Search found 11011 matches

by stratton
Sun Oct 01, 2017 9:30 am
Forum: Investing - Theory, News & General
Topic: Bloomberg: Smart Beta Debate Sparks Identity Crisis at Vanguard
Replies: 15
Views: 2741

Re: Bloomberg: Smart Beta Debate Sparks Identity Crisis at Vanguard

Seems like everyone is doing everything they can to slow down the $$ inflows into Vanguard. Less active investing threatens Bloomberg's terminal business which is 80 to 85% of their income. All Bloomberg Terminals are leased in two-year cycles (in the late 1990s and early 2000s, three-year contract...
by stratton
Sun Sep 17, 2017 7:28 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26472

Re: Iphone X is $1000

I am not sure if new Iphones support new T-Mobile 600 MHz frequency. T-Mobile users may need to wait for another phone. No it won't. I thought so too. Thanks for confirming that. For that, I wouldn't think of any reason to buy this phone if I was a T-Mobile user. I have no idea if it is just a bios...
by stratton
Sat Sep 16, 2017 4:58 pm
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26472

Re: Iphone X is $1000

I am not sure if new Iphones support new T-Mobile 600 MHz frequency. T-Mobile users may need to wait for another phone. No it won't. I thought so too. Thanks for confirming that. For that, I wouldn't think of any reason to buy this phone if I was a T-Mobile user. I have no idea if it is just a bios...
by stratton
Thu Sep 14, 2017 7:31 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26472

Re: Iphone X is $1000

I am not sure if new Iphones support new T-Mobile 600 MHz frequency. T-Mobile users may need to wait for another phone. No it won't. Also of note is that the iPhone X will support LTE band 66 but not LTE band 71, the latter of which is T-Mobile’s new 600MHz spectrum . Here’s the full list of the iP...
by stratton
Thu Sep 14, 2017 7:26 am
Forum: Personal Consumer Issues
Topic: Iphone X is $1000
Replies: 385
Views: 26472

Re: Iphone X is $1000

xkcd is on the job.

Image

Paul
by stratton
Wed May 03, 2017 9:07 pm
Forum: Investing - Theory, News & General
Topic: U.S. SEC approves request to list quadruple-leveraged ETFs
Replies: 27
Views: 2666

U.S. SEC approves request to list quadruple-leveraged ETFs

And I thought triple was risky enough U.S. SEC approves request to list quadruple-leveraged ETFs The Securities and Exchange Commission on Tuesday approved a request to trade quadruple-leveraged exchange-traded funds, marking a first for the growing market for such products in the United States. ......
by stratton
Wed Mar 08, 2017 5:41 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 60
Views: 11905

Re: Seattle Area Chapter Meetings - Master Thread

Looking forward to seeing everyone.

Paul
by stratton
Wed Mar 08, 2017 5:39 pm
Forum: Personal Consumer Issues
Topic: Favorite survival books?
Replies: 41
Views: 4189

Re: Favorite survival books?

The Zombie Survival Guide: Complete Protection from the Living Dead by Max Brooks. The Zombie Survival Guide is your key to survival against the hordes of undead who may be stalking you right now. Fully illustrated and exhaustively comprehensive, this book covers everything you need to know, includ...
by stratton
Thu Jan 26, 2017 9:37 pm
Forum: Personal Finance (Not Investing)
Topic: Moving to Barcelona - Expat Taxes
Replies: 3
Views: 1002

Re: Moving to Barcelona - Expat Taxes

You might look at this web site which is an English language site for Spain.

http://www.thelocal.es/

There appears to be links for expats.

Paul
by stratton
Tue Jan 10, 2017 6:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Sad News About a Respected Forum Member
Replies: 118
Views: 22203

Re: Sad News About a Respected Forum Member

I loved Ole Meph's insurance posts. Love the boil down to main points cutting through the sales chaff.

Paul
by stratton
Wed Jan 04, 2017 12:14 am
Forum: Personal Consumer Issues
Topic: What is the most inexpensive way to learn driving in Seattle?
Replies: 14
Views: 1397

Re: What is the most inexpensive way to learn driving in Seattle?

m Go to the link above and follow the top two links: Getting a license Steps to getting your first license Find out how to get your first Washington State driver license. Driver training and testing Find out where training and testing are offered in your area, learn about the knowledge and drive tes...
by stratton
Sat Aug 27, 2016 6:23 am
Forum: Investing - Theory, News & General
Topic: "Are Index Funds Eating the World?"
Replies: 44
Views: 6601

Re: "Are Index Funds Eating the World?"

The 4000+% annual turnover on SPDR S&P 500 ETF (SPY) says there is a lot of price discovery going on. Paul Edit: replaced 5800% because I overstated it since the share price has gone up over the last year. I was using (daily share turnover ) x (share price) x (250 days) / (total SPY assets). Bet...
by stratton
Wed Aug 24, 2016 6:11 pm
Forum: Investing - Theory, News & General
Topic: Why Does Wealthfront Allocate So Much To Emerging Markets?
Replies: 9
Views: 1630

Re: Why Does Wealthfront Allocate So Much To Emerging Markets?

Burton Malkiel has been an emerging markets fan. For example, in the 2013 update of The Elements of Investing , which is supposed to be aimed at novices, Malkiel and Ellis withdrew their recommendation for Total Bond and suggested a "surrogate bond portfolio" for the "age of financia...
by stratton
Fri Jul 29, 2016 11:59 pm
Forum: Local Chapters and Bogleheads Community
Topic: Seattle Area Chapter Meetings - Master Thread
Replies: 60
Views: 11905

Re: Seattle Area Chapter Meetings - Master Thread

Bump!

It's about time for another get together.

Paul
by stratton
Fri Jul 29, 2016 11:57 pm
Forum: Personal Consumer Issues
Topic: Timeshares, again
Replies: 57
Views: 5677

Re: Timeshares, again

People that inherit timeshare have been known to disclaim them, "No, I don't want it."

That's what I'd do if I somehow inherited one or someone tried to give me one.

Paul
by stratton
Mon Jul 18, 2016 11:52 pm
Forum: Investing - Theory, News & General
Topic: Farmland REITs?
Replies: 29
Views: 3591

Re: Farmland REITs?

I forgot about these REITs. I remember reading about them starting up, but farmland was at record highs so any interest was academic and not for investing.

Pretty tiny in the ~$140 million range. Microcaps.

Paul
by stratton
Mon Jul 18, 2016 11:50 pm
Forum: Personal Consumer Issues
Topic: What's up with 4K tv? Should I buy one?
Replies: 101
Views: 8675

Re: What's up with 4K tv? Should I buy one?

pondering wrote:Does anyone have experience using a 4K TV as a monitor?

Thanks

From the same place I previously mentioned.

New Samsung 4k for everyone

174+ page thread. :P

Paul
by stratton
Sun Jul 17, 2016 1:20 am
Forum: Personal Consumer Issues
Topic: What's up with 4K tv? Should I buy one?
Replies: 101
Views: 8675

Re: What's up with 4K tv? Should I buy one?

2015 Samsung 4k TV as a Monitor Set Up Guide Assumptions/Disclaimers: -This guide was written based on my JS9000 model. All of these models (JU6500, JU6700, JU7100, JU7500, JS7000 JS8500, JS9000) are very similar, but there are slight differences. This guide should still be mostly applicable for al...
by stratton
Tue Jun 28, 2016 5:46 pm
Forum: Personal Consumer Issues
Topic: Best watch for around $5,000?
Replies: 1061
Views: 257065

Re: Best watch for around $5,000?

What an awesome leading line...

Petrocelli wrote:I would not consider hiring someone because they wear a watch, or don't wear a watch.

I may, however, form a negative opinion if a male wore a very flashy watch; such as one with a lot of diamonds.

Says the guy whose BH handle is based on a diamond. :P

Paul
by stratton
Tue Jun 28, 2016 2:15 pm
Forum: Personal Consumer Issues
Topic: Planning to relocate to Austin, TX
Replies: 48
Views: 4067

Re: Planning to relocate to Austin, TX

Hi All, I am planning to move from Denver to Austin, TX within 2 months. My office address will be near the Austin Airport. I would like to see if it is possible for me to buy a house in Austin with the following criteria. 1. Single family house around 2000 Sq.ft 2. Around $350 K max 3. Good Middle...
by stratton
Thu Jun 23, 2016 5:43 pm
Forum: Investing - Theory, News & General
Topic: Malkeil on Preferred Stocks - what's the Bogleheads take?
Replies: 33
Views: 2959

Re: Malkiel's WSJ piece today - Use preferred stocks instead of bonds

Also as per Grabiner's post, because most preference shares don't have a redemption date (but some can be called by the issuer, a nasty feature for the investor) they are very "long duration" ie maximally sensitive to interest rate changes (up or down). The same would be true of a bond wi...
by stratton
Sun Jun 19, 2016 11:55 pm
Forum: Personal Finance (Not Investing)
Topic: Can we/Should we buy this house (SF Bay Area)
Replies: 54
Views: 6471

Re: Can we/Should we buy this house (SF Bay Area)

moneywise3 wrote:Are you sure your property taxes would null out of your tax savings? Bay area housing is stable, so go for it.


NO.

California real estate prices look like a saw blade. A several year run up followed by a crash.

Look at the crashes in 1991, 2001, 2008 and get back to us.

Paul
by stratton
Sun Jun 19, 2016 11:16 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 2271

Re: Driving Seattle to Spokane in July

Warning, construction on I-90 over Snoqualmie Pass.

http://www.wsdot.com/traffic/passes/sno ... fault.aspx

This has been going for at least a year or two.

I got caught in the night time blasting where they close the pass at 7.30 pm and don't reopen it until 8.45 or so.

I don't think there is anything on Highway 2 over Stevens pass.

http://www.wsdot.com/traffic/passes/ste ... fault.aspx

Paul
by stratton
Sun Jun 19, 2016 1:53 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 2271

Re: Driving Seattle to Spokane in July

About 15 or 20 miles East of Leavenworth there is a state highway through Swauk Pass that connects Highway 2 to I-90 at Cle Elum. It's probably about 40 or 45 miles.

Paul
by stratton
Sun Jun 19, 2016 4:29 am
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 2271

Re: Driving Seattle to Spokane in July

Just so the OP understands... The weather East of the Cascades on July 9 is very likely to be hotter than Seattle. Quite likely 95+ degrees. Maybe 100+. Not quite Arizona hot, buts still desert. Hiking around the Potholes will be hot because of all the dark basalt. Take plenty of water, sun screen e...
by stratton
Sun Jun 19, 2016 4:25 am
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 2271

Re: Driving Seattle to Spokane in July

Hmmm. I just did the Spokane-to-Portland drive yesterday (after driving to Spokane last Sunday). I was in Eastern Washington on a 4-day bus tour to learn about the geology of the Ice Age Floods. Fascinating stuff. I-90 will take you through Moses Lake. Just south of there is the Potholes Reservoir ...
by stratton
Sat Jun 18, 2016 10:57 pm
Forum: Investing - Help with Personal Investments
Topic: What is a Unit Investment Trust?
Replies: 13
Views: 1462

Re: What is a Unit Investment Trust?

The more I read, the more I don't like the UIT's that she has in her portfolio. Unfortunately, they are a significant percentage of her portfolio (27%). As far as I can tell, the expired ones have all the fees paid already, so that is sunk cost. There is one that is not expired yet, but expires thi...
by stratton
Sat Jun 18, 2016 10:46 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 162
Views: 16787

Re: IWC Watch, any thoughts?

Petrocelli wrote:Do you really think people who spend $25,000 on a watch are worried whether their watch keeps time more accurately than a Casio?

I like your Rolex better than the IWC watch. How well does it keep time considering you probably wear in court?

Paul
by stratton
Sat Jun 18, 2016 10:43 pm
Forum: Personal Consumer Issues
Topic: Driving Seattle to Spokane in July
Replies: 22
Views: 2271

Re: Driving Seattle to Spokane in July

I am thinking leave Seattle Sunday a.m.and get to Spokane in the evening,go to Coeur on Monday for the day and look around Spokane most of the day Tuesday before our flight back early evening.Maybe better to go on 90 if there are nice small towns to see. I grew up in Eastern Washington. Allow all d...
by stratton
Sat Jun 18, 2016 7:56 pm
Forum: Investing - Help with Personal Investments
Topic: What is a Unit Investment Trust?
Replies: 13
Views: 1462

Re: What is a Unit Investment Trust?

That .218% is probably a small part of the fees. Here's some good information on UITs. m Advisors pull their fees from your assets, but they never show them. If they did, a lot of investors would see the light and dump them. Interesting. I've seen others where there is an ER of ~0.5% with a 5% load...
by stratton
Sat Jun 18, 2016 7:52 pm
Forum: Personal Consumer Issues
Topic: High End Wrist Watches (Gone Crazy)
Replies: 162
Views: 16787

Re: IWC Watch, any thoughts?

It hasn't gone down enough to buy the iShares Micro-Cap ETF (IWC).

Keep watch on it.

Paul

PS this is a financial board. :moneybag :wink:
by stratton
Mon Jun 13, 2016 7:58 pm
Forum: Investing - Help with Personal Investments
Topic: How to handle MSFT buyout of LNKD
Replies: 20
Views: 2968

Re: How to handle MSFT buyout of LNKD

From the FT's Alphaville blog

Image
by stratton
Sat Jun 11, 2016 2:55 pm
Forum: Personal Consumer Issues
Topic: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area
Replies: 27
Views: 1759

Re: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area

I've had my house for 5.5 years and never have seen holes dug up from animals. The hole is about 3-4in diameter and 5-6 inch deep (in one day/night they did this). Both are just a few inches from the house. This is the second time it has happened in the span of maybe 4 days. We don't have pets. I k...
by stratton
Sat Jun 11, 2016 2:53 pm
Forum: Personal Consumer Issues
Topic: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area
Replies: 27
Views: 1759

Re: Had entire lawn sodded, now some animal is creating holes...Philly Burbs Area

JW-Retired wrote:Raccoons are less dainty and are apt to roll up whole areas of the sod.

Raccoons are for dealing with paper wasp nests. I had one the size of a volley ball a few feet off the ground. I wasn't about to go near it, but the raccoons chowed down on it one night. No more wasps.

Paul
by stratton
Sat Jun 11, 2016 2:50 pm
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 43
Views: 4514

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

Have a book burning in the backyard, invite the neighbors over! I have unpleasant memories of a high school job tending a fire used to dispose of old paper records. Burning books completely is a lot harder than most people think. Either you use a lot of extra fuel or you rip out and crumple each pa...
by stratton
Sat Jun 11, 2016 2:45 pm
Forum: Personal Consumer Issues
Topic: Encyclopedia, World Book, Complete Set, 1960 Ed.
Replies: 43
Views: 4514

Re: Encyclopedia, World Book, Complete Set, 1960 Ed.

rakornacki1 wrote:Does anyone have any experience or useable outlets for a complete set of the World Book Encyclopedia (1960 Ed.), white cover?

It probably wasn't worth much 40 years ago.

I bought a 1960 edition Encyclopedia Britannica at a yard sale in 1974 for $7.50.

Paul
by stratton
Fri Jun 10, 2016 10:10 am
Forum: Personal Consumer Issues
Topic: Anyone familiar with Crowsnest Highway in British Columbia?
Replies: 6
Views: 704

Re: Anyone familiar with Crowsnest Highway in British Columbia?

I am thinking about biking from Bellingham, WA to Missoula, MT in August (see this thread for related details). The route I am considering runs from Bellingham, WA up into Canada and then along the Crowsnest Highway (Highway 3) from Hope through Manning Park and then on to Osoyoos, before crossing ...
by stratton
Fri Jun 10, 2016 10:01 am
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 11169

Re: Crazy housing market

Fresh out of todays FT Alphaville blog:

Image

That's a lot of housing value in a small geographic area.

Paul
by stratton
Thu Jun 09, 2016 9:54 pm
Forum: Investing - Help with Personal Investments
Topic: Bruce Williams Smart Money
Replies: 15
Views: 1351

Re: Bruce Williams Smart Money

He's retired, his last on air broadcast was in 2010. he was back doing podcasts in 2012 and that gig lasted a year. i loved listening to bruce back in the day, and i listened to the podcasts while they were on but it wasn't the same. other than jersey boy pork roll he couldn't get any advertisers s...
by stratton
Wed Jun 08, 2016 1:42 am
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 11169

Re: Crazy housing market

Latest NW Multiple Listing report

http://seattlebubble.com/blog/2016/06/0 ... time-high/

The inventory is waaaay low. Sales haven't hit the boom number of units.

Paul
by stratton
Mon Jun 06, 2016 3:22 am
Forum: Investing - Help with Personal Investments
Topic: Financial Engines made a big move in my investments
Replies: 23
Views: 4344

Re: Financial Engines made a big move in my investments

One thing I forgot to mention, is that I did elect to invest "aggressive for my age" when I originally signed up with FE. The expected return of stocks is more than bonds over a long period of time. The best predictor of bond returns is their current yield which is really low right now. I...
by stratton
Sun Jun 05, 2016 10:27 pm
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 11169

Re: Crazy housing market

itstoomuch wrote:No, we bought with inheritance, Seattle, 2015. Owner had the condo 2/2, unit for sale for 3 months, and had dropped the price twice. We were only bidders, a week after the 2nd price reduction.

Considering the market had 1 to 1.5 months inventory last year that owner was way over priced.

Paul
by stratton
Sun Jun 05, 2016 10:25 pm
Forum: Investing - Theory, News & General
Topic: Crazy housing market
Replies: 77
Views: 11169

Re: Crazy housing market

The Seattle real estate market is what happens when there is one month of inventory.

Tacoma and Pierce county is relatively plentiful with 2 to 2.5 months inventory.

Paul
by stratton
Fri Jun 03, 2016 7:00 pm
Forum: Personal Consumer Issues
Topic: TeamViewer users are being hacked in bulk
Replies: 2
Views: 557

TeamViewer users are being hacked in bulk

Change passwords. Consider uninstalling it if you're not using it. One of my friends has it set to not autostart when their Mac is turned on. TeamViewer users are being hacked in bulk, and we still don’t know how Service blames password reuse for attacks used to drain financial accounts. ... In the ...
by stratton
Tue May 31, 2016 12:57 am
Forum: Investing - Help with Personal Investments
Topic: VDIGX - Dividends? [Vanguard Dividend Growth]
Replies: 10
Views: 1766

Re: VDIGX - Dividends?

I read it at the library too! In the June "Morningstar Dividend Investor" newsletter (I have free access from my public library), the author states that the golden age of dividend growth is over. Also states that the first quarter of 2016, S&P 500 dividends per share rose only 4.6%, th...
by stratton
Sat May 28, 2016 6:53 pm
Forum: Personal Consumer Issues
Topic: tips for weight exercises/training
Replies: 81
Views: 7020

Re: tips for weight exercises/training

Walking can be the way to go! The OP is asking about weight training and staving off additional sarcopenia. Walking will do nothing to get him/her stronger or increase muscle mass. Totally agree. I walked a lot and was sedentary and it didn't help with muscle strength. I needed exercise and stretch...
by stratton
Sat May 28, 2016 6:31 pm
Forum: Personal Finance (Not Investing)
Topic: "Indexed Annuities: The Big Lie" by Don McDonald
Replies: 26
Views: 3198

Re: "Indexed Annuities: The Big Lie" by Don McDonald

I saw an article that mentioned an equity indexed annuity was equivalent to ~15% stocks and 85% T-bills. The closest we can get: Vanguard Life Strategy Income fund (VASIX) : 20% stocks, 80% bonds. Fund Portfolio Vanguard Total Bond Market II Index Fund Investor Shares 56.1% Vanguard Total Internatio...
by stratton
Wed May 25, 2016 10:20 pm
Forum: Investing - Theory, News & General
Topic: Vanguard names Michael Rollings finance chief
Replies: 0
Views: 683

Vanguard names Michael Rollings finance chief

U.S. fund company Vanguard names Michael Rollings finance chief Vanguard Group, the No. 1 U.S. mutual fund company, appointed Michael Rollings as chief financial officer and head of its finance division. The Valley Forge, Pennsylvania-based company said Rollings, most recently CFO of life insurance...
by stratton
Wed May 25, 2016 12:08 am
Forum: Investing - Theory, News & General
Topic: irreverent??? [Bogleheads' Guide to Investing]
Replies: 19
Views: 2956

Re: irreverent??? [Bogleheads' Guide to Investing]

Irreverent comment: If Jack Bogle can't make it in finance he can always do readings for audio books. :P

Paul