Search found 57 matches

by Esther
Sat Oct 07, 2017 10:40 am
Forum: Personal Consumer Issues
Topic: Bed Pillows
Replies: 15
Views: 2518

Re: Bed Pillows

I want to thank all the Bogleheads who responded to my request for advice on purchasing bed pillows. After extensive research on the Internet and a visit to our local mattress store, we opted for the Coops pillows. They should arrive on Monday. Hopefully we will enjoy sleeping on them.
by Esther
Sat Sep 30, 2017 7:52 am
Forum: Personal Consumer Issues
Topic: Bed Pillows
Replies: 15
Views: 2518

Bed Pillows

Husband and I are in mid 80's and have gone through a number of bed pillows. Currently we have pillows with down and are very uncomfortable. They go flat. We have had foam pillows some years ago. I researched Amazon and saw a pillow made by COOP. It had excellent reviews but was a little more expens...
by Esther
Tue Aug 08, 2017 3:41 pm
Forum: Personal Consumer Issues
Topic: Windows 10 [Looking for games]
Replies: 7
Views: 771

Re: Windows 10 [Looking for games]

I downloaded Solitaire from the Winero and it seems to be working fine. I hope this is a "safe" site. Thanks for all who gave advice.
by Esther
Tue Aug 08, 2017 2:10 pm
Forum: Personal Consumer Issues
Topic: Windows 10 [Looking for games]
Replies: 7
Views: 771

Windows 10 [Looking for games]

I recently downloaded Windows 10 and am pleased with it except for one thing. I lost the games I enjoyed such as Solitaire. They are no longer available. I did see web sites saying you could download them to Windows 10 but am concerned about safety. Has anyone tried this? Thanks for any advice.
by Esther
Thu Dec 08, 2016 4:55 pm
Forum: Personal Consumer Issues
Topic: Best printers for home use
Replies: 67
Views: 7992

Re: Best printers for home use

Thank you for all the responses to my printer problem. I decided to purchase a Brother MFC-J885DW. So far it is working great. My old HP is under extended warranty and my husband currently is on the phone trying to resolve this issue. He is speaking with the 5th or 6th person and getting no satisfac...
by Esther
Mon Dec 05, 2016 2:44 pm
Forum: Personal Consumer Issues
Topic: Best printers for home use
Replies: 67
Views: 7992

Best printers for home use

I have a HP Envy 7640. I have had nothing but problems with it. I find it very difficult to use for index cards of various sizes and anything that is out of normal usage. Today I was trying to print a document from the Internet but it would not print. Now the printer has shut down and I can't get it...
by Esther
Sun Nov 20, 2016 11:31 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurace
Replies: 12
Views: 2572

Re: Health Insurace

I appreciate all the responses. I may not have clearly stated that our drug coverage is with another company--actually Humana. I think our private insurance company which we use for doctor and hospital visits is probably our best option. We get tons of mail as the end of the year approaches from Med...
by Esther
Tue Nov 15, 2016 1:58 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurace
Replies: 12
Views: 2572

Re: Health Insurace

I appreciate the responses I have received. The more I ponder our situation, the more inclined I am to stay with what we have primarily because they have always met all our medical expenses with the exception of drug coverage. We use Humana for that. My husband had cancer surgery, I had to have a pa...
by Esther
Tue Nov 15, 2016 10:37 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurace
Replies: 12
Views: 2572

Re: Health Insurace

Thank you HInvestor. While the premiums are costly we have never had to pay for doctor visits (personal physician or specialists). We both have had numerous xrays and tests plus treatments and have never had to pay out of our pocket. I guess this helps justify the high cost premiums. However, I may ...
by Esther
Sat Nov 12, 2016 6:54 am
Forum: Personal Finance (Not Investing)
Topic: Health Insurace
Replies: 12
Views: 2572

Re: Health Insurace

I am not certain if this is considered a Medigap plan. It is a private insurance company that we have to pay what Medicare does not pay.
by Esther
Fri Nov 11, 2016 3:32 pm
Forum: Personal Finance (Not Investing)
Topic: Health Insurace
Replies: 12
Views: 2572

Health Insurace

For the past number of years we have been insured by a private company. I am 85, my husband 84. Each year our premiums are increasing considerably and by next year will be approximately $5,000 a year for the 2 of us. One plus with this company is that we never have to pay any doctor fees, lab fees a...
by Esther
Thu Mar 05, 2015 4:24 pm
Forum: Personal Consumer Issues
Topic: Well made woman's shoe?
Replies: 40
Views: 6278

Re: Well made woman's shoe?

I have a very narrow foot, especially the heel area. I have purchased a number of Munro shoes, some with a wedge and some with a heel (not high). I also have Ferragamas. The Munro, for me, are by far the most comfortable. I think it depends on the structure and stability of your feet. What is comfor...
by Esther
Thu Jan 22, 2015 2:11 pm
Forum: Investing - Theory, News & General
Topic: Reporter doing story on pitfalls of doing one's own taxes
Replies: 40
Views: 5909

Re: Reporter doing story on pitfalls of doing one's own taxe

Until 2 years ago I did our taxes using Turbo Tax. I enjoyed doing them. However, 2 years ago it kept asking for a W-2 (DH had a little part time job). I had already entered the info but it kept asking for it. I re-entered and then it showed twice. Finally got on the phone with Turbo Tax and after m...
by Esther
Tue Aug 12, 2014 9:07 am
Forum: Personal Consumer Issues
Topic: Window Blinds
Replies: 15
Views: 14130

Window Blinds

We are currently in the process of purchasing a cottage in a Retirement/Personal care facility. It is our responsibility to provide the window treatments. The cottage does have many windows (roughly 15). We do need privacy and I was looking at horizontal (slated)blinds and perhaps verticals. I have ...
by Esther
Tue Mar 04, 2014 9:30 am
Forum: Personal Consumer Issues
Topic: washing machine - front loader or HE top loader?
Replies: 52
Views: 9509

Re: washing machine - front loader or HE top loader?

I have a Whirlpool front loader which my husband purchased for me. I love it. No problem with odor and it is in the basement. I do, however, do as another poster mentioned. I keep a small towel that I use to wipe the door seal. I also do a quick dry of the inside of the washer and the detergent disp...
by Esther
Sun Mar 02, 2014 12:46 pm
Forum: Personal Consumer Issues
Topic: need help with shades/blinds
Replies: 13
Views: 1356

Re: need help with shades/blinds

From personal experience, I know Hunter Douglas makes quality blinds in a large variety of types and styles. My kitchen blind came from a chain (hardware) store and can't begin to compare with my Hunter Douglas blinds. The mechanism in these blinds is very good.
by Esther
Fri Jan 24, 2014 8:33 pm
Forum: Local Chapters and Bogleheads Community
Topic: Taylor's 90th Birthday
Replies: 272
Views: 33477

Re: TAYLOR'S UPCOMING 90th BIRTHDAY

Happy Birthday Taylor. Thank you for all the guidance you provided to me. You are an inspiration to all of us.
God Bless.
by Esther
Fri Dec 20, 2013 7:49 am
Forum: Personal Finance (Not Investing)
Topic: Target Credit/Debit Card Hacks - what to do?
Replies: 94
Views: 11353

Re: Target Credit/Debit Card Hacks - what to do?

I seldom shop at Target and do not have their credit card. However our Discover card was recently comprised for purchases (one at Home Depot which we did not make). Fortunately Discover caught 2 purchases that appeared not to be mine. They immediately canceled my card and new cards were issued. I am...
by Esther
Sat Dec 07, 2013 8:47 am
Forum: Personal Finance (Not Investing)
Topic: Christmas Gift for Cleaning Lady
Replies: 21
Views: 27128

Re: Christmas Gift for Cleaning Lady

Thank you for all the responses. Actually I use her only every 2 weeks. I do the alternate week myself (this may soon change to using her weekly). I do the kitchen and she does the family room, living room/dining room, master bedroom, guest room, office & 2 bathrooms. The house is small and it is on...
by Esther
Fri Dec 06, 2013 10:45 am
Forum: Personal Finance (Not Investing)
Topic: Christmas Gift for Cleaning Lady
Replies: 21
Views: 27128

Christmas Gift for Cleaning Lady

I use my cleaning lady every 2 weeks. I have had her for approximately 3 months. She does a good job. I want to give her something for Christmas (preferably cash, as I think she needs it). Should I give her the equivalent of her pay or increase it.

Thanks for any suggestions.
Esther
by Esther
Wed Jul 17, 2013 3:32 pm
Forum: Investing - Theory, News & General
Topic: [Sad news - Pat Larimore]
Replies: 225
Views: 22313

Re: Thank you for saving me once again

Taylor, my deepest sympathy in the loss of your wife, Pat. I know she must have been a very beautiful lady. Having been married for 60 years, I can't comprehend the loss you must feel. Time is a great healer and memories will live with you forever. Esther PS Thank you for the good guidance you gave ...
by Esther
Sat Mar 30, 2013 9:06 am
Forum: Personal Finance (Not Investing)
Topic: [Retaining Medicare and insurance] Summaries
Replies: 4
Views: 682

[Retaining Medicare and insurance] Summaries

How long do Bogleheads keep the summaries they receive from Medicare and supplemental insurance? I find myself inundated with paperwork and storage is becoming a problem. Is it really necessary to retain the summaries? Thank you.
by Esther
Fri Jan 25, 2013 8:13 pm
Forum: Local Chapters and Bogleheads Community
Topic: Happy Birthday Taylor
Replies: 81
Views: 8687

Re: Happy Birthday Taylor

Happy Birthday Taylor,

Several years ago you gave me sage advice. For this, I am humbly grateful. My wish is that you have many more birthdays and the best of health.
by Esther
Fri Oct 19, 2012 5:59 pm
Forum: Personal Consumer Issues
Topic: Retaining Medicare Summaries
Replies: 4
Views: 474

Re: Retaining Medicare Summaries

Good suggestion. Thank you.
Esther
by Esther
Fri Oct 19, 2012 4:40 pm
Forum: Personal Consumer Issues
Topic: Retaining Medicare Summaries
Replies: 4
Views: 474

Re: Retaining Medicare Summaries

Thank you for your response. I will continue shredding more paperwork as I am in the process of downsizing my file cabinets. I like computers but the paperwork at times is overwhelming.
Esther
by Esther
Fri Oct 19, 2012 2:30 pm
Forum: Personal Consumer Issues
Topic: Retaining Medicare Summaries
Replies: 4
Views: 474

Retaining Medicare Summaries

What is the time frame for retaining summaries from Medicare and supplemental insurance? My spouse and I both have had some medical issues this past year. My file is filled with summaries from Medicare and our supplemental insurance company. We have not had to pay out of pocket for these expenses. T...
by Esther
Fri Oct 12, 2012 3:11 pm
Forum: Personal Consumer Issues
Topic: Good Canister Vacuum?
Replies: 33
Views: 3293

Re: Good Canister Vacuum?

I have had a Miele for almost 5 years. I have never had any problems with it. It is a well built cleaner. My cleaner came with the Powerbrush. It also has a soft brush which I use on the tile and wood floors. It was not an inexpensive cleaner but it does a good job and seems very substantial.
by Esther
Fri Oct 12, 2012 1:14 pm
Forum: Investing - Help with Personal Investments
Topic: Critique my allocation
Replies: 2
Views: 431

Re: Critique my allocation

I wasn't too clear on the bonds. All are in the Total Bond Market Index with a portion in the Admiral Shares (not an annuity). The purpose of our portfolio is obviously to have a cushion for any needs that may arise as we continue to age. We most likely will need retirement home/nursing care. Our 2 ...
by Esther
Fri Oct 12, 2012 12:26 pm
Forum: Investing - Help with Personal Investments
Topic: Critique my allocation
Replies: 2
Views: 431

Critique my allocation

I have tried posting this 2 times. Hope I am successful. Would like to know if we are on target at our age with our allocation. Will try to make this brief. Vanguard investors for a number of years: Ages 80 & 81. Our asset allocation is: Short Term - 5.70% Bonds - 66% (Most in V/Guard annuities) Lar...
by Esther
Sat Aug 25, 2012 2:33 pm
Forum: Personal Consumer Issues
Topic: Kitchen countertops
Replies: 36
Views: 3780

Re: Kitchen countertops

Thank you to all the Bogleheads who offered excellent counsel for my kitchen counter dilemma. We live in a small borough with 2 big box stores and 2 independent "kitchen design" stores. We have gone to the independent stores rather than the big box stores. The one store seems to favor the Corian and...
by Esther
Sat Aug 25, 2012 9:48 am
Forum: Personal Consumer Issues
Topic: Kitchen countertops
Replies: 36
Views: 3780

Kitchen countertops

We need to replace our kitchen countertops. We are vacillating between granite and corian. We are in our early 80's so don't want to spend an exorbitant amount. However, we want something that will wear well as we still do most of our cooking and subsequently use the counters frequently. Any suggest...
by Esther
Sat Mar 10, 2012 9:25 am
Forum: Local Chapters and Bogleheads Community
Topic: Pat is coming home !
Replies: 115
Views: 13346

Re: Pat is coming home !

Best wishes, Pat, for a speedy recovery. My thoughts and prayers are with you.
Esther
by Esther
Mon Dec 12, 2011 9:34 am
Forum: Personal Consumer Issues
Topic: Did we make a bad decision on new flooring?
Replies: 25
Views: 6137

Re: Did we make a bad decision on new flooring?

My 2 cents for what it's worth. In May we had a local dealer install laminate (Bruce) in our kitchen. The cost was $1,535 and included removal and disposal of existing vinyl and underlayment. The installation included laying the laminate over a titanium pad and installing oak shoe moulding at cabine...
by Esther
Tue Jan 25, 2011 7:44 am
Forum: Personal Consumer Issues
Topic: Price of Lipitor
Replies: 44
Views: 9911

Price of Lipitor

Are you able to take a generic version of this drug? We are insured by Humana for our prescription drugs. Most of our prescription drugs are filled using the generic drug. They seem to do as well as their more expensive counterpart.
by Esther
Fri Oct 15, 2010 12:41 pm
Forum: Investing - Help with Personal Investments
Topic: Taylor
Replies: 138
Views: 22488

Taylor

Taylor, my prayers and best wishes are going out to you. You were a help to me and I trust my thoughts and wishes for your health will be a help to you. My husband had prostate surgery 11 years ago and 3 years later he had radiation and hormone therapy. Next month he will be 78 and is in excellent h...
by Esther
Tue Aug 03, 2010 7:54 am
Forum: Personal Consumer Issues
Topic: What's your extravagance?
Replies: 98
Views: 12752

Taylor wrote:

"My time spent trying to help others on the forum is my biggest extravagance--and also my great pleasure."
_________________
Taylor you are the ultimate definition of "a gentleman".

Your help to me and many others on this forum is unsurpassed.

Esther
by Esther
Mon Aug 02, 2010 3:08 pm
Forum: Personal Consumer Issues
Topic: Toaster Oven a good idea? What type/brand?
Replies: 19
Views: 3050

Ed, I have a Cuisinart Convection Toaster Oven Broiler (TOB-195 series). I love it. We are retired so it is just my husband and myself. I found I was heating my large oven for small meals and decided on this purchase. We are pleased with the toast (some prefer a regular toaster). Baked potatoes are ...
by Esther
Mon Dec 28, 2009 3:38 pm
Forum: Investing - Help with Personal Investments
Topic: Vanguard GNMA
Replies: 2
Views: 1222

Vanguard GNMA

I have a very small CD with a local bank ($10,000) which matures next month. An investment friend suggested we leave it where it is but the interest is so minimal that I probably should take the money and put it under my mattress. Some feedback on putting it into Vanguard GNMA Fund Investor Shares w...
by Esther
Fri Nov 27, 2009 8:49 pm
Forum: Personal Finance (Not Investing)
Topic: Printer/Scanner
Replies: 10
Views: 1821

Thank you for all the responses to my dilemma. My husband went to our local Staples and found an HP Photosmart Premium C309 printer, scanner, copier on sale from $200 for $100. They had only 2 in stock. He took me to see it and there was only one remaining. We decided to make the purchase. It took s...
by Esther
Fri Nov 27, 2009 7:39 am
Forum: Personal Finance (Not Investing)
Topic: Printer/Scanner
Replies: 10
Views: 1821

Printer/Scanner

I recently replaced my old PC with a custom built processor. The technician installed Windows 7 which is great! My old HP Deskjet 6940 printer works fine but my ScanJet 3400C will not install. Upon contacting HP I found there is no driver available for this Scanjet. I would like to replace the print...
by Esther
Wed Nov 18, 2009 9:34 am
Forum: Personal Finance (Not Investing)
Topic: Vehicle Title address change
Replies: 6
Views: 2961

We are residents of PA. My husband has a small part-time job in which he goes to Penn Dot weekly. His response to your question is that you do not need to change the address on your title. The only thing that must be current is the address on the registration.

Hope this is helpful.

Esther
by Esther
Tue Nov 10, 2009 9:33 am
Forum: Personal Finance (Not Investing)
Topic: Home Security System worth it?
Replies: 72
Views: 15588

Home Security System

We live in a quiet residential neighborhood. Several yrs. ago our neighbors across the street came home before dusk to find 2 intruders in their house--one coming up from the basement & the other coming down the stairs with a pillowcase filled with their jewelry. They escaped but dropped the pillowc...
by Esther
Fri Sep 11, 2009 4:44 pm
Forum: Investing - Theory, News & General
Topic: Certified Financial Advisor from VG
Replies: 17
Views: 3679

I have utilized Vanguard's CFP service for 3 or 4 years. I complete a fairly thorough questionnaire based on my risk tolerance, goals, etc. After one of their personnel evaluates my responses, I am contacted to establish a date & time for a phone conference (approximately 1 hour). The CFP listens to...
by Esther
Fri Sep 04, 2009 11:45 am
Forum: Personal Finance (Not Investing)
Topic: Financial Advisor for parents...
Replies: 23
Views: 4603

I, too, was interested in using Edward Jones (or rather my husband was) about 2 yrs. ago. Some golfing friends told my spouse how impressed they were with a particular agent. When I asked for advice on this forum, Taylor graciously gave me his astute knowledge. I still thank him for that. Another fr...
by Esther
Fri May 08, 2009 7:50 pm
Forum: Investing - Theory, News & General
Topic: SAY HAPPY 80TH BIRTHDAY TO JACK BOGLE
Replies: 101
Views: 16951

Say Happy Birthday to Jack Bogle

Wishing you a wonderful 80th year and many, many more.

Esther
by Esther
Mon Mar 02, 2009 10:26 am
Forum: Personal Consumer Issues
Topic: Mel's mother
Replies: 93
Views: 14337

My heartfelt sympathy to you and your family. May you find comfort in the support and caring of all the Bogleheads.

Esther
by Esther
Wed Feb 18, 2009 2:41 pm
Forum: Investing - Help with Personal Investments
Topic: Diversified Equity Fund
Replies: 4
Views: 1353

Diversified Equity Fund

To respond to those who so readily responded to my post I will explain. This money is in an IRA account. Initially I had IRA's in U.S. Growth, Windsor II and the Strategic Equity Fund. I used Vanguard's Financial Planning Service and they suggested I transfer those funds to the Diversified Equity fu...
by Esther
Wed Feb 18, 2009 9:58 am
Forum: Investing - Help with Personal Investments
Topic: Diversified Equity Fund
Replies: 4
Views: 1353

Diversified Equity Fund

I have Vanguard's Diversified Equity Fund in my IRA account. I would appreciate some thoughts on this particular fund as we were considering re-positioning one of my husband's IRA's into this fund. Thank you for any feedback.
by Esther
Sun Feb 15, 2009 7:36 pm
Forum: Personal Finance (Not Investing)
Topic: What is the expected physical life of a computer?
Replies: 55
Views: 8450

Expected Physical Life of a Computer

A computer technician told me to always turn off my PC at night. His reason was that it was more prone to hackers during the "wee" hours of the night. I took him at his word because someone charged items to our credit card during the early hours of the morning. Fortunately, our credit card company b...
by Esther
Mon Feb 02, 2009 2:58 pm
Forum: Personal Consumer Issues
Topic: Tax Forms
Replies: 7
Views: 1923

Thank you to everyone who responded to my dilemma. The tax forms have arrived! All is well.

Esther