replies: 19
Views: 2780

Re: Xfinity Mobile ?

Is this a two year contract and is it an unlocked phone
by pablolo
Fri Mar 09, 2018 10:12 am
Forum: Personal Consumer Issues
Topic: Credit card question
Replies: 3
Views: 505

Credit card question

Which credit cards offer the best coverage for trip cancellation thank you
by pablolo
Wed Mar 07, 2018 12:19 am
Forum: Personal Investments
Topic: Need spreadsheet help with vanguard variable annuity
Replies: 7
Views: 825

Re: Need spreadsheet help with vanguard variable annuity

Are there any studies that show when is the best time to take withdrawals? I
by pablolo
Tue Mar 06, 2018 9:35 am
Forum: Personal Investments
Topic: Need spreadsheet help with vanguard variable annuity
Replies: 7
Views: 825

Re: Need spreadsheet help with vanguard variable annuity

Thanks kevin.yes the vva balanced sub account is what I'm looking at. I wanted to see how it performed in different market cycles. I will input my data at portfolio visualier
by pablolo
Mon Mar 05, 2018 7:14 pm
Forum: Personal Investments
Topic: Need spreadsheet help with vanguard variable annuity
Replies: 7
Views: 825

Re: Need spreadsheet help with vanguard variable annuity

I am not very computer literate and am unfamiliar with spreadsheet s. Thanks anyway
by pablolo
Mon Mar 05, 2018 3:27 pm
Forum: Personal Investments
Topic: Need spreadsheet help with vanguard variable annuity
Replies: 7
Views: 825

Need spreadsheet help with vanguard variable annuity

I'm trying to figure out how the Vanguard variable annuity invested in its balanced fund performed from January 1st 2008 until December 31st 2017 the data I am using is 100000 initially invested and a fixed percentage of 5% or $5,000 is withdrawn each year I think the expense ratio of the fund is .5...
by pablolo
Sun Mar 04, 2018 4:50 pm
Forum: Personal Investments
Topic: Torn between Vanguard, Fidelity and Schwab
Replies: 186
Views: 37272

Re: Torn between Vanguard, Fidelity and Schwab

I have two Vanguard mutual funds in a Vanguard traditional IRA if I transfer the funds to Schwab as a direct rollover I still retain Admiral shares prices the downside is if I buy more shares that cost up to $78 Commission
by pablolo
Thu Mar 01, 2018 3:33 pm
Forum: Personal Investments
Topic: Roth IRA for 2 grandchildren
Replies: 2
Views: 323

Roth IRA for 2 grandchildren

I have to 19 year old grandchildren who are going to college and work part-time and I want to know where they can open up a low minimum Roth IRA thank you